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Apr 24, 2026·SEC
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Republic Bancorp, Inc.(RBCAA)Earnings, Financials & Key Ratios
RBCAA•NASDAQ•Banking & Credit
$76.97
$1.34B mkt cap·11.6× P/E·Price updated May 6, 2026
AboutRepublic Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit. Its loan products include residential real estate, commercial real estate, construction and land development, home improvement and home equity, secured and unsecured personal, and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and memory banking, private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards through third party service providers. Further, the company offers consumer credit products; and property and casualty insurance products. As of January 28, 2022, it operated 42 full-service banking centers. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.Show more
- Net Interest Income$335M+7.2%
- Total Revenue$521M+4.3%
- Net Income$131M+29.5%
- Return on Equity12.54%+17.8%
- Net Interest Margin4.75%+4.2%
- Efficiency Ratio42.24%+7.2%
- ROA1.89%+25.4%
- Equity / Assets15.65%+8.0%
- Book Value per Share55.65+9.6%
- Tangible BV/Share53.60+10.1%
- Debt/Equity0.57+5.4%
RBCAA Key Insights
Republic Bancorp, Inc. (RBCAA) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Strong NIM of 4.8%
- ✓Efficient operations: 42.2% efficiency ratio
- ✓12 consecutive years of dividend growth
- ✓Well capitalized: 15.7% equity/assets
- ✓Healthy dividend yield of 2.2%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
RBCAA Price & Volume
Republic Bancorp, Inc. (RBCAA) stock price & volume — 10-year historical chart
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RBCAA Growth Metrics
Republic Bancorp, Inc. (RBCAA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years10.82%
5 Years9.25%
3 Years18.13%
TTM-
Profit CAGR
10 Years14.08%
5 Years9.54%
3 Years12.96%
TTM29.54%
EPS CAGR
10 Years14.72%
5 Years10.69%
3 Years13.21%
TTM29.46%
Return on Capital
10 Years7.36%
5 Years8.64%
3 Years7.19%
Last Year4.03%
RBCAA Recent Earnings
Republic Bancorp, Inc. (RBCAA) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (60%)●Beat Revenue 5/12 qtrs (50%)
Q2 2026Latest
Apr 23, 2026EPS
$2.04
Est $1.84
+10.9%
Revenue
$79M
Est $110M
-28.2%
Q1 2026
Jan 30, 2026EPS
$1.17
Est $1.30
-10.0%
Revenue
$74M
Est $93M
-19.6%
Q4 2025
Oct 17, 2025EPS
$1.52
Est $1.41
+7.8%
Revenue
$92M
Est $93M
-0.7%
Q3 2025
Jul 18, 2025EPS
$1.61
Est $1.44
+11.8%
Revenue
$92M
Est $93M
-1.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $2.04vs $1.84+10.9% | $79Mvs $110M-28.2% |
| Q1 2026 | Jan 30, 2026 | $1.17vs $1.30-10.0% | $74Mvs $93M-19.6% |
| Q4 2025 | Oct 17, 2025 | $1.52vs $1.41+7.8% | $92Mvs $93M-0.7% |
| Q3 2025 | Jul 18, 2025 | $1.61vs $1.44+11.8% | $92Mvs $93M-1.0% |
Based on last 12 quarters of dataView full earnings history →
RBCAA Peer Comparison
Republic Bancorp, Inc. (RBCAA) competitors in Specialty finance and niche lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 | ||
 IBCP | 696.01M | 33.81 | 10.34 | -0.3% | 14.2% | 0.23 | ||
 SFNC | 3.13B | 21.59 | -7.32 | -56.66% | -11.63% | 0.19 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 WSBC | 3.31B | 34.44 | 15.24 | 51.41% | 5.67% | 0.41 | ||
 HOMB | 5.32B | 27.03 | 13.45 | 9.47% | 10.86% | 0.30 | ||
 ENVA | 4.3B | 172.57 | 14.90 | 18.58% | 24.88% | 3.41 | ||
 WRLD | 751.13M | 149.09 | 9.15 | -1.46% | 10.79% | 1.20 |
Compare RBCAA vs Peers
Republic Bancorp, Inc. (RBCAA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
RBCAA Income Statement
Republic Bancorp, Inc. (RBCAA) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 198.52M | 226.06M | 236.13M | 232.31M | 222.74M | 236.69M | 288.78M | 312.15M | 334.67M |
| NII Growth % | 27.21% | 13.87% | 4.45% | -1.61% | -4.12% | 6.26% | 22.01% | 8.09% | 7.21% |
| Net Interest Margin % | 3.9% | 4.31% | 4.2% | 3.77% | 3.66% | 4.06% | 4.38% | 4.56% | 4.75% |
| Interest Income | 218.78M | 256.18M | 280.88M | 252.26M | 228.41M | 244.18M | 356.06M | 432.99M | 438.51M |
| Interest Expense | 20.26M | 30.12M | 44.76M | 19.94M | 5.67M | 7.49M | 67.28M | 120.83M | 103.84M |
| Loan Loss Provision | 27.7M | 31.37M | 25.76M | 31.28M | 14.81M | 22.35M | 47.62M | 54.38M | 31.6M |
| Non-Interest Income | 54.43M | 58.95M | 62.31M | 82.75M | 81.61M | 72.04M | 65.49M | 66.81M | 82.83M |
| Non-Interest Income % | 19.92% | 18.71% | 18.16% | 24.7% | 26.33% | 22.78% | 15.54% | 13.37% | 15.89% |
| Total Revenue | 273.2M▲ 0% | 315.13M▲ 15.3% | 343.19M▲ 8.9% | 335.01M▼ 2.4% | 310.02M▼ 7.5% | 316.22M▲ 2.0% | 421.56M▲ 33.3% | 499.79M▲ 18.6% | 521.34M▲ 4.3% |
| Revenue Growth % | 20.16% | 15.34% | 8.91% | -2.38% | -7.46% | 2% | 33.31% | 18.56% | 4.31% |
| Non-Interest Expense | 146.86M | 159.37M | 159.48M | 181.15M | 178.1M | 169.53M | 193.43M | 196.88M | 220.19M |
| Efficiency Ratio | 53.75% | 50.57% | 46.47% | 54.07% | 57.45% | 53.61% | 45.89% | 39.39% | 42.24% |
| Operating Income | 78.39M▲ 0% | 94.26M▲ 20.3% | 113.19M▲ 20.1% | 102.63M▼ 9.3% | 111.44M▲ 8.6% | 116.84M▲ 4.8% | 113.21M▼ 3.1% | 127.7M▲ 12.8% | 165.71M▲ 29.8% |
| Operating Margin % | 28.69% | 29.91% | 32.98% | 30.64% | 35.95% | 36.95% | 26.86% | 25.55% | 31.79% |
| Operating Income Growth % | 13.66% | 20.25% | 20.08% | -9.33% | 8.58% | 4.85% | -3.11% | 12.8% | 29.76% |
| Pretax Income | 78.39M▲ 0% | 94.26M▲ 20.3% | 113.19M▲ 20.1% | 102.63M▼ 9.3% | 111.44M▲ 8.6% | 116.84M▲ 4.8% | 113.21M▼ 3.1% | 127.7M▲ 12.8% | 165.71M▲ 29.8% |
| Pretax Margin % | 28.69% | 29.91% | 32.98% | 30.64% | 35.95% | 36.95% | 26.86% | 25.55% | 31.79% |
| Income Tax | 32.75M | 16.41M | 21.49M | 19.39M | 23.83M | 25.74M | 22.84M | 26.33M | 34.39M |
| Effective Tax Rate % | 41.79% | 17.41% | 18.99% | 18.89% | 21.38% | 22.03% | 20.17% | 20.62% | 20.75% |
| Net Income | 45.63M▲ 0% | 77.85M▲ 70.6% | 91.7M▲ 17.8% | 83.25M▼ 9.2% | 87.61M▲ 5.2% | 91.11M▲ 4.0% | 90.37M▼ 0.8% | 101.37M▲ 12.2% | 131.32M▲ 29.5% |
| Net Margin % | 16.7% | 24.71% | 26.72% | 24.85% | 28.26% | 28.81% | 21.44% | 20.28% | 25.19% |
| Net Income Growth % | -0.59% | 70.61% | 17.79% | -9.22% | 5.24% | 3.99% | -0.8% | 12.17% | 29.54% |
| Net Income (Continuing) | 45.63M | 77.85M | 91.7M | 83.25M | 87.61M | 91.11M | 90.37M | 101.37M | 131.32M |
| EPS (Diluted) | 2.17▲ 0% | 3.74▲ 72.4% | 4.39▲ 17.4% | 3.99▼ 9.1% | 4.26▲ 6.8% | 4.57▲ 7.3% | 4.55▼ 0.4% | 5.18▲ 13.8% | 6.63▲ 28.0% |
| EPS Growth % | -0.91% | 72.35% | 17.38% | -9.11% | 6.77% | 7.28% | -0.44% | 13.85% | 27.99% |
| EPS (Basic) | 2.18 | 3.76 | 4.40 | 3.99 | 4.25 | 4.59 | 4.61 | 5.21 | 6.65 |
| Diluted Shares Outstanding | 21.01M | 21.07M | 20.93M | 20.87M | 20.56M | 19.91M | 19.85M | 19.54M | 19.81M |
RBCAA Balance Sheet
Republic Bancorp, Inc. (RBCAA) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 826.58M | 827.21M | 856.66M | 1.01B | 1.25B | 934.05M | 907.88M | 775.08M | 219.97M |
| Cash & Due from Banks | 299.35M | 351.47M | 385.3M | 485.59M | 756.97M | 313.69M | 316.57M | 432.15M | 219.97M |
| Short Term Investments | 527.23M | 475.74M | 471.36M | 523.86M | 495.13M | 620.37M | 591.31M | 342.93M | 0 |
| Total Investments | 4.57B | 4.66B | 4.95B | 5.37B | 5.07B | 5.24B | 5.77B | 5.88B | 6.47B |
| Investments Growth % | 5.8% | 1.96% | 6.22% | 8.67% | -5.69% | 3.34% | 10.08% | 2.05% | 10.05% |
| Long-Term Investments | 4.04B | 4.18B | 4.47B | 4.85B | 4.57B | 4.62B | 5.17B | 5.54B | 6.47B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 16.3M | 16.3M | 16.3M | 16.3M | 16.3M | 16.3M | 40.52M | 40.52M | 40.52M |
| Goodwill | 16.3M | 16.3M | 16.3M | 16.3M | 16.3M | 16.3M | 40.52M | 40.52M | 40.52M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 42.59M | 43.13M | 81.4M | 82.86M | 74.9M | 69M | 68.1M | 68.49M | 67.32M |
| Other Assets | 144.39M | 158.68M | 178.14M | 199.63M | 168.74M | 188.81M | 316.87M | 330.01M | 217.09M |
| Total Current Assets | 840.23M | 842.24M | 870.55M | 1.02B | 1.26B | 944.45M | 995.41M | 867.26M | 242.26M |
| Total Non-Current Assets | 4.25B | 4.4B | 4.75B | 5.15B | 4.83B | 4.89B | 5.6B | 5.98B | 6.8B |
| Total Assets | 5.09B▲ 0% | 5.24B▲ 3.0% | 5.62B▲ 7.2% | 6.17B▲ 9.8% | 6.09B▼ 1.2% | 5.83B▼ 4.3% | 6.59B▲ 13.0% | 6.85B▲ 3.8% | 7.04B▲ 2.9% |
| Asset Growth % | 5.59% | 3.05% | 7.25% | 9.75% | -1.21% | -4.25% | 13.03% | 3.82% | 2.85% |
| Return on Assets (ROA) | 0.92% | 1.51% | 1.69% | 1.41% | 1.43% | 1.53% | 1.45% | 1.51% | 1.89% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 982.76M | 1.03B | 995.39M | 531.61M | 355.64M | 349.76M | 513.16M | 535.44M | 626.87M |
| Net Debt | 683.41M | 682.76M | 610.08M | 46.02M | -401.33M | 36.08M | 196.59M | 103.29M | 406.9M |
| Long-Term Debt | 778.74M | 851.24M | 791.24M | 276.24M | 25M | 95M | 380M | 395M | 246M |
| Short-Term Debt | 204.02M | 182.99M | 167.62M | 211.03M | 290.97M | 216.96M | 97.62M | 103.32M | 355.52M |
| Other Liabilities | 37.02M | 60.09M | 74.68M | 80.22M | 63.62M | 91.32M | 115.81M | 108.65M | 5.31B |
| Total Current Liabilities | 3.64B | 3.64B | 3.95B | 4.94B | 5.13B | 4.75B | 5.15B | 5.31B | 355.52M |
| Total Non-Current Liabilities | 815.76M | 911.34M | 902.45M | 400.8M | 128.29M | 224.13M | 531.35M | 540.77M | 5.58B |
| Total Liabilities | 4.45B | 4.55B | 4.86B | 5.35B | 5.26B | 4.98B | 5.68B | 5.85B | 5.94B |
| Total Equity | 632.42M▲ 0% | 689.93M▲ 9.1% | 764.24M▲ 10.8% | 823.32M▲ 7.7% | 834.23M▲ 1.3% | 856.61M▲ 2.7% | 912.76M▲ 6.6% | 992.03M▲ 8.7% | 1.1B▲ 11.1% |
| Equity Growth % | 4.64% | 9.09% | 10.77% | 7.73% | 1.32% | 2.68% | 6.55% | 8.69% | 11.12% |
| Equity / Assets (Capital Ratio) | 12.44% | 13.17% | 13.6% | 13.35% | 13.69% | 14.68% | 13.84% | 14.49% | 15.65% |
| Return on Equity (ROE) | 7.38% | 11.77% | 12.61% | 10.49% | 10.57% | 10.78% | 10.22% | 10.64% | 12.54% |
| Book Value per Share | 30.11 | 32.75 | 36.51 | 39.45 | 40.58 | 43.04 | 45.98 | 50.77 | 55.65 |
| Tangible BV per Share | 29.33 | 31.98 | 35.73 | 38.67 | 39.78 | 42.22 | 43.93 | 48.70 | 53.60 |
| Common Stock | 4.9M | 4.9M | 4.91M | 4.9M | 4.7M | 4.65M | 4.55M | 4.59M | 4.6M |
| Additional Paid-in Capital | 139.41M | 141.02M | 142.07M | 143.64M | 139.96M | 141.69M | 142.12M | 148.05M | 156.69M |
| Retained Earnings | 487.7M | 545.01M | 614.17M | 666.28M | 687.7M | 742.25M | 786.49M | 853.63M | 945.4M |
| Accumulated OCI | 416K | -997K | 3.1M | 8.51M | 1.87M | -31.98M | -20.41M | -14.24M | -4.4M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
RBCAA Cash Flow Statement
Republic Bancorp, Inc. (RBCAA) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 77.78M | 119.21M | 105.19M | 75.43M | 100.25M | 154.79M | 108.53M | 149M | 168.21M |
| Operating CF Growth % | 63.15% | 53.28% | -11.77% | -28.29% | 32.91% | 54.4% | -29.88% | 37.29% | 12.89% |
| Net Income | 45.63M | 77.85M | 91.7M | 83.25M | 87.61M | 91.11M | 90.37M | 101.37M | 131.32M |
| Depreciation & Amortization | 9.98M | 10.78M | 11.05M | 13.48M | 18.31M | 18.05M | 15.01M | 14.63M | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 18.83M | 20.62M | 2.82M | 2.57M | -4.64M | 46.21M | 30.7M | 43.12M | 42.09M |
| Working Capital Changes | 2.01M | 8.31M | -2.01M | -25.74M | -3.6M | -3.56M | -30.29M | -12.94M | -5.19M |
| Cash from Investing | -287.11M | -121.53M | -435.21M | -422.02M | 306.55M | -254.51M | -516.95M | -181.03M | -436.12M |
| Purchase of Investments | -240.81M | -178.81M | -453.62M | -305.88M | -211.54M | -404.82M | -70M | -299.81M | -864.14M |
| Sale/Maturity of Investments | 182.28M | 224.71M | 458.49M | 260.94M | 239.6M | 193.51M | 142.12M | 381.74M | 564.97M |
| Net Investment Activity | -58.53M | 45.9M | 4.87M | -44.94M | 28.05M | -211.31M | 72.12M | 81.93M | -299.17M |
| Acquisitions | 0 | 0 | 6.07M | 0 | 0 | 0 | -40.97M | 0 | 0 |
| Other Investing | -216.2M | -157.61M | -433.26M | -373.5M | 284.29M | -39.69M | -541.21M | -257.15M | -129.85M |
| Cash from Financing | 219.38M | 54.45M | 363.85M | 446.87M | -135.42M | -343.56M | 411.3M | 147.61M | 55.73M |
| Dividends Paid | -17.66M | -19.5M | -21.38M | -23.2M | -24.7M | -26.14M | -28.35M | -30.51M | -33.85M |
| Share Repurchases | -1.05M | -827K | -1.42M | -3.94M | -47.53M | -12.58M | -20.28M | 0 | -72K |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 868K |
| Net Stock Activity | -1.05M | -827K | -1.42M | -3.94M | -47.53M | -12.58M | -20.28M | 0 | 796K |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K |
| Other Financing | 303.08M | 2.27M | 446.64M | 989.01M | 186.81M | -374.84M | 174.93M | 163.12M | -7.4M |
| Net Change in Cash | 10.04M▲ 0% | 52.12M▲ 419.0% | 33.83M▼ 35.1% | 100.28M▲ 196.4% | 271.38M▲ 170.6% | -443.28M▼ 263.3% | 2.88M▲ 100.6% | 115.58M▲ 3916.1% | -212.18M▼ 283.6% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 289.31M | 299.35M | 351.47M | 385.3M | 485.59M | 756.97M | 313.69M | 316.57M | 432.15M |
| Cash at End | 299.35M | 351.47M | 385.3M | 485.59M | 756.97M | 313.69M | 316.57M | 432.15M | 219.97M |
| Interest Paid | 20.11M | 30.14M | 43.04M | 22.4M | 5.85M | 7.41M | 63.45M | 119.75M | 0 |
| Income Taxes Paid | 28.78M | 11.12M | 17.38M | 24.93M | 20.07M | 21.64M | 21.49M | 27.49M | 0 |
| Free Cash Flow | 65.39M▲ 0% | 109.39M▲ 67.3% | 92.3M▼ 15.6% | 71.85M▼ 22.2% | 94.47M▲ 31.5% | 151.29M▲ 60.1% | 101.64M▼ 32.8% | 143.19M▲ 40.9% | 161.11M▲ 12.5% |
| FCF Growth % | 60.91% | 67.28% | -15.62% | -22.16% | 31.48% | 60.15% | -32.82% | 40.89% | 12.51% |
RBCAA Banking Ratios
Republic Bancorp, Inc. (RBCAA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.77% | 7.38% | 11.77% | 12.61% | 10.49% | 10.57% | 10.78% | 10.22% | 10.64% | 12.54% |
| Return on Assets (ROA) | 1.01% | 0.92% | 1.51% | 1.69% | 1.41% | 1.43% | 1.53% | 1.45% | 1.51% | 1.89% |
| Net Interest Margin | 3.24% | 3.9% | 4.31% | 4.2% | 3.77% | 3.66% | 4.06% | 4.38% | 4.56% | 4.75% |
| Efficiency Ratio | 55.4% | 53.75% | 50.57% | 46.47% | 54.07% | 57.45% | 53.61% | 45.89% | 39.39% | 42.24% |
| Equity / Assets | 12.55% | 12.44% | 13.17% | 13.6% | 13.35% | 13.69% | 14.68% | 13.84% | 14.49% | 15.65% |
| Book Value / Share | 28.84 | 30.11 | 32.75 | 36.51 | 39.45 | 40.58 | 43.04 | 45.98 | 50.77 | 55.65 |
| NII Growth | 25.88% | 27.21% | 13.87% | 4.45% | -1.61% | -4.12% | 6.26% | 22.01% | 8.09% | 7.21% |
| Dividend Payout | 36.53% | 38.69% | 25.04% | 23.31% | 27.87% | 28.19% | 28.7% | 31.37% | 30.09% | 25.78% |
RBCAA SEC Filings & Documents
Republic Bancorp, Inc. (RBCAA) SEC filings — annual & quarterly reports (10-K, 10-Q)
RBCAA Frequently Asked Questions
Republic Bancorp, Inc. (RBCAA) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Republic Bancorp, Inc. (RBCAA) grew revenue by 4.3% over the past year. Growth has been modest.
Yes, Republic Bancorp, Inc. (RBCAA) is profitable, generating $131.3M in net income for fiscal year 2025 (25.2% net margin).
Dividend & Returns
Yes, Republic Bancorp, Inc. (RBCAA) pays a dividend with a yield of 2.22%. This makes it attractive for income-focused investors.
Republic Bancorp, Inc. (RBCAA) has a return on equity (ROE) of 12.5%. This is reasonable for most industries.
Industry Metrics
Republic Bancorp, Inc. (RBCAA) has a net interest margin (NIM) of 4.8%. This indicates healthy earnings from lending activities.
Republic Bancorp, Inc. (RBCAA) has an efficiency ratio of 42.2%. This is excellent, indicating strong cost control.
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Republic Bancorp, Inc. (RBCAA) financial analysis — history, returns, DCA and operating performance tools
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