Cantaloupe, Inc. (CTLP) 10-Year Financial Performance & Capital Metrics

CTLP • • Industrial / General

TechnologyIT ServicesPayment Processing & Financial TechnologySpecialized Payment Solutions

AboutCantaloupe, Inc., a digital payment and software services company, provides technology solutions for the unattended retail market. The company offers integrated solutions for payments processing, logistics, and back-office management. It also provides ePort, an integrated payment device that is deployed in self-service, unattended market applications, such as vending, amusement, arcade, commercial laundry, air/vacuum, car wash, and others, which facilitates digital payments; and integrated software services for payment devices in the field for the wireless transfer. The company serves vending machine, car wash, electric vehicle charging, amusement, commercial laundry, micro-market, kiosk, and entertainment companies. It has strategic partnership with Bakkt Holdings, LLC to bring a cashless experience for consumers to spend digital assets at unattended retail devices: and Castles Technology to introduce a next-generation cashless device solution. The company was formerly known as USA Technologies, Inc and changed its name to Cantaloupe, Inc. Cantaloupe Inc. was incorporated in 1992 and is headquartered in Malvern, Pennsylvania.Show more

Revenue $303M +12.6%
EBITDA $40M +52.2%
Net Income $65M +438.1%
EPS (Diluted) 0.86 +473.3%
Gross Margin 40.93% +7.1%
EBITDA Margin 13.26% +35.1%
Operating Margin 7.38% +39.9%
Net Margin 21.33% +377.7%
ROE 29.45% +332.3%
ROIC 7.9% +24.2%
Debt/Equity 0.19 -25.4%
Interest Coverage 8.06 +67.0%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong 5Y sales CAGR of 13.1%
✓Trading near 52-week high

✗Weaknesses

✗Low quality earnings: Net income not backed by cash flow

Price & Volume

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Growth Metrics

Revenue CAGR

10Y17.94%

5Y13.15%

3Y13.82%

TTM12.94%

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM342.85%

EPS CAGR

10Y-

5Y-

3Y-

TTM353.65%

ROCE

10Y Avg-5.88%

5Y Avg1.56%

3Y Avg5.1%

Latest8.44%

Peer Comparison

Specialized Payment Solutions

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
FLYWFlywire Corporation	1.67B	13.87	619.20	22.09%	-0.42%	-0.29%	5.43%	0.00
CTLPCantaloupe, Inc.	802.56M	10.89	12.66	12.64%	19.21%	23.59%	0.42%	0.19
USIOUsio, Inc.	37.41M	1.37	11.42	0.41%	-0.46%	-2.08%	5.09%	0.20
JFU9F Inc.	52.73M	6.05	1.44	-24.85%	16.13%	1.37%	86.01%	0.00
NYAXNayax Ltd.	2.18B	59.08	-369.25	33.34%	6.47%	11.59%	0.82%	0.33

Profit & Loss

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Sales/Revenue+	77.41M	104.09M	132.51M	143.8M	163.15M	166.94M	205.2M	243.64M	268.6M	302.55M
Revenue Growth %	0.33%	0.34%	0.27%	0.09%	0.13%	0.02%	0.23%	0.19%	0.1%	0.13%
Cost of Goods Sold+	55.42M	77.45M	96.83M	105.68M	116.88M	112.91M	141.01M	162.41M	165.94M	178.72M
COGS % of Revenue	0.72%	0.74%	0.73%	0.73%	0.72%	0.68%	0.69%	0.67%	0.62%	0.59%
Gross Profit+	21.98M	26.65M	35.68M	38.12M	46.27M	54.03M	64.19M	81.24M	102.65M	123.82M
Gross Margin %	0.28%	0.26%	0.27%	0.27%	0.28%	0.32%	0.31%	0.33%	0.38%	0.41%
Gross Profit Growth %	0.31%	0.21%	0.34%	0.07%	0.21%	0.17%	0.19%	0.27%	0.26%	0.21%
Operating Expenses+	23.02M	25.61M	37.85M	66.94M	85.86M	62.73M	66.85M	80.48M	88.48M	101.49M
OpEx % of Revenue	0.3%	0.25%	0.29%	0.47%	0.53%	0.38%	0.33%	0.33%	0.33%	0.34%
Selling, General & Admin	22.37M	23.68M	34.65M	62.51M	46.65M	42.69M	39.43M	49.35M	61.7M	67.15M
SG&A % of Revenue	0.29%	0.23%	0.26%	0.43%	0.29%	0.26%	0.19%	0.2%	0.23%	0.22%
Research & Development	1.4M	445K	1.3M	4.6M	15.09M	15.94M	21.88M	20.73M	16.53M	17.45M
R&D % of Revenue	0.02%	0%	0.01%	0.03%	0.09%	0.1%	0.11%	0.09%	0.06%	0.06%
Other Operating Expenses	647K	-1.63M	3.2M	0	24.12M	4.11M	5.55M	10.4M	10.24M	16.89M
Operating Income+	-1.47M	135K	-9.22M	-28.82M	-39.59M	-8.71M	-2.66M	760K	14.17M	22.33M
Operating Margin %	-0.02%	0%	-0.07%	-0.2%	-0.24%	-0.05%	-0.01%	0%	0.05%	0.07%
Operating Income Growth %	-8%	1.09%	-69.32%	-2.12%	-0.37%	0.78%	0.69%	1.29%	17.64%	0.58%
EBITDA+	3.75M	5.75M	-1.42M	-21.31M	-32.58M	-3.19M	2.67M	9.57M	26.37M	40.13M
EBITDA Margin %	0.05%	0.06%	-0.01%	-0.15%	-0.2%	-0.02%	0.01%	0.04%	0.1%	0.13%
EBITDA Growth %	-0.37%	0.53%	-1.25%	-13.98%	-0.53%	0.9%	1.84%	2.59%	1.76%	0.52%
D&A (Non-Cash Add-back)	5.22M	5.62M	7.8M	7.5M	7.02M	5.51M	5.33M	8.81M	12.2M	17.8M
EBIT	-6.82M	-873K	-8.28M	-26.63M	-38M	-4.32M	-993K	3.14M	15.91M	24.95M
Net Interest Income+	-280K	-1.75M	-2.16M	-1.44M	-1M	-2.85M	1.36M	189K	-965K	-1.21M
Interest Income	320K	482K	943K	1.55M	1.59M	1.16M	1.88M	2.52M	1.97M	1.56M
Interest Expense	600K	2.23M	3.1M	2.99M	2.6M	4.01M	524K	2.33M	2.93M	2.77M
Other Income/Expense	-5.95M	2.37M	-2.16M	-2.77M	-1M	370K	1.14M	54K	-1.19M	-149K
Pretax Income+	-7.42M	-1.76M	-11.38M	-31.77M	-40.59M	-8.34M	-1.52M	814K	12.98M	22.18M
Pretax Margin %	-0.1%	-0.02%	-0.09%	-0.22%	-0.25%	-0.05%	-0.01%	0%	0.05%	0.07%
Income Tax+	-615K	87K	-101K	262K	1K	370K	186K	181K	985K	-42.35M
Effective Tax Rate %	0.92%	1.05%	0.99%	1.01%	1%	1.04%	1.12%	0.78%	0.92%	2.91%
Net Income+	-6.81M	-1.85M	-11.28M	-32.03M	-40.59M	-8.71M	-1.7M	633K	11.99M	64.53M
Net Margin %	-0.09%	-0.02%	-0.09%	-0.22%	-0.25%	-0.05%	-0.01%	0%	0.04%	0.21%
Net Income Growth %	-7.31%	0.73%	-5.09%	-1.84%	-0.27%	0.79%	0.8%	1.37%	17.95%	4.38%
Net Income (Continuing)	-6.81M	-1.85M	-11.28M	-29.88M	-40.59M	-8.71M	-1.7M	633K	11.99M	64.53M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0
EPS (Diluted)+	-0.19	-0.05	-0.22	-0.53	-0.64	-0.14	-0.03	0.00	0.15	0.86
EPS Growth %	-7.3%	0.76%	-3.73%	-1.41%	-0.21%	0.78%	0.79%	1%	-	4.73%
EPS (Basic)	-0.19	-0.05	-0.22	-0.53	-0.64	-0.14	-0.03	0.00	0.16	0.87
Diluted Shares Outstanding	36.31M	39.86M	51.84M	60.06M	62.98M	66.95M	79.03M	72.51M	74.17M	74.68M
Basic Shares Outstanding	35.59M	39.86M	51.84M	60.06M	62.98M	66.95M	79.03M	71.98M	72.82M	73.16M
Dividend Payout Ratio	-	-	-	-	-	-	-	-	-	-

Balance Sheet

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Total Current Assets+	33.05M	36.5M	113.28M	67.9M	67.36M	131.28M	136.58M	123.38M	157.79M	152.93M
Cash & Short-Term Investments	19.27M	12.74M	83.96M	27.46M	31.71M	88.14M	68.13M	50.93M	58.92M	51.15M
Cash Only	19.27M	12.74M	83.96M	27.46M	31.71M	88.14M	68.13M	50.93M	58.92M	51.15M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	8.49M	18.2M	20.35M	28.63M	24.74M	35.44M	44.42M	36.83M	50.24M	43.35M
Days Sales Outstanding	40.02	63.83	56.06	72.68	55.35	77.48	79	55.18	68.27	52.3
Inventory	2.03M	4.59M	8.04M	10.91M	9.13M	5.29M	19.75M	31.87M	40.79M	45.7M
Days Inventory Outstanding	13.38	21.61	30.3	37.67	28.51	17.11	51.13	71.63	89.72	93.34
Other Current Assets	3.26M	968K	0	-1.03M	1.78M	0	0	3.75M	7.84M	0
Total Non-Current Assets+	51.78M	61.19M	118.71M	113.19M	113.66M	106.39M	119.05M	166.23M	177.77M	228.93M
Property, Plant & Equipment	9.77M	12.11M	11.27M	9.18M	13.47M	8.62M	15.15M	27.86M	42.02M	46.86M
Fixed Asset Turnover	7.93x	8.59x	11.75x	15.66x	12.11x	19.37x	13.54x	8.75x	6.39x	6.46x
Goodwill	11.7M	11.49M	64.15M	64.15M	63.95M	63.95M	66.66M	92M	94.9M	103.22M
Intangible Assets	798K	622K	29.32M	26.17M	23.03M	19.99M	17.95M	27.81M	24.63M	23.33M
Long-Term Investments	3.72M	8.61M	13.25M	-71K	-137K	-179K	14.73M	-275K	0	5.75M
Other Non-Current Assets	348K	687K	13.97M	13.7M	13.21M	13.84M	438K	18.56M	16.23M	6.52M
Total Assets+	84.83M	97.69M	232M	181.1M	181.02M	237.67M	255.63M	289.61M	335.57M	381.86M
Asset Turnover	0.91x	1.07x	0.57x	0.79x	0.90x	0.70x	0.80x	0.84x	0.80x	0.79x
Asset Growth %	0.15%	0.15%	1.37%	-0.22%	-0%	0.31%	0.08%	0.13%	0.16%	0.14%
Total Current Liabilities+	28.18M	30.7M	84.91M	65.06M	62.35M	65.67M	79.18M	81.69M	105.89M	82.4M
Accounts Payable	12.35M	16.05M	30.47M	27.58M	27.06M	36.77M	48.44M	52.87M	78.89M	58.74M
Days Payables Outstanding	81.36	75.66	114.85	95.27	84.5	118.88	125.39	118.82	173.53	119.96
Short-Term Debt	7.75M	10.27M	34.64M	12.5M	3.33M	675K	692K	882K	1.27M	1.92M
Deferred Revenue (Current)	860K	239K	511K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Other Current Liabilities	3.74M	0	0	21.31M	22.79M	20.69M	23.33M	20.94M	4.06M	11.07M
Current Ratio	1.17x	1.19x	1.33x	1.04x	1.08x	2.00x	1.72x	1.51x	1.49x	1.86x
Quick Ratio	1.10x	1.04x	1.24x	0.88x	0.93x	1.92x	1.48x	1.12x	1.10x	1.30x
Cash Conversion Cycle	-27.97	9.78	-28.49	15.08	-0.64	-24.29	4.75	7.99	-15.54	25.67
Total Non-Current Liabilities+	1.63M	1.21M	1.26M	447K	17.32M	17.47M	16.48M	40.33M	45.21M	45.71M
Long-Term Debt	1.58M	1.06M	1.13M	276K	17.18M	17.29M	16.3M	40.05M	36.28M	36.75M
Capital Lease Obligations	0	0	0	0	4.75M	3.65M	2.37M	2.5M	8.46M	8.28M
Deferred Tax Liabilities	0	0	67K	71K	137K	179K	186K	275K	466K	0
Other Non-Current Liabilities	15K	53K	66K	100K	-4.61M	-3.47M	-2.18M	-2.23M	0	686K
Total Liabilities	29.81M	31.91M	86.17M	65.51M	79.67M	83.14M	95.66M	122.02M	151.1M	128.11M
Total Debt+	9.32M	11.33M	35.77M	12.77M	26.34M	22.77M	20.89M	44.7M	47.33M	48.6M
Net Debt	-9.95M	-1.42M	-48.2M	-14.69M	-5.38M	-65.36M	-47.23M	-6.22M	-11.59M	-2.55M
Debt / Equity	0.17x	0.17x	0.25x	0.11x	0.26x	0.15x	0.13x	0.27x	0.26x	0.19x
Debt / EBITDA	2.48x	1.97x	-	-	-	-	7.83x	4.67x	1.79x	1.21x
Net Debt / EBITDA	-2.65x	-0.25x	-	-	-	-	-17.70x	-0.65x	-0.44x	-0.06x
Interest Coverage	-2.45x	0.06x	-2.97x	-9.63x	-15.25x	-2.17x	-5.07x	0.33x	4.83x	8.06x
Total Equity+	55.02M	65.78M	145.83M	115.59M	101.35M	154.53M	159.97M	167.59M	184.47M	253.75M
Equity Growth %	0.03%	0.2%	1.22%	-0.21%	-0.12%	0.52%	0.04%	0.05%	0.1%	0.38%
Book Value per Share	1.52	1.65	2.81	1.92	1.61	2.31	2.02	2.31	2.49	3.40
Total Shareholders' Equity	55.02M	65.78M	145.83M	115.59M	101.35M	154.53M	159.97M	167.59M	184.47M	253.75M
Common Stock	233.39M	246M	375.44M	376.85M	401.24M	462.77M	469.92M	477.32M	0	0
Retained Earnings	-181.51M	-183.36M	-232.75M	-264.4M	-303.02M	-311.38M	-313.08M	-312.45M	-300.46M	-235.93M
Treasury Stock	0	-218.27M	0	0	0	0	0	0	0	0
Accumulated OCI	-3.14M	-27.73M	-34.29M	-376.85M	-401.24M	-462.77M	0	-477.32M	-124K	198K
Minority Interest	0	0	0	0	0	0	0	0	0	0

Cash Flow

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Cash from Operations+	6.47M	-6.77M	12.43M	-28.7M	-14.14M	8.18M	-8.71M	14.19M	27.75M	20.34M
Operating CF Margin %	0.08%	-0.07%	0.09%	-0.2%	-0.09%	0.05%	-0.04%	0.06%	0.1%	0.07%
Operating CF Growth %	4.81%	-2.05%	2.84%	-3.31%	0.51%	1.58%	-2.06%	2.63%	0.95%	-0.27%
Net Income	-6.81M	-1.85M	-11.28M	-32.03M	-40.59M	-8.71M	-1.7M	633K	11.99M	64.53M
Depreciation & Amortization	5.22M	5.59M	7.83M	8.01M	7.02M	5.51M	5.33M	8.81M	12.2M	17.8M
Stock-Based Compensation	849K	1.21M	1.79M	1.75M	3.03M	9.07M	6.25M	4.74M	5.11M	4.01M
Deferred Taxes	-660K	54K	-183K	-7K	70K	0	686K	-116K	192K	-43.72M
Other Non-Cash Items	6.54M	1.63M	2.01M	6.68M	11.46M	5.94M	3.22M	6.59M	6.07M	3.52M
Working Capital Changes	1.32M	-13.41M	12.26M	-13.1M	4.88M	-3.64M	-22.48M	-6.46M	-7.83M	-25.8M
Change in Receivables	-375K	-2.99M	-6.23M	-8.49M	2.37M	-12M	-15.53M	4.93M	-18.54M	9.45M
Change in Inventory	1.04M	-2.4M	-3.66M	-5.24M	1.46M	3.14M	-14.06M	-10.39M	-9.45M	-4.56M
Change in Payables	1.81M	4.41M	16.93M	873K	0	0	0	0	21.13M	-25.03M
Cash from Investing+	-5.77M	-3.69M	-68.86M	-4.23M	-2.49M	-1.83M	-12.23M	-51.87M	-18.64M	-28.14M
Capital Expenditures	-536K	-4.04M	-3.98M	-4.35M	-2.54M	-1.84M	-9.26M	-16.15M	-14.94M	-17M
CapEx % of Revenue	0.01%	0.04%	0.03%	0.03%	0.02%	0.01%	0.05%	0.07%	0.06%	0.06%
Acquisitions	-	-	-	-	-	-	-	-	-	-
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	389K	348K	298K	65.3M	44K	10K	0	0	0	0
Cash from Financing+	7.2M	3.94M	127.65M	-23.57M	20.88M	50.07M	920K	20.48M	-1.06M	42K
Debt Issued (Net)	-	-	-	-	-	-	-	-	-	-
Equity Issued (Net)	-	-	-	-	-	-	-	-	-	-
Dividends Paid	0	-668K	0	0	0	0	0	0	0	0
Share Repurchases	-	-	-	-	-	-	-	-	-	-
Other Financing	4.92M	6.77M	-304K	-234K	-1.79M	-3.74M	788K	-1.1M	-219K	-1.02M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-
Free Cash Flow+	5.93M	-10.81M	8.45M	-33.05M	-16.68M	6.34M	-17.96M	-1.96M	12.81M	3.34M
FCF Margin %	0.08%	-0.1%	0.06%	-0.23%	-0.1%	0.04%	-0.09%	-0.01%	0.05%	0.01%
FCF Growth %	2.74%	-2.82%	1.78%	-4.91%	0.5%	1.38%	-3.83%	0.89%	7.54%	-0.74%
FCF per Share	0.16	-0.27	0.16	-0.55	-0.26	0.09	-0.23	-0.03	0.17	0.04
FCF Conversion (FCF/Net Income)	-0.95x	3.66x	-1.10x	0.90x	0.35x	-0.94x	5.11x	22.42x	2.31x	0.32x
Interest Paid	551K	2.05M	2.88M	2.79M	1.31M	1.05M	755K	2.64M	3.66M	2.69M
Taxes Paid	501K	39K	17K	50K	0	81K	94K	61K	223K	751K

Key Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	-12.53%	-3.07%	-10.67%	-24.5%	-37.42%	-6.8%	-1.08%	0.39%	6.81%	29.45%
Return on Invested Capital (ROIC)	-2.35%	0.18%	-8.54%	-21.77%	-30.17%	-7.05%	-1.97%	0.42%	6.36%	7.9%
Gross Margin	28.4%	25.6%	26.92%	26.51%	28.36%	32.36%	31.28%	33.34%	38.22%	40.93%
Net Margin	-8.79%	-1.78%	-8.52%	-22.27%	-24.88%	-5.21%	-0.83%	0.26%	4.47%	21.33%
Debt / Equity	0.17x	0.17x	0.25x	0.11x	0.26x	0.15x	0.13x	0.27x	0.26x	0.19x
Interest Coverage	-2.45x	0.06x	-2.97x	-9.63x	-15.25x	-2.17x	-5.07x	0.33x	4.83x	8.06x
FCF Conversion	-0.95x	3.66x	-1.10x	0.90x	0.35x	-0.94x	5.11x	22.42x	2.31x	0.32x
Revenue Growth	33.28%	34.47%	27.3%	8.52%	13.46%	2.32%	22.92%	18.73%	10.24%	12.64%

Revenue by Segment

	2019	2020	2021	2023	2024	2025
Service	80.48M	133.17M	139.24M	200.22M	231.5M	263.13M
Service Growth	-	65.46%	4.56%	43.79%	15.62%	13.66%
Transaction Processing	-	-	-	132.59M	156.17M	179.53M
Transaction Processing Growth	-	-	-	-	17.78%	14.96%
Subscription Revenue	-	-	-	67.63M	75.33M	83.59M
Subscription Revenue Growth	-	-	-	-	11.39%	10.97%
Product	20.25M	29.99M	27.7M	43.42M	37.1M	39.42M
Product Growth	-	48.12%	-7.63%	56.76%	-14.55%	6.26%

Revenue by Geography

	2019	2020	2021	2023	2024	2025
Non-US	-	-	-	-	2.4M	-
Non-US Growth	-	-	-	-	-	-

Frequently Asked Questions

Valuation & Price

Cantaloupe, Inc. (CTLP) has a price-to-earnings (P/E) ratio of 12.7x. This may indicate the stock is undervalued or faces growth challenges.

Growth & Financials

Cantaloupe, Inc. (CTLP) reported $312.6M in revenue for fiscal year 2025. This represents a 977% increase from $29.0M in 2012.

Cantaloupe, Inc. (CTLP) grew revenue by 12.6% over the past year. This is steady growth.

Yes, Cantaloupe, Inc. (CTLP) is profitable, generating $60.0M in net income for fiscal year 2025 (21.3% net margin).

Dividend & Returns

Cantaloupe, Inc. (CTLP) has a return on equity (ROE) of 29.5%. This is excellent, indicating efficient use of shareholder capital.

Cantaloupe, Inc. (CTLP) generated $22.7M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

US Stock Screener

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Cantaloupe, Inc. (CTLP) 10-Year Financial Performance & Capital Metrics

CTLP • • Industrial / General

TechnologyIT ServicesPayment Processing & Financial TechnologySpecialized Payment Solutions

Revenue $303M +12.6%
EBITDA $40M +52.2%
Net Income $65M +438.1%
EPS (Diluted) 0.86 +473.3%
Gross Margin 40.93% +7.1%
EBITDA Margin 13.26% +35.1%
Operating Margin 7.38% +39.9%
Net Margin 21.33% +377.7%
ROE 29.45% +332.3%
ROIC 7.9% +24.2%
Debt/Equity 0.19 -25.4%
Interest Coverage 8.06 +67.0%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong 5Y sales CAGR of 13.1%
✓Trading near 52-week high

✗Weaknesses

✗Low quality earnings: Net income not backed by cash flow

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y17.94%

5Y13.15%

3Y13.82%

TTM12.94%

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM342.85%

EPS CAGR

10Y-

5Y-

3Y-

TTM353.65%

ROCE

10Y Avg-5.88%

5Y Avg1.56%

3Y Avg5.1%

Latest8.44%

Peer Comparison

Specialized Payment Solutions

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
FLYWFlywire Corporation	1.67B	13.87	619.20	22.09%	-0.42%	-0.29%	5.43%	0.00
CTLPCantaloupe, Inc.	802.56M	10.89	12.66	12.64%	19.21%	23.59%	0.42%	0.19
USIOUsio, Inc.	37.41M	1.37	11.42	0.41%	-0.46%	-2.08%	5.09%	0.20
JFU9F Inc.	52.73M	6.05	1.44	-24.85%	16.13%	1.37%	86.01%	0.00
NYAXNayax Ltd.	2.18B	59.08	-369.25	33.34%	6.47%	11.59%	0.82%	0.33

Profit & Loss

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Sales/Revenue+	77.41M	104.09M	132.51M	143.8M	163.15M	166.94M	205.2M	243.64M	268.6M	302.55M
Revenue Growth %	0.33%	0.34%	0.27%	0.09%	0.13%	0.02%	0.23%	0.19%	0.1%	0.13%
Cost of Goods Sold+	55.42M	77.45M	96.83M	105.68M	116.88M	112.91M	141.01M	162.41M	165.94M	178.72M
COGS % of Revenue	0.72%	0.74%	0.73%	0.73%	0.72%	0.68%	0.69%	0.67%	0.62%	0.59%
Gross Profit+	21.98M	26.65M	35.68M	38.12M	46.27M	54.03M	64.19M	81.24M	102.65M	123.82M
Gross Margin %	0.28%	0.26%	0.27%	0.27%	0.28%	0.32%	0.31%	0.33%	0.38%	0.41%
Gross Profit Growth %	0.31%	0.21%	0.34%	0.07%	0.21%	0.17%	0.19%	0.27%	0.26%	0.21%
Operating Expenses+	23.02M	25.61M	37.85M	66.94M	85.86M	62.73M	66.85M	80.48M	88.48M	101.49M
OpEx % of Revenue	0.3%	0.25%	0.29%	0.47%	0.53%	0.38%	0.33%	0.33%	0.33%	0.34%
Selling, General & Admin	22.37M	23.68M	34.65M	62.51M	46.65M	42.69M	39.43M	49.35M	61.7M	67.15M
SG&A % of Revenue	0.29%	0.23%	0.26%	0.43%	0.29%	0.26%	0.19%	0.2%	0.23%	0.22%
Research & Development	1.4M	445K	1.3M	4.6M	15.09M	15.94M	21.88M	20.73M	16.53M	17.45M
R&D % of Revenue	0.02%	0%	0.01%	0.03%	0.09%	0.1%	0.11%	0.09%	0.06%	0.06%
Other Operating Expenses	647K	-1.63M	3.2M	0	24.12M	4.11M	5.55M	10.4M	10.24M	16.89M
Operating Income+	-1.47M	135K	-9.22M	-28.82M	-39.59M	-8.71M	-2.66M	760K	14.17M	22.33M
Operating Margin %	-0.02%	0%	-0.07%	-0.2%	-0.24%	-0.05%	-0.01%	0%	0.05%	0.07%
Operating Income Growth %	-8%	1.09%	-69.32%	-2.12%	-0.37%	0.78%	0.69%	1.29%	17.64%	0.58%
EBITDA+	3.75M	5.75M	-1.42M	-21.31M	-32.58M	-3.19M	2.67M	9.57M	26.37M	40.13M
EBITDA Margin %	0.05%	0.06%	-0.01%	-0.15%	-0.2%	-0.02%	0.01%	0.04%	0.1%	0.13%
EBITDA Growth %	-0.37%	0.53%	-1.25%	-13.98%	-0.53%	0.9%	1.84%	2.59%	1.76%	0.52%
D&A (Non-Cash Add-back)	5.22M	5.62M	7.8M	7.5M	7.02M	5.51M	5.33M	8.81M	12.2M	17.8M
EBIT	-6.82M	-873K	-8.28M	-26.63M	-38M	-4.32M	-993K	3.14M	15.91M	24.95M
Net Interest Income+	-280K	-1.75M	-2.16M	-1.44M	-1M	-2.85M	1.36M	189K	-965K	-1.21M
Interest Income	320K	482K	943K	1.55M	1.59M	1.16M	1.88M	2.52M	1.97M	1.56M
Interest Expense	600K	2.23M	3.1M	2.99M	2.6M	4.01M	524K	2.33M	2.93M	2.77M
Other Income/Expense	-5.95M	2.37M	-2.16M	-2.77M	-1M	370K	1.14M	54K	-1.19M	-149K
Pretax Income+	-7.42M	-1.76M	-11.38M	-31.77M	-40.59M	-8.34M	-1.52M	814K	12.98M	22.18M
Pretax Margin %	-0.1%	-0.02%	-0.09%	-0.22%	-0.25%	-0.05%	-0.01%	0%	0.05%	0.07%
Income Tax+	-615K	87K	-101K	262K	1K	370K	186K	181K	985K	-42.35M
Effective Tax Rate %	0.92%	1.05%	0.99%	1.01%	1%	1.04%	1.12%	0.78%	0.92%	2.91%
Net Income+	-6.81M	-1.85M	-11.28M	-32.03M	-40.59M	-8.71M	-1.7M	633K	11.99M	64.53M
Net Margin %	-0.09%	-0.02%	-0.09%	-0.22%	-0.25%	-0.05%	-0.01%	0%	0.04%	0.21%
Net Income Growth %	-7.31%	0.73%	-5.09%	-1.84%	-0.27%	0.79%	0.8%	1.37%	17.95%	4.38%
Net Income (Continuing)	-6.81M	-1.85M	-11.28M	-29.88M	-40.59M	-8.71M	-1.7M	633K	11.99M	64.53M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0
EPS (Diluted)+	-0.19	-0.05	-0.22	-0.53	-0.64	-0.14	-0.03	0.00	0.15	0.86
EPS Growth %	-7.3%	0.76%	-3.73%	-1.41%	-0.21%	0.78%	0.79%	1%	-	4.73%
EPS (Basic)	-0.19	-0.05	-0.22	-0.53	-0.64	-0.14	-0.03	0.00	0.16	0.87
Diluted Shares Outstanding	36.31M	39.86M	51.84M	60.06M	62.98M	66.95M	79.03M	72.51M	74.17M	74.68M
Basic Shares Outstanding	35.59M	39.86M	51.84M	60.06M	62.98M	66.95M	79.03M	71.98M	72.82M	73.16M
Dividend Payout Ratio	-	-	-	-	-	-	-	-	-	-

Balance Sheet

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Total Current Assets+	33.05M	36.5M	113.28M	67.9M	67.36M	131.28M	136.58M	123.38M	157.79M	152.93M
Cash & Short-Term Investments	19.27M	12.74M	83.96M	27.46M	31.71M	88.14M	68.13M	50.93M	58.92M	51.15M
Cash Only	19.27M	12.74M	83.96M	27.46M	31.71M	88.14M	68.13M	50.93M	58.92M	51.15M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	8.49M	18.2M	20.35M	28.63M	24.74M	35.44M	44.42M	36.83M	50.24M	43.35M
Days Sales Outstanding	40.02	63.83	56.06	72.68	55.35	77.48	79	55.18	68.27	52.3
Inventory	2.03M	4.59M	8.04M	10.91M	9.13M	5.29M	19.75M	31.87M	40.79M	45.7M
Days Inventory Outstanding	13.38	21.61	30.3	37.67	28.51	17.11	51.13	71.63	89.72	93.34
Other Current Assets	3.26M	968K	0	-1.03M	1.78M	0	0	3.75M	7.84M	0
Total Non-Current Assets+	51.78M	61.19M	118.71M	113.19M	113.66M	106.39M	119.05M	166.23M	177.77M	228.93M
Property, Plant & Equipment	9.77M	12.11M	11.27M	9.18M	13.47M	8.62M	15.15M	27.86M	42.02M	46.86M
Fixed Asset Turnover	7.93x	8.59x	11.75x	15.66x	12.11x	19.37x	13.54x	8.75x	6.39x	6.46x
Goodwill	11.7M	11.49M	64.15M	64.15M	63.95M	63.95M	66.66M	92M	94.9M	103.22M
Intangible Assets	798K	622K	29.32M	26.17M	23.03M	19.99M	17.95M	27.81M	24.63M	23.33M
Long-Term Investments	3.72M	8.61M	13.25M	-71K	-137K	-179K	14.73M	-275K	0	5.75M
Other Non-Current Assets	348K	687K	13.97M	13.7M	13.21M	13.84M	438K	18.56M	16.23M	6.52M
Total Assets+	84.83M	97.69M	232M	181.1M	181.02M	237.67M	255.63M	289.61M	335.57M	381.86M
Asset Turnover	0.91x	1.07x	0.57x	0.79x	0.90x	0.70x	0.80x	0.84x	0.80x	0.79x
Asset Growth %	0.15%	0.15%	1.37%	-0.22%	-0%	0.31%	0.08%	0.13%	0.16%	0.14%
Total Current Liabilities+	28.18M	30.7M	84.91M	65.06M	62.35M	65.67M	79.18M	81.69M	105.89M	82.4M
Accounts Payable	12.35M	16.05M	30.47M	27.58M	27.06M	36.77M	48.44M	52.87M	78.89M	58.74M
Days Payables Outstanding	81.36	75.66	114.85	95.27	84.5	118.88	125.39	118.82	173.53	119.96
Short-Term Debt	7.75M	10.27M	34.64M	12.5M	3.33M	675K	692K	882K	1.27M	1.92M
Deferred Revenue (Current)	860K	239K	511K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Other Current Liabilities	3.74M	0	0	21.31M	22.79M	20.69M	23.33M	20.94M	4.06M	11.07M
Current Ratio	1.17x	1.19x	1.33x	1.04x	1.08x	2.00x	1.72x	1.51x	1.49x	1.86x
Quick Ratio	1.10x	1.04x	1.24x	0.88x	0.93x	1.92x	1.48x	1.12x	1.10x	1.30x
Cash Conversion Cycle	-27.97	9.78	-28.49	15.08	-0.64	-24.29	4.75	7.99	-15.54	25.67
Total Non-Current Liabilities+	1.63M	1.21M	1.26M	447K	17.32M	17.47M	16.48M	40.33M	45.21M	45.71M
Long-Term Debt	1.58M	1.06M	1.13M	276K	17.18M	17.29M	16.3M	40.05M	36.28M	36.75M
Capital Lease Obligations	0	0	0	0	4.75M	3.65M	2.37M	2.5M	8.46M	8.28M
Deferred Tax Liabilities	0	0	67K	71K	137K	179K	186K	275K	466K	0
Other Non-Current Liabilities	15K	53K	66K	100K	-4.61M	-3.47M	-2.18M	-2.23M	0	686K
Total Liabilities	29.81M	31.91M	86.17M	65.51M	79.67M	83.14M	95.66M	122.02M	151.1M	128.11M
Total Debt+	9.32M	11.33M	35.77M	12.77M	26.34M	22.77M	20.89M	44.7M	47.33M	48.6M
Net Debt	-9.95M	-1.42M	-48.2M	-14.69M	-5.38M	-65.36M	-47.23M	-6.22M	-11.59M	-2.55M
Debt / Equity	0.17x	0.17x	0.25x	0.11x	0.26x	0.15x	0.13x	0.27x	0.26x	0.19x
Debt / EBITDA	2.48x	1.97x	-	-	-	-	7.83x	4.67x	1.79x	1.21x
Net Debt / EBITDA	-2.65x	-0.25x	-	-	-	-	-17.70x	-0.65x	-0.44x	-0.06x
Interest Coverage	-2.45x	0.06x	-2.97x	-9.63x	-15.25x	-2.17x	-5.07x	0.33x	4.83x	8.06x
Total Equity+	55.02M	65.78M	145.83M	115.59M	101.35M	154.53M	159.97M	167.59M	184.47M	253.75M
Equity Growth %	0.03%	0.2%	1.22%	-0.21%	-0.12%	0.52%	0.04%	0.05%	0.1%	0.38%
Book Value per Share	1.52	1.65	2.81	1.92	1.61	2.31	2.02	2.31	2.49	3.40
Total Shareholders' Equity	55.02M	65.78M	145.83M	115.59M	101.35M	154.53M	159.97M	167.59M	184.47M	253.75M
Common Stock	233.39M	246M	375.44M	376.85M	401.24M	462.77M	469.92M	477.32M	0	0
Retained Earnings	-181.51M	-183.36M	-232.75M	-264.4M	-303.02M	-311.38M	-313.08M	-312.45M	-300.46M	-235.93M
Treasury Stock	0	-218.27M	0	0	0	0	0	0	0	0
Accumulated OCI	-3.14M	-27.73M	-34.29M	-376.85M	-401.24M	-462.77M	0	-477.32M	-124K	198K
Minority Interest	0	0	0	0	0	0	0	0	0	0

Cash Flow

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Cash from Operations+	6.47M	-6.77M	12.43M	-28.7M	-14.14M	8.18M	-8.71M	14.19M	27.75M	20.34M
Operating CF Margin %	0.08%	-0.07%	0.09%	-0.2%	-0.09%	0.05%	-0.04%	0.06%	0.1%	0.07%
Operating CF Growth %	4.81%	-2.05%	2.84%	-3.31%	0.51%	1.58%	-2.06%	2.63%	0.95%	-0.27%
Net Income	-6.81M	-1.85M	-11.28M	-32.03M	-40.59M	-8.71M	-1.7M	633K	11.99M	64.53M
Depreciation & Amortization	5.22M	5.59M	7.83M	8.01M	7.02M	5.51M	5.33M	8.81M	12.2M	17.8M
Stock-Based Compensation	849K	1.21M	1.79M	1.75M	3.03M	9.07M	6.25M	4.74M	5.11M	4.01M
Deferred Taxes	-660K	54K	-183K	-7K	70K	0	686K	-116K	192K	-43.72M
Other Non-Cash Items	6.54M	1.63M	2.01M	6.68M	11.46M	5.94M	3.22M	6.59M	6.07M	3.52M
Working Capital Changes	1.32M	-13.41M	12.26M	-13.1M	4.88M	-3.64M	-22.48M	-6.46M	-7.83M	-25.8M
Change in Receivables	-375K	-2.99M	-6.23M	-8.49M	2.37M	-12M	-15.53M	4.93M	-18.54M	9.45M
Change in Inventory	1.04M	-2.4M	-3.66M	-5.24M	1.46M	3.14M	-14.06M	-10.39M	-9.45M	-4.56M
Change in Payables	1.81M	4.41M	16.93M	873K	0	0	0	0	21.13M	-25.03M
Cash from Investing+	-5.77M	-3.69M	-68.86M	-4.23M	-2.49M	-1.83M	-12.23M	-51.87M	-18.64M	-28.14M
Capital Expenditures	-536K	-4.04M	-3.98M	-4.35M	-2.54M	-1.84M	-9.26M	-16.15M	-14.94M	-17M
CapEx % of Revenue	0.01%	0.04%	0.03%	0.03%	0.02%	0.01%	0.05%	0.07%	0.06%	0.06%
Acquisitions	-	-	-	-	-	-	-	-	-	-
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	389K	348K	298K	65.3M	44K	10K	0	0	0	0
Cash from Financing+	7.2M	3.94M	127.65M	-23.57M	20.88M	50.07M	920K	20.48M	-1.06M	42K
Debt Issued (Net)	-	-	-	-	-	-	-	-	-	-
Equity Issued (Net)	-	-	-	-	-	-	-	-	-	-
Dividends Paid	0	-668K	0	0	0	0	0	0	0	0
Share Repurchases	-	-	-	-	-	-	-	-	-	-
Other Financing	4.92M	6.77M	-304K	-234K	-1.79M	-3.74M	788K	-1.1M	-219K	-1.02M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-
Free Cash Flow+	5.93M	-10.81M	8.45M	-33.05M	-16.68M	6.34M	-17.96M	-1.96M	12.81M	3.34M
FCF Margin %	0.08%	-0.1%	0.06%	-0.23%	-0.1%	0.04%	-0.09%	-0.01%	0.05%	0.01%
FCF Growth %	2.74%	-2.82%	1.78%	-4.91%	0.5%	1.38%	-3.83%	0.89%	7.54%	-0.74%
FCF per Share	0.16	-0.27	0.16	-0.55	-0.26	0.09	-0.23	-0.03	0.17	0.04
FCF Conversion (FCF/Net Income)	-0.95x	3.66x	-1.10x	0.90x	0.35x	-0.94x	5.11x	22.42x	2.31x	0.32x
Interest Paid	551K	2.05M	2.88M	2.79M	1.31M	1.05M	755K	2.64M	3.66M	2.69M
Taxes Paid	501K	39K	17K	50K	0	81K	94K	61K	223K	751K

Key Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	-12.53%	-3.07%	-10.67%	-24.5%	-37.42%	-6.8%	-1.08%	0.39%	6.81%	29.45%
Return on Invested Capital (ROIC)	-2.35%	0.18%	-8.54%	-21.77%	-30.17%	-7.05%	-1.97%	0.42%	6.36%	7.9%
Gross Margin	28.4%	25.6%	26.92%	26.51%	28.36%	32.36%	31.28%	33.34%	38.22%	40.93%
Net Margin	-8.79%	-1.78%	-8.52%	-22.27%	-24.88%	-5.21%	-0.83%	0.26%	4.47%	21.33%
Debt / Equity	0.17x	0.17x	0.25x	0.11x	0.26x	0.15x	0.13x	0.27x	0.26x	0.19x
Interest Coverage	-2.45x	0.06x	-2.97x	-9.63x	-15.25x	-2.17x	-5.07x	0.33x	4.83x	8.06x
FCF Conversion	-0.95x	3.66x	-1.10x	0.90x	0.35x	-0.94x	5.11x	22.42x	2.31x	0.32x
Revenue Growth	33.28%	34.47%	27.3%	8.52%	13.46%	2.32%	22.92%	18.73%	10.24%	12.64%

Revenue by Segment

	2019	2020	2021	2023	2024	2025
Service	80.48M	133.17M	139.24M	200.22M	231.5M	263.13M
Service Growth	-	65.46%	4.56%	43.79%	15.62%	13.66%
Transaction Processing	-	-	-	132.59M	156.17M	179.53M
Transaction Processing Growth	-	-	-	-	17.78%	14.96%
Subscription Revenue	-	-	-	67.63M	75.33M	83.59M
Subscription Revenue Growth	-	-	-	-	11.39%	10.97%
Product	20.25M	29.99M	27.7M	43.42M	37.1M	39.42M
Product Growth	-	48.12%	-7.63%	56.76%	-14.55%	6.26%

Revenue by Geography

	2019	2020	2021	2023	2024	2025
Non-US	-	-	-	-	2.4M	-
Non-US Growth	-	-	-	-	-	-

Frequently Asked Questions

Valuation & Price

Cantaloupe, Inc. (CTLP) has a price-to-earnings (P/E) ratio of 12.7x. This may indicate the stock is undervalued or faces growth challenges.

Growth & Financials

Cantaloupe, Inc. (CTLP) reported $312.6M in revenue for fiscal year 2025. This represents a 977% increase from $29.0M in 2012.

Cantaloupe, Inc. (CTLP) grew revenue by 12.6% over the past year. This is steady growth.

Yes, Cantaloupe, Inc. (CTLP) is profitable, generating $60.0M in net income for fiscal year 2025 (21.3% net margin).

Dividend & Returns

Cantaloupe, Inc. (CTLP) has a return on equity (ROE) of 29.5%. This is excellent, indicating efficient use of shareholder capital.

Cantaloupe, Inc. (CTLP) generated $22.7M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.