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The Hanover Insurance Group, Inc.(THG)Earnings, Financials & Key Ratios
THG•NYSE•Insurance & Managed Care
$186.37
$6.56B mkt cap·10.1× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryCommercial lines and surety insurers
AboutThe Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through three segments: Commercial Lines, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, and workers' compensation insurance products, as well as management and professional liability, marine, specialty industrial and commercial property, monoline general liability, surety, umbrella, fidelity, crime, and other commercial coverages. The Personal Lines segment provides personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.Show more
- Revenue$6.6B+6.1%
- Combined Ratio87.21%-4.5%
- Net Income$663M+55.5%
- Return on Equity20.66%+28.7%
- Medical Cost Ratio56.53%-29.4%
- Operating Margin12.79%+47.8%
- Net Margin10.04%+46.5%
- ROA4.11%+44.3%
- Equity / Assets21.08%+13.3%
- Book Value per Share100.04+28.1%
- Tangible BV/Share75.34+37.1%
- Debt/Equity0.34+23.6%
THG Key Insights
The Hanover Insurance Group, Inc. (THG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 87.2% combined ratio
- ✓Low loss ratio of 56.5%
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
THG Price & Volume
The Hanover Insurance Group, Inc. (THG) stock price & volume — 10-year historical chart
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THG Growth Metrics
The Hanover Insurance Group, Inc. (THG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years2.71%
5 Years6.49%
3 Years6.69%
TTM6.57%
Profit CAGR
10 Years7.17%
5 Years13.06%
3 Years78.75%
TTM64.37%
EPS CAGR
10 Years9.6%
5 Years14.46%
3 Years79.32%
TTM65.11%
Return on Capital
10 Years3.05%
5 Years3.65%
3 Years4.48%
Last Year8.37%
THG Recent Earnings
The Hanover Insurance Group, Inc. (THG) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 29, 2026EPS
$5.25
Est $4.14
+26.8%
Revenue
$1.6B
Est $1.6B
-1.4%
Q1 2026
Feb 3, 2026EPS
$5.79
Est $5.03
+15.1%
Revenue
$1.5B
Est $1.5B
-2.0%
Q4 2025
Oct 29, 2025EPS
$5.09
Est $3.79
+34.3%
Revenue
$1.7B
Est $1.5B
+9.0%
Q3 2025
Jul 30, 2025EPS
$4.35
Est $3.07
+41.7%
Revenue
$1.7B
Est $1.8B
-6.4%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $5.25vs $4.14+26.8% | $1.6Bvs $1.6B-1.4% |
| Q1 2026 | Feb 3, 2026 | $5.79vs $5.03+15.1% | $1.5Bvs $1.5B-2.0% |
| Q4 2025 | Oct 29, 2025 | $5.09vs $3.79+34.3% | $1.7Bvs $1.5B+9.0% |
| Q3 2025 | Jul 30, 2025 | $4.35vs $3.07+41.7% | $1.7Bvs $1.8B-6.4% |
Based on last 12 quarters of dataView full earnings history →
THG Peer Comparison
The Hanover Insurance Group, Inc. (THG) competitors in Commercial lines and surety insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CNA | 11.75B | 43.43 | 9.26 | 5.1% | 8.95% | 11.94% | 0.26 | |
 HIG | 36.71B | 133.49 | 10.02 | 7.1% | 14.13% | 22.01% | 0.23 | |
 WRB | 24.76B | 66.12 | 14.86 | 7.82% | 12.1% | 18.86% | 0.29 | |
 CINF | 24.98B | 160.43 | 10.58 | 11.41% | 21.34% | 17.98% | 0.06 | |
 ERIE | 9.86B | 213.56 | 20.11 | 7.17% | 13.2% | 25.03% | ||
 KMPR | 1.92B | 32.74 | 14.30 | 3.62% | 0.83% | 1.43% | 0.38 | |
 TRV | 65.22B | 301.59 | 10.99 | 5.17% | 12.88% | 19.12% | 0.28 | |
 CB | 125.61B | 321.90 | 12.51 | 6.47% | 17.25% | 13.62% | 0.28 |
Compare THG vs Peers
The Hanover Insurance Group, Inc. (THG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
THG Income Statement
The Hanover Insurance Group, Inc. (THG) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.27B | 4.47B | 4.89B | 4.82B | 5.16B | 5.43B | 5.96B | 6.22B | 6.6B | 6.68B |
| Revenue Growth % | 7.62% | 4.64% | 9.51% | -1.47% | 7.08% | 5.3% | 9.77% | 4.25% | 6.12% | 6.57% |
| Medical Costs & Claims | 3.42B | 3.62B | 3.79B | 3.8B | 4.12B | 4.72B | 5.31B | 4.98B | 3.73B | 4.38B |
| Medical Cost Ratio % | 80.14% | 80.97% | 77.54% | 78.78% | 79.79% | 86.82% | 89.05% | 80.09% | 56.53% | 65.48% |
| Gross Profit | 847.6M▲ 0% | 849.7M▲ 0.2% | 1.1B▲ 29.3% | 1.02B▼ 6.9% | 1.04B▲ 2.0% | 716.3M▼ 31.3% | 652.9M▼ 8.9% | 1.24B▲ 89.6% | 2.87B▲ 131.7% | 2.31B▲ 0% |
| Gross Margin % | 19.86% | 19.03% | 22.46% | 21.22% | 20.21% | 13.18% | 10.95% | 19.91% | 43.47% | 34.52% |
| Gross Profit Growth % | 37.6% | 0.25% | 29.28% | -6.93% | 1.99% | -31.3% | -8.85% | 89.57% | 131.74% | - |
| Operating Expenses | 554.7M | 567.2M | 576.4M | 577.6M | 521.4M | 572.3M | 611.8M | 699.9M | 2.02B | 1.39B |
| OpEx / Revenue % | 13% | 12.7% | 11.79% | 11.99% | 10.11% | 10.53% | 10.26% | 11.26% | 30.68% | 20.74% |
| Depreciation & Amortization | 30.1M | 24.6M | 21.6M | 18.2M | 16.9M | 12.9M | 6.3M | 1.5M | 0 | -2.2M |
| Combined Ratio % | 93.14% | 93.67% | 89.32% | 90.77% | 89.9% | 97.35% | 99.31% | 91.35% | 87.21% | 86.22% |
| Operating Income | 292.9M▲ 0% | 282.5M▼ 3.6% | 522.1M▲ 84.8% | 444.8M▼ 14.8% | 521.3M▲ 17.2% | 144M▼ 72.4% | 41.1M▼ 71.5% | 537.8M▲ 1208.5% | 843.8M▲ 56.9% | 920.8M▲ 0% |
| Operating Margin % | 6.86% | 6.33% | 10.68% | 9.23% | 10.1% | 2.65% | 0.69% | 8.65% | 12.79% | 13.78% |
| Operating Income Growth % | 343.79% | -3.55% | 84.81% | -14.81% | 17.2% | -72.38% | -71.46% | 1208.52% | 56.9% | - |
| EBITDA | 323M | 307.1M | 543.7M | 463M | 538.2M | 156.9M | 47.4M | 539.3M | 887M | 933.1M |
| EBITDA Margin % | 7.57% | 6.88% | 11.12% | 9.61% | 10.43% | 2.89% | 0.79% | 8.67% | 13.44% | 13.96% |
| Interest Expense | 45.2M | 45.1M | 37.5M | 37.1M | 34M | 34.1M | 34.1M | 34.1M | 43.2M | 45.5M |
| Non-Operating Income | -45.2M | -45.1M | -37.5M | -37.1M | -34M | -34.1M | -34.1M | -34.1M | -43.2M | -34.7M |
| Pretax Income | 292.9M▲ 0% | 282.5M▼ 3.6% | 522.1M▲ 84.8% | 444.8M▼ 14.8% | 521.3M▲ 17.2% | 144M▼ 72.4% | 41.1M▼ 71.5% | 537.8M▲ 1208.5% | 843.8M▲ 56.9% | 920.8M▲ 0% |
| Pretax Margin % | 6.86% | 6.33% | 10.68% | 9.23% | 10.1% | 2.65% | 0.69% | 8.65% | 12.79% | 13.78% |
| Income Tax | 76.8M | 43.5M | 93.1M | 82.8M | 101.3M | 27.2M | 7.6M | 112.5M | 183.1M | 201.5M |
| Effective Tax Rate % | 26.22% | 15.4% | 17.83% | 18.62% | 19.43% | 18.89% | 18.49% | 20.92% | 21.7% | 21.88% |
| Net Income | 186.2M▲ 0% | 391M▲ 110.0% | 425.1M▲ 8.7% | 358.7M▼ 15.6% | 422.8M▲ 17.9% | 116M▼ 72.6% | 35.3M▼ 69.6% | 426M▲ 1106.8% | 662.5M▲ 55.5% | 721.1M▲ 0% |
| Net Margin % | 4.36% | 8.75% | 8.69% | 7.44% | 8.19% | 2.14% | 0.59% | 6.85% | 10.04% | 10.79% |
| Net Income Growth % | 20.05% | 109.99% | 8.72% | -15.62% | 17.87% | -72.56% | -69.57% | 1106.8% | 55.52% | 64.37% |
| EPS (Diluted) | 4.33▲ 0% | 9.09▲ 109.9% | 10.46▲ 15.1% | 9.42▼ 9.9% | 11.49▲ 22.0% | 3.21▼ 72.1% | 0.98▼ 69.5% | 11.70▲ 1093.9% | 18.51▲ 58.2% | 19.87▲ 0% |
| EPS Growth % | 20.61% | 109.93% | 15.07% | -9.94% | 21.97% | -72.06% | -69.47% | 1093.88% | 58.21% | 65.11% |
| EPS (Basic) | 4.38 | 9.24 | 11.07 | 9.51 | 11.79 | 3.21 | 0.98 | 11.85 | 18.51 | - |
| Diluted Shares Outstanding | 43M | 43M | 40.6M | 38.1M | 36.4M | 36.1M | 36.1M | 36.4M | 35.7M | 36.3M |
THG Balance Sheet
The Hanover Insurance Group, Inc. (THG) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 15.47B | 12.4B | 12.49B | 13.44B | 14.25B | 14B | 14.61B | 15.27B | 16.95B | 16.53B |
| Asset Growth % | 8.78% | -19.84% | 0.73% | 7.63% | 6.03% | -1.82% | 4.41% | 4.53% | 10.94% | 32.72% |
| Total Investment Assets | 6.89B | 7.29B | 8B | 8.85B | 9.15B | 8.51B | 8.91B | 9.41B | 10.38B | 4M |
| Long-Term Investments | 6.33B | 6.63B | 7.26B | 8.05B | 1.43B | 1.03B | 927.8M | 7.82B | 8.51B | 31.53B |
| Short-Term Investments | 5.75B | 6.16B | 6.69B | 7.45B | 7.72B | 7.48B | 7.99B | 1.59B | 1.87B | 0 |
| Total Current Assets | 0 | 0 | 0 | 0 | 11.38B | 11.41B | 12.12B | 5.89B | 6.95B | 2.1B |
| Cash & Equivalents | 376.4M | 1.02B | 215.7M | 120.6M | 230.9M | 305M | 316.1M | 435.5M | 1.12B | 243.5M |
| Receivables | 2.72B | 2.83B | 3.07B | 3.21B | 3.43B | 3.62B | 3.82B | 3.87B | 3.95B | 13.74B |
| Other Current Assets | -8.77B | -10.01B | -9.98B | -10.79B | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 178.8M | 178.8M | 178.8M | 178.8M | 730.8M | 783.6M | 799.6M | 841.6M | 881.8M | 2.8B |
| Goodwill | 192.6M | 178.8M | 178.8M | 178.8M | 178.8M | 178.8M | 178.8M | 178.8M | 178.8M | 178.8M |
| Intangible Assets | 0 | 0 | 0 | 0 | 552M | 604.8M | 620.8M | 662.8M | 703M | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | -6.5B | -6.8B | -7.44B | -8.23B | 713.4M | 577.1M | 590.6M | 548.3M | 522.9M | -10.7B |
| Total Liabilities | 12.47B | 9.45B | 9.57B | 10.24B | 11.11B | 11.66B | 12.15B | 12.43B | 13.37B | 12.96B |
| Total Debt | 786.9M | 777.9M | 653.4M | 780.8M | 781.6M | 782.4M | 783.2M | 784.1M | 1.22B | 843.8M |
| Net Debt | 410.5M | -242.8M | 437.7M | 660.2M | 550.7M | 477.4M | 467.1M | 348.6M | 95.6M | 600.3M |
| Long-Term Debt | 786.9M | 777.9M | 653.4M | 780.8M | 781.6M | 782.4M | 783.2M | 722.3M | 1.22B | 793.7M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 61.8M | 0 | 50.1M |
| Total Current Liabilities | 344.8M | 37.3M | 0 | 0 | 55.1M | 731.7M | 6.09B | 819.6M | 11.24B | 50.1M |
| Accounts Payable | 51.5M | 37.3M | 53.4M | 48.4M | 55.1M | 70.3M | 64.3M | 37.7M | 45.2M | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.44B | 0 |
| Other Current Liabilities | 0 | 0 | -681.1M | -735.9M | -907.7M | -70.3M | 5.25B | -37.7M | 7.76B | 0 |
| Deferred Taxes | 0 | 0 | 1000K | 1000K | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 11.69B | 8.67B | -705.2M | -878.1M | 10.33B | 10.16B | 11.36B | 10.89B | 915.3M | 12.11B |
| Total Equity | 3B▲ 0% | 2.95B▼ 1.4% | 2.92B▼ 1.3% | 3.2B▲ 9.8% | 3.14B▼ 1.8% | 2.33B▼ 25.8% | 2.47B▲ 5.7% | 2.84B▲ 15.3% | 3.57B▲ 25.7% | 3.57B▲ 0% |
| Equity Growth % | 4.91% | -1.43% | -1.3% | 9.81% | -1.79% | -25.79% | 5.65% | 15.26% | 25.68% | 88.04% |
| Shareholders Equity | 3B | 2.95B | 2.92B | 3.2B | 3.14B | 2.33B | 2.47B | 2.84B | 3.57B | 3.57B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 1.98B | 2.18B | 2.41B | 2.67B | 2.98B | 2.99B | 2.91B | 3.21B | 3.74B | 3.89B |
| Common Stock | 600K | 600K | 600K | 600K | 600K | 600K | 600K | 600K | 600K | 600K |
| Accumulated OCI | 107.6M | -116.5M | 152.6M | 372.5M | 122.2M | -701.5M | -517.2M | -456.3M | -171.4M | -237.9M |
| Return on Equity (ROE) | 6.36% | 13.14% | 14.48% | 11.73% | 13.32% | 4.23% | 1.47% | 16.05% | 20.66% | 20.93% |
| Return on Assets (ROA) | 1.25% | 2.81% | 3.42% | 2.77% | 3.05% | 0.82% | 0.25% | 2.85% | 4.11% | 4.37% |
| Equity / Assets | 19.38% | 23.83% | 23.35% | 23.82% | 22.06% | 16.68% | 16.87% | 18.6% | 21.08% | 21.6% |
| Debt / Equity | 0.26x | 0.26x | 0.22x | 0.24x | 0.25x | 0.34x | 0.32x | 0.28x | 0.34x | 0.34x |
| Book Value per Share | 69.71 | 68.71 | 71.83 | 84.05 | 86.40 | 64.65 | 68.30 | 78.07 | 100.04 | 98.36 |
| Tangible BV per Share | 65.23 | 64.56 | 67.42 | 79.35 | 66.32 | 42.94 | 46.15 | 54.95 | 75.34 | 93.43 |
THG Cash Flow Statement
The Hanover Insurance Group, Inc. (THG) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 704.6M | 551.3M | 602.9M | 707.6M | 823.7M | 722.3M | 361.7M | 806.4M | 1.18B | 1.18B |
| Operating CF Growth % | -5.22% | -21.76% | 9.36% | 17.37% | 16.41% | -12.31% | -49.92% | 122.95% | 46.09% | 371.1% |
| Operating CF / Revenue % | 16.51% | 12.34% | 12.33% | 14.68% | 15.96% | 13.29% | 6.07% | 12.97% | 17.86% | 17.63% |
| Net Income | 186.2M | 391M | 425.1M | 358.7M | 420M | 116M | 35.3M | 426M | 662.5M | 721.1M |
| Depreciation & Amortization | 30.1M | 24.6M | 21.6M | 18.2M | 16.9M | 12.9M | 6.3M | 1.5M | -4.6M | -5.3M |
| Stock-Based Compensation | 12.3M | 13.4M | 17.4M | 20.1M | 22.9M | 29M | 31.1M | 31M | 0 | 27.8M |
| Deferred Taxes | 39.8M | -23.4M | 12.5M | -23M | 25M | -46.5M | -24.6M | -18.8M | 0 | 7.2M |
| Other Non-Cash Items | -37.4M | -102.6M | -111.1M | -17.6M | -281.1M | 49.6M | 41.5M | 145.8M | 102.8M | 277.7M |
| Working Capital Changes | 473.6M | 248.3M | 237.4M | 351.2M | 620M | 561.3M | 272.1M | 220.9M | 417.4M | 229.5M |
| Cash from Investing | -506.3M | 271.3M | -311.9M | -608.8M | -460.2M | -507.6M | -228.5M | -541.5M | -666.2M | -1.05B |
| Capital Expenditures | -18.6M | -13.1M | -13.3M | -14.9M | -8M | -17.8M | -11.9M | -10.2M | -7.7M | -9.4M |
| Acquisitions | 0 | 635.7M | 34.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | -1.87B | -1.6B | -1.92B | -2.08B | -2.3B | -2.08B | -1.13B | -3.31B | -78.4M | 235.6M |
| Sale/Maturity of Investments | 1.39B | 1.25B | 1.59B | 1.49B | 1.85B | 1.59B | 914M | 2.78B | 101.4M | -113.8M |
| Other Investing | -9.5M | 0 | 0 | 0 | 0 | 0 | 0 | -600K | -681.5M | -1.16B |
| Cash from Financing | -111.7M | -171M | -1.1B | -193.9M | -253.2M | -140.6M | -122.1M | -145.5M | 175.2M | -281.9M |
| Dividends Paid | -86.8M | -94.3M | -386.2M | -99.5M | -102.2M | -108.9M | -117.2M | -124.1M | -130.6M | -131.7M |
| Share Repurchases | -37.2M | -57.7M | -563.6M | -212.8M | -162.6M | -30.8M | 0 | -26.7M | -129.2M | -205.1M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15.4M | 1.7M |
| Debt Issuance (Net) | 0 | -1000K | -1000K | 1000K | 0 | 0 | 0 | 0 | 1000K | -1000K |
| Other Financing | 12.3M | -7.4M | 1.6M | -2.2M | 11.6M | -900K | -4.9M | 5.3M | -13.6M | 28.1M |
| Net Change in Cash | 150.6M▲ 0% | 722.8M▲ 379.9% | -805M▼ 211.4% | -95.1M▲ 88.2% | 110.3M▲ 216.0% | 74.1M▼ 32.8% | 11.1M▼ 85.0% | 119.4M▲ 975.7% | 687.2M▲ 475.5% | -71.6M▲ 0% |
| Exchange Rate Effect | 7.2M | -4M | 3.3M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 147.3M | 297.9M | 1.02B | 215.7M | 120.6M | 230.9M | 305M | 316.1M | 435.5M | 1.12B |
| Cash at End | 297.9M | 1.02B | 215.7M | 120.6M | 230.9M | 305M | 316.1M | 435.5M | 1.12B | 243.5M |
| Free Cash Flow | 686M▲ 0% | 538.2M▼ 21.5% | 589.6M▲ 9.6% | 692.7M▲ 17.5% | 815.7M▲ 17.8% | 704.5M▼ 13.6% | 349.8M▼ 50.3% | 796.2M▲ 127.6% | 1.17B▲ 47.0% | 1.25B▲ 0% |
| FCF Growth % | -4.97% | -21.55% | 9.55% | 17.49% | 17.76% | -13.63% | -50.35% | 127.62% | 47% | 60.65% |
| FCF Margin % | 16.07% | 12.05% | 12.06% | 14.38% | 15.81% | 12.97% | 5.87% | 12.81% | 17.74% | 18.68% |
| FCF per Share | 15.95 | 12.52 | 14.52 | 18.18 | 22.41 | 19.52 | 9.69 | 21.87 | 32.78 | 32.78 |
THG Key Ratios
The Hanover Insurance Group, Inc. (THG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 93.14% | 93.67% | 89.32% | 90.77% | 89.9% | 97.35% | 99.31% | 91.35% | 87.21% | 86.22% |
| Medical Cost Ratio | 80.14% | 80.97% | 77.54% | 78.78% | 79.79% | 86.82% | 89.05% | 80.09% | 56.53% | 65.48% |
| Return on Equity (ROE) | 6.36% | 13.14% | 14.48% | 11.73% | 13.32% | 4.23% | 1.47% | 16.05% | 20.66% | 20.93% |
| Return on Assets (ROA) | 1.25% | 2.81% | 3.42% | 2.77% | 3.05% | 0.82% | 0.25% | 2.85% | 4.11% | 4.37% |
| Equity / Assets | 19.38% | 23.83% | 23.35% | 23.82% | 22.06% | 16.68% | 16.87% | 18.6% | 21.08% | 21.6% |
| Book Value / Share | 69.71 | 68.71 | 71.83 | 84.05 | 86.4 | 64.65 | 68.3 | 78.07 | 100.04 | 98.36 |
| Debt / Equity | 0.26x | 0.26x | 0.22x | 0.24x | 0.25x | 0.34x | 0.32x | 0.28x | 0.34x | 0.34x |
| Revenue Growth | 7.62% | 4.64% | 9.51% | -1.47% | 7.08% | 5.3% | 9.77% | 4.25% | 6.12% | 6.57% |
THG SEC Filings & Documents
The Hanover Insurance Group, Inc. (THG) SEC filings — annual & quarterly reports (10-K, 10-Q)
THG Frequently Asked Questions
The Hanover Insurance Group, Inc. (THG) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
The Hanover Insurance Group, Inc. (THG) grew revenue by 6.1% over the past year. This is steady growth.
Yes, The Hanover Insurance Group, Inc. (THG) is profitable, generating $721.1M in net income for fiscal year 2025 (10.0% net margin).
Dividend & Returns
Yes, The Hanover Insurance Group, Inc. (THG) pays a dividend with a yield of 1.96%. This makes it attractive for income-focused investors.
The Hanover Insurance Group, Inc. (THG) has a return on equity (ROE) of 20.7%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
The Hanover Insurance Group, Inc. (THG) has a combined ratio of 87.2%. A ratio below 100% indicates underwriting profitability.
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