Unity Bancorp's earnings growth is driven by a 35.9% increase in net interest income over two years, supported by a strategic shift toward a securities portfolio that now comprises approximately 88% of total assets. However, the bank's profitability is heavily...
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Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 13, 2026 | $1.51+1.3% vs $1.49 | $37M+2.9% vs $36M |
Q3 2026 Jul 14, 2026 | $1.42-1.4% vs $1.44 | $34M-0.6% vs $35M |
Q2 2026 Apr 13, 2026 | $1.40+2.2% vs $1.37 | $34M+0.0% vs $34M |
Q1 2026 Jan 13, 2026 | $1.41+4.4% vs $1.35 | $35M+6.0% vs $33M |
Although the revenue and EPS for Unity Bancorp (UNTY) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Unity Bancorp (UNTY) came out with quarterly earnings of $1.51 per share, beating the Zacks Consensus Estimate of $1.49 per share. This compares to earnings of $1.33 per share a year ago.
CLINTON, N.J., Oct. 13, 2026 (GLOBE NEWSWIRE) -- Unity Bancorp, Inc. (NASDAQ: UNTY, the "Company"), parent company of Unity Bank (the "Bank"), reported net income of $17.4 million, or $1.70 per diluted share, for the quarter ended September 30, 2026, compared to net income of $14.5 million, or $1.42 per diluted share for the quarter ended June 30, 2026. For the nine months ended September 30, 2026, Unity Bancorp, Inc. reported net income of $46.1 million, or $4.52 per diluted share, compared to net income of $42.5 million, or $4.15 per diluted share, for the nine months ended September 30, 2025.
Unity Bancorp (UNTY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Benchmark UNTY against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Unity Bancorp, Inc. (UNTY)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $57.77 | $580.06M | 10.19 | 24.42% | 43.96% | 18.08% | 0.95% | |
| $52.97 | $2.75B | 15.91 | 14.54% | 22.65% | 11.26% | — | |
| $28.25 | $506.14M | 19.35 | 0.3% | 10.52% | 5.54% | — | |
| $45.68 | $294.81M | 12.12 | 8.34% | 28.7% | 12.93% | — | |
| $21.65 | $154.09M | 12.30 | 12.18% | 13.25% | 8% | — | |
| $15.31 | $639.41M | 773.23 | -43.3% | 1.79% | 0.68% | — |
Unity Bancorp, Inc. (UNTY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Unity Bancorp, Inc. (UNTY) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 13, 2026·SEC
Aug 20, 2026·SEC
Aug 7, 2026·SEC
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Unity Bancorp, Inc. (UNTY) stock FAQ — growth, dividends, profitability & financials explained
Unity Bancorp, Inc. (UNTY) grew revenue by 24.4% over the past year. This is strong growth.
Yes, Unity Bancorp, Inc. (UNTY) is profitable, generating $61.6M in net income for fiscal year 2025 (44.0% net margin).
Yes, Unity Bancorp, Inc. (UNTY) pays a dividend with a yield of 0.95%. This makes it attractive for income-focused investors.
Unity Bancorp, Inc. (UNTY) has a return on equity (ROE) of 18.1%. This is reasonable for most industries.
Unity Bancorp, Inc. (UNTY) has a net interest margin (NIM) of 3.9%. This indicates healthy earnings from lending activities.
Unity Bancorp, Inc. (UNTY) has an efficiency ratio of 39.7%. This is excellent, indicating strong cost control.
