No significant weaknesses identified
| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| CPBICentral Plains Bancshares, Inc. Common Stock | 72.25M | 17.15 | 17.86 | 9.64% | 19.33% | 4.26% | ||
| BSLKBolt Projects Holdings, Inc. | 1.22M | 0.28 | -0.00 | -60.1% | -47.63% | |||
| DAICCID HoldCo, Inc. Common Stock | 11.19M | 0.40 | -2.02 | -60.73% | -11.79% | |||
| KWMK Wave Media Ltd. | 34.09M | 0.54 | -3.83 | -42.79% | -148.55% | 0.03 | ||
| DFSCWDEFSEC Technologies Inc. Warrant | 0.03 | 21.86% | -494.42% | -208.55% | 0.22 |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Net Interest Income | 0 | 13.4M | 0 | 0 |
| NII Growth % | - | - | -1% | - |
| Net Interest Margin % | - | - | - | - |
| Interest Income | 0 | 16.14M | 20.96M | 24.7M |
| Interest Expense | 0 | 2.74M | 6.49M | 8.21M |
| Loan Loss Provision | 0 | 2.87M | -6.49M | -8.21M |
| Non-Interest Income | 14.71M | -16.14M | -3.73M | -5.8M |
| Non-Interest Income % | - | - | - | - |
| Total Revenue | 14.71M | 0 | 17.24M | 18.9M |
| Revenue Growth % | - | -1% | - | 0.1% |
| Non-Interest Expense | 10.62M | 6.15M | 12.11M | 13.92M |
| Efficiency Ratio | - | - | - | - |
| Operating Income | 4.09M | -11.75M | 5.13M | 4.98M |
| Operating Margin % | - | - | - | - |
| Operating Income Growth % | - | -3.87% | 1.44% | -0.03% |
| Pretax Income | 3.74M | 1.96M | 4.64M | 4.52M |
| Pretax Margin % | - | - | - | - |
| Income Tax | 595K | 317K | 877K | 869K |
| Effective Tax Rate % | - | - | - | - |
| Net Income | 3.15M | 1.65M | 3.76M | 3.65M |
| Net Margin % | - | - | - | - |
| Net Income Growth % | - | -0.48% | 1.28% | -0.03% |
| Net Income (Continuing) | 3.15M | 1.65M | 3.76M | 3.65M |
| EPS (Diluted) | 0.86 | 0.40 | 2.19 | 0.96 |
| EPS Growth % | - | -0.53% | 4.47% | -0.56% |
| EPS (Basic) | 0.86 | 0.45 | 2.19 | 0.96 |
| Diluted Shares Outstanding | 3.68M | 4.13M | 10.5M | 3.82M |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Cash & Short Term Investments | 0 | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 0 | 16.56M | 11.45M | 28.68M |
| Short Term Investments | 0 | 0 | 0 | 1000K |
| Total Investments | 0 | 58.26M | 60.66M | 111.71M |
| Investments Growth % | - | - | 0.04% | 0.84% |
| Long-Term Investments | 0 | 58.26M | 60.66M | 59.59M |
| Accounts Receivables | 0 | 1000K | 1000K | 1000K |
| Goodwill & Intangibles | - | - | - | - |
| Goodwill | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 434K | 403K | 380K |
| PP&E (Net) | 4.29M | 4.1M | 5.87M | 12.94M |
| Other Assets | -7.63M | 4.51M | 3.86M | -72.91M |
| Total Current Assets | 20.32M | 367.19M | 13.7M | 0 |
| Total Non-Current Assets | 0 | 70.6M | 74.6M | 0 |
| Total Assets | 413.86M | 437.79M | 463.28M | 508.7M |
| Asset Growth % | - | 0.06% | 0.06% | 0.1% |
| Return on Assets (ROA) | 0.01% | 0% | 0.01% | 0.01% |
| Accounts Payable | 0 | 3.48M | 3.9M | 1.72M |
| Total Debt | 0 | 0 | 303K | 0 |
| Net Debt | 0 | -16.56M | -11.45M | -28.68M |
| Long-Term Debt | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 66K | 0 |
| Other Liabilities | -473K | 394.98M | 316.61M | 0 |
| Total Current Liabilities | 265.71M | 4.14M | 68.85M | 0 |
| Total Non-Current Liabilities | 0 | 394.98M | 316.61M | 0 |
| Total Liabilities | 375.45M | 399.13M | 385M | 425.37M |
| Total Equity | 38.4M | 38.67M | 78.28M | 83.33M |
| Equity Growth % | - | 0.01% | 1.02% | 0.06% |
| Equity / Assets (Capital Ratio) | - | - | - | - |
| Return on Equity (ROE) | 0.08% | 0.04% | 0.06% | 0.05% |
| Book Value per Share | 10.44 | 9.36 | 7.46 | 21.84 |
| Tangible BV per Share | - | - | - | - |
| Common Stock | 0 | 0 | 41K | 41K |
| Additional Paid-in Capital | 0 | 0 | 39.32M | 39.27M |
| Retained Earnings | 42.13M | 43.77M | 47.13M | 50.65M |
| Accumulated OCI | -3.72M | -5.11M | -5.07M | -3.62M |
| Treasury Stock | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Cash from Operations | 4.28M | 4.25M | 5.71M | 4.46M |
| Operating CF Growth % | - | -0.01% | 0.34% | -0.22% |
| Net Income | 3.15M | 1.65M | 3.76M | 3.65M |
| Depreciation & Amortization | 497K | 503K | 518K | 455K |
| Deferred Taxes | 237K | 78K | 46K | 255K |
| Other Non-Cash Items | 785K | 3.56M | 848K | 871K |
| Working Capital Changes | -391K | -1.53M | 376K | -1.14M |
| Cash from Investing | -48.49M | -32.93M | -31.16M | -27.9M |
| Purchase of Investments | -23.34M | -63K | -11.56M | -6.2M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | - | - | - | - |
| Acquisitions | 0 | 0 | 0 | 0 |
| Other Investing | -52.46M | -44.61M | -26.46M | -22.59M |
| Cash from Financing | 36.04M | 26.26M | 20.34M | 40.67M |
| Dividends Paid | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | -413K |
| Stock Issued | 0 | 0 | 39.36M | 0 |
| Net Stock Activity | - | - | - | - |
| Debt Issuance (Net) | 645K | 226K | -1000K | 238K |
| Other Financing | 35.4M | 26.04M | -15.72M | 40.85M |
| Net Change in Cash | -8.17M | -2.42M | -5.11M | 17.23M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 |
| Cash at Beginning | 0 | 18.98M | 16.56M | 11.45M |
| Cash at End | -8.17M | 16.56M | 11.45M | 28.68M |
| Interest Paid | 0 | 1.93M | 5.26M | 8.39M |
| Income Taxes Paid | 0 | 225K | 750K | 300K |
| Free Cash Flow | 4.02M | 3.94M | 3.43M | -3.07M |
| FCF Growth % | - | -0.02% | -0.13% | -1.89% |
| Metric | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Return on Equity (ROE) | 8.2% | 4.27% | 6.43% | 4.52% |
| Return on Assets (ROA) | 0.76% | 0.39% | 0.83% | 0.75% |
| Net Interest Margin | 0% | 3.06% | 0% | 0% |
| Efficiency Ratio | 72.18% | - | 70.25% | 73.67% |
| Equity / Assets | 9.28% | 8.83% | 16.9% | 16.38% |
| Book Value / Share | 10.44 | 9.36 | 7.46 | 21.84 |
| NII Growth | - | - | -100% | - |
Central Plains Bancshares, Inc. Common Stock (CPBI) has a price-to-earnings (P/E) ratio of 17.9x. This is roughly in line with market averages.
Central Plains Bancshares, Inc. Common Stock (CPBI) grew revenue by 9.6% over the past year. This is steady growth.
Yes, Central Plains Bancshares, Inc. Common Stock (CPBI) is profitable, generating $3.7M in net income for fiscal year 2024 (19.3% net margin).
Central Plains Bancshares, Inc. Common Stock (CPBI) has a return on equity (ROE) of 4.5%. This is below average, suggesting room for improvement.
Central Plains Bancshares, Inc. Common Stock (CPBI) has a net interest margin (NIM) of N/A. NIM has been under pressure due to interest rate environment.
Central Plains Bancshares, Inc. Common Stock (CPBI) has an efficiency ratio of 73.7%. This is higher than peers, suggesting room for cost optimization.