VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesMarketEarningsCompareWatchlistInsider
RNSTRenasant Corporation
$41.69$3.9B
Research
Overview
Valuation
ValuationTargetsPrice
Financials
RevenueEarningsP/ERatiosDividend
Ownership
Holders
Tools
Total ReturnDCA Calculator
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

Follow VCP Scanner on XFollow VCP Scanner on LinkedIn
© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist

RNST logoRenasant Corporation(RNST)Earnings, Financials & Key Ratios

RNST•NASDAQ•Banking & Credit
20.1× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryBanks with large fee businesses
AboutRenasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate–1-4 family mortgage; real estate–commercial mortgage; real estate–construction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Insurance segment provides insurance agency services, such as commercial and personal insurance products through insurance carriers. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts; annuities, mutual funds, and other investment services through a third party broker-dealer; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated a network of 189 banking, lending, and mortgage offices located in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee; 150 full-service branches and 11 limited-service branches; 173 ATMs; and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is headquartered in Tupelo, Mississippi.Show more
  • Net Interest Income$804M+57.0%
  • Total Revenue$1.44B+39.1%
  • Net Income$181M-7.3%
  • Return on Equity5.52%-29.7%
  • Net Interest Margin3.01%+5.8%
  • Efficiency Ratio45.12%+14.7%
  • ROA0.81%-26.7%
  • Equity / Assets14.52%-2.2%
  • Book Value per Share40.82-8.9%

RNST Key Insights

Renasant Corporation (RNST) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong 5Y profit CAGR of 16.7%
  • ✓Efficient operations: 45.1% efficiency ratio
  • ✓Well capitalized: 14.5% equity/assets
  • ✓Trading near 52-week high
  • ✓Trading at only 1.0x book value

✗Weaknesses

  • ✗Shares diluted 59.3% in last year

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Get notified when RNST posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

RNST Price & Volume

Renasant Corporation (RNST) stock price & volume — 10-year historical chart

Loading chart...

RNST Growth Metrics

Renasant Corporation (RNST) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years14.55%
5 Years14.57%
3 Years27.85%
TTM-

Profit CAGR

10 Years10.3%
5 Years16.73%
3 Years2.96%
TTM-7.26%

EPS CAGR

10 Years0.97%
5 Years6.94%
3 Years-11.14%
TTM-35.15%

Return on Capital

10 Years7.09%
5 Years6.13%
3 Years5.14%
Last Year1.53%

RNST Recent Earnings

Renasant Corporation (RNST) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 2/12 qtrs (17%)
Q2 2026Latest
Apr 28, 2026
Metric
Actual
Est
EPS
$0.93+10.7%
$0.84
Rev
$274M-0.7%
$276M
Q1 2026
Jan 27, 2026
Metric
Actual
Est
EPS
$0.91+13.8%
$0.80
Rev
$279M+1.0%
$276M
Q4 2025
Oct 28, 2025
Metric
Actual
Est
EPS
$0.77+14.4%
$0.67
Rev
$235M-14.1%
$273M
Q3 2025
Jul 22, 2025
Metric
Actual
Est
EPS
$0.69+1.5%
$0.68
Rev
$226M-16.8%
$272M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 28, 2026
$0.93vs $0.84+10.7%
$274Mvs $276M-0.7%
Q1 2026Jan 27, 2026
$0.91vs $0.80+13.8%
$279Mvs $276M+1.0%
Q4 2025Oct 28, 2025
$0.77vs $0.67+14.4%
$235Mvs $273M-14.1%
Q3 2025Jul 22, 2025
$0.69vs $0.68+1.5%
$226Mvs $272M-16.8%
Based on last 12 quarters of dataView full earnings history →

RNST Peer Comparison

Renasant Corporation (RNST) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
SFNC logoSFNCSimmons First National CorporationDirect Competitor3.18B21.90-7.42-56.66%-64.33%-11.48%0.19
HOMB logoHOMBHome Bancshares, Inc.Direct Competitor5.47B27.6511.47-5.35%34.59%11.43%0.22
SRCE logoSRCE1st Source CorporationDirect Competitor1.87B76.9111.915.2%27.72%12.39%0.26
HOPE logoHOPEHope Bancorp, Inc.Direct Competitor1.64B12.8427.91-3.23%6.05%2.62%0.17
BANF logoBANFBancFirst CorporationDirect Competitor3.77B111.3115.63-9.29%29.19%13.68%0.07
IBCP logoIBCPIndependent Bank CorporationProduct Competitor706.3M34.3110.49-0.3%22.12%14.2%0.23
FFIN logoFFINFirst Financial Bankshares, Inc.Product Competitor4.7B32.7818.5211.71%30.71%14.16%0.01
TCBK logoTCBKTriCo BancsharesProduct Competitor1.65B51.4013.851.78%22.79%9.43%0.06

Compare RNST vs Peers

Renasant Corporation (RNST) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs SFNC

Most directly comparable listed peer for RNST.

Scale Benchmark

vs ICE

Larger-name benchmark to compare RNST against a more recognizable public peer.

Peer Set

Compare Top 5

vs SFNC, HOMB, SRCE, HOPE

RNST Income Statement

Renasant Corporation (RNST) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Net Interest Income
336.9M396.52M443.66M426.8M424M481.3M519.33M512.2M803.97M
NII Growth %
11.93%17.7%11.89%-3.8%-0.66%13.51%7.9%-1.37%56.97%
Net Interest Margin %
3.43%3.07%3.31%2.86%2.52%2.83%2.99%2.84%3.01%
Interest Income
374.75M461.85M542.58M498.13M468.69M541.81M797.32M887.78M1.26B
Interest Expense
37.85M65.33M98.92M71.33M44.68M60.51M277.99M375.58M458.29M
Loan Loss Provision
7.55M6.81M7.05M86.85M-2.17M23.87M15.59M9.27M107.46M
Non-Interest Income
132.14M143.96M153.25M233.49M226.98M149.25M112.45M150.25M181.88M
Non-Interest Income %
26.07%23.76%22.02%31.91%32.63%21.6%12.36%14.47%12.59%
Total Revenue
506.89M▲ 0%
605.82M▲ 19.5%
695.83M▲ 14.9%
731.62M▲ 5.1%
695.67M▼ 4.9%
691.06M▼ 0.7%
909.77M▲ 31.6%
1.04B▲ 14.1%
1.44B▲ 39.1%
Revenue Growth %
8.65%19.52%14.86%5.14%-4.91%-0.66%31.65%14.1%39.12%
Non-Interest Expense
301.62M345.03M374.17M469.95M430.33M395.37M439M408.21M651.66M
Efficiency Ratio
59.5%56.95%53.77%64.23%61.86%57.21%48.25%39.33%45.12%
Operating Income
159.87M▲ 0%
188.65M▲ 18.0%
215.69M▲ 14.3%
103.49M▼ 52.0%
222.83M▲ 115.3%
211.31M▼ 5.2%
177.19M▼ 16.1%
244.97M▲ 38.3%
226.73M▼ 7.4%
Operating Margin %
31.54%31.14%31%14.15%32.03%30.58%19.48%23.6%15.7%
Operating Income Growth %
17.74%18%14.33%-52.02%115.31%-5.17%-16.15%38.25%-7.44%
Pretax Income
159.87M▲ 0%
188.65M▲ 18.0%
215.69M▲ 14.3%
103.49M▼ 52.0%
222.83M▲ 115.3%
211.31M▼ 5.2%
177.19M▼ 16.1%
244.97M▲ 38.3%
226.73M▼ 7.4%
Pretax Margin %
31.54%31.14%31%14.15%32.03%30.58%19.48%23.6%15.7%
Income Tax
67.68M41.73M48.09M19.84M46.94M45.24M32.51M49.51M45.46M
Effective Tax Rate %
42.34%22.12%22.3%19.17%21.06%21.41%18.35%20.21%20.05%
Net Income
92.19M▲ 0%
146.92M▲ 59.4%
167.6M▲ 14.1%
83.65M▼ 50.1%
175.89M▲ 110.3%
166.07M▼ 5.6%
144.68M▼ 12.9%
195.46M▲ 35.1%
181.27M▼ 7.3%
Net Margin %
18.19%24.25%24.09%11.43%25.28%24.03%15.9%18.83%12.55%
Net Income Growth %
1.38%59.37%14.07%-50.09%110.27%-5.59%-12.88%35.1%-7.26%
Net Income (Continuing)
92.19M146.92M167.6M83.65M175.89M166.07M144.68M195.46M181.27M
EPS (Diluted)
1.96▲ 0%
2.79▲ 42.3%
2.88▲ 3.2%
1.48▼ 48.6%
3.12▲ 110.8%
2.95▼ 5.4%
2.58▼ 12.5%
3.27▲ 26.7%
2.07▼ 36.7%
EPS Growth %
-9.68%42.35%3.23%-48.61%110.81%-5.45%-12.54%26.74%-36.7%
EPS (Basic)
1.972.802.891.493.132.972.583.292.09
Diluted Shares Outstanding
47M52.63M58.23M56.47M56.42M56.21M56.14M59.75M95.17M

RNST Balance Sheet

Renasant Corporation (RNST) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash & Short Term Investments
952.94M1.82B1.71B1.98B4.26B2.11B1.72B1.92B1.07B
Cash & Due from Banks
281.45M569.11M414.93M633.2M1.88B575.99M801.35M1.09B1.07B
Short Term Investments
671.49M1.25B1.29B1.34B2.39B1.53B923.28M831.01M0
Total Investments
8.3B10.63B11.16B12.44B13.04B14.24B14.36B14.8B22.63B
Investments Growth %
13.35%28.14%4.99%11.49%4.77%9.23%0.86%3.03%52.88%
Long-Term Investments
7.63B9.38B9.87B11.1B10.65B12.71B13.44B13.97B22.63B
Accounts Receivables
000000000
Goodwill & Intangibles
674.89M1.03B1.03B1.03B1.05B1.1B1.1B1.08B1.55B
Goodwill
611.05M932.93M939.68M939.68M939.68M991.71M991.66M988.9M1.41B
Intangible Assets
63.85M93.09M90.47M93.13M113.12M108.62M110.48M87.1M146.61M
PP&E (Net)
183.25M209.17M309.7M300.5M293.12M283.6M283.19M279.8M465.14M
Other Assets
336.46M434.27M399.48M444.37M473.74M673.96M696.69M700.49M1.04B
Total Current Assets
1.01B1.88B1.79B2.06B4.34B2.22B1.84B2.01B1.07B
Total Non-Current Assets
8.82B11.05B11.61B12.88B12.47B14.77B15.52B16.02B25.68B
Total Assets
9.83B▲ 0%
12.93B▲ 31.6%
13.4B▲ 3.6%
14.93B▲ 11.4%
16.81B▲ 12.6%
16.99B▲ 1.1%
17.36B▲ 2.2%
18.03B▲ 3.9%
26.75B▲ 48.3%
Asset Growth %
12.99%31.59%3.6%11.41%12.6%1.06%2.19%3.88%48.33%
Return on Assets (ROA)
1%1.29%1.27%0.59%1.11%0.98%0.84%1.1%0.81%
Accounts Payable
000000000
Total Debt
297.36M651.32M865.6M496.31M485.16M1.14B736.98M538.63M1.06B
Net Debt
15.91M82.21M450.67M-136.89M-1.39B564.37M-64.37M-553.4M-15.19M
Long-Term Debt
207.55M263.62M376.51M474.97M471.21M428.13M429.4M430.61M499.76M
Short-Term Debt
89.81M387.71M489.09M21.34M13.95M712.23M307.58M108.02M555.77M
Other Liabilities
96.56M111.08M196.16M241.49M209.58M224.83M249.39M245.31M21.81B
Total Current Liabilities
8.01B10.52B10.7B12.08B13.92B14.2B14.38B14.68B555.77M
Total Non-Current Liabilities
304.11M374.7M572.67M716.46M680.79M652.96M678.79M675.92M22.31B
Total Liabilities
8.31B10.89B11.27B12.8B14.6B14.85B15.06B15.36B22.87B
Total Equity
1.51B▲ 0%
2.04B▲ 34.9%
2.13B▲ 4.0%
2.13B▲ 0.3%
2.21B▲ 3.6%
2.14B▼ 3.3%
2.3B▲ 7.6%
2.68B▲ 16.6%
3.88B▲ 45.1%
Equity Growth %
22.88%34.91%4%0.33%3.62%-3.34%7.55%16.58%45.05%
Equity / Assets (Capital Ratio)
15.41%15.8%15.86%14.29%13.15%12.57%13.23%14.85%14.52%
Return on Equity (ROE)
6.71%8.26%8.04%3.93%8.1%7.64%6.53%7.86%5.52%
Book Value per Share
32.2338.8436.5137.7739.1638.0040.9244.8340.82
Tangible BV per Share
17.8719.3418.8219.4820.5118.4221.2926.8224.51
Common Stock
249.95M296.48M296.48M296.48M296.48M296.48M296.48M332.42M488.61M
Additional Paid-in Capital
898.1M1.29B1.29B1.3B1.3B1.3B1.31B1.49B2.39B
Retained Earnings
397.35M500.66M617.36M615.77M741.65M857.73M952.12M1.09B1.2B
Accumulated OCI
-10.51M-17.9M764K25.07M-10.44M-209.04M-154.26M-142.61M-89.73M
Treasury Stock
-19.91M-24.25M-83.19M-101.55M-118.03M-111.58M-105.25M-97.2M-103.49M
Preferred Stock
000000000

RNST Cash Flow Statement

Renasant Corporation (RNST) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations
207.04M82.11M163.62M82.24M142.66M574.04M148.55M129.43M271.47M
Operating CF Growth %
26.4%-60.34%99.27%-49.74%73.46%302.39%-74.12%-12.88%109.75%
Net Income
92.19M146.92M167.6M83.65M175.89M166.07M144.68M195.46M181.27M
Depreciation & Amortization
4.83M3.5M8.19M34.63M47.35M42.74M35.23M32.28M16.21M
Deferred Taxes
37.95M16.44M20.04M-13.66M11.41M2.28M-5M4.65M1.69M
Other Non-Cash Items
80.49M-38.2M-30.83M-810K-38.34M387.4M-12.08M-93.98M72.65M
Working Capital Changes
-13.71M-53.8M-11.57M-32.15M-63.73M-35.95M-27.99M-22.87M-18.07M
Cash from Investing
69.66M-503.29M-505.91M-1.27B-660M-2.04B-55.4M-298.04M-734.02M
Purchase of Investments
-210.19M-686.89M-492.02M-515.66M-2.16B-804.9M-11.9M-174.23M-1.2B
Sale/Maturity of Investments
680.67M163.09M474.77M482.89M636.72M452.95M747.96M368.19M997.79M
Net Investment Activity
470.48M-523.8M-17.25M-32.77M-1.52B-351.94M736.06M193.96M-203.27M
Acquisitions
41.69M153.5M-250K00-120.89M055.33M261.48M
Other Investing
-429.45M-110.63M-453.45M-1.2B883.86M-1.56B-769.83M-533.69M-792.24M
Cash from Financing
-301.47M708.83M188.11M1.4B1.76B167.64M132.21M459.3M441.24M
Dividends Paid
-34.42M-43.61M-50.9M-50.13M-50.02M-49.99M-50.28M-53.73M-78.6M
Share Repurchases
0-7.06M-62.94M-24.57M-21.32M000-13.34M
Stock Issued
173K000000217M0
Net Stock Activity
173K-7.06M-62.94M-24.57M-21.32M00217M-13.34M
Debt Issuance (Net)
-1000K1000K1000K-1000K-1000K1000K-1000K-1000K1000K
Other Financing
-76.96M496.61M85.92M1.85B1.85B-418.76M589.82M495.83M443.67M
Net Change in Cash
-24.77M▲ 0%
287.66M▲ 1261.3%
-154.18M▼ 153.6%
218.27M▲ 241.6%
1.24B▲ 470.3%
-1.3B▼ 204.6%
225.36M▲ 117.3%
290.68M▲ 29.0%
-21.31M▼ 107.3%
Exchange Rate Effect
000000000
Cash at Beginning
306.22M281.45M569.11M414.93M633.2M1.88B575.99M801.35M1.09B
Cash at End
281.45M569.11M414.93M633.2M1.88B575.99M801.35M1.09B1.07B
Interest Paid
36.89M66.71M98.4M73.69M45.74M54.56M239.61M381M0
Income Taxes Paid
32.56M24.52M26.73M39.99M50.98M41.76M42.05M29.07M0
Free Cash Flow
194M▲ 0%
59.75M▼ 69.2%
128.66M▲ 115.3%
53.97M▼ 58.0%
122.14M▲ 126.3%
559.21M▲ 357.8%
126.92M▼ 77.3%
115.78M▼ 8.8%
237.75M▲ 105.3%
FCF Growth %
29.13%-69.2%115.32%-58.05%126.31%357.83%-77.3%-8.78%105.35%

RNST Banking Ratios

Renasant Corporation (RNST) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2016201720182019202020212022202320242025
Return on Equity (ROE)
8.01%6.71%8.26%8.04%3.93%8.1%7.64%6.53%7.86%5.52%
Return on Assets (ROA)
1.09%1%1.29%1.27%0.59%1.11%0.98%0.84%1.1%0.81%
Net Interest Margin
3.46%3.43%3.07%3.31%2.86%2.52%2.83%2.99%2.84%3.01%
Efficiency Ratio
63.25%59.5%56.95%53.77%64.23%61.86%57.21%48.25%39.33%45.12%
Equity / Assets
14.17%15.41%15.8%15.86%14.29%13.15%12.57%13.23%14.85%14.52%
Book Value / Share
29.3832.2338.8436.5137.7739.163840.9244.8340.82
NII Growth
24.71%11.93%17.7%11.89%-3.8%-0.66%13.51%7.9%-1.37%56.97%
Dividend Payout
32.7%37.33%29.69%30.37%59.93%28.44%30.1%34.75%27.49%43.36%
Related:RNST Dividend History·RNST Revenue History·RNST Price History·RNST P/E History·RNST Financial Ratios·RNST Institutional Holders

RNST SEC Filings & Documents

Renasant Corporation (RNST) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 30, 2026·SEC

Material company update

Apr 28, 2026·SEC

Material company update

Mar 16, 2026·SEC

10-K Annual Reports

3
FY 2026

Mar 2, 2026·SEC

FY 2025

Feb 26, 2025·SEC

FY 2024

Feb 23, 2024·SEC

10-Q Quarterly Reports

5
FY 2025

Nov 7, 2025·SEC

FY 2025

Aug 6, 2025·SEC

FY 2025

May 8, 2025·SEC

RNST Frequently Asked Questions

Renasant Corporation (RNST) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Renasant Corporation (RNST) grew revenue by 39.1% over the past year. This is strong growth.

Yes, Renasant Corporation (RNST) is profitable, generating $181.3M in net income for fiscal year 2025 (12.6% net margin).

Dividend & Returns

Yes, Renasant Corporation (RNST) pays a dividend with a yield of 1.98%. This makes it attractive for income-focused investors.

Renasant Corporation (RNST) has a return on equity (ROE) of 5.5%. This is below average, suggesting room for improvement.

Industry Metrics

Renasant Corporation (RNST) has a net interest margin (NIM) of 3.0%. This indicates healthy earnings from lending activities.

Renasant Corporation (RNST) has an efficiency ratio of 45.1%. This is excellent, indicating strong cost control.

What if you invested $1,000 in RNST back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →

How much would $100/month in RNST be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →