PNC demonstrates a complex fundamental profile where accelerating 14.0% year-over-year net interest income growth is currently overshadowed by a massive $2.3 billion provision for credit losses in 2026Q1. While the bank has successfully expanded its total asse...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Despite a 14.0% year-over-year increase in net interest income, the efficiency ratio deteriorated to 61.1% in 2026Q1, reflecting significant pressure on core profitability.
In 2025, PNC’s revenue rose 7.48% year‑over‑year to $22.32 billion, while earnings climbed 19.65%. Capital markets fees increased 35% YoY, contributing an 8% lift in overall non‑interest income, and book value per share grew 14% from the prior year.
The acquisition of FirstBank is expected to be earnings accretive, expanding PNC’s footprint in Colorado and Arizona and adding a low‑cost deposit base. The deal is also driving higher shareholder returns through increased stock buyback activity.
A mechanical repricing of a substantial fixed‑rate asset book is projected to push Net Interest Margin above 3% in the coming quarters, boosting net interest income momentum.
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 15, 2026 | $4.85+8.7% vs $4.46 | $6.9B+5.5% vs $6.5B |
Q2 2026 Apr 15, 2026 | $4.13+5.1% vs $3.93 | $6.2B-1.2% vs $6.2B |
Q1 2026 Jan 16, 2026 | $4.88+15.4% vs $4.23 | $6.1B+1.9% vs $6.0B |
Q4 2025 Oct 15, 2025 | $4.35+7.4% vs $4.05 | $5.9B+1.5% vs $5.8B |
Bank of America Corp DE bought a new stake in The PNC Financial Services Group, Inc (NYSE: PNC) in the undefined quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The institutional investor bought 8,539,645 shares of the financial services provider's stock, valued at approximately
The PNC Financial Services Group, Inc. (PNC) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
Rate whiplash cracked the dividend promises of plenty of regional banks over the last two years, but a handful of super-regionals kept writing checks and even raised them.
The new PNC program elevates workplace banking with meaningful rewards and personalized financial support and education PITTSBURGH, Sept. 8, 2026 /PRNewswire/ -- PNC Bank today announced the launch of PNC Workplace Advantage, a new workplace banking program designed to help employers enhance their benefit offerings while supporting employees' financial confidence and overall well-being.
Benchmark PNC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for The PNC Financial Services Group, Inc. (PNC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $227.96 | $90.96B | 13.74 | -1.75% | 22.13% | 12.05% | 2.93% | |
| $59.44 | $92.59B | 12.89 | 4.41% | 18.02% | 12.13% | — | |
| $48.07 | $59.89B | 12.58 | 53.03% | 18.14% | 8.51% | — | |
| $27.91 | $23.82B | 12.19 | 6.25% | 23.13% | 11.75% | — | |
| $65.49 | $27.69B | 16.97 | -5.85% | 17.51% | 7.63% | — | |
| $15.69 | $31.7B | 11.29 | 10.58% | 16.64% | 8.57% | — |
The PNC Financial Services Group, Inc. (PNC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
The PNC Financial Services Group, Inc. (PNC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 21, 2026·SEC
Jul 15, 2026·SEC
Jul 15, 2026·SEC
Feb 20, 2026·SEC
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The PNC Financial Services Group, Inc. (PNC) stock FAQ — growth, dividends, profitability & financials explained
The PNC Financial Services Group, Inc. (PNC) saw revenue decline by 1.7% over the past year.
Yes, The PNC Financial Services Group, Inc. (PNC) is profitable, generating $7.21B in net income for fiscal year 2025 (22.1% net margin).
Yes, The PNC Financial Services Group, Inc. (PNC) pays a dividend with a yield of 2.93%. This makes it attractive for income-focused investors.
The PNC Financial Services Group, Inc. (PNC) has a return on equity (ROE) of 12.1%. This is reasonable for most industries.
The PNC Financial Services Group, Inc. (PNC) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.
The PNC Financial Services Group, Inc. (PNC) has an efficiency ratio of 44.6%. This is excellent, indicating strong cost control.
