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TCBITexas Capital Bancshares, Inc.
$94.47$4.1B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
TCBI logo

Texas Capital Bancshares, Inc.

TCBI
NASDAQ · Regional Banks
$94.47
At close - Sep 22, 4:00 PM EDT - USD
Market Cap$4.11B
P/E13.9x
52W High$108.92
Volume363.41K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Operating Leverage Gains Offset Fee Income Volatility

Texas Capital Bancshares is executing a strategic repositioning toward higher-yielding C&I loans and fee-based revenue, evidenced by 13.5% year-over-year NII growth to $250.0M in 2026Q2 and a sharp efficiency ratio improvement to 33.7% from 43.7% in the prior ...

GrowthAccelerating
ProfitabilityModerate
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

TCBI price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 43 · Lag

Laggard (Underperforming 57% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Oct 22

Market performance

Price History →

Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
TCBI+3.46%
S&P 500 (^GSPC)+13.20%
1-Year Return
TCBI+11.14%
S&P 500 (^GSPC)+15.98%
3-Year Return
TCBI+60.04%
S&P 500 (^GSPC)+80.17%
5-Year Return
TCBI+69.59%
S&P 500 (^GSPC)+72.71%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/EMedian
13.8x
Forward P/EExpansion
12.8x
EV/EBITDA25th %ile
6.1x
FCF YieldCash Flow
8.5%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
13.8x
13.3x
60th· Fair
EV/EBITDA
6.1x
7.9x
25th· Low
Price/FCF
11.8x
8.8x
60th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$25.73-72.8%
Base (Fair)$59.48-37.3%
Bull$104.42+10.5%
$25.73 Bear$59.48 Base$104.42 Bull
Current Market Price: $94.47
Trades at a 58.8% premium to Base DCF ($59.48)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$1.26B+34.7% YoY
Net income
$330M+326.1% YoY
Free cash flow
$348M-16.5% YoY
Operating margin
22.2%+16.1 pts YoY
ROIC (TTM)7%
Avg ROIC 5Y-
ROE (TTM)9.4%
Piotroski Score8 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate6/12 (50%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 22, 2026
$1.83-2.1%
vs $1.87
$335M+0.7%
vs $333M
Q2 2026
Apr 23, 2026
$1.58+12.9%
vs $1.40
$324M+1.8%
vs $318M
Q1 2026
Jan 22, 2026
$2.08+16.9%
vs $1.78
$327M+1.3%
vs $323M
Q4 2025
Oct 22, 2025
$2.18+23.2%
vs $1.77
$317M-2.8%
vs $327M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
GlobeNewsWire·Sep 16, 2026
Texas Capital's TXS and OILT ETFs Now Trading on the Texas Stock Exchange

DALLAS, Sept. 16, 2026 (GLOBE NEWSWIRE) -- Texas Capital Bank Private Wealth Advisors, a subsidiary of Texas Capital Bank, and the Texas Capital Funds Trust today announced that the Texas Capital Texas Equity Index ETF (TXS) and Texas Capital Texas Oil Index ETF (OILT) are now trading on the Texas Stock Exchange (TXSE), becoming the exchange's first primary listings and first ETFs.

GlobeNewsWire·Sep 14, 2026
Texas Capital to Bring Corporate Listing Home to the Texas Stock Exchange

Full-service, Texas-founded and headquartered financial services firm deepens commitment to the state's growing capital markets

Defense World·Sep 4, 2026
Jupiter Topco LLC Takes $1.98 Million Position in Texas Capital Bancshares, Inc. $TCBI

Jupiter Topco LLC bought a new position in shares of Texas Capital Bancshares, Inc. (NASDAQ: TCBI) during the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The fund bought 19,160 shares of the bank's stock, valued at approximately $1,978,000. Other institutional investors and hedge

Defense World·Sep 1, 2026
Canada Pension Plan Investment Board Invests $1.27 Million in Texas Capital Bancshares, Inc. $TCBI

Canada Pension Plan Investment Board acquired a new stake in Texas Capital Bancshares, Inc. (NASDAQ: TCBI) in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor acquired 12,300 shares of the bank's stock, valued at approximately $1,270,000. Several other hedge funds and

Filtered for Texas Capital Bancshares, Inc.More Headlines
04

Compare before deciding

Benchmark TCBI against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Texas Capital Bancshares, Inc. (TCBI)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
TCBI logoTCBITexas Capital Bancshares, Inc.Current
$94.47$4.11B13.8934.69%16.52%9.44%0.4%
IBOC logoIBOCInternational Bancshares Corporation
$69.75$4.34B10.540.74%38.81%12.67%—
FFIN logoFFINFirst Financial Bankshares, Inc.
$32.31$4.63B18.2516.23%31.14%14.2%—
BOKF logoBOKFBOK Financial Corporation
$131.05$7.96B14.289.59%18.3%10.31%—
CULP logoCULPCulp, Inc.
$3.60$45.59M-4.447.1%-1.93%-7.76%—
CFR logoCFRCullen/Frost Bankers, Inc.
$156.15$9.81B15.748.31%25.86%15.04%—

Compare TCBI vs Peers

Texas Capital Bancshares, Inc. (TCBI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs IBOC

Most directly comparable listed peer for TCBI.

Scale Benchmark

vs JPM

Larger-name benchmark to compare TCBI against a more recognizable public peer.

Peer Set

Compare Top 5

vs IBOC, FFIN, BOKF, CULP

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

TCBI SEC Filings & Documents

Texas Capital Bancshares, Inc. (TCBI) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 22, 2026·SEC

Material company update

Apr 23, 2026·SEC

Material company update

Mar 9, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 10, 2026·SEC

FY 2025

Feb 11, 2025·SEC

FY 2024

Feb 13, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 23, 2026·SEC

FY 2026

Apr 23, 2026·SEC

FY 2025

Oct 23, 2025·SEC

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TCBI Frequently Asked Questions

Texas Capital Bancshares, Inc. (TCBI) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Texas Capital Bancshares, Inc. growing?

Texas Capital Bancshares, Inc. (TCBI) grew revenue by 34.7% over the past year. This is strong growth.

Is TCBI profitable?

Yes, Texas Capital Bancshares, Inc. (TCBI) is profitable, generating $364.6M in net income for fiscal year 2025 (16.5% net margin).

Dividend & Returns
Does TCBI pay dividends?

Yes, Texas Capital Bancshares, Inc. (TCBI) pays a dividend with a yield of 0.40%. This makes it attractive for income-focused investors.

What is TCBI's return on equity?

Texas Capital Bancshares, Inc. (TCBI) has a return on equity (ROE) of 9.4%. This is below average, suggesting room for improvement.

Industry Metrics
What is Texas Capital Bancshares, Inc.'s net interest margin?

Texas Capital Bancshares, Inc. (TCBI) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.

What is Texas Capital Bancshares, Inc.'s efficiency ratio?

Texas Capital Bancshares, Inc. (TCBI) has an efficiency ratio of 38.4%. This is excellent, indicating strong cost control.

What if you invested $1,000 in TCBI back in 1999?

Total return calculator · dividends reinvested · 27+ years of data

See returns →