STEL Price Chart
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50 DMA150 DMA200 DMA
STELStellar Bancorp, Inc.
$32.77
Financials
AVOID
Investment Thesis
STEL is a market laggard (RS 56/99, Top 44%) with declining fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.
Weak relative strength + ordinary growth = Pass
Key Takeaways
- Earnings weak
- RS 56 - market laggard
- Wait & watch
Earnings Momentum
Earnings Declining
Price Structure
Aligned UptrendPrice
$32.77
✓→
50 DMA
$31.25
✓→
100 DMA
$30.86
✓→
150 DMA
$30.38
✓→
200 DMA
$29.38
Alignment Score: 4/4✓ Confirmed Uptrend
LEADERSHIP TEST FAILED
RS Rating 56/99 is in Bottom 56% of market. Minervini target: Top 20% (RS 80+)
Why Not BUY Yet?
RS Rating
56 (Top 44%)→>80 (Top 20%)
EPS Growth
-21%→>25% Qtr YoY
Pattern Stage
AT_PIVOT→At pivot or near breakout
What Would Change Our Mind?
To turn bullish on STEL, we need:
- RS Rating: >80 (Top 20%)(currently 56 (Top 44%))
- EPS Growth: >25% Qtr YoY(currently -21%)
- Pattern Stage: At pivot or near breakout(currently AT_PIVOT)
- Fresh Entry: Pullback to 50 DMA or new base formation(currently Extended +10% from 6mo ago breakout)
Twin Engines Dashboard
Technical Health
RS Rating
56/99
Top 44% (Need 80+)
Trend
Aligned Uptrend
Above 200 DMA
RSI (14)
60
NEUTRAL
VCP Setup
WARM
Score: 6/9
Volume
287K
+23% vs avg
From Entry
+10.4%
$29.68
Fundamental Horsepower
EPS Qtr YoY
-21%
Declining
EPS 3Y CAGR
-9%
Annual Earnings
Revenue Qtr
N/A
NO DATA
F-Score
5/9
Piotroski Quality
ROE
7%
Return on Equity
EPS Rank
36/99
Percentile
Trade Plan
ExtendedBreakout Date2025-07-03197 days ago
Entry Was$29.68Breakout price
Gain Since+10%From entry
Wait For$31.84 - $31.64 (10-21 EMA)Deep pullback zone
If/Then Playbook
IF: RS Rating improves to >80
THEN: Re-evaluate for WATCHLIST
IF: Price closes below 200 DMA
THEN: Remove from radar entirely
IF: EPS growth accelerates to >40% next quarter
THEN: Reassess as potential turnaround
Key Price Levels
Resistance
- 52W High$32.84+0.2%
- Pivot$32.84+0.2%
Current$32.77
Support
- 20 DMA$31.53-3.8%
- 50 DMA$31.25-4.6%
- 200 DMA$29.38-10.3%
More STEL Analysis
Frequently Asked Questions
Is STEL stock a buy now?
STEL is a market laggard (RS 56/99, Top 44%) with declining fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.
What is the buy point for STEL?
STEL broke out at $29.68 6 month(s) ago and is now +10% extended. Wait for a pullback to the 21 EMA or a new base pattern.
What is STEL's RS Rating?
STEL has an RS Rating of 56/99, meaning it's in the Top 44% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.
Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.