DLocal Limited (DLO) 10-Year Financial Performance & Capital Metrics

DLO •

TechnologyInfrastructure SoftwarePayments and fintech infrastructure

AboutDLocal Limited operates a payments platform in the United States, Europe, China, and internationally. Its payments platform enables merchants to get paid and to make payments online. The company serves commerce, streaming, ride-hailing, financial services, advertising, software as a service, travel, e-learning, on-demand delivery, gaming, and crypto industries. DLocal Limited was founded in 2016 and is headquartered in Montevideo, Uruguay.Show more

Revenue $746M +14.7%
EBITDA $158M -17.7%
Net Income $120M -19.2%
EPS (Diluted) 0.39 -20.4%
Gross Margin 39.5% -7.2%
EBITDA Margin 21.17% -28.3%
Operating Margin 18.83% -31.8%
Net Margin 16.14% -29.5%
ROE 25.51% -26.8%
ROIC 59.44% -71.7%
Debt/Equity 0.11 +1180.9%
Interest Coverage 2.83 +39.8%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Excellent 3Y average ROE of 30.8%
✓Strong 5Y profit CAGR of 50.5%
✓Strong 5Y sales CAGR of 68.3%
✓Healthy 5Y average net margin of 24.8%

✗Weaknesses

✗Weak Piotroski F-Score: 2/9
✗Negative free cash flow

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-

5Y68.27%

3Y45.11%

TTM31.63%

Profit (Net Income) CAGR

10Y-

5Y50.49%

3Y15.64%

TTM43.35%

EPS CAGR

10Y-

5Y48.89%

3Y14.47%

TTM41.59%

ROCE

10Y Avg53.06%

5Y Avg49.48%

3Y Avg36.09%

Latest29.49%

Peer Comparison

Payments and fintech infrastructure

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
KLARKlarna Group plc	5.12B	13.56	2023.88	21.17%	-9.29%	-10.65%	10.6%	0.35
AFRMAffirm Holdings, Inc.	15.27B	46.98	313.20	38.8%	9.66%	7.96%	3.94%	2.56
RELYRemitly Global, Inc.	3.5B	16.70	53.87	29.37%	1.36%	2.63%	8.46%	0.22
TOSTToast, Inc.	14.28B	27.31	48.77	24.05%	5.56%	16.1%	4.26%	0.02
DLODLocal Limited	2.03B	12.24	31.38	14.7%	17.8%	33.87%		0.11
XYZBlock, Inc.	38.35B	63.70	30.33	0.3%	5.39%	5.88%	6.32%	0.33
CSGSCSG Systems International, Inc.	2.31B	79.90	26.37	2.39%	7.17%	30.93%	4.91%	2.03
CPAYCorpay, Inc.	22.81B	325.10	23.27	5.77%	24.37%	25.52%	7.74%	2.54

Profit & Loss

	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Sales/Revenue+	55.29M	104.14M	244.12M	418.93M	650.35M	745.97M
Revenue Growth %	-	88.36%	134.41%	71.61%	55.24%	14.7%
Cost of Goods Sold+	19.41M	44.06M	113.68M	216.76M	373.49M	451.3M
COGS % of Revenue	35.11%	42.31%	46.57%	51.74%	57.43%	60.5%
Gross Profit+	35.88M	60.08M	130.44M	202.17M	276.86M	294.67M
Gross Margin %	64.89%	57.69%	53.43%	48.26%	42.57%	39.5%
Gross Profit Growth %	-	67.46%	117.12%	54.98%	36.95%	6.43%
Operating Expenses+	18.31M	29.13M	46.6M	74.26M	97.2M	154.17M
OpEx % of Revenue	33.12%	27.97%	19.09%	17.73%	14.95%	20.67%
Selling, General & Admin	15.92M	24.7M	44.15M	50.46M	84.17M	99.16M
SG&A % of Revenue	28.8%	23.72%	18.09%	12.05%	12.94%	13.29%
Research & Development	1.35M	2M	3.39M	6.35M	12.65M	25.63M
R&D % of Revenue	2.44%	1.93%	1.39%	1.52%	1.95%	3.44%
Other Operating Expenses	1.04M	2.42M	-931K	17.45M	379K	29.39M
Operating Income+	17.56M	30.95M	83.84M	127.91M	179.66M	140.5M
Operating Margin %	31.77%	29.71%	34.34%	30.53%	27.62%	18.83%
Operating Income Growth %	-	76.18%	170.93%	52.57%	40.46%	-21.8%
EBITDA+	17.97M	31.94M	88.58M	136.06M	191.88M	157.9M
EBITDA Margin %	32.51%	30.67%	36.29%	32.48%	29.5%	21.17%
EBITDA Growth %	-	77.69%	177.37%	53.59%	41.03%	-17.71%
D&A (Non-Cash Add-back)	409K	992K	4.75M	8.15M	12.22M	17.39M
EBIT	17.85M	31.44M	85.64M	120.46M	179.09M	151.52M
Net Interest Income+	187K	376K	2.01M	17.94M	-39.23M	-21.43M
Interest Income	217K	443K	2.56M	18.11M	49.59M	28.27M
Interest Expense	30K	67K	544K	177K	88.82M	49.7M
Other Income/Expense	259K	473K	1.66M	-7.63M	-1.14M	10.52M
Pretax Income+	17.82M	31.42M	85.5M	120.28M	178.51M	151.02M
Pretax Margin %	32.24%	30.17%	35.02%	28.71%	27.45%	20.24%
Income Tax+	2.22M	3.23M	7.65M	11.59M	29.43M	30.55M
Effective Tax Rate %	87.54%	89.71%	91.08%	90.36%	83.45%	79.74%
Net Income+	15.6M	28.18M	77.88M	108.68M	148.96M	120.42M
Net Margin %	28.22%	27.06%	31.9%	25.94%	22.91%	16.14%
Net Income Growth %	-	80.64%	176.31%	39.56%	37.06%	-19.16%
Net Income (Continuing)	15.6M	28.19M	77.85M	108.7M	149.09M	120.47M
Discontinued Operations	0	0	0	0	0	0
Minority Interest	166K	-4K	-18K	-9K	109K	100K
EPS (Diluted)+	0.05	0.10	0.26	0.37	0.49	0.39
EPS Growth %	-	80.49%	170.27%	42.31%	32.43%	-20.41%
EPS (Basic)	0.05	0.10	0.26	0.37	0.51	0.39
Diluted Shares Outstanding	292.92M	292.92M	295.03M	296.03M	302.96M	305.14M
Basic Shares Outstanding	292.92M	292.92M	295.03M	296.03M	291.98M	308.76M
Dividend Payout Ratio	64.09%	53.22%	-	-	-	-

Balance Sheet

	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Current Assets+	77.22M	194.85M	529.51M	767.83M	1.02B	1.07B
Cash & Short-Term Investments	22.28M	52M	228.92M	513.2M	325.49M	566.11M
Cash Only	6.88M	43.68M	227.91M	511.91M	222.81M	425.17M
Short-Term Investments	15.4M	8.32M	1M	1.29M	102.68M	140.94M
Accounts Receivable	24.44M	67.21M	178.88M	240.45M	319.46M	457.16M
Days Sales Outstanding	161.36	235.56	267.45	209.5	179.29	223.69
Inventory	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-
Other Current Assets	29M	69.52M	109.06M	1.32M	327.17M	10.06M
Total Non-Current Assets+	2.38M	5.61M	53.5M	58.47M	68.42M	98.45M
Property, Plant & Equipment	561K	1.1M	6.4M	6.67M	6.61M	7.02M
Fixed Asset Turnover	98.55x	94.59x	38.14x	62.83x	98.45x	106.23x
Goodwill	0	0	0	0	0	0
Intangible Assets	1.8M	4.15M	46.97M	51.44M	57.89M	63.32M
Long-Term Investments	0	0	0	0	1.71M	4.7M
Other Non-Current Assets	0	143K	0	0	0	18.04M
Total Assets+	79.6M	200.47M	583.01M	826.3M	1.08B	1.17B
Asset Turnover	0.69x	0.52x	0.42x	0.51x	0.60x	0.64x
Asset Growth %	-	151.86%	190.82%	41.73%	31.24%	8.01%
Total Current Liabilities+	54.85M	155.14M	298.4M	422.27M	625.23M	677.62M
Accounts Payable	50.83M	136.73M	269.23M	395.13M	572.39M	562.75M
Days Payables Outstanding	955.73	1.13K	864.45	665.37	559.38	455.14
Short-Term Debt	0	0	5.01M	686K	0	50.45M
Deferred Revenue (Current)	0	0	0	0	0	0
Other Current Liabilities	798K	4.29M	2.6M	18.93M	1.31M	16.62M
Current Ratio	1.41x	1.26x	1.77x	1.82x	1.63x	1.58x
Quick Ratio	1.41x	1.26x	1.77x	1.82x	1.63x	1.58x
Cash Conversion Cycle	-	-	-	-	-	-
Total Non-Current Liabilities+	219K	276K	4.31M	4.41M	4.08M	4.72M
Long-Term Debt	0	0	0	0	0	0
Capital Lease Obligations	219K	17K	3.43M	3.39M	3.33M	2.86M
Deferred Tax Liabilities	0	259K	883K	1.02M	753K	1.86M
Other Non-Current Liabilities	0	0	0	0	0	0
Total Liabilities	55.07M	155.42M	302.71M	426.68M	629.31M	682.34M
Total Debt+	399K	218K	8.94M	4.08M	3.96M	54.45M
Net Debt	-6.48M	-43.47M	-218.97M	-507.83M	-218.85M	-370.72M
Debt / Equity	0.02x	0.00x	0.03x	0.01x	0.01x	0.11x
Debt / EBITDA	0.02x	0.01x	0.10x	0.03x	0.02x	0.34x
Net Debt / EBITDA	-0.36x	-1.36x	-2.47x	-3.73x	-1.14x	-2.35x
Interest Coverage	585.47x	461.87x	154.11x	722.66x	2.02x	2.83x
Total Equity+	24.53M	45.05M	280.3M	399.62M	455.14M	488.99M
Equity Growth %	-	83.65%	522.23%	42.57%	13.89%	7.44%
Book Value per Share	0.08	0.15	0.95	1.35	1.50	1.60
Total Shareholders' Equity	24.36M	45.05M	280.32M	399.63M	455.03M	488.89M
Common Stock	602K	602K	590K	592K	591K	570K
Retained Earnings	18.46M	31.75M	109.87M	219.99M	369.61M	490.02M
Treasury Stock	0	0	0	0	-99.94M	-200.98M
Accumulated OCI	5.3M	12.7M	12.71M	14.74M	11.77M	12.5M
Minority Interest	166K	-4K	-18K	-9K	109K	100K

Cash Flow

	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	30.72M	88.49M	108.49M	168.25M	293.45M	-32.78M
Operating CF Margin %	55.57%	84.97%	44.44%	40.16%	45.12%	-4.39%
Operating CF Growth %	-	188.01%	22.6%	55.09%	74.42%	-111.17%
Net Income	17.82M	31.42M	85.5M	108.68M	178.51M	151.02M
Depreciation & Amortization	409K	992K	4.75M	8.15M	12.22M	17.39M
Stock-Based Compensation	5.05M	7.29M	7.59M	0	11.92M	23.78M
Deferred Taxes	-1.06M	0	-12.69M	0	0	0
Other Non-Cash Items	-193K	-533K	-1.81M	30.64M	-13.51M	-57.76M
Working Capital Changes	8.7M	49.31M	25.15M	20.78M	104.3M	-167.22M
Change in Receivables	-10.97M	-45.93M	-115.36M	-49.44M	-123.25M	-162.65M
Change in Inventory	-1.11M	0	115.36M	0	0	0
Change in Payables	20.28M	89.89M	134.29M	130.71M	194.62M	-6.96M
Cash from Investing+	118K	3.65M	-37.94M	-13.34M	-84.67M	-17.75M
Capital Expenditures	-1.71M	-876K	-48.02M	-12.35M	-965K	-1.71M
CapEx % of Revenue	3.09%	0.84%	19.67%	2.95%	0.15%	0.23%
Acquisitions	0	0	0	0	0	0
Investments	-	-	-	-	-	-
Other Investing	223K	-2.56M	2.56M	-665K	32.33M	7.32M
Cash from Financing+	-19.34M	-15.2M	153.75M	-23.48M	-133.87M	-68.59M
Debt Issued (Net)	-9.33M	-131K	4.57M	-5.18M	-1.1M	49.88M
Equity Issued (Net)	14K	0	1000K	1000K	-1000K	-1000K
Dividends Paid	-10M	-15M	0	0	0	0
Share Repurchases	0	0	0	-2.02M	-97.93M	-101.07M
Other Financing	-30K	-67K	-1.09M	-20.21M	-34.84M	-17.4M
Net Change in Cash	11.46M	76.97M	224.46M	175.5M	68.07M	-110.99M
Free Cash Flow+	29.02M	84.6M	60.47M	167.26M	275.23M	-55.43M
FCF Margin %	52.48%	81.24%	24.77%	39.93%	42.32%	-7.43%
FCF Growth %	-	191.57%	-28.53%	176.61%	64.55%	-120.14%
FCF per Share	0.10	0.29	0.20	0.57	0.91	-0.18
FCF Conversion (FCF/Net Income)	1.97x	3.14x	1.39x	1.55x	1.97x	-0.27x
Interest Paid	0	0	0	0	0	0
Taxes Paid	0	0	0	0	0	0

Key Ratios

Metric	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	63.61%	81.02%	47.87%	31.97%	34.86%	25.51%
Return on Invested Capital (ROIC)	72.99%	236.46%	199.89%	-	210.4%	59.44%
Gross Margin	64.89%	57.69%	53.43%	48.26%	42.57%	39.5%
Net Margin	28.22%	27.06%	31.9%	25.94%	22.91%	16.14%
Debt / Equity	0.02x	0.00x	0.03x	0.01x	0.01x	0.11x
Interest Coverage	585.47x	461.87x	154.11x	722.66x	2.02x	2.83x
FCF Conversion	1.97x	3.14x	1.39x	1.55x	1.97x	-0.27x
Revenue Growth	-	88.36%	134.41%	71.61%	55.24%	14.7%

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DLocal Limited (DLO) 10-Year Financial Performance & Capital Metrics

DLO •

TechnologyInfrastructure SoftwarePayments and fintech infrastructure

Revenue $746M +14.7%
EBITDA $158M -17.7%
Net Income $120M -19.2%
EPS (Diluted) 0.39 -20.4%
Gross Margin 39.5% -7.2%
EBITDA Margin 21.17% -28.3%
Operating Margin 18.83% -31.8%
Net Margin 16.14% -29.5%
ROE 25.51% -26.8%
ROIC 59.44% -71.7%
Debt/Equity 0.11 +1180.9%
Interest Coverage 2.83 +39.8%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Excellent 3Y average ROE of 30.8%
✓Strong 5Y profit CAGR of 50.5%
✓Strong 5Y sales CAGR of 68.3%
✓Healthy 5Y average net margin of 24.8%

✗Weaknesses

✗Weak Piotroski F-Score: 2/9
✗Negative free cash flow

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-

5Y68.27%

3Y45.11%

TTM31.63%

Profit (Net Income) CAGR

10Y-

5Y50.49%

3Y15.64%

TTM43.35%

EPS CAGR

10Y-

5Y48.89%

3Y14.47%

TTM41.59%

ROCE

10Y Avg53.06%

5Y Avg49.48%

3Y Avg36.09%

Latest29.49%

Peer Comparison

Payments and fintech infrastructure

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
KLARKlarna Group plc	5.12B	13.56	2023.88	21.17%	-9.29%	-10.65%	10.6%	0.35
AFRMAffirm Holdings, Inc.	15.27B	46.98	313.20	38.8%	9.66%	7.96%	3.94%	2.56
RELYRemitly Global, Inc.	3.5B	16.70	53.87	29.37%	1.36%	2.63%	8.46%	0.22
TOSTToast, Inc.	14.28B	27.31	48.77	24.05%	5.56%	16.1%	4.26%	0.02
DLODLocal Limited	2.03B	12.24	31.38	14.7%	17.8%	33.87%		0.11
XYZBlock, Inc.	38.35B	63.70	30.33	0.3%	5.39%	5.88%	6.32%	0.33
CSGSCSG Systems International, Inc.	2.31B	79.90	26.37	2.39%	7.17%	30.93%	4.91%	2.03
CPAYCorpay, Inc.	22.81B	325.10	23.27	5.77%	24.37%	25.52%	7.74%	2.54

Profit & Loss

	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Sales/Revenue+	55.29M	104.14M	244.12M	418.93M	650.35M	745.97M
Revenue Growth %	-	88.36%	134.41%	71.61%	55.24%	14.7%
Cost of Goods Sold+	19.41M	44.06M	113.68M	216.76M	373.49M	451.3M
COGS % of Revenue	35.11%	42.31%	46.57%	51.74%	57.43%	60.5%
Gross Profit+	35.88M	60.08M	130.44M	202.17M	276.86M	294.67M
Gross Margin %	64.89%	57.69%	53.43%	48.26%	42.57%	39.5%
Gross Profit Growth %	-	67.46%	117.12%	54.98%	36.95%	6.43%
Operating Expenses+	18.31M	29.13M	46.6M	74.26M	97.2M	154.17M
OpEx % of Revenue	33.12%	27.97%	19.09%	17.73%	14.95%	20.67%
Selling, General & Admin	15.92M	24.7M	44.15M	50.46M	84.17M	99.16M
SG&A % of Revenue	28.8%	23.72%	18.09%	12.05%	12.94%	13.29%
Research & Development	1.35M	2M	3.39M	6.35M	12.65M	25.63M
R&D % of Revenue	2.44%	1.93%	1.39%	1.52%	1.95%	3.44%
Other Operating Expenses	1.04M	2.42M	-931K	17.45M	379K	29.39M
Operating Income+	17.56M	30.95M	83.84M	127.91M	179.66M	140.5M
Operating Margin %	31.77%	29.71%	34.34%	30.53%	27.62%	18.83%
Operating Income Growth %	-	76.18%	170.93%	52.57%	40.46%	-21.8%
EBITDA+	17.97M	31.94M	88.58M	136.06M	191.88M	157.9M
EBITDA Margin %	32.51%	30.67%	36.29%	32.48%	29.5%	21.17%
EBITDA Growth %	-	77.69%	177.37%	53.59%	41.03%	-17.71%
D&A (Non-Cash Add-back)	409K	992K	4.75M	8.15M	12.22M	17.39M
EBIT	17.85M	31.44M	85.64M	120.46M	179.09M	151.52M
Net Interest Income+	187K	376K	2.01M	17.94M	-39.23M	-21.43M
Interest Income	217K	443K	2.56M	18.11M	49.59M	28.27M
Interest Expense	30K	67K	544K	177K	88.82M	49.7M
Other Income/Expense	259K	473K	1.66M	-7.63M	-1.14M	10.52M
Pretax Income+	17.82M	31.42M	85.5M	120.28M	178.51M	151.02M
Pretax Margin %	32.24%	30.17%	35.02%	28.71%	27.45%	20.24%
Income Tax+	2.22M	3.23M	7.65M	11.59M	29.43M	30.55M
Effective Tax Rate %	87.54%	89.71%	91.08%	90.36%	83.45%	79.74%
Net Income+	15.6M	28.18M	77.88M	108.68M	148.96M	120.42M
Net Margin %	28.22%	27.06%	31.9%	25.94%	22.91%	16.14%
Net Income Growth %	-	80.64%	176.31%	39.56%	37.06%	-19.16%
Net Income (Continuing)	15.6M	28.19M	77.85M	108.7M	149.09M	120.47M
Discontinued Operations	0	0	0	0	0	0
Minority Interest	166K	-4K	-18K	-9K	109K	100K
EPS (Diluted)+	0.05	0.10	0.26	0.37	0.49	0.39
EPS Growth %	-	80.49%	170.27%	42.31%	32.43%	-20.41%
EPS (Basic)	0.05	0.10	0.26	0.37	0.51	0.39
Diluted Shares Outstanding	292.92M	292.92M	295.03M	296.03M	302.96M	305.14M
Basic Shares Outstanding	292.92M	292.92M	295.03M	296.03M	291.98M	308.76M
Dividend Payout Ratio	64.09%	53.22%	-	-	-	-

Balance Sheet

	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Current Assets+	77.22M	194.85M	529.51M	767.83M	1.02B	1.07B
Cash & Short-Term Investments	22.28M	52M	228.92M	513.2M	325.49M	566.11M
Cash Only	6.88M	43.68M	227.91M	511.91M	222.81M	425.17M
Short-Term Investments	15.4M	8.32M	1M	1.29M	102.68M	140.94M
Accounts Receivable	24.44M	67.21M	178.88M	240.45M	319.46M	457.16M
Days Sales Outstanding	161.36	235.56	267.45	209.5	179.29	223.69
Inventory	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-
Other Current Assets	29M	69.52M	109.06M	1.32M	327.17M	10.06M
Total Non-Current Assets+	2.38M	5.61M	53.5M	58.47M	68.42M	98.45M
Property, Plant & Equipment	561K	1.1M	6.4M	6.67M	6.61M	7.02M
Fixed Asset Turnover	98.55x	94.59x	38.14x	62.83x	98.45x	106.23x
Goodwill	0	0	0	0	0	0
Intangible Assets	1.8M	4.15M	46.97M	51.44M	57.89M	63.32M
Long-Term Investments	0	0	0	0	1.71M	4.7M
Other Non-Current Assets	0	143K	0	0	0	18.04M
Total Assets+	79.6M	200.47M	583.01M	826.3M	1.08B	1.17B
Asset Turnover	0.69x	0.52x	0.42x	0.51x	0.60x	0.64x
Asset Growth %	-	151.86%	190.82%	41.73%	31.24%	8.01%
Total Current Liabilities+	54.85M	155.14M	298.4M	422.27M	625.23M	677.62M
Accounts Payable	50.83M	136.73M	269.23M	395.13M	572.39M	562.75M
Days Payables Outstanding	955.73	1.13K	864.45	665.37	559.38	455.14
Short-Term Debt	0	0	5.01M	686K	0	50.45M
Deferred Revenue (Current)	0	0	0	0	0	0
Other Current Liabilities	798K	4.29M	2.6M	18.93M	1.31M	16.62M
Current Ratio	1.41x	1.26x	1.77x	1.82x	1.63x	1.58x
Quick Ratio	1.41x	1.26x	1.77x	1.82x	1.63x	1.58x
Cash Conversion Cycle	-	-	-	-	-	-
Total Non-Current Liabilities+	219K	276K	4.31M	4.41M	4.08M	4.72M
Long-Term Debt	0	0	0	0	0	0
Capital Lease Obligations	219K	17K	3.43M	3.39M	3.33M	2.86M
Deferred Tax Liabilities	0	259K	883K	1.02M	753K	1.86M
Other Non-Current Liabilities	0	0	0	0	0	0
Total Liabilities	55.07M	155.42M	302.71M	426.68M	629.31M	682.34M
Total Debt+	399K	218K	8.94M	4.08M	3.96M	54.45M
Net Debt	-6.48M	-43.47M	-218.97M	-507.83M	-218.85M	-370.72M
Debt / Equity	0.02x	0.00x	0.03x	0.01x	0.01x	0.11x
Debt / EBITDA	0.02x	0.01x	0.10x	0.03x	0.02x	0.34x
Net Debt / EBITDA	-0.36x	-1.36x	-2.47x	-3.73x	-1.14x	-2.35x
Interest Coverage	585.47x	461.87x	154.11x	722.66x	2.02x	2.83x
Total Equity+	24.53M	45.05M	280.3M	399.62M	455.14M	488.99M
Equity Growth %	-	83.65%	522.23%	42.57%	13.89%	7.44%
Book Value per Share	0.08	0.15	0.95	1.35	1.50	1.60
Total Shareholders' Equity	24.36M	45.05M	280.32M	399.63M	455.03M	488.89M
Common Stock	602K	602K	590K	592K	591K	570K
Retained Earnings	18.46M	31.75M	109.87M	219.99M	369.61M	490.02M
Treasury Stock	0	0	0	0	-99.94M	-200.98M
Accumulated OCI	5.3M	12.7M	12.71M	14.74M	11.77M	12.5M
Minority Interest	166K	-4K	-18K	-9K	109K	100K

Cash Flow

	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	30.72M	88.49M	108.49M	168.25M	293.45M	-32.78M
Operating CF Margin %	55.57%	84.97%	44.44%	40.16%	45.12%	-4.39%
Operating CF Growth %	-	188.01%	22.6%	55.09%	74.42%	-111.17%
Net Income	17.82M	31.42M	85.5M	108.68M	178.51M	151.02M
Depreciation & Amortization	409K	992K	4.75M	8.15M	12.22M	17.39M
Stock-Based Compensation	5.05M	7.29M	7.59M	0	11.92M	23.78M
Deferred Taxes	-1.06M	0	-12.69M	0	0	0
Other Non-Cash Items	-193K	-533K	-1.81M	30.64M	-13.51M	-57.76M
Working Capital Changes	8.7M	49.31M	25.15M	20.78M	104.3M	-167.22M
Change in Receivables	-10.97M	-45.93M	-115.36M	-49.44M	-123.25M	-162.65M
Change in Inventory	-1.11M	0	115.36M	0	0	0
Change in Payables	20.28M	89.89M	134.29M	130.71M	194.62M	-6.96M
Cash from Investing+	118K	3.65M	-37.94M	-13.34M	-84.67M	-17.75M
Capital Expenditures	-1.71M	-876K	-48.02M	-12.35M	-965K	-1.71M
CapEx % of Revenue	3.09%	0.84%	19.67%	2.95%	0.15%	0.23%
Acquisitions	0	0	0	0	0	0
Investments	-	-	-	-	-	-
Other Investing	223K	-2.56M	2.56M	-665K	32.33M	7.32M
Cash from Financing+	-19.34M	-15.2M	153.75M	-23.48M	-133.87M	-68.59M
Debt Issued (Net)	-9.33M	-131K	4.57M	-5.18M	-1.1M	49.88M
Equity Issued (Net)	14K	0	1000K	1000K	-1000K	-1000K
Dividends Paid	-10M	-15M	0	0	0	0
Share Repurchases	0	0	0	-2.02M	-97.93M	-101.07M
Other Financing	-30K	-67K	-1.09M	-20.21M	-34.84M	-17.4M
Net Change in Cash	11.46M	76.97M	224.46M	175.5M	68.07M	-110.99M
Free Cash Flow+	29.02M	84.6M	60.47M	167.26M	275.23M	-55.43M
FCF Margin %	52.48%	81.24%	24.77%	39.93%	42.32%	-7.43%
FCF Growth %	-	191.57%	-28.53%	176.61%	64.55%	-120.14%
FCF per Share	0.10	0.29	0.20	0.57	0.91	-0.18
FCF Conversion (FCF/Net Income)	1.97x	3.14x	1.39x	1.55x	1.97x	-0.27x
Interest Paid	0	0	0	0	0	0
Taxes Paid	0	0	0	0	0	0

Key Ratios

Metric	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	63.61%	81.02%	47.87%	31.97%	34.86%	25.51%
Return on Invested Capital (ROIC)	72.99%	236.46%	199.89%	-	210.4%	59.44%
Gross Margin	64.89%	57.69%	53.43%	48.26%	42.57%	39.5%
Net Margin	28.22%	27.06%	31.9%	25.94%	22.91%	16.14%
Debt / Equity	0.02x	0.00x	0.03x	0.01x	0.01x	0.11x
Interest Coverage	585.47x	461.87x	154.11x	722.66x	2.02x	2.83x
FCF Conversion	1.97x	3.14x	1.39x	1.55x	1.97x	-0.27x
Revenue Growth	-	88.36%	134.41%	71.61%	55.24%	14.7%

DLocal Limited (DLO) 10-Year Financial Performance & Capital Metrics

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Growth Metrics

Revenue CAGR

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Revenue History

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DLocal Limited (DLO) 10-Year Financial Performance & Capital Metrics

Key Insights

✓Strengths

✗Weaknesses

Price & Volume

Growth Metrics

Revenue CAGR

Profit (Net Income) CAGR

EPS CAGR

ROCE

Peer Comparison

Compare DLO vs Peers

vs XYZ

vs CPAY

Compare Top 5

Profit & Loss

Balance Sheet

Cash Flow

Key Ratios

Deep Dive Analysis

Valuation Overview

Total Return Calculator

Dividend History

Earnings History

Price History

Revenue History

Financial Ratios