| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| DCOMDime Community Bancshares, Inc. | 1.37B | 31.13 | 56.60 | 0.1% | 4.5% | 4.02% | 6.79% | 0.70 |
| EBCEastern Bankshares, Inc. | 4.4B | 19.56 | 29.64 | 91.64% | 11.17% | 1.3% | 6.14% | 0.01 |
| LYGLloyds Banking Group plc | 80.5B | 5.48 | 21.92 | 10.79% | 11.75% | 9.93% | 1.76 | |
| CFGCitizens Financial Group, Inc. | 26.03B | 60.61 | 20.00 | 1.31% | 12.22% | 6.6% | 7.22% | 0.51 |
| PFSProvident Financial Services, Inc. | 2.65B | 20.29 | 19.32 | 63.91% | 10.13% | 7.51% | 16.04% | 0.93 |
| CBUCommunity Bank System, Inc. | 3.3B | 62.73 | 18.24 | 24.44% | 19.4% | 10.34% | 6.71% | 0.57 |
| VLYValley National Bancorp | 6.7B | 12.02 | 17.42 | 6.51% | 10.65% | 6.53% | 8.18% | 0.50 |
| INDBIndependent Bank Corp. | 3.8B | 76.62 | 16.95 | 6.89% | 19.72% | 7.76% | 5.51% | 0.23 |
| Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 | |
|---|---|---|---|---|---|
| Net Interest Income | 10.77M | 11.9M | 13.69M | 29.37M | 29.58M |
| NII Growth % | - | 0.11% | 0.15% | 1.15% | 0.01% |
| Net Interest Margin % | - | - | - | - | - |
| Interest Income | 13.18M | 13.43M | 16.12M | 40.87M | 46.31M |
| Interest Expense | 2.42M | 1.53M | 2.43M | 11.49M | 16.73M |
| Loan Loss Provision | 0 | 0 | 0 | 4.07M | 133K |
| Non-Interest Income | 1.21M | 1.35M | 1.26M | -2.49M | 3.73M |
| Non-Interest Income % | - | - | - | - | - |
| Total Revenue | 14.39M | 14.78M | 17.38M | 38.37M | 50.05M |
| Revenue Growth % | - | 0.03% | 0.18% | 1.21% | 0.3% |
| Non-Interest Expense | 10.58M | 11.01M | 13.15M | 34.58M | 27.05M |
| Efficiency Ratio | - | - | - | - | - |
| Operating Income | 1.4M | 2.23M | 1.8M | -11.77M | 6.13M |
| Operating Margin % | - | - | - | - | - |
| Operating Income Growth % | - | 0.6% | -0.19% | -7.53% | 1.52% |
| Pretax Income | 1.4M | 2.23M | 1.8M | -11.77M | 6.13M |
| Pretax Margin % | - | - | - | - | - |
| Income Tax | 145K | 363K | 250K | -909K | 991K |
| Effective Tax Rate % | - | - | - | - | - |
| Net Income | 1.25M | 1.87M | 1.55M | -10.86M | 5.14M |
| Net Margin % | - | - | - | - | - |
| Net Income Growth % | - | 0.5% | -0.17% | -7.99% | 1.47% |
| Net Income (Continuing) | 1.25M | 1.87M | 1.55M | -10.86M | 5.14M |
| EPS (Diluted) | 0.13 | 0.20 | 0.16 | -1.59 | 0.61 |
| EPS Growth % | - | 0.54% | -0.2% | -10.94% | 1.38% |
| EPS (Basic) | 0.13 | 0.20 | 0.16 | -1.59 | 0.61 |
| Diluted Shares Outstanding | 9.51M | 9.51M | 9.51M | 6.83M | 8.44M |
| Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 | |
|---|---|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 56.75M | 35.34M | 42.45M | 45.91M | 57.78M |
| Short Term Investments | 1000K | 1000K | 1000K | 25K | 237K |
| Total Investments | 547.17M | 575.34M | 569.54M | 888.03M | 939.05M |
| Investments Growth % | - | 0.05% | -0.01% | 0.56% | 0.06% |
| Long-Term Investments | 500.05M | 527.46M | 533.44M | 888M | 938.81M |
| Accounts Receivables | 1000K | 1000K | 1000K | 1000K | 1000K |
| Goodwill & Intangibles | - | - | - | - | - |
| Goodwill | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 3.51M | 3.44M | 3.56M | 7.73M | 8.1M |
| Other Assets | 30.88M | 33.44M | 34.75M | 48.34M | 49.7M |
| Total Current Assets | 104.92M | 84.29M | 79.74M | 48.63M | 61.09M |
| Total Non-Current Assets | 534.44M | 564.34M | 571.75M | 972.22M | 1.02B |
| Total Assets | 639.36M | 648.63M | 651.49M | 1.02B | 1.08B |
| Asset Growth % | - | 0.01% | 0% | 0.57% | 0.06% |
| Return on Assets (ROA) | 0% | 0% | 0% | -0.01% | 0% |
| Accounts Payable | 0 | 0 | 0 | 149K | 223K |
| Total Debt | 0 | 0 | 20.02M | 2.4M | 33.21M |
| Net Debt | -56.75M | -35.34M | -22.43M | -43.51M | -24.57M |
| Long-Term Debt | 0 | 0 | 20M | 0 | 30M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 7.42M | 8.33M | 5.47M | 11.71M | 11.17M |
| Total Current Liabilities | 509.99M | 522.07M | 503.92M | 807.25M | 846.25M |
| Total Non-Current Liabilities | 7.42M | 8.33M | 25.48M | 14.11M | 44.38M |
| Total Liabilities | 517.41M | 530.4M | 529.4M | 821.36M | 890.63M |
| Total Equity | 121.94M | 118.23M | 122.08M | 199.48M | 193.78M |
| Equity Growth % | - | -0.03% | 0.03% | 0.63% | -0.03% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - |
| Return on Equity (ROE) | 0.01% | 0.02% | 0.01% | -0.07% | 0.03% |
| Book Value per Share | 12.83 | 12.43 | 12.84 | 29.19 | 22.95 |
| Tangible BV per Share | - | - | - | - | - |
| Common Stock | 0 | 0 | 0 | 95K | 89K |
| Additional Paid-in Capital | 0 | 0 | 0 | 91.44M | 80.84M |
| Retained Earnings | 123.67M | 125.55M | 127.1M | 116.2M | 120.5M |
| Accumulated OCI | -1.73M | -7.32M | -5.01M | -1.22M | -1M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 |
| Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 | |
|---|---|---|---|---|---|
| Cash from Operations | 2.39M | 1.03M | 2.32M | -1.74M | 4.67M |
| Operating CF Growth % | - | -0.57% | 1.24% | -1.75% | 3.68% |
| Net Income | 1.25M | 1.87M | 1.55M | -10.86M | 3.75M |
| Depreciation & Amortization | 452K | 395K | 394K | 2.17M | 0 |
| Deferred Taxes | -6K | 264K | -366K | -1.4M | 0 |
| Other Non-Cash Items | 876K | 507K | 590K | 7.31M | 360K |
| Working Capital Changes | -186K | -2M | 148K | 515K | 558K |
| Cash from Investing | -71.95M | -34.9M | 2.7M | 11.75M | -50.48M |
| Purchase of Investments | -154.83M | -54.79M | -894K | 0 | 0 |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 0 |
| Net Investment Activity | - | - | - | - | - |
| Acquisitions | 0 | 0 | 0 | -14.24M | 0 |
| Other Investing | 19.36M | -28.26M | -28.29M | -37.09M | -50.48M |
| Cash from Financing | 28.65M | 12.46M | 2.09M | -6.55M | 57.69M |
| Dividends Paid | 0 | 0 | 0 | 0 | -444K |
| Share Repurchases | 0 | 0 | 0 | 0 | -11.32M |
| Stock Issued | 0 | 0 | 0 | 79.45M | 0 |
| Net Stock Activity | - | - | - | - | - |
| Debt Issuance (Net) | 0 | 1000K | 1000K | -1000K | 1000K |
| Other Financing | 28.65M | 382K | -17.91M | -66M | 663K |
| Net Change in Cash | -40.91M | -21.41M | 7.11M | 3.46M | 11.87M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 97.66M | 56.75M | 35.34M | 42.45M | 45.91M |
| Cash at End | 56.75M | 35.34M | 42.45M | 45.91M | 57.78M |
| Interest Paid | 2.42M | 1.53M | 0 | 9.58M | 0 |
| Income Taxes Paid | 100K | 370K | 0 | 475K | 0 |
| Free Cash Flow | 2.15M | 708K | 1.8M | -2.84M | 4.23M |
| FCF Growth % | - | -0.67% | 1.55% | -2.58% | 2.49% |
| Metric | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Return on Equity (ROE) | 1.03% | 1.56% | 1.29% | -6.75% | 2.61% |
| Return on Assets (ROA) | 0.2% | 0.29% | 0.24% | -1.3% | 0.49% |
| Net Interest Margin | 1.68% | 1.83% | 2.1% | 2.88% | 2.73% |
| Efficiency Ratio | 73.53% | 74.5% | 75.66% | 90.12% | 54.06% |
| Equity / Assets | 19.07% | 18.23% | 18.74% | 19.54% | 17.87% |
| Book Value / Share | 12.83 | 12.43 | 12.84 | 29.19 | 22.95 |
| NII Growth | - | 10.52% | 15.08% | 114.53% | 0.71% |
| Dividend Payout | - | - | - | - | 8.64% |
SR Bancorp, Inc. Common stock (SRBK) has a price-to-earnings (P/E) ratio of 27.1x. This suggests investors expect higher future growth.
SR Bancorp, Inc. Common stock (SRBK) grew revenue by 30.4% over the past year. This is strong growth.
Yes, SR Bancorp, Inc. Common stock (SRBK) is profitable, generating $3.8M in net income for fiscal year 2024 (10.3% net margin).
Yes, SR Bancorp, Inc. Common stock (SRBK) pays a dividend with a yield of 0.32%. This makes it attractive for income-focused investors.
SR Bancorp, Inc. Common stock (SRBK) has a return on equity (ROE) of 2.6%. This is below average, suggesting room for improvement.
SR Bancorp, Inc. Common stock (SRBK) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
SR Bancorp, Inc. Common stock (SRBK) has an efficiency ratio of 54.1%. This is excellent, indicating strong cost control.