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6Material company update
Apr 28, 2026·SEC
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Feb 12, 2026·SEC
TransUnion(TRU)Earnings, Financials & Key Ratios
TRU•NYSE
27.8× P/E·Price updated Jun 19, 2026
AboutTransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics to businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, insurance, tenant and employment, collections and services, technology, commerce and communication, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; and consumer services, which help consumers to manage their personal finances and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, identity protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.Show more
- Revenue$4.58B+9.4%
- EBITDA$1.43B+18.9%
- Net Income$455M+60.1%
- EPS (Diluted)2.32+60.0%
- Gross Margin59.09%-1.5%
- EBITDA Margin31.3%+8.7%
- Operating Margin18.74%+17.6%
- Net Margin9.95%+46.4%
- ROE10.28%+52.2%
TRU Key Insights
TransUnion (TRU) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓High quality earnings: Operating CF exceeds net income
- ✓Strong 5Y sales CAGR of 12.6%
- ✓Healthy 5Y average net margin of 13.1%
✗Weaknesses
- ✗Weak 3Y average ROE of 4.0%
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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TRU Price & Volume
TransUnion (TRU) stock price & volume — 10-year historical chart
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TRU Growth Metrics
TransUnion (TRU) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.75%
5 Years12.58%
3 Years7.25%
TTM10.99%
Profit CAGR
10 Years54.44%
5 Years5.82%
3 Years19.58%
TTM91.83%
EPS CAGR
10 Years51.8%
5 Years5.32%
3 Years18.34%
TTM92.02%
Return on Capital
10 Years7.18%
5 Years5.9%
3 Years5.51%
Last Year8.63%
TRU Recent Earnings
TransUnion (TRU) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 11/12 qtrs (92%)
Q2 2026Latest
Apr 28, 2026Metric
Actual
Est
EPS
$1.18+6.3%
$1.11
Rev
$1.2B+3.0%
$1.2B
Q1 2026
Feb 12, 2026Metric
Actual
Est
EPS
$1.07+3.9%
$1.03
Rev
$1.2B+3.5%
$1.1B
Q4 2025
Oct 23, 2025Metric
Actual
Est
EPS
$1.10+5.8%
$1.04
Rev
$1.2B+3.2%
$1.1B
Q3 2025
Jul 24, 2025Metric
Actual
Est
EPS
$1.08+9.0%
$0.99
Rev
$1.1B+3.9%
$1.1B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $1.18vs $1.11+6.3% | $1.2Bvs $1.2B+3.0% |
| Q1 2026 | Feb 12, 2026 | $1.07vs $1.03+3.9% | $1.2Bvs $1.1B+3.5% |
| Q4 2025 | Oct 23, 2025 | $1.10vs $1.04+5.8% | $1.2Bvs $1.1B+3.2% |
| Q3 2025 | Jul 24, 2025 | $1.08vs $0.99+9.0% | $1.1Bvs $1.1B+3.9% |
Based on last 12 quarters of dataView full earnings history →
TRU Peer Comparison
TransUnion (TRU) competitors in Data, research and compliance services — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 EFX | 18.57B | 153.93 | 28.93 | 6.92% | 11.12% | 14.19% | 1.07 | |
 FICO | 25.43B | 1096.48 | 41.31 | 15.91% | 33.67% | |||
 VRSK | 22.77B | 173.80 | 26.78 | 6.63% | 29.34% | 437.95% | 16.26 | |
 MCO | 79.9B | 450.67 | 32.97 | 8.89% | 31.69% | 64.11% | 1.75 | |
 SPGI | 121.63B | 410.92 | 28.03 | 7.94% | 30.37% | 12.92% | 0.39 | |
 MSCI | 42.31B | 581.19 | 37.35 | 9.74% | 40.74% | |||
 BAC | 424.14B | 56.20 | 14.71 | -0.45% | 15.93% | 10.15% | 1.21 | |
 JPM | 908.57B | 325.22 | 16.22 | 3.31% | 20.35% | 15.95% | 2.60 |
Compare TRU vs Peers
TransUnion (TRU) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
TRU Income Statement
TransUnion (TRU) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Sales/Revenue | 1.93B | 2.32B | 2.46B | 2.53B | 2.96B | 3.71B | 3.83B | 4.18B | 4.58B | 4.73B |
Revenue Growth % | 13.43% | 19.83% | 6.3% | 2.74% | 16.98% | 25.33% | 3.27% | 9.2% | 9.38% | 10.99% |
Cost of Goods Sold | 645.7M | 790.1M | 805.5M | 853.9M | 1.02B | 1.39B | 1.52B | 1.67B | 1.87B | 2.23B |
COGS % of Revenue | 33.39% | 34.1% | 32.7% | 33.74% | 34.53% | 37.34% | 39.6% | 39.99% | 40.91% | - |
Gross Profit | 1.29B▲ 0% | 1.53B▲ 18.6% | 1.66B▲ 8.6% | 1.68B▲ 1.1% | 1.94B▲ 15.6% | 2.32B▲ 20.0% | 2.31B▼ 0.5% | 2.51B▲ 8.5% | 2.7B▲ 7.7% | 2.49B▲ 0% |
Gross Margin % | 66.61% | 65.9% | 67.3% | 66.26% | 65.47% | 62.66% | 60.4% | 60.01% | 59.09% | 52.73% |
Gross Profit Growth % | 14.42% | 18.55% | 8.55% | 1.15% | 15.58% | 19.96% | -0.47% | 8.5% | 7.72% | - |
Operating Expenses | 823.4M | 1.01B | 1.12B | 1.18B | 1.29B | 1.7B | 2.19B | 1.84B | 1.85B | 1.64B |
OpEx % of Revenue | 42.58% | 43.79% | 45.31% | 46.49% | 43.44% | 45.78% | 57.04% | 44.07% | 40.35% | - |
Selling, General & Admin | 585.4M | 707.7M | 777.4M | 793.3M | 909M | 1.15B | 1.17B | 1.24B | 1.26B | 1.34B |
SG&A % of Revenue | 30.27% | 30.54% | 31.56% | 31.35% | 30.71% | 31.03% | 30.58% | 29.62% | 27.64% | - |
Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
R&D % of Revenue | - | - | - | - | - | - | - | - | - | - |
Other Operating Expenses | 238M | 306.9M | 338.6M | 383.1M | 377M | 547.5M | 1.01B | 604.5M | 581.6M | 2M |
Operating Income | 464.7M▲ 0% | 512.5M▲ 10.3% | 541.7M▲ 5.7% | 500.3M▼ 7.6% | 651.9M▲ 30.3% | 626.3M▼ 3.9% | 128.5M▼ 79.5% | 666.7M▲ 418.8% | 857.8M▲ 28.7% | 853.4M▲ 0% |
Operating Margin % | 24.03% | 22.12% | 21.99% | 19.77% | 22.02% | 16.88% | 3.35% | 15.94% | 18.74% | 18.06% |
Operating Income Growth % | 54.64% | 10.29% | 5.7% | -7.64% | 30.3% | -3.93% | -79.48% | 418.83% | 28.66% | - |
EBITDA | 702.7M | 819.4M | 880.3M | 847.1M | 1.03B | 1.15B | 652.9M | 1.2B | 1.43B | 1.44B |
EBITDA Margin % | 36.34% | 35.36% | 35.74% | 33.47% | 34.76% | 30.87% | 17.04% | 28.79% | 31.3% | 30.5% |
EBITDA Growth % | 24.22% | 16.61% | 7.43% | -3.77% | 21.46% | 11.31% | -42.99% | 84.48% | 18.94% | 10.32% |
D&A (Non-Cash Add-back) | 238M | 306.9M | 338.6M | 346.8M | 377M | 519M | 524.4M | 537.8M | 574.8M | 588.2M |
EBIT | 460.1M | 481M | 548.2M | 515.7M | 618.2M | 613.9M | 142.9M | 666.3M | 878.8M | 873.7M |
Net Interest Income | -94M | -145.6M | -183.1M | -129.3M | -128.8M | -226.2M | -267.5M | -236.7M | -202.6M | -209.9M |
Interest Income | 5.5M | 5.5M | 7.5M | 5.6M | 3.4M | 4.7M | 20.7M | 28.5M | 33.2M | 31.8M |
Interest Expense | 99.5M | 151.1M | 190.6M | 134.9M | 132.2M | 230.9M | 288.2M | 265.2M | 235.8M | 241.7M |
Other Income/Expense | -92.2M | -169M | -167.2M | -110.8M | -146.3M | -243.3M | -273.8M | -265.6M | -214.8M | 23.9M |
Pretax Income | 372.5M▲ 0% | 343.5M▼ 7.8% | 374.5M▲ 9.0% | 389.5M▲ 4.0% | 505.6M▲ 29.8% | 383M▼ 24.2% | -145.3M▼ 137.9% | 401.1M▲ 376.0% | 643M▲ 60.3% | 877.2M▲ 0% |
Pretax Margin % | 19.26% | 14.82% | 15.2% | 15.39% | 17.08% | 10.32% | -3.79% | 9.59% | 14.05% | 18.56% |
Income Tax | -79.1M | 54.5M | 70.5M | 83.7M | 131.9M | 118.9M | 44.7M | 98.8M | 173.1M | 159.6M |
Effective Tax Rate % | -21.23% | 15.87% | 18.83% | 21.49% | 26.09% | 31.04% | -30.76% | 24.63% | 26.92% | 18.19% |
Net Income | 441.2M▲ 0% | 276.6M▼ 37.3% | 346.9M▲ 25.4% | 343.2M▼ 1.1% | 1.39B▲ 305.1% | 266.3M▼ 80.8% | -206.2M▼ 177.4% | 284.4M▲ 237.9% | 455.4M▲ 60.1% | 704.6M▲ 0% |
Net Margin % | 22.82% | 11.94% | 14.08% | 13.56% | 46.97% | 7.18% | -5.38% | 6.8% | 9.95% | 14.91% |
Net Income Growth % | 265.84% | -37.31% | 25.42% | -1.07% | 305.1% | -80.85% | -177.43% | 237.92% | 60.13% | 91.83% |
Net Income (Continuing) | 451.6M | 289M | 304M | 305.7M | 373.7M | 264.1M | -190.1M | 302.3M | 469.9M | 717.7M |
Discontinued Operations | 0 | -1.5M | 48M | 49.8M | 1.03B | 17.4M | -700K | 0 | 0 | 0 |
Minority Interest | 95.9M | 92.5M | 94M | 95.9M | 98.1M | 99.5M | 97.3M | 101.8M | 106.1M | 161.1M |
EPS (Diluted) | 2.32▲ 0% | 1.45▼ 37.5% | 1.81▲ 24.8% | 1.79▼ 1.1% | 7.19▲ 301.7% | 1.40▼ 80.5% | -1.07▼ 176.4% | 1.45▲ 235.5% | 2.32▲ 60.0% | 3.62▲ 0% |
EPS Growth % | 256.92% | -37.5% | 24.83% | -1.1% | 301.68% | -80.53% | -176.43% | 235.51% | 60% | 92.02% |
EPS (Basic) | 2.42 | 1.50 | 1.85 | 1.81 | 7.25 | 1.40 | -1.07 | 1.46 | 2.34 | - |
Diluted Shares Outstanding | 189.9M | 190.9M | 191.8M | 192.2M | 193M | 193.1M | 193.4M | 196.7M | 196.6M | 194.7M |
Basic Shares Outstanding | 182.4M | 184.6M | 187.8M | 189.9M | 191.4M | 192.5M | 193.4M | 194.4M | 194.4M | 192.7M |
Dividend Payout Ratio | - | 15.04% | 16.37% | 16.78% | 5.02% | 29.22% | - | 29.08% | 19.87% | - |
TRU Balance Sheet
TransUnion (TRU) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Current Assets | 588.7M | 841.5M | 887.7M | 1.47B | 2.63B | 1.45B | 1.48B | 1.8B | 2.02B | 2.02B |
Cash & Short-Term Investments | 137.4M | 213.9M | 307.7M | 495.9M | 1.85B | 587.9M | 478.9M | 682M | 856.3M | 732.5M |
Cash Only | 115.8M | 187.4M | 274.1M | 493M | 1.84B | 585.3M | 476.2M | 679.5M | 853.6M | 732.5M |
Short-Term Investments | 21.6M | 26.5M | 33.6M | 3.2M | 3.1M | 2.6M | 2.7M | 2.5M | 2.7M | 0 |
Accounts Receivable | 366.9M | 477.6M | 479.5M | 394.6M | 563.2M | 602.2M | 723M | 888.6M | 905M | 1.05B |
Days Sales Outstanding | 69.25 | 75.23 | 71.05 | 56.91 | 69.44 | 59.25 | 68.88 | 77.52 | 72.18 | 75.96 |
Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - |
Other Current Assets | 25.4M | 72.9M | 16.4M | 494.9M | 87.1M | 115M | 127.8M | 105.2M | 120.5M | 237.3M |
Total Non-Current Assets | 4.53B | 6.2B | 6.22B | 5.84B | 10B | 10.22B | 9.63B | 9.18B | 9.1B | 10.03B |
Property, Plant & Equipment | 198.6M | 220.3M | 290.2M | 279.5M | 392.9M | 345.7M | 298.2M | 259.4M | 307.6M | 275.1M |
Fixed Asset Turnover | 9.74x | 10.52x | 8.49x | 9.05x | 7.53x | 10.73x | 12.85x | 16.13x | 14.88x | 16.41x |
Goodwill | 2.37B | 3.29B | 3.38B | 3.23B | 5.53B | 5.55B | 5.18B | 5.14B | 5.26B | 5.78B |
Intangible Assets | 1.83B | 2.55B | 2.39B | 2.17B | 3.77B | 3.68B | 3.52B | 3.26B | 3.1B | 3.56B |
Long-Term Investments | 105.4M | 94.3M | 150.6M | 133.6M | 240.5M | 265.9M | 291.4M | 279.9M | 287.3M | 817.3M |
Other Non-Current Assets | 31.2M | 42M | 31.4M | 29.1M | 63.4M | 369.5M | 338M | 231.9M | 133.1M | 415.6M |
Total Assets | 5.12B▲ 0% | 7.04B▲ 37.5% | 7.11B▲ 1.0% | 7.31B▲ 2.8% | 12.63B▲ 72.8% | 11.67B▼ 7.7% | 11.11B▼ 4.8% | 10.98B▼ 1.1% | 11.11B▲ 1.2% | 12.05B▲ 0% |
Asset Turnover | 0.38x | 0.33x | 0.35x | 0.35x | 0.23x | 0.32x | 0.34x | 0.38x | 0.41x | 0.42x |
Asset Growth % | 7.05% | 37.54% | 1.04% | 2.79% | 72.81% | -7.67% | -4.81% | -1.08% | 1.17% | 12.57% |
Total Current Liabilities | 458.4M | 548.5M | 571.4M | 669.8M | 1.36B | 905.5M | 1B | 1.06B | 1.15B | 1.05B |
Accounts Payable | 131.3M | 169.9M | 176.2M | 188.4M | 270.2M | 250.4M | 251.3M | 294.6M | 349.9M | 379.1M |
Days Payables Outstanding | 74.22 | 78.49 | 79.84 | 80.53 | 96.47 | 65.99 | 60.45 | 64.26 | 68.22 | 58.65 |
Short-Term Debt | 119.3M | 71.7M | 58.7M | 55.5M | 114.6M | 114.6M | 89.6M | 70.6M | 216.7M | 205M |
Deferred Revenue (Current) | 13.2M | 73.1M | 82.8M | 79.3M | 133.6M | 111.9M | 125.1M | 133.8M | 129.8M | 376.7M |
Other Current Liabilities | 53.7M | 78.6M | 57.4M | 98M | 83.6M | 53.4M | 71.4M | 94.2M | 177.4M | 461.5M |
Current Ratio | 1.28x | 1.53x | 1.55x | 2.19x | 1.94x | 1.60x | 1.47x | 1.70x | 1.75x | 1.93x |
Quick Ratio | 1.28x | 1.53x | 1.55x | 2.19x | 1.94x | 1.60x | 1.47x | 1.70x | 1.75x | 1.93x |
Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | 17.31 |
Total Non-Current Liabilities | 2.84B | 4.51B | 4.2B | 4.01B | 7.27B | 6.49B | 6B | 5.61B | 5.41B | 6.09B |
Long-Term Debt | 2.35B | 3.98B | 3.6B | 3.4B | 6.25B | 5.56B | 5.25B | 5.08B | 4.91B | 5.4B |
Capital Lease Obligations | 1.3M | 800K | 57.2M | 49M | 119.1M | 102M | 81.8M | 41.5M | 34.8M | 110.5M |
Deferred Tax Liabilities | 419.4M | 478M | 439.1M | 396.8M | 787.6M | 762M | 592.9M | 415.3M | 389.8M | 1.69B |
Other Non-Current Liabilities | 70.8M | 53.8M | 92.1M | 158.6M | 107.3M | 66.6M | 56.3M | 59.3M | 68.1M | 148.8M |
Total Liabilities | 3.29B | 5.06B | 4.77B | 4.68B | 8.63B | 7.4B | 7B | 6.67B | 6.57B | 7.13B |
Total Debt | 2.46B | 4.05B | 3.73B | 3.52B | 6.52B | 5.81B | 5.45B | 5.21B | 5.16B | 5.61B |
Net Debt | 2.35B | 3.86B | 3.46B | 3.03B | 4.68B | 5.22B | 4.97B | 4.53B | 4.3B | 4.87B |
Debt / Equity | 1.35x | 2.04x | 1.60x | 1.34x | 1.63x | 1.36x | 1.33x | 1.21x | 1.13x | 1.14x |
Debt / EBITDA | 3.51x | 4.94x | 4.24x | 4.16x | 6.34x | 5.07x | 8.34x | 4.33x | 3.60x | 3.89x |
Net Debt / EBITDA | 3.34x | 4.71x | 3.93x | 3.57x | 4.55x | 4.56x | 7.62x | 3.76x | 3.00x | 3.38x |
Interest Coverage | 4.62x | 3.18x | 2.88x | 3.82x | 4.68x | 2.66x | 0.50x | 2.51x | 3.73x | 3.61x |
Total Equity | 1.82B▲ 0% | 1.98B▲ 8.6% | 2.34B▲ 18.0% | 2.64B▲ 12.7% | 4.01B▲ 52.0% | 4.27B▲ 6.6% | 4.11B▼ 3.8% | 4.32B▲ 5.2% | 4.55B▲ 5.2% | 4.91B▲ 0% |
Equity Growth % | 23.87% | 8.64% | 18.02% | 12.68% | 51.97% | 6.57% | -3.84% | 5.2% | 5.24% | 29.78% |
Book Value per Share | 9.61 | 10.38 | 12.20 | 13.72 | 20.76 | 22.11 | 21.23 | 21.96 | 23.12 | 25.24 |
Total Shareholders' Equity | 1.73B | 1.89B | 2.25B | 2.54B | 3.91B | 4.17B | 4.01B | 4.22B | 4.44B | 4.75B |
Common Stock | 1.9M | 1.9M | 1.9M | 2M | 2M | 2M | 2M | 2M | 2M | 1.9M |
Retained Earnings | 137.4M | 363.1M | 652M | 937.4M | 2.25B | 2.45B | 2.16B | 2.36B | 2.72B | 3.1B |
Treasury Stock | -138.8M | -139.9M | -179.2M | -215.2M | -252M | -284.5M | -302.9M | -334.6M | -370.3M | -391M |
Accumulated OCI | -135.3M | -282.7M | -251.6M | -272.1M | -285.4M | -284.5M | -260.9M | -367.2M | -340.2M | -413.7M |
Minority Interest | 95.9M | 92.5M | 94M | 95.9M | 98.1M | 99.5M | 97.3M | 101.8M | 106.1M | 161.1M |
TRU Cash Flow Statement
TransUnion (TRU) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 468M | 555.7M | 776.7M | 787.4M | 808.3M | 297.2M | 645.4M | 832.5M | 987.6M | 1.02B |
Operating CF Margin % | 24.2% | 23.98% | 31.53% | 31.12% | 27.31% | 8.01% | 16.85% | 19.9% | 21.58% | - |
Operating CF Growth % | 20.03% | 18.74% | 39.77% | 1.38% | 2.65% | -63.23% | 117.16% | 28.99% | 18.63% | 126.28% |
Net Income | 451.6M | 289M | 356.6M | 355.6M | 370.5M | 267.3M | -190.1M | 302.3M | 455.4M | 704.6M |
Depreciation & Amortization | 238M | 306.9M | 362.1M | 367.9M | 377M | 519M | 524.4M | 537.8M | 574.8M | 588.2M |
Stock-Based Compensation | 33.1M | 57.9M | 51M | 44.3M | 69.2M | 82.8M | 100.6M | 121.2M | 0 | 114.1M |
Deferred Taxes | -212.8M | -69M | -22.5M | -35.3M | -17.2M | -88.9M | -162.7M | -157.3M | -28.8M | -22.3M |
Other Non-Cash Items | 15.4M | 26.3M | 6.7M | 7.8M | 53.7M | 28.2M | 447.1M | 82.2M | 203.8M | -172.2M |
Working Capital Changes | -57.3M | -55.4M | 22.8M | 47.1M | -44.9M | -511.2M | -73.9M | -53.7M | -217.6M | -202.7M |
Change in Receivables | -44.7M | -113.8M | 7.3M | -15.6M | -36.2M | -37.5M | -135.1M | -105.6M | -119.4M | -170M |
Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Change in Payables | 9.7M | 20.7M | 5.7M | 18.1M | 45.7M | -20.7M | -6.5M | 39.2M | 31.3M | 28.3M |
Cash from Investing | -480.8M | -2.02B | -203.9M | -267.2M | -2.21B | -723.9M | -318.9M | -307.4M | -331.7M | -831.8M |
Capital Expenditures | -135.3M | -180.1M | -198.5M | -214.1M | -224.2M | -298.2M | -310.7M | -315.8M | -326M | -322.8M |
CapEx % of Revenue | 7% | 7.77% | 8.06% | 8.46% | 7.57% | 8.04% | 8.11% | 7.55% | 7.12% | 6.83% |
Acquisitions | -356.1M | -1.83B | -46.3M | -71.7M | -3.67B | -524.3M | -500K | 0 | 0 | -578.6M |
Investments | - | - | - | - | - | - | - | - | - | - |
Other Investing | 400K | -1.4M | 36.4M | 1.5M | 6.6M | 101.2M | 400K | 700K | -5.9M | 23.3M |
Cash from Financing | -51.7M | 1.54B | -486.7M | -296.9M | 2.76B | -820.5M | -438.8M | -308.7M | -494.6M | -53M |
Debt Issued (Net) | 73.3M | 1.6B | -398.1M | -208.8M | 2.96B | -714.6M | -341.9M | -191.9M | -78.5M | 441.5M |
Equity Issued (Net) | -133.5M | 26.2M | 24.4M | 22.9M | 21.9M | 18.7M | 23.1M | 24.9M | -337.7M | -309.5M |
Dividends Paid | 0 | -41.6M | -56.8M | -57.6M | -69.8M | -77.8M | -81.8M | -82.7M | -90.5M | -145.5M |
Share Repurchases | -133.5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -337.7M | -331.2M |
Other Financing | 8.5M | -45.1M | -56.2M | -53.4M | -149M | -46.8M | -38.2M | -59M | 12.1M | -39.5M |
Net Change in Cash | -66.4M▲ 0% | 71.6M▲ 207.8% | 86.7M▲ 21.1% | 218.9M▲ 152.5% | 1.35B▲ 516.6% | -1.26B▼ 193.1% | -109.1M▲ 91.3% | 203.3M▲ 286.3% | 174.1M▼ 14.4% | 122.6M▲ 0% |
Free Cash Flow | 332.7M▲ 0% | 375.6M▲ 12.9% | 578.2M▲ 53.9% | 573.3M▼ 0.8% | 584.1M▲ 1.9% | -1M▼ 100.2% | 334.7M▲ 33570.0% | 516.7M▲ 54.4% | 661.6M▲ 28.0% | 696.5M▲ 0% |
FCF Margin % | 17.2% | 16.21% | 23.47% | 22.65% | 19.73% | -0.03% | 8.74% | 12.35% | 14.46% | 14.74% |
FCF Growth % | 25.12% | 12.89% | 53.94% | -0.85% | 1.88% | -100.17% | 33570% | 54.38% | 28.04% | 36.78% |
FCF per Share | 1.75 | 1.97 | 3.01 | 2.98 | 3.03 | -0.01 | 1.73 | 2.63 | 3.37 | 3.58 |
FCF Conversion (FCF/Net Income) | 1.06x | 2.01x | 2.24x | 2.29x | 0.58x | 1.12x | -3.13x | 2.93x | 2.17x | 0.99x |
Interest Paid | 90.2M | 132.1M | 163.5M | 120M | 109.1M | 221.1M | 281.2M | 261M | 0 | 0 |
Taxes Paid | 120.2M | 111.1M | 110.6M | 131.9M | 181.2M | 573.6M | 206.4M | 202.5M | 0 | 0 |
TRU Key Ratios
TransUnion (TRU) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 26.76% | 14.53% | 16.05% | 13.8% | 41.86% | 6.44% | -4.92% | 6.75% | 10.28% | 15.1% |
Return on Invested Capital (ROIC) | 8.89% | 7.67% | 6.98% | 6.55% | 6.81% | 5.17% | 1.04% | 5.58% | 7.27% | 6.96% |
Gross Margin | 66.61% | 65.9% | 67.3% | 66.26% | 65.47% | 62.66% | 60.4% | 60.01% | 59.09% | 52.73% |
Net Margin | 22.82% | 11.94% | 14.08% | 13.56% | 46.97% | 7.18% | -5.38% | 6.8% | 9.95% | 14.91% |
Debt / Equity | 1.35x | 2.04x | 1.60x | 1.34x | 1.63x | 1.36x | 1.33x | 1.21x | 1.13x | 1.14x |
Interest Coverage | 4.62x | 3.18x | 2.88x | 3.82x | 4.68x | 2.66x | 0.50x | 2.51x | 3.73x | 3.61x |
FCF Conversion | 1.06x | 2.01x | 2.24x | 2.29x | 0.58x | 1.12x | -3.13x | 2.93x | 2.17x | 0.99x |
Revenue Growth | 13.43% | 19.83% | 6.3% | 2.74% | 16.98% | 25.33% | 3.27% | 9.2% | 9.38% | 10.99% |
Related:TRU Dividend History·TRU Revenue History·TRU Price History·TRU P/E History·TRU Financial Ratios·TRU Institutional Holders
TRU SEC Filings & Documents
TransUnion (TRU) SEC filings — annual & quarterly reports (10-K, 10-Q)
TRU Frequently Asked Questions
TransUnion (TRU) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
TransUnion (TRU) reported $4.73B in revenue for fiscal year 2025. This represents a 315% increase from $1.14B in 2012.
TransUnion (TRU) grew revenue by 9.4% over the past year. This is steady growth.
Yes, TransUnion (TRU) is profitable, generating $704.6M in net income for fiscal year 2025 (10.0% net margin).
Dividend & Returns
Yes, TransUnion (TRU) pays a dividend with a yield of 0.71%. This makes it attractive for income-focused investors.
TransUnion (TRU) has a return on equity (ROE) of 10.3%. This is reasonable for most industries.
TransUnion (TRU) generated $696.5M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.