8-K Announcements
6Mar 27, 2026·SEC
Jan 29, 2026·SEC
Nov 6, 2025·SEC
United-Guardian, Inc. (UG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
United-Guardian, Inc. (UG) stock price & volume — 10-year historical chart
United-Guardian, Inc. (UG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
United-Guardian, Inc. (UG) competitors in Suppliers, Durables and Specialty Retailers — business model, growth, and fundamentals comparison
United-Guardian, Inc. (UG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
United-Guardian, Inc. (UG) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 12.97M | 13.77M | 13.6M | 10.99M | 13.93M | 12.7M | 10.89M | 12.18M | 10.55M |
| Revenue Growth % | 20.33% | 6.18% | -1.24% | -19.21% | 26.79% | -8.84% | -14.28% | 11.91% | -13.43% |
| Cost of Goods Sold | 5.3M | 5.67M | 5.66M | 4.87M | 5.75M | 6M | 5.48M | 5.72M | 5.51M |
| COGS % of Revenue | 40.88% | 41.16% | 41.6% | 44.35% | 41.26% | 47.22% | 50.34% | 46.97% | 52.27% |
| Gross Profit | 7.67M▲ 0% | 8.1M▲ 5.7% | 7.94M▼ 2.0% | 6.11M▼ 23.0% | 8.18M▲ 33.8% | 6.7M▼ 18.1% | 5.41M▼ 19.3% | 6.46M▲ 19.5% | 5.03M▼ 22.1% |
| Gross Margin % | 59.12% | 58.84% | 58.4% | 55.65% | 58.74% | 52.78% | 49.66% | 53.03% | 47.73% |
| Gross Profit Growth % | 30.07% | 5.68% | -1.98% | -23.02% | 33.82% | -18.08% | -19.35% | 19.51% | -22.1% |
| Operating Expenses | 2.43M | 2.52M | 2.55M | 2.48M | 2.51M | 2.66M | 2.54M | 2.81M | 2.79M |
| OpEx % of Revenue | 18.75% | 18.32% | 18.72% | 22.55% | 18.05% | 20.99% | 23.36% | 23.1% | 26.45% |
| Selling, General & Admin | 1.79M | 2.12M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A % of Revenue | 13.77% | 15.42% | - | - | - | - | - | - | - |
| Research & Development | 646.08K | 399.52K | 397.39K | 451.21K | 478.64K | 490.77K | 463.99K | 456.78K | 463.64K |
| R&D % of Revenue | 4.98% | 2.9% | 2.92% | 4.11% | 3.44% | 3.86% | 4.26% | 3.75% | 4.4% |
| Other Operating Expenses | 0 | 0 | 2.15M | 2.03M | 2.04M | 2.17M | 2.08M | 2.36M | 2.33M |
| Operating Income | 5.24M▲ 0% | 5.58M▲ 6.6% | 5.4M▼ 3.3% | 3.64M▼ 32.6% | 5.67M▲ 55.9% | 4.04M▼ 28.8% | 2.86M▼ 29.1% | 3.65M▲ 27.4% | 2.24M▼ 38.5% |
| Operating Margin % | 40.37% | 40.52% | 39.68% | 33.1% | 40.68% | 31.79% | 26.3% | 29.94% | 21.27% |
| Operating Income Growth % | 54.46% | 6.57% | -3.3% | -32.61% | 55.85% | -28.76% | -29.08% | 27.38% | -38.48% |
| EBITDA | 5.44M | 5.77M | 5.57M | 3.8M | 5.81M | 4.17M | 2.97M | 3.74M | 2.35M |
| EBITDA Margin % | 41.92% | 41.92% | 40.97% | 34.6% | 41.73% | 32.86% | 27.27% | 30.72% | 22.3% |
| EBITDA Growth % | 52% | 6.17% | -3.47% | -31.77% | 52.92% | -28.22% | -28.85% | 26.07% | -37.17% |
| D&A (Non-Cash Add-back) | 200.68K | 191.94K | 175.81K | 165.26K | 145.98K | 135.4K | 105.68K | 95.89K | 108.2K |
| EBIT | 5.24M | 5.58M | 5.4M | 3.64M | 5.67M | 4.04M | 2.86M | 3.65M | 2.24M |
| Net Interest Income | 0 | 0 | 203.33K | 226.25K | 233.86K | -1.38M | 306.65K | 434.68K | 365.31K |
| Interest Income | 0 | 0 | 203.33K | 226.25K | 233.86K | 236.69K | 306.65K | 434.68K | 365.31K |
| Interest Expense | 0 | 227.98K | - | 0 | 0 | 1.62M | 0 | 0 | 0 |
| Other Income/Expense | 315.17K | -113.99K | 634.4K | 524.83K | 210.84K | -809.55K | 387.75K | 461.67K | 399.67K |
| Pretax Income | 5.55M▲ 0% | 5.47M▼ 1.5% | 6.03M▲ 10.3% | 4.16M▼ 31.0% | 5.88M▲ 41.3% | 3.23M▼ 45.1% | 3.25M▲ 0.7% | 4.11M▲ 26.4% | 2.64M▼ 35.7% |
| Pretax Margin % | 42.8% | 39.7% | 44.34% | 37.88% | 42.2% | 25.42% | 29.86% | 33.73% | 25.06% |
| Income Tax | 1.71M | 1.11M | 1.27M | 856.02K | 1.22M | 658.17K | 669.41K | 857.58K | 537.28K |
| Effective Tax Rate % | 30.74% | 20.37% | 21.04% | 20.57% | 20.75% | 20.39% | 20.59% | 20.87% | 20.33% |
| Net Income | 3.84M▲ 0% | 4.35M▲ 13.2% | 4.76M▲ 9.4% | 3.3M▼ 30.6% | 4.66M▲ 41.0% | 2.57M▼ 44.8% | 2.58M▲ 0.5% | 3.25M▲ 25.9% | 2.11M▼ 35.2% |
| Net Margin % | 29.64% | 31.61% | 35.01% | 30.08% | 33.44% | 20.23% | 23.71% | 26.69% | 19.97% |
| Net Income Growth % | 48.94% | 13.22% | 9.41% | -30.59% | 40.96% | -44.84% | 0.46% | 25.94% | -35.23% |
| Net Income (Continuing) | 3.84M | 4.35M | 4.76M | 3.3M | 4.66M | 2.57M | 2.58M | 3.25M | 2.11M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 0.84▲ 0% | 0.95▲ 13.1% | 1.04▲ 9.5% | 0.72▼ 30.8% | 1.01▲ 40.3% | 0.56▼ 44.6% | 0.56▲ 0.0% | 0.71▲ 26.8% | 0.46▼ 35.2% |
| EPS Growth % | 50% | 13.1% | 9.47% | -30.77% | 40.28% | -44.55% | 0% | 26.79% | -35.21% |
| EPS (Basic) | 0.84 | 0.95 | 1.04 | 0.72 | 1.01 | 0.56 | 0.56 | 0.71 | 0.46 |
| Diluted Shares Outstanding | 4.59M | 4.58M | 4.59M | 4.59M | 4.59M | 4.59M | 4.59M | 4.59M | 4.59M |
| Basic Shares Outstanding | 4.59M | 4.58M | 4.59M | 4.59M | 4.59M | 4.59M | 4.59M | 4.59M | 4.59M |
| Dividend Payout Ratio | 169.27% | 110.66% | 106.05% | 108.39% | 111.41% | 121.56% | 17.8% | 84.79% | 131.39% |
United-Guardian, Inc. (UG) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 11.85M | 11.69M | 11.57M | 11.25M | 11.58M | 9.97M | 12.25M | 12.67M | 12.2M |
| Cash & Short-Term Investments | 8.45M | 8.17M | 7.92M | 8.18M | 8.17M | 6.48M | 9.09M | 9.4M | 8.57M |
| Cash Only | 724.72K | 550.13K | 1.05M | 591.44K | 531.21K | 830.45K | 8.24M | 1.88M | 1.25M |
| Short-Term Investments | 7.72M | 7.62M | 6.87M | 7.59M | 7.64M | 5.65M | 851.32K | 7.52M | 7.32M |
| Accounts Receivable | 1.91M | 1.67M | 2.1M | 1.39M | 1.81M | 1.43M | 1.57M | 1.43M | 1.59M |
| Days Sales Outstanding | 53.63 | 44.34 | 56.32 | 46.1 | 47.52 | 41.03 | 52.54 | 42.8 | 54.93 |
| Inventory | 1.34M | 1.48M | 1.22M | 1.42M | 1.41M | 1.67M | 1.22M | 1.45M | 1.51M |
| Days Inventory Outstanding | 92.3 | 95.46 | 78.54 | 106.06 | 89.59 | 101.78 | 81.5 | 92.63 | 99.83 |
| Other Current Assets | 157.96K | 159.36K | 170.47K | 161.21K | 0 | 201.85K | 191.71K | 207.8K | 207.84K |
| Total Non-Current Assets | 1M | 857.57K | 795.53K | 673.66K | 658.86K | 669.71K | 670.13K | 1.13M | 1.26M |
| Property, Plant & Equipment | 942.89K | 827.92K | 780.71K | 673.66K | 658.86K | 559.16K | 619.2K | 956.39K | 907.18K |
| Fixed Asset Turnover | 13.75x | 16.63x | 17.42x | 16.31x | 21.14x | 22.71x | 17.58x | 12.74x | 11.62x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 14.82K | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | -401.68K | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | -111.7K | -223.94K | 14.82K | -151.68K | -83.22K | 0 | 0 | 0 | 0 |
| Total Assets | 12.85M▲ 0% | 12.54M▼ 2.4% | 12.36M▼ 1.4% | 11.92M▼ 3.6% | 12.24M▲ 2.7% | 10.64M▼ 13.1% | 12.92M▲ 21.5% | 13.8M▲ 6.8% | 13.46M▼ 2.4% |
| Asset Turnover | 1.01x | 1.10x | 1.10x | 0.92x | 1.14x | 1.19x | 0.84x | 0.88x | 0.78x |
| Asset Growth % | -14.99% | -2.4% | -1.45% | -3.58% | 2.7% | -13.09% | 21.45% | 6.77% | -2.42% |
| Total Current Liabilities | 1.42M | 1.37M | 1.34M | 1.41M | 2.34M | 1.37M | 1.53M | 1.91M | 1.67M |
| Accounts Payable | 354.29K | 186.8K | 71.39K | 31.8K | 410.89K | 30.41K | 134.45K | 425K | 480.79K |
| Days Payables Outstanding | 24.39 | 12.03 | 4.61 | 2.38 | 26.09 | 1.85 | 8.96 | 27.11 | 31.83 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 190.16K | 0 | 15.5K | 0 | 12.18K |
| Other Current Liabilities | 314.54K | 299.25K | 373.94K | 321.74K | 898.4K | 638.98K | 543.85K | 681.73K | 1.16M |
| Current Ratio | 8.33x | 8.55x | 8.61x | 7.95x | 4.95x | 7.26x | 7.99x | 6.62x | 7.31x |
| Quick Ratio | 7.39x | 7.47x | 7.71x | 6.95x | 4.35x | 6.04x | 7.19x | 5.86x | 6.41x |
| Cash Conversion Cycle | 121.53 | 127.76 | 130.25 | 149.78 | 111.01 | 140.96 | 125.08 | 108.32 | 122.92 |
| Total Non-Current Liabilities | 33.85K | 253.58K | 386.86K | 151.68K | 83.22K | 0 | 0 | 0 | 207.25K |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 33.85K | 253.58K | 386.86K | 151.68K | 83.22K | 0 | 0 | 0 | 207.25K |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 1.46M | 1.62M | 1.73M | 1.57M | 2.42M | 1.37M | 1.53M | 1.91M | 2.23M |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Debt | -724.72K | -550.13K | -1.05M | -591.44K | -531.21K | -830.45K | -8.24M | -1.88M | -1.25M |
| Debt / Equity | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - |
| Net Debt / EBITDA | -0.13x | -0.10x | -0.19x | -0.16x | -0.09x | -0.20x | -2.78x | -0.50x | -0.53x |
| Interest Coverage | - | 24.48x | - | - | - | 2.49x | - | - | - |
| Total Equity | 11.4M▲ 0% | 10.92M▼ 4.1% | 10.63M▼ 2.7% | 10.35M▼ 2.6% | 9.82M▼ 5.1% | 9.27M▼ 5.6% | 11.39M▲ 22.9% | 11.88M▲ 4.3% | 11.23M▼ 5.5% |
| Equity Growth % | -17.54% | -4.14% | -2.67% | -2.62% | -5.15% | -5.65% | 22.9% | 4.34% | -5.48% |
| Book Value per Share | 2.48 | 2.38 | 2.31 | 2.25 | 2.14 | 2.02 | 2.48 | 2.59 | 2.44 |
| Total Shareholders' Equity | 11.4M | 10.92M | 10.63M | 10.35M | 9.82M | 9.27M | 11.39M | 11.88M | 11.23M |
| Common Stock | 459.43K | 459.43K | 459.43K | 459.43K | 459.43K | 459.43K | 459.43K | 459.43K | 459.43K |
| Retained Earnings | 10.47M | 10.47M | 10.17M | 9.89M | 9.36M | 8.81M | 10.93M | 11.42M | 10.77M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 466.02K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
United-Guardian, Inc. (UG) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 3.99M | 4.95M | 4.48M | 3.59M | 5.31M | 2.53M | 3.14M | 3.47M | 1.97M |
| Operating CF Margin % | 30.79% | 35.95% | 32.91% | 32.72% | 38.14% | 19.89% | 28.89% | 28.45% | 18.65% |
| Operating CF Growth % | 74.3% | 24% | -9.58% | -19.7% | 47.83% | -52.47% | 24.53% | 10.23% | -43.26% |
| Net Income | 3.84M | 4.35M | 4.76M | 3.3M | 4.66M | 2.57M | 2.58M | 3.25M | 2.11M |
| Depreciation & Amortization | 200.68K | 191.94K | 175.81K | 165.26K | 145.98K | 135.4K | 105.68K | 95.89K | 108.2K |
| Stock-Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes | -31.76K | 219.73K | 133.27K | -235.17K | -68.46K | -193.77K | 59.61K | -124.47K | 382.64K |
| Other Non-Cash Items | -29.02K | 341.65K | -411.79K | -305.75K | 14.45K | 1.08M | -111.49K | -43.53K | -32.32K |
| Working Capital Changes | 8.1K | -155.24K | -182.89K | 664.92K | 562.77K | -1.06M | 509.3K | 287.49K | -597.44K |
| Change in Receivables | -311.69K | 237.17K | -430.13K | 717.87K | -431.88K | 385.96K | -135.87K | 140.71K | -161.26K |
| Change in Inventory | -84.71K | -141.63K | 249.87K | -198.5K | 4.98K | -290.22K | 465.51K | -214.28K | -54.98K |
| Change in Payables | 271.46K | -167.49K | -115.41K | -39.59K | 379.09K | -380.48K | 104.03K | 290.55K | 55.79K |
| Cash from Investing | 2.82M | -308.76K | 1.07M | -468.68K | -183.47K | 897.56K | 4.73M | -7.08M | 175.34K |
| Capital Expenditures | -38.15K | -74.99K | -113.77K | -43.4K | -116.38K | -75.18K | -165.72K | -433.08K | -58.99K |
| CapEx % of Revenue | 0.29% | 0.54% | 0.84% | 0.4% | 0.84% | 0.59% | 1.52% | 3.56% | 0.56% |
| Acquisitions | 4.85K | 70.79K | 113.77K | 43.4K | 116.38K | 37.04K | 0 | 0 | 0 |
| Investments | - | - | - | - | - | - | - | - | - |
| Other Investing | -4.85K | -70.79K | -113.77K | -43.4K | -116.38K | 0 | 10K | 0 | 0 |
| Cash from Financing | -6.51M | -4.82M | -5.05M | -3.58M | -5.19M | -3.12M | -459.39K | -2.76M | -2.77M |
| Debt Issued (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity Issued (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | -6.51M | -4.82M | -5.05M | -3.58M | -5.19M | -3.12M | -459.39K | -2.76M | -2.77M |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change in Cash | 300.42K▲ 0% | -174.59K▼ 158.1% | 498.18K▲ 385.3% | -456.87K▼ 191.7% | -60.23K▲ 86.8% | 299.24K▲ 596.8% | 7.41M▲ 2377.2% | -6.37M▼ 185.9% | -624.56K▲ 90.2% |
| Free Cash Flow | 3.95M▲ 0% | 4.88M▲ 23.3% | 4.36M▼ 10.5% | 3.55M▼ 18.6% | 5.2M▲ 46.4% | 2.45M▼ 52.9% | 2.98M▲ 21.6% | 3.03M▲ 1.8% | 1.91M▼ 37.1% |
| FCF Margin % | 30.49% | 35.41% | 32.08% | 32.32% | 37.31% | 19.29% | 27.37% | 24.9% | 18.09% |
| FCF Growth % | 86.19% | 23.3% | -10.52% | -18.6% | 46.36% | -52.86% | 21.58% | 1.83% | -37.1% |
| FCF per Share | 0.86 | 1.06 | 0.95 | 0.77 | 1.13 | 0.53 | 0.65 | 0.66 | 0.42 |
| FCF Conversion (FCF/Net Income) | 1.04x | 1.14x | 0.94x | 1.09x | 1.14x | 0.98x | 1.22x | 1.07x | 0.93x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 1.6M | 1.15M | 1.1M | 1.02M | 1.1M | 1.13M | 600K | 1.05M | 0 |
United-Guardian, Inc. (UG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 18.2% | 30.49% | 39% | 44.18% | 31.5% | 46.18% | 26.92% | 24.99% | 27.94% | 18.22% |
| Return on Invested Capital (ROIC) | 18.93% | 32.63% | 39.77% | 40.55% | 28.19% | 44.62% | 34.16% | 37.08% | 41.59% | 16.84% |
| Gross Margin | 54.69% | 59.12% | 58.84% | 58.4% | 55.65% | 58.74% | 52.78% | 49.66% | 53.03% | 47.73% |
| Net Margin | 23.95% | 29.64% | 31.61% | 35.01% | 30.08% | 33.44% | 20.23% | 23.71% | 26.69% | 19.97% |
| Interest Coverage | - | - | 24.48x | - | - | - | 2.49x | - | - | - |
| FCF Conversion | 0.89x | 1.04x | 1.14x | 0.94x | 1.09x | 1.14x | 0.98x | 1.22x | 1.07x | 0.93x |
| Revenue Growth | -23.06% | 20.33% | 6.18% | -1.24% | -19.21% | 26.79% | -8.84% | -14.28% | 11.91% | -13.43% |
United-Guardian, Inc. (UG) SEC filings — annual & quarterly reports (10-K, 10-Q)
Mar 27, 2026·SEC
Jan 29, 2026·SEC
Nov 6, 2025·SEC
United-Guardian, Inc. (UG) stock FAQ — growth, dividends, profitability & financials explained
United-Guardian, Inc. (UG) reported $10.5M in revenue for fiscal year 2025. This represents a 32% increase from $8.0M in 1996.
United-Guardian, Inc. (UG) saw revenue decline by 13.4% over the past year.
Yes, United-Guardian, Inc. (UG) is profitable, generating $2.1M in net income for fiscal year 2025 (20.0% net margin).
Yes, United-Guardian, Inc. (UG) pays a dividend with a yield of 8.97%. This makes it attractive for income-focused investors.
United-Guardian, Inc. (UG) has a return on equity (ROE) of 18.2%. This is reasonable for most industries.
United-Guardian, Inc. (UG) generated $1.9M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
United-Guardian, Inc. (UG) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates