EVERTEC, Inc.(EVTC)Earnings, Financials & Key Ratios

EVTC•NYSE

$28.16

$1.74B mkt cap·12.8× P/E·Price updated May 6, 2026

SectorTechnology IndustryInfrastructure Software Sub-IndustryPayments and fintech infrastructure

AboutEVERTEC, Inc. engages in transaction processing business in Latin America and the Caribbean. The company operates through Payment Services - Puerto Rico & Caribbean; Payment Services - Latin America; Merchant Acquiring; Business Solutions, and Corporate and Other segments. It provides merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. The company also offers payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers; and EBT services. In addition, it provides business process management solutions comprising core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions to financial institutions, and corporate and government customers. Further, the company owns and operates the ATH network, an automated teller machine and personal identification number debit networks. It manages a system of electronic payment networks that process approximately three billion transactions. The company sells and distributes its services primarily through direct sales force. It serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.Show more

Revenue$932M+10.2%
EBITDA$309M+5.1%
Net Income$142M+25.7%
EPS (Diluted)2.20+27.2%
Gross Margin49.65%-4.4%
EBITDA Margin33.11%-4.6%
Operating Margin20.01%+2.1%
Net Margin15.2%+14.1%
ROE22.96%+17.7%
ROIC10.17%+3.9%
Debt/Equity1.58-14.9%
Interest Coverage3.26+25.4%

Technical→

EVTC Key Insights

EVERTEC, Inc. (EVTC) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

✓Strong Piotroski F-Score: 7/9
✓High quality earnings: Operating CF exceeds net income
✓Strong 5Y sales CAGR of 12.8%
✓Good 3Y average ROE of 18.9%
✓Healthy 5Y average net margin of 21.2%

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

EVTC Price & Volume

EVERTEC, Inc. (EVTC) stock price & volume — 10-year historical chart

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EVTC Growth Metrics

EVERTEC, Inc. (EVTC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years9.59%

5 Years12.79%

3 Years14.64%

TTM28511.91%

Profit CAGR

10 Years6.62%

5 Years6.28%

3 Years-16.01%

TTM18346.84%

EPS CAGR

10 Years8.53%

5 Years9%

3 Years-13.93%

TTM4.02%

Return on Capital

10 Years14.24%

5 Years13.52%

3 Years10.2%

Last Year10.54%

EVTC Recent Earnings

EVERTEC, Inc. (EVTC) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 11/12 qtrs (92%)●Beat Revenue 9/12 qtrs (75%)

Q1 2026Latest

Feb 26, 2026

EPS

$0.93

Est $0.91

+2.2%

Revenue

$245M

Est $237M

+3.4%

Q4 2025

Nov 6, 2025

EPS

$0.92

Est $0.89

+3.4%

Revenue

$229M

Est $237M

-3.5%

Q3 2025

Jul 30, 2025

EPS

$0.89

Est $0.86

+3.5%

Revenue

$230M

Est $225M

+2.2%

Q2 2025

May 7, 2025

EPS

$0.87

Est $0.81

+7.4%

Revenue

$229M

Est $218M

+5.0%

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q1 2026Latest	Feb 26, 2026	$0.93vs $0.91+2.2%	$245Mvs $237M+3.4%
Q4 2025	Nov 6, 2025	$0.92vs $0.89+3.4%	$229Mvs $237M-3.5%
Q3 2025	Jul 30, 2025	$0.89vs $0.86+3.5%	$230Mvs $225M+2.2%
Q2 2025	May 7, 2025	$0.87vs $0.81+7.4%	$229Mvs $218M+5.0%

Based on last 12 quarters of dataView full earnings history →

Company	Market Cap	Stock Price	P/E Ratio (TTM)	Revenue Growth 1Y	Net Margin	Return on Equity (ROE)	Debt / Equity
PAYOPayoneer Global Inc.Direct Competitor	1.68B	4.86	25.58	7.68%	6.95%	9.84%	0.10
CASSCass Information Systems, Inc.Direct Competitor	607.85M	47.09	18.04	-13.1%	17.25%	14.61%	0.02
FISFidelity National Information Services, Inc.Product Competitor	23.81B	45.97	61.29	5.43%	3.51%	2.75%	0.29
FISVFiserv, Inc.Product Competitor	30.01B	56.11	8.85	3.6%	15.17%	12.43%	1.13
GPNGlobal Payments Inc.Product Competitor	16.48B	69.62	11.94	-23.75%	-7.99%	-2.97%	0.92
WEXWEX Inc.Product Competitor	4.99B	144.00	17.00	1.24%	11.5%	26.96%	3.94
JKHYJack Henry & Associates, Inc.Product Competitor	10.34B	142.88	22.90	7.21%	20.59%	23.75%
VVisa Inc.Supply Chain	611.6B	318.80	31.25	11.34%		58.9%	0.66

Compare EVTC vs Peers

EVERTEC, Inc. (EVTC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs PAYO

Most directly comparable listed peer for EVTC.

Scale Benchmark

vs V

Larger-name benchmark to compare EVTC against a more recognizable public peer.

Peer Set

Compare Top 5

vs PAYO, CASS, FIS, FISV

EVTC Income Statement

EVERTEC, Inc. (EVTC) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Sales/Revenue	407.14M	453.87M	487.37M	510.59M	589.8M	618.41M	694.71M	845.49M	931.82M	248.63B
Revenue Growth %	4.53%	11.48%	7.38%	4.76%	15.51%	4.85%	12.34%	21.7%	10.21%	28511.91%
Cost of Goods Sold	200.65M	196.96M	213.38M	226.87M	250.16M	292.62M	336.76M	406.42M	469.13M	118.6B
COGS % of Revenue	49.28%	43.4%	43.78%	44.43%	42.42%	47.32%	48.47%	48.07%	50.35%	-
Gross Profit	206.49M▲ 0%	256.91M▲ 24.4%	274M▲ 6.6%	283.72M▲ 3.5%	339.63M▲ 19.7%	325.79M▼ 4.1%	357.95M▲ 9.9%	439.07M▲ 22.7%	462.69M▲ 5.4%	130.03B▲ 0%
Gross Margin %	50.72%	56.6%	56.22%	55.57%	57.58%	52.68%	51.53%	51.93%	49.65%	52.3%
Gross Profit Growth %	-3.37%	24.42%	6.65%	3.55%	19.71%	-4.08%	9.87%	22.66%	5.38%	-
Operating Expenses	120.41M	131.78M	129.49M	142.33M	143.12M	168.39M	221.79M	273.4M	276.25M	48.06B
OpEx % of Revenue	29.57%	29.04%	26.57%	27.87%	24.27%	27.23%	31.93%	32.34%	29.65%	-
Selling, General & Admin	56.16M	68.72M	61.41M	70.81M	68.05M	89.77M	128.17M	145.56M	154.16M	47.96B
SG&A % of Revenue	13.79%	15.14%	12.6%	13.87%	11.54%	14.52%	18.45%	17.22%	16.54%	-
Research & Development	0	0	0	0	0	0	0	0	0	0
R&D % of Revenue	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	64.25M	63.07M	68.08M	71.52M	75.07M	78.62M	93.62M	127.85M	122.09M	3M
Operating Income	86.08M▲ 0%	125.13M▲ 45.4%	144.5M▲ 15.5%	141.39M▼ 2.2%	196.51M▲ 39.0%	157.4M▼ 19.9%	136.16M▼ 13.5%	165.67M▲ 21.7%	186.44M▲ 12.5%	44.71B▲ 0%
Operating Margin %	21.14%	27.57%	29.65%	27.69%	33.32%	25.45%	19.6%	19.59%	20.01%	17.98%
Operating Income Growth %	-19.66%	45.36%	15.48%	-2.15%	38.99%	-19.9%	-13.49%	21.67%	12.54%	-
EBITDA	150.33M	188.19M	212.58M	212.91M	271.58M	236.02M	229.78M	293.51M	308.53M	82.06B
EBITDA Margin %	36.92%	41.46%	43.62%	41.7%	46.05%	38.17%	33.08%	34.72%	33.11%	33.01%
EBITDA Growth %	-9.82%	25.19%	12.96%	0.15%	27.56%	-13.1%	-2.64%	27.74%	5.12%	26567.47%
D&A (Non-Cash Add-back)	64.25M	63.07M	68.08M	71.52M	75.07M	78.62M	93.62M	127.85M	122.09M	37.36B
EBIT	90.06M	129.21M	145.49M	148.93M	204.51M	292.62M	117.67M	194.36M	222.65M	168.44M
Net Interest Income	-29.14M	-29.26M	-27.59M	-23.57M	-20.92M	-21.65M	-23.81M	-61.4M	-53.24M	-39.51M
Interest Income	716K	787K	1.22M	1.5M	1.89M	3.12M	8.51M	13.33M	15.04M	3.87B
Interest Expense	29.86M	30.04M	28.81M	25.07M	22.81M	24.77M	32.32M	74.73M	68.28M	-17.31B
Other Income/Expense	-25.88M	-25.96M	-27.83M	-17.54M	-14.81M	110.45M	-50.81M	-46.04M	-32.06M	-15.61B
Pretax Income	60.2M▲ 0%	99.17M▲ 64.7%	116.67M▲ 17.7%	123.85M▲ 6.2%	181.71M▲ 46.7%	267.85M▲ 47.4%	85.35M▼ 68.1%	119.63M▲ 40.2%	154.38M▲ 29.0%	29.1B▲ 0%
Pretax Margin %	14.79%	21.85%	23.94%	24.26%	30.81%	43.31%	12.29%	14.15%	16.57%	11.7%
Income Tax	4.78M	12.6M	12.97M	19M	20.56M	28.98M	5.48M	4.85M	9.81M	4.24B
Effective Tax Rate %	7.94%	12.7%	11.12%	15.34%	11.32%	10.82%	6.42%	4.05%	6.36%	14.56%
Net Income	55.05M▲ 0%	86.27M▲ 56.7%	103.47M▲ 19.9%	104.44M▲ 0.9%	161.13M▲ 54.3%	239.01M▲ 48.3%	79.72M▼ 66.6%	112.62M▲ 41.3%	141.59M▲ 25.7%	23.86B▲ 0%
Net Margin %	13.52%	19.01%	21.23%	20.45%	27.32%	38.65%	11.48%	13.32%	15.2%	9.6%
Net Income Growth %	-26.63%	56.7%	19.94%	0.93%	54.29%	48.33%	-66.64%	41.27%	25.72%	18346.84%
Net Income (Continuing)	55.42M	86.57M	103.7M	104.85M	161.14M	238.87M	79.88M	114.78M	144.56M	23.86B
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	3.86M	4.15M	4.44M	4.69M	4.06M	3.24M	41.08M	46.74M	92.39M	94.23B
EPS (Diluted)	0.76▲ 0%	1.16▲ 52.6%	1.41▲ 21.6%	1.43▲ 1.4%	2.21▲ 54.5%	3.45▲ 56.1%	1.21▼ 64.9%	1.73▲ 43.0%	2.20▲ 27.2%	381.28▲ 0%
EPS Growth %	-24.75%	52.63%	21.55%	1.42%	54.55%	56.11%	-64.93%	42.98%	27.17%	4.02%
EPS (Basic)	0.76	1.19	1.44	1.45	2.24	3.48	1.23	1.75	2.22	-
Diluted Shares Outstanding	72.87M	74.42M	73.48M	73.05M	72.87M	69.31M	65.81M	65.08M	64.42M	62.58M
Basic Shares Outstanding	72.48M	72.61M	72.1M	71.94M	72.05M	68.7M	64.93M	64.29M	63.7M	61.8M
Dividend Payout Ratio	39.53%	8.43%	13.94%	13.77%	8.94%	5.76%	16.34%	11.43%	9.03%	-

EVTC Balance Sheet

EVERTEC, Inc. (EVTC) balance sheet — assets, liabilities & shareholders' equity

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Total Current Assets	168.71M	216.19M	276.02M	359.05M	436.35M	389.13M	561.35M	529.07M	590.77M	602.34B
Cash & Short-Term Investments	50.42M	69.97M	111.03M	202.65M	266.35M	185.27M	295.6M	273.64M	305.99M	290.89B
Cash Only	50.42M	69.97M	111.03M	202.65M	266.35M	185.27M	295.6M	273.64M	305.99M	290.89B
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	84.88M	102.03M	110.13M	100.78M	117.37M	117.16M	140.49M	149.83M	180.58M	176.4B
Days Sales Outstanding	76.09	82.05	82.48	72.04	72.63	69.15	73.82	64.68	70.73	64.92
Inventory	21.46M	29.02M	39.21M	0	37.96M	0	0	0	0	0
Days Inventory Outstanding	39.04	53.79	67.07	-	55.38	-	-	-	-	-
Other Current Assets	24.49M	34.4M	45.37M	45.06M	40.49M	70.35M	92.86M	77.13M	74.01M	135.06B
Total Non-Current Assets	734.08M	711.1M	735.66M	713.53M	708.41M	742.61M	1.5B	1.33B	1.65B	1.69T
Property, Plant & Equipment	37.92M	36.76M	73.77M	71.08M	69.76M	72.31M	77.25M	72.19M	102.57M	102.79B
Fixed Asset Turnover	10.74x	12.35x	6.61x	7.18x	8.45x	8.55x	8.99x	11.71x	9.08x	9.65x
Goodwill	398.57M	394.64M	399.49M	397.67M	393.32M	423.39M	791.7M	726.9M	891.99M	918.16B
Intangible Assets	279.96M	259.27M	241.94M	219.91M	213.29M	200.32M	518.07M	430.88M	553.08M	555.19B
Long-Term Investments	13.07M	13.21M	13.01M	13.14M	15.2M	16.88M	32.65M	35.36M	39.17M	6.21B
Other Non-Current Assets	3.56M	5.3M	5.32M	6.01M	9.93M	24.02M	31.39M	29.33M	20.32M	58.83B
Total Assets	902.79M▲ 0%	927.29M▲ 2.7%	1.01B▲ 9.1%	1.07B▲ 6.0%	1.14B▲ 6.7%	1.13B▼ 1.1%	2.06B▲ 82.0%	1.86B▼ 9.8%	2.24B▲ 20.8%	2.3T▲ 0%
Asset Turnover	0.45x	0.49x	0.48x	0.48x	0.52x	0.55x	0.34x	0.46x	0.42x	0.43x
Asset Growth %	1.93%	2.71%	9.1%	6.02%	6.73%	-1.14%	82.04%	-9.84%	20.76%	119677.71%
Total Current Liabilities	147.22M	136.71M	144.31M	152.99M	152.88M	208.41M	298.31M	279.66M	285.04M	306.23B
Accounts Payable	41.13M	47.27M	39.16M	43.35M	28.48M	29.73M	66.52M	58.73M	63.73M	63.35B
Days Payables Outstanding	74.83	87.6	66.99	69.74	41.56	37.08	72.09	52.74	49.58	48.87
Short-Term Debt	58.49M	14.25M	14.25M	14.25M	19.75M	40.75M	23.87M	23.87M	33.87M	32.63B
Deferred Revenue (Current)	7.74M	11.53M	20.67M	24.96M	17.4M	15.23M	21.05M	25.27M	26.57M	73.01M
Other Current Liabilities	0	0	0	0	0	26.7M	47.62M	32.03M	26.2M	273.6B
Current Ratio	1.15x	1.58x	1.91x	2.35x	2.85x	1.87x	1.88x	1.89x	2.07x	2.07x
Quick Ratio	1.00x	1.37x	1.64x	2.35x	2.61x	1.87x	1.88x	1.89x	2.07x	2.07x
Cash Conversion Cycle	40.31	48.24	82.55	-	86.46	-	-	-	-	16.05
Total Non-Current Liabilities	607.6M	574.98M	595.74M	577.16M	521.6M	448.58M	1.13B	1.06B	1.24B	1.22T
Long-Term Debt	557.25M	524.06M	510.95M	481.04M	444.79M	389.5M	946.82M	931.56M	1.06B	1.08T
Capital Lease Obligations	0	0	24.68M	22.4M	16.46M	10.79M	9.03M	4.92M	33.3M	42.95M
Deferred Tax Liabilities	13.82M	9.95M	4.26M	2.75M	2.37M	10.11M	87.92M	44.81M	71.36M	69.62B
Other Non-Current Liabilities	13.04M	14.9M	27.41M	39.63M	21.74M	4.12M	40.98M	22.39M	35.24M	77.23B
Total Liabilities	754.81M	711.69M	740.05M	730.15M	674.49M	657M	1.42B	1.34B	1.53B	1.53T
Total Debt	615.74M	538.31M	555.65M	523.52M	486.57M	446.97M	986.41M	966.58M	1.13B	1.11T
Net Debt	565.32M	468.33M	444.62M	320.87M	220.22M	261.7M	690.81M	692.94M	824.39M	819.11B
Debt / Equity	4.16x	2.50x	2.05x	1.53x	1.03x	0.94x	1.55x	1.86x	1.58x	1.58x
Debt / EBITDA	4.10x	2.86x	2.61x	2.46x	1.79x	1.89x	4.29x	3.29x	3.66x	13.53x
Net Debt / EBITDA	3.76x	2.49x	2.09x	1.51x	0.81x	1.11x	3.01x	2.36x	2.67x	2.67x
Interest Coverage	3.02x	4.30x	5.05x	5.94x	8.97x	11.81x	3.64x	2.60x	3.26x	-0.01x
Total Equity	147.98M▲ 0%	215.61M▲ 45.7%	271.62M▲ 26.0%	342.43M▲ 26.1%	470.27M▲ 37.3%	474.75M▲ 1.0%	635.38M▲ 33.8%	519.26M▼ 18.3%	713.99M▲ 37.5%	860.05B▲ 0%
Equity Growth %	36.79%	45.7%	25.98%	26.07%	37.33%	0.95%	33.83%	-18.27%	37.5%	146979.75%
Book Value per Share	2.03	2.90	3.70	4.69	6.45	6.85	9.65	7.98	11.08	13743.40
Total Shareholders' Equity	144.11M	211.46M	267.19M	337.74M	466.21M	471.51M	594.29M	472.52M	621.61M	765.82B
Common Stock	723K	723K	720K	721K	719K	648K	654K	636K	618K	616M
Retained Earnings	148.89M	228.74M	296.48M	379.93M	506.05M	487.35M	538.9M	599.61M	687.7M	0
Treasury Stock	0	0	0	0	0	0	0	0	0	0
Accumulated OCI	-10.85M	-23.79M	-30.01M	-48.25M	-48.12M	-16.49M	18.21M	-134.72M	-66.71M	-14.39B
Minority Interest	3.86M	4.15M	4.44M	4.69M	4.06M	3.24M	41.08M	46.74M	92.39M	94.23B

EVTC Cash Flow Statement

EVERTEC, Inc. (EVTC) cash flow — operating, investing & free cash flow history

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Cash from Operations	145.79M	172.73M	179.95M	199.09M	228.42M	219.9M	211.19M	260.06M	227.01M	227.01M
Operating CF Margin %	35.81%	38.06%	36.92%	38.99%	38.73%	35.56%	30.4%	30.76%	24.36%	-
Operating CF Growth %	-13.25%	18.48%	4.18%	10.64%	14.73%	-3.73%	-3.96%	23.14%	-12.71%	82789.47%
Net Income	55.42M	86.57M	103.7M	104.85M	161.14M	238.87M	79.88M	114.78M	144.56M	23.86B
Depreciation & Amortization	64.25M	63.07M	68.08M	71.52M	75.07M	78.62M	93.62M	127.85M	122.09M	38.84B
Stock-Based Compensation	9.64M	12.59M	13.57M	14.25M	14.8M	19.96M	25.73M	30.27M	29.58M	7.58B
Deferred Taxes	-4.31M	-4.61M	-6.39M	-3.9M	-2.83M	-435K	-16.14M	-26.73M	-24.15M	-11.99B
Other Non-Cash Items	17.24M	8.88M	13.53M	6.37M	8.09M	-109.35M	19.57M	15.57M	12.53M	-27.86B
Working Capital Changes	3.54M	6.24M	-12.54M	6M	-27.85M	-7.76M	8.54M	-1.68M	-57.6M	-31.81M
Change in Receivables	-2.1M	-18.18M	-7.85M	8.4M	-18.52M	-15.57M	-6.85M	-11.22M	-28.56M	-11.74B
Change in Inventory	-1.93M	1.34M	-15.98M	0	-9.1M	0	0	0	0	0
Change in Payables	-870K	16.06M	-215K	-1.14M	-394K	26.95M	0	0	0	-9.52B
Cash from Investing	-76.27M	-41.3M	-65.35M	-48.63M	-83.82M	-133.32M	-507.93M	-118.28M	-238.24M	-23.39B
Capital Expenditures	-11.29M	-13.93M	-23M	-17.08M	-25.1M	-27.07M	-21.43M	-25.38M	-23.34M	-16.93M
CapEx % of Revenue	2.77%	3.07%	4.72%	3.35%	4.26%	4.38%	3.08%	3%	2.5%	-
Acquisitions	-42.84M	0	-5.58M	0	0	-44.37M	-423.07M	-36.03M	-144.44M	-144.44M
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	-22.14M	-27.37M	-36.76M	-31.55M	-55.75M	-55.38M	-63.52M	-63.18M	-68.06M	-23.23B
Cash from Financing	-69.18M	-105.06M	-70.23M	-62.62M	-81.28M	-153.31M	416.37M	-152.56M	28.45M	-33.66B
Debt Issued (Net)	-38.16M	-81.2M	-15.14M	-32.8M	-33.7M	-33.36M	469.55M	-26.35M	133.59M	139.56M
Equity Issued (Net)	-7.67M	-12.16M	-31.82M	-7.3M	-24.39M	-96.6M	-36.1M	-82.29M	-69.29M	-69.29M
Dividends Paid	-21.76M	-7.27M	-14.42M	-14.38M	-14.41M	-13.77M	-13.03M	-12.87M	-12.78M	-3.1B
Share Repurchases	-7.67M	-10M	-31.82M	-7.3M	-24.39M	-96.6M	-36.1M	-82.29M	-69.29M	-20.08B
Other Financing	-1.59M	-6.58M	-8.85M	-8.13M	-8.79M	-9.58M	-4.06M	-31.05M	-23.07M	-30.63B
Net Change in Cash	335K▲ 0%	26.38M▲ 7774.3%	44.38M▲ 68.2%	89.98M▲ 102.8%	64.81M▼ 28.0%	-70.26M▼ 208.4%	128.07M▲ 282.3%	-29.07M▼ 122.7%	33.48M▲ 215.2%	-19.64B▲ 0%
Free Cash Flow	112.32M▲ 0%	131.41M▲ 17.0%	120.08M▼ 8.6%	150.45M▲ 25.3%	146.76M▼ 2.4%	137.37M▼ 6.4%	126.24M▼ 8.1%	171.64M▲ 36.0%	135.51M▼ 21.1%	31.33B▲ 0%
FCF Margin %	27.59%	28.95%	24.64%	29.47%	24.88%	22.21%	18.17%	20.3%	14.54%	12.6%
FCF Growth %	-10.7%	17%	-8.63%	25.29%	-2.45%	-6.4%	-8.1%	35.96%	-21.05%	18528.93%
FCF per Share	1.54	1.77	1.63	2.06	2.01	1.98	1.92	2.64	2.10	2.10
FCF Conversion (FCF/Net Income)	2.65x	2.00x	1.74x	1.91x	1.42x	0.92x	2.65x	2.31x	1.60x	1.31x
Interest Paid	25.38M	26.89M	28.23M	23.79M	21.7M	24.13M	32.15M	72M	64.37M	48.4M
Taxes Paid	9.93M	9.75M	18.7M	22.67M	25.72M	32.83M	36.25M	24.58M	36.9M	31.21M

EVTC Key Ratios

EVERTEC, Inc. (EVTC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
Return on Equity (ROE)	42.99%	47.46%	42.47%	34.02%	39.65%	50.58%	14.36%	19.51%	22.96%	11.07%
Return on Invested Capital (ROIC)	9.11%	13.43%	15.48%	15.37%	21.77%	16.55%	9.9%	9.79%	10.17%	10.17%
Gross Margin	50.72%	56.6%	56.22%	55.57%	57.58%	52.68%	51.53%	51.93%	49.65%	52.3%
Net Margin	13.52%	19.01%	21.23%	20.45%	27.32%	38.65%	11.48%	13.32%	15.2%	9.6%
Debt / Equity	4.16x	2.50x	2.05x	1.53x	1.03x	0.94x	1.55x	1.86x	1.58x	1.58x
Interest Coverage	3.02x	4.30x	5.05x	5.94x	8.97x	11.81x	3.64x	2.60x	3.26x	-0.01x
FCF Conversion	2.65x	2.00x	1.74x	1.91x	1.42x	0.92x	2.65x	2.31x	1.60x	1.31x
Revenue Growth	4.53%	11.48%	7.38%	4.76%	15.51%	4.85%	12.34%	21.7%	10.21%	28511.91%

EVTC SEC Filings & Documents

EVERTEC, Inc. (EVTC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

May 6, 2026·SEC

Material company update

Apr 30, 2026·SEC

Material company update

Apr 30, 2026·SEC

10-K Annual Reports

FY 2026

Mar 2, 2026·SEC

FY 2025

Mar 3, 2025·SEC

FY 2024

Feb 29, 2024·SEC

10-Q Quarterly Reports

FY 2025

Nov 7, 2025·SEC

FY 2025

Jul 31, 2025·SEC

FY 2025

May 8, 2025·SEC

EVTC Frequently Asked Questions

EVERTEC, Inc. (EVTC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

EVERTEC, Inc. (EVTC) reported $248.63B in revenue for fiscal year 2025. This represents a 77324% increase from $321.1M in 2011.

EVERTEC, Inc. (EVTC) grew revenue by 10.2% over the past year. This is steady growth.

Yes, EVERTEC, Inc. (EVTC) is profitable, generating $23.86B in net income for fiscal year 2025 (15.2% net margin).

Dividend & Returns

Yes, EVERTEC, Inc. (EVTC) pays a dividend with a yield of 0.70%. This makes it attractive for income-focused investors.

EVERTEC, Inc. (EVTC) has a return on equity (ROE) of 23.0%. This is excellent, indicating efficient use of shareholder capital.

EVERTEC, Inc. (EVTC) generated $31.33B in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

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