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Apr 21, 2026·SEC
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Equifax Inc.(EFX)Earnings, Financials & Key Ratios
EFX•NYSE
$170.02
$20.51B mkt cap·32.0× P/E·Price updated May 6, 2026
AboutEquifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.Show more
- Revenue$6.07B+6.9%
- EBITDA$1.81B+5.3%
- Net Income$660M+9.3%
- EPS (Diluted)5.32+9.9%
- Gross Margin44.6%-19.9%
- EBITDA Margin29.87%-1.5%
- Operating Margin18.03%-1.7%
- Net Margin10.87%+2.2%
- ROE13.67%+8.7%
- ROIC8.46%+8.0%
- Debt/Equity1.07+5.5%
- Interest Coverage5.22+14.9%
EFX Key Insights
Equifax Inc. (EFX) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓FCF machine: 18.7% free cash flow margin
- ✓High quality earnings: Operating CF exceeds net income
- ✓Healthy 5Y average net margin of 12.1%
✗Weaknesses
- ✗Weak momentum: RS Rating 18 (bottom 18%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
EFX Price & Volume
Equifax Inc. (EFX) stock price & volume — 10-year historical chart
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EFX Growth Metrics
Equifax Inc. (EFX) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.59%
5 Years8.04%
3 Years5.85%
TTM9.55%
Profit CAGR
10 Years4.4%
5 Years4.89%
3 Years-1.75%
TTM14.11%
EPS CAGR
10 Years4.13%
5 Years4.64%
3 Years-1.99%
TTM16.16%
Return on Capital
10 Years10.2%
5 Years11.38%
3 Years10.33%
Last Year11.25%
EFX Recent Earnings
Equifax Inc. (EFX) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 21, 2026EPS
$1.86
Est $1.69
+10.1%
Revenue
$1.6B
Est $1.6B
+2.0%
Q1 2026
Feb 4, 2026EPS
$2.09
Est $2.06
+1.5%
Revenue
$1.6B
Est $1.5B
+1.5%
Q4 2025
Oct 21, 2025EPS
$2.04
Est $1.94
+5.2%
Revenue
$1.5B
Est $1.5B
+1.5%
Q3 2025
Jul 22, 2025EPS
$2.00
Est $1.93
+3.6%
Revenue
$1.5B
Est $1.5B
+1.6%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $1.86vs $1.69+10.1% | $1.6Bvs $1.6B+2.0% |
| Q1 2026 | Feb 4, 2026 | $2.09vs $2.06+1.5% | $1.6Bvs $1.5B+1.5% |
| Q4 2025 | Oct 21, 2025 | $2.04vs $1.94+5.2% | $1.5Bvs $1.5B+1.5% |
| Q3 2025 | Jul 22, 2025 | $2.00vs $1.93+3.6% | $1.5Bvs $1.5B+1.6% |
Based on last 12 quarters of dataView full earnings history →
EFX Peer Comparison
Equifax Inc. (EFX) competitors in Data, research and compliance services — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 TRU | 13.17B | 68.24 | 29.41 | 9.38% | 14.91% | 15.1% | 5.03% | 1.13 |
 FICO | 24.73B | 1066.27 | 40.18 | 15.91% | 33.67% | 3.11% | ||
 VRSK | 23.64B | 180.45 | 27.80 | 6.63% | 29.34% | 437.95% | 5.04% | 16.26 |
 MCO | 80.59B | 454.55 | 33.25 | 8.89% | 31.86% | 64.11% | 3.2% | 1.75 |
 SPGI | 125.47B | 423.87 | 28.91 | 7.94% | 29.15% | 12.92% | 4.35% | 0.39 |
 IHS | 2.74B | 8.17 | 19.45 | -7.55% | 9.08% | 15.23% | ||
 BAC | 404.29B | 53.12 | 13.91 | -1.91% | 16.23% | 10.1% | 3.12% | 1.21 |
 JPM | 834.2B | 309.40 | 15.67 | 14.61% | 21.59% | 16.11% | 2.18 |
Compare EFX vs Peers
Equifax Inc. (EFX) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
EFX Income Statement
Equifax Inc. (EFX) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 3.36B | 3.41B | 3.51B | 4.13B | 4.92B | 5.12B | 5.27B | 5.68B | 6.07B | 6.28B |
| Revenue Growth % | 6.91% | 1.48% | 2.8% | 17.67% | 19.3% | 4.03% | 2.79% | 7.9% | 6.92% | 9.55% |
| Cost of Goods Sold | 1.21B | 1.44B | 1.52B | 1.74B | 1.98B | 2.18B | 2.34B | 2.52B | 3.37B | 3.48B |
| COGS % of Revenue | 36.01% | 42.21% | 43.38% | 42.09% | 40.23% | 42.51% | 44.35% | 44.33% | 55.4% | - |
| Gross Profit | 2.15B▲ 0% | 1.97B▼ 8.4% | 1.99B▲ 0.7% | 2.39B▲ 20.4% | 2.94B▲ 23.1% | 2.94B▲ 0.1% | 2.93B▼ 0.5% | 3.16B▲ 7.9% | 2.71B▼ 14.3% | 2.81B▲ 0% |
| Gross Margin % | 63.99% | 57.79% | 56.62% | 57.91% | 59.77% | 57.49% | 55.65% | 55.67% | 44.6% | 44.67% |
| Gross Profit Growth % | 5.91% | -8.36% | 0.72% | 20.35% | 23.13% | 0.07% | -0.51% | 7.93% | -14.32% | - |
| Operating Expenses | 1.32B | 1.52B | 2.32B | 1.71B | 1.8B | 1.89B | 2B | 2.12B | 1.61B | 1.66B |
| OpEx % of Revenue | 39.25% | 44.66% | 66.18% | 41.51% | 36.66% | 36.88% | 37.92% | 37.32% | 26.57% | - |
| Selling, General & Admin | 1.03B | 1.21B | 1.99B | 1.31B | 1.36B | 1.34B | 1.39B | 1.47B | 1.61B | 1.65B |
| SG&A % of Revenue | 30.69% | 35.56% | 56.74% | 31.65% | 27.67% | 26.1% | 26.47% | 25.8% | 26.57% | - |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | 287.8M | 310.4M | 331.1M | 407.2M | 442.8M | 552.2M | 603M | 654.5M | 0 | 2M |
| Operating Income | 831.7M▲ 0% | 448M▼ 46.1% | -335.4M▼ 174.9% | 676.6M▲ 301.7% | 1.14B▲ 68.2% | 1.06B▼ 7.2% | 933.6M▼ 11.6% | 1.04B▲ 11.6% | 1.1B▲ 5.1% | 1.15B▲ 0% |
| Operating Margin % | 24.74% | 13.13% | -9.56% | 16.39% | 23.11% | 20.62% | 17.73% | 18.34% | 18.03% | 18.26% |
| Operating Income Growth % | 0.8% | -46.13% | -174.87% | 301.73% | 68.19% | -7.21% | -11.59% | 11.62% | 5.1% | - |
| EBITDA | 1.12B | 763.9M | 1.9M | 1.08B | 1.63B | 1.62B | 1.55B | 1.72B | 1.81B | 1.87B |
| EBITDA Margin % | 33.39% | 22.39% | 0.05% | 26.07% | 33.06% | 31.72% | 29.5% | 30.32% | 29.87% | 29.82% |
| EBITDA Growth % | 2.63% | -31.95% | -99.75% | 56526.32% | 51.28% | -0.18% | -4.38% | 10.9% | 5.34% | 7.43% |
| D&A (Non-Cash Add-back) | 290.9M | 315.9M | 337.3M | 399.3M | 489.6M | 568.6M | 619.8M | 680.6M | 719.5M | 726.2M |
| EBIT | 839.4M | 473.9M | -302.1M | 826.8M | 1.09B | 1.11B | 959.3M | 1.04B | 1.11B | 1.16B |
| Net Interest Income | -92.8M | -103.5M | -111.7M | -141.6M | -145.6M | -183M | -241.4M | -229.1M | -212.3M | -215.1M |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 92.8M | 103.5M | 111.7M | 141.6M | 145.6M | 183M | 241.4M | 229.1M | 212.3M | 215.1M |
| Other Income/Expense | -85.1M | -77.6M | -78.4M | 8.6M | -188.8M | -126.3M | -215.7M | -231.6M | -200.3M | -201.7M |
| Pretax Income | 746.6M▲ 0% | 370.4M▼ 50.4% | -413.8M▼ 211.7% | 685.2M▲ 265.6% | 949.2M▲ 38.5% | 929.7M▼ 2.1% | 717.9M▼ 22.8% | 810.5M▲ 12.9% | 894.9M▲ 10.4% | 945.3M▲ 0% |
| Pretax Margin % | 22.21% | 10.86% | -11.8% | 16.6% | 19.28% | 18.15% | 13.63% | 14.27% | 14.73% | 15.05% |
| Income Tax | 148.6M | 53.4M | -35.7M | 159M | 200.7M | 229.5M | 166.2M | 203.2M | 230.6M | 241.5M |
| Effective Tax Rate % | 19.9% | 14.42% | 8.63% | 23.2% | 21.14% | 24.69% | 23.15% | 25.07% | 25.77% | 25.55% |
| Net Income | 587.3M▲ 0% | 310.5M▼ 47.1% | -384.1M▼ 223.7% | 520.1M▲ 235.4% | 744.2M▲ 43.1% | 696.2M▼ 6.4% | 545.3M▼ 21.7% | 604.1M▲ 10.8% | 660.3M▲ 9.3% | 698.7M▲ 0% |
| Net Margin % | 17.47% | 9.1% | -10.95% | 12.6% | 15.11% | 13.59% | 10.36% | 10.63% | 10.87% | 11.12% |
| Net Income Growth % | 20.15% | -47.13% | -223.7% | 235.41% | 43.09% | -6.45% | -21.67% | 10.78% | 9.3% | 14.11% |
| Net Income (Continuing) | 598M | 317M | -378.1M | 526.2M | 748.5M | 700.2M | 551.7M | 607.3M | 664.3M | 703.8M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 64.6M | 47.9M | 44.3M | 41.9M | 16.8M | 16.8M | 153.4M | 122.7M | 114.4M | 120.4M |
| EPS (Diluted) | 4.83▲ 0% | 2.47▼ 48.9% | -3.25▼ 231.6% | 4.24▲ 230.5% | 6.02▲ 42.0% | 5.65▼ 6.1% | 4.40▼ 22.1% | 4.84▲ 10.0% | 5.32▲ 9.9% | 5.78▲ 0% |
| EPS Growth % | 19.55% | -48.86% | -231.58% | 230.46% | 41.98% | -6.15% | -22.12% | 10% | 9.92% | 16.16% |
| EPS (Basic) | 4.89 | 2.49 | -3.25 | 4.28 | 6.11 | 5.69 | 4.44 | 4.88 | 5.36 | - |
| Diluted Shares Outstanding | 121.5M | 121.4M | 120.9M | 122.8M | 123.6M | 123.3M | 123.9M | 124.9M | 124.1M | 120.8M |
| Basic Shares Outstanding | 120.1M | 120.4M | 120.9M | 121.5M | 121.9M | 122.4M | 122.9M | 123.8M | 123.2M | 120M |
| Dividend Payout Ratio | 31.91% | 60.52% | - | 36.44% | 25.53% | 27.45% | 35.17% | 31.98% | 35.26% | - |
EFX Balance Sheet
Equifax Inc. (EFX) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 998.4M | 902.3M | 1.21B | 2.48B | 1.12B | 1.37B | 1.36B | 1.36B | 1.41B | 1.49B |
| Cash & Short-Term Investments | 336.4M | 223.6M | 401.3M | 1.68B | 224.7M | 285.2M | 216.8M | 169.9M | 180.8M | 183.4M |
| Cash Only | 336.4M | 223.6M | 401.3M | 1.68B | 224.7M | 285.2M | 216.8M | 169.9M | 180.8M | 183.4M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 444.8M | 469.1M | 532.1M | 630.6M | 727.6M | 857.7M | 908.2M | 957.6M | 1.01B | 1.07B |
| Days Sales Outstanding | 48.29 | 50.18 | 55.37 | 55.76 | 53.94 | 61.12 | 62.96 | 61.52 | 60.85 | 60.12 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 122.9M | 109.6M | 187.9M | 59M | 60.2M | 93.3M | 88.8M | 98.2M | 74.5M | 231.4M |
| Total Non-Current Assets | 6.24B | 6.25B | 6.7B | 7.13B | 9.92B | 10.18B | 10.92B | 10.4B | 10.45B | 10.46B |
| Property, Plant & Equipment | 567M | 764.8M | 947.6M | 1.14B | 1.32B | 1.59B | 1.83B | 1.89B | 1.93B | 3.53B |
| Fixed Asset Turnover | 5.93x | 4.46x | 3.70x | 3.62x | 3.74x | 3.23x | 2.87x | 3.00x | 3.14x | 1.99x |
| Goodwill | 4.18B | 4.13B | 4.31B | 4.5B | 6.26B | 6.38B | 6.83B | 6.55B | 6.75B | 6.79B |
| Intangible Assets | 1.34B | 1.19B | 1.14B | 1.09B | 1.99B | 1.91B | 1.95B | 1.62B | 94.8M | 94.8M |
| Long-Term Investments | 0 | 0 | 0 | 127.7M | 127.7M | 74.5M | 88.9M | 0 | 0 | 0 |
| Other Non-Current Assets | 142M | 162.4M | 304.2M | 277.9M | 225.4M | 218.7M | 217.3M | 343.4M | 1.68B | 414.3M |
| Total Assets | 7.23B▲ 0% | 7.15B▼ 1.1% | 7.91B▲ 10.6% | 9.61B▲ 21.5% | 11.04B▲ 14.9% | 11.55B▲ 4.6% | 12.28B▲ 6.3% | 11.76B▼ 4.2% | 11.86B▲ 0.9% | 11.94B▲ 0% |
| Asset Turnover | 0.46x | 0.48x | 0.44x | 0.43x | 0.45x | 0.44x | 0.43x | 0.48x | 0.51x | 0.53x |
| Asset Growth % | 8.54% | -1.11% | 10.57% | 21.53% | 14.87% | 4.59% | 6.34% | -4.24% | 0.89% | -4.45% |
| Total Current Liabilities | 1.67B | 826.8M | 1.36B | 2.48B | 2.29B | 2.02B | 2.02B | 1.81B | 2.34B | 2.45B |
| Accounts Payable | 110.3M | 175.7M | 148.3M | 159.1M | 211.6M | 250.8M | 197.6M | 138.2M | 206.4M | 158.4M |
| Days Payables Outstanding | 33.25 | 44.52 | 35.57 | 33.42 | 38.99 | 42.05 | 30.89 | 20.03 | 22.39 | 18.2 |
| Short-Term Debt | 965.3M | 4.9M | 3.1M | 1.1B | 824.8M | 967.2M | 963.4M | 687.7M | 1.04B | 1.25B |
| Deferred Revenue (Current) | 108.4M | 98M | 104M | 108.3M | 121.3M | 132.9M | 109.5M | 115.5M | 101.2M | 430.6M |
| Other Current Liabilities | 209.2M | 204M | 784.1M | 612.5M | 638.2M | 296.6M | 334.7M | 403.2M | 703.7M | 933.5M |
| Current Ratio | 0.60x | 1.09x | 0.89x | 1.00x | 0.49x | 0.68x | 0.67x | 0.75x | 0.60x | 0.60x |
| Quick Ratio | 0.60x | 1.09x | 0.89x | 1.00x | 0.49x | 0.68x | 0.67x | 0.75x | 0.60x | 0.60x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | 41.92 |
| Total Non-Current Liabilities | 2.32B | 3.17B | 3.93B | 3.92B | 5.15B | 5.56B | 5.57B | 5.03B | 4.79B | 4.81B |
| Long-Term Debt | 1.74B | 2.63B | 3.38B | 3.28B | 4.47B | 4.82B | 4.75B | 4.32B | 4.06B | 4.06B |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 305.1M | 316.2M | 248M | 332.3M | 358.2M | 460.3M | 474.9M | 351.6M | 390.8M | 1.51B |
| Other Non-Current Liabilities | 276.8M | 223.9M | 299.5M | 308.8M | 320.1M | 279M | 350.8M | 353.9M | 344.5M | 1.38B |
| Total Liabilities | 3.99B | 4B | 5.29B | 6.4B | 7.44B | 7.57B | 7.59B | 6.84B | 7.13B | 7.26B |
| Total Debt | 2.7B | 2.64B | 3.38B | 4.38B | 5.29B | 5.79B | 5.71B | 5.01B | 5.09B | 5.31B |
| Net Debt | 2.37B | 2.41B | 2.98B | 2.69B | 5.07B | 5.5B | 5.49B | 4.84B | 4.91B | 5.12B |
| Debt / Equity | 0.83x | 0.84x | 1.29x | 1.36x | 1.47x | 1.46x | 1.22x | 1.02x | 1.07x | 1.07x |
| Debt / EBITDA | 2.41x | 3.45x | 1780.32x | 4.07x | 3.25x | 3.56x | 3.68x | 2.91x | 2.81x | 2.83x |
| Net Debt / EBITDA | 2.11x | 3.16x | 1569.11x | 2.50x | 3.12x | 3.39x | 3.54x | 2.81x | 2.71x | 2.71x |
| Interest Coverage | 9.05x | 4.58x | -2.70x | 5.84x | 7.52x | 6.08x | 3.97x | 4.54x | 5.22x | 5.38x |
| Total Equity | 3.24B▲ 0% | 3.16B▼ 2.6% | 2.62B▼ 16.9% | 3.21B▲ 22.4% | 3.6B▲ 12.2% | 3.97B▲ 10.3% | 4.69B▲ 18.0% | 4.92B▲ 5.0% | 4.74B▼ 3.7% | 4.66B▲ 0% |
| Equity Growth % | 19.02% | -2.57% | -16.88% | 22.4% | 12.18% | 10.33% | 17.97% | 4.95% | -3.69% | -4.01% |
| Book Value per Share | 26.66 | 25.99 | 21.69 | 26.14 | 29.14 | 32.22 | 37.83 | 39.39 | 38.18 | 38.59 |
| Total Shareholders' Equity | 3.17B | 3.11B | 2.58B | 3.17B | 3.58B | 3.96B | 4.53B | 4.8B | 4.6B | 4.54B |
| Common Stock | 236.6M | 236.6M | 236.6M | 236.6M | 236.6M | 236.6M | 236.6M | 236.6M | 236.6M | 236.6M |
| Retained Earnings | 4.6B | 4.72B | 4.13B | 4.19B | 4.75B | 5.26B | 5.61B | 6.02B | 6.45B | 6.55B |
| Treasury Stock | -2.58B | -2.57B | -2.56B | -2.55B | -2.64B | -2.65B | -2.64B | -2.64B | -3.58B | -3.84B |
| Accumulated OCI | -412M | -626.3M | -631.6M | -171.4M | -295.4M | -473.7M | -431.2M | -722.7M | -517.1M | -462.2M |
| Minority Interest | 64.6M | 47.9M | 44.3M | 41.9M | 16.8M | 16.8M | 153.4M | 122.7M | 114.4M | 120.4M |
EFX Cash Flow Statement
Equifax Inc. (EFX) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 816M | 672.2M | 313.8M | 946.2M | 1.33B | 757.1M | 1.12B | 1.32B | 1.62B | 1.62B |
| Operating CF Margin % | 24.27% | 19.7% | 8.95% | 22.92% | 27.11% | 14.78% | 21.21% | 23.31% | 26.6% | - |
| Operating CF Growth % | 4.02% | -17.62% | -53.32% | 201.53% | 41.07% | -43.28% | 47.51% | 18.6% | 21.99% | 104.75% |
| Net Income | 598M | 317M | -378.1M | 526.2M | 748.5M | 700.2M | 551.7M | 607.3M | 664.3M | 698.7M |
| Depreciation & Amortization | 290.9M | 315.9M | 337.3M | 399.3M | 489.6M | 568.6M | 619.8M | 680.6M | 726.9M | 733.5M |
| Stock-Based Compensation | 38.3M | 42.5M | 49.7M | 54.7M | 54.9M | 62.6M | 71.8M | 81.6M | 78.4M | 83.7M |
| Deferred Taxes | -44.1M | 1.3M | -82.7M | 66.5M | 9.3M | 88.1M | -70.2M | -66.9M | 30.2M | 46.7M |
| Other Non-Cash Items | 0 | 0 | 0 | -149.5M | 58.8M | -36.8M | -13.8M | 0 | -1.2M | 4.5M |
| Working Capital Changes | -67.1M | -4.5M | 387.6M | 49M | -26.3M | -625.6M | -42.5M | 21.9M | 117.1M | 60.9M |
| Change in Receivables | -1.3M | -37.4M | -61.3M | -93.7M | -66.2M | -138.6M | -23.3M | -66.3M | -40.9M | -44.2M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Investing | -349.5M | -461.5M | -697.5M | -492.7M | -3.4B | -959.5M | -878.2M | -511.5M | -554.3M | -568.4M |
| Capital Expenditures | -218.2M | -321.9M | -399.6M | -421.3M | -469M | -624.5M | -601.3M | -511.5M | -481.4M | -494.6M |
| CapEx % of Revenue | 6.49% | 9.43% | 11.39% | 10.21% | 9.53% | 12.19% | 11.42% | 9% | 7.92% | - |
| Acquisitions | -139.9M | -145.2M | -297.9M | -71.4M | -2.93B | -335M | -276.9M | 0 | -74.1M | -74.6M |
| Investments | - | - | - | - | - | - | - | - | - | - |
| Other Investing | 8.6M | 5.6M | 0 | 0 | 4.9M | 0 | 0 | 0 | 2.4M | 1.6M |
| Cash from Financing | -263.7M | -311M | 557.9M | 810.8M | 617.7M | 273.7M | -306.2M | -846.4M | -1.06B | -1.06B |
| Debt Issued (Net) | 29.9M | -64.7M | 746.5M | 997.6M | 920.3M | 491.5M | -77.6M | -704.6M | 76.2M | 342.4M |
| Equity Issued (Net) | -77.1M | 0 | 0 | 41.7M | -69.9M | 16.9M | 32.3M | 78.2M | -927.5M | -1.13B |
| Dividends Paid | -187.4M | -187.9M | -188.7M | -189.5M | -190M | -191.1M | -191.8M | -193.2M | -232.8M | -251.4M |
| Share Repurchases | -77.1M | 0 | 0 | 0 | -69.9M | 0 | 0 | 0 | -927.5M | -1.18B |
| Other Financing | -29.1M | -58.4M | 100K | -39M | -42.7M | -43.6M | -69.1M | -26.8M | 24.4M | -23.7M |
| Net Change in Cash | 207.1M▲ 0% | -112.8M▼ 154.5% | 177.7M▲ 257.5% | 1.28B▲ 622.2% | -1.46B▼ 213.8% | 60.5M▲ 104.1% | -68.4M▼ 213.1% | -46.9M▲ 31.4% | 10.9M▲ 123.2% | 7.3M▲ 0% |
| Free Cash Flow | 597.8M▲ 0% | 350.3M▼ 41.4% | -85.8M▼ 124.5% | 524.9M▲ 711.8% | 865.8M▲ 64.9% | 132.6M▼ 84.7% | 515.5M▲ 288.8% | 813M▲ 57.7% | 1.13B▲ 39.5% | 1.14B▲ 0% |
| FCF Margin % | 17.78% | 10.27% | -2.45% | 12.72% | 17.58% | 2.59% | 9.79% | 14.31% | 18.67% | 18.13% |
| FCF Growth % | -3.19% | -41.4% | -124.49% | 711.77% | 64.95% | -84.68% | 288.76% | 57.71% | 39.52% | 40.82% |
| FCF per Share | 4.92 | 2.89 | -0.71 | 4.27 | 7.00 | 1.08 | 4.16 | 6.51 | 9.14 | 9.14 |
| FCF Conversion (FCF/Net Income) | 1.39x | 2.16x | -0.82x | 1.82x | 1.79x | 1.09x | 2.05x | 2.19x | 2.45x | 1.63x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
EFX Key Ratios
Equifax Inc. (EFX) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 19.71% | 9.71% | -13.29% | 17.83% | 21.85% | 18.38% | 12.59% | 12.58% | 13.67% | 14.19% |
| Return on Invested Capital (ROIC) | 11.48% | 6.01% | -4.5% | 8.82% | 11.71% | 8.73% | 7.12% | 7.84% | 8.46% | 8.46% |
| Gross Margin | 63.99% | 57.79% | 56.62% | 57.91% | 59.77% | 57.49% | 55.65% | 55.67% | 44.6% | 44.67% |
| Net Margin | 17.47% | 9.1% | -10.95% | 12.6% | 15.11% | 13.59% | 10.36% | 10.63% | 10.87% | 11.12% |
| Debt / Equity | 0.83x | 0.84x | 1.29x | 1.36x | 1.47x | 1.46x | 1.22x | 1.02x | 1.07x | 1.07x |
| Interest Coverage | 9.05x | 4.58x | -2.70x | 5.84x | 7.52x | 6.08x | 3.97x | 4.54x | 5.22x | 5.38x |
| FCF Conversion | 1.39x | 2.16x | -0.82x | 1.82x | 1.79x | 1.09x | 2.05x | 2.19x | 2.45x | 1.63x |
| Revenue Growth | 6.91% | 1.48% | 2.8% | 17.67% | 19.3% | 4.03% | 2.79% | 7.9% | 6.92% | 9.55% |
EFX SEC Filings & Documents
Equifax Inc. (EFX) SEC filings — annual & quarterly reports (10-K, 10-Q)
EFX Frequently Asked Questions
Equifax Inc. (EFX) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Equifax Inc. (EFX) reported $6.28B in revenue for fiscal year 2025. This represents a 414% increase from $1.22B in 1996.
Equifax Inc. (EFX) grew revenue by 6.9% over the past year. This is steady growth.
Yes, Equifax Inc. (EFX) is profitable, generating $698.7M in net income for fiscal year 2025 (10.9% net margin).
Dividend & Returns
Yes, Equifax Inc. (EFX) pays a dividend with a yield of 1.10%. This makes it attractive for income-focused investors.
Equifax Inc. (EFX) has a return on equity (ROE) of 13.7%. This is reasonable for most industries.
Equifax Inc. (EFX) generated $1.14B in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
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Equifax Inc. (EFX) financial analysis — history, returns, DCA and operating performance tools
Full EFX Stock Analysis
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