8-K Announcements
6Apr 23, 2026·SEC
Mar 11, 2026·SEC
Jan 26, 2026·SEC
WSFS Financial Corporation (WSFS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
WSFS Financial Corporation (WSFS) stock price & volume — 10-year historical chart
WSFS Financial Corporation (WSFS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
WSFS Financial Corporation (WSFS) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $1.45vs $1.48-2.0% | $275Mvs $268M+2.6% |
| Q1 2026 | Jan 26, 2026 | $1.43vs $1.26+13.5% | $272Mvs $267M+1.7% |
| Q4 2025 | Oct 23, 2025 | $1.40vs $1.25+12.0% | $270Mvs $268M+0.8% |
| Q3 2025 | Jul 24, 2025 | $1.27vs $1.13+12.4% | $268Mvs $270M-1.1% |
WSFS Financial Corporation (WSFS) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
WSFS Financial Corporation (WSFS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
WSFS Financial Corporation (WSFS) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 221.27M | 246.47M | 444.95M | 465.95M | 433.65M | 662.89M | 725.1M | 705.44M | 726.09M |
| NII Growth % | 14.21% | 11.39% | 80.53% | 4.72% | -6.93% | 52.86% | 9.39% | -2.71% | 2.93% |
| Net Interest Margin % | 3.16% | 3.4% | 3.63% | 3.25% | 2.75% | 3.33% | 3.52% | 3.39% | 3.41% |
| Interest Income | 254.73M | 292.97M | 521.09M | 514.4M | 456.37M | 703.82M | 976.52M | 1.06B | 1.02B |
| Interest Expense | 33.45M | 46.5M | 76.14M | 48.45M | 22.72M | 40.92M | 251.42M | 358.14M | 293.6M |
| Loan Loss Provision | 10.96M | 13.17M | 26.48M | 153.18M | -117.92M | 48.09M | 88.07M | 61.41M | 50.14M |
| Non-Interest Income | 122.82M | 161.07M | 188.11M | 194.13M | 185.48M | 259.43M | 289.02M | 338.8M | 339.9M |
| Non-Interest Income % | 32.53% | 35.47% | 26.52% | 27.4% | 28.9% | 26.93% | 22.84% | 24.16% | 25% |
| Total Revenue | 377.55M▲ 0% | 454.04M▲ 20.3% | 709.2M▲ 56.2% | 708.53M▼ 0.1% | 641.85M▼ 9.4% | 963.25M▲ 50.1% | 1.27B▲ 31.4% | 1.4B▲ 10.8% | 1.36B▼ 3.1% |
| Revenue Growth % | 17.38% | 20.26% | 56.2% | -0.09% | -9.41% | 50.07% | 31.38% | 10.81% | -3.05% |
| Non-Interest Expense | 224.64M | 223.58M | 412.21M | 361.94M | 379.35M | 573.62M | 560.78M | 635.57M | 635M |
| Efficiency Ratio | 59.5% | 49.24% | 58.12% | 51.08% | 59.1% | 59.55% | 44.31% | 45.32% | 46.71% |
| Operating Income | 108.49M▲ 0% | 170.8M▲ 57.4% | 194.37M▲ 13.8% | 144.96M▼ 25.4% | 357.7M▲ 146.8% | 300.61M▼ 16.0% | 365.04M▲ 21.4% | 347.26M▼ 4.9% | 380.87M▲ 9.7% |
| Operating Margin % | 28.74% | 37.62% | 27.41% | 20.46% | 55.73% | 31.21% | 28.84% | 24.76% | 28.01% |
| Operating Income Growth % | 11.67% | 57.43% | 13.8% | -25.42% | 146.76% | -15.96% | 21.43% | -4.87% | 9.68% |
| Pretax Income | 108.49M▲ 0% | 170.8M▲ 57.4% | 194.37M▲ 13.8% | 144.96M▼ 25.4% | 357.7M▲ 146.8% | 300.61M▼ 16.0% | 365.27M▲ 21.5% | 347.26M▼ 4.9% | 380.61M▲ 9.6% |
| Pretax Margin % | 28.74% | 37.62% | 27.41% | 20.46% | 55.73% | 31.21% | 28.86% | 24.76% | 27.99% |
| Income Tax | 58.25M | 36.05M | 46.45M | 31.64M | 86.09M | 77.96M | 96.25M | 83.76M | 93.36M |
| Effective Tax Rate % | 53.69% | 21.11% | 23.9% | 21.82% | 24.07% | 25.93% | 26.35% | 24.12% | 24.53% |
| Net Income | 50.24M▲ 0% | 134.74M▲ 168.2% | 148.81M▲ 10.4% | 114.77M▼ 22.9% | 271.44M▲ 136.5% | 222.38M▼ 18.1% | 269.16M▲ 21.0% | 263.67M▼ 2.0% | 287.35M▲ 9.0% |
| Net Margin % | 13.31% | 29.68% | 20.98% | 16.2% | 42.29% | 23.09% | 21.27% | 18.8% | 21.14% |
| Net Income Growth % | -21.59% | 168.18% | 10.44% | -22.87% | 136.5% | -18.08% | 21.04% | -2.04% | 8.98% |
| Net Income (Continuing) | 50.24M | 134.74M | 147.92M | 113.32M | 271.61M | 222.65M | 269.02M | 263.5M | 287.25M |
| EPS (Diluted) | 1.56▲ 0% | 4.19▲ 168.6% | 2.89▼ 31.0% | 2.27▼ 21.5% | 5.69▲ 150.7% | 3.49▼ 38.7% | 4.40▲ 26.1% | 4.41▲ 0.2% | 5.09▲ 15.4% |
| EPS Growth % | -24.27% | 168.59% | -31.03% | -21.45% | 150.66% | -38.66% | 26.07% | 0.23% | 15.42% |
| EPS (Basic) | 1.60 | 4.27 | 2.89 | 2.27 | 5.71 | 3.50 | 4.40 | 4.43 | 5.09 |
| Diluted Shares Outstanding | 32.3M | 32.17M | 51.57M | 50.55M | 47.7M | 63.66M | 61.22M | 59.74M | 54.37M |
WSFS Financial Corporation (WSFS) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.56B | 1.83B | 571.75M | 1.65B | 1.53B | 832.61M | 1.09B | 1.17B | 1.36B |
| Cash & Due from Banks | 720.26M | 619.59M | 571.75M | 1.65B | 1.53B | 832.61M | 1.09B | 1.15B | 1.33B |
| Short Term Investments | 838.12M | 1.21B | 0 | 0 | 0 | 0 | 0 | 16.7M | 32.52M |
| Total Investments | 5.82B | 6.28B | 10.47B | 11.39B | 12.86B | 16.47B | 16.91B | 16.94B | 13.18B |
| Investments Growth % | 6.71% | 7.85% | 66.65% | 8.85% | 12.85% | 28.12% | 2.65% | 0.18% | -22.23% |
| Long-Term Investments | 4.99B | 5.08B | 10.47B | 11.39B | 12.86B | 16.47B | 16.91B | 16.93B | 13.14B |
| Accounts Receivables | 19.41M | 22M | 38.09M | 44.34M | 41.6M | 74.45M | 85.98M | 84.67M | 0 |
| Goodwill & Intangibles | 188.44M | 186.02M | 568.75M | 557.39M | 547.23M | 1.01B | 1B | 988.16M | 969.9M |
| Goodwill | 166.01M | 166.01M | 472.83M | 472.83M | 472.83M | 883.64M | 885.9M | 885.9M | 969.9M |
| Intangible Assets | 22.44M | 20.02M | 95.92M | 84.56M | 74.4M | 128.59M | 118.66M | 102.26M | 0 |
| PP&E (Net) | 47.98M | 44.96M | 104.47M | 96.56M | 87.3M | 115.6M | 104.48M | 86.03M | 0 |
| Other Assets | 195.81M | 93.63M | 316.35M | 344.48M | 362.01M | 846.09M | 776.02M | 912.42M | 5.84B |
| Total Current Assets | 1.58B | 1.85B | 798.48M | 1.94B | 1.92B | 1.47B | 1.8B | 1.9B | 1.36B |
| Total Non-Current Assets | 5.42B | 5.4B | 11.46B | 12.39B | 13.86B | 18.45B | 18.8B | 18.91B | 19.96B |
| Total Assets | 7B▲ 0% | 7.25B▲ 3.6% | 12.26B▲ 69.1% | 14.33B▲ 17.0% | 15.78B▲ 10.1% | 19.91B▲ 26.2% | 20.59B▲ 3.4% | 20.81B▲ 1.1% | 21.31B▲ 2.4% |
| Asset Growth % | 3.46% | 3.56% | 69.08% | 16.95% | 10.07% | 26.22% | 3.41% | 1.07% | 2.4% |
| Return on Assets (ROA) | 0.73% | 1.89% | 1.53% | 0.86% | 1.8% | 1.25% | 1.33% | 1.27% | 1.36% |
| Accounts Payable | 1.04M | 1.9M | 3.1M | 1.45M | 736K | 5.17M | 46.68M | 38.17M | 0 |
| Total Debt | 937.81M | 699.79M | 489.29M | 340.64M | 239.48M | 726.89M | 895.08M | 383.61M | 302.68M |
| Net Debt | 213.94M | 79.03M | -82.46M | -1.31B | -1.29B | -105.71M | -193.55M | -769.51M | -1.02B |
| Long-Term Debt | 909.81M | 541.81M | 294.29M | 340.64M | 239.48M | 726.89M | 895.08M | 383.61M | 302.68M |
| Short-Term Debt | 28M | 157.97M | 195M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 88.75M | 85.83M | 327.56M | 345.68M | 360.04M | 777.23M | 709.01M | 783.34M | 640.83M |
| Total Current Liabilities | 5.28B | 5.8B | 9.78B | 11.86B | 13.24B | 16.21B | 16.52B | 17.07B | 17.64B |
| Total Non-Current Liabilities | 998.55M | 627.64M | 621.85M | 686.32M | 599.51M | 1.5B | 1.6B | 1.17B | 943.51M |
| Total Liabilities | 6.28B | 6.43B | 10.41B | 12.54B | 13.84B | 17.71B | 18.12B | 18.23B | 18.59B |
| Total Equity | 724.35M▲ 0% | 820.92M▲ 13.3% | 1.85B▲ 125.3% | 1.79B▼ 3.2% | 1.94B▲ 8.2% | 2.2B▲ 13.7% | 2.47B▲ 12.2% | 2.58B▲ 4.4% | 2.72B▲ 5.4% |
| Equity Growth % | 5.38% | 13.33% | 125.29% | -3.24% | 8.24% | 13.67% | 12.17% | 4.44% | 5.36% |
| Equity / Assets (Capital Ratio) | 10.35% | 11.32% | 15.09% | 12.48% | 12.28% | 11.06% | 11.99% | 12.39% | 12.75% |
| Return on Equity (ROE) | 7.12% | 17.44% | 11.14% | 6.31% | 14.57% | 10.75% | 11.52% | 10.44% | 10.85% |
| Book Value per Share | 22.42 | 25.52 | 35.87 | 35.40 | 40.61 | 34.59 | 40.34 | 43.18 | 49.98 |
| Tangible BV per Share | 16.59 | 19.74 | 24.84 | 24.38 | 29.13 | 18.69 | 23.93 | 26.64 | 32.14 |
| Common Stock | 563K | 569K | 575K | 576K | 577K | 759K | 761K | 763K | 2.74B |
| Additional Paid-in Capital | 336.27M | 349.81M | 1.05B | 1.05B | 1.06B | 1.97B | 1.98B | 2B | 0 |
| Retained Earnings | 669.56M | 791.03M | 917.38M | 977.41M | 1.22B | 1.41B | 1.64B | 1.87B | 0 |
| Accumulated OCI | -8.15M | -15.39M | 23.5M | 56.01M | -37.77M | -675.84M | -593.99M | -624.88M | 0 |
| Treasury Stock | -273.89M | -305.1M | -140.21M | -295.29M | -307.32M | -505.25M | -557.54M | -653.85M | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
WSFS Financial Corporation (WSFS) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 130.17M | 135.57M | 89.87M | 15.14M | 125.65M | 480.85M | 237M | 219.9M | 220M |
| Operating CF Growth % | 62.34% | 4.15% | -33.71% | -83.15% | 729.8% | 282.7% | -50.71% | -7.22% | 0.05% |
| Net Income | 50.24M | 134.74M | 147.92M | 113.32M | 271.61M | 222.65M | 269.02M | 263.5M | 287.25M |
| Depreciation & Amortization | 11.63M | 11.27M | 49.81M | 38.2M | 37.84M | 60.54M | 48.6M | 39.7M | 37.64M |
| Deferred Taxes | 17.9M | 3.38M | 7.07M | -32.85M | 39.84M | -4M | -5.4M | -8.16M | 5.7M |
| Other Non-Cash Items | 50.01M | -1.39M | -130.7M | -87.15M | -164.16M | -20.26M | -35.64M | -46.13M | 19.02M |
| Working Capital Changes | -3.01M | -14.72M | 12.15M | -19.06M | -65.16M | 215.58M | -49.2M | -40.91M | -142.41M |
| Cash from Investing | -388.79M | -359.91M | 293.82M | -874.94M | -1.49B | -137.37M | -326.26M | -66.73M | 124.88M |
| Purchase of Investments | -706.65M | -500.03M | -958.26M | -1.46B | -3.49B | -1.34B | -27.69M | -67.43M | -203.01M |
| Sale/Maturity of Investments | 656.04M | 135.11M | 904.06M | 1.02B | 736.79M | 1.08B | 445.69M | 411.72M | 442.78M |
| Net Investment Activity | -50.61M | -364.93M | -54.2M | -436.1M | -2.75B | -257.1M | 418.01M | 344.29M | 239.77M |
| Acquisitions | 0 | 0 | 76.07M | 0 | 0 | 573.75M | -3M | 0 | 2.43M |
| Other Investing | -330.45M | 10.52M | 286.15M | -431.68M | 1.27B | -445.2M | -734.86M | -396.76M | -110.93M |
| Cash from Financing | 160.56M | 121.23M | -432.69M | 1.94B | 1.24B | -1.04B | 344.9M | -91.25M | 199.46M |
| Dividends Paid | -9.43M | -13.25M | -22.46M | -24.37M | -24.24M | -35.75M | -36.74M | -35.8M | -37.17M |
| Share Repurchases | -11.75M | -31.2M | -97.19M | -155.83M | -13.27M | -200.08M | -54.65M | -96.31M | -290.28M |
| Stock Issued | 3.42M | 11.25M | 7.75M | 2.03M | 1.52M | 3.18M | 3.3M | 466K | -3.23M |
| Net Stock Activity | -8.33M | -19.95M | -89.43M | -153.8M | -11.75M | -196.9M | -51.35M | -95.84M | -293.51M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K |
| Other Financing | 381.31M | 535.96M | -105.01M | 2.08B | 1.39B | -1.16B | 247.99M | 554.36M | 601.17M |
| Net Change in Cash | -98.06M▲ 0% | -103.11M▼ 5.2% | -49.01M▲ 52.5% | 1.08B▲ 2309.9% | -121.8M▼ 111.2% | -695.68M▼ 471.2% | 255.64M▲ 136.7% | 61.92M▼ 75.8% | 544.34M▲ 779.1% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 821.92M | 723.87M | 620.76M | 571.75M | 1.65B | 1.53B | 837.26M | 1.09B | 1.15B |
| Cash at End | 723.87M | 620.76M | 571.75M | 1.65B | 1.53B | 837.26M | 1.09B | 1.15B | 1.7B |
| Interest Paid | 33.57M | 45.64M | 74.94M | 50.1M | 23.43M | 36.49M | 209.91M | 366.65M | 312.13M |
| Income Taxes Paid | 31.44M | 33.32M | 33.84M | 72.76M | 40.69M | 58.15M | 99.14M | 82.12M | 75.16M |
| Free Cash Flow | 122.44M▲ 0% | 130.07M▲ 6.2% | 75.67M▼ 41.8% | 7.98M▼ 89.4% | 119.07M▲ 1391.6% | 472.05M▲ 296.4% | 230.6M▼ 51.1% | 205.64M▼ 10.8% | 213.61M▲ 3.9% |
| FCF Growth % | 74.15% | 6.23% | -41.83% | -89.45% | 1391.57% | 296.44% | -51.15% | -10.82% | 3.88% |
WSFS Financial Corporation (WSFS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 10.11% | 7.12% | 17.44% | 11.14% | 6.31% | 14.57% | 10.75% | 11.52% | 10.44% | 10.85% |
| Return on Assets (ROA) | 1.04% | 0.73% | 1.89% | 1.53% | 0.86% | 1.8% | 1.25% | 1.33% | 1.27% | 1.36% |
| Net Interest Margin | 2.86% | 3.16% | 3.4% | 3.63% | 3.25% | 2.75% | 3.33% | 3.52% | 3.39% | 3.41% |
| Efficiency Ratio | 58.66% | 59.5% | 49.24% | 58.12% | 51.08% | 59.1% | 59.55% | 44.31% | 45.32% | 46.71% |
| Equity / Assets | 10.16% | 10.35% | 11.32% | 15.09% | 12.48% | 12.28% | 11.06% | 11.99% | 12.39% | 12.75% |
| Book Value / Share | 22.11 | 22.42 | 25.52 | 35.87 | 35.4 | 40.61 | 34.59 | 40.34 | 43.18 | 49.98 |
| NII Growth | 16.15% | 14.21% | 11.39% | 80.53% | 4.72% | -6.93% | 52.86% | 9.39% | -2.71% | 2.93% |
| Dividend Payout | 11.91% | 18.76% | 9.83% | 15.1% | 21.23% | 8.93% | 16.07% | 13.65% | 13.58% | 12.93% |
WSFS Financial Corporation (WSFS) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 23, 2026·SEC
Mar 11, 2026·SEC
Jan 26, 2026·SEC
WSFS Financial Corporation (WSFS) stock FAQ — growth, dividends, profitability & financials explained
WSFS Financial Corporation (WSFS) saw revenue decline by 3.1% over the past year.
Yes, WSFS Financial Corporation (WSFS) is profitable, generating $287.3M in net income for fiscal year 2025 (21.1% net margin).
Yes, WSFS Financial Corporation (WSFS) pays a dividend with a yield of 0.95%. This makes it attractive for income-focused investors.
WSFS Financial Corporation (WSFS) has a return on equity (ROE) of 10.8%. This is reasonable for most industries.
WSFS Financial Corporation (WSFS) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.
WSFS Financial Corporation (WSFS) has an efficiency ratio of 46.7%. This is excellent, indicating strong cost control.
WSFS Financial Corporation (WSFS) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates