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SelectQuote, Inc.(SLQT)Earnings, Financials & Key Ratios
SLQT•NYSE•Insurance & Managed Care
$1.20
$212M mkt cap·90.2× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryInsurance BrokersSub-IndustryDigital insurance marketplaces and brokers
AboutSelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells a range of insurance policies to consumers from various insurance carriers in the United States. The company operates through three segments: Senior; Life; and Auto & Home. It distributes senior health policies, such as medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance related policies, including prescription drugs, dental, vision, and hearing plans; term life policies; and non-commercial auto and home property, and casualty policies. The company was incorporated in 1999 and is headquartered in Overland Park, Kansas.Show more
- Revenue$1.53B+15.5%
- Combined Ratio95.51%+0.4%
- Net Income$48M+239.4%
- Return on Equity10.66%+203.7%
- Medical Cost Ratio61.28%+11.9%
- Operating Margin4.49%-8.1%
- Net Margin3.12%+220.7%
- ROA3.89%+237.7%
- Equity / Assets46.07%+73.6%
- Book Value per Share3.16+68.3%
- Tangible BV/Share2.91+86.2%
- Debt/Equity0.72-67.9%
SLQT Key Insights
SelectQuote, Inc. (SLQT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Trading at only 0.4x book value
✗Weaknesses
- ✗Weak momentum: RS Rating 11 (bottom 11%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
SLQT Price & Volume
SelectQuote, Inc. (SLQT) stock price & volume — 10-year historical chart
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SLQT Growth Metrics
SelectQuote, Inc. (SLQT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years23.59%
3 Years25.95%
TTM10.29%
Profit CAGR
10 Years-
5 Years-9.75%
3 Years-
TTM1879%
EPS CAGR
10 Years-
5 Years-51.39%
3 Years-
TTM-185%
Return on Capital
10 Years8.31%
5 Years0.49%
3 Years4.61%
Last Year6.66%
SLQT Recent Earnings
SelectQuote, Inc. (SLQT) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 11/12 qtrs (92%)
Q2 2026Latest
May 5, 2026EPS
$0.15
Est $0.02
+850.0%
Revenue
$431M
Est $439M
-1.8%
Q1 2026
Feb 5, 2026EPS
$0.26
Est $0.17
+52.9%
Revenue
$537M
Est $531M
+1.2%
Q4 2025
Nov 6, 2025EPS
$0.26
Est $0.32
+18.8%
Revenue
$329M
Est $324M
+1.6%
Q3 2025
Aug 21, 2025EPS
$0.17
Est $0.18
+5.6%
Revenue
$345M
Est $334M
+3.3%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $0.15vs $0.02+850.0% | $431Mvs $439M-1.8% |
| Q1 2026 | Feb 5, 2026 | $0.26vs $0.17+52.9% | $537Mvs $531M+1.2% |
| Q4 2025 | Nov 6, 2025 | $0.26vs $0.32+18.8% | $329Mvs $324M+1.6% |
| Q3 2025 | Aug 21, 2025 | $0.17vs $0.18+5.6% | $345Mvs $334M+3.3% |
Based on last 12 quarters of dataView full earnings history →
SLQT Peer Comparison
SelectQuote, Inc. (SLQT) competitors in Digital insurance marketplaces and brokers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 GOCO | 12.75M | 1.01 | -1.53 | 8.74% | -26.96% | -64.38% | 1.15 | |
 EHC | 10.44B | 105.01 | 18.95 | 10.46% | 10.04% | 18.86% | 0.83 | |
 MNSB | 175.12M | 23.36 | 13.27 | -1.44% | 7.26% | 0.32 | ||
 EG | 14.18B | 351.90 | 9.29 | 1.42% | 11.86% | 13.31% | 0.23 | |
 AMSF | 556.33M | 29.60 | 11.98 | 2.63% | 14.27% | 9.68% | 0.00 | |
 CLOV | 1.37B | 2.68 | -15.76 | 40.34% | -2.58% | -17.08% | ||
 OSCR | 5.14B | 19.84 | -11.74 | 27.5% | -0.3% | -3.26% | 0.44 | |
 ACGL | 33.74B | 94.70 | 8.15 | 14.27% | 22.07% | 19.02% | 0.11 |
Compare SLQT vs Peers
SelectQuote, Inc. (SLQT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SLQT Income Statement
SelectQuote, Inc. (SLQT) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 233.69M | 337.47M | 529.34M | 929.98M | 764.04M | 1B | 1.32B | 1.53B | 1.64B |
| Revenue Growth % | - | 44.41% | 56.86% | 75.69% | -17.84% | 31.26% | 31.8% | 15.5% | 10.29% |
| Medical Costs & Claims | 83.34M | 104.42M | 167.4M | 270.71M | 455.7M | 527.49M | 723.8M | 935.47M | 496.56M |
| Medical Cost Ratio % | 35.66% | 30.94% | 31.62% | 29.11% | 59.64% | 52.6% | 54.76% | 61.28% | 30.24% |
| Gross Profit | 150.35M▲ 0% | 233.05M▲ 55.0% | 361.94M▲ 55.3% | 659.27M▲ 82.1% | 308.35M▼ 53.2% | 475.36M▲ 54.2% | 597.97M▲ 25.8% | 591.13M▼ 1.1% | 1.15B▲ 0% |
| Gross Margin % | 64.34% | 69.06% | 68.38% | 70.89% | 40.36% | 47.4% | 45.24% | 38.72% | 69.76% |
| Gross Profit Growth % | - | 55.01% | 55.31% | 82.15% | -53.23% | 54.17% | 25.79% | -1.15% | - |
| Operating Expenses | 107.19M | 136.76M | 231.79M | 467.03M | 654.35M | 463.78M | 533.42M | 522.63M | 1.09B |
| OpEx / Revenue % | 45.87% | 40.53% | 43.79% | 50.22% | 85.64% | 46.25% | 40.36% | 34.23% | 66.23% |
| Depreciation & Amortization | 3.47M | 4.7M | 7.99M | 16.14M | 24.72M | 27.88M | 25M | 20.46M | 4.88M |
| Combined Ratio % | 81.53% | 71.47% | 75.41% | 79.33% | 145.29% | 98.84% | 95.12% | 95.51% | 96.47% |
| Operating Income | 43.16M▲ 0% | 96.29M▲ 123.1% | 130.15M▲ 35.2% | 192.24M▲ 47.7% | -346.01M▼ 280.0% | 11.58M▲ 103.3% | 64.55M▲ 457.3% | 68.5M▲ 6.1% | 57.97M▲ 0% |
| Operating Margin % | 18.47% | 28.53% | 24.59% | 20.67% | -45.29% | 1.16% | 4.88% | 4.49% | 3.53% |
| Operating Income Growth % | - | 123.12% | 35.17% | 47.7% | -279.99% | 103.35% | 457.28% | 6.12% | - |
| EBITDA | 46.62M | 100.99M | 138.15M | 208.38M | -321.29M | 39.46M | 89.55M | 88.96M | 62.85M |
| EBITDA Margin % | 19.95% | 29.93% | 26.1% | 22.41% | -42.05% | 3.94% | 6.77% | 5.83% | 3.83% |
| Interest Expense | 929K | 1.66M | 24.59M | 29.32M | 43.59M | 80.61M | 93.55M | 79.39M | -21.8M |
| Non-Operating Income | 709K | 15K | 1.57M | 4.9M | 202K | 121K | 65K | -59.4M | -34.12M |
| Pretax Income | 41.52M▲ 0% | 94.61M▲ 127.9% | 103.99M▲ 9.9% | 158.01M▲ 52.0% | -389.81M▼ 346.7% | -69.14M▲ 82.3% | -29.07M▲ 58.0% | 48.51M▲ 266.9% | 98.79M▲ 0% |
| Pretax Margin % | 17.77% | 28.04% | 19.64% | 16.99% | -51.02% | -6.89% | -2.2% | 3.18% | 6.02% |
| Income Tax | 6.62M | 22.03M | 24.5M | 33.16M | -92.3M | -10.6M | 5.06M | 931K | 6.89M |
| Effective Tax Rate % | 15.94% | 23.29% | 23.56% | 20.98% | 23.68% | 15.33% | -17.41% | 1.92% | 6.98% |
| Net Income | 34.9M▲ 0% | 72.58M▲ 108.0% | 79.48M▲ 9.5% | 124.86M▲ 57.1% | -297.5M▼ 338.3% | -58.54M▲ 80.3% | -34.13M▲ 41.7% | 47.58M▲ 239.4% | 73.12M▲ 0% |
| Net Margin % | 14.93% | 21.51% | 15.02% | 13.43% | -38.94% | -5.84% | -2.58% | 3.12% | 4.45% |
| Net Income Growth % | - | 107.97% | 9.51% | 57.09% | -338.27% | 80.32% | 41.71% | 239.43% | 1879% |
| EPS (Diluted) | 0.25▲ 0% | 0.45▲ 80.0% | 0.49▲ 8.9% | 0.75▲ 53.1% | -1.81▼ 341.3% | -0.35▲ 80.7% | -0.20▲ 42.9% | 0.01▲ 106.7% | 0.39▲ 0% |
| EPS Growth % | - | 80% | 8.89% | 53.06% | -341.33% | 80.66% | 42.86% | 106.65% | -185% |
| EPS (Basic) | 0.26 | 0.45 | 0.49 | 0.77 | -1.81 | -0.35 | -0.20 | 0.14 | - |
| Diluted Shares Outstanding | 138.21M | 162.19M | 162.19M | 165.54M | 164.04M | 166.14M | 168.52M | 181.9M | 185.82M |
SLQT Balance Sheet
SelectQuote, Inc. (SLQT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 297.56M | 406.94M | 1.13B | 1.42B | 1.29B | 1.22B | 1.19B | 1.25B | 1.33B |
| Asset Growth % | - | 36.76% | 177.2% | 26.22% | -9.4% | -5.49% | -2.08% | 4.64% | 18.6% |
| Total Investment Assets | 196.09M | 279.49M | 461.75M | 0 | 0 | 0 | 723.97M | 820.08M | 2M |
| Long-Term Investments | 196.09M | 279.49M | 461.75M | 0 | 0 | 0 | 723.97M | 820.08M | 1.63B |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 83.57M | 102.96M | 513.83M | 483.42M | 402.77M | 363.22M | 332.92M | 341.04M | 367.24M |
| Cash & Equivalents | 958K | 570K | 368.87M | 286.45M | 141M | 83.16M | 42.69M | 32.4M | 35.21M |
| Receivables | 79.02M | 95.94M | 136.88M | 194.47M | 248.08M | 267.44M | 270.89M | 283.46M | 1.27B |
| Other Current Assets | 3.59M | 6.45M | 828K | 0 | 0 | 0 | 5.03M | 25.18M | 20.9M |
| Goodwill & Intangibles | 6.29M | 10.26M | 74.65M | 121.3M | 76.69M | 54.08M | 53.61M | 46.47M | 154.78M |
| Goodwill | 5.36M | 5.36M | 46.58M | 68.02M | 29.14M | 29.14M | 29.44M | 29.44M | 29.44M |
| Intangible Assets | 929K | 4.89M | 28.07M | 53.28M | 47.56M | 24.94M | 24.17M | 17.03M | 1.12M |
| PP&E (Net) | 11.08M | 13.76M | 22.15M | 60.92M | 69.82M | 51.02M | 42.41M | 39.21M | 34.81M |
| Other Assets | 196.62M | 279.96M | 1.41M | 758.21M | 740.77M | 750.94M | 41M | 2.55M | 902.1M |
| Total Liabilities | 109.63M | 143.69M | 582.36M | 756.82M | 898.95M | 872.28M | 877.11M | 673.84M | 671.22M |
| Total Debt | 19.83M | 25.68M | 311.92M | 505.3M | 745.06M | 731.8M | 713.92M | 415.91M | 49.8M |
| Net Debt | 18.87M | 25.11M | -56.95M | 218.84M | 604.07M | 648.64M | 671.23M | 383.51M | 14.59M |
| Long-Term Debt | 19.75M | 21.65M | 311.81M | 459.04M | 698.42M | 664.63M | 637.48M | 316.59M | 22.68M |
| Short-Term Debt | 0 | 3.92M | 49K | 2.36M | 7.17M | 33.88M | 45.85M | 68.52M | 27.12M |
| Total Current Liabilities | 24.28M | 33.22M | 95.81M | 108.82M | 113.51M | 137.26M | 174.59M | 212.91M | 231.1M |
| Accounts Payable | -33K | 7.63M | 22.89M | 34.08M | 24.77M | 27.58M | 36.59M | 59.2M | 103.2M |
| Deferred Revenue | 3.3M | 2.02M | 1.74M | 5.08M | 8.03M | 2.83M | 12.72M | 698K | 0 |
| Other Current Liabilities | 1.31M | 1.33M | 48.91M | 41.15M | 42.15M | 50.67M | 16.99M | 65.81M | 100.77M |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 153.88M |
| Other Liabilities | 5.94M | 7.49M | 14.58M | 11.72M | 2.86M | 2.83M | 1.81M | 80.48M | 372.23M |
| Total Equity | 187.93M▲ 0% | 263.25M▲ 40.1% | 545.69M▲ 107.3% | 667.04M▲ 22.2% | 391.11M▼ 41.4% | 346.97M▼ 11.3% | 316.8M▼ 8.7% | 575.52M▲ 81.7% | 384.73M▲ 0% |
| Equity Growth % | - | 40.08% | 107.29% | 22.24% | -41.37% | -11.28% | -8.7% | 81.67% | 243.7% |
| Shareholders Equity | 187.93M | 263.25M | 545.69M | 667.04M | 391.11M | 346.97M | 316.8M | 575.52M | 384.73M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 129.47M | 200.45M | -2.79M | 120.4M | -177.1M | -235.64M | -269.77M | -222.19M | -143.16M |
| Common Stock | 1.1M | 1.15M | 1.62M | 1.64M | 1.64M | 1.67M | 1.69M | 1.73M | 1.76M |
| Accumulated OCI | -10.26M | 0 | -1.25M | 229K | 11.72M | 13.68M | 4.11M | 0 | 0 |
| Return on Equity (ROE) | 18.57% | 32.17% | 19.65% | 20.59% | -56.23% | -15.86% | -10.28% | 10.66% | 13.75% |
| Return on Assets (ROA) | 11.73% | 20.6% | 10.36% | 9.79% | -21.92% | -4.67% | -2.83% | 3.89% | 5.69% |
| Equity / Assets | 63.16% | 64.69% | 48.37% | 46.85% | 30.32% | 28.46% | 26.53% | 46.07% | 28.83% |
| Debt / Equity | 0.11x | 0.10x | 0.57x | 0.76x | 1.91x | 2.11x | 2.25x | 0.72x | 0.72x |
| Book Value per Share | 1.36 | 1.62 | 3.36 | 4.03 | 2.38 | 2.09 | 1.88 | 3.16 | 2.07 |
| Tangible BV per Share | 1.31 | 1.56 | 2.90 | 3.30 | 1.92 | 1.76 | 1.56 | 2.91 | 1.91 |
SLQT Cash Flow Statement
SelectQuote, Inc. (SLQT) cash flow — operating, investing & free cash flow history
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -4.85M | 113K | -61.78M | -115.44M | -338.31M | -19.38M | 15.24M | -11.67M | -11.67M |
| Operating CF Growth % | - | 102.33% | -54769.03% | -86.87% | -193.06% | 94.27% | 178.63% | -176.57% | -324.84% |
| Operating CF / Revenue % | -2.07% | 0.03% | -11.67% | -12.41% | -44.28% | -1.93% | 1.15% | -0.76% | -0.71% |
| Net Income | 34.9M | 72.58M | 81.15M | 124.86M | -297.5M | -58.54M | -34.13M | 25.03M | 73.12M |
| Depreciation & Amortization | 3.47M | 4.7M | 7.99M | 16.14M | 24.72M | 27.88M | 25M | 20.46M | 13.5M |
| Stock-Based Compensation | 67K | 86K | 9.5M | 5.17M | 7.05M | 11.31M | 13.82M | 18.36M | 12.65M |
| Deferred Taxes | 6.58M | 21.99M | 25.01M | 33.01M | -92.72M | -11.18M | 1.16M | 1.85M | 1.64M |
| Other Non-Cash Items | 770K | 344K | 3.24M | 11.91M | 58.73M | 43.67M | 28.9M | -5.05M | -83.68M |
| Working Capital Changes | -50.63M | -99.59M | -188.66M | -306.53M | -38.6M | -32.52M | -19.51M | -72.31M | -54.87M |
| Cash from Investing | -6.02M | -8.64M | -51.37M | -64.02M | -42.58M | -9.13M | -14.85M | -11.31M | -10.74M |
| Capital Expenditures | -6.02M | -8.64M | -15.55M | -14.91M | -24.8M | -1.45M | -3.38M | -2.19M | -2.65M |
| Acquisitions | 0 | 0 | -35.82M | -41.03M | -6.93M | 0 | -3.43M | 0 | 0 |
| Purchase of Investments | 0 | 0 | 0 | 0 | -1M | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -624K | -4.71M | 3K | -8.08M | -9.85M | -7.68M | -8.03M | -9.12M | -8.1M |
| Cash from Financing | 11.48M | 8.13M | 481.45M | 97.04M | 235.43M | -29.34M | -40.86M | 17.36M | 6.91M |
| Dividends Paid | -1.88M | -1.96M | -275M | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -441K | -34K | 0 | 0 | 0 | 0 | 0 | 0 | -2.46M |
| Stock Issued | 0 | 0 | 340.2M | 0 | 0 | 0 | 0 | 330.88M | -14K |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 0 |
| Other Financing | 462K | 4.04M | -9.35M | -47.34M | -2.8M | -11.35M | -1.82M | -7.51M | 42.15M |
| Net Change in Cash | 616K▲ 0% | -388K▼ 163.0% | 368.3M▲ 95022.7% | -82.42M▼ 122.4% | -145.46M▼ 76.5% | -57.84M▲ 60.2% | -40.47M▲ 30.0% | -5.62M▲ 86.1% | -49.87M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13.01M |
| Cash at Beginning | 342K | 958K | 570K | 368.87M | 286.45M | 141M | 83.16M | 42.69M | 22.2M |
| Cash at End | 958K | 570K | 368.87M | 286.45M | 141M | 83.16M | 42.69M | 37.07M | 35.21M |
| Free Cash Flow | -10.87M▲ 0% | -8.52M▲ 21.6% | -77.33M▼ 807.3% | -138.43M▼ 79.0% | -372.96M▼ 169.4% | -28.5M▲ 92.4% | 3.57M▲ 112.5% | -13.86M▼ 488.2% | -61.7M▲ 0% |
| FCF Growth % | - | 21.56% | -807.29% | -79.02% | -169.42% | 92.36% | 112.53% | -488.15% | -258.25% |
| FCF Margin % | -4.65% | -2.53% | -14.61% | -14.89% | -48.81% | -2.84% | 0.27% | -0.91% | -3.76% |
| FCF per Share | -0.08 | -0.05 | -0.48 | -0.84 | -2.27 | -0.17 | 0.02 | -0.08 | -0.08 |
SLQT Key Ratios
SelectQuote, Inc. (SLQT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 71.47% | 75.41% | 79.33% | 145.29% | 98.84% | 95.12% | 95.51% | 96.47% |
| Medical Cost Ratio | 30.94% | 31.62% | 29.11% | 59.64% | 52.6% | 54.76% | 61.28% | 30.24% |
| Return on Equity (ROE) | 32.17% | 19.65% | 20.59% | -56.23% | -15.86% | -10.28% | 10.66% | 13.75% |
| Return on Assets (ROA) | 20.6% | 10.36% | 9.79% | -21.92% | -4.67% | -2.83% | 3.89% | 5.69% |
| Equity / Assets | 64.69% | 48.37% | 46.85% | 30.32% | 28.46% | 26.53% | 46.07% | 28.83% |
| Book Value / Share | 1.62 | 3.36 | 4.03 | 2.38 | 2.09 | 1.88 | 3.16 | 2.07 |
| Debt / Equity | 0.10x | 0.57x | 0.76x | 1.91x | 2.11x | 2.25x | 0.72x | 0.72x |
| Revenue Growth | 44.41% | 56.86% | 75.69% | -17.84% | 31.26% | 31.8% | 15.5% | 10.29% |
SLQT SEC Filings & Documents
SelectQuote, Inc. (SLQT) SEC filings — annual & quarterly reports (10-K, 10-Q)
SLQT Frequently Asked Questions
SelectQuote, Inc. (SLQT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
SelectQuote, Inc. (SLQT) grew revenue by 15.5% over the past year. This is strong growth.
Yes, SelectQuote, Inc. (SLQT) is profitable, generating $73.1M in net income for fiscal year 2025 (3.1% net margin).
Dividend & Returns
SelectQuote, Inc. (SLQT) has a return on equity (ROE) of 10.7%. This is reasonable for most industries.
Industry Metrics
SelectQuote, Inc. (SLQT) has a combined ratio of 95.5%. A ratio below 100% indicates underwriting profitability.
Explore More SLQT
SelectQuote, Inc. (SLQT) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates