VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Technical Scanner
RSI, Moving averages & volume momentum signals
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
Minervini — VCPContraction bases in Stage 2 uptrends
Minervini — Trend TemplateFull 8-rule Stage 2 screen
O'Neil — Cup with HandleBase breakouts with RS leadership
O'Neil — CANSLIM LeadersGrowth leaders with RS ≥ 85
Qullamaggie — High Tight FlagsPower plays after a large advance
Qullamaggie — Momentum Leaders1/3/6-month strength leaders
Livermore — Pivotal PointsMulti-touch resistance breakouts
View All Playbooks...
Breakouts
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
Breakouts
WatchlistPricing
Ctrl K
Pricing
CINF
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsCompareWatchlist
CINFCincinnati Financial Corporation
$169.00$25.9B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
CINF logo

Cincinnati Financial Corporation

CINF
NASDAQ · Property & Casualty Insurance
$169.00
At close - Sep 18, 4:00 PM EDT - USD
Market Cap$25.94B
P/E11.1x
52W High$194.81
Volume2.34M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Investment-Led Earnings Surge Masks Underwriting Sustainability

Cincinnati Financial's Q2 2026 results showcase exceptional profitability, with EPS of $8.05 and a combined ratio of 63.1%, driven by a 31.6% revenue surge and favorable reserve development. However, the earnings beat is heavily reliant on investment income, r...

GrowthAccelerating
ProfitabilityStrong
ValuationAttractive
TechnicalsMixed
Explore valuation models
MARKET ACTION

CINF price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

10/12 Beats

EPS beat 10 of last 12 quarters

02

Valuation risk

-18% Peers

P/E is 18% below peer median

03

Market leadership

RS 49 · Lag

Laggard (Underperforming 51% of market)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Oct 27
01

Build the investment case

Start with the evidence for owning the stock and the risks that can break the thesis.

EXECUTIVE THESIS

The Investment Case

Full Analysis
Fundamental Trajectory

Revenue accelerated 31.6% year-over-year to $4.3B in Q2 2026, with the combined ratio improving to 63.1% from 73.7%, though EPS of $8.05 was largely investment-driven.

Analyst Consensus+17.2% target
Hold(17 analysts)
7 Buy9 Hold1 Sell

The Bull Case

Upside Catalysts

Strong Financial Performance

Cincinnati Financial reported a significant increase in net income for the first quarter of 2026, with operating income of $2.10 per share, surpassing analyst expectations. Earned premiums also saw a healthy increase, driven by premium growth initiatives and price adjustments.

Growth Strategies

The company is actively expanding its network of independent agencies and diversifying its product and service offerings. This includes leveraging technology like Generative AI to enhance efficiency and profitability in its commercial lines segment.

Investment Income Growth

Net investment income has shown a consistent increase, supported by higher interest income from fixed-maturity securities and a rise in equity portfolio dividends. This trend contributes positively to the overall financial health of the company.

The Bear Case

Key Downside Risks

Market performance

Price History →

Trailing total returns as of 9/20/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
CINF+5.81%
S&P 500 (^GSPC)+11.49%
1-Year Return
CINF+10.70%
S&P 500 (^GSPC)+15.01%
3-Year Return
CINF+64.47%
S&P 500 (^GSPC)+70.84%
5-Year Return
CINF+61.01%
S&P 500 (^GSPC)+77.92%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
11.1x
Forward P/E
20.2x
EV/EBITDA100th %ile
8.1x
FCF YieldCash Flow
11.9%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
11.1x
9.9x
100th· High
EV/EBITDA
8.1x
7.6x
100th· High
Price/FCF
8.4x
8.3x
60th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$214.76+27.1%
Base (Fair)$399.67+136.5%
Bull$652.19+285.9%
$214.76 Bear$399.67 Base$652.19 Bull
Current Market Price: $169.00
Trades at a 57.7% discount to Base DCF ($399.67)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$12.63B+11.4% YoY
Net income
$2.39B+4.4% YoY
Free cash flow
$3.09B+17.7% YoY
Operating margin
23.6%-1.6 pts YoY
ROIC (TTM)15.3%
Avg ROIC 5Y-
ROE (TTM)16%
Piotroski Score5 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate10/12 (83%)
Revenue Beat Rate9/12 (75%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 27, 2026
$1.43-22.3%
vs $1.84
$2.6B-2.8%
vs $2.7B
Q2 2026
Apr 27, 2026
$2.10+7.7%
vs $1.95
$2.6B-0.1%
vs $2.6B
Q1 2026
Feb 9, 2026
$3.37+16.2%
vs $2.90
$2.6B+1.5%
vs $2.6B
Q4 2025
Oct 27, 2025
$2.85+33.2%
vs $2.14
$3.7B+46.0%
vs $2.6B
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Seeking Alpha·2d ago
The Dividend Kings Ranked By Quality Scores (September 2026)

Dividend Kings have a 50+ year track record of increasing dividends, showcasing resilience through economic challenges. I rank the Dividend Kings using my 9F Quality Scores, blending qualitative and quantitative factors for a robust, investment-grade assessment. ADP stands out as the best total-return candidate. It is undervalued, high-quality, and offering a strong projected dividend growth rate and Adjusted Chowder Number.

247 Wallst·Sep 10, 2026
The Portfolio You Need to Generate $500 a Month in Dividend Income

Generating $500 a month from dividends sounds straightforward until you see how wildly the required capital swings depending on which stocks you pick and which trade-offs you are willing to accept.

Zacks Investment Research·Sep 10, 2026
ESNT or CINF: Which Is the Better Value Stock Right Now?

Investors with an interest in Insurance - Property and Casualty stocks have likely encountered both Essent Group (ESNT) and Cincinnati Financial (CINF). But which of these two companies is the best option for those looking for undervalued stocks?

Zacks Investment Research·Sep 4, 2026
Cincinnati Financial (CINF) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cincinnati Financial (CINF) have what it takes?

Filtered for Cincinnati Financial CorporationMore Headlines
04

Compare before deciding

Benchmark CINF against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Cincinnati Financial Corporation (CINF)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CINF logoCINFCincinnati Financial CorporationCurrent
$169.00$25.94B11.1411.41%18.95%16.04%1.97%
CB logoCBChubb Limited
$340.64$132.12B13.246.47%18.06%14.09%—
TRV logoTRVThe Travelers Companies, Inc.
$374.62$78.14B13.665.17%16.95%25.62%—
HIG logoHIGThe Hartford Insurance Group, Inc.
$131.89$36.16B9.907.1%15.03%22.99%—
WRB logoWRBW. R. Berkley Corporation
$69.99$26.06B15.737.82%12.64%19.47%—
ERIE logoERIEErie Indemnity Company
$239.05$11.04B22.517.17%14%24.52%—

Compare CINF vs Peers

Cincinnati Financial Corporation (CINF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CB

Most directly comparable listed peer for CINF.

Scale Benchmark

vs PGR

Larger-name benchmark to compare CINF against a more recognizable public peer.

Peer Set

Compare Top 5

vs CB, TRV, HIG, WRB

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

CINF SEC Filings & Documents

Cincinnati Financial Corporation (CINF) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 21, 2026·SEC

Material company update

Jul 27, 2026·SEC

Material company update

Jun 22, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 23, 2026·SEC

FY 2025

Feb 24, 2025·SEC

10-Q Quarterly Reports

5
FY 2026

Jul 27, 2026·SEC

FY 2026

Apr 27, 2026·SEC

FY 2025

Oct 27, 2025·SEC

Get notified when CINF posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

CINF Frequently Asked Questions

Cincinnati Financial Corporation (CINF) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Cincinnati Financial Corporation growing?

Cincinnati Financial Corporation (CINF) grew revenue by 11.4% over the past year. This is steady growth.

Is CINF profitable?

Yes, Cincinnati Financial Corporation (CINF) is profitable, generating $3.33B in net income for fiscal year 2025 (18.9% net margin).

Dividend & Returns
Does CINF pay dividends?

Yes, Cincinnati Financial Corporation (CINF) pays a dividend with a yield of 1.97%. This makes it attractive for income-focused investors.

What is CINF's return on equity?

Cincinnati Financial Corporation (CINF) has a return on equity (ROE) of 16.0%. This is reasonable for most industries.

Industry Metrics
What is Cincinnati Financial Corporation's combined ratio?

Cincinnati Financial Corporation (CINF) has a combined ratio of 76.4%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in CINF back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →