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RVSBRiverview Bancorp, Inc.
$5.80$120M
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RVSB logoRiverview Bancorp, Inc.(RVSB)Earnings, Financials & Key Ratios

RVSB•NASDAQ•Banking & Credit
25.2× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutRiverview Bancorp, Inc., a bank holding company for Riverview Community Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates through a network of 17 branch offices in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield, and Vancouver, Washington; and Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.Show more
  • Net Interest Income$36M-4.6%
  • Total Revenue$73M+9.6%
  • Net Income$5M+29.1%
  • Return on Equity3.11%+27.1%
  • Net Interest Margin2.4%-4.1%
  • Efficiency Ratio60.45%-7.7%
  • ROA0.32%+32.3%
  • Equity / Assets10.57%+3.4%
  • Book Value per Share7.60+3.2%

RVSB Key Insights

Riverview Bancorp, Inc. (RVSB) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong Piotroski F-Score: 7/9
  • ✓Well capitalized: 10.6% equity/assets
  • ✓Healthy dividend yield of 2.1%
  • ✓Trading at only 0.8x book value

✗Weaknesses

  • ✗Profits declining 20.8% over 5 years

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

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RVSB Price & Volume

Riverview Bancorp, Inc. (RVSB) stock price & volume — 10-year historical chart

Loading chart...

RVSB Growth Metrics

Riverview Bancorp, Inc. (RVSB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years6.92%
5 Years3.1%
3 Years5.38%
TTM-

Profit CAGR

10 Years0.88%
5 Years-20.81%
3 Years-39.2%
TTM516.14%

EPS CAGR

10 Years1.41%
5 Years-19.73%
3 Years-38.32%
TTM506.81%

Return on Capital

10 Years8.65%
5 Years7.22%
3 Years4.43%
Last Year2.19%

RVSB Recent Earnings

Riverview Bancorp, Inc. (RVSB) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 5/12 qtrs (50%)●Beat Revenue 4/12 qtrs (40%)
Q2 2026Latest
Apr 28, 2026
Metric
Actual
Est
EPS
$0.03-40.0%
$0.05
Rev
$2M-84.8%
$14M
Q1 2026
Jan 27, 2026
Metric
Actual
Est
EPS
$0.07+75.0%
$0.04
Rev
$14M+2.5%
$14M
Q4 2025
Oct 28, 2025
Metric
Actual
Est
EPS
$0.05-16.7%
$0.06
Rev
$14M-0.6%
$14M
Q3 2025
Jul 29, 2025
Metric
Actual
Est
EPS
$0.06+20.0%
$0.05
Rev
$13M-3.9%
$14M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 28, 2026
$0.03vs $0.05-40.0%
$2Mvs $14M-84.8%
Q1 2026Jan 27, 2026
$0.07vs $0.04+75.0%
$14Mvs $14M+2.5%
Q4 2025Oct 28, 2025
$0.05vs $0.06-16.7%
$14Mvs $14M-0.6%
Q3 2025Jul 29, 2025
$0.06vs $0.05+20.0%
$13Mvs $14M-3.9%
Based on last 12 quarters of dataView full earnings history →

RVSB Peer Comparison

Riverview Bancorp, Inc. (RVSB) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
WAFD logoWAFDWaFd, Inc.Direct Competitor2.81B36.4813.87-1.58%17.46%8.02%0.60
COLB logoCOLBColumbia Banking System, Inc.Direct Competitor7.27B30.5513.288.35%17.11%8.39%0.51
HFWA logoHFWAHeritage Financial CorporationDirect Competitor949.21M27.9214.245.92%20.1%7.51%0.05
NWBI logoNWBINorthwest Bancshares, Inc.Direct Competitor2.12B14.4815.7416.3%14.37%7.18%0.24
CZWI logoCZWICitizens Community Bancorp, Inc.Direct Competitor205.47M21.3414.62-9.41%16.01%7.81%0.28
PFIS logoPFISPeoples Financial Services Corp.Direct Competitor622.75M62.2410.5922.26%21.04%11.81%0.50
GBCI logoGBCIGlacier Bancorp, Inc.Product Competitor6.3B48.4324.3414.48%16.77%6.53%0.69
HAFC logoHAFCHanmi Financial CorporationProduct Competitor932.95M31.2112.433.55%17.12%9.85%0.35

Compare RVSB vs Peers

Riverview Bancorp, Inc. (RVSB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WAFD

Most directly comparable listed peer for RVSB.

Scale Benchmark

vs ICE

Larger-name benchmark to compare RVSB against a more recognizable public peer.

Peer Set

Compare Top 5

vs WAFD, COLB, HFWA, NWBI

RVSB Income Statement

Riverview Bancorp, Inc. (RVSB) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Net Interest Income
33.76M42.97M47.05M45.73M44.92M47.63M51.61M38.09M36.34M39.36M
NII Growth %
15.59%27.27%9.52%-2.81%-1.78%6.03%8.36%-26.2%-4.57%40.77%
Net Interest Margin %
2.98%3.73%4.07%3.87%2.9%2.74%3.25%2.5%2.4%2.6%
Interest Income
35.63M45.31M49.87M50.49M48.34M49.83M55.67M56.55M58.96M61.21M
Interest Expense
1.87M2.35M2.81M4.76M3.43M2.2M4.06M18.47M22.62M21.85M
Loan Loss Provision
0050K1.25M6.3M-4.63M750K0100K100K
Non-Interest Income
10.01M10.65M11.11M12.36M11.09M12.74M12.19M10.24M14.26M14.48M
Non-Interest Income %
21.94%19.03%18.22%19.66%18.66%20.37%17.97%15.33%19.47%19.13%
Total Revenue
45.64M▲ 0%
55.96M▲ 22.6%
60.98M▲ 9.0%
62.85M▲ 3.1%
59.43M▼ 5.4%
62.57M▲ 5.3%
67.86M▲ 8.5%
66.8M▼ 1.6%
73.22M▲ 9.6%
75.69M▲ 0%
Revenue Growth %
13.19%22.62%8.96%3.08%-5.44%5.27%8.46%-1.57%9.61%36.65%
Non-Interest Expense
32.98M35.62M35.7M36.26M36.25M36.72M39.37M43.73M44.26M47.59M
Efficiency Ratio
72.26%63.64%58.55%57.69%61%58.68%58.02%65.46%60.45%62.88%
Operating Income
10.79M▲ 0%
18M▲ 66.8%
22.41M▲ 24.5%
20.58M▼ 8.2%
13.45M▼ 34.6%
28.28M▲ 110.2%
23.68M▼ 16.3%
4.6M▼ 80.6%
6.24M▲ 35.6%
6.14M▲ 0%
Operating Margin %
23.64%32.16%36.76%32.74%22.64%45.19%34.89%6.89%8.52%8.12%
Operating Income Growth %
10.29%66.78%24.53%-8.18%-34.62%110.18%-16.26%-80.57%35.58%-
Pretax Income
10.79M▲ 0%
18M▲ 66.8%
22.41M▲ 24.5%
20.58M▼ 8.2%
13.45M▼ 34.6%
28.28M▲ 110.2%
23.68M▼ 16.3%
4.6M▼ 80.6%
6.24M▲ 35.6%
6.14M▲ 0%
Pretax Margin %
23.64%32.16%36.76%32.74%22.64%45.19%34.89%6.89%8.52%8.12%
Income Tax
3.39M7.75M5.15M4.83M2.98M6.46M5.61M802K1.33M1.29M
Effective Tax Rate %
31.39%43.09%22.96%23.47%22.16%22.83%23.69%17.43%21.4%21.08%
Net Income
7.4M▲ 0%
10.24M▲ 38.3%
17.27M▲ 68.6%
15.75M▼ 8.8%
10.47M▼ 33.5%
21.82M▲ 108.4%
18.07M▼ 17.2%
3.8M▼ 79.0%
4.9M▲ 29.1%
4.85M▲ 0%
Net Margin %
16.22%18.3%28.32%25.05%17.62%34.87%26.63%5.69%6.7%6.41%
Net Income Growth %
16.45%38.33%68.58%-8.79%-33.5%108.37%-17.19%-78.97%29.06%516.14%
Net Income (Continuing)
7.4M10.24M17.27M15.75M10.47M21.82M18.07M3.8M4.9M4.85M
EPS (Diluted)
0.33▲ 0%
0.45▲ 36.4%
0.76▲ 68.9%
0.69▼ 9.2%
0.47▼ 31.9%
0.98▲ 108.5%
0.83▼ 15.3%
0.18▼ 78.3%
0.23▲ 27.8%
0.23▲ 0%
EPS Growth %
17.86%36.36%68.89%-9.21%-31.88%108.51%-15.31%-78.31%27.78%506.81%
EPS (Basic)
0.330.450.760.700.470.980.840.180.23-
Diluted Shares Outstanding
22.55M22.62M22.66M22.7M22.31M22.23M21.65M21.14M21.06M20.76M

RVSB Balance Sheet

Riverview Bancorp, Inc. (RVSB) balance sheet — assets, liabilities & shareholders' equity

MetricMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Cash & Short Term Investments
275.87M263.95M201.92M190.51M481.96M407.45M233.79M166.84M43.45M175.97M
Cash & Due from Banks
75.66M50.73M23.7M42.22M265.66M241.67M22.29M23.64M29.41M28.64M
Short Term Investments
200.21M213.22M178.23M148.29M216.3M165.78M211.5M143.2M14.04M13.51M
Total Investments
969.66M1.01B1.04B1.05B1.18B1.39B1.45B1.38B1.37B1.37B
Investments Growth %
26.55%4.58%2.93%0.35%12.65%18.21%3.88%-4.66%-0.85%-4.7%
Long-Term Investments
769.45M800.86M865.6M899.19M963.63M1.23B1.24B1.24B1.36B5.43B
Accounts Receivables
2.94M3.48M3.92M3.7M5.24M4.65M4.79M4.42M4.53M1.07B
Goodwill & Intangibles
28.81M28.57M28.29M28.03M27.78M27.61M27.45M27.35M27.25M27.18M
Goodwill
27.08M27.08M27.08M27.08M27.08M27.08M27.08M27.08M27.08M27.08M
Intangible Assets
1.73M1.49M1.22M950K700K529K379K271K171K101K
PP&E (Net)
16.23M15.78M15.46M17.08M19.26M18.52M21.4M22.92M23.43M22.47M
Other Assets
29.22M30.21M32.94M31.57M32.69M32.98M38.65M52.07M50.48M-1.36B
Total Current Assets
282.63M271.3M210.44M201.66M500.39M424.5M254.53M171.25M47.98M1.1B
Total Non-Current Assets
851.31M880.23M946.48M979.14M1.05B1.32B1.34B1.35B1.47B49.65M
Total Assets
1.13B▲ 0%
1.15B▲ 1.6%
1.16B▲ 0.5%
1.18B▲ 2.1%
1.55B▲ 31.2%
1.74B▲ 12.3%
1.59B▼ 8.6%
1.52B▼ 4.3%
1.51B▼ 0.5%
1.51B▲ 0%
Asset Growth %
23.09%1.55%0.47%2.06%31.19%12.33%-8.64%-4.29%-0.54%-4.21%
Return on Assets (ROA)
0.72%0.9%1.5%1.35%0.77%1.33%1.09%0.24%0.32%0.32%
Accounts Payable
0000019.3M15.73M000
Total Debt
28.84M28.91M85.56M29.03M29.08M29.12M152.9M117.48M105.59M89.7M
Net Debt
-46.81M-21.82M61.87M-13.19M-236.58M-212.56M130.61M93.83M76.18M61.06M
Long-Term Debt
26.39M26.48M83.16M26.66M26.75M26.83M150.67M115.31M103.49M87.66M
Short-Term Debt
0000000000
Other Liabilities
693K637K631K703K521K555K625K16.79M15.39M24.88M
Total Current Liabilities
993.14M1.01B937.6M1B1.37B1.55B1.28B1.23B1.23B1.23B
Total Non-Current Liabilities
29.54M29.55M86.19M29.73M29.6M29.67M153.53M134.26M120.98M114.58M
Total Liabilities
1.02B1.03B1.02B1.03B1.4B1.58B1.43B1.37B1.35B1.35B
Total Equity
111.26M▲ 0%
116.9M▲ 5.1%
133.12M▲ 13.9%
148.84M▲ 11.8%
151.59M▲ 1.8%
157.25M▲ 3.7%
155.24M▼ 1.3%
155.59M▲ 0.2%
160.01M▲ 2.8%
164.22M▲ 0%
Equity Growth %
2.76%5.07%13.88%11.81%1.85%3.73%-1.28%0.22%2.84%12.23%
Equity / Assets (Capital Ratio)
9.81%10.15%11.51%12.61%9.79%9.04%9.77%10.23%10.57%10.86%
Return on Equity (ROE)
6.75%8.98%13.81%11.17%6.97%14.13%11.56%2.44%3.11%2.99%
Book Value per Share
4.935.175.876.566.797.087.177.367.607.91
Tangible BV per Share
3.663.914.635.325.555.835.906.076.306.60
Common Stock
225K226K226K225K223K221K212K211K208K205K
Additional Paid-in Capital
64.47M64.87M65.09M64.65M63.65M62.05M55.51M55.01M53.39M51.85M
Retained Earnings
48.34M56.55M70.43M81.87M87.88M104.93M117.83M116.5M119.72M122.17M
Accumulated OCI
-1.69M-4.75M-2.63M2.1M-160K-9.95M-18.31M-16.13M-13.3M-10M
Treasury Stock
0000000000
Preferred Stock
0000000000

RVSB Cash Flow Statement

Riverview Bancorp, Inc. (RVSB) cash flow — operating, investing & free cash flow history

MetricMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Cash from Operations
18.06M11.94M20.15M15.92M24.17M16.46M13.57M12.75M8.27M15.41M
Operating CF Growth %
63.02%-33.89%68.81%-21.02%51.83%-31.88%-17.54%-6.05%-35.16%1955.57%
Net Income
7.4M10.24M17.27M15.75M10.47M21.82M18.07M3.8M4.9M4.85M
Depreciation & Amortization
2.75M2.92M2.72M2.96M3.21M3.52M2.69M2.76M3.33M2.59M
Deferred Taxes
3.1M3.67M-11K-574K-1.43M1.01M-144K-165K261K0
Other Non-Cash Items
-215K-621K-1.54M1.02M8.53M-9.05M-136K2.19M-1.08M427K
Working Capital Changes
4.88M-4.5M1.68M-3.59M2.99M-1.15M-7.3M4.14M472K7.16M
Cash from Investing
-76.59M-45.58M-24.97M-878K-150.25M-221.66M-76.25M63.56M13.33M1.75M
Purchase of Investments
-92.42M-47.49M0-18.13M-160.24M-224.56M-81.8M000
Sale/Maturity of Investments
37.05M29.54M36.53M53M48.07M46.78M33.65M82.47M53.67M31.39M
Net Investment Activity
-55.36M-17.95M36.53M34.88M-112.17M-177.77M-48.15M82.47M53.67M31.39M
Acquisitions
15.12M000000000
Other Investing
-35.74M-26.88M-60.45M-32.8M-34.52M-40.63M-23.13M-13.3M-37.63M-29.08M
Cash from Financing
67.75M13.8M-17M3.98M349.52M181.21M-156.71M-74.71M-15.82M-13.87M
Dividends Paid
-1.8M-2.14M-3.16M-4.08M-4.48M-4.67M-5.12M-5.08M-2.53M-1.68M
Share Repurchases
00-179K-1.02M-1.45M-1.94M-6.71M-577K-2M-2.92M
Stock Issued
00179K0016K4K36K00
Net Stock Activity
000-1.02M-1.45M-1.92M-6.7M-541K-2M-2.92M
Debt Issuance (Net)
-21K-23K1000K-1000K-40K-46K1000K-1000K-1000K0
Other Financing
69.56M15.96M-70.39M65.69M355.49M187.87M-268.59M-33.55M682K14.51M
Net Change in Cash
9.21M▲ 0%
-19.85M▼ 315.4%
-21.82M▼ 9.9%
19.02M▲ 187.2%
223.44M▲ 1074.9%
-23.98M▼ 110.7%
-219.38M▼ 814.7%
1.6M▲ 100.7%
5.77M▲ 261.2%
3.29M▲ 0%
Exchange Rate Effect
0000000000
Cash at Beginning
55.4M64.61M44.77M22.95M41.97M265.41M241.42M22.04M23.64M32.81M
Cash at End
64.61M44.77M22.95M41.97M265.41M241.42M22.04M23.64M29.41M28.64M
Interest Paid
1.66M2.18M2.69M4.58M3.25M1.95M3.74M17.24M21.63M22.27M
Income Taxes Paid
285K3.28M6.88M4.44M4.74M5.41M6.24M1.87M97K743K
Free Cash Flow
17.46M▲ 0%
11.19M▼ 35.9%
19.11M▲ 70.8%
12.96M▼ 32.2%
20.61M▲ 59.0%
13.21M▼ 35.9%
8.61M▼ 34.8%
7.14M▼ 17.1%
5.56M▼ 22.2%
14.62M▲ 0%
FCF Growth %
63%-35.94%70.82%-32.15%59.02%-35.93%-34.81%-17.06%-22.19%476.95%

RVSB Banking Ratios

Riverview Bancorp, Inc. (RVSB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Return on Equity (ROE)
6.75%8.98%13.81%11.17%6.97%14.13%11.56%2.44%3.11%2.99%
Return on Assets (ROA)
0.72%0.9%1.5%1.35%0.77%1.33%1.09%0.24%0.32%0.32%
Net Interest Margin
2.98%3.73%4.07%3.87%2.9%2.74%3.25%2.5%2.4%2.6%
Efficiency Ratio
72.26%63.64%58.55%57.69%61%58.68%58.02%65.46%60.45%62.88%
Equity / Assets
9.81%10.15%11.51%12.61%9.79%9.04%9.77%10.23%10.57%10.86%
Book Value / Share
4.935.175.876.566.797.087.177.367.67.91
NII Growth
15.59%27.27%9.52%-2.81%-1.78%6.03%8.36%-26.2%-4.57%10.24%
Dividend Payout
24.3%20.89%18.32%25.88%42.76%21.4%28.32%133.72%51.66%34.61%
Related:RVSB Dividend History·RVSB Revenue History·RVSB Price History·RVSB P/E History·RVSB Financial Ratios·RVSB Institutional Holders

RVSB SEC Filings & Documents

Riverview Bancorp, Inc. (RVSB) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 30, 2026·SEC

Material company update

Apr 24, 2026·SEC

Material company update

Apr 2, 2026·SEC

10-K Annual Reports

3
FY 2025

Jun 12, 2025·SEC

FY 2024

Jun 14, 2024·SEC

FY 2023

Jun 14, 2023·SEC

10-Q Quarterly Reports

6
FY 2026

Feb 13, 2026·SEC

FY 2025

Nov 7, 2025·SEC

FY 2025

Aug 8, 2025·SEC

RVSB Frequently Asked Questions

Riverview Bancorp, Inc. (RVSB) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Riverview Bancorp, Inc. (RVSB) grew revenue by 9.6% over the past year. This is steady growth.

Yes, Riverview Bancorp, Inc. (RVSB) is profitable, generating $4.8M in net income for fiscal year 2025 (6.7% net margin).

Dividend & Returns

Yes, Riverview Bancorp, Inc. (RVSB) pays a dividend with a yield of 2.07%. This makes it attractive for income-focused investors.

Riverview Bancorp, Inc. (RVSB) has a return on equity (ROE) of 3.1%. This is below average, suggesting room for improvement.

Industry Metrics

Riverview Bancorp, Inc. (RVSB) has a net interest margin (NIM) of 2.4%. NIM has been under pressure due to interest rate environment.

Riverview Bancorp, Inc. (RVSB) has an efficiency ratio of 60.5%. This is reasonable for a bank.

What if you invested $1,000 in RVSB back in 1998?

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How much would $100/month in RVSB be worth today?

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