Comprehensive Stock Comparison
Compare Pattern Group Inc. Series A Common Stock (PTRN) vs Grab Holdings Limited (GRAB) Stock
Analyze side-by-side fundamentals, valuation, growth, and profitability to decide which stock is the better buy.
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Quick Verdict
| Category | Winner | Why |
|---|---|---|
| Growth | PTRN | 31.5% revenue growth vs GRAB's 20.5% |
| Value | PTRN | Lower P/E (20.3x vs 38.5x) |
| Quality / Margins | GRAB | 7.9% net margin vs PTRN's 3.8% |
| Stability / Safety | GRAB | Beta 1.41 vs PTRN's 2.14 |
| Dividends | Tie | Neither pays a meaningful dividend |
| Momentum (1Y) | GRAB | -13.0% vs PTRN's -32.6% |
| Efficiency (ROA) | PTRN | 11.7% ROA vs GRAB's 2.2%, ROIC 29.8% vs 3.3% |
Who Each Stock Is For
Income & stability
Growth exposure
Long-term compounding (10Y)
Sleep-well-at-night portfolio
Defensive / Recession hedge
Business Model
What each company does and how it makes money
Pattern Group is a tech-enabled ecommerce accelerator that helps brands grow sales across global online marketplaces like Amazon, Walmart, and TikTok Shop. It makes money through a combination of service fees — including technology, analytics, logistics, and advertising services — and product distribution margins from purchasing and selling products on behalf of brands. The company's moat lies in its integrated technology platform and global marketplace expertise, which creates a full-service ecosystem that's difficult for brands to replicate internally.
Grab is a Southeast Asian superapp that offers ride-hailing, food delivery, and digital financial services through a single mobile platform. It generates revenue primarily from its mobility segment — which includes ride-hailing and taxi services — and its deliveries segment — mainly food and grocery delivery — with financial services and enterprise offerings contributing smaller portions. The company's key advantage is its dominant first-mover position across Southeast Asia, creating a powerful network effect where its massive user base attracts more drivers and merchants, which in turn draws more users.
Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Financial Metrics Comparison
Side-by-side fundamentals across 2 stocks. BestLagging
Financial Scorecard
PTRN leads in 3 of 6 categories (Financial Metrics, Valuation Metrics). GRAB leads in 1 (Risk & Volatility). 1 tied.
Financial Metrics (TTM)
GRAB is the larger business by revenue, generating $3.4B annually — 1.9x PTRN's $1.8B. Profitability is closely matched — net margins range from 7.9% (GRAB) to 3.8% (PTRN).
| Metric | PTRNPattern Group Inc… | GRABGrab Holdings Lim… |
|---|---|---|
| RevenueTrailing 12 months | $1.8B | $3.4B |
| EBITDAEarnings before interest/tax | — | $285M |
| Net IncomeAfter-tax profit | — | $267M |
| Free Cash FlowCash after capex | — | -$2M |
| Gross MarginGross profit ÷ Revenue | +43.5% | +43.2% |
| Operating MarginEBIT ÷ Revenue | +4.9% | +3.2% |
| Net MarginNet income ÷ Revenue | +3.8% | +7.9% |
| FCF MarginFCF ÷ Revenue | +2.8% | -0.1% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +18.6% |
| EPS Growth (YoY)Latest quarter vs prior year | — | — |
Valuation Metrics
On an enterprise value basis, PTRN's 14.5x EV/EBITDA is more attractive than GRAB's 40.6x.
| Metric | PTRNPattern Group Inc… | GRABGrab Holdings Lim… |
|---|---|---|
| Market CapShares × price | $1.6B | $16.7B |
| Enterprise ValueMkt cap + debt − cash | $1.5B | $15.4B |
| Trailing P/EPrice ÷ TTM EPS | -8.56x | 66.25x |
| Forward P/EPrice ÷ next-FY EPS est. | 20.25x | 38.54x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 14.53x | 40.55x |
| Price / SalesMarket cap ÷ Revenue | 0.91x | 4.97x |
| Price / BookPrice ÷ Book value/share | 4.75x | 2.63x |
| Price / FCFMarket cap ÷ FCF | 32.61x | 124.99x |
Profitability & Efficiency
PTRN delivers a 19.6% return on equity — every $100 of shareholder capital generates $20 in annual profit, vs $4 for GRAB. PTRN carries lower financial leverage with a 0.08x debt-to-equity ratio, signaling a more conservative balance sheet compared to GRAB's 0.30x. On the Piotroski fundamental quality scale (0–9), PTRN scores 5/9 vs GRAB's 4/9, reflecting solid financial health.
| Metric | PTRNPattern Group Inc… | GRABGrab Holdings Lim… |
|---|---|---|
| ROE (TTM)Return on equity | +19.6% | +4.0% |
| ROA (TTM)Return on assets | +11.7% | +2.2% |
| ROICReturn on invested capital | +29.8% | +3.3% |
| ROCEReturn on capital employed | +23.5% | +2.9% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 4 |
| Debt / EquityFinancial leverage | 0.08x | 0.30x |
| Net DebtTotal debt minus cash | -$145M | -$1.4B |
| Cash & Equiv.Liquid assets | $176M | $3.4B |
| Total DebtShort + long-term debt | $30M | $2.1B |
| Interest CoverageEBIT ÷ Interest expense | 889.61x | 3.39x |
Total Returns (with DRIP)
A $10,000 investment in PTRN five years ago would be worth $6,737 today (with dividends reinvested), compared to $3,274 for GRAB. Over the past 12 months, GRAB leads with a -13.0% total return vs PTRN's -32.6%. The 3-year compound annual growth rate (CAGR) favors GRAB at 9.5% vs PTRN's -12.3% — a key indicator of consistent wealth creation.
| Metric | PTRNPattern Group Inc… | GRABGrab Holdings Lim… |
|---|---|---|
| YTD ReturnYear-to-date | -8.4% | -16.9% |
| 1-Year ReturnPast 12 months | -32.6% | -13.0% |
| 3-Year ReturnCumulative with dividends | -32.6% | +31.5% |
| 5-Year ReturnCumulative with dividends | -32.6% | -67.3% |
| 10-Year ReturnCumulative with dividends | -32.6% | -64.5% |
| CAGR (3Y)Annualised 3-year return | -12.3% | +9.5% |
Risk & Volatility
GRAB is the less volatile stock with a 1.41 beta — it tends to amplify market swings less than PTRN's 2.14 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. GRAB currently trades 63.7% from its 52-week high vs PTRN's 52.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | PTRNPattern Group Inc… | GRABGrab Holdings Lim… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 2.14x | 1.41x |
| 52-Week HighHighest price in past year | $20.10 | $6.62 |
| 52-Week LowLowest price in past year | $8.92 | $3.36 |
| % of 52W HighCurrent price vs 52-week peak | +52.4% | +63.7% |
| RSI (14)Momentum oscillator 0–100 | 46.1 | 46.9 |
| Avg Volume (50D)Average daily shares traded | 830K | 43.1M |
Analyst Outlook
Wall Street rates PTRN as "Buy" and GRAB as "Buy". Consensus price targets imply 88.8% upside for PTRN (target: $20) vs 56.4% for GRAB (target: $7).
| Metric | PTRNPattern Group Inc… | GRABGrab Holdings Lim… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $19.88 | $6.60 |
| # AnalystsCovering analysts | 5 | 12 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +0.2% | +1.6% |
Historical Charts
Charts are rendered on first load. Hover for details.
Chart 1Revenue Growth — 10 Years
| Stock | 2019 | 2025 | Change |
|---|---|---|---|
| Pattern Group Inc. … (PTRN) | $1.4B | $1.8B | +31.5% |
| Grab Holdings Limit… (GRAB) | $-845M | $3.4B | +498.8% |
Grab Holdings Limited's revenue grew from $-845M (2019) to $3.4B (2025) — a 0.0% CAGR.
Chart 2Net Margin Trend — 10 Years
| Stock | 2019 | 2025 | Change |
|---|---|---|---|
| Pattern Group Inc. … (PTRN) | 3.0% | 3.8% | +25.1% |
| Grab Holdings Limit… (GRAB) | 4.4% | 8.0% | +79.3% |
Grab Holdings Limited's net margin went from 4% (2019) to 8% (2025).
Chart 3EPS Growth — 10 Years
| Stock | 2019 | 2025 | Change |
|---|---|---|---|
| Pattern Group Inc. … (PTRN) | 0.12 | -1.23 | -1125.0% |
| Grab Holdings Limit… (GRAB) | -0.95 | 0.06 | +106.7% |
Grab Holdings Limited's EPS grew from $-0.95 (2019) to $0.06 (2025).
Chart 4Free Cash Flow — 5 Years
Pattern Group Inc. Series A Common Stock generated $50M FCF in 2024 (+85% vs 2023). Grab Holdings Limited generated $134M FCF in 2025 (+113% vs 2021).
PTRN vs GRAB: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is PTRN or GRAB a better buy right now?
Grab Holdings Limited (GRAB) offers the better valuation at 66.2x trailing P/E (38.5x forward), making it the more compelling value choice. Analysts rate Pattern Group Inc. Series A Common Stock (PTRN) a "Buy" — based on 5 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PTRN or GRAB?
On forward P/E, Pattern Group Inc. Series A Common Stock is actually cheaper at 20.3x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — PTRN or GRAB?
Over the past 5 years, Pattern Group Inc. Series A Common Stock (PTRN) delivered a total return of -32.6%, compared to -67.3% for Grab Holdings Limited (GRAB). A $10,000 investment in PTRN five years ago would be worth approximately $7K today (assuming dividends reinvested). Over 10 years, the gap is even starker: PTRN returned -32.6% versus GRAB's -64.5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PTRN or GRAB?
By beta (market sensitivity over 5 years), Grab Holdings Limited (GRAB) is the lower-risk stock at 1.41β versus Pattern Group Inc. Series A Common Stock's 2.14β — meaning PTRN is approximately 51% more volatile than GRAB relative to the S&P 500. On balance sheet safety, Pattern Group Inc. Series A Common Stock (PTRN) carries a lower debt/equity ratio of 8% versus 30% for Grab Holdings Limited — giving it more financial flexibility in a downturn.
05Which has better profit margins — PTRN or GRAB?
Grab Holdings Limited (GRAB) is the more profitable company, earning 8.0% net margin versus 3.8% for Pattern Group Inc. Series A Common Stock — meaning it keeps 8.0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GRAB leads at 6.0% versus 4.9% for PTRN. At the gross margin level — before operating expenses — PTRN leads at 43.5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is PTRN or GRAB more undervalued right now?
On forward earnings alone, Pattern Group Inc. Series A Common Stock (PTRN) trades at 20.3x forward P/E versus 38.5x for Grab Holdings Limited — 18.3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for PTRN: 88.8% to $19.88.
07Which pays a better dividend — PTRN or GRAB?
None of the stocks in this comparison currently pay a material dividend. All are effectively zero-yield and should be held for capital appreciation rather than income.
08Is PTRN or GRAB better for a retirement portfolio?
For long-horizon retirement investors, Grab Holdings Limited (GRAB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding. Pattern Group Inc. Series A Common Stock (PTRN) carries a higher beta of 2.14 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (GRAB: -64.5%, PTRN: -32.6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between PTRN and GRAB?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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