UBSI's net interest income has risen roughly 30 percent from $225.7M in 2024Q2 to $294.3M in 2026Q3, and total assets grew to $34.2B, suggesting loan growth and acquisition-driven expansion are the primary fundamental engine.
Price trend, volume and key moving averages
Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 22, 2026 | $0.94+0.9% vs $0.93 | $325M-0.7% vs $327M |
Q3 2026 Jul 23, 2026 | $0.95+7.1% vs $0.89 | $324M+1.2% vs $320M |
Q2 2026 Apr 23, 2026 | $0.89+4.7% vs $0.85 | $317M+0.4% vs $315M |
Q1 2026 Jan 22, 2026 | $0.91+5.8% vs $0.86 | $318M+0.9% vs $316M |
United Bankshares (UBSI) came out with quarterly earnings of $0.94 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.92 per share a year ago.
WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?
United Bankshares (UBSI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Benchmark UBSI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for United Bankshares, Inc. (UBSI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $48.22 | $6.64B | 12.88 | 20.13% | 41.28% | 9.37% | 3.07% | |
| $78.94 | $4.11B | 12.11 | 2.08% | 29.98% | 12.42% | 0.87% | |
| $23.76 | $4.54B | 11.06 | 11.19% | 29.66% | 11.39% | 3.24% | |
| $133.77 | $10.16B | 9.91 | 101.23% | 36.8% | 13.15% | 1.33% | |
| $67.57 | $4.2B | 10.21 | 0.74% | 100.94% | 12.66% | 2.07% | |
| $23.34 | $3.39B | 13.00 | -86.6% | 27.54% | 7.61% | 3.66% |
United Bankshares, Inc. (UBSI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
United Bankshares, Inc. (UBSI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 22, 2026·SEC
Jul 23, 2026·SEC
May 18, 2026·SEC
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United Bankshares, Inc. (UBSI) stock FAQ — growth, dividends, profitability & financials explained
United Bankshares, Inc. (UBSI) grew revenue by 5.4% over the trailing twelve months, compared with the twelve months before.
Yes. United Bankshares, Inc. (UBSI) earned $513.1M in net income over the trailing twelve months (a 41.3% net margin).
Yes. United Bankshares, Inc. (UBSI) pays a dividend that yields 3.07% at the current price, a moderate yield.
United Bankshares, Inc. (UBSI) had a return on equity (ROE) of 9.4% over the trailing twelve months. That is below the market's typical 10-15%.
United Bankshares, Inc. (UBSI) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
United Bankshares, Inc. (UBSI) has an efficiency ratio of 48.5%. This is excellent, indicating strong cost control.
