The Motley Fool·Oct 30, 2026
S&T Bancorp: 3 Key Takeaways for Long-Term InvestorsS&T Bancorp generated record quarterly revenue of nearly $108 million. Asset growth stayed below $10 billion to delay debit fee regulations.
S&T Bancorp's net interest income has re-accelerated from $83.0M in 2025Q1 to $93.1M in 2026Q3, with year-over-year growth of 4.7% and an efficiency ratio improving from 58.8% to 53.5%, suggesting operating leverage is building.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 22, 2026 | $1.09+10.5% vs $0.99 | $108M+1.0% vs $107M |
Q3 2026 Jul 23, 2026 | $1.02+11.0% vs $0.92 | $105M+0.8% vs $104M |
Q2 2026 Apr 23, 2026 | $0.94+8.4% vs $0.87 | $102M-1.5% vs $104M |
Q1 2026 Jan 22, 2026 | $0.89+0.0% vs $0.89 | $105M+1.8% vs $103M |
S&T Bancorp generated record quarterly revenue of nearly $108 million. Asset growth stayed below $10 billion to delay debit fee regulations.
/PRNewswire/ -- The Board of Directors of S&T Bancorp, Inc. (S&T) (NASDAQ: STBA), the holding company for S&T Bank, approved a $0.38 per share cash dividend on
S&T Bancorp, Inc. ( STBA ) Q3 2026 Earnings Call October 22, 2026 1:00 PM EDT Company Participants Mark Kochvar - Senior EVP, CFO & Investor Relation Officer Christopher McComish - CEO & Chairman Dave Antolik - President & Director Conference Call Participants Justin Crowley - Piper Sandler & Co., Research Division David Bishop - Hovde Group, LLC, Research Division Kelly Motta - Keefe, Bruyette, & Woods, Inc., Research Division Matthew Breese - Stephens Inc., Research Division Nicholas Holowko - Raymond James & Associates, Inc., Research Division Presentation Operator Welcome to the S&T Bancorp Third Quarter 2026 Earnings Conference Call. [Operator Instructions] Now I would like to turn the call over to Chief Financial Officer, Mark Kochvar.
S&T Bancorp NASDAQ: STBA reported record third-quarter earnings and revenue, supported by net interest margin expansion, higher average loan balances and controlled expenses, while executives said they remain focused on balancing growth with profitability and credit discipline.
Benchmark STBA against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for S&T Bancorp, Inc. (STBA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $50.78 | $1.79B | 12.51 | 4.75% | 35.58% | 10.12% | 2.71% | |
| $23.76 | $4.54B | 11.06 | 11.19% | 29.66% | 11.39% | 3.24% | |
| $78.94 | $4.11B | 12.11 | 2.08% | 29.98% | 12.42% | 0.87% | |
| $52.83 | $2.75B | 12.68 | 14.54% | 28.98% | 11.31% | 2.7% | |
| $32.42 | $1.63B | 10.88 | 19.23% | 55.02% | 9.42% | 1.96% | |
| $44.64 | $2.62B | 11.03 | 77.36% | 30.01% | 11.1% | 2.16% |
S&T Bancorp, Inc. (STBA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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S&T Bancorp, Inc. (STBA) SEC filings — annual & quarterly reports (10-K, 10-Q)
Nov 3, 2026·SEC
Oct 28, 2026·SEC
Oct 22, 2026·SEC
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S&T Bancorp, Inc. (STBA) stock FAQ — growth, dividends, profitability & financials explained
S&T Bancorp, Inc. (STBA) grew revenue by 3.7% over the trailing twelve months, compared with the twelve months before.
Yes. S&T Bancorp, Inc. (STBA) earned $144.3M in net income over the trailing twelve months (a 35.6% net margin).
Yes. S&T Bancorp, Inc. (STBA) pays a dividend that yields 2.71% at the current price, a moderate yield.
S&T Bancorp, Inc. (STBA) had a return on equity (ROE) of 10.1% over the trailing twelve months. That is in line with the market's typical 10-15%.
S&T Bancorp, Inc. (STBA) has a net interest margin (NIM) of 3.5%. This indicates healthy earnings from lending activities.
S&T Bancorp, Inc. (STBA) has an efficiency ratio of 56.4%. This is reasonable for a bank.
