Southern First Bancshares is experiencing a sharp earnings acceleration, with EPS growing 48.1% year-over-year in 2026Q2, driven by net interest income expansion and a net interest margin that has improved to 0.7%. The bank's balance sheet is heavily concentra...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 21, 2026 | $1.20+0.8% vs $1.19 | $36M-1.2% vs $36M |
Q2 2026 Apr 21, 2026 | $1.19-0.8% vs $1.20 | $34M+2.1% vs $33M |
Q1 2026 Jan 22, 2026 | $1.21+9.0% vs $1.11 | $32M-0.2% vs $32M |
Q4 2025 Oct 28, 2025 | $1.07+20.2% vs $0.89 | $31M-1.2% vs $32M |
Southern First (SFST) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Does Southern First (SFST) have what it takes to be a top stock pick for momentum investors? Let's find out.
While the top- and bottom-line numbers for Southern First (SFST) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Southern First (SFST) came out with quarterly earnings of $1.2 per share, beating the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $0.81 per share a year ago.
Benchmark SFST against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Southern First Bancshares, Inc. (SFST)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $59.85 | $565.89M | 15.96 | 26.52% | 13.52% | 8.69% | — | |
| $78.01 | $849.78M | 12.60 | 4.59% | 21.74% | 11.29% | — | |
| $67.17 | $528.5M | 11.44 | 10.25% | 22.17% | 10.86% | — | |
| $20.44 | $432.48M | 12.86 | 10.92% | 20.59% | 9.04% | — | |
| $50.48 | $2.63B | 15.16 | 14.54% | 22.65% | 11.26% | — | |
| $71.33 | $785.74M | 13.77 | 11.06% | 21.42% | 12% | — |
Southern First Bancshares, Inc. (SFST) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Southern First Bancshares, Inc. (SFST) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 21, 2026·SEC
Jun 2, 2026·SEC
May 20, 2026·SEC
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Southern First Bancshares, Inc. (SFST) stock FAQ — growth, dividends, profitability & financials explained
Southern First Bancshares, Inc. (SFST) grew revenue by 26.5% over the past year. This is strong growth.
Yes, Southern First Bancshares, Inc. (SFST) is profitable, generating $39.6M in net income for fiscal year 2025 (13.5% net margin).
Southern First Bancshares, Inc. (SFST) has a return on equity (ROE) of 8.7%. This is below average, suggesting room for improvement.
Southern First Bancshares, Inc. (SFST) has a net interest margin (NIM) of 2.4%. NIM has been under pressure due to interest rate environment.
Southern First Bancshares, Inc. (SFST) has an efficiency ratio of 33.6%. This is excellent, indicating strong cost control.
