8-K Announcements
6Material company update
Apr 23, 2026·SEC
Material company update
Apr 7, 2026·SEC
Material company update
Feb 11, 2026·SEC
S&T Bancorp, Inc.(STBA)Earnings, Financials & Key Ratios
STBA•NASDAQ•Banking & Credit
$44.54
$1.63B mkt cap·12.8× P/E·Price updated May 6, 2026
AboutS&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies. As of December 31, 2021, it operated 73 banking branches and 5 loan production offices located in Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.Show more
- Net Interest Income$350M+4.9%
- Total Revenue$569M+0.6%
- Net Income$134M+2.3%
- Return on Equity9.44%-4.2%
- Net Interest Margin3.55%+2.6%
- Efficiency Ratio39.89%+2.9%
- ROA1.37%+0.6%
- Equity / Assets14.83%+3.8%
- Book Value per Share38.03+6.1%
- Tangible BV/Share28.27+8.5%
- Debt/Equity0.21+17.1%
STBA Key Insights
S&T Bancorp, Inc. (STBA) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 44.9%
- ✓Strong NIM of 3.5%
- ✓Efficient operations: 39.9% efficiency ratio
- ✓Well capitalized: 14.8% equity/assets
- ✓Healthy dividend yield of 3.1%
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
STBA Price & Volume
S&T Bancorp, Inc. (STBA) stock price & volume — 10-year historical chart
Loading chart...
STBA Growth Metrics
S&T Bancorp, Inc. (STBA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.37%
5 Years8.38%
3 Years12.53%
TTM-
Profit CAGR
10 Years7.18%
5 Years44.86%
3 Years-0.32%
TTM2.26%
EPS CAGR
10 Years6.1%
5 Years45.78%
3 Years0.29%
TTM2.64%
Return on Capital
10 Years8.94%
5 Years9.08%
3 Years8.07%
Last Year2.94%
STBA Recent Earnings
S&T Bancorp, Inc. (STBA) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 6/12 qtrs (55%)
Q2 2026Latest
Apr 23, 2026EPS
$0.94
Est $0.87
+8.0%
Revenue
—
Est $104M
Q2 2026
Apr 16, 2026EPS
$0.94
Est $0.86
+8.9%
Revenue
$102M
Est $104M
-1.5%
Q1 2026
Jan 29, 2026EPS
$0.86
Est $0.89
-3.4%
Revenue
$105M
Est $103M
+1.8%
Q1 2026
Jan 22, 2026EPS
$0.89
Est $0.89
+0.0%
Revenue
$105M
Est $103M
+1.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.94vs $0.87+8.0% | —vs $104M |
| Q2 2026 | Apr 16, 2026 | $0.94vs $0.86+8.9% | $102Mvs $104M-1.5% |
| Q1 2026 | Jan 29, 2026 | $0.86vs $0.89-3.4% | $105Mvs $103M+1.8% |
| Q1 2026 | Jan 22, 2026 | $0.89vs $0.89+0.0% | $105Mvs $103M+1.8% |
Based on last 12 quarters of dataView full earnings history →
STBA Peer Comparison
S&T Bancorp, Inc. (STBA) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FULT | 4.19B | 21.79 | 10.48 | 5.03% | 11.6% | 0.37 | ||
 WSFS | 3.8B | 72.11 | 14.17 | -3.05% | 10.65% | 0.11 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 CNOB | 1.52B | 30.16 | 20.38 | 13.44% | 5.49% | 0.74 | ||
 TRMK | 2.64B | 44.92 | 12.14 | 34.75% | 10.77% | 0.53 | ||
 UVSP | 1.1B | 38.76 | 12.27 | 3.58% | 9.82% | 0.37 | ||
 CZWI | 202.59M | 21.04 | 14.41 | -9.41% | 7.81% | 0.28 | ||
 PFIS | 589.34M | 58.90 | 10.02 | 22.26% | 11.81% | 0.50 |
Compare STBA vs Peers
S&T Bancorp, Inc. (STBA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
STBA Income Statement
S&T Bancorp, Inc. (STBA) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 223.97M | 232.21M | 244.97M | 278.3M | 275.61M | 315.22M | 347.1M | 333.75M | 350.1M |
| NII Growth % | 10.99% | 3.68% | 5.49% | 13.61% | -0.97% | 14.37% | 10.11% | -3.84% | 4.9% |
| Net Interest Margin % | 3.17% | 3.2% | 2.79% | 3.1% | 2.9% | 3.46% | 3.63% | 3.46% | 3.55% |
| Interest Income | 258.88M | 287.6M | 318.66M | 319.38M | 288.76M | 340.19M | 475.59M | 514.82M | 516.49M |
| Interest Expense | 34.91M | 55.39M | 73.69M | 41.08M | 13.15M | 24.97M | 128.49M | 181.07M | 166.39M |
| Loan Loss Provision | 13.88M | 14.99M | 14.87M | 131.42M | 16.21M | 8.37M | 17.89M | 133K | 7.42M |
| Non-Interest Income | 57.23M | 49.53M | 54.38M | 60.84M | 65.2M | 58.82M | 59.93M | 50.14M | 52.02M |
| Non-Interest Income % | 18.1% | 14.69% | 14.58% | 16% | 18.42% | 14.74% | 11.19% | 8.87% | 9.15% |
| Total Revenue | 316.1M▲ 0% | 337.13M▲ 6.7% | 373.04M▲ 10.7% | 380.21M▲ 1.9% | 353.96M▼ 6.9% | 399.01M▲ 12.7% | 535.52M▲ 34.2% | 564.96M▲ 5.5% | 568.51M▲ 0.6% |
| Revenue Growth % | 11.93% | 6.65% | 10.65% | 1.92% | -6.9% | 12.73% | 34.21% | 5.5% | 0.63% |
| Non-Interest Expense | 147.91M | 143.57M | 167.12M | 186.67M | 188.93M | 196.75M | 210.33M | 218.94M | 226.76M |
| Efficiency Ratio | 46.79% | 42.59% | 44.8% | 49.1% | 53.38% | 49.31% | 39.28% | 38.75% | 39.89% |
| Operating Income | 119.41M▲ 0% | 123.18M▲ 3.2% | 117.36M▼ 4.7% | 21.04M▼ 82.1% | 135.67M▲ 544.8% | 168.93M▲ 24.5% | 178.8M▲ 5.8% | 164.82M▼ 7.8% | 167.94M▲ 1.9% |
| Operating Margin % | 37.77% | 36.54% | 31.46% | 5.53% | 38.33% | 42.34% | 33.39% | 29.17% | 29.54% |
| Operating Income Growth % | 23.48% | 3.16% | -4.72% | -82.07% | 544.84% | 24.52% | 5.85% | -7.82% | 1.89% |
| Pretax Income | 119.41M▲ 0% | 123.18M▲ 3.2% | 117.36M▼ 4.7% | 21.04M▼ 82.1% | 135.67M▲ 544.8% | 168.93M▲ 24.5% | 178.8M▲ 5.8% | 164.82M▼ 7.8% | 167.94M▲ 1.9% |
| Pretax Margin % | 37.77% | 36.54% | 31.46% | 5.53% | 38.33% | 42.34% | 33.39% | 29.17% | 29.54% |
| Income Tax | 46.44M | 17.84M | 19.13M | -1K | 25.32M | 33.41M | 34.02M | 33.55M | 33.71M |
| Effective Tax Rate % | 38.89% | 14.49% | 16.3% | -0% | 18.67% | 19.78% | 19.03% | 20.36% | 20.07% |
| Net Income | 72.97M▲ 0% | 105.33M▲ 44.4% | 98.23M▼ 6.7% | 21.04M▼ 78.6% | 110.34M▲ 424.4% | 135.52M▲ 22.8% | 144.78M▲ 6.8% | 131.26M▼ 9.3% | 134.23M▲ 2.3% |
| Net Margin % | 23.08% | 31.24% | 26.33% | 5.53% | 31.17% | 33.96% | 27.04% | 23.23% | 23.61% |
| Net Income Growth % | 2.21% | 44.36% | -6.74% | -78.58% | 424.44% | 22.82% | 6.83% | -9.34% | 2.26% |
| Net Income (Continuing) | 72.97M | 105.33M | 98.23M | 21.04M | 110.34M | 135.52M | 144.78M | 131.26M | 134.23M |
| EPS (Diluted) | 2.09▲ 0% | 3.01▲ 44.0% | 2.48▼ 17.6% | 0.53▼ 78.6% | 2.81▲ 430.2% | 3.46▲ 23.1% | 3.74▲ 8.1% | 3.40▼ 9.1% | 3.49▲ 2.6% |
| EPS Growth % | 2.45% | 44.02% | -17.61% | -78.63% | 430.19% | 23.13% | 8.09% | -9.09% | 2.65% |
| EPS (Basic) | 2.10 | 3.03 | 2.48 | 0.54 | 2.81 | 3.47 | 3.78 | 3.43 | 3.48 |
| Diluted Shares Outstanding | 34.84M | 34.98M | 39.56M | 39.07M | 39.05M | 39.03M | 38.66M | 38.52M | 38.49M |
STBA Balance Sheet
S&T Bancorp, Inc. (STBA) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 815.44M | 155.49M | 982.11M | 1B | 1.83B | 1.21B | 1.2B | 1.23B | 1.15B |
| Cash & Due from Banks | 117.15M | 155.49M | 197.82M | 229.67M | 922.22M | 210.01M | 233.61M | 244.82M | 163.44M |
| Short Term Investments | 698.29M | 0 | 784.28M | 770.39M | 909.65M | 1B | 970.39M | 987.59M | 987.66M |
| Total Investments | 6.41B | 6.57B | 7.86B | 7.9B | 7.81B | 8.09B | 8.52B | 8.63B | 8.97B |
| Investments Growth % | 2.43% | 2.58% | 19.65% | 0.46% | -1.1% | 3.48% | 5.32% | 1.33% | 3.92% |
| Long-Term Investments | 5.71B | 6.57B | 7.08B | 7.13B | 6.9B | 7.08B | 7.55B | 7.64B | 7.98B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 295.35M | 290.05M | 382.54M | 382.1M | 380.32M | 378.8M | 377.48M | 376.48M | 375.68M |
| Goodwill | 291.67M | 287.45M | 371.62M | 373.42M | 373.42M | 373.42M | 373.42M | 373.42M | 373.42M |
| Intangible Assets | 3.68M | 2.6M | 10.92M | 8.68M | 6.89M | 5.38M | 4.06M | 3.06M | 2.25M |
| PP&E (Net) | 42.7M | 41.73M | 56.94M | 55.61M | 52.63M | 49.28M | 49.01M | 45.03M | 0 |
| Other Assets | 197.22M | 192.06M | 262.88M | 400.05M | 319.63M | 387.05M | 375.51M | 362.58M | -7.94B |
| Total Current Assets | 815.44M | 155.49M | 982.11M | 1B | 1.83B | 1.21B | 1.2B | 1.23B | 1.15B |
| Total Non-Current Assets | 6.24B | 7.1B | 7.78B | 7.96B | 7.66B | 7.9B | 8.35B | 8.43B | 419.53M |
| Total Assets | 7.06B▲ 0% | 7.25B▲ 2.7% | 8.76B▲ 20.9% | 8.97B▲ 2.3% | 9.49B▲ 5.8% | 9.11B▼ 4.0% | 9.55B▲ 4.8% | 9.66B▲ 1.1% | 9.87B▲ 2.2% |
| Asset Growth % | 1.69% | 2.72% | 20.85% | 2.32% | 5.81% | -3.98% | 4.84% | 1.11% | 2.21% |
| Return on Assets (ROA) | 1.04% | 1.47% | 1.23% | 0.24% | 1.2% | 1.46% | 1.55% | 1.37% | 1.37% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 683.08M | 604.32M | 416.35M | 227.93M | 161.31M | 439.19M | 503.63M | 250.31M | 310.95M |
| Net Debt | 565.93M | 448.83M | 218.53M | -1.74M | -760.9M | 229.19M | 270.02M | 5.49M | 147.51M |
| Long-Term Debt | 92.92M | 115.93M | 115.14M | 87.76M | 76.82M | 69.19M | 88.64M | 100.31M | 50.21M |
| Short-Term Debt | 590.16M | 488.38M | 301.21M | 140.16M | 84.49M | 370M | 415M | 150M | 220.09M |
| Other Liabilities | 65.25M | 38.22M | 119.72M | 164.72M | 124.24M | 266.74M | 242.68M | 244.25M | 8.1B |
| Total Current Liabilities | 6.02B | 6.16B | 7.34B | 7.56B | 8.08B | 7.59B | 7.94B | 7.93B | 165M |
| Total Non-Current Liabilities | 158.17M | 154.16M | 234.87M | 252.49M | 201.06M | 335.94M | 331.31M | 344.56M | 8.24B |
| Total Liabilities | 6.18B | 6.32B | 7.57B | 7.81B | 8.28B | 7.93B | 8.27B | 8.28B | 8.41B |
| Total Equity | 884.03M▲ 0% | 935.76M▲ 5.9% | 1.19B▲ 27.4% | 1.15B▼ 3.1% | 1.21B▲ 4.5% | 1.18B▼ 1.8% | 1.28B▲ 8.3% | 1.38B▲ 7.5% | 1.46B▲ 6.1% |
| Equity Growth % | 5% | 5.85% | 27.38% | -3.13% | 4.48% | -1.81% | 8.34% | 7.55% | 6.06% |
| Equity / Assets (Capital Ratio) | 12.52% | 12.9% | 13.6% | 12.88% | 12.71% | 13% | 13.44% | 14.29% | 14.83% |
| Return on Equity (ROE) | 8.46% | 11.58% | 9.23% | 1.79% | 9.35% | 11.34% | 11.73% | 9.86% | 9.44% |
| Book Value per Share | 25.37 | 26.76 | 30.13 | 29.55 | 30.89 | 30.35 | 33.20 | 35.83 | 38.03 |
| Tangible BV per Share | 16.89 | 18.46 | 20.46 | 19.78 | 21.15 | 20.65 | 23.44 | 26.06 | 28.27 |
| Common Stock | 90.33M | 90.33M | 103.62M | 103.62M | 103.62M | 103.62M | 103.62M | 103.62M | 103.62M |
| Additional Paid-in Capital | 216.11M | 210.34M | 399.94M | 400.67M | 403.1M | 406.28M | 409.03M | 411.79M | 412.97M |
| Retained Earnings | 628.11M | 701.82M | 761.08M | 710.06M | 773.66M | 863.95M | 959.6M | 1.04B | 1.12B |
| Accumulated OCI | -18.43M | -23.11M | -11.67M | 8.97M | -7.09M | -112.13M | -90.9M | -76.99M | -41.71M |
| Treasury Stock | -32.08M | -43.62M | -60.98M | -68.61M | -66.83M | -77.07M | -97.92M | -97.16M | -131.31M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
STBA Cash Flow Statement
S&T Bancorp, Inc. (STBA) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 114.24M | 128.02M | 138.42M | 51.55M | 214.85M | 240.53M | 171.75M | 173.37M | 133.62M |
| Operating CF Growth % | 18.01% | 12.06% | 8.13% | -62.76% | 316.77% | 11.95% | -28.59% | 0.94% | -22.93% |
| Net Income | 72.97M | 105.33M | 98.23M | 21.04M | 110.34M | 135.52M | 144.78M | 131.26M | 134.23M |
| Depreciation & Amortization | 2.5M | 7.3M | 11.72M | 12.07M | 11.48M | 9.03M | 7.52M | 10.87M | 7.11M |
| Deferred Taxes | 13.83M | 3.51M | -381K | -4.4M | 2.38M | -2.93M | 601K | -296K | 175K |
| Other Non-Cash Items | 12.62M | -2.14M | 16.19M | 122.37M | 38.48M | 12.68M | 18.42M | 11.31M | 8.68M |
| Working Capital Changes | 9.31M | 12.12M | 10.22M | -100.24M | 49.73M | 83.04M | -3.45M | 15.6M | -21.92M |
| Cash from Investing | -212.41M | -201.96M | -210.56M | -159.2M | 13.24M | -398.68M | -444.22M | -118.29M | -314.8M |
| Purchase of Investments | -156.84M | -92.6M | -129.97M | -178.39M | -313.62M | -401.14M | -111.97M | -325.03M | -142.39M |
| Sale/Maturity of Investments | 146.76M | 89.83M | 152.35M | 206.96M | 146.82M | 191.32M | 147.71M | 296.01M | 47.04M |
| Net Investment Activity | -10.08M | -2.76M | 22.37M | 28.57M | -166.79M | -209.82M | 35.74M | -29.02M | -95.35M |
| Acquisitions | 4.4M | 4.54M | 63.76M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -202.04M | -199.57M | -291.54M | -182.35M | 183.65M | -184.99M | -473.74M | -86.27M | -219.45M |
| Cash from Financing | 75.84M | 112.28M | 114.47M | 139.49M | 464.46M | -554.05M | 296.07M | -43.87M | 99.8M |
| Dividends Paid | -28.57M | -34.54M | -37.36M | -43.95M | -44.33M | -46.95M | -49.71M | -50.97M | -52.89M |
| Share Repurchases | -689K | -12.91M | -19.14M | -13.15M | -630K | -8.45M | -20.61M | -870K | -37.95M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -689K | -12.91M | -19.14M | -13.15M | -630K | -8.45M | -20.61M | -870K | -37.95M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K |
| Other Financing | 192.51M | 206.72M | 396.9M | 430.1M | 576.09M | -776.48M | 301.85M | 261.36M | 175.71M |
| Net Change in Cash | -22.33M▲ 0% | 38.34M▲ 271.7% | 42.33M▲ 10.4% | 31.84M▼ 24.8% | 692.55M▲ 2074.9% | -712.21M▼ 202.8% | 23.6M▲ 103.3% | 11.21M▼ 52.5% | -81.38M▼ 826.1% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 139.49M | 117.15M | 155.49M | 197.82M | 229.67M | 922.22M | 210.01M | 233.61M | 244.82M |
| Cash at End | 117.15M | 155.49M | 197.82M | 229.67M | 922.22M | 210.01M | 233.61M | 244.82M | 163.44M |
| Interest Paid | 33.59M | 53.03M | 75.28M | 44.35M | 15.24M | 22.07M | 111.3M | 176.07M | 171.68M |
| Income Taxes Paid | 33.81M | 15.73M | 14.66M | 6.23M | 24.21M | 31.18M | 36.89M | 29.73M | 26.29M |
| Free Cash Flow | 109.54M▲ 0% | 123.84M▲ 13.1% | 133.27M▲ 7.6% | 46.14M▼ 65.4% | 211.24M▲ 357.9% | 236.57M▲ 12.0% | 165.53M▼ 30.0% | 170.37M▲ 2.9% | 128.85M▼ 24.4% |
| FCF Growth % | 17.49% | 13.06% | 7.61% | -65.38% | 357.87% | 11.99% | -30.03% | 2.93% | -24.37% |
STBA Banking Ratios
S&T Bancorp, Inc. (STBA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.74% | 8.46% | 11.58% | 9.23% | 1.79% | 9.35% | 11.34% | 11.73% | 9.86% | 9.44% |
| Return on Assets (ROA) | 1.08% | 1.04% | 1.47% | 1.23% | 0.24% | 1.2% | 1.46% | 1.55% | 1.37% | 1.37% |
| Net Interest Margin | 2.91% | 3.17% | 3.2% | 2.79% | 3.1% | 2.9% | 3.46% | 3.63% | 3.46% | 3.55% |
| Efficiency Ratio | 50.72% | 46.79% | 42.59% | 44.8% | 49.1% | 53.38% | 49.31% | 39.28% | 38.75% | 39.89% |
| Equity / Assets | 12.13% | 12.52% | 12.9% | 13.6% | 12.88% | 12.71% | 13% | 13.44% | 14.29% | 14.83% |
| Book Value / Share | 24.12 | 25.37 | 26.76 | 30.13 | 29.55 | 30.89 | 30.35 | 33.2 | 35.83 | 38.03 |
| NII Growth | 8.63% | 10.99% | 3.68% | 5.49% | 13.61% | -0.97% | 14.37% | 10.11% | -3.84% | 4.9% |
| Dividend Payout | 37.52% | 39.15% | 32.79% | 38.03% | 208.88% | 40.17% | 34.65% | 34.33% | 38.83% | 39.4% |
STBA SEC Filings & Documents
S&T Bancorp, Inc. (STBA) SEC filings — annual & quarterly reports (10-K, 10-Q)
STBA Frequently Asked Questions
S&T Bancorp, Inc. (STBA) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
S&T Bancorp, Inc. (STBA) grew revenue by 0.6% over the past year. Growth has been modest.
Yes, S&T Bancorp, Inc. (STBA) is profitable, generating $134.2M in net income for fiscal year 2025 (23.6% net margin).
Dividend & Returns
Yes, S&T Bancorp, Inc. (STBA) pays a dividend with a yield of 3.08%. This makes it attractive for income-focused investors.
S&T Bancorp, Inc. (STBA) has a return on equity (ROE) of 9.4%. This is below average, suggesting room for improvement.
Industry Metrics
S&T Bancorp, Inc. (STBA) has a net interest margin (NIM) of 3.5%. This indicates healthy earnings from lending activities.
S&T Bancorp, Inc. (STBA) has an efficiency ratio of 39.9%. This is excellent, indicating strong cost control.
Explore More STBA
S&T Bancorp, Inc. (STBA) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates