TriCo's net interest income has rebuilt from $82.2M in 2025Q1 to $96.5M in 2026Q3, an 8.3% year-over-year gain that suggests loan repricing is outpacing funding cost pressure, while the efficiency ratio improved from 59.7% to 53.9%.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 22, 2026 | $1.18+8.3% vs $1.09 | $117M+1.8% vs $115M |
Q3 2026 Jul 23, 2026 | $1.06+2.9% vs $1.03 | $112M+0.8% vs $111M |
Q2 2026 Apr 23, 2026 | $1.04+7.2% vs $0.97 | $108M-0.0% vs $108M |
Q1 2026 Jan 22, 2026 | $1.03+2.0% vs $1.01 | $109M+1.1% vs $108M |
While the top- and bottom-line numbers for TriCo (TCBK) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
TriCo (TCBK) came out with quarterly earnings of $1.18 per share, beating the Zacks Consensus Estimate of $1.08 per share. This compares to earnings of $1.04 per share a year ago.
CHICO, Calif.--(BUSINESS WIRE)---- $TCBK #CommunityBank--TriCo Bancshares (NASDAQ: TCBK): Executive Commentary: “We are very pleased with our strong third-quarter results. As we prepare for our merger with First Hawaiian Bank, we remain focused on serving our customers and delivering growth and strong financial results. This performance demonstrates the value Tri Counties Bank will bring to the combined bank. We are excited about the future and look forward to continuing our journey as ‘California's Local Bank,'” sai.
TriCo Bancshares (NASDAQ: TCBK - Get Free Report) and Sumitomo Mitsui Financial Group (NYSE: SMFG - Get Free Report) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, earnings, dividends, profitability and analyst recommendations. Insider and Institutional Ownership 59.1% of
Benchmark TCBK against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for TriCo Bancshares (TCBK)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $52.17 | $1.68B | 12.02 | 6.38% | 31.92% | 10.47% | 2.65% | |
| $22.74 | $3.26B | 17.14 | 7.23% | 36.65% | 8.52% | 3.59% | |
| $29.43 | $2.17B | 8.53 | 12.22% | 31.45% | 8.5% | — | |
| $70.09 | $2.38B | 12.12 | -0.08% | 38.63% | 10.07% | 2.8% | |
| $30.48 | $8.62B | 10.23 | 19.28% | 30.19% | 11.08% | 3.7% | |
| $30.41 | $4.36B | 15.02 | 16.23% | 42.9% | 15.14% | 2.43% |
TriCo Bancshares (TCBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
TriCo Bancshares (TCBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 30, 2026·SEC
Oct 22, 2026·SEC
Aug 21, 2026·SEC
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TriCo Bancshares (TCBK) stock FAQ — growth, dividends, profitability & financials explained
TriCo Bancshares (TCBK) grew revenue by 8.4% over the trailing twelve months, compared with the twelve months before.
Yes. TriCo Bancshares (TCBK) earned $139.5M in net income over the trailing twelve months (a 31.9% net margin).
Yes. TriCo Bancshares (TCBK) pays a dividend that yields 2.65% at the current price, a moderate yield.
TriCo Bancshares (TCBK) had a return on equity (ROE) of 10.5% over the trailing twelve months. That is in line with the market's typical 10-15%.
TriCo Bancshares (TCBK) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
TriCo Bancshares (TCBK) has an efficiency ratio of 56.9%. This is reasonable for a bank.
