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CVB Financial Corp.(CVBF)Earnings, Financials & Key Ratios
CVBF•NASDAQ•Banking & Credit
$20.54
$2.79B mkt cap·13.5× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutCVB Financial Corp. operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. It offers checking, savings, money market, and time certificates of deposit products for business and personal accounts; and serves as a federal tax depository for business customers. The company also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; and consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans and lines of credit. In addition, it offers various specialized services, such as treasury management systems for monitoring cash flow, merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access. Further, the company provides trust services through its CitizensTrust Division, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. As of December 31, 2021, it operated 58 banking centers located in the Inland Empire, Los Angeles County, Orange County, San Diego County, Ventura County, Santa Barbara County, and the Central Valley area of California; and three trust offices located in Ontario, Newport Beach, and Pasadena, as well as two loan production offices in California's Central Valley and the Sacramento area. The company was founded in 1974 and is headquartered in Ontario, California.Show more
- Net Interest Income$460M+3.3%
- Total Revenue$643M-2.3%
- Net Income$209M+4.3%
- Return on Equity9.34%-0.8%
- Net Interest Margin2.94%
- Efficiency Ratio36.08%+13.8%
- ROA1.36%+5.6%
- Equity / Assets14.68%+1.8%
- Book Value per Share16.89+7.0%
- Tangible BV/Share11.21+10.1%
- Debt/Equity0.43+23.8%
CVBF Key Insights
CVB Financial Corp. (CVBF) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 36.1% efficiency ratio
- ✓Well capitalized: 14.7% equity/assets
- ✓Healthy dividend yield of 4.0%
- ✓Trading near 52-week high
- ✓Trading at only 1.2x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
CVBF Price & Volume
CVB Financial Corp. (CVBF) stock price & volume — 10-year historical chart
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CVBF Growth Metrics
CVB Financial Corp. (CVBF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.11%
5 Years6.1%
3 Years4.61%
TTM-
Profit CAGR
10 Years7.76%
5 Years3.39%
3 Years-3.85%
TTM4.28%
EPS CAGR
10 Years5.04%
5 Years3.18%
3 Years-3.09%
TTM4.17%
Return on Capital
10 Years13.45%
5 Years12.75%
3 Years11.8%
Last Year9.26%
CVBF Recent Earnings
CVB Financial Corp. (CVBF) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 5/12 qtrs (45%)
Q2 2026Latest
Apr 22, 2026EPS
$0.38
Est $0.38
+0.0%
Revenue
$132M
Est $133M
-0.6%
Q1 2026
Jan 28, 2026EPS
$0.36
Est $0.40
-10.0%
Revenue
$163M
Q1 2026
Jan 21, 2026EPS
$0.40
Est $0.40
+0.0%
Revenue
$134M
Est $135M
-1.2%
Q4 2025
Oct 22, 2025EPS
$0.38
Est $0.37
+2.7%
Revenue
$129M
Est $131M
-1.9%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.38vs $0.38+0.0% | $132Mvs $133M-0.6% |
| Q1 2026 | Jan 28, 2026 | $0.36vs $0.40-10.0% | $163M |
| Q1 2026 | Jan 21, 2026 | $0.40vs $0.40+0.0% | $134Mvs $135M-1.2% |
| Q4 2025 | Oct 22, 2025 | $0.38vs $0.37+2.7% | $129Mvs $131M-1.9% |
Based on last 12 quarters of dataView full earnings history →
CVBF Peer Comparison
CVB Financial Corp. (CVBF) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WAFD | 2.71B | 35.51 | 13.50 | -1.58% | 16.03% | 8.02% | 7.67% | 0.60 |
 BANR | 2.2B | 64.98 | 11.52 | -0.95% | 23.84% | 10.34% | 11.26% | 0.19 |
 COLB | 7.07B | 29.71 | 12.92 | 8.35% | 17.11% | 8.39% | 9.98% | 0.51 |
 FFIN | 4.58B | 32.22 | 20.65 | 18.79% | 30.24% | 13.25% | 6.39% | 0.12 |
 BOKF | 10.38B | 134.76 | 16.56 | 10.4% | 15.57% | 8.91% | 13.78% | 0.80 |
 EWBC | 17B | 123.55 | 12.98 | 4.63% | 28.27% | 15.77% | 8.83% | 0.36 |
 HOPE | 1.6B | 12.49 | 27.15 | -3.23% | 6.05% | 2.62% | 9.48% | 0.17 |
 HAFC | 900.96M | 30.14 | 12.01 | 3.55% | 17.11% | 9.85% | 22.61% | 0.35 |
Compare CVBF vs Peers
CVB Financial Corp. (CVBF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CVBF Income Statement
CVB Financial Corp. (CVBF) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 277.56M | 347M | 434.54M | 415.07M | 413.53M | 504.31M | 486.13M | 445.8M | 460.29M |
| NII Growth % | 8.91% | 25.02% | 25.23% | -4.48% | -0.37% | 21.95% | -3.6% | -8.3% | 3.25% |
| Net Interest Margin % | 3.36% | 3.01% | 3.85% | 2.88% | 2.6% | 3.06% | 3.03% | 2.94% | 2.94% |
| Interest Income | 285.85M | 359.81M | 456.62M | 429.36M | 419.61M | 513.46M | 604.47M | 628.56M | 593.3M |
| Interest Expense | 8.3M | 12.81M | 22.08M | 14.28M | 6.08M | 9.15M | 118.34M | 182.76M | 133.01M |
| Loan Loss Provision | -8.9M | 1.25M | 5M | 23.5M | -26.5M | 10.6M | 1.5M | -4.25M | -3.5M |
| Non-Interest Income | 40.06M | 45.53M | 49.82M | 49.17M | 48.22M | 48.48M | 61.19M | 30.13M | 50.06M |
| Non-Interest Income % | 12.29% | 11.23% | 9.84% | 10.27% | 10.31% | 8.63% | 9.19% | 4.57% | 7.78% |
| Total Revenue | 325.91M▲ 0% | 405.34M▲ 24.4% | 506.43M▲ 24.9% | 478.53M▼ 5.5% | 467.83M▼ 2.2% | 561.94M▲ 20.1% | 665.66M▲ 18.5% | 658.69M▼ 1.0% | 643.36M▼ 2.3% |
| Revenue Growth % | 8.42% | 24.37% | 24.94% | -5.51% | -2.24% | 20.12% | 18.46% | -1.05% | -2.33% |
| Non-Interest Expense | 137.72M | 180.16M | 188.28M | 191.22M | 190.6M | 213.84M | 230.39M | 208.93M | 232.15M |
| Efficiency Ratio | 42.26% | 44.45% | 37.18% | 39.96% | 40.74% | 38.05% | 34.61% | 31.72% | 36.08% |
| Operating Income | 188.79M▲ 0% | 211.12M▲ 11.8% | 291.07M▲ 37.9% | 249.52M▼ 14.3% | 297.65M▲ 19.3% | 328.35M▲ 10.3% | 315.43M▼ 3.9% | 271.24M▼ 14.0% | 281.69M▲ 3.9% |
| Operating Margin % | 57.93% | 52.08% | 57.48% | 52.14% | 63.62% | 58.43% | 47.39% | 41.18% | 43.78% |
| Operating Income Growth % | 16.33% | 11.82% | 37.87% | -14.28% | 19.29% | 10.31% | -3.93% | -14.01% | 3.85% |
| Pretax Income | 188.79M▲ 0% | 211.12M▲ 11.8% | 291.07M▲ 37.9% | 249.52M▼ 14.3% | 297.65M▲ 19.3% | 328.35M▲ 10.3% | 315.43M▼ 3.9% | 271.24M▼ 14.0% | 281.69M▲ 3.9% |
| Pretax Margin % | 57.93% | 52.08% | 57.48% | 52.14% | 63.62% | 58.43% | 47.39% | 41.18% | 43.78% |
| Income Tax | 84.38M | 59.11M | 83.25M | 72.36M | 85.13M | 92.92M | 94M | 70.52M | 72.39M |
| Effective Tax Rate % | 44.7% | 28% | 28.6% | 29% | 28.6% | 28.3% | 29.8% | 26% | 25.7% |
| Net Income | 104.41M▲ 0% | 152M▲ 45.6% | 207.83M▲ 36.7% | 177.16M▼ 14.8% | 212.52M▲ 20.0% | 235.43M▲ 10.8% | 221.44M▼ 5.9% | 200.72M▼ 9.4% | 209.3M▲ 4.3% |
| Net Margin % | 32.04% | 37.5% | 41.04% | 37.02% | 45.43% | 41.9% | 33.27% | 30.47% | 32.53% |
| Net Income Growth % | 2.94% | 45.58% | 36.73% | -14.76% | 19.96% | 10.78% | -5.94% | -9.36% | 4.28% |
| Net Income (Continuing) | 104.41M | 152M | 207.83M | 177.16M | 212.52M | 235.43M | 221.44M | 200.72M | 209.3M |
| EPS (Diluted) | 0.95▲ 0% | 1.25▲ 31.6% | 1.48▲ 18.4% | 1.30▼ 12.2% | 1.56▲ 20.0% | 1.67▲ 7.1% | 1.59▼ 4.8% | 1.44▼ 9.4% | 1.52▲ 5.6% |
| EPS Growth % | 1.06% | 31.58% | 18.4% | -12.16% | 20% | 7.05% | -4.79% | -9.43% | 5.56% |
| EPS (Basic) | 0.95 | 1.25 | 1.48 | 1.30 | 1.57 | 1.67 | 1.59 | 1.44 | 1.53 |
| Diluted Shares Outstanding | 109.81M | 121.96M | 139.93M | 136.21M | 135.38M | 140.01M | 138.46M | 138.58M | 135.92M |
CVBF Balance Sheet
CVB Financial Corp. (CVBF) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.24B | 1.91B | 1.93B | 4.4B | 4.94B | 3.47B | 3.25B | 268.94M | 107.51M |
| Cash & Due from Banks | 162.33M | 171.62M | 188.45M | 2B | 1.76B | 213.01M | 289.5M | 205.18M | 107.51M |
| Short Term Investments | 2.08B | 1.73B | 1.74B | 2.4B | 3.18B | 3.26B | 2.96B | 63.76M | 0 |
| Total Investments | 7.62B | 10.17B | 9.93B | 11.28B | 12.97B | 14.79B | 14.24B | 13.43B | 14.11B |
| Investments Growth % | 2.07% | 33.39% | -2.35% | 13.58% | 14.98% | 14.06% | -3.73% | -5.64% | 5.01% |
| Long-Term Investments | 5.54B | 8.43B | 8.19B | 8.88B | 9.78B | 11.53B | 11.28B | 13.37B | 14.11B |
| Accounts Receivables | 22.7M | 30.65M | 28.12M | 31.31M | 34.2M | 46.69M | 48.99M | 45.72M | 0 |
| Goodwill & Intangibles | 123.4M | 720.32M | 706.69M | 697.34M | 689.1M | 787.56M | 781.11M | 775.79M | 771.6M |
| Goodwill | 116.56M | 666.54M | 663.71M | 663.71M | 663.71M | 765.82M | 765.82M | 765.82M | 765.82M |
| Intangible Assets | 6.84M | 53.78M | 42.99M | 33.63M | 25.39M | 21.74M | 15.29M | 9.97M | 5.77M |
| PP&E (Net) | 46.17M | 58.19M | 72.5M | 70.26M | 68.37M | 69.39M | 66.36M | 74.66M | 26.5M |
| Other Assets | 179.49M | 249.32M | 264.41M | 260.74M | 281.41M | 294.79M | 336.59M | 368.6M | 528.29M |
| Total Current Assets | 2.38B | 2.07B | 2.05B | 4.51B | 5.06B | 3.79B | 3.56B | 564.82M | 154.23M |
| Total Non-Current Assets | 5.89B | 9.46B | 9.23B | 9.91B | 10.82B | 12.69B | 12.46B | 14.59B | 15.48B |
| Total Assets | 8.27B▲ 0% | 11.53B▲ 39.4% | 11.28B▼ 2.1% | 14.42B▲ 27.8% | 15.88B▲ 10.2% | 16.48B▲ 3.7% | 16.02B▼ 2.8% | 15.15B▼ 5.4% | 15.63B▲ 3.2% |
| Asset Growth % | 2.44% | 39.4% | -2.14% | 27.8% | 10.16% | 3.73% | -2.76% | -5.41% | 3.15% |
| Return on Assets (ROA) | 1.28% | 1.54% | 1.82% | 1.38% | 1.4% | 1.46% | 1.36% | 1.29% | 1.36% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 433K | 23.27M | 5.05M | 0 |
| Total Debt | 579.55M | 748.03M | 454.43M | 470.18M | 644.67M | 1.56B | 2.34B | 761.89M | 990.6M |
| Net Debt | 417.22M | 576.41M | 265.98M | -1.53B | -1.11B | 1.35B | 2.05B | 556.71M | 883.09M |
| Long-Term Debt | 25.77M | 25.77M | 25.77M | 25.77M | 0 | 0 | 0 | 0 | 500M |
| Short-Term Debt | 553.77M | 722.25M | 428.66M | 444.41M | 644.67M | 1.56B | 2.34B | 761.89M | 490.6M |
| Other Liabilities | 74.92M | 102.44M | 128.99M | 204.64M | 181.08M | 130.91M | 144.47M | 252.02M | 850.02M |
| Total Current Liabilities | 7.1B | 9.55B | 9.13B | 12.18B | 13.62B | 14.4B | 13.77B | 12.72B | 11.99B |
| Total Non-Current Liabilities | 100.69M | 128.22M | 154.76M | 230.42M | 181.08M | 130.91M | 144.47M | 252.02M | 1.35B |
| Total Liabilities | 7.2B | 9.68B | 9.29B | 12.41B | 13.8B | 14.53B | 13.94B | 12.97B | 13.34B |
| Total Equity | 1.07B▲ 0% | 1.85B▲ 73.1% | 1.99B▲ 7.7% | 2.01B▲ 0.7% | 2.08B▲ 3.7% | 1.95B▼ 6.4% | 2.08B▲ 6.6% | 2.19B▲ 5.2% | 2.3B▲ 5.0% |
| Equity Growth % | 7.91% | 73.13% | 7.72% | 0.7% | 3.66% | -6.39% | 6.64% | 5.21% | 4.98% |
| Equity / Assets (Capital Ratio) | 12.93% | 16.06% | 17.67% | 13.93% | 13.1% | 11.83% | 12.97% | 14.43% | 14.68% |
| Return on Equity (ROE) | 10.14% | 10.41% | 10.81% | 8.85% | 10.39% | 11.68% | 11% | 9.41% | 9.34% |
| Book Value per Share | 9.74 | 15.18 | 14.25 | 14.74 | 15.38 | 13.92 | 15.01 | 15.78 | 16.89 |
| Tangible BV per Share | 8.61 | 9.27 | 9.20 | 9.62 | 10.28 | 8.29 | 9.37 | 10.18 | 11.21 |
| Common Stock | 573.45M | 1.29B | 1.3B | 1.21B | 1.21B | 1.3B | 1.29B | 1.3B | 1.22B |
| Additional Paid-in Capital | 573.45M | 1.29B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 494.36M | 575.8M | 682.69M | 760.86M | 875.57M | 1B | 1.11B | 1.2B | 1.3B |
| Accumulated OCI | -572M | -1.31B | 12.61M | 35.35M | -3.97M | -354.8M | -323.57M | -312.06M | -227.65M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
CVBF Cash Flow Statement
CVB Financial Corp. (CVBF) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 139.59M | 164.95M | 208.18M | 185.1M | 195.24M | 273.73M | 295.63M | 249.76M | 221.41M |
| Operating CF Growth % | 12.09% | 18.17% | 26.21% | -11.09% | 5.48% | 40.2% | 8% | -15.51% | -11.35% |
| Net Income | 104.41M | 152M | 207.83M | 177.16M | 212.52M | 235.43M | 221.44M | 200.72M | 209.3M |
| Depreciation & Amortization | 2.66M | 8.35M | 22.04M | -1.16M | -6.43M | 13.66M | 18.17M | 15.37M | 14.78M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -1.3M | -4.22M | -24.1M | 19.79M | -7.9M | 26.54M | 11.2M | 11.77M | 20.51M |
| Working Capital Changes | 29.69M | 5.32M | -3.13M | -16.22M | -8.13M | -9.8M | 35.39M | 11.68M | -29.4M |
| Cash from Investing | 138.85M | 811.08M | 325.32M | -1.27B | -1.73B | -1.18B | 536.28M | 852.75M | -210.31M |
| Purchase of Investments | -363.47M | -123.57M | -557.07M | -1.29B | -3.16B | -1.81B | -62.03M | -454.43M | -596.55M |
| Sale/Maturity of Investments | 578.23M | 1.21B | 638.45M | 798.69M | 928.44M | 663.43M | 450.28M | 901.49M | 572.05M |
| Net Investment Activity | 214.76M | 1.08B | 81.38M | -488.93M | -2.23B | -1.14B | 388.24M | 447.06M | -24.5M |
| Acquisitions | 3.06M | -132.92M | 0 | 0 | 0 | 329M | 0 | 0 | 0 |
| Other Investing | -72.89M | -134.85M | 249.47M | -775.15M | 508.44M | -358.93M | 152.56M | 410.82M | -181.74M |
| Cash from Financing | -255.7M | -956.46M | -511.94M | 2.86B | 1.31B | -625.85M | -754.08M | -1.18B | 160.59M |
| Dividends Paid | -57.05M | -65.97M | -95.35M | -98.47M | -97.73M | -104.44M | -111.69M | -111.83M | -110.99M |
| Share Repurchases | -1.13M | -7.76M | -2.64M | -92.77M | -8.34M | -116.33M | -21.22M | -2.82M | -81.12M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 383K |
| Net Stock Activity | -1.13M | -7.76M | -2.64M | -92.77M | -8.34M | -116.33M | -21.22M | -2.82M | -80.73M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K |
| Other Financing | -144.53M | -699.17M | -133.94M | 3.04B | 1.44B | -1.4B | -1.7B | 505.55M | 123.6M |
| Net Change in Cash | 22.74M▲ 0% | 19.57M▼ 14.0% | 21.57M▲ 10.2% | 1.77B▲ 8118.1% | -225.61M▼ 112.7% | -1.53B▼ 577.8% | 77.82M▲ 105.1% | -76.59M▼ 198.4% | 171.69M▲ 324.2% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 121.63M | 144.38M | 163.95M | 185.52M | 1.96B | 1.73B | 203.46M | 281.29M | 204.7M |
| Cash at End | 144.38M | 163.95M | 185.52M | 1.96B | 1.73B | 203.46M | 281.29M | 204.7M | 376.39M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 134.7M▲ 0% | 160.76M▲ 19.3% | 202.66M▲ 26.1% | 180.42M▼ 11.0% | 190.56M▲ 5.6% | 268.37M▲ 40.8% | 291.11M▲ 8.5% | 244.63M▼ 16.0% | 217.34M▼ 11.2% |
| FCF Growth % | 20.36% | 19.35% | 26.06% | -10.97% | 5.62% | 40.83% | 8.47% | -15.97% | -11.15% |
CVBF Banking Ratios
CVB Financial Corp. (CVBF) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 10.6% | 10.14% | 10.41% | 10.81% | 8.85% | 10.39% | 11.68% | 11% | 9.41% | 9.34% |
| Return on Assets (ROA) | 1.29% | 1.28% | 1.54% | 1.82% | 1.38% | 1.4% | 1.46% | 1.36% | 1.29% | 1.36% |
| Net Interest Margin | 3.16% | 3.36% | 3.01% | 3.85% | 2.88% | 2.6% | 3.06% | 3.03% | 2.94% | 2.94% |
| Efficiency Ratio | 45.64% | 42.26% | 44.45% | 37.18% | 39.96% | 40.74% | 38.05% | 34.61% | 31.72% | 36.08% |
| Equity / Assets | 12.27% | 12.93% | 16.06% | 17.67% | 13.93% | 13.1% | 11.83% | 12.97% | 14.43% | 14.68% |
| Book Value / Share | 9.2 | 9.74 | 15.18 | 14.25 | 14.74 | 15.38 | 13.92 | 15.01 | 15.78 | 16.89 |
| NII Growth | 1.87% | 8.91% | 25.02% | 25.23% | -4.48% | -0.37% | 21.95% | -3.6% | -8.3% | 3.25% |
| Dividend Payout | 50.9% | 54.64% | 43.4% | 45.88% | 55.59% | 45.99% | 44.36% | 50.44% | 55.72% | 53.03% |
CVBF SEC Filings & Documents
CVB Financial Corp. (CVBF) SEC filings — annual & quarterly reports (10-K, 10-Q)
CVBF Frequently Asked Questions
CVB Financial Corp. (CVBF) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
CVB Financial Corp. (CVBF) saw revenue decline by 2.3% over the past year.
Yes, CVB Financial Corp. (CVBF) is profitable, generating $209.3M in net income for fiscal year 2025 (32.5% net margin).
Dividend & Returns
Yes, CVB Financial Corp. (CVBF) pays a dividend with a yield of 3.98%. This makes it attractive for income-focused investors.
CVB Financial Corp. (CVBF) has a return on equity (ROE) of 9.3%. This is below average, suggesting room for improvement.
Industry Metrics
CVB Financial Corp. (CVBF) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.
CVB Financial Corp. (CVBF) has an efficiency ratio of 36.1%. This is excellent, indicating strong cost control.
Explore More CVBF
CVB Financial Corp. (CVBF) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates