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May 6, 2026·SEC
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Apr 30, 2026·SEC
Material company update
Apr 30, 2026·SEC
EVERTEC, Inc.(EVTC)Earnings, Financials & Key Ratios
EVTC•NYSE
11.7× P/E·Price updated Jun 19, 2026
AboutEVERTEC, Inc. engages in transaction processing business in Latin America and the Caribbean. The company operates through Payment Services - Puerto Rico & Caribbean; Payment Services - Latin America; Merchant Acquiring; Business Solutions, and Corporate and Other segments. It provides merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. The company also offers payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers; and EBT services. In addition, it provides business process management solutions comprising core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions to financial institutions, and corporate and government customers. Further, the company owns and operates the ATH network, an automated teller machine and personal identification number debit networks. It manages a system of electronic payment networks that process approximately three billion transactions. The company sells and distributes its services primarily through direct sales force. It serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.Show more
- Revenue$932M+10.2%
- EBITDA$309M+5.1%
- Net Income$142M+25.7%
- EPS (Diluted)2.20+27.2%
- Gross Margin49.65%-4.4%
- EBITDA Margin33.11%-4.6%
- Operating Margin20.01%+2.1%
- Net Margin15.2%+14.1%
- ROE22.96%+17.7%
EVTC Key Insights
EVERTEC, Inc. (EVTC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓High quality earnings: Operating CF exceeds net income
- ✓Strong 5Y sales CAGR of 12.8%
- ✓Good 3Y average ROE of 18.9%
- ✓Healthy 5Y average net margin of 21.2%
✗Weaknesses
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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EVTC Price & Volume
EVERTEC, Inc. (EVTC) stock price & volume — 10-year historical chart
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EVTC Growth Metrics
EVERTEC, Inc. (EVTC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.59%
5 Years12.79%
3 Years14.64%
TTM9.44%
Profit CAGR
10 Years6.62%
5 Years6.28%
3 Years-16.01%
TTM2.55%
EPS CAGR
10 Years8.53%
5 Years9%
3 Years-13.93%
TTM4.02%
Return on Capital
10 Years14.24%
5 Years13.52%
3 Years10.2%
Last Year10.54%
EVTC Recent Earnings
EVERTEC, Inc. (EVTC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
May 6, 2026Metric
Actual
Est
EPS
$0.90-1.1%
$0.91
Rev
$248M-0.4%
$249M
Q1 2026
Feb 26, 2026Metric
Actual
Est
EPS
$0.93+2.2%
$0.91
Rev
$245M+3.4%
$237M
Q4 2025
Nov 6, 2025Metric
Actual
Est
EPS
$0.92+3.4%
$0.89
Rev
$229M-3.5%
$237M
Q3 2025
Jul 30, 2025Metric
Actual
Est
EPS
$0.89+3.5%
$0.86
Rev
$230M+2.2%
$225M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $0.90vs $0.91-1.1% | $248Mvs $249M-0.4% |
| Q1 2026 | Feb 26, 2026 | $0.93vs $0.91+2.2% | $245Mvs $237M+3.4% |
| Q4 2025 | Nov 6, 2025 | $0.92vs $0.89+3.4% | $229Mvs $237M-3.5% |
| Q3 2025 | Jul 30, 2025 | $0.89vs $0.86+3.5% | $230Mvs $225M+2.2% |
Based on last 12 quarters of dataView full earnings history →
EVTC Peer Comparison
EVERTEC, Inc. (EVTC) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 PAYO | 2.35B | 7.02 | 36.95 | 7.68% | 6.76% | 10.01% | 0.10 | |
 CASS | 639.22M | 49.52 | 18.97 | -13.1% | 17.25% | 14.61% | 0.02 | |
 FIS | 19.75B | 38.21 | 50.95 | 5.43% | 22.91% | 18.45% | 0.29 | |
 FISV | 25.59B | 47.86 | 7.55 | 3.6% | 15.17% | 12.43% | 1.13 | |
 GPN | 15.83B | 66.88 | 11.47 | -23.75% | -7.99% | -2.96% | 0.92 | |
 WEX | 4.42B | 127.53 | 15.06 | 1.24% | 11.5% | 26.96% | 3.94 | |
 JKHY | 9.14B | 126.23 | 20.23 | 7.21% | 20.64% | 24.03% | ||
 V | 627.79B | 327.24 | 32.08 | 11.34% | 51.68% | 58.9% | 0.66 |
Compare EVTC vs Peers
EVERTEC, Inc. (EVTC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
EVTC Income Statement
EVERTEC, Inc. (EVTC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Sales/Revenue | 407.14M | 453.87M | 487.37M | 510.59M | 589.8M | 618.41M | 694.71M | 845.49M | 931.82M | 950.95M |
Revenue Growth % | 4.53% | 11.48% | 7.38% | 4.76% | 15.51% | 4.85% | 12.34% | 21.7% | 10.21% | 9.44% |
Cost of Goods Sold | 200.65M | 196.96M | 213.38M | 226.87M | 250.16M | 292.62M | 336.76M | 406.42M | 469.13M | 510.03M |
COGS % of Revenue | 49.28% | 43.4% | 43.78% | 44.43% | 42.42% | 47.32% | 48.47% | 48.07% | 50.35% | - |
Gross Profit | 206.49M▲ 0% | 256.91M▲ 24.4% | 274M▲ 6.6% | 283.72M▲ 3.5% | 339.63M▲ 19.7% | 325.79M▼ 4.1% | 357.95M▲ 9.9% | 439.07M▲ 22.7% | 462.69M▲ 5.4% | 440.92M▲ 0% |
Gross Margin % | 50.72% | 56.6% | 56.22% | 55.57% | 57.58% | 52.68% | 51.53% | 51.93% | 49.65% | 46.37% |
Gross Profit Growth % | -3.37% | 24.42% | 6.65% | 3.55% | 19.71% | -4.08% | 9.87% | 22.66% | 5.38% | - |
Operating Expenses | 120.41M | 131.78M | 129.49M | 142.33M | 143.12M | 168.39M | 221.79M | 273.4M | 276.25M | 259.41M |
OpEx % of Revenue | 29.57% | 29.04% | 26.57% | 27.87% | 24.27% | 27.23% | 31.93% | 32.34% | 29.65% | - |
Selling, General & Admin | 56.16M | 68.72M | 61.41M | 70.81M | 68.05M | 89.77M | 128.17M | 145.56M | 154.16M | 165.8M |
SG&A % of Revenue | 13.79% | 15.14% | 12.6% | 13.87% | 11.54% | 14.52% | 18.45% | 17.22% | 16.54% | - |
Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
R&D % of Revenue | - | - | - | - | - | - | - | - | - | - |
Other Operating Expenses | 64.25M | 63.07M | 68.08M | 71.52M | 75.07M | 78.62M | 93.62M | 127.85M | 122.09M | 3M |
Operating Income | 86.08M▲ 0% | 125.13M▲ 45.4% | 144.5M▲ 15.5% | 141.39M▼ 2.2% | 196.51M▲ 39.0% | 157.4M▼ 19.9% | 136.16M▼ 13.5% | 165.67M▲ 21.7% | 186.44M▲ 12.5% | 181.51M▲ 0% |
Operating Margin % | 21.14% | 27.57% | 29.65% | 27.69% | 33.32% | 25.45% | 19.6% | 19.59% | 20.01% | 19.09% |
Operating Income Growth % | -19.66% | 45.36% | 15.48% | -2.15% | 38.99% | -19.9% | -13.49% | 21.67% | 12.54% | - |
EBITDA | 150.33M | 188.19M | 212.58M | 212.91M | 271.58M | 236.02M | 229.78M | 293.51M | 308.53M | 315.66M |
EBITDA Margin % | 36.92% | 41.46% | 43.62% | 41.7% | 46.05% | 38.17% | 33.08% | 34.72% | 33.11% | 33.19% |
EBITDA Growth % | -9.82% | 25.19% | 12.96% | 0.15% | 27.56% | -13.1% | -2.64% | 27.74% | 5.12% | 2.58% |
D&A (Non-Cash Add-back) | 64.25M | 63.07M | 68.08M | 71.52M | 75.07M | 78.62M | 93.62M | 127.85M | 122.09M | 134.15M |
EBIT | 90.06M | 129.21M | 145.49M | 148.93M | 204.51M | 292.62M | 117.67M | 194.36M | 222.65M | 213.01M |
Net Interest Income | -29.14M | -29.26M | -27.59M | -23.57M | -20.92M | -21.65M | -23.81M | -61.4M | -53.24M | -53M |
Interest Income | 716K | 787K | 1.22M | 1.5M | 1.89M | 3.12M | 8.51M | 13.33M | 15.04M | 15.64M |
Interest Expense | 29.86M | 30.04M | 28.81M | 25.07M | 22.81M | 24.77M | 32.32M | 74.73M | 68.28M | 68.65M |
Other Income/Expense | -25.88M | -25.96M | -27.83M | -17.54M | -14.81M | 110.45M | -50.81M | -46.04M | -32.06M | -35.38M |
Pretax Income | 60.2M▲ 0% | 99.17M▲ 64.7% | 116.67M▲ 17.7% | 123.85M▲ 6.2% | 181.71M▲ 46.7% | 267.85M▲ 47.4% | 85.35M▼ 68.1% | 119.63M▲ 40.2% | 154.38M▲ 29.0% | 146.13M▲ 0% |
Pretax Margin % | 14.79% | 21.85% | 23.94% | 24.26% | 30.81% | 43.31% | 12.29% | 14.15% | 16.57% | 15.37% |
Income Tax | 4.78M | 12.6M | 12.97M | 19M | 20.56M | 28.98M | 5.48M | 4.85M | 9.81M | 9.91M |
Effective Tax Rate % | 7.94% | 12.7% | 11.12% | 15.34% | 11.32% | 10.82% | 6.42% | 4.05% | 6.36% | 6.78% |
Net Income | 55.05M▲ 0% | 86.27M▲ 56.7% | 103.47M▲ 19.9% | 104.44M▲ 0.9% | 161.13M▲ 54.3% | 239.01M▲ 48.3% | 79.72M▼ 66.6% | 112.62M▲ 41.3% | 141.59M▲ 25.7% | 132.64M▲ 0% |
Net Margin % | 13.52% | 19.01% | 21.23% | 20.45% | 27.32% | 38.65% | 11.48% | 13.32% | 15.2% | 13.95% |
Net Income Growth % | -26.63% | 56.7% | 19.94% | 0.93% | 54.29% | 48.33% | -66.64% | 41.27% | 25.72% | 2.55% |
Net Income (Continuing) | 55.42M | 86.57M | 103.7M | 104.85M | 161.14M | 238.87M | 79.88M | 114.78M | 144.56M | 136.22M |
Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Minority Interest | 3.86M | 4.15M | 4.44M | 4.69M | 4.06M | 3.24M | 41.08M | 46.74M | 92.39M | 97.52M |
EPS (Diluted) | 0.76▲ 0% | 1.16▲ 52.6% | 1.41▲ 21.6% | 1.43▲ 1.4% | 2.21▲ 54.5% | 3.45▲ 56.1% | 1.21▼ 64.9% | 1.73▲ 43.0% | 2.20▲ 27.2% | 2.12▲ 0% |
EPS Growth % | -24.75% | 52.63% | 21.55% | 1.42% | 54.55% | 56.11% | -64.93% | 42.98% | 27.17% | 4.02% |
EPS (Basic) | 0.76 | 1.19 | 1.44 | 1.45 | 2.24 | 3.48 | 1.23 | 1.75 | 2.22 | - |
Diluted Shares Outstanding | 72.87M | 74.42M | 73.48M | 73.05M | 72.87M | 69.31M | 65.81M | 65.08M | 64.42M | 62.58M |
Basic Shares Outstanding | 72.48M | 72.61M | 72.1M | 71.94M | 72.05M | 68.7M | 64.93M | 64.29M | 63.7M | 61.8M |
Dividend Payout Ratio | 39.53% | 8.43% | 13.94% | 13.77% | 8.94% | 5.76% | 16.34% | 11.43% | 9.03% | - |
EVTC Balance Sheet
EVERTEC, Inc. (EVTC) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Current Assets | 168.71M | 216.19M | 276.02M | 359.05M | 436.35M | 389.13M | 561.35M | 529.07M | 590.77M | 602.34M |
Cash & Short-Term Investments | 50.42M | 69.97M | 111.03M | 202.65M | 266.35M | 185.27M | 295.6M | 273.64M | 305.99M | 290.89M |
Cash Only | 50.42M | 69.97M | 111.03M | 202.65M | 266.35M | 185.27M | 295.6M | 273.64M | 305.99M | 290.89M |
Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accounts Receivable | 84.88M | 102.03M | 110.13M | 100.78M | 117.37M | 117.16M | 140.49M | 149.83M | 180.58M | 176.4M |
Days Sales Outstanding | 76.09 | 82.05 | 82.48 | 72.04 | 72.63 | 69.15 | 73.82 | 64.68 | 70.73 | 64.07 |
Inventory | 21.46M | 29.02M | 39.21M | 0 | 37.96M | 0 | 0 | 0 | 0 | 0 |
Days Inventory Outstanding | 39.04 | 53.79 | 67.07 | - | 55.38 | - | - | - | - | - |
Other Current Assets | 24.49M | 34.4M | 45.37M | 45.06M | 40.49M | 70.35M | 92.86M | 77.13M | 74.01M | 135.06M |
Total Non-Current Assets | 734.08M | 711.1M | 735.66M | 713.53M | 708.41M | 742.61M | 1.5B | 1.33B | 1.65B | 1.69B |
Property, Plant & Equipment | 37.92M | 36.76M | 73.77M | 71.08M | 69.76M | 72.31M | 77.25M | 72.19M | 102.57M | 102.79M |
Fixed Asset Turnover | 10.74x | 12.35x | 6.61x | 7.18x | 8.45x | 8.55x | 8.99x | 11.71x | 9.08x | 10.95x |
Goodwill | 398.57M | 394.64M | 399.49M | 397.67M | 393.32M | 423.39M | 791.7M | 726.9M | 891.99M | 918.16M |
Intangible Assets | 279.96M | 259.27M | 241.94M | 219.91M | 213.29M | 200.32M | 518.07M | 430.88M | 553.08M | 555.19M |
Long-Term Investments | 13.07M | 13.21M | 13.01M | 13.14M | 15.2M | 16.88M | 32.65M | 35.36M | 39.17M | 119.08M |
Other Non-Current Assets | 3.56M | 5.3M | 5.32M | 6.01M | 9.93M | 24.02M | 31.39M | 29.33M | 20.32M | 58.77M |
Total Assets | 902.79M▲ 0% | 927.29M▲ 2.7% | 1.01B▲ 9.1% | 1.07B▲ 6.0% | 1.14B▲ 6.7% | 1.13B▼ 1.1% | 2.06B▲ 82.0% | 1.86B▼ 9.8% | 2.24B▲ 20.8% | 2.3B▲ 0% |
Asset Turnover | 0.45x | 0.49x | 0.48x | 0.48x | 0.52x | 0.55x | 0.34x | 0.46x | 0.42x | 0.44x |
Asset Growth % | 1.93% | 2.71% | 9.1% | 6.02% | 6.73% | -1.14% | 82.04% | -9.84% | 20.76% | 57.7% |
Total Current Liabilities | 147.22M | 136.71M | 144.31M | 152.99M | 152.88M | 208.41M | 298.31M | 279.66M | 285.04M | 306.23M |
Accounts Payable | 41.13M | 47.27M | 39.16M | 43.35M | 28.48M | 29.73M | 66.52M | 58.73M | 63.73M | 63.35M |
Days Payables Outstanding | 74.83 | 87.6 | 66.99 | 69.74 | 41.56 | 37.08 | 72.09 | 52.74 | 49.58 | 40.62 |
Short-Term Debt | 58.49M | 14.25M | 14.25M | 14.25M | 19.75M | 40.75M | 23.87M | 23.87M | 33.87M | 57.63M |
Deferred Revenue (Current) | 7.74M | 11.53M | 20.67M | 24.96M | 17.4M | 15.23M | 21.05M | 25.27M | 26.57M | 73.01M |
Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 26.7M | 47.62M | 32.03M | 26.2M | 174.98M |
Current Ratio | 1.15x | 1.58x | 1.91x | 2.35x | 2.85x | 1.87x | 1.88x | 1.89x | 2.07x | 1.97x |
Quick Ratio | 1.00x | 1.37x | 1.64x | 2.35x | 2.61x | 1.87x | 1.88x | 1.89x | 2.07x | 1.97x |
Cash Conversion Cycle | 40.31 | 48.24 | 82.55 | - | 86.46 | - | - | - | - | 23.45 |
Total Non-Current Liabilities | 607.6M | 574.98M | 595.74M | 577.16M | 521.6M | 448.58M | 1.13B | 1.06B | 1.24B | 1.22B |
Long-Term Debt | 557.25M | 524.06M | 510.95M | 481.04M | 444.79M | 389.5M | 946.82M | 931.56M | 1.06B | 1.05B |
Capital Lease Obligations | 0 | 0 | 24.68M | 22.4M | 16.46M | 10.79M | 9.03M | 4.92M | 33.3M | 75.24M |
Deferred Tax Liabilities | 13.82M | 9.95M | 4.26M | 2.75M | 2.37M | 10.11M | 87.92M | 44.81M | 71.36M | 226.38M |
Other Non-Current Liabilities | 13.04M | 14.9M | 27.41M | 39.63M | 21.74M | 4.12M | 40.98M | 22.39M | 35.24M | 34.43M |
Total Liabilities | 754.81M | 711.69M | 740.05M | 730.15M | 674.49M | 657M | 1.42B | 1.34B | 1.53B | 1.53B |
Total Debt | 615.74M | 538.31M | 555.65M | 523.52M | 486.57M | 446.97M | 986.41M | 966.58M | 1.13B | 1.13B |
Net Debt | 565.32M | 468.33M | 444.62M | 320.87M | 220.22M | 261.7M | 690.81M | 692.94M | 824.39M | 844.11M |
Debt / Equity | 4.16x | 2.50x | 2.05x | 1.53x | 1.03x | 0.94x | 1.55x | 1.86x | 1.58x | 1.48x |
Debt / EBITDA | 4.10x | 2.86x | 2.61x | 2.46x | 1.79x | 1.89x | 4.29x | 3.29x | 3.66x | 3.60x |
Net Debt / EBITDA | 3.76x | 2.49x | 2.09x | 1.51x | 0.81x | 1.11x | 3.01x | 2.36x | 2.67x | 2.67x |
Interest Coverage | 3.02x | 4.30x | 5.05x | 5.94x | 8.97x | 11.81x | 3.64x | 2.60x | 3.26x | 3.10x |
Total Equity | 147.98M▲ 0% | 215.61M▲ 45.7% | 271.62M▲ 26.0% | 342.43M▲ 26.1% | 470.27M▲ 37.3% | 474.75M▲ 1.0% | 635.38M▲ 33.8% | 519.26M▼ 18.3% | 713.99M▲ 37.5% | 765.82M▲ 0% |
Equity Growth % | 36.79% | 45.7% | 25.98% | 26.07% | 37.33% | 0.95% | 33.83% | -18.27% | 37.5% | 123.03% |
Book Value per Share | 2.03 | 2.90 | 3.70 | 4.69 | 6.45 | 6.85 | 9.65 | 7.98 | 11.08 | 12.24 |
Total Shareholders' Equity | 144.11M | 211.46M | 267.19M | 337.74M | 466.21M | 471.51M | 594.29M | 472.52M | 621.61M | 668.3M |
Common Stock | 723K | 723K | 720K | 721K | 719K | 648K | 654K | 636K | 618K | 616K |
Retained Earnings | 148.89M | 228.74M | 296.48M | 379.93M | 506.05M | 487.35M | 538.9M | 599.61M | 687.7M | 682.07M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accumulated OCI | -10.85M | -23.79M | -30.01M | -48.25M | -48.12M | -16.49M | 18.21M | -134.72M | -66.71M | -14.39M |
Minority Interest | 3.86M | 4.15M | 4.44M | 4.69M | 4.06M | 3.24M | 41.08M | 46.74M | 92.39M | 97.52M |
EVTC Cash Flow Statement
EVERTEC, Inc. (EVTC) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 145.79M | 172.73M | 179.95M | 199.09M | 228.42M | 219.9M | 211.19M | 260.06M | 227.01M | 220.57M |
Operating CF Margin % | 35.81% | 38.06% | 36.92% | 38.99% | 38.73% | 35.56% | 30.4% | 30.76% | 24.36% | - |
Operating CF Growth % | -13.25% | 18.48% | 4.18% | 10.64% | 14.73% | -3.73% | -3.96% | 23.14% | -12.71% | -38.12% |
Net Income | 55.42M | 86.57M | 103.7M | 104.85M | 161.14M | 238.87M | 79.88M | 114.78M | 144.56M | 132.64M |
Depreciation & Amortization | 64.25M | 63.07M | 68.08M | 71.52M | 75.07M | 78.62M | 93.62M | 127.85M | 122.09M | 136M |
Stock-Based Compensation | 9.64M | 12.59M | 13.57M | 14.25M | 14.8M | 19.96M | 25.73M | 30.27M | 29.58M | 22.24M |
Deferred Taxes | -4.31M | -4.61M | -6.39M | -3.9M | -2.83M | -435K | -16.14M | -26.73M | -24.15M | -30.64M |
Other Non-Cash Items | 17.24M | 8.88M | 13.53M | 6.37M | 8.09M | -109.35M | 19.57M | 15.57M | 12.53M | 21.75M |
Working Capital Changes | 3.54M | 6.24M | -12.54M | 6M | -27.85M | -7.76M | 8.54M | -1.68M | -57.6M | -64.4M |
Change in Receivables | -2.1M | -18.18M | -7.85M | 8.4M | -18.52M | -15.57M | -6.85M | -11.22M | -28.56M | -21.83M |
Change in Inventory | -1.93M | 1.34M | -15.98M | 0 | -9.1M | 0 | 0 | 0 | 0 | 0 |
Change in Payables | -870K | 16.06M | -215K | -1.14M | -394K | 26.95M | 0 | 0 | 0 | -5.46M |
Cash from Investing | -76.27M | -41.3M | -65.35M | -48.63M | -83.82M | -133.32M | -507.93M | -118.28M | -238.24M | -239.09M |
Capital Expenditures | -11.29M | -13.93M | -23M | -17.08M | -25.1M | -27.07M | -21.43M | -25.38M | -23.34M | -36.27M |
CapEx % of Revenue | 2.77% | 3.07% | 4.72% | 3.35% | 4.26% | 4.38% | 3.08% | 3% | 2.5% | 3.81% |
Acquisitions | -42.84M | 0 | -5.58M | 0 | 0 | -44.37M | -423.07M | -36.03M | -144.44M | -144.44M |
Investments | - | - | - | - | - | - | - | - | - | - |
Other Investing | -22.14M | -27.37M | -36.76M | -31.55M | -55.75M | -55.38M | -63.52M | -63.18M | -68.06M | -56.03M |
Cash from Financing | -69.18M | -105.06M | -70.23M | -62.62M | -81.28M | -153.31M | 416.37M | -152.56M | 28.45M | 22.28M |
Debt Issued (Net) | -38.16M | -81.2M | -15.14M | -32.8M | -33.7M | -33.36M | 469.55M | -26.35M | 133.59M | 148.59M |
Equity Issued (Net) | -7.67M | -12.16M | -31.82M | -7.3M | -24.39M | -96.6M | -36.1M | -82.29M | -69.29M | -89.3M |
Dividends Paid | -21.76M | -7.27M | -14.42M | -14.38M | -14.41M | -13.77M | -13.03M | -12.87M | -12.78M | -12.69M |
Share Repurchases | -7.67M | -10M | -31.82M | -7.3M | -24.39M | -96.6M | -36.1M | -82.29M | -69.29M | -89.3M |
Other Financing | -1.59M | -6.58M | -8.85M | -8.13M | -8.79M | -9.58M | -4.06M | -31.05M | -23.07M | -24.33M |
Net Change in Cash | 335K▲ 0% | 26.38M▲ 7774.3% | 44.38M▲ 68.2% | 89.98M▲ 102.8% | 64.81M▼ 28.0% | -70.26M▼ 208.4% | 128.07M▲ 282.3% | -29.07M▼ 122.7% | 33.48M▲ 215.2% | 39.45M▲ 0% |
Free Cash Flow | 112.32M▲ 0% | 131.41M▲ 17.0% | 120.08M▼ 8.6% | 150.45M▲ 25.3% | 146.76M▼ 2.4% | 137.37M▼ 6.4% | 126.24M▼ 8.1% | 171.64M▲ 36.0% | 135.51M▼ 21.1% | 165M▲ 0% |
FCF Margin % | 27.59% | 28.95% | 24.64% | 29.47% | 24.88% | 22.21% | 18.17% | 20.3% | 14.54% | 17.35% |
FCF Growth % | -10.7% | 17% | -8.63% | 25.29% | -2.45% | -6.4% | -8.1% | 35.96% | -21.05% | -1.89% |
FCF per Share | 1.54 | 1.77 | 1.63 | 2.06 | 2.01 | 1.98 | 1.92 | 2.64 | 2.10 | 2.64 |
FCF Conversion (FCF/Net Income) | 2.65x | 2.00x | 1.74x | 1.91x | 1.42x | 0.92x | 2.65x | 2.31x | 1.60x | 1.24x |
Interest Paid | 25.38M | 26.89M | 28.23M | 23.79M | 21.7M | 24.13M | 32.15M | 72M | 64.37M | 48.4M |
Taxes Paid | 9.93M | 9.75M | 18.7M | 22.67M | 25.72M | 32.83M | 36.25M | 24.58M | 36.9M | 31.21M |
EVTC Key Ratios
EVERTEC, Inc. (EVTC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 42.99% | 47.46% | 42.47% | 34.02% | 39.65% | 50.58% | 14.36% | 19.51% | 22.96% | 18.65% |
Return on Invested Capital (ROIC) | 9.11% | 13.43% | 15.48% | 15.37% | 21.77% | 16.55% | 9.9% | 9.79% | 10.17% | 9.41% |
Gross Margin | 50.72% | 56.6% | 56.22% | 55.57% | 57.58% | 52.68% | 51.53% | 51.93% | 49.65% | 46.37% |
Net Margin | 13.52% | 19.01% | 21.23% | 20.45% | 27.32% | 38.65% | 11.48% | 13.32% | 15.2% | 13.95% |
Debt / Equity | 4.16x | 2.50x | 2.05x | 1.53x | 1.03x | 0.94x | 1.55x | 1.86x | 1.58x | 1.48x |
Interest Coverage | 3.02x | 4.30x | 5.05x | 5.94x | 8.97x | 11.81x | 3.64x | 2.60x | 3.26x | 3.10x |
FCF Conversion | 2.65x | 2.00x | 1.74x | 1.91x | 1.42x | 0.92x | 2.65x | 2.31x | 1.60x | 1.24x |
Revenue Growth | 4.53% | 11.48% | 7.38% | 4.76% | 15.51% | 4.85% | 12.34% | 21.7% | 10.21% | 9.44% |
Related:EVTC Dividend History·EVTC Revenue History·EVTC Price History·EVTC P/E History·EVTC Financial Ratios·EVTC Institutional Holders
EVTC SEC Filings & Documents
EVERTEC, Inc. (EVTC) SEC filings — annual & quarterly reports (10-K, 10-Q)
EVTC Frequently Asked Questions
EVERTEC, Inc. (EVTC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
EVERTEC, Inc. (EVTC) reported $950.9M in revenue for fiscal year 2025. This represents a 196% increase from $321.1M in 2011.
EVERTEC, Inc. (EVTC) grew revenue by 10.2% over the past year. This is steady growth.
Yes, EVERTEC, Inc. (EVTC) is profitable, generating $132.6M in net income for fiscal year 2025 (15.2% net margin).
Dividend & Returns
Yes, EVERTEC, Inc. (EVTC) pays a dividend with a yield of 0.77%. This makes it attractive for income-focused investors.
EVERTEC, Inc. (EVTC) has a return on equity (ROE) of 23.0%. This is excellent, indicating efficient use of shareholder capital.
EVERTEC, Inc. (EVTC) generated $165.0M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.