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Texas Capital Bancshares, Inc.(TCBI)Earnings, Financials & Key Ratios
TCBI•NASDAQ•Banking & Credit
$102.35
$4.53B mkt cap·15.1× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutTexas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.Show more
- Net Interest Income$1.03B+14.1%
- Total Revenue$2B+13.5%
- Net Income$330M+326.1%
- Return on Equity9.44%+299.8%
- Net Interest Margin3.26%+11.2%
- Efficiency Ratio38.42%-10.8%
- ROA1.06%+304.3%
- Equity / Assets11.51%+5.1%
- Book Value per Share79.90+11.5%
- Tangible BV/Share79.87+11.5%
- Debt/Equity0.26-43.0%
TCBI Key Insights
Texas Capital Bancshares, Inc. (TCBI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 37.9%
- ✓Strong Piotroski F-Score: 9/9
- ✓Efficient operations: 38.4% efficiency ratio
- ✓Well capitalized: 11.5% equity/assets
- ✓Share count reduced 3.3% through buybacks
- ✓Trading at only 1.3x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
TCBI Price & Volume
Texas Capital Bancshares, Inc. (TCBI) stock price & volume — 10-year historical chart
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TCBI Growth Metrics
Texas Capital Bancshares, Inc. (TCBI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.88%
5 Years11.16%
3 Years17.09%
TTM-
Profit CAGR
10 Years8.59%
5 Years37.87%
3 Years-0.22%
TTM262.74%
EPS CAGR
10 Years8.86%
5 Years43.44%
3 Years3.24%
TTM333.53%
Return on Capital
10 Years5.23%
5 Years5.29%
3 Years3.49%
Last Year2.48%
TCBI Recent Earnings
Texas Capital Bancshares, Inc. (TCBI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 23, 2026EPS
$1.58
Est $1.42
+11.3%
Revenue
$324M
Est $318M
+1.8%
Q1 2026
Jan 22, 2026EPS
$2.08
Est $1.78
+16.9%
Revenue
$327M
Est $323M
+1.3%
Q4 2025
Oct 22, 2025EPS
$2.18
Est $1.77
+23.2%
Revenue
$317M
Est $327M
-2.8%
Q3 2025
Jul 17, 2025EPS
$1.63
Est $1.28
+27.3%
Revenue
$307M
Est $327M
-6.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $1.58vs $1.42+11.3% | $324Mvs $318M+1.8% |
| Q1 2026 | Jan 22, 2026 | $2.08vs $1.78+16.9% | $327Mvs $323M+1.3% |
| Q4 2025 | Oct 22, 2025 | $2.18vs $1.77+23.2% | $317Mvs $327M-2.8% |
| Q3 2025 | Jul 17, 2025 | $1.63vs $1.28+27.3% | $307Mvs $327M-6.0% |
Based on last 12 quarters of dataView full earnings history →
TCBI Peer Comparison
Texas Capital Bancshares, Inc. (TCBI) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 IBOC | 4.51B | 72.56 | 10.96 | 1.03% | 13.41% | 0.22 | ||
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 | ||
 BOKF | 10.44B | 135.54 | 16.65 | 10.4% | 8.91% | 0.80 | ||
 CULP | 45.46M | 3.59 | -2.35 | -5.37% | -3.64% | -13.33% | 0.31 | |
 CFR | 8.86B | 140.74 | 14.19 | 2.46% | 15.05% | 1.04 | ||
 SBCF | 3.06B | 31.36 | 19.85 | 7.49% | 5.83% | 0.44 | ||
 WAL | 9.16B | 83.33 | 9.55 | 5.17% | 12.81% | 0.82 | ||
 WTFC | 10.27B | 153.28 | 13.26 | 6.66% | 11.35% | 0.62 |
Compare TCBI vs Peers
Texas Capital Bancshares, Inc. (TCBI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
TCBI Income Statement
Texas Capital Bancshares, Inc. (TCBI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 761.33M | 914.86M | 969.23M | 851.32M | 768.78M | 875.76M | 914.12M | 901.3M | 1.03B | 792.6M |
| NII Growth % | 18.99% | 20.17% | 5.94% | -12.17% | -9.7% | 13.92% | 4.38% | -1.4% | 14.13% | -53.34% |
| Net Interest Margin % | 3.04% | 3.24% | 2.98% | 2.26% | 2.21% | 3.08% | 3.22% | 2.93% | 3.26% | 2.37% |
| Interest Income | 879.3M | 1.16B | 1.35B | 1.04B | 876.59M | 1.14B | 1.63B | 1.73B | 1.77B | 1.34B |
| Interest Expense | 117.97M | 249.33M | 385.59M | 188.09M | 107.75M | 268.48M | 715.8M | 828.25M | 743.15M | 716.27M |
| Loan Loss Provision | 44M | 87M | 75M | 258M | -30M | 66M | 72M | 67M | 44M | -137.38M |
| Non-Interest Income | 58.75M | 63.09M | 80.36M | 138.4M | 110.47M | 101M | 161.42M | 31.05M | 227.14M | 601.79M |
| Non-Interest Income % | 6.26% | 5.14% | 5.6% | 11.75% | 11.19% | 8.11% | 9.01% | 1.76% | 11.36% | 30.92% |
| Total Revenue | 938.05M▲ 0% | 1.23B▲ 30.8% | 1.44B▲ 16.9% | 1.18B▼ 17.9% | 987.05M▼ 16.2% | 1.25B▲ 26.2% | 1.79B▲ 43.9% | 1.76B▼ 1.7% | 2B▲ 13.5% | 1.95B▲ 0% |
| Revenue Growth % | 23.03% | 30.83% | 16.94% | -17.93% | -16.2% | 26.16% | 43.86% | -1.72% | 13.54% | 52.58% |
| Non-Interest Expense | 450.37M | 517.6M | 578.28M | 639.77M | 571.25M | 479.01M | 756.95M | 758.28M | 768.07M | 570.02M |
| Efficiency Ratio | 48.01% | 42.17% | 40.29% | 54.32% | 57.87% | 38.47% | 42.26% | 43.07% | 38.42% | 29.29% |
| Operating Income | 325.71M▲ 0% | 373.35M▲ 14.6% | 396.31M▲ 6.1% | 91.95M▼ 76.8% | 338.06M▲ 267.7% | 431.75M▲ 27.7% | 246.59M▼ 42.9% | 107.06M▼ 56.6% | 443.71M▲ 314.4% | 383.25M▲ 0% |
| Operating Margin % | 34.72% | 30.42% | 27.61% | 7.81% | 34.25% | 34.67% | 13.77% | 6.08% | 22.2% | 19.69% |
| Operating Income Growth % | 35.04% | 14.63% | 6.15% | -76.8% | 267.67% | 27.72% | -42.89% | -56.58% | 314.45% | - |
| Pretax Income | 325.71M▲ 0% | 373.35M▲ 14.6% | 396.31M▲ 6.1% | 91.95M▼ 76.8% | 338.06M▲ 267.7% | 431.75M▲ 27.7% | 246.59M▼ 42.9% | 107.06M▼ 56.6% | 432.71M▲ 304.2% | 466.67M▲ 0% |
| Pretax Margin % | 34.72% | 30.42% | 27.61% | 7.81% | 34.25% | 34.67% | 13.77% | 6.08% | 21.65% | 23.98% |
| Income Tax | 128.65M | 79.96M | 84.3M | 25.66M | 84.12M | 99.28M | 57.45M | 29.55M | 102.47M | 109.68M |
| Effective Tax Rate % | 39.5% | 21.42% | 21.27% | 27.9% | 24.88% | 22.99% | 23.3% | 27.6% | 23.68% | 23.5% |
| Net Income | 197.06M▲ 0% | 293.39M▲ 48.9% | 312.01M▲ 6.3% | 66.29M▼ 78.8% | 253.94M▲ 283.1% | 332.48M▲ 30.9% | 189.14M▼ 43.1% | 77.51M▼ 59.0% | 330.24M▲ 326.1% | 356.99M▲ 0% |
| Net Margin % | 21.01% | 23.91% | 21.74% | 5.63% | 25.73% | 26.7% | 10.56% | 4.4% | 16.52% | 18.34% |
| Net Income Growth % | 27.04% | 48.88% | 6.35% | -78.75% | 283.08% | 30.93% | -43.11% | -59.02% | 326.08% | 262.74% |
| Net Income (Continuing) | 197.06M | 293.39M | 312.01M | 66.29M | 253.94M | 332.48M | 189.14M | 77.51M | 330.24M | 356.99M |
| EPS (Diluted) | 3.73▲ 0% | 5.79▲ 55.2% | 6.21▲ 7.3% | 1.12▼ 82.0% | 4.60▲ 310.7% | 6.18▲ 34.3% | 3.54▼ 42.7% | 1.28▼ 63.8% | 6.80▲ 431.3% | 7.86▲ 0% |
| EPS Growth % | 19.94% | 55.23% | 7.25% | -81.96% | 310.71% | 34.35% | -42.72% | -63.84% | 431.25% | 333.53% |
| EPS (Basic) | 3.78 | 5.83 | 6.23 | 1.12 | 4.65 | 6.25 | 3.58 | 1.29 | 6.87 | - |
| Diluted Shares Outstanding | 50.26M | 50.27M | 50.42M | 50.58M | 51.14M | 51.05M | 48.61M | 46.99M | 45.45M | 45.45M |
TCBI Balance Sheet
Texas Capital Bancshares, Inc. (TCBI) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.9B | 3.15B | 4.64B | 12.4B | 11.53B | 7.63B | 6.47B | 3.37B | 205.24M | 22.8B |
| Cash & Due from Banks | 2.88B | 3.03B | 4.4B | 9.21B | 7.95B | 5.01B | 3.24B | 3.19B | 1.9B | 2.7B |
| Short Term Investments | 23.51M | 120.22M | 239.87M | 3.2B | 3.54B | 2.62B | 3.23B | 182.86M | 3.92M | 3.91B |
| Total Investments | 21.52B | 24.47B | 27.27B | 27.66B | 26.19B | 22.66B | 24.28B | 26.57B | 30.44B | 3.91B |
| Investments Growth % | 17.46% | 13.67% | 11.45% | 1.42% | -5.31% | -13.49% | 7.16% | 9.46% | 14.53% | -135.86% |
| Long-Term Investments | 21.5B | 24.35B | 27.03B | 24.46B | 22.65B | 20.04B | 21.05B | 26.39B | 30.43B | 56.92B |
| Accounts Receivables | 516.24M | 626.61M | 740.05M | 715.7M | 559.9M | 719.16M | 801.67M | 0 | 854.55M | 0 |
| Goodwill & Intangibles | 104.37M | 61.04M | 83M | 123.09M | 17.26M | 1.5M | 1.5M | 1.5M | 1.5M | 0 |
| Goodwill | 15.09M | 15.09M | 15.09M | 15.09M | 15.09M | 1.5M | 1.5M | 1.5M | 1.5M | 0 |
| Intangible Assets | 89.27M | 45.95M | 67.91M | 108M | 2.17M | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 25.18M | 23.8M | 31.21M | 24.55M | 20.9M | 26.38M | 32.37M | 85.44M | 88M | 85.7M |
| Other Assets | 30M | 50.19M | 30M | 0 | 0 | 0 | 0 | 881.66M | -30.43B | 0 |
| Total Current Assets | 3.42B | 3.78B | 5.38B | 13.12B | 12.09B | 8.35B | 7.27B | 3.37B | 4.15B | 6.62B |
| Total Non-Current Assets | 21.66B | 24.48B | 27.17B | 24.61B | 22.69B | 20.07B | 21.09B | 27.36B | 89.5M | 87.19M |
| Total Assets | 25.08B▲ 0% | 28.26B▲ 12.7% | 32.55B▲ 15.2% | 37.73B▲ 15.9% | 34.73B▼ 7.9% | 28.41B▼ 18.2% | 28.36B▼ 0.2% | 30.73B▲ 8.4% | 31.54B▲ 2.6% | 33.49B▲ 0% |
| Asset Growth % | 15.57% | 12.69% | 15.18% | 15.91% | -7.94% | -18.19% | -0.21% | 8.38% | 2.63% | 19.22% |
| Return on Assets (ROA) | 0.84% | 1.1% | 1.03% | 0.19% | 0.7% | 1.05% | 0.67% | 0.26% | 1.06% | 1.1% |
| Accounts Payable | 7.68M | 20.68M | 12.76M | 11.15M | 7.7M | 24M | 33.23M | 23.68M | 6.72M | 0 |
| Total Debt | 3.56B | 4.94B | 2.94B | 3.51B | 3.13B | 2.13B | 2.36B | 1.55B | 950.58M | 878.29M |
| Net Debt | 684.26M | 1.91B | -1.46B | -5.7B | -4.82B | -2.88B | -883.7M | -1.64B | -947.23M | -1.82B |
| Long-Term Debt | 3.19B | 4.3B | 2.8B | 3.4B | 928.74M | 931.44M | 859.15M | 660.35M | 486.07M | 878.29M |
| Short-Term Debt | 365.04M | 641.17M | 141.77M | 111.75M | 2.2B | 1.2B | 1.5B | 885M | 489.4M | 0 |
| Other Liabilities | 182.21M | 194.24M | 318.09M | 339.49M | 273.49M | 345.83M | 392.9M | 556.32M | 26.73B | 0 |
| Total Current Liabilities | 19.5B | 21.27B | 26.63B | 31.12B | 30.32B | 24.08B | 23.91B | 26.15B | 330M | 0 |
| Total Non-Current Liabilities | 3.38B | 4.49B | 3.11B | 3.74B | 1.2B | 1.28B | 1.25B | 1.22B | 27.5B | 878.29M |
| Total Liabilities | 22.87B | 25.76B | 29.72B | 34.85B | 31.52B | 25.36B | 25.16B | 27.36B | 27.91B | 29.88B |
| Total Equity | 2.2B▲ 0% | 2.5B▲ 13.5% | 2.8B▲ 12.0% | 2.87B▲ 2.5% | 3.21B▲ 11.8% | 3.06B▼ 4.8% | 3.2B▲ 4.7% | 3.37B▲ 5.3% | 3.63B▲ 7.8% | 3.61B▲ 0% |
| Equity Growth % | 9.61% | 13.51% | 12.04% | 2.5% | 11.79% | -4.81% | 4.71% | 5.28% | 7.82% | 31.94% |
| Equity / Assets (Capital Ratio) | 8.78% | 8.85% | 8.61% | 7.61% | 9.24% | 10.75% | 11.28% | 10.96% | 11.51% | 10.77% |
| Return on Equity (ROE) | 9.36% | 12.48% | 11.77% | 2.34% | 8.35% | 10.61% | 6.05% | 2.36% | 9.44% | 9.93% |
| Book Value per Share | 43.83 | 49.74 | 55.56 | 56.76 | 62.76 | 59.85 | 65.81 | 71.67 | 79.90 | 79.35 |
| Tangible BV per Share | 41.75 | 48.52 | 53.91 | 54.33 | 62.42 | 59.82 | 65.78 | 71.64 | 79.87 | 79.35 |
| Common Stock | 496K | 502K | 503K | 504K | 506K | 509K | 511K | 515K | 518K | 51.97B |
| Additional Paid-in Capital | 961.3M | 967.89M | 978.21M | 991.9M | 1.01B | 1.03B | 1.05B | 1.06B | 1.07B | 0 |
| Retained Earnings | 1.09B | 1.38B | 1.66B | 1.71B | 1.95B | 2.26B | 2.44B | 2.5B | 2.81B | 2.88B |
| Accumulated OCI | 428K | 518K | 8.95M | 15.77M | -47.72M | -418.94M | -362M | -183.11M | -64.58M | -86.74M |
| Treasury Stock | -8K | -8K | -8K | -8K | -8K | -115.31M | -220.33M | -301.84M | -487.69M | 0 |
| Preferred Stock | 150M | 150M | 150M | 150M | 300M | 300M | 300M | 300M | 300M | 300M |
TCBI Cash Flow Statement
Texas Capital Bancshares, Inc. (TCBI) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 132.16M | -679.72M | -240.19M | 2.64B | 657.32M | 147.97M | 373.74M | 481.12M | 360.15M | 360.15M |
| Operating CF Growth % | 118.2% | -614.31% | 64.66% | 1199.08% | -75.1% | -77.49% | 152.58% | 28.73% | -25.14% | 24462.63% |
| Net Income | 197.06M | 293.39M | 312.01M | 66.29M | 253.94M | 332.48M | 189.14M | 77.51M | 330.24M | 356.99M |
| Depreciation & Amortization | 27.87M | 32.02M | 37.27M | 74.92M | 93.41M | 45.28M | 40.47M | 54.23M | 52.17M | 94.08M |
| Deferred Taxes | 31.28M | -6.4M | 10.8M | -7.96M | -20.25M | -17.39M | -17.78M | -16.09M | 15.89M | 0 |
| Other Non-Cash Items | -50.64M | -894.53M | -573.07M | 2.47B | 214.94M | -210.87M | 187.18M | 303.51M | 51.79M | 506.55M |
| Working Capital Changes | -95.43M | -121.13M | -44.8M | 16.4M | 83.96M | -22.96M | -49.47M | 37.27M | -126.69M | -127.22M |
| Cash from Investing | -3.22B | -1.99B | -2.28B | -2.94B | 1.23B | 3.31B | -1.76B | -2.48B | -1.85B | -3.02B |
| Purchase of Investments | -97.78M | -101.56M | -113.23M | -3B | -1.06B | -920.22M | -863.69M | -2.02B | -3.92M | -1.7B |
| Sale/Maturity of Investments | 99.16M | 3.43M | 6.18M | 52.61M | 569.93M | 531.77M | 355.73M | 1.77B | 832.99M | 861.4M |
| Net Investment Activity | 1.38M | -98.13M | -107.05M | -2.95B | -489.97M | -388.45M | -507.96M | -248.05M | 829.07M | -837.36M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 3.32B | 0 | 0 | 0 | 0 |
| Other Investing | -3.2B | -1.89B | -2.15B | 16.62M | 1.73B | 384.12M | -1.23B | -2.17B | -2.68B | -2.18B |
| Cash from Financing | 3.15B | 2.85B | 3.86B | 5.08B | -3.15B | -6.39B | -387.67M | 1.94B | 404.27M | -1.56B |
| Dividends Paid | -9.75M | -9.75M | -9.75M | -9.75M | -18.72M | -17.25M | -17.25M | -17.25M | -17.25M | -17.25M |
| Share Repurchases | 0 | 0 | 0 | 0 | -150M | -115.3M | -105.02M | -81.51M | -185.85M | -198.69M |
| Stock Issued | -2.24M | -2.38M | -1.46M | -1.99M | 286.6M | -4.21M | -4.21M | -9.06M | -7.36M | -2.83M |
| Net Stock Activity | -2.24M | -2.38M | -1.46M | -1.99M | 136.6M | -119.51M | -109.24M | -90.57M | -193.21M | -201.51M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K |
| Other Financing | 2.36B | 1.76B | 5.37B | 4.52B | -2.89B | -5.25B | -485.04M | 2.87B | 1.21B | -1.29B |
| Net Change in Cash | 66.24M▲ 0% | 174.47M▲ 163.4% | 1.35B▲ 671.2% | 4.78B▲ 255.3% | -1.26B▼ 126.3% | -2.93B▼ 132.9% | -1.77B▲ 39.7% | -54.04M▲ 96.9% | -1.09B▼ 1916.4% | -3.69B▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 2.84B | 2.91B | 3.08B | 4.43B | 9.21B | 7.95B | 5.01B | 3.24B | 3.19B | 2.1B |
| Cash at End | 2.91B | 3.08B | 4.43B | 9.21B | 7.95B | 5.01B | 3.24B | 3.19B | 2.1B | 2.96B |
| Interest Paid | 115.79M | 236.34M | 393.51M | 189.7M | 111.2M | 252.18M | 773.03M | 837.8M | 760.11M | 570.45M |
| Income Taxes Paid | 103.87M | 75.41M | 89.97M | 26.15M | 101.1M | 128.44M | 71.94M | 52.81M | 70.18M | 17.36M |
| Free Cash Flow | 119.9M▲ 0% | -687.37M▼ 673.3% | -256.84M▲ 62.6% | 2.64B▲ 1126.7% | 653.19M▼ 75.2% | 136.7M▼ 79.1% | 357.36M▲ 161.4% | 416.28M▲ 16.5% | 347.58M▼ 16.5% | 885.34M▲ 0% |
| FCF Growth % | 116.46% | -673.3% | 62.63% | 1126.74% | -75.23% | -79.07% | 161.42% | 16.49% | -16.5% | 161.58% |
TCBI Banking Ratios
Texas Capital Bancshares, Inc. (TCBI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.36% | 12.48% | 11.77% | 2.34% | 8.35% | 10.61% | 6.05% | 2.36% | 9.44% | 9.93% |
| Return on Assets (ROA) | 0.84% | 1.1% | 1.03% | 0.19% | 0.7% | 1.05% | 0.67% | 0.26% | 1.06% | 1.1% |
| Net Interest Margin | 3.04% | 3.24% | 2.98% | 2.26% | 2.21% | 3.08% | 3.22% | 2.93% | 3.26% | 2.37% |
| Efficiency Ratio | 48.01% | 42.17% | 40.29% | 54.32% | 57.87% | 38.47% | 42.26% | 43.07% | 38.42% | 29.29% |
| Equity / Assets | 8.78% | 8.85% | 8.61% | 7.61% | 9.24% | 10.75% | 11.28% | 10.96% | 11.51% | 10.77% |
| Book Value / Share | 43.83 | 49.74 | 55.56 | 56.76 | 62.76 | 59.85 | 65.81 | 71.67 | 79.9 | 79.35 |
| NII Growth | 18.99% | 20.17% | 5.94% | -12.17% | -9.7% | 13.92% | 4.38% | -1.4% | 14.13% | -14.06% |
| Dividend Payout | - | - | - | - | - | - | - | - | - | 0% |
TCBI SEC Filings & Documents
Texas Capital Bancshares, Inc. (TCBI) SEC filings — annual & quarterly reports (10-K, 10-Q)
TCBI Frequently Asked Questions
Texas Capital Bancshares, Inc. (TCBI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Texas Capital Bancshares, Inc. (TCBI) grew revenue by 13.5% over the past year. This is steady growth.
Yes, Texas Capital Bancshares, Inc. (TCBI) is profitable, generating $357.0M in net income for fiscal year 2025 (16.5% net margin).
Dividend & Returns
Yes, Texas Capital Bancshares, Inc. (TCBI) pays a dividend with a yield of 0.37%. This makes it attractive for income-focused investors.
Texas Capital Bancshares, Inc. (TCBI) has a return on equity (ROE) of 9.4%. This is below average, suggesting room for improvement.
Industry Metrics
Texas Capital Bancshares, Inc. (TCBI) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
Texas Capital Bancshares, Inc. (TCBI) has an efficiency ratio of 38.4%. This is excellent, indicating strong cost control.
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