8-K Announcements
6Apr 30, 2026·SEC
Feb 26, 2026·SEC
Feb 26, 2026·SEC
Red River Bancshares, Inc. (RRBI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Red River Bancshares, Inc. (RRBI) stock price & volume — 10-year historical chart
Red River Bancshares, Inc. (RRBI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Red River Bancshares, Inc. (RRBI) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $1.81vs $1.69+7.1% | $33Mvs $33M-0.3% |
| Q2 2026 | Mar 12, 2026 | $1.73 | $44M |
| Q1 2026 | Jan 30, 2026 | $1.73vs $1.63+6.1% | $33Mvs $32M+3.1% |
| Q4 2025 | Oct 30, 2025 | $1.63vs $1.54+5.8% | $32Mvs $32M-2.0% |
Red River Bancshares, Inc. (RRBI) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
Red River Bancshares, Inc. (RRBI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Red River Bancshares, Inc. (RRBI) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 51.82M | 59.2M | 63.6M | 68.98M | 71.71M | 86.6M | 86.28M | 89.2M | 105.56M |
NII Growth % | - | 14.25% | 7.44% | 8.45% | 3.96% | 20.76% | -0.36% | 3.38% | 18.34% |
Net Interest Margin % | 3.01% | 3.18% | 3.2% | 2.61% | 2.22% | 2.81% | 2.76% | 2.83% | 3.15% |
Interest Income | 58.38M | 66.85M | 73.69M | 77.36M | 77.33M | 94.33M | 118.41M | 137.13M | 149.89M |
Interest Expense | 6.56M | 7.65M | 10.09M | 8.38M | 5.62M | 7.74M | 32.13M | 47.94M | 44.33M |
Loan Loss Provision | 1.55M | 1.99M | 1.81M | 6.29M | 1.9M | 1.75M | 735K | 1.2M | 2.3M |
Non-Interest Income | 11.68M | 13.71M | 14.86M | 22.14M | 23.49M | 18.13M | 20.29M | 19.64M | 19.96M |
Non-Interest Income % | 16.67% | 17.02% | 16.78% | 22.25% | 23.3% | 16.12% | 14.63% | 12.53% | 11.75% |
Total Revenue | 70.06M▲ 0% | 80.56M▲ 15.0% | 88.55M▲ 9.9% | 99.49M▲ 12.4% | 100.82M▲ 1.3% | 112.46M▲ 11.6% | 138.7M▲ 23.3% | 156.78M▲ 13.0% | 169.85M▲ 8.3% |
Revenue Growth % | 2.7% | 15% | 9.91% | 12.36% | 1.33% | 11.55% | 23.33% | 13.03% | 8.34% |
Non-Interest Expense | 39.41M | 42.57M | 46.19M | 50.35M | 53.24M | 58M | 62.89M | 65.26M | 70.09M |
Efficiency Ratio | 56.26% | 52.84% | 52.16% | 50.61% | 52.81% | 51.57% | 45.34% | 41.63% | 41.27% |
Operating Income | 22.53M▲ 0% | 28.36M▲ 25.9% | 30.46M▲ 7.4% | 34.47M▲ 13.1% | 40.06M▲ 16.2% | 44.98M▲ 12.3% | 42.94M▼ 4.5% | 42.38M▼ 1.3% | 53.13M▲ 25.4% |
Operating Margin % | 32.16% | 35.2% | 34.4% | 34.64% | 39.74% | 40% | 30.96% | 27.03% | 31.28% |
Operating Income Growth % | -28.12% | 25.85% | 7.43% | 13.14% | 16.22% | 12.28% | -4.53% | -1.31% | 25.35% |
Pretax Income | 22.53M▲ 0% | 28.36M▲ 25.9% | 30.46M▲ 7.4% | 34.47M▲ 13.1% | 40.06M▲ 16.2% | 44.98M▲ 12.3% | 42.94M▼ 4.5% | 42.38M▼ 1.3% | 53.13M▲ 25.4% |
Pretax Margin % | 32.16% | 35.2% | 34.4% | 34.64% | 39.74% | 40% | 30.96% | 27.03% | 31.28% |
Income Tax | 8.55M | 5.3M | 5.64M | 6.32M | 7.11M | 8.06M | 8.06M | 8.15M | 10.36M |
Effective Tax Rate % | 37.93% | 18.69% | 18.51% | 18.34% | 17.74% | 17.93% | 18.78% | 19.22% | 19.5% |
Net Income | 13.98M▲ 0% | 23.06M▲ 64.9% | 24.82M▲ 7.7% | 28.14M▲ 13.4% | 32.95M▲ 17.1% | 36.92M▲ 12.0% | 34.88M▼ 5.5% | 34.23M▼ 1.8% | 42.76M▲ 24.9% |
Net Margin % | 19.96% | 28.62% | 28.03% | 28.29% | 32.69% | 32.83% | 25.15% | 21.84% | 25.18% |
Net Income Growth % | -7.4% | 64.86% | 7.67% | 13.38% | 17.08% | 12.03% | -5.52% | -1.85% | 24.91% |
Net Income (Continuing) | 13.98M | 23.06M | 24.82M | 28.14M | 32.95M | 36.92M | 34.88M | 34.23M | 42.76M |
EPS (Diluted) | 1.94▲ 0% | 3.20▲ 64.9% | 3.49▲ 9.1% | 3.83▲ 9.7% | 4.51▲ 17.8% | 5.13▲ 13.7% | 4.86▼ 5.3% | 4.95▲ 1.9% | 6.38▲ 28.9% |
EPS Growth % | -6.28% | 64.95% | 9.06% | 9.74% | 17.75% | 13.75% | -5.26% | 1.85% | 28.89% |
EPS (Basic) | 1.94 | 3.20 | 3.51 | 3.84 | 4.53 | 5.14 | 4.87 | 4.96 | 6.40 |
Diluted Shares Outstanding | 7.21M | 7.21M | 7.12M | 7.34M | 7.3M | 7.2M | 7.18M | 6.92M | 6.71M |
Red River Bancshares, Inc. (RRBI) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 405.01M | 459.78M | 468.87M | 945.41M | 1.44B | 892.8M | 875.52M | 286.82M | 217.83M |
Cash & Due from Banks | 59.67M | 151.91M | 133.29M | 447.2M | 784.86M | 278.39M | 305.43M | 268.98M | 213.39M |
Short Term Investments | 345.34M | 307.88M | 335.57M | 498.21M | 659.18M | 614.41M | 570.09M | 17.84M | 4.44M |
Total Investments | 1.59B | 1.63B | 1.77B | 2.11B | 2.34B | 2.68B | 2.69B | 2.74B | 3B |
Investments Growth % | 1538.73% | 2.36% | 8.53% | 18.88% | 11.12% | 14.37% | 0.51% | 2% | 9.51% |
Long-Term Investments | 1.25B | 1.32B | 1.44B | 1.61B | 1.68B | 2.06B | 2.12B | 2.73B | 3B |
Accounts Receivables | 4.93M | 5.01M | 5.25M | 6.88M | 6.25M | 8.83M | 9.95M | 10.05M | 11.13M |
Goodwill & Intangibles | 0 | 0 | 1.55M | 1.55M | 1.55M | 1.55M | 1.55M | 1.55M | 1.55M |
Goodwill | 0 | 0 | 0 | 1.55M | 0 | 0 | 1.55M | 1.55M | 1.55M |
Intangible Assets | 0 | 0 | 1.55M | 0 | 1.55M | 1.55M | 0 | 0 | 0 |
PP&E (Net) | 35.9M | 39.69M | 46.3M | 51.08M | 51.8M | 58.52M | 60.72M | 62.17M | 60.76M |
Other Assets | 29.53M | 30.62M | 30.9M | 30.64M | 40.84M | 59.69M | 61.82M | 63.81M | 60.3M |
Total Current Assets | 409.94M | 464.8M | 474.12M | 952.29M | 1.45B | 901.63M | 885.46M | 296.87M | 228.96M |
Total Non-Current Assets | 1.31B | 1.4B | 1.51B | 1.69B | 1.77B | 2.18B | 2.24B | 2.85B | 3.12B |
Total Assets | 1.72B▲ 0% | 1.86B▲ 7.9% | 1.99B▲ 6.9% | 2.64B▲ 32.9% | 3.22B▲ 22.0% | 3.08B▼ 4.4% | 3.13B▲ 1.5% | 3.15B▲ 0.7% | 3.35B▲ 6.4% |
Asset Growth % | 4.83% | 7.91% | 6.86% | 32.91% | 22.03% | -4.4% | 1.5% | 0.66% | 6.39% |
Return on Assets (ROA) | 0.83% | 1.29% | 1.29% | 1.22% | 1.12% | 1.17% | 1.12% | 1.09% | 1.32% |
Accounts Payable | 1.5M | 1.76M | 2.22M | 1.77M | 1.31M | 1.56M | 8M | 7.58M | 6.13M |
Total Debt | 11.52M | 11.34M | 4.6M | 4.23M | 3.84M | 4.26M | 3.77M | 2.86M | 1.54M |
Net Debt | -48.14M | -140.56M | -128.69M | -442.97M | -781.02M | -274.13M | -301.66M | -266.11M | -211.85M |
Long-Term Debt | 11.52M | 11.34M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 11.3M | 14.3M | 14.68M |
Total Current Liabilities | 1.53B | 1.66B | 1.73B | 2.35B | 2.92B | 2.81B | 2.81B | 2.81B | 2.97B |
Total Non-Current Liabilities | 11.52M | 11.34M | 4.6M | 4.23M | 3.84M | 4.26M | 15.07M | 17.17M | 16.22M |
Total Liabilities | 1.55B | 1.67B | 1.74B | 2.36B | 2.93B | 2.82B | 2.82B | 2.83B | 2.99B |
Total Equity | 178.1M▲ 0% | 193.7M▲ 8.8% | 251.9M▲ 30.0% | 285.48M▲ 13.3% | 298.15M▲ 4.4% | 265.75M▼ 10.9% | 303.85M▲ 14.3% | 319.74M▲ 5.2% | 365.15M▲ 14.2% |
Equity Growth % | 17.31% | 8.76% | 30.04% | 13.33% | 4.44% | -10.87% | 14.34% | 5.23% | 14.2% |
Equity / Assets (Capital Ratio) | 10.33% | 10.41% | 12.67% | 10.8% | 9.25% | 8.62% | 9.71% | 10.15% | 10.9% |
Return on Equity (ROE) | 8.48% | 12.4% | 11.14% | 10.47% | 11.29% | 13.09% | 12.25% | 10.98% | 12.49% |
Book Value per Share | 24.70 | 26.86 | 35.40 | 38.87 | 40.84 | 36.92 | 42.31 | 46.22 | 54.46 |
Tangible BV per Share | 24.70 | 26.86 | 35.18 | 38.66 | 40.63 | 36.71 | 42.09 | 45.99 | 54.23 |
Common Stock | 45.54M | 41.09M | 68.08M | 68.06M | 60.23M | 60.05M | 55.14M | 38.66M | 27.54M |
Additional Paid-in Capital | 0 | 1.04M | 1.27M | 1.54M | 1.81M | 2.09M | 2.41M | 2.78M | 3.22M |
Retained Earnings | 137.95M | 159.07M | 182.57M | 208.96M | 239.88M | 274.78M | 306.8M | 338.55M | 377.73M |
Accumulated OCI | -5.38M | -7.51M | -24K | 6.92M | -3.77M | -71.17M | -60.49M | -60.25M | -43.34M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Red River Bancshares, Inc. (RRBI) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 20.09M | 26.02M | 26.44M | 12.8M | 62.26M | 45.87M | 40.11M | 38.28M | 40.11M |
Operating CF Growth % | 3.95% | 29.47% | 1.65% | -51.6% | 386.51% | -26.33% | -12.55% | -4.55% | 4.77% |
Net Income | 13.98M | 23.06M | 24.82M | 28.14M | 32.95M | 36.92M | 34.88M | 34.23M | 42.76M |
Depreciation & Amortization | 2.04M | 2.04M | 2.35M | 2.41M | 2.55M | 2.61M | 2.75M | 3.22M | 0 |
Deferred Taxes | 1.97M | -452K | -556K | 130K | -773K | 313K | -330K | 764K | 0 |
Other Non-Cash Items | 3.26M | 2.68M | 2.13M | 8.45M | 2.94M | 4.57M | -798K | 1.89M | 1.32M |
Working Capital Changes | -1.35M | -1.6M | -2.62M | -26.68M | 24.35M | 1.1M | 3.25M | -2.25M | -3.98M |
Cash from Investing | -145.9M | -47.65M | -134.82M | -316.26M | -284.68M | -438.7M | -8.74M | -59.16M | -8.74M |
Purchase of Investments | -168.21M | -20.76M | -145.64M | -421.5M | -393.67M | -324.43M | -99.05M | -129.72M | 0 |
Sale/Maturity of Investments | 127.21M | 59.21M | 126M | 263.86M | 213.26M | 126.27M | 172.24M | 158.16M | 0 |
Net Investment Activity | -41M | 38.45M | -19.64M | -157.64M | -180.41M | -198.16M | 73.19M | 28.44M | 0 |
Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | -101.42M | -80.67M | -111.41M | -151.58M | -100.28M | -232.09M | -77.01M | -82.72M | -8.74M |
Cash from Financing | 64.96M | 113.96M | 89.76M | 617.37M | 560.08M | -113.64M | -4.34M | -15.57M | -4.34M |
Dividends Paid | 0 | -1.01M | -1.33M | -1.76M | -2.03M | -2.01M | -2.29M | -2.48M | -3.59M |
Share Repurchases | -27K | -4.59M | 0 | -122K | -7.88M | -218K | -5M | -16.31M | -11.06M |
Stock Issued | 12.13M | 0 | 26.81M | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | 12.1M | -4.59M | 26.81M | -122K | -7.88M | -218K | -5M | -16.31M | -11.06M |
Debt Issuance (Net) | -233K | -182K | -1000K | 0 | 0 | 0 | 0 | 0 | 0 |
Other Financing | 53.1M | 119.6M | 75.62M | 619.25M | 569.99M | -111.41M | 2.95M | 3.22M | 10.31M |
Net Change in Cash | -60.84M▲ 0% | 92.24M▲ 251.6% | -18.61M▼ 120.2% | 313.91M▲ 1786.4% | 337.66M▲ 7.6% | -506.47M▼ 250.0% | 27.03M▲ 105.3% | -36.45M▼ 234.8% | 27.03M▲ 174.2% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 120.51M | 59.67M | 151.91M | 133.29M | 447.2M | 784.86M | 278.39M | 305.43M | 278.39M |
Cash at End | 59.67M | 151.91M | 133.29M | 447.2M | 784.86M | 278.39M | 305.43M | 268.98M | 305.43M |
Interest Paid | 6.54M | 7.39M | 9.62M | 8.83M | 6.08M | 7.48M | 25.69M | 48.35M | 45.78M |
Income Taxes Paid | 6.73M | 5.5M | 6.29M | 6.18M | 7.99M | 7.35M | 9M | 6.94M | 11.01M |
Free Cash Flow | 16.61M▲ 0% | 20.58M▲ 23.9% | 22.67M▲ 10.1% | 5.76M▼ 74.6% | 58.84M▲ 920.9% | 37.42M▼ 36.4% | 35.2M▼ 6.0% | 33.41M▼ 5.1% | 42.81M▲ 28.2% |
FCF Growth % | -11.45% | 23.95% | 10.14% | -74.58% | 920.94% | -36.4% | -5.95% | -5.08% | 28.16% |
Red River Bancshares, Inc. (RRBI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.95% | 8.48% | 12.4% | 11.14% | 10.47% | 11.29% | 13.09% | 12.25% | 10.98% | 12.49% |
| Return on Assets (ROA) | 0.92% | 0.83% | 1.29% | 1.29% | 1.22% | 1.12% | 1.17% | 1.12% | 1.09% | 1.32% |
| Net Interest Margin | 0% | 3.01% | 3.18% | 3.2% | 2.61% | 2.22% | 2.81% | 2.76% | 2.83% | 3.15% |
| Efficiency Ratio | 42.1% | 56.26% | 52.84% | 52.16% | 50.61% | 52.81% | 51.57% | 45.34% | 41.63% | 41.27% |
| Equity / Assets | 9.23% | 10.33% | 10.41% | 12.67% | 10.8% | 9.25% | 8.62% | 9.71% | 10.15% | 10.9% |
| Book Value / Share | 20.8 | 24.7 | 26.86 | 35.4 | 38.87 | 40.84 | 36.92 | 42.31 | 46.22 | 54.46 |
| NII Growth | - | - | 14.25% | 7.44% | 8.45% | 3.96% | 20.76% | -0.36% | 3.38% | 18.34% |
| Dividend Payout | - | - | 4.38% | 5.34% | 6.25% | 6.17% | 5.45% | 6.56% | 7.25% | 8.39% |
Red River Bancshares, Inc. (RRBI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 30, 2026·SEC
Feb 26, 2026·SEC
Feb 26, 2026·SEC
Red River Bancshares, Inc. (RRBI) stock FAQ — growth, dividends, profitability & financials explained
Red River Bancshares, Inc. (RRBI) grew revenue by 8.3% over the past year. This is steady growth.
Yes, Red River Bancshares, Inc. (RRBI) is profitable, generating $42.8M in net income for fiscal year 2025 (25.2% net margin).
Yes, Red River Bancshares, Inc. (RRBI) pays a dividend with a yield of 0.59%. This makes it attractive for income-focused investors.
Red River Bancshares, Inc. (RRBI) has a return on equity (ROE) of 12.5%. This is reasonable for most industries.
Red River Bancshares, Inc. (RRBI) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Red River Bancshares, Inc. (RRBI) has an efficiency ratio of 41.3%. This is excellent, indicating strong cost control.