24/7 Wall Street·3d ago
Rate Hikes Could Be Coming: History Likes These 4 Insurance StocksFor much of 2026, Wall Street piled into the technology giants that drive the benchmark S&P 500 and left insurers in the background.
Travelers' underwriting discipline remains the core positive driver, with the combined ratio improving to 80.0% in 2026Q3 from 94.2% in 2024Q2, and robust float generation averaging roughly 1.75x OCF-to-net-income over the last 10 quarters funding a sixfold step-up in quarterly buybacks to $1.5-1.8B.
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth has decelerated from 11.9% in 2024Q3 to -0.5% in 2026Q3 even as the combined ratio improved to 80.0% from 94.2%, suggesting reported earnings increasingly depend on underwriting margin expansion rather than top-line momentum.
Travelers’ earnings per share rose to $27.59 in 2025, a 27.8% year‑over‑year increase. The company’s net investment income has also expanded, underscoring effective investment strategies.
The launch of an AI‑powered claims agent and a partnership with Anthropic are expected to accelerate margin expansion. These tech initiatives aim to streamline operations and improve profitability.
Travelers maintains a strong combined ratio and a notable renewal premium change excluding large property accounts. The company’s core insurance segments show robust renewal rates, retention, and new business growth.
Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 16, 2026 | $9.18+24.2% vs $7.39 | $12.4B+9.2% vs $11.4B |
Q3 2026 Jul 17, 2026 | $10.04+85.6% vs $5.41 | $11.5B+2.4% vs $11.3B |
Q2 2026 Apr 16, 2026 | $7.71+9.1% vs $7.07 | $10.3B-3.5% vs $10.7B |
Q1 2026 Jan 21, 2026 | $11.13+26.5% vs $8.80 | $10.9B-2.4% vs $11.1B |
For much of 2026, Wall Street piled into the technology giants that drive the benchmark S&P 500 and left insurers in the background.
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Aware Super Pty Ltd as trustee of Aware Super raised its stake in The Travelers Companies, Inc. (NYSE: TRV) by 16.1% in the undefined quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The fund owned 103,956 shares of the insurance provider's stock after purchasing an
Elon Musk just called a $1.5 trillion crash-cost reduction claim credible, and auto insurers have no idea the market has not priced in what that means for the dividends retirees depend on.
Benchmark TRV against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for The Travelers Companies, Inc. (TRV)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $395.20 | $82.43B | 14.41 | 5.17% | 12.88% | 20.7% | 1.09% | |
| $365.02 | $141.58B | 14.19 | 6.47% | 17.96% | 13.98% | 1.04% | |
| $133.99 | $36.73B | 10.06 | 7.1% | 15.88% | 24.13% | 1.54% | |
| $47.32 | $12.8B | 10.09 | 5.1% | 7.57% | 10.41% | 8.13% | |
| $75.23 | $28.01B | 16.91 | 7.82% | 12.88% | 19.77% | 2.33% | |
| $1939.04 | $24.02B | 11.46 | -0.96% | 13.17% | 12.13% | 2.5% |
The Travelers Companies, Inc. (TRV) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
The Travelers Companies, Inc. (TRV) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 16, 2026·SEC
Jul 24, 2026·SEC
Jul 17, 2026·SEC
Get notified when TRV posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
The Travelers Companies, Inc. (TRV) stock FAQ — growth, dividends, profitability & financials explained
The Travelers Companies, Inc. (TRV) grew revenue by 5.2% in fiscal year 2025, compared with the prior fiscal year.
Yes. The Travelers Companies, Inc. (TRV) earned $8.33B in net income over the trailing twelve months (a 17.0% net margin).
Yes. The Travelers Companies, Inc. (TRV) pays a dividend that yields 1.09% at the current price, a moderate yield.
The Travelers Companies, Inc. (TRV) had a return on equity (ROE) of 20.7% in fiscal year 2025. That is well above the market's typical 10-15%.
The Travelers Companies, Inc. (TRV) has a combined ratio of 84.0%. A ratio below 100% indicates underwriting profitability.
