The Motley Fool·Oct 30, 2026
Triumph Financial: 3 Key Takeaways for Long-Term InvestorsTriumph Financial targeted $20 million in operational efficiency by 2027. Invoice processing volume grew 7% year over year in payments.
Triumph Financial's net interest income grew 17.4% year over year to $103.1M in 2026Q3 on factoring-book volume rather than spread, with NIM flat at 1.3% versus 1.5% in 2024, suggesting the earnings recovery is volume-led and structurally vulnerable to freight-cycle softness.
Price trend, volume and key moving averages
Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 21, 2026 | $0.52-13.0% vs $0.60 | $126M+2.1% vs $123M |
Q3 2026 Jul 21, 2026 | $0.44+0.6% vs $0.44 | $120M+4.9% vs $115M |
Q2 2026 Apr 21, 2026 | $0.23+51.3% vs $0.15 | $106M-1.4% vs $107M |
Q1 2026 Jan 26, 2026 | $0.77+160.1% vs $0.30 | $106M-4.1% vs $111M |
Triumph Financial targeted $20 million in operational efficiency by 2027. Invoice processing volume grew 7% year over year in payments.
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Triumph Financial NYSE: TFIN said it is shifting from a multiyear investment phase toward a greater focus on operating leverage and earnings performance, while continuing to build its transportation-focused factoring, payments, intelligence and LoadPay businesses.
Triumph Financial, Inc. ( TFIN ) Q3 2026 Earnings Call October 22, 2026 10:30 AM EDT Company Participants Luke Wyse - Executive VP & Head of Investor Relations Aaron Graft - Founder, Vice Chairman, President & CEO William Voss - Executive VP & CFO Todd Ritterbusch - President of Payments & Banking Ben Volkwyn David Vielehr - President of LoadPay Kimberly Fisk - President of Factoring Conference Call Participants Joseph Yanchunis - Raymond James & Associates, Inc., Research Division Gary Tenner - D.A. Davidson & Co., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Matt Olney - Stephens Inc., Research Division Eric Bedell Presentation Luke Wyse Executive VP & Head of Investor Relations Good morning.
Benchmark TFIN against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Triumph Financial, Inc. (TFIN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $61.23 | $1.46B | 65.84 | 4.96% | 5.81% | 2.77% | 0.22% | |
| $52.17 | $1.68B | 14.06 | 6.38% | 24.83% | 10.22% | 2.65% | |
| $22.74 | $3.26B | 14.96 | 7.23% | 36.65% | 8.52% | 3.59% | |
| $129.48 | $7.87B | 14.10 | 9.59% | 18.3% | 10.31% | 1.87% | |
| $36.31 | $748.21M | 11.10 | 4.57% | 29.92% | 13.61% | 2.85% | |
| $30.41 | $4.36B | 17.18 | 16.23% | 42.9% | 15.14% | 2.43% |
Triumph Financial, Inc. (TFIN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Triumph Financial, Inc. (TFIN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 21, 2026·SEC
Jul 21, 2026·SEC
May 29, 2026·SEC
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Triumph Financial, Inc. (TFIN) stock FAQ — growth, dividends, profitability & financials explained
Triumph Financial, Inc. (TFIN) grew revenue by 5.0% in fiscal year 2025, compared with the prior fiscal year.
Yes. Triumph Financial, Inc. (TFIN) earned $50.4M in net income over the trailing twelve months (a 9.8% net margin).
Yes. Triumph Financial, Inc. (TFIN) pays a dividend that yields 0.22% at the current price, a small yield.
Triumph Financial, Inc. (TFIN) had a return on equity (ROE) of 2.8% in fiscal year 2025. That is below the market's typical 10-15%.
Triumph Financial, Inc. (TFIN) has a net interest margin (NIM) of 5.5%. This indicates healthy earnings from lending activities.
Triumph Financial, Inc. (TFIN) has an efficiency ratio of 91.7%. This is higher than peers, suggesting room for cost optimization.
