| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| FLYWFlywire Corporation | 1.67B | 13.87 | 619.20 | 22.09% | -0.42% | -0.29% | 5.43% | 0.00 |
| CTLPCantaloupe, Inc. | 802.56M | 10.89 | 12.66 | 12.64% | 19.21% | 23.59% | 0.42% | 0.19 |
| USIOUsio, Inc. | 37.41M | 1.37 | 11.42 | 0.41% | -0.46% | -2.08% | 5.09% | 0.20 |
| JFU9F Inc. | 52.73M | 6.05 | 1.44 | -24.85% | 16.13% | 1.37% | 86.01% | 0.00 |
| NYAXNayax Ltd. | 2.18B | 59.08 | -369.25 | 33.34% | 6.47% | 11.59% | 0.82% | 0.33 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Sales/Revenue | 94.92M | 131.78M | 201.15M | 289.38M | 403.09M | 492.14M |
| Revenue Growth % | - | 0.39% | 0.53% | 0.44% | 0.39% | 0.22% |
| Cost of Goods Sold | 36.73M | 47.8M | 70.19M | 107.93M | 147.34M | 177.49M |
| COGS % of Revenue | 0.39% | 0.36% | 0.35% | 0.37% | 0.37% | 0.36% |
| Gross Profit | 58.19M | 83.98M | 130.96M | 181.44M | 255.75M | 314.65M |
| Gross Margin % | 0.61% | 0.64% | 0.65% | 0.63% | 0.63% | 0.64% |
| Gross Profit Growth % | - | 0.44% | 0.56% | 0.39% | 0.41% | 0.23% |
| Operating Expenses | 75.65M | 99.79M | 144.22M | 211.66M | 277.27M | 321.91M |
| OpEx % of Revenue | 0.8% | 0.76% | 0.72% | 0.73% | 0.69% | 0.65% |
| Selling, General & Admin | 60.64M | 75.29M | 112.92M | 161.41M | 215.25M | 255.27M |
| SG&A % of Revenue | 0.64% | 0.57% | 0.56% | 0.56% | 0.53% | 0.52% |
| Research & Development | 15.01M | 24.5M | 31.3M | 50.26M | 62.03M | 66.64M |
| R&D % of Revenue | 0.16% | 0.19% | 0.16% | 0.17% | 0.15% | 0.14% |
| Other Operating Expenses | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | -17.46M | -15.81M | -13.26M | -30.22M | -21.52M | -7.25M |
| Operating Margin % | -0.18% | -0.12% | -0.07% | -0.1% | -0.05% | -0.01% |
| Operating Income Growth % | - | 0.09% | 0.16% | -1.28% | 0.29% | 0.66% |
| EBITDA | -13.73M | -9.02M | -4.26M | -17.92M | -5.75M | 10.11M |
| EBITDA Margin % | -0.14% | -0.07% | -0.02% | -0.06% | -0.01% | 0.02% |
| EBITDA Growth % | - | 0.34% | 0.53% | -3.21% | 0.68% | 2.76% |
| D&A (Non-Cash Add-back) | 3.73M | 6.79M | 9M | 12.3M | 15.76M | 17.36M |
| EBIT | -17.11M | -15.74M | -23.91M | -36.15M | -3.98M | 2.4M |
| Net Interest Income | -2.46M | -2.53M | -2.02M | 2.03M | 12.98M | 20.9M |
| Interest Income | 0 | 0 | 0 | 3.24M | 13.35M | 21.44M |
| Interest Expense | 2.46M | 2.53M | 2.02M | 1.21M | 372K | 538K |
| Other Income/Expense | -2.11M | -2.46M | -12.67M | -7.14M | 17.17M | 9.12M |
| Pretax Income | -19.57M | -18.28M | -25.93M | -37.36M | -4.35M | 1.86M |
| Pretax Margin % | -0.21% | -0.14% | -0.13% | -0.13% | -0.01% | 0% |
| Income Tax | 550K | -7.17M | 2.16M | 1.99M | 4.21M | -1.04M |
| Effective Tax Rate % | 1.03% | 0.61% | 1.08% | 1.05% | 1.97% | 1.56% |
| Net Income | -20.12M | -11.11M | -28.09M | -39.35M | -8.57M | 2.9M |
| Net Margin % | -0.21% | -0.08% | -0.14% | -0.14% | -0.02% | 0.01% |
| Net Income Growth % | - | 0.45% | -1.53% | -0.4% | 0.78% | 1.34% |
| Net Income (Continuing) | -20.12M | -11.11M | -28.09M | -39.35M | -8.57M | 2.9M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -0.20 | -0.11 | -0.26 | -0.36 | -0.07 | 0.02 |
| EPS Growth % | - | 0.45% | -1.36% | -0.38% | 0.79% | 1.3% |
| EPS (Basic) | -0.20 | -0.11 | -0.26 | -0.36 | -0.07 | 0.02 |
| Diluted Shares Outstanding | 101.11M | 101.11M | 106.44M | 107.94M | 114.83M | 129.34M |
| Basic Shares Outstanding | 101.11M | 101.11M | 106.44M | 107.94M | 114.83M | 124.27M |
| Dividend Payout Ratio | - | - | - | - | - | - |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Total Current Assets | 108.18M | 148.56M | 443.79M | 450.64M | 815.68M | 762.88M |
| Cash & Short-Term Investments | 86.03M | 104.05M | 385.36M | 349.18M | 654.61M | 611.09M |
| Cash Only | 86.03M | 104.05M | 385.36M | 349.18M | 654.61M | 495.24M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 115.85M |
| Accounts Receivable | 19.45M | 35.75M | 44.59M | 81.94M | 142.85M | 129.27M |
| Days Sales Outstanding | 74.77 | 99.02 | 80.92 | 103.35 | 129.35 | 95.87 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - |
| Other Current Assets | 0 | 5M | 4M | 19.53M | 18.23M | 22.53M |
| Total Non-Current Assets | 32.82M | 122.88M | 196.06M | 223.64M | 264.05M | 359.56M |
| Property, Plant & Equipment | 4.85M | 5.1M | 9.44M | 13.32M | 15.13M | 17.16M |
| Fixed Asset Turnover | 19.57x | 25.83x | 21.30x | 21.73x | 26.63x | 28.68x |
| Goodwill | 12.92M | 44.65M | 85.84M | 97.77M | 121.65M | 149.56M |
| Intangible Assets | 14.3M | 68.21M | 93.6M | 97.62M | 108.18M | 118.68M |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 50.13M |
| Other Non-Current Assets | 749K | 4.92M | 7.18M | 14.95M | 19.09M | 24.04M |
| Total Assets | 141M | 271.44M | 639.85M | 674.29M | 1.08B | 1.12B |
| Asset Turnover | 0.67x | 0.49x | 0.31x | 0.43x | 0.37x | 0.44x |
| Asset Growth % | - | 0.93% | 1.36% | 0.05% | 0.6% | 0.04% |
| Total Current Liabilities | 82.78M | 88.38M | 117.48M | 177.28M | 273.79M | 289.77M |
| Accounts Payable | 2.9M | 5.44M | 10.24M | 13.32M | 12.59M | 15.35M |
| Days Payables Outstanding | 28.85 | 41.5 | 53.26 | 45.06 | 31.18 | 31.57 |
| Short-Term Debt | 3.9M | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Liabilities | 5.7M | 16.11M | 21.57M | 16.94M | 19.75M | 19.05M |
| Current Ratio | 1.31x | 1.68x | 3.78x | 2.54x | 2.98x | 2.63x |
| Quick Ratio | 1.31x | 1.68x | 3.78x | 2.54x | 2.98x | 2.63x |
| Cash Conversion Cycle | - | - | - | - | - | - |
| Total Non-Current Liabilities | 133.5M | 264.82M | 40.17M | 15.11M | 19.82M | 17.9M |
| Long-Term Debt | 20.74M | 24.35M | 25.94M | 0 | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 295K | 481K | 8.4M | 12.15M | 15.39M | 12.64M |
| Other Non-Current Liabilities | 112.47M | 239.99M | 5.83M | 2.96M | 4.43M | 5.26M |
| Total Liabilities | 216.28M | 353.2M | 157.64M | 192.38M | 293.61M | 307.68M |
| Total Debt | 24.63M | 24.35M | 25.94M | 1.81M | 1.47M | 1.72M |
| Net Debt | -61.39M | -79.7M | -359.42M | -347.37M | -653.14M | -493.52M |
| Debt / Equity | - | - | 0.05x | 0.00x | 0.00x | 0.00x |
| Debt / EBITDA | - | - | - | - | - | 0.17x |
| Net Debt / EBITDA | - | - | - | - | - | -48.82x |
| Interest Coverage | -7.10x | -6.24x | -6.56x | -24.95x | -57.84x | -13.49x |
| Total Equity | -75.28M | -81.76M | 482.2M | 481.9M | 786.12M | 814.77M |
| Equity Growth % | - | -0.09% | 6.9% | -0% | 0.63% | 0.04% |
| Book Value per Share | -0.74 | -0.81 | 4.53 | 4.46 | 6.85 | 6.30 |
| Total Shareholders' Equity | -75.28M | -81.76M | 482.2M | 481.9M | 786.12M | 814.77M |
| Common Stock | 2K | 2K | 11K | 11K | 12K | 13K |
| Retained Earnings | -86.67M | -97.77M | -125.86M | -165.2M | -173.77M | -170.87M |
| Treasury Stock | -748K | -748K | -748K | -748K | -747K | -46.27M |
| Accumulated OCI | 102K | -214K | -399K | -1.91M | 1.32M | -2.07M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Cash from Operations | 4.07M | -14.22M | 17.13M | 4.88M | 80.63M | 91.47M |
| Operating CF Margin % | 0.04% | -0.11% | 0.09% | 0.02% | 0.2% | 0.19% |
| Operating CF Growth % | - | -4.49% | 2.2% | -0.72% | 15.52% | 0.13% |
| Net Income | -20.12M | -11.11M | -27.96M | -39.35M | -8.57M | 2.9M |
| Depreciation & Amortization | 3.73M | 6.79M | 9M | 12.3M | 15.76M | 17.36M |
| Stock-Based Compensation | 2.95M | 3.84M | 18.93M | 30.26M | 43.73M | 64.93M |
| Deferred Taxes | -11K | -8.54M | -45K | -1.71M | 72K | -8.79M |
| Other Non-Cash Items | 1.35M | 6.9M | 13.91M | -506K | 2.79M | -1.29M |
| Working Capital Changes | 16.17M | -12.12M | 3.3M | 3.88M | 26.84M | 16.36M |
| Change in Receivables | -431K | -7.99M | -587K | -323K | -58.45M | 13.78M |
| Change in Inventory | 13.52M | 0 | -7.64M | 0 | 0 | 0 |
| Change in Payables | 2.25M | 5.67M | 11.69M | 6.57M | 5.55M | 3.3M |
| Cash from Investing | -3.75M | -81.54M | -62.91M | -24.68M | -38.78M | -215.8M |
| Capital Expenditures | -3.75M | -2.14M | -6.68M | -7.09M | -1.01M | -924K |
| CapEx % of Revenue | 0.04% | 0.02% | 0.03% | 0.02% | 0% | 0% |
| Acquisitions | - | - | - | - | - | - |
| Investments | - | - | - | - | - | - |
| Other Investing | 0 | 0 | -119K | 0 | -5M | -5.32M |
| Cash from Financing | -3.92M | 119.05M | 327.51M | -23.97M | 263.42M | -37.63M |
| Debt Issued (Net) | - | - | - | - | - | - |
| Equity Issued (Net) | - | - | - | - | - | - |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | - | - | - | - | - | - |
| Other Financing | -13.62M | -706K | -1.86M | -3.7M | 2.3M | 6.11M |
| Net Change in Cash | - | - | - | - | - | - |
| Free Cash Flow | 325K | -16.36M | 10.45M | -2.21M | 74.61M | 90.54M |
| FCF Margin % | 0% | -0.12% | 0.05% | -0.01% | 0.19% | 0.18% |
| FCF Growth % | - | -51.35% | 1.64% | -1.21% | 34.73% | 0.21% |
| FCF per Share | 0.00 | -0.16 | 0.10 | -0.02 | 0.65 | 0.70 |
| FCF Conversion (FCF/Net Income) | -0.20x | 1.28x | -0.61x | -0.12x | -9.41x | 31.54x |
| Interest Paid | 0 | 2.1M | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) | - | - | -14.03% | -8.16% | -1.35% | 0.36% |
| Return on Invested Capital (ROIC) | - | - | -8.1% | -17.62% | -12.07% | -2.4% |
| Gross Margin | 61.31% | 63.72% | 65.11% | 62.7% | 63.45% | 63.94% |
| Net Margin | -21.19% | -8.43% | -13.96% | -13.6% | -2.13% | 0.59% |
| Debt / Equity | - | - | 0.05x | 0.00x | 0.00x | 0.00x |
| Interest Coverage | -7.10x | -6.24x | -6.56x | -24.95x | -57.84x | -13.49x |
| FCF Conversion | -0.20x | 1.28x | -0.61x | -0.12x | -9.41x | 31.54x |
| Revenue Growth | - | 38.84% | 52.64% | 43.86% | 39.3% | 22.09% |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Transactions | 147.99M | 224.15M | 329.72M | 410.26M |
| Transactions Growth | - | 51.46% | 47.10% | 24.43% |
| Platform And Usage Based Fees | 53.16M | 65.23M | 73.37M | - |
| Platform And Usage Based Fees Growth | - | 22.71% | 12.49% | - |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| United States and Canada (Americas) | - | 194.43M | 222.58M | 221.62M |
| United States and Canada (Americas) Growth | - | - | 14.48% | -0.43% |
| Europe, the Middle East and Africa (EMEA) | - | 69.19M | 120.84M | 188.87M |
| Europe, the Middle East and Africa (EMEA) Growth | - | - | 74.66% | 56.30% |
| Asia and Pacific (APAC) | - | 25.76M | 59.67M | 81.66M |
| Asia and Pacific (APAC) Growth | - | - | 131.64% | 36.84% |
| UNITED STATES | 131.68M | - | - | - |
| UNITED STATES Growth | - | - | - | - |
| CANADA | 27.95M | - | - | - |
| CANADA Growth | - | - | - | - |
| UNITED KINGDOM | 27.73M | - | - | - |
| UNITED KINGDOM Growth | - | - | - | - |
| Other Countries | 13.79M | - | - | - |
| Other Countries Growth | - | - | - | - |
Flywire Corporation (FLYW) reported $583.0M in revenue for fiscal year 2024. This represents a 514% increase from $94.9M in 2019.
Flywire Corporation (FLYW) grew revenue by 22.1% over the past year. This is strong growth.
Flywire Corporation (FLYW) reported a net loss of $2.4M for fiscal year 2024.
Flywire Corporation (FLYW) has a return on equity (ROE) of 0.4%. This is below average, suggesting room for improvement.
Flywire Corporation (FLYW) generated $48.6M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.