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UBSUBS Group AG
$47.78$156.6B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
UBS logo

UBS Group AG

UBS
NYSE · Large & Global Banks
$47.78
At close - Nov 6, 4:00 PM EST - USD
Market Cap$156.61B
P/E15.7x
52W High$55.99
Volume2.77M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Fee-Led Growth Offsets Thin Net Interest Margin

UBS is executing a successful integration of Credit Suisse, with 2026Q1 net income of $3.0B up 73.6% YoY, driven by a 42.3% surge in net interest income and a 58.7% fee mix.

GrowthMixed
ProfitabilityModerate
ValuationReview
TechnicalsMixed
Explore valuation models
MARKET ACTION

UBS price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

+15% Peers

P/E is 15% above peer median

03

Market leadership

RS 60 · Avg

Average momentum (RS Rating: 60)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Jan 28
01

Build the investment case

Start with the evidence for owning the stock and the risks that can break the thesis.

EXECUTIVE THESIS

The Investment Case

Full Analysis
Fundamental Trajectory

Revenue grew to $19.5B in 2026Q1, up 42.3% YoY in NII, with net income of $3.0B (EPS $0.92) and an efficiency ratio of 50.5%, though NIM remains thin at 0.1%.

Analyst Consensus-50.7% target
Buy(29 analysts)
16 Buy7 Hold6 Sell

The Bull Case

Upside Catalysts

Rapid EPS Growth 2025-2028

UBS is projected to achieve the fastest sequential earnings per share growth among global banks, with a 30% increase expected between 2025 and 2028. In 2025, the bank’s revenue rose 3.26% to $49.60 billion, while earnings surged 52.74% to $7.77 billion.

Wealth Management Asset Base

UBS’s Asset Management segment serves high‑net‑worth clients and has surpassed $2 trillion in invested assets, providing a solid and growing revenue stream.

Credit Suisse Integration Gains

The successful integration of Credit Suisse is expected to lift margins and unlock long‑term earnings power through efficiency gains, a critical test of UBS’s strategy.

The Bear Case

Key Downside Risks

Market performance

Price History →

Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
UBS+4.95%
S&P 500 (^GSPC)+7.63%
1-Year Return
UBS+29.94%
S&P 500 (^GSPC)+9.69%
3-Year Return
UBS+109.57%
S&P 500 (^GSPC)+65.29%
5-Year Return
UBS+184.76%
S&P 500 (^GSPC)+53.50%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/EMedian
15.7x
Forward P/EExpansion
13.0x
EV/EBITDA60th %ile
19.3x
FCF YieldCash Flow
9.9%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
15.7x
8.7x
60th· Fair
EV/EBITDA
19.3x
9.5x
60th· Fair
Price/FCF
10.1x
4.9x
80th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$18.16-62.0%
Base (Fair)$33.56-29.8%
Bull$52.80+10.5%
$18.16 Bear$33.56 Base$52.80 Bull
Current Market Price: $47.78
Trades at a 42.4% premium to Base DCF ($33.56)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$47.3B+13.7% YoY
Net income FY25
$7.77B+68.2% YoY
Free cash flow FY25
$15.46B+1116.2% YoY
Operating margin FY25
18.7%+3.8 pts YoY
ROIC (FY25)1.5%
Avg ROIC 5Y2.4%
ROE (TTM)10.7%
Piotroski Score9 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate7/12 (58%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 28, 2026
$0.85-6.6%
vs $0.91
$13.4B+2.4%
vs $13.1B
Q3 2026
Jul 29, 2026
$0.87-3.3%
vs $0.90
$13.3B-0.4%
vs $13.4B
Q2 2026
Apr 29, 2026
$0.94+10.6%
vs $0.85
$13.6B+3.7%
vs $13.2B
Q1 2026
Feb 4, 2026
$0.37-31.7%
vs $0.54
$12.2B+4.2%
vs $11.7B
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
GlobeNewsWire·1d ago
Integra LifeSciences to Present at the 2026 UBS Global Healthcare Conference

PRINCETON, N.J., Nov. 06, 2026 (GLOBE NEWSWIRE) -- Integra LifeSciences Holdings Corporation (Nasdaq: IART), a leading global medical technology company, today announced that Lea Knight, chief financial officer, will present at the 2026 UBS Global Healthcare Conference on Monday, November 9, 2026, at 2:45 p.m. ET.

New York Post·1d ago
The latest twist in the saga between UBS and Swiss regulators involves bank's New York business

Wall Street tongues are wagging that the bank could finally ditch its UBS Americas unit.

Business Wire·2d ago
UBS Declares Coupon Payments on 8 ETRACS Exchange Traded Notes

NEW YORK--(BUSINESS WIRE)--UBS Investment Bank today announced coupon payments for 5 ETRACS Exchange Traded Notes traded on the NYSE Arca and expected coupon payments for 3 ETRACS Exchange Traded Notes traded on NASDAQ (together, the “ETNs”). NYSE Ticker ETN Name and Prospectus Supplementa Coupon Valuation Date Ex-Date Record Date Payment Date Coupon Amount Payment Schedule Current Yield (annualized) b HDLB ETRACS Monthly Pay 2xLeveraged US High Dividend Low Volatility ETN Series B 10/30/2026 1.

Reuters·2d ago
UBS departure would be catastrophic, says Zurich cantonal government president

UBS departure would be catastrophic, says Zurich cantonal government president

Filtered for UBS Group AGMore Headlines
04

Compare before deciding

Benchmark UBS against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for UBS Group AG (UBS)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
UBS logoUBSUBS Group AGCurrent
$47.78$156.61B15.6713.72%18.31%10.67%1.44%
MS logoMSMorgan Stanley
$181.44$286.18B13.8414.48%25.97%17.7%2.28%
GS logoGSThe Goldman Sachs Group, Inc.
$865.82$260.7B11.768.92%31.81%17.9%1.92%
BAC logoBACBank of America Corporation
$49.42$350.71B11.2511%26.12%10.69%2.56%
C logoCCitigroup Inc.
$119.05$204.16B10.515.09%20.8%9.07%2.42%
JPM logoJPMJPMorgan Chase & Co.
$334.49$896.27B13.607.32%32.48%17.91%1.79%

Compare UBS vs Peers

UBS Group AG (UBS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MS

Most directly comparable listed peer for UBS.

Scale Benchmark

vs JPM

Larger-name benchmark to compare UBS against a more recognizable public peer.

Peer Set

Compare Top 5

vs MS, GS, BAC, C

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UBS Frequently Asked Questions

UBS Group AG (UBS) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is UBS Group AG growing?

UBS Group AG (UBS) grew revenue by 16.0% over the trailing twelve months, compared with the twelve months before.

Is UBS profitable?

Yes. UBS Group AG (UBS) earned $9.65B in net income over the trailing twelve months (a 18.3% net margin).

Dividend & Returns
Does UBS pay dividends?

Yes. UBS Group AG (UBS) pays a dividend that yields 1.44% at the current price, a moderate yield.

What is UBS's return on equity?

UBS Group AG (UBS) had a return on equity (ROE) of 10.7% over the trailing twelve months. That is in line with the market's typical 10-15%.

Industry Metrics
What is UBS Group AG's net interest margin?

UBS Group AG (UBS) has a net interest margin (NIM) of 0.5%. NIM has been under pressure due to interest rate environment.

What is UBS Group AG's efficiency ratio?

UBS Group AG (UBS) has an efficiency ratio of 80.2%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in UBS back in 1999?

Total return calculator · dividends reinvested · 27+ years of data

See returns →