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Banc of California, Inc.(BANC)Earnings, Financials & Key Ratios
BANC•NYSE•Banking & Credit
$19.39
$2.99B mkt cap·16.4× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutBanc of California, Inc. operates as the bank holding company for Banc of California, National Association that provides banking products and services in the United States. The company offers deposit products, including checking, savings, money market, retirement, and interest-bearing and noninterest-bearing demand accounts, as well as certificate of deposits. It also provides various commercial and consumer loan products, such as commercial and industrial loans; commercial real estate and multifamily loans; construction loans; single family residential mortgage loans; warehouse and indirect/direct leveraged lending; home equity lines of credit; small business administration loans; and other consumer loans. In addition, the company offers automated bill payment, cash and treasury management, foreign exchange, card payment, remote and mobile deposit capture, automated clearing house origination, wire transfer, direct deposit, and internet banking services; and master demand accounts, interest rate swaps, and safe deposit boxes. Further, it invests in collateralized loan obligations, agency securities, municipal bonds, agency residential mortgage-backed securities, and corporate debt securities. As of December 31, 2020, the company operated 29 full-service branches in Southern California. The company was formerly known as First PacTrust Bancorp, Inc. and changed its name to Banc of California, Inc. in July 2013. Banc of California, Inc. was founded in 1941 and is headquartered in Santa Ana, California.Show more
- Net Interest Income$977M+5.5%
- Total Revenue$1.81B-3.3%
- Net Income$229M+80.5%
- Return on Equity6.5%+76.6%
- Net Interest Margin2.81%+1.7%
- Efficiency Ratio40.72%-1.5%
- ROA0.67%+90.3%
- Equity / Assets10.18%-2.5%
- Book Value per Share22.12+6.6%
- Tangible BV/Share20.12+7.7%
- Debt/Equity0.85+27.8%
BANC Key Insights
Banc of California, Inc. (BANC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 78.7%
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 40.7% efficiency ratio
- ✓Well capitalized: 10.2% equity/assets
- ✓Healthy dividend yield of 2.1%
- ✓Share count reduced 5.1% through buybacks
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
BANC Price & Volume
Banc of California, Inc. (BANC) stock price & volume — 10-year historical chart
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BANC Growth Metrics
Banc of California, Inc. (BANC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years19.1%
5 Years42.38%
3 Years4.06%
TTM-
Profit CAGR
10 Years13.94%
5 Years78.67%
3 Years-18.54%
TTM80.45%
EPS CAGR
10 Years-1.26%
5 Years-
3 Years11.55%
TTM129.8%
Return on Capital
10 Years4.19%
5 Years6.34%
3 Years-8.99%
Last Year5.04%
BANC Recent Earnings
Banc of California, Inc. (BANC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (60%)●Beat Revenue 5/12 qtrs (50%)
Q2 2026Latest
Apr 22, 2026EPS
$0.39
Est $0.38
+2.6%
Revenue
$287M
Est $291M
-1.3%
Q1 2026
Feb 27, 2026EPS
$0.48
Revenue
$459M
Q1 2026
Jan 21, 2026EPS
$0.42
Est $0.37
+13.5%
Revenue
$293M
Est $291M
+0.6%
Q4 2025
Oct 22, 2025EPS
$0.38
Est $0.32
+17.1%
Revenue
$286M
Est $283M
+1.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.39vs $0.38+2.6% | $287Mvs $291M-1.3% |
| Q1 2026 | Feb 27, 2026 | $0.48 | $459M |
| Q1 2026 | Jan 21, 2026 | $0.42vs $0.37+13.5% | $293Mvs $291M+0.6% |
| Q4 2025 | Oct 22, 2025 | $0.38vs $0.32+17.1% | $286Mvs $283M+1.0% |
Based on last 12 quarters of dataView full earnings history →
BANC Peer Comparison
Banc of California, Inc. (BANC) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WAL | 9.16B | 83.33 | 9.55 | 5.17% | 12.81% | 0.82 | ||
 EWBC | 17.23B | 125.22 | 13.15 | 4.63% | 15.77% | 0.36 | ||
 CVBF | 2.8B | 20.63 | 13.57 | -2.33% | 9.25% | 0.43 | ||
 BOKF | 10.44B | 135.54 | 16.65 | 10.4% | 8.91% | 0.80 | ||
 ZION | 9.46B | 63.96 | 12.92 | 7.98% | 12.41% | 0.71 | ||
 CMA | 11.35B | 88.67 | 16.76 | -3.91% | 9.38% | 0.70 | ||
 FHN | 12.16B | 25.07 | 13.34 | 0.97% | 10.74% | 0.50 | ||
 HBAN | 26.34B | 16.64 | 11.97 | 4.38% | 10.04% | 0.76 |
Compare BANC vs Peers
Banc of California, Inc. (BANC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BANC Income Statement
Banc of California, Inc. (BANC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 304.19M | 286.08M | 248.16M | 224.59M | 1.1B | 1.29B | 747.13M | 926.05M | 977.39M |
| NII Growth % | -1.98% | -5.95% | -13.25% | -9.5% | 391.48% | 16.94% | -42.12% | 23.95% | 5.54% |
| Net Interest Margin % | 2.95% | 2.69% | 3.17% | 2.85% | 11.71% | 3.13% | 1.94% | 2.76% | 2.81% |
| Interest Income | 389.19M | 422.8M | 391.11M | 290.61M | 1.16B | 1.56B | 1.97B | 1.81B | 1.68B |
| Interest Expense | 85M | 136.72M | 142.95M | 66.01M | 54.91M | 265.73M | 1.22B | 886.65M | 699.27M |
| Loan Loss Provision | 11.89M | 28.63M | 35.17M | 29.02M | -162M | 24.5M | 52M | 42.8M | 48.43M |
| Non-Interest Income | 38.83M | 26.18M | 12.12M | 18.87M | 176.9M | 50.26M | -468.74M | 59.84M | 133.89M |
| Non-Interest Income % | 9.07% | 5.83% | 3% | 6.1% | 13.24% | 3.13% | -31.2% | 3.2% | 7.39% |
| Total Revenue | 428.02M▲ 0% | 448.97M▲ 4.9% | 403.23M▼ 10.2% | 309.48M▼ 23.2% | 1.34B▲ 331.6% | 1.61B▲ 20.3% | 1.5B▼ 6.5% | 1.87B▲ 24.6% | 1.81B▼ 3.3% |
| Revenue Growth % | -5.96% | 4.89% | -10.19% | -23.25% | 331.57% | 20.3% | -6.5% | 24.65% | -3.31% |
| Non-Interest Expense | 304.24M | 236.63M | 197.13M | 200.08M | 620.39M | 748.95M | 2.44B | 774.43M | 737.27M |
| Efficiency Ratio | 71.08% | 52.7% | 48.89% | 64.65% | 46.45% | 46.61% | 162.27% | 41.36% | 40.72% |
| Operating Income | 26.89M▲ 0% | 46.99M▲ 74.7% | 27.98M▼ 40.5% | 14.36M▼ 48.7% | 822.33M▲ 5626.6% | 567.57M▼ 31.0% | -2.21B▼ 489.6% | 168.65M▲ 107.6% | 325.57M▲ 93.0% |
| Operating Margin % | 6.28% | 10.47% | 6.94% | 4.64% | 61.57% | 35.32% | -147.2% | 9.01% | 17.98% |
| Operating Income Growth % | -73.24% | 74.73% | -40.46% | -48.67% | 5626.56% | -30.98% | -489.62% | 107.63% | 93.04% |
| Pretax Income | 26.89M▲ 0% | 46.99M▲ 74.7% | 27.98M▼ 40.5% | 14.36M▼ 48.7% | 822.33M▲ 5626.6% | 567.57M▼ 31.0% | -2.21B▼ 489.6% | 168.65M▲ 107.6% | 313.07M▲ 85.6% |
| Pretax Margin % | 6.28% | 10.47% | 6.94% | 4.64% | 61.57% | 35.32% | -147.2% | 9.01% | 17.29% |
| Income Tax | -26.58M | 4.84M | 4.22M | 1.79M | 215.38M | 143.96M | -312.2M | 41.77M | 84.1M |
| Effective Tax Rate % | -98.84% | 10.31% | 15.08% | 12.44% | 26.19% | 25.36% | 14.12% | 24.76% | 26.86% |
| Net Income | 57.71M▲ 0% | 45.47M▼ 21.2% | 23.76M▼ 47.8% | 12.57M▼ 47.1% | 606.96M▲ 4727.1% | 423.61M▼ 30.2% | -1.9B▼ 548.3% | 126.89M▲ 106.7% | 228.97M▲ 80.5% |
| Net Margin % | 13.48% | 10.13% | 5.89% | 4.06% | 45.44% | 26.36% | -126.42% | 6.78% | 12.65% |
| Net Income Growth % | -50% | -21.2% | -47.75% | -47.08% | 4727.1% | -30.21% | -548.32% | 106.68% | 80.45% |
| Net Income (Continuing) | 53.47M | 42.15M | 23.76M | 12.57M | 606.96M | 423.61M | -1.9B | 126.89M | 228.97M |
| EPS (Diluted) | 0.47▲ 0% | 0.37▼ 21.3% | 0.05▼ 86.5% | -0.02▼ 140.0% | 0.95▲ 4850.0% | 0.85▼ 10.5% | -22.71▼ 2771.8% | 0.52▲ 102.3% | 1.18▲ 126.9% |
| EPS Growth % | -75.77% | -21.28% | -86.49% | -140% | 4850% | -10.53% | -2771.76% | 102.29% | 126.92% |
| EPS (Basic) | 0.47 | 0.37 | 0.05 | -0.02 | 0.95 | 0.83 | -13.30 | 0.52 | 1.18 |
| Diluted Shares Outstanding | 121.61M | 123.64M | 118.97M | 116.85M | 117.31M | 142.98M | 142.98M | 168.68M | 160.09M |
BANC Balance Sheet
Banc of California, Inc. (BANC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.96B | 2.38B | 1.29B | 1.45B | 1.54B | 7.08B | 7.72B | 4.75B | 7.23B |
| Cash & Due from Banks | 387.7M | 391.59M | 373.47M | 220.82M | 228.12M | 2.24B | 5.38B | 2.5B | 2.31B |
| Short Term Investments | 2.58B | 1.99B | 912.58M | 1.23B | 1.32B | 4.84B | 2.35B | 2.25B | 4.92B |
| Total Investments | 9.34B | 9.69B | 6.86B | 7.08B | 8.5B | 36.04B | 30.6B | 28.69B | 29.96B |
| Investments Growth % | -7.21% | 3.72% | -29.2% | 3.2% | 20.09% | 324.03% | -15.11% | -6.23% | 4.41% |
| Long-Term Investments | 6.76B | 7.7B | 5.95B | 5.85B | 7.18B | 31.2B | 28.25B | 26.44B | 25.03B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 157.11M | 138.52M | 125.47M | 0 |
| Goodwill & Intangibles | 80.2M | 43.49M | 41.3M | 39.78M | 100.71M | 1.41B | 364.1M | 347.46M | 319.81M |
| Goodwill | 37.14M | 37.14M | 37.14M | 37.14M | 94.3M | 1.38B | 198.63M | 214.52M | 214.52M |
| Intangible Assets | 43.06M | 6.35M | 4.15M | 2.63M | 6.41M | 31.38M | 165.48M | 132.94M | 105.29M |
| PP&E (Net) | 135.7M | 129.39M | 150.56M | 141.15M | 112.87M | 584.82M | 624.25M | 549.83M | 146.7M |
| Other Assets | 344.1M | 325.72M | 355.19M | 350.33M | 392.83M | 395.94M | 615.83M | 548.25M | 1.41B |
| Total Current Assets | 2.97B | 2.39B | 1.29B | 1.45B | 1.55B | 7.36B | 7.94B | 4.93B | 7.23B |
| Total Non-Current Assets | 7.36B | 8.24B | 6.54B | 6.42B | 7.84B | 33.87B | 30.59B | 28.61B | 27.57B |
| Total Assets | 10.33B▲ 0% | 10.63B▲ 2.9% | 7.83B▼ 26.4% | 7.88B▲ 0.6% | 9.43B▲ 19.7% | 41.23B▲ 337.3% | 38.53B▼ 6.5% | 33.54B▼ 13.0% | 34.8B▲ 3.7% |
| Asset Growth % | -6.36% | 2.93% | -26.36% | 0.63% | 19.68% | 337.33% | -6.54% | -12.95% | 3.74% |
| Return on Assets (ROA) | 0.54% | 0.43% | 0.26% | 0.16% | 7.02% | 1.67% | -4.76% | 0.35% | 0.67% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 1.87B | 1.69B | 1.39B | 816.76M | 816.12M | 2.63B | 3.85B | 2.33B | 3.02B |
| Net Debt | 1.48B | 1.3B | 1.02B | 595.94M | 588M | 390.89M | -1.53B | -168.47M | 708.59M |
| Long-Term Debt | 1.87B | 1.69B | 1.37B | 796.11M | 750.45M | 2.63B | 1.23B | 2.33B | 3.02B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 25M | 0 | 2.62B | 0 | 0 |
| Other Liabilities | 14.13M | 0 | 0 | 5.51M | -40.67M | 596.73M | 893.61M | 517.27M | 0 |
| Total Current Liabilities | 7.43B | 7.99B | 5.52B | 6.16B | 7.58B | 34.05B | 33.02B | 27.19B | 28.24B |
| Total Non-Current Liabilities | 1.88B | 1.7B | 1.39B | 822.27M | 750.45M | 3.23B | 2.12B | 2.85B | 3.02B |
| Total Liabilities | 9.32B | 9.68B | 6.92B | 6.98B | 8.36B | 37.28B | 35.14B | 30.04B | 31.26B |
| Total Equity | 1.01B▲ 0% | 945.53M▼ 6.6% | 907.25M▼ 4.0% | 897.21M▼ 1.1% | 1.07B▲ 18.7% | 3.95B▲ 270.8% | 3.39B▼ 14.2% | 3.5B▲ 3.2% | 3.54B▲ 1.2% |
| Equity Growth % | 3.27% | -6.6% | -4.05% | -1.11% | 18.73% | 270.84% | -14.17% | 3.22% | 1.18% |
| Equity / Assets (Capital Ratio) | 9.8% | 8.89% | 11.59% | 11.39% | 11.3% | 9.58% | 8.8% | 10.43% | 10.18% |
| Return on Equity (ROE) | 5.79% | 4.65% | 2.56% | 1.39% | 61.86% | 16.89% | -51.74% | 3.68% | 6.5% |
| Book Value per Share | 8.32 | 7.65 | 7.63 | 7.68 | 9.08 | 27.63 | 23.72 | 20.75 | 22.12 |
| Tangible BV per Share | 7.66 | 7.30 | 7.28 | 7.34 | 8.22 | 17.78 | 21.17 | 18.69 | 20.12 |
| Common Stock | 522K | 523K | 525K | 527K | 651K | 1.23M | 1.69M | 1.69M | 1.5M |
| Additional Paid-in Capital | 621.43M | 625.83M | 629.85M | 634.7M | 854.87M | 2.82B | 3.84B | 3.79B | 3.55B |
| Retained Earnings | 144.84M | 140.95M | 127.73M | 110.18M | 147.89M | 1.42B | -518.3M | -431.2M | -242.02M |
| Accumulated OCI | 5.23M | -24.12M | -11.9M | 7.75M | 7.74M | -790.9M | -432.11M | -354.78M | -269.26M |
| Treasury Stock | -28.79M | -28.79M | -28.79M | -40.83M | -40.83M | -115.91M | 0 | 0 | 0 |
| Preferred Stock | 269.07M | 231.13M | 189.82M | 184.88M | 94.96M | 498.52M | 498.52M | 498.52M | 498.52M |
BANC Cash Flow Statement
Banc of California, Inc. (BANC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 563.01M | 123M | 80.25M | 74.86M | 502.96M | 701.97M | 135.77M | 77.37M | 255.6M |
| Operating CF Growth % | 3008.33% | -78.15% | -34.75% | -6.72% | 571.84% | 39.57% | -80.66% | -43.01% | 230.34% |
| Net Income | 57.71M | 45.47M | 23.76M | 12.57M | 606.96M | 423.61M | -1.9B | 126.89M | 228.97M |
| Depreciation & Amortization | 16.35M | 13.88M | 18.62M | 17.82M | 95.33M | 97.4M | 91.29M | 121.4M | 101.03M |
| Deferred Taxes | -30.37M | -5.91M | -622K | -9.26M | 5.84M | 19.08M | 0 | 0 | 0 |
| Other Non-Cash Items | 571.38M | 43.39M | 52.6M | 56.78M | -128.94M | 132.55M | 2.08B | 21.4M | 6.13M |
| Working Capital Changes | -64.2M | 19.6M | -19.14M | -8.83M | -108.47M | -5.43M | -169.57M | -207.76M | -103.88M |
| Cash from Investing | 151.86M | -469.75M | 2.8B | -266.92M | -5.71B | -3.57B | 12.61B | 1.89B | -1.48B |
| Purchase of Investments | -998.22M | -527.94M | -210.06M | -398.92M | -6.86B | -380.25M | -13.44M | -835.95M | -605.39M |
| Sale/Maturity of Investments | 1.69B | 1.08B | 1.29B | 80.96M | 1.21B | 2.67B | 3.29B | 938.31M | 498.2M |
| Net Investment Activity | 689.68M | 553.46M | 1.08B | -317.96M | -5.65B | 2.29B | 3.28B | 102.36M | -107.2M |
| Acquisitions | 56.12M | 0 | 0 | 0 | 3.76B | 0 | 335.32M | 0 | 0 |
| Other Investing | -578.63M | -1.01B | 1.73B | 56.14M | -3.77B | -5.74B | 9.01B | 1.8B | -1.35B |
| Cash from Financing | -766.68M | 350.64M | -2.89B | 39.4M | 6.11B | 1.05B | -9.61B | -4.84B | 1.03B |
| Dividends Paid | -46.16M | -54.68M | -31.3M | -25.72M | -119.44M | -139.59M | -88.67M | -108.09M | -103.68M |
| Share Repurchases | 0 | 0 | -1.02M | -12.96M | -100.83M | 0 | 0 | 0 | -187.73M |
| Stock Issued | 0 | 0 | 0 | 0 | 300K | 0 | 382.97M | 308K | 77K |
| Net Stock Activity | 0 | 0 | -1.02M | -12.96M | -100.53M | 0 | 382.97M | 308K | -187.65M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K |
| Other Financing | -1.85B | 620.57M | -2.49B | 648.89M | 5.99B | -1.07B | -10.09B | -3.21B | 647.73M |
| Net Change in Cash | -51.81M▲ 0% | 3.89M▲ 107.5% | -18.12M▼ 565.5% | -152.65M▼ 742.5% | 896.57M▲ 687.3% | -1.82B▼ 302.7% | 3.14B▲ 272.7% | -2.88B▼ 191.6% | -194.25M▲ 93.2% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 439.51M | 387.7M | 391.59M | 373.47M | 3.16B | 4.06B | 2.24B | 5.38B | 2.5B |
| Cash at End | 387.7M | 391.59M | 373.47M | 220.82M | 4.06B | 2.24B | 5.38B | 2.5B | 2.31B |
| Interest Paid | 81.81M | 130.79M | 151.51M | 66.01M | 53.45M | 238.38M | 1.06B | 1.01B | 715.04M |
| Income Taxes Paid | 11.32M | 8.32M | 2.92M | 762K | 136.01M | 97.25M | 0 | 0 | 7.54M |
| Free Cash Flow | 547.69M▲ 0% | 114M▼ 79.2% | 69.78M▼ 38.8% | 69.77M▼ 0.0% | 454.91M▲ 552.0% | 581.11M▲ 27.7% | 120.55M▼ 79.3% | 64.33M▼ 46.6% | 234.77M▲ 265.0% |
| FCF Growth % | 2161.3% | -79.18% | -38.79% | -0.01% | 552.01% | 27.74% | -79.26% | -46.64% | 264.96% |
BANC Banking Ratios
Banc of California, Inc. (BANC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 14.14% | 5.79% | 4.65% | 2.56% | 1.39% | 61.86% | 16.89% | -51.74% | 3.68% | 6.5% |
| Return on Assets (ROA) | 1.2% | 0.54% | 0.43% | 0.26% | 0.16% | 7.02% | 1.67% | -4.76% | 0.35% | 0.67% |
| Net Interest Margin | 2.81% | 2.95% | 2.69% | 3.17% | 2.85% | 11.71% | 3.13% | 1.94% | 2.76% | 2.81% |
| Efficiency Ratio | 64.43% | 71.08% | 52.7% | 48.89% | 64.65% | 46.45% | 46.61% | 162.27% | 41.36% | 40.72% |
| Equity / Assets | 8.89% | 9.8% | 8.89% | 11.59% | 11.39% | 11.3% | 9.58% | 8.8% | 10.43% | 10.18% |
| Book Value / Share | 8.15 | 8.32 | 7.65 | 7.63 | 7.68 | 9.08 | 27.63 | 23.72 | 20.75 | 22.12 |
| NII Growth | 46.95% | -1.98% | -5.95% | -13.25% | -9.5% | 391.48% | 16.94% | -42.12% | 23.95% | 5.54% |
| Dividend Payout | 18.93% | 44.55% | 71.97% | 66.27% | 94.22% | 19.68% | 28.39% | - | 53.83% | 27.91% |
BANC SEC Filings & Documents
Banc of California, Inc. (BANC) SEC filings — annual & quarterly reports (10-K, 10-Q)
BANC Frequently Asked Questions
Banc of California, Inc. (BANC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Banc of California, Inc. (BANC) saw revenue decline by 3.3% over the past year.
Yes, Banc of California, Inc. (BANC) is profitable, generating $229.0M in net income for fiscal year 2025 (12.6% net margin).
Dividend & Returns
Yes, Banc of California, Inc. (BANC) pays a dividend with a yield of 2.06%. This makes it attractive for income-focused investors.
Banc of California, Inc. (BANC) has a return on equity (ROE) of 6.5%. This is below average, suggesting room for improvement.
Industry Metrics
Banc of California, Inc. (BANC) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.
Banc of California, Inc. (BANC) has an efficiency ratio of 40.7%. This is excellent, indicating strong cost control.
Explore More BANC
Banc of California, Inc. (BANC) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates