QFIN faces a challenging inflection point as accelerating net interest income decline and net interest margin compression are eroding profitability, with Q2 2026 NII falling 18.2% year-over-year and NIM contracting to 3.5%. The company's defensive posture, mar...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 25, 2026 | $0.48-50.0% vs $0.96 | $525M-6.7% vs $562M |
Q2 2026 May 26, 2026 | $1.04+8.3% vs $0.96 | $567M+18.8% vs $477M |
Q2 2026 Mar 17, 2026 | $1.12-0.9% vs $1.13 | $585M-9.2% vs $644M |
Q4 2025 Nov 18, 2025 | $1.52-9.5% vs $1.68 | $731M+10.0% vs $665M |
Qfin Holdings Inc. - Sponsored ADR (NASDAQ: QFIN - Get Free Report) shares hit a new 52-week low on Monday. The stock traded as low as $7.90 and last traded at $7.9160, with a volume of 93320 shares trading hands. The stock had previously closed at $8.09. Analyst Upgrades and Downgrades Several analysts recently commented
SHANGHAI, China, Sept. 20, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced changes in its senior management and the composition of its board of directors (the “Board”). In light of the growth and potential of the Company's international business and its long-term strategic development, Mr. Haisheng Wu, the chief executive officer and a director of the Company, intends to focus more of his time on the development of the Company's international business. In order to dedicate his attention to this area, Mr. Wu will step down as the chief executive officer and a director of the Company and will cease to be a member of the compensation committee of the Board.
Qfin (NASDAQ: QFIN) reported lower second-quarter revenue and profit as China's consumer finance sector faced tighter regulation, reduced liquidity and heightened credit-risk concerns. Management said it is prioritizing risk controls, cost reductions and operational resilience over near-term loan growth. CEO Haisheng Wu said China's consumer finance market remained under pressure through the first half of 2026.
Qfin Holdings, Inc. (QFIN) Q2 2026 Earnings Call Transcript
Benchmark QFIN against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Qfin Holdings, Inc. (QFIN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $7.61 | $990.71M | 0.60 | 8.83% | 31.04% | 23.96% | 19.81% | |
| $0.72 | $122.08M | 0.53 | -11.61% | 8.07% | 8.64% | — | |
| $3.19 | $792.39M | 2.29 | 1.03% | 18.75% | 6.05% | — | |
| $1.79 | $8.94M | -0.01 | -84.11% | — | -18.18% | — | |
| $24.45 | $2.34B | 54.33 | 62.84% | 5.22% | 7.85% | — | |
| $19.21 | $2.22B | 16.70 | 26.92% | 15.85% | 12.92% | — |
Qfin Holdings, Inc. (QFIN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Qfin Holdings, Inc. (QFIN) stock FAQ — growth, dividends, profitability & financials explained
Qfin Holdings, Inc. (QFIN) grew revenue by 8.8% over the past year. This is steady growth.
Yes, Qfin Holdings, Inc. (QFIN) is profitable, generating $3.72B in net income for fiscal year 2025 (31.0% net margin).
Yes, Qfin Holdings, Inc. (QFIN) pays a dividend with a yield of 19.81%. This makes it attractive for income-focused investors.
Qfin Holdings, Inc. (QFIN) has a return on equity (ROE) of 24.0%. This is excellent, indicating efficient use of shareholder capital.
Qfin Holdings, Inc. (QFIN) has a net interest margin (NIM) of 14.6%. This indicates healthy earnings from lending activities.
Qfin Holdings, Inc. (QFIN) has an efficiency ratio of 47.7%. This is excellent, indicating strong cost control.
