8-K Announcements
6Material company update
Apr 27, 2026·SEC
Material company update
Feb 9, 2026·SEC
Material company update
Jan 30, 2026·SEC
Cincinnati Financial Corporation(CINF)Earnings, Financials & Key Ratios
CINF•NASDAQ•Insurance & Managed Care
$160.35
$24.96B mkt cap·10.6× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryCommercial lines and surety insurers
AboutCincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.Show more
- Revenue$12.63B+11.4%
- Combined Ratio76.52%+2.3%
- Net Income$2.39B+4.4%
- Return on Equity16.04%-8.9%
- Medical Cost Ratio49.88%-1.4%
- Operating Margin23.59%-6.4%
- Net Margin18.95%-6.3%
- ROA6.18%-6.7%
- Equity / Assets38.81%+1.6%
- Book Value per Share100.86+14.2%
- Tangible BV/Share92.34+14.8%
- Debt/Equity0.06-11.3%
CINF Key Insights
Cincinnati Financial Corporation (CINF) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Profitable underwriting: 76.5% combined ratio
- ✓Low loss ratio of 49.9%
- ✓Good 3Y average ROE of 16.6%
- ✓Healthy dividend yield of 2.1%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
CINF Price & Volume
Cincinnati Financial Corporation (CINF) stock price & volume — 10-year historical chart
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CINF Growth Metrics
Cincinnati Financial Corporation (CINF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.4%
5 Years10.88%
3 Years24.39%
TTM17.82%
Profit CAGR
10 Years14.21%
5 Years14.5%
3 Years-
TTM90.53%
EPS CAGR
10 Years14.76%
5 Years15.16%
3 Years-
TTM90.84%
Return on Capital
10 Years8.45%
5 Years11.94%
3 Years13.99%
Last Year14%
CINF Recent Earnings
Cincinnati Financial Corporation (CINF) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
Apr 27, 2026EPS
$2.10
Est $1.93
+8.8%
Revenue
$2.6B
Est $2.6B
-0.1%
Q1 2026
Feb 9, 2026EPS
$3.37
Est $2.90
+16.2%
Revenue
$2.6B
Est $2.6B
+1.5%
Q4 2025
Oct 27, 2025EPS
$2.85
Est $2.14
+33.2%
Revenue
$3.7B
Est $2.6B
+46.0%
Q3 2025
Jul 28, 2025EPS
$1.97
Est $1.41
+39.7%
Revenue
$3.2B
Est $2.5B
+28.5%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 27, 2026 | $2.10vs $1.93+8.8% | $2.6Bvs $2.6B-0.1% |
| Q1 2026 | Feb 9, 2026 | $3.37vs $2.90+16.2% | $2.6Bvs $2.6B+1.5% |
| Q4 2025 | Oct 27, 2025 | $2.85vs $2.14+33.2% | $3.7Bvs $2.6B+46.0% |
| Q3 2025 | Jul 28, 2025 | $1.97vs $1.41+39.7% | $3.2Bvs $2.5B+28.5% |
Based on last 12 quarters of dataView full earnings history →
CINF Peer Comparison
Cincinnati Financial Corporation (CINF) competitors in Commercial lines and surety insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CB | 125.88B | 322.57 | 12.54 | 6.47% | 17.25% | 13.62% | 11.55% | 0.28 |
 TRV | 65.17B | 301.39 | 10.99 | 5.17% | 12.88% | 19.12% | 0.28 | |
 HIG | 36.89B | 134.15 | 10.07 | 7.1% | 14.13% | 22.01% | 15.59% | 0.23 |
 WRB | 24.9B | 66.49 | 14.94 | 7.82% | 12.1% | 18.86% | 13.93% | 0.29 |
 ERIE | 10.22B | 221.24 | 20.83 | 7.17% | 13.2% | 25.03% | 5.59% | |
 KMPR | 1.98B | 32.87 | 6.70 | -5.74% | 5.14% | 9.14% | 16.66% | 0.50 |
 ALL | 56.25B | 218.51 | 5.72 | 4.64% | 18.09% | 42.74% | 17.57% | 0.24 |
 PGR | 115.9B | 197.74 | 13.73 | 21.36% | 12.58% | 30.23% | 12.8% | 0.27 |
Compare CINF vs Peers
Cincinnati Financial Corporation (CINF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CINF Income Statement
Cincinnati Financial Corporation (CINF) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.73B | 5.41B | 7.92B | 7.54B | 9.63B | 6.56B | 10.01B | 11.34B | 12.63B | 12.92B |
| Revenue Growth % | 5.19% | -5.67% | 46.55% | -4.9% | 27.73% | -31.82% | 52.57% | 13.22% | 11.41% | 17.82% |
| Medical Costs & Claims | 3.39B | 3.49B | 3.64B | 4.13B | 3.91B | 5.02B | 5.27B | 5.74B | 6.3B | 6.42B |
| Medical Cost Ratio % | 59.14% | 64.55% | 45.91% | 54.86% | 40.61% | 76.47% | 52.67% | 50.6% | 49.88% | 49.71% |
| Gross Profit | 2.34B▲ 0% | 1.92B▼ 18.1% | 4.29B▲ 123.6% | 3.4B▼ 20.6% | 5.72B▲ 68.0% | 1.54B▼ 73.0% | 4.74B▲ 206.9% | 5.6B▲ 18.2% | 6.33B▲ 13.1% | 6.5B▲ 0% |
| Gross Margin % | 40.86% | 35.45% | 54.09% | 45.14% | 59.39% | 23.53% | 47.33% | 49.4% | 50.12% | 50.29% |
| Gross Profit Growth % | 0% | -18.15% | 123.58% | -20.63% | 68.05% | -72.99% | 206.93% | 18.17% | 13.05% | - |
| Operating Expenses | 1.61B | 1.67B | 1.81B | 1.9B | 2.02B | 2.24B | 2.46B | 2.74B | 3.37B | 3.05B |
| OpEx / Revenue % | 28.12% | 30.81% | 22.89% | 25.25% | 20.97% | 34.1% | 24.6% | 24.19% | 26.64% | 23.62% |
| Depreciation & Amortization | 55M | 63M | 72M | 109M | 118M | 127M | 112M | 130M | 168M | 161M |
| Combined Ratio % | 87.26% | 95.36% | 68.8% | 80.11% | 61.58% | 110.57% | 77.27% | 74.79% | 76.52% | 73.32% |
| Operating Income | 730M▲ 0% | 251M▼ 65.6% | 2.47B▲ 884.9% | 1.5B▼ 39.4% | 3.7B▲ 146.7% | -694M▼ 118.8% | 2.28B▲ 428.0% | 2.86B▲ 25.6% | 2.98B▲ 4.3% | 3.45B▲ 0% |
| Operating Margin % | 12.74% | 4.64% | 31.2% | 19.89% | 38.42% | -10.57% | 22.73% | 25.21% | 23.59% | 26.68% |
| Operating Income Growth % | -10.1% | -65.62% | 884.86% | -39.36% | 146.7% | -118.77% | 427.95% | 25.57% | 4.27% | - |
| EBITDA | 785M | 314M | 2.54B | 1.61B | 3.82B | -567M | 2.39B | 2.99B | 3.15B | 3.61B |
| EBITDA Margin % | 13.7% | 5.81% | 32.1% | 21.34% | 39.64% | -8.64% | 23.85% | 26.36% | 24.92% | 27.92% |
| Interest Expense | 53M | 53M | 53M | 54M | 53M | 53M | 54M | 53M | 5.3M | 74.7M |
| Non-Operating Income | -53M | -53M | -53M | -54M | -53M | -53M | -54M | -53M | -53M | -40M |
| Pretax Income | 730M▲ 0% | 251M▼ 65.6% | 2.47B▲ 884.9% | 1.5B▼ 39.4% | 3.7B▲ 146.7% | -694M▼ 118.8% | 2.28B▲ 428.0% | 2.86B▲ 25.6% | 2.98B▲ 4.3% | 3.43B▲ 0% |
| Pretax Margin % | 12.74% | 4.64% | 31.2% | 19.89% | 38.42% | -10.57% | 22.73% | 25.21% | 23.59% | 26.57% |
| Income Tax | -315M | -36M | 475M | 283M | 730M | -207M | 433M | 566M | 587M | 677M |
| Effective Tax Rate % | -43.15% | -14.34% | 19.22% | 18.88% | 19.74% | 29.83% | 19.02% | 19.8% | 19.7% | 19.71% |
| Net Income | 1.04B▲ 0% | 287M▼ 72.5% | 2B▲ 595.8% | 1.22B▼ 39.1% | 2.97B▲ 144.1% | -487M▼ 116.4% | 1.84B▲ 478.4% | 2.29B▲ 24.4% | 2.39B▲ 4.4% | 2.76B▲ 0% |
| Net Margin % | 18.23% | 5.31% | 25.2% | 16.14% | 30.83% | -7.42% | 18.41% | 20.22% | 18.95% | 21.34% |
| Net Income Growth % | 76.82% | -72.54% | 595.82% | -39.11% | 144.08% | -116.41% | 478.44% | 24.36% | 4.41% | 90.53% |
| EPS (Diluted) | 6.29▲ 0% | 1.74▼ 72.3% | 12.10▲ 595.4% | 7.49▼ 38.1% | 18.10▲ 141.7% | -3.06▼ 116.9% | 11.66▲ 481.0% | 14.53▲ 24.6% | 15.17▲ 4.4% | 17.61▲ 0% |
| EPS Growth % | 77.18% | -72.34% | 595.4% | -38.1% | 141.66% | -116.91% | 481.05% | 24.61% | 4.4% | 90.84% |
| EPS (Basic) | 6.36 | 1.76 | 12.24 | 7.54 | 18.30 | -3.06 | 11.74 | 14.65 | 15.17 | - |
| Diluted Shares Outstanding | 166M | 164.5M | 165.1M | 162.4M | 162.7M | 158.8M | 158.1M | 157.8M | 157.75M | 156.57M |
CINF Balance Sheet
Cincinnati Financial Corporation (CINF) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 21.84B | 21.93B | 25.41B | 27.54B | 31.39B | 29.73B | 32.77B | 36.5B | 41B | 41.21B |
| Asset Growth % | 7.15% | 0.42% | 15.83% | 8.4% | 13.96% | -5.27% | 10.21% | 11.39% | 12.33% | 44.11% |
| Total Investment Assets | 16.95B | 16.61B | 19.75B | 21.54B | 24.67B | 22.43B | 25.36B | 28.38B | 31.78B | 4M |
| Long-Term Investments | 16.95B | 16.61B | 19.45B | 21.19B | 11.64B | 10.29B | 11.57B | 11.9B | 13.51B | 103.95B |
| Short-Term Investments | 0 | 0 | 11.7B | 12.34B | 13.02B | 12.13B | 13.79B | 16.48B | 18.27B | 49M |
| Total Current Assets | 0 | 0 | 0 | 0 | 17.1B | 16.69B | 18.3B | 21.37B | 23.95B | 5.45B |
| Cash & Equivalents | 657M | 784M | 767M | 900M | 1.14B | 1.26B | 907M | 983M | 1.43B | 1.21B |
| Receivables | 2.22B | 2.33B | 2.6B | 2.63B | 2.87B | 3.24B | 3.54B | 3.83B | 4.18B | 16.52B |
| Other Current Assets | -13.61B | -13.85B | -15.12B | -15.93B | 0 | 0 | 0 | 0 | 0 | 627M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 905M | 1.01B | 1.09B | 1.24B | 1.34B | 5.46B |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 905M | 1.01B | 1.09B | 1.24B | 1.34B | 1.38B |
| PP&E (Net) | 185M | 195M | 207M | 213M | 205M | 202M | 208M | 214M | 219M | 214M |
| Other Assets | -17.13B | -16.8B | -19.66B | -21.41B | 1.53B | 1.54B | 1.61B | 1.78B | 1.98B | 1.87B |
| Total Liabilities | 13.6B | 14.1B | 15.54B | 16.75B | 18.28B | 19.17B | 20.67B | 22.57B | 25.09B | 25.5B |
| Total Debt | 851M | 866M | 884M | 899M | 897M | 891M | 874M | 875M | 886M | 884M |
| Net Debt | 194M | 82M | 117M | -1M | -242M | -373M | -33M | -108M | -545M | -326M |
| Long-Term Debt | 787M | 788M | 788M | 788M | 789M | 789M | 790M | 790M | 790M | 859M |
| Short-Term Debt | 24M | 32M | 39M | 54M | 54M | 50M | 25M | 25M | 25M | 25M |
| Total Current Liabilities | 0 | 0 | 0 | 0 | 12.37B | 13.19B | 14.52B | 16.32B | 18.62B | 18.57B |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 3.27B | 3.69B | 4.12B | 4.81B | 5.25B | 5.42B |
| Other Current Liabilities | -24M | -32M | -39M | -54M | 9.05B | 9.45B | 10.37B | 11.48B | 13.34B | 13.12B |
| Deferred Taxes | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 6.92B |
| Other Liabilities | -1.57B | -1.46B | -1.92B | -2.14B | 3.32B | 4.08B | 3.98B | 3.92B | 3.78B | 4.36B |
| Total Equity | 8.24B▲ 0% | 7.83B▼ 5.0% | 9.86B▲ 25.9% | 10.79B▲ 9.4% | 13.11B▲ 21.5% | 10.56B▼ 19.4% | 12.1B▲ 14.5% | 13.94B▲ 15.2% | 15.91B▲ 14.2% | 15.71B▲ 0% |
| Equity Growth % | 16.76% | -4.97% | 25.93% | 9.38% | 21.47% | -19.4% | 14.54% | 15.18% | 14.18% | 52.26% |
| Shareholders Equity | 8.24B | 7.83B | 9.86B | 10.79B | 13.11B | 10.56B | 12.1B | 13.94B | 15.91B | 15.71B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 5.18B | 7.63B | 9.26B | 10.09B | 12.63B | 11.71B | 13.08B | 14.87B | 16.72B | 16.85B |
| Common Stock | 397M | 397M | 397M | 397M | 397M | 397M | 397M | 397M | 397M | 397M |
| Accumulated OCI | 2.79B | 22M | 448M | 769M | 648M | -614M | -435M | -309M | -34M | -185M |
| Return on Equity (ROE) | 13.66% | 3.57% | 22.57% | 11.78% | 24.84% | -4.12% | 16.27% | 17.61% | 16.04% | 17.98% |
| Return on Assets (ROA) | 4.95% | 1.31% | 8.44% | 4.59% | 10.07% | -1.59% | 5.9% | 6.62% | 6.18% | 6.82% |
| Equity / Assets | 37.74% | 35.71% | 38.82% | 39.17% | 41.75% | 35.52% | 36.92% | 38.18% | 38.81% | 38.13% |
| Debt / Equity | 0.10x | 0.11x | 0.09x | 0.08x | 0.07x | 0.08x | 0.07x | 0.06x | 0.06x | 0.06x |
| Book Value per Share | 49.66 | 47.62 | 59.75 | 66.43 | 80.55 | 66.51 | 76.52 | 88.31 | 100.86 | 100.36 |
| Tangible BV per Share | 49.66 | 47.62 | 59.75 | 66.43 | 74.98 | 60.13 | 69.61 | 80.44 | 92.34 | 91.52 |
CINF Cash Flow Statement
Cincinnati Financial Corporation (CINF) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.05B | 1.18B | 1.21B | 1.49B | 1.98B | 2.05B | 2.05B | 2.65B | 3.11B | 3.11B |
| Operating CF Growth % | -4.62% | 12.26% | 2.29% | 23.43% | 32.86% | 3.58% | 0% | 29.09% | 17.48% | 181.13% |
| Operating CF / Revenue % | 18.35% | 21.84% | 15.24% | 19.79% | 20.58% | 31.27% | 20.49% | 23.37% | 24.64% | 24.08% |
| Net Income | 1.04B | 287M | 2B | 1.22B | 2.95B | -487M | 1.84B | 2.29B | 2.39B | 2.76B |
| Depreciation & Amortization | 55M | 63M | 72M | 81M | 93M | 127M | 112M | 130M | 168M | 161M |
| Stock-Based Compensation | 26M | 28M | 30M | 31M | 33M | 36M | 0 | 0 | 0 | 51M |
| Deferred Taxes | -444M | -47M | 343M | 136M | 477M | -355M | 223M | 117M | 283M | 197M |
| Other Non-Cash Items | -100M | 455M | -1.6B | -811M | -2.31B | 1.5B | -1.06B | -1.32B | -1.36B | 308M |
| Working Capital Changes | 470M | 395M | 362M | 838M | 740M | 1.23B | 937M | 1.43B | 1.63B | -16M |
| Cash from Investing | -558M | -451M | -679M | -560M | -1.06B | -933M | -1.61B | -1.7B | -1.69B | -2.13B |
| Capital Expenditures | -16M | -20M | -24M | -20M | -15M | -15M | -18M | -22M | -20M | -6M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | -2.25B | -1.99B | -2.2B | -2.13B | -2.7B | -2.47B | -2.92B | -6.46B | -5.91B | -4.51B |
| Sale/Maturity of Investments | 1.72B | 1.57B | 1.55B | 1.61B | 1.66B | 1.54B | 1.34B | 4.8B | 4.27B | 2.33B |
| Other Investing | -9M | -8M | -5M | -15M | -2M | 7M | -15M | -15M | -30M | 60M |
| Cash from Financing | -614M | -603M | -546M | -798M | -685M | -994M | -801M | -877M | -973M | -1.13B |
| Dividends Paid | -400M | -336M | -355M | -375M | -395M | -423M | -454M | -490M | -525M | -533M |
| Share Repurchases | -92M | -125M | -67M | -261M | -144M | -410M | -67M | -126M | -205M | -240M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10M | 3M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 0 | -1000K | -1000K | 0 | 0 | 0 |
| Other Financing | -126M | -150M | -131M | -177M | -146M | -157M | -255M | -261M | -253M | -209M |
| Net Change in Cash | -120M▲ 0% | 127M▲ 205.8% | -17M▼ 113.4% | 133M▲ 882.4% | 239M▲ 79.7% | 125M▼ 47.7% | -357M▼ 385.6% | 76M▲ 121.3% | 448M▲ 489.5% | 200M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 777M | 657M | 784M | 767M | 900M | 1.14B | 1.26B | 907M | 983M | 1.43B |
| Cash at End | 657M | 784M | 767M | 900M | 1.14B | 1.26B | 907M | 983M | 1.43B | 1.21B |
| Free Cash Flow | 1.04B▲ 0% | 1.16B▲ 12.1% | 1.18B▲ 2.0% | 1.47B▲ 24.2% | 1.97B▲ 33.7% | 2.04B▲ 3.6% | 2.03B▼ 0.1% | 2.63B▲ 29.2% | 3.09B▲ 17.7% | 3.45B▲ 0% |
| FCF Growth % | -4.95% | 12.07% | 1.98% | 24.24% | 33.65% | 3.61% | -0.15% | 29.15% | 17.7% | 33.27% |
| FCF Margin % | 18.07% | 21.47% | 14.94% | 19.52% | 20.42% | 31.04% | 20.31% | 23.17% | 24.48% | 26.69% |
| FCF per Share | 6.24 | 7.06 | 7.17 | 9.06 | 12.08 | 12.83 | 12.87 | 16.65 | 19.6 | 19.6 |
CINF Key Ratios
Cincinnati Financial Corporation (CINF) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 87.26% | 95.36% | 68.8% | 80.11% | 61.58% | 110.57% | 77.27% | 74.79% | 76.52% | 73.32% |
| Medical Cost Ratio | 59.14% | 64.55% | 45.91% | 54.86% | 40.61% | 76.47% | 52.67% | 50.6% | 49.88% | 49.71% |
| Return on Equity (ROE) | 13.66% | 3.57% | 22.57% | 11.78% | 24.84% | -4.12% | 16.27% | 17.61% | 16.04% | 17.98% |
| Return on Assets (ROA) | 4.95% | 1.31% | 8.44% | 4.59% | 10.07% | -1.59% | 5.9% | 6.62% | 6.18% | 6.82% |
| Equity / Assets | 37.74% | 35.71% | 38.82% | 39.17% | 41.75% | 35.52% | 36.92% | 38.18% | 38.81% | 38.13% |
| Book Value / Share | 49.66 | 47.62 | 59.75 | 66.43 | 80.55 | 66.51 | 76.52 | 88.31 | 100.86 | 100.36 |
| Debt / Equity | 0.10x | 0.11x | 0.09x | 0.08x | 0.07x | 0.08x | 0.07x | 0.06x | 0.06x | 0.06x |
| Revenue Growth | 5.19% | -5.67% | 46.55% | -4.9% | 27.73% | -31.82% | 52.57% | 13.22% | 11.41% | 17.82% |
CINF SEC Filings & Documents
Cincinnati Financial Corporation (CINF) SEC filings — annual & quarterly reports (10-K, 10-Q)
CINF Frequently Asked Questions
Cincinnati Financial Corporation (CINF) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Cincinnati Financial Corporation (CINF) grew revenue by 11.4% over the past year. This is steady growth.
Yes, Cincinnati Financial Corporation (CINF) is profitable, generating $2.76B in net income for fiscal year 2025 (18.9% net margin).
Dividend & Returns
Yes, Cincinnati Financial Corporation (CINF) pays a dividend with a yield of 2.08%. This makes it attractive for income-focused investors.
Cincinnati Financial Corporation (CINF) has a return on equity (ROE) of 16.0%. This is reasonable for most industries.
Industry Metrics
Cincinnati Financial Corporation (CINF) has a combined ratio of 76.5%. A ratio below 100% indicates underwriting profitability.
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Cincinnati Financial Corporation (CINF) financial analysis — history, returns, DCA and operating performance tools
Full CINF Stock Analysis
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Valuation
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