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UBSUBS Group AG
$49.19$161.2B
Overview & Tools
OverviewChart Terminal ↗AnalysisVisualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
UBS logo

UBS Group AG

UBS
NYSE · Diversified Banks
$49.19
At close - Sep 22, 4:00 PM EDT - USD
Market Cap$161.24B
P/E20.8x
52W High$55.98
Volume3.06M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Fee-Led Growth Offsets Thin Net Interest Margin

UBS is executing a successful integration of Credit Suisse, with 2026Q1 net income of $3.0B up 73.6% YoY, driven by a 42.3% surge in net interest income and a 58.7% fee mix. The wealth management franchise generates recurring fees, and efficiency improved to 5...

GrowthMixed
ProfitabilityModerate
ValuationExpensive
TechnicalsMixed
Explore valuation models
MARKET ACTION

UBS price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

+9% Peers

P/E is 9% above peer median

03

Market leadership

RS 69 · Avg

Average momentum (RS Rating: 69)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Oct 29
01

Build the investment case

Start with the evidence for owning the stock and the risks that can break the thesis.

EXECUTIVE THESIS

The Investment Case

Full Analysis
Fundamental Trajectory

Revenue grew to $19.5B in 2026Q1, up 42.3% YoY in NII, with net income of $3.0B (EPS $0.92) and an efficiency ratio of 50.5%, though NIM remains thin at 0.1%.

Analyst Consensus-52.1% target
Buy(29 analysts)
16 Buy7 Hold6 Sell

The Bull Case

Upside Catalysts

Rapid EPS Growth 2025-2028

UBS is projected to achieve the fastest sequential earnings per share growth among global banks, with a 30% increase expected between 2025 and 2028. In 2025, the bank’s revenue rose 3.26% to $49.60 billion, while earnings surged 52.74% to $7.77 billion.

Wealth Management Asset Base

UBS’s Asset Management segment serves high‑net‑worth clients and has surpassed $2 trillion in invested assets, providing a solid and growing revenue stream.

Credit Suisse Integration Gains

The successful integration of Credit Suisse is expected to lift margins and unlock long‑term earnings power through efficiency gains, a critical test of UBS’s strategy.

The Bear Case

Key Downside Risks

Market performance

Price History →

Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
UBS+6.77%
S&P 500 (^GSPC)+13.20%
1-Year Return
UBS+18.66%
S&P 500 (^GSPC)+15.98%
3-Year Return
UBS+102.89%
S&P 500 (^GSPC)+75.29%
5-Year Return
UBS+236.22%
S&P 500 (^GSPC)+65.40%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
20.8x
Forward P/EExpansion
13.5x
EV/EBITDA100th %ile
24.8x
FCF YieldCash Flow
9.6%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
20.8x
8.7x
100th· High
EV/EBITDA
24.8x
9.6x
100th· High
Price/FCF
10.4x
4.9x
80th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$14.89-69.7%
Base (Fair)$27.87-45.0%
Bull$44.12-10.3%
$14.89 Bear$27.87 Base$44.12 Bull
Current Market Price: $49.19
Trades at a 76.5% premium to Base DCF ($27.87)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$47.3B+13.7% YoY
Net income
$7.77B+68.2% YoY
Free cash flow
$15.46B+1116.2% YoY
Operating margin
12%+3.6 pts YoY
ROIC (TTM)1.5%
Avg ROIC 5Y-
ROE (TTM)8.8%
Piotroski Score8 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate7/12 (58%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 29, 2026
$0.87-3.3%
vs $0.90
$13.3B-0.4%
vs $13.4B
Q2 2026
Apr 29, 2026
$0.94+10.6%
vs $0.85
$13.6B+3.7%
vs $13.2B
Q1 2026
Feb 4, 2026
$0.37-31.7%
vs $0.54
$12.2B+4.2%
vs $11.7B
Q4 2025
Oct 29, 2025
$0.76+55.9%
vs $0.49
$12.2B+2.3%
vs $11.9B
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Reuters·Sep 16, 2026
UBS capital rules face further Swiss parliamentary hurdle

A group of Swiss ​lawmakers have backed a motion to defer to the government on major new ‌banking rules for UBS ahead of a vote on Thursday in the upper house of parliament on a compromise thrashed out last month on the draft legislation.

Benzinga·Sep 15, 2026
QUICK SPARK: UBS Tags Palantir 'Best AI Enabler'

In a research note released Tuesday, UBS tagged Palantir Technologies (NASDAQ:PLTR) as a leading enterprise AI enabler after attending the company's AIPCon event last week.

Invezz·Sep 15, 2026
UBS cuts PT, analysts flag turnaround risks after Dave & Buster's stock plunges

Shares of Dave & Buster's Entertainment PLAY plunged 13.6% in premarket trading on Tuesday after the arcade and entertainment chain reported second-quarter fiscal 2026 results that missed Wall Street expectations on both revenue and earnings. The company swung to a quarterly loss as it continued to struggle with declining entertainment sales and efforts to rebuild its relevance with customers.

Reuters·Sep 15, 2026
UBS could make big savings from Swiss AT1 capital proposal, investors say

UBS could save hundreds of millions of dollars a year, investors said, ​if lawmakers approve an alternative proposal for Additional Tier 1 bond use as part of an overhaul of Swiss banking laws after the ‌collapse of Credit Suisse.

Filtered for UBS Group AGMore Headlines
04

Compare before deciding

Benchmark UBS against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for UBS Group AG (UBS)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
UBS logoUBSUBS Group AGCurrent
$49.19$161.24B20.8413.72%10.52%8.82%1.4%
MS logoMSMorgan Stanley
$200.21$315.79B19.6314.48%15.13%16.22%—
GS logoGSThe Goldman Sachs Group, Inc.
$949.49$292.44B18.508.92%16.31%14.33%—
BAC logoBACBank of America Corporation
$56.20$398.83B14.7111%18.13%10.5%—
C logoCCitigroup Inc.
$132.47$227.17B18.955.11%9.34%7.49%—
JPM logoJPMJPMorgan Chase & Co.
$340.00$911.03B16.967.32%20.66%16.32%—

Compare UBS vs Peers

UBS Group AG (UBS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MS

Most directly comparable listed peer for UBS.

Scale Benchmark

vs JPM

Larger-name benchmark to compare UBS against a more recognizable public peer.

Peer Set

Compare Top 5

vs MS, GS, BAC, C

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UBS Frequently Asked Questions

UBS Group AG (UBS) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is UBS Group AG growing?

UBS Group AG (UBS) grew revenue by 13.7% over the past year. This is steady growth.

Is UBS profitable?

Yes, UBS Group AG (UBS) is profitable, generating $9.12B in net income for fiscal year 2025 (10.5% net margin).

Dividend & Returns
Does UBS pay dividends?

Yes, UBS Group AG (UBS) pays a dividend with a yield of 1.40%. This makes it attractive for income-focused investors.

What is UBS's return on equity?

UBS Group AG (UBS) has a return on equity (ROE) of 8.8%. This is below average, suggesting room for improvement.

Industry Metrics
What is UBS Group AG's net interest margin?

UBS Group AG (UBS) has a net interest margin (NIM) of 0.5%. NIM has been under pressure due to interest rate environment.

What is UBS Group AG's efficiency ratio?

UBS Group AG (UBS) has an efficiency ratio of 51.4%. This is excellent, indicating strong cost control.

What if you invested $1,000 in UBS back in 1999?

Total return calculator · dividends reinvested · 27+ years of data

See returns →