8-K Announcements
6Apr 22, 2026·SEC
Mar 26, 2026·SEC
Feb 26, 2026·SEC
Stifel Financial Corp. (SF) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Stifel Financial Corp. (SF) stock price & volume — 10-year historical chart
Stifel Financial Corp. (SF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Stifel Financial Corp. (SF) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $1.45vs $1.39+4.3% | $1.4Bvs $1.4B-0.1% |
| Q1 2026 | Jan 28, 2026 | $1.75vs $1.65+6.1% | $1.6Bvs $1.5B+3.3% |
| Q1 2026 | Jan 26, 2026 | $2.40 | $1.8B |
| Q4 2025 | Oct 22, 2025 | $1.95vs $1.85+5.4% | $1.6Bvs $1.3B+21.3% |
Stifel Financial Corp. (SF) competitors in Wealth Management Platforms — business model, growth, and fundamentals comparison
Stifel Financial Corp. (SF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Stifel Financial Corp. (SF) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 384.35M | 476.37M | 546.95M | 458.05M | 502.4M | 897.73M | 1.15B | 1.04B | 1.09B |
| NII Growth % | 68.98% | 23.94% | 14.82% | -16.25% | 9.68% | 78.69% | 27.59% | -9.63% | 4.9% |
| Net Interest Margin % | 1.8% | 1.94% | 2.22% | 1.72% | 1.48% | 2.41% | 3.04% | 2.59% | 2.61% |
| Interest Income | 454.38M | 646.45M | 724.88M | 523.83M | 548.4M | 1.1B | 1.96B | 2.02B | 1.9B |
| Interest Expense | 70.03M | 170.08M | 177.93M | 65.78M | 46M | 201.39M | 810.34M | 981.37M | 817.8M |
| Loan Loss Provision | 0 | 18.37M | 9.98M | 33.92M | -11.5M | 33.51M | 25M | 25.4M | 28.66M |
| Non-Interest Income | 2.5B | 2.51B | 2.75B | 3.24B | 4.18B | 3.44B | 3.15B | 3.87B | 4.39B |
| Non-Interest Income % | 84.61% | 79.5% | 79.12% | 86.08% | 88.39% | 75.76% | 61.66% | 65.76% | 69.77% |
| Total Revenue | 2.95B▲ 0% | 3.15B▲ 6.8% | 3.47B▲ 10.1% | 3.76B▲ 8.4% | 4.72B▲ 25.6% | 4.54B▼ 4.0% | 5.1B▲ 12.5% | 5.89B▲ 15.4% | 6.3B▲ 6.9% |
| Revenue Growth % | 13.64% | 6.8% | 10.08% | 8.38% | 25.56% | -3.99% | 12.48% | 15.45% | 6.94% |
| Non-Interest Expense | 2.61B | 2.43B | 2.68B | 3.01B | 3.62B | 3.42B | 3.56B | 3.95B | 4.58B |
| Efficiency Ratio | 88.5% | 77.08% | 77.32% | 80.04% | 76.68% | 75.3% | 69.77% | 67.14% | 72.73% |
| Operating Income | 269.54M▲ 0% | 534.36M▲ 98.3% | 599.14M▲ 12.1% | 651.16M▲ 8.7% | 1.07B▲ 63.9% | 885.12M▼ 17.1% | 706.69M▼ 20.2% | 928.44M▲ 31.4% | 871.14M▼ 6.2% |
| Operating Margin % | 9.13% | 16.95% | 17.26% | 17.31% | 22.59% | 19.52% | 13.85% | 15.77% | 13.83% |
| Operating Income Growth % | 89.04% | 98.25% | 12.12% | 8.68% | 63.87% | -17.05% | -20.16% | 31.38% | -6.17% |
| Pretax Income | 269.54M▲ 0% | 534.36M▲ 98.3% | 599.14M▲ 12.1% | 651.16M▲ 8.7% | 1.07B▲ 63.9% | 885.12M▼ 17.1% | 706.69M▼ 20.2% | 928.44M▲ 31.4% | 871.14M▼ 6.2% |
| Pretax Margin % | 9.13% | 16.95% | 17.26% | 17.31% | 22.59% | 19.52% | 13.85% | 15.77% | 13.83% |
| Income Tax | 86.67M | 140.39M | 149.15M | 147.69M | 242.22M | 222.96M | 184.16M | 197.06M | 187.36M |
| Effective Tax Rate % | 32.15% | 26.27% | 24.89% | 22.68% | 22.7% | 25.19% | 26.06% | 21.23% | 21.51% |
| Net Income | 182.87M▲ 0% | 393.97M▲ 115.4% | 448.4M▲ 13.8% | 503.47M▲ 12.3% | 824.86M▲ 63.8% | 662.15M▼ 19.7% | 522.54M▼ 21.1% | 731.38M▲ 40.0% | 683.78M▼ 6.5% |
| Net Margin % | 6.19% | 12.5% | 12.92% | 13.38% | 17.46% | 14.6% | 10.24% | 12.42% | 10.86% |
| Net Income Growth % | 124.33% | 115.43% | 13.82% | 12.28% | 63.83% | -19.73% | -21.09% | 39.97% | -6.51% |
| Net Income (Continuing) | 182.87M | 393.97M | 449.99M | 503.47M | 824.86M | 662.15M | 522.54M | 731.38M | 683.78M |
| EPS (Diluted) | 1.43▲ 0% | 3.15▲ 120.3% | 3.66▲ 16.2% | 4.16▲ 13.7% | 6.66▲ 60.1% | 5.32▼ 20.1% | 4.28▼ 19.5% | 6.25▲ 46.0% | 5.88▼ 5.9% |
| EPS Growth % | 113.43% | 120.28% | 16.19% | 13.66% | 60.1% | -20.12% | -19.55% | 46.03% | -5.92% |
| EPS (Basic) | 1.69 | 3.57 | 3.99 | 4.49 | 7.34 | 5.74 | 4.55 | 6.67 | 6.27 |
| Diluted Shares Outstanding | 121.55M | 121.98M | 117.88M | 114.57M | 118.53M | 117.54M | 113.45M | 110.97M | 110.34M |
Stifel Financial Corp. (SF) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 4.47B | 5.01B | 4.4B | 4.51B | 4.08B | 3.84B | 3.68B | 3B | 2.28B |
| Cash & Due from Banks | 696.28M | 1.94B | 1.14B | 2.28B | 1.96B | 2.2B | 3.58B | 2.92B | 2.28B |
| Short Term Investments | 3.77B | 3.07B | 3.25B | 2.23B | 2.11B | 1.64B | 104.11M | 78.08M | 0 |
| Total Investments | 16.28B | 17.76B | 17.7B | 19.31B | 26.23B | 29.73B | 28.88B | 31.36B | 32.96B |
| Investments Growth % | 20.63% | 9.08% | -0.3% | 9.08% | 35.82% | 13.37% | -2.86% | 8.58% | 5.09% |
| Long-Term Investments | 12.51B | 14.69B | 14.45B | 17.08B | 24.11B | 28.1B | 28.78B | 31.28B | 32.96B |
| Accounts Receivables | 1.38B | 1.2B | 1.35B | 936.5M | 1.15B | 924.38M | 841.51M | 897.36M | 1.71B |
| Goodwill & Intangibles | 1.08B | 1.15B | 1.36B | 1.32B | 1.46B | 1.46B | 1.52B | 1.51B | 1.57B |
| Goodwill | 968.83M | 1.03B | 1.19B | 1.18B | 1.31B | 1.33B | 1.39B | 1.4B | 1.46B |
| Intangible Assets | 109.63M | 119.66M | 161.77M | 140.98M | 148.16M | 130.59M | 133.28M | 113.57M | 108.05M |
| PP&E (Net) | 155.12M | 372.94M | 1.11B | 961.1M | 918.94M | 975.99M | 969.74M | 1B | 985.6M |
| Other Assets | 1.23B | 1.47B | 1.22B | 1.11B | 1.65B | 1.33B | 1.63B | 1.85B | 1.61B |
| Total Current Assets | 6.31B | 6.72B | 6.38B | 6B | 5.8B | 5.18B | 4.7B | 4.1B | 3.99B |
| Total Non-Current Assets | 15.07B | 17.8B | 18.23B | 20.61B | 28.25B | 32.02B | 33.03B | 35.8B | 37.6B |
| Total Assets | 21.38B▲ 0% | 24.52B▲ 14.7% | 24.61B▲ 0.4% | 26.6B▲ 8.1% | 34.05B▲ 28.0% | 37.2B▲ 9.2% | 37.73B▲ 1.4% | 39.9B▲ 5.7% | 41.59B▲ 4.2% |
| Asset Growth % | 11.79% | 14.66% | 0.37% | 8.1% | 27.99% | 9.24% | 1.43% | 5.75% | 4.24% |
| Return on Assets (ROA) | 0.9% | 1.72% | 1.83% | 1.97% | 2.72% | 1.86% | 1.39% | 1.88% | 1.68% |
| Accounts Payable | 1.41B | 1.61B | 2.6B | 2.41B | 2.36B | 2.13B | 1.25B | 1.22B | 0 |
| Total Debt | 3.1B | 3.28B | 2.38B | 1.8B | 2.32B | 1.84B | 2.92B | 2.77B | 2.18B |
| Net Debt | 2.4B | 1.34B | 1.24B | -477.93M | 351.83M | -358.6M | -660.63M | -147.65M | -103.23M |
| Long-Term Debt | 2.08B | 1.8B | 1.33B | 1.17B | 1.17B | 1.17B | 1.18B | 676.62M | 672.44M |
| Short-Term Debt | 1.01B | 1.48B | 1.05B | 628.93M | 1.14B | 666.83M | 915.38M | 1.23B | 762.22M |
| Other Liabilities | 601.02M | 565.23M | 626.77M | 756.03M | 1.06B | 779.59M | 794.94M | 941.97M | 33.09B |
| Total Current Liabilities | 15.84B | 18.96B | 18.99B | 20.44B | 26.79B | 29.91B | 29.64B | 31.72B | 762.22M |
| Total Non-Current Liabilities | 2.68B | 2.36B | 1.95B | 1.93B | 2.23B | 1.95B | 2.8B | 2.49B | 34.85B |
| Total Liabilities | 18.52B | 21.32B | 20.94B | 22.37B | 29.01B | 31.87B | 32.43B | 34.21B | 35.61B |
| Total Equity | 2.86B▲ 0% | 3.2B▲ 11.7% | 3.67B▲ 14.8% | 4.24B▲ 15.5% | 5.03B▲ 18.8% | 5.33B▲ 5.8% | 5.29B▼ 0.6% | 5.69B▲ 7.4% | 5.98B▲ 5.1% |
| Equity Growth % | 4.5% | 11.74% | 14.77% | 15.5% | 18.78% | 5.83% | -0.64% | 7.41% | 5.11% |
| Equity / Assets (Capital Ratio) | 13.38% | 13.04% | 14.91% | 15.93% | 14.79% | 14.33% | 14.03% | 14.25% | 14.37% |
| Return on Equity (ROE) | 6.53% | 13% | 13.06% | 12.73% | 17.79% | 12.78% | 9.84% | 13.32% | 11.72% |
| Book Value per Share | 23.54 | 26.21 | 31.13 | 37.00 | 42.48 | 45.33 | 46.67 | 51.24 | 54.17 |
| Tangible BV per Share | 14.67 | 16.75 | 19.63 | 25.45 | 30.20 | 32.94 | 33.26 | 37.65 | 39.92 |
| Common Stock | 10.75M | 11.17M | 16.75M | 16.75M | 16.75M | 16.75M | 16.75M | 16.75M | 16.75M |
| Additional Paid-in Capital | 1.73B | 1.89B | 1.9B | 1.89B | 1.92B | 1.93B | 1.91B | 1.9B | 1.92B |
| Retained Earnings | 1.03B | 1.37B | 1.72B | 2.08B | 2.76B | 3.17B | 3.4B | 3.79B | 4.16B |
| Accumulated OCI | -26.74M | -72.52M | -11.71M | 27.64M | 4.72M | -117.96M | -74.33M | -75.64M | -17.81M |
| Treasury Stock | -39.31M | -180.86M | -319.66M | -307.74M | -351.1M | -352.48M | -636.7M | -629.52M | -786.31M |
| Preferred Stock | 150M | 150M | 310M | 535M | 685M | 685M | 685M | 685M | 685M |
Stifel Financial Corp. (SF) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 679.92M | 529.53M | 626.86M | 1.66B | 872.09M | 1.16B | 499.33M | 490.44M | 1.26B |
| Operating CF Growth % | 254.03% | -22.12% | 18.38% | 165.1% | -47.52% | 32.72% | -56.86% | -1.78% | 157.67% |
| Net Income | 182.87M | 393.97M | 449.99M | 503.47M | 824.86M | 662.15M | 522.54M | 731.38M | 683.78M |
| Depreciation & Amortization | 44.63M | 40.45M | 54.38M | 60.48M | 63.76M | 70.21M | 81.46M | 85.97M | 68.06M |
| Deferred Taxes | 118.13M | 14.25M | -6.86M | -39.07M | 32.1M | 12.69M | 15.97M | -30.64M | -21.1M |
| Other Non-Cash Items | 128.03M | 146.34M | 27.16M | 42.68M | 465.82M | 215.35M | 61.53M | 161.12M | 176.52M |
| Working Capital Changes | 65.79M | -166.28M | 0 | 986.03M | -633.84M | 61.5M | -322.43M | -611.15M | 192.42M |
| Cash from Investing | -2.65B | -989.24M | -350.33M | -1.69B | -6.97B | -4.32B | 1.04B | -2.31B | -1.76B |
| Purchase of Investments | -2.62B | -1.91B | -520.86M | -1.27B | -3.51B | -873.2M | -48.89M | -3.15B | -35.19M |
| Sale/Maturity of Investments | 1.38B | 2.1B | 1.72B | 1.06B | 2.33B | 465.54M | 255.15M | 2.47B | 0 |
| Net Investment Activity | -1.24B | 185.21M | 1.2B | -211.37M | -1.17B | -407.65M | 206.26M | -680.06M | -35.19M |
| Acquisitions | -7.22M | -8.39M | -193.1M | 36.72M | -144.47M | -11.9M | -111.96M | -8.46M | 0 |
| Other Investing | -1.37B | -1.06B | -1.2B | -1.44B | -5.46B | -3.82B | 1B | -1.55B | -1.73B |
| Cash from Financing | 1.76B | 1.75B | -1.08B | 1.2B | 5.79B | 3.19B | -254.58M | 980.1M | 91.25M |
| Dividends Paid | -23.06M | -44.01M | -59.27M | -73.76M | -101.92M | -171.03M | -200.26M | -227.28M | -243.55M |
| Share Repurchases | -13M | -170.2M | -215.43M | -58.26M | -172.74M | -105.83M | -443.88M | -144.1M | -244.99M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -13M | -170.2M | -215.43M | -58.26M | -172.74M | -105.83M | -443.88M | -144.1M | -244.99M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K |
| Other Financing | 1.45B | 2.39B | -604.35M | 1.27B | -95.36M | -113.86M | -101.13M | 1.85B | -127.45M |
| Net Change in Cash | -199.08M▲ 0% | 1.28B▲ 744.1% | -795.4M▼ 162.0% | 1.18B▲ 248.1% | -302.55M▼ 125.7% | 79.34M▲ 126.2% | 1.29B▲ 1531.9% | -845.65M▼ 165.3% | -395.4M▲ 53.2% |
| Exchange Rate Effect | 7.89M | -5.69M | 4.93M | 6.86M | -3.54M | 55.05M | 5.45M | -6.03M | 10.26M |
| Cash at Beginning | 986.17M | 787.09M | 2.07B | 1.27B | 2.45B | 2.15B | 2.23B | 3.52B | 2.68B |
| Cash at End | 787.09M | 2.07B | 1.27B | 2.45B | 2.15B | 2.23B | 3.52B | 2.68B | 2.28B |
| Interest Paid | 69.78M | 169.72M | 183.01M | 84.82M | 62.51M | 220.85M | 821.74M | 995.53M | 833.54M |
| Income Taxes Paid | 21.52M | 67.38M | 161.93M | 160.01M | 288.95M | 217.13M | 183.81M | 232.95M | 200.32M |
| Free Cash Flow | 651.7M▲ 0% | 421.32M▼ 35.4% | 468.96M▲ 11.3% | 1.59B▲ 238.7% | 683.92M▼ 56.9% | 1.08B▲ 57.2% | 447.35M▼ 58.4% | 416.65M▼ 6.9% | 1.2B▲ 188.4% |
| FCF Growth % | 238.77% | -35.35% | 11.31% | 238.72% | -56.94% | 57.2% | -58.39% | -6.86% | 188.4% |
Stifel Financial Corp. (SF) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 3.12% | 6.53% | 13% | 13.06% | 12.73% | 17.79% | 12.78% | 9.84% | 13.32% | 11.72% |
| Return on Assets (ROA) | 0.5% | 0.9% | 1.72% | 1.83% | 1.97% | 2.72% | 1.86% | 1.39% | 1.88% | 1.68% |
| Net Interest Margin | 1.19% | 1.8% | 1.94% | 2.22% | 1.72% | 1.48% | 2.41% | 3.04% | 2.59% | 2.61% |
| Efficiency Ratio | 91.94% | 88.5% | 77.08% | 77.32% | 80.04% | 76.68% | 75.3% | 69.77% | 67.14% | 72.73% |
| Equity / Assets | 14.32% | 13.38% | 13.04% | 14.91% | 15.93% | 14.79% | 14.33% | 14.03% | 14.25% | 14.37% |
| Book Value / Share | 23.54 | 23.54 | 26.21 | 31.13 | 37 | 42.48 | 45.33 | 46.67 | 51.24 | 54.17 |
| NII Growth | 70.12% | 68.98% | 23.94% | 14.82% | -16.25% | 9.68% | 78.69% | 27.59% | -9.63% | 4.9% |
| Dividend Payout | - | 7.49% | 8.79% | 9.36% | 9.24% | 8.04% | 20.2% | 31.19% | 25.98% | 30.17% |
Stifel Financial Corp. (SF) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 22, 2026·SEC
Mar 26, 2026·SEC
Feb 26, 2026·SEC
Stifel Financial Corp. (SF) stock FAQ — growth, dividends, profitability & financials explained
Stifel Financial Corp. (SF) grew revenue by 6.9% over the past year. This is steady growth.
Yes, Stifel Financial Corp. (SF) is profitable, generating $683.8M in net income for fiscal year 2025 (10.9% net margin).
Yes, Stifel Financial Corp. (SF) pays a dividend with a yield of 2.40%. This makes it attractive for income-focused investors.
Stifel Financial Corp. (SF) has a return on equity (ROE) of 11.7%. This is reasonable for most industries.
Stifel Financial Corp. (SF) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
Stifel Financial Corp. (SF) has an efficiency ratio of 72.7%. This is higher than peers, suggesting room for cost optimization.
Stifel Financial Corp. (SF) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates