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EZCORP, Inc.(EZPW)Earnings, Financials & Key Ratios
EZPW•NASDAQ•Banking & Credit
$33.44
$1.96B mkt cap·23.5× P/E·Price updated May 6, 2026
AboutEZCORP, Inc. provides pawn loans in the United States and Latin America. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, it offers Lana and EZ+ web-based engagement platforms to manage pawn loans. As of September 30, 2021, the company owned and operated 516 pawn stores in the United States; 508 pawn stores in Mexico; and 124 pawn stores in Guatemala, El Salvador, and Honduras. EZCORP, Inc. was founded in 1989 and is headquartered in Austin, Texas.Show more
- Net Interest Income-$8M-176.0%
- Total Revenue$1.27B+9.7%
- Net Income$110M+31.9%
- Return on Equity11.98%+11.8%
- Net Interest Margin-0.43%-111.2%
- Efficiency Ratio46.84%-4.5%
- ROA6.36%+13.4%
- Equity / Assets52.56%-2.5%
- Book Value per Share12.30+29.1%
- Tangible BV/Share7.70+47.8%
- Debt/Equity0.75+5.7%
EZPW Key Insights
EZCORP, Inc. (EZPW) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 46.8% efficiency ratio
- ✓Momentum leader: RS Rating 91 (top 9%)
- ✓Well capitalized: 52.6% equity/assets
- ✓Diversified revenue: 98.8% from non-interest income
- ✓Trading near 52-week high
✗Weaknesses
- ✗Weak NIM of -0.4%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
EZPW Price & Volume
EZCORP, Inc. (EZPW) stock price & volume — 10-year historical chart
Loading chart...
EZPW Growth Metrics
EZCORP, Inc. (EZPW) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years5.87%
5 Years9.14%
3 Years12.87%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years29.77%
TTM43.51%
EPS CAGR
10 Years-
5 Years-
3 Years26.59%
TTM3800%
Return on Capital
10 Years5.17%
5 Years7.17%
3 Years8.83%
Last Year10.03%
EZPW Recent Earnings
EZCORP, Inc. (EZPW) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 7/12 qtrs (58%)
Q1 2026Latest
Feb 4, 2026EPS
$0.55
Est $0.40
+37.5%
Revenue
$382M
Est $361M
+5.8%
Q4 2025
Nov 13, 2025EPS
$0.34
Est $0.29
+17.2%
Revenue
$337M
Est $348M
-3.2%
Q3 2025
Jul 30, 2025EPS
$0.33
Est $0.23
+43.5%
Revenue
$311M
Est $325M
-4.3%
Q2 2025
Apr 28, 2025EPS
$0.34
Est $0.32
+6.3%
Revenue
$306M
Est $302M
+1.6%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 4, 2026 | $0.55vs $0.40+37.5% | $382Mvs $361M+5.8% |
| Q4 2025 | Nov 13, 2025 | $0.34vs $0.29+17.2% | $337Mvs $348M-3.2% |
| Q3 2025 | Jul 30, 2025 | $0.33vs $0.23+43.5% | $311Mvs $325M-4.3% |
| Q2 2025 | Apr 28, 2025 | $0.34vs $0.32+6.3% | $306Mvs $302M+1.6% |
Based on last 12 quarters of dataView full earnings history →
EZPW Peer Comparison
EZCORP, Inc. (EZPW) competitors in Debt Collection and Collateral Lending — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FCFS | 9.99B | 226.38 | 30.51 | 8.04% | 15.91% | 1.24 | ||
 CASH | 1.9B | 87.33 | 11.10 | 2.44% | 22.85% | 0.05 | ||
 WRLD | 751.13M | 149.09 | 9.15 | -1.46% | 10.79% | 1.20 | ||
 RM | 328.61M | 34.97 | 7.86 | 9.7% | 13.16% | 4.65 | ||
 ENVA | 4.3B | 172.57 | 14.90 | 18.58% | 24.88% | 3.41 | ||
 NEM | 127.53B | 115.10 | 17.96 | 19.08% | 30.54% | 15.58% | 0.01 | |
 EBAY | 49.42B | 108.15 | 24.92 | 7.95% | 17.58% | 44.12% | 1.60 | |
 SLM | 4.46B | 22.53 | 6.51 | 4.1% | 31.01% | 2.39 |
Compare EZPW vs Peers
EZCORP, Inc. (EZPW) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
EZPW Income Statement
EZCORP, Inc. (EZPW) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -15.7M | -10.79M | -21.55M | -19.3M | -19.7M | -9.15M | -8.99M | -3.01M | -8.31M | -10.61M |
| NII Growth % | 4.24% | 31.25% | -99.68% | 10.45% | -2.08% | 53.53% | 1.85% | 66.5% | -176.01% | -946.59% |
| Net Interest Margin % | -1.53% | -0.87% | -1.99% | -1.61% | -1.55% | -0.68% | -0.61% | -0.2% | -0.43% | -0.53% |
| Interest Income | 12.1M | 17.04M | 11.09M | 3.17M | 2.48M | 817K | 7.47M | 10.57M | 14.72M | 17.44M |
| Interest Expense | 27.8M | 27.83M | 32.64M | 22.47M | 22.18M | 9.97M | 16.46M | 13.59M | 23.03M | 28.05M |
| Loan Loss Provision | 284.64M | 302.77M | 320.14M | 351.1M | 257.89M | 348.11M | 422.75M | 465.74M | 505.19M | 524.45M |
| Non-Interest Income | 735.85M | 795.12M | 836.14M | 819.6M | 727.07M | 885.41M | 1.04B | 1.15B | 1.26B | 1.32B |
| Non-Interest Income % | 98.38% | 97.9% | 98.69% | 99.61% | 99.66% | 99.91% | 99.29% | 99.09% | 98.84% | 98.69% |
| Total Revenue | 747.95M▲ 0% | 812.16M▲ 8.6% | 847.23M▲ 4.3% | 822.78M▼ 2.9% | 729.55M▼ 11.3% | 886.23M▲ 21.5% | 1.05B▲ 18.4% | 1.16B▲ 10.7% | 1.27B▲ 9.7% | 1.34B▲ 0% |
| Revenue Growth % | 2.39% | 8.58% | 4.32% | -2.89% | -11.33% | 21.48% | 18.37% | 10.73% | 9.7% | 51.41% |
| Non-Interest Expense | 382.47M | 414.43M | 447.44M | 497.58M | 418.32M | 453.23M | 517.69M | 569.74M | 596.9M | 615.79M |
| Efficiency Ratio | 51.14% | 51.03% | 52.81% | 60.48% | 57.34% | 51.14% | 49.35% | 49.05% | 46.84% | 46.09% |
| Operating Income | 53.04M▲ 0% | 67.12M▲ 26.6% | 47.01M▼ 30.0% | -48.38M▼ 202.9% | 31.17M▲ 164.4% | 74.92M▲ 140.4% | 92.15M▲ 23.0% | 112.53M▲ 22.1% | 149.17M▲ 32.6% | 167.84M▲ 0% |
| Operating Margin % | 7.09% | 8.26% | 5.55% | -5.88% | 4.27% | 8.45% | 8.78% | 9.69% | 11.71% | 12.56% |
| Operating Income Growth % | 81.81% | 26.56% | -29.97% | -202.93% | 164.42% | 140.37% | 22.99% | 22.12% | 32.56% | - |
| Pretax Income | 42.68M▲ 0% | 55.54M▲ 30.1% | 4.17M▼ 92.5% | -70.09M▼ 1779.3% | 16.06M▲ 122.9% | 67.71M▲ 321.6% | 51.63M▼ 23.7% | 115.61M▲ 123.9% | 146.77M▲ 27.0% | 164.56M▲ 0% |
| Pretax Margin % | 5.71% | 6.84% | 0.49% | -8.52% | 2.2% | 7.64% | 4.92% | 9.95% | 11.52% | 12.32% |
| Income Tax | 11.09M | 18.39M | 2.41M | -1.63M | 7.45M | 17.55M | 13.17M | 32.51M | 37.16M | 41.66M |
| Effective Tax Rate % | 25.99% | 33.11% | 57.64% | 2.33% | 46.38% | 25.92% | 25.51% | 28.12% | 25.32% | 25.32% |
| Net Income | 31.41M▲ 0% | 37.28M▲ 18.7% | 2.54M▼ 93.2% | -68.46M▼ 2794.3% | 8.61M▲ 112.6% | 50.16M▲ 482.4% | 38.46M▼ 23.3% | 83.09M▲ 116.0% | 109.61M▲ 31.9% | 122.9M▲ 0% |
| Net Margin % | 4.2% | 4.59% | 0.3% | -8.32% | 1.18% | 5.66% | 3.67% | 7.15% | 8.6% | 9.2% |
| Net Income Growth % | 138.9% | 18.69% | -93.18% | -2794.33% | 112.58% | 482.44% | -23.32% | 116.04% | 31.91% | 43.51% |
| Net Income (Continuing) | 31.59M | 37.15M | 1.77M | -68.46M | 8.61M | 50.16M | 38.46M | 83.09M | 109.61M | 122.9M |
| EPS (Diluted) | 0.62▲ 0% | 0.67▲ 8.1% | 0.03▼ 95.3% | -1.24▼ 4024.1% | 0.15▲ 112.1% | 0.70▲ 366.7% | 0.53▼ 24.3% | 1.10▲ 107.5% | 1.42▲ 29.1% | 1.48▲ 0% |
| EPS Growth % | 141.89% | 8.06% | -95.28% | -4024.05% | 112.1% | 366.67% | -24.29% | 107.55% | 29.09% | 3800% |
| EPS (Basic) | 0.62 | 0.72 | 0.03 | -1.24 | 0.15 | 0.89 | 0.77 | 1.69 | 1.91 | - |
| Diluted Shares Outstanding | 54.37M | 57.9M | 55.98M | 55.31M | 55.95M | 82.4M | 80.86M | 84.45M | 83.38M | 83.28M |
EZPW Balance Sheet
EZCORP, Inc. (EZPW) balance sheet — assets, liabilities & shareholders' equity
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 164.39M | 285.31M | 157.57M | 304.54M | 253.67M | 206.03M | 220.59M | 170.51M | 469.52M | 1.91B |
| Cash & Due from Banks | 164.39M | 285.31M | 157.57M | 304.54M | 253.67M | 206.03M | 220.59M | 170.51M | 469.52M | 465.91M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 43.32M | 49.5M | 34.52M | 32.46M | 37.72M | 61.95M | 47.21M | 13.33M | 70.03M | 25.72M |
| Investments Growth % | 16.67% | 14.27% | -30.27% | -5.96% | 16.22% | 64.23% | -23.8% | -71.76% | 425.37% | 520.77% |
| Long-Term Investments | 43.32M | 49.5M | 34.52M | 32.46M | 37.72M | 61.95M | 47.21M | 13.33M | 70.03M | 227.27M |
| Accounts Receivables | 51.06M | 49.86M | 42.69M | 27.57M | 38.66M | 41.91M | 51.68M | 60.49M | 63.84M | 63.54M |
| Goodwill & Intangibles | 287.18M | 354.17M | 368.57M | 316.22M | 347.86M | 343.65M | 360.59M | 364.93M | 383.72M | 390.66M |
| Goodwill | 254.76M | 299.25M | 300.53M | 257.58M | 285.76M | 286.83M | 302.37M | 306.48M | 324.89M | 331.08M |
| Intangible Assets | 32.42M | 54.92M | 68.04M | 58.64M | 62.1M | 56.82M | 58.22M | 58.45M | 58.83M | 59.58M |
| PP&E (Net) | 57.96M | 73.65M | 67.36M | 240.79M | 254.8M | 278.13M | 302.48M | 292.57M | 311.79M | 312.51M |
| Other Assets | 38.09M | 7.09M | 5.5M | 5.37M | 5.92M | 7.84M | 12.01M | 68.04M | 30.26M | 83.66M |
| Total Current Assets | 580.96M | 749.38M | 605.76M | 593.25M | 610.86M | 644.16M | 719.72M | 729M | 1.13B | 1.15B |
| Total Non-Current Assets | 443.41M | 492.39M | 477.94M | 603.77M | 656.05M | 703.72M | 747.99M | 764.24M | 825.25M | 842.1M |
| Total Assets | 1.02B▲ 0% | 1.24B▲ 21.2% | 1.08B▼ 12.7% | 1.2B▲ 10.5% | 1.27B▲ 5.8% | 1.35B▲ 6.4% | 1.47B▲ 8.9% | 1.49B▲ 1.7% | 1.95B▲ 30.7% | 1.99B▲ 0% |
| Asset Growth % | 4.18% | 21.22% | -12.73% | 10.46% | 5.84% | 6.39% | 8.89% | 1.74% | 30.67% | 109.25% |
| Return on Assets (ROA) | 3.13% | 3.29% | 0.22% | -6% | 0.7% | 3.84% | 2.73% | 5.61% | 6.36% | 6.42% |
| Accounts Payable | 13.06M | 10.5M | 25.95M | 19.11M | 22.46M | 24.06M | 23.02M | 20.85M | 22.92M | 16.92M |
| Total Debt | 284.81M | 416.88M | 238.59M | 454.01M | 477.78M | 545.99M | 610.48M | 566.94M | 764.04M | 765.52M |
| Net Debt | 120.41M | 131.57M | 81.03M | 149.47M | 224.11M | 339.96M | 389.89M | 396.43M | 294.52M | 299.61M |
| Long-Term Debt | 284.81M | 226.7M | 238.38M | 251.02M | 264.19M | 312.9M | 325.85M | 224.26M | 518.08M | 518.55M |
| Short-Term Debt | 0 | 190.18M | 214K | 213K | 0 | 0 | 34.27M | 103.07M | 0 | 0 |
| Other Liabilities | 7.05M | 6.89M | 7.3M | 10.85M | 10.38M | 8.75M | 10.5M | 12.34M | 19.77M | 20.1M |
| Total Current Liabilities | 72.58M | 259.96M | 91.09M | 132.47M | 155.09M | 152.87M | 191.97M | 269.38M | 200.57M | 190.05M |
| Total Non-Current Liabilities | 291.86M | 242.41M | 247.67M | 415.43M | 439.58M | 502.78M | 529.97M | 419.29M | 725.15M | 726.73M |
| Total Liabilities | 364.44M | 502.37M | 338.75M | 547.9M | 594.67M | 655.65M | 721.94M | 688.67M | 925.72M | 916.78M |
| Total Equity | 659.93M▲ 0% | 739.41M▲ 12.0% | 744.95M▲ 0.7% | 649.13M▼ 12.9% | 672.24M▲ 3.6% | 692.23M▲ 3.0% | 745.77M▲ 7.7% | 804.57M▲ 7.9% | 1.03B▲ 27.5% | 1.07B▲ 0% |
| Equity Growth % | 11.06% | 12.04% | 0.75% | -12.86% | 3.56% | 2.97% | 7.73% | 7.88% | 27.46% | 87.34% |
| Equity / Assets (Capital Ratio) | 64.42% | 59.54% | 68.74% | 54.23% | 53.06% | 51.36% | 50.81% | 53.88% | 52.56% | 53.87% |
| Return on Equity (ROE) | 5.01% | 5.33% | 0.34% | -9.82% | 1.3% | 7.35% | 5.35% | 10.72% | 11.98% | 12.48% |
| Book Value per Share | 12.14 | 12.77 | 13.31 | 11.74 | 12.02 | 8.40 | 9.22 | 9.53 | 12.30 | 12.86 |
| Tangible BV per Share | 6.86 | 6.65 | 6.72 | 6.02 | 5.80 | 4.23 | 4.76 | 5.21 | 7.70 | 8.17 |
| Common Stock | 544K | 546K | 556K | 551K | 560K | 564K | 549K | 546K | 609K | 617K |
| Additional Paid-in Capital | 348.53M | 397.93M | 407.63M | 398.48M | 403.31M | 345.33M | 346.18M | 348.37M | 450.89M | 447.94M |
| Retained Earnings | 351.67M | 386.62M | 389.16M | 318.17M | 326.78M | 402.01M | 431.14M | 507.21M | 612.69M | 656.99M |
| Accumulated OCI | -38.37M | -42.36M | -52.4M | -68.07M | -58.41M | -55.67M | -32.1M | -51.55M | -38.7M | -34.84M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
EZPW Cash Flow Statement
EZCORP, Inc. (EZPW) cash flow — operating, investing & free cash flow history
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 50.67M | 88.98M | 103.52M | 49.08M | 46.44M | 66.53M | 101.83M | 113.6M | 148.99M | 148.99M |
| Operating CF Growth % | -25.61% | 75.62% | 16.34% | -52.59% | -5.38% | 43.28% | 53.05% | 11.55% | 31.15% | 216.88% |
| Net Income | 29.76M | 36.29M | 1.31M | -68.46M | 8.61M | 50.16M | 38.46M | 83.09M | 109.61M | 122.9M |
| Depreciation & Amortization | 23.66M | 25.48M | 28.8M | 76.48M | 79.15M | 32.14M | 89.07M | 33.07M | 32.54M | 32.96M |
| Deferred Taxes | 6.1M | 7.92M | 1.62M | -8.39M | 3.28M | 4.95M | -12.8M | 1.35M | -3.08M | -3.47M |
| Other Non-Cash Items | 8.16M | 17.23M | 44.52M | 71.13M | 1.81M | 55.48M | 35.62M | 56.99M | 54.63M | 61.66M |
| Working Capital Changes | -22.88M | -8.73M | 17.52M | -16.57M | -50.36M | -81.24M | -58.05M | -71.32M | -57.18M | -59.26M |
| Cash from Investing | -13.4M | -134.21M | -27.83M | 109.9M | -84.61M | -113.28M | -110.89M | -111.85M | -117.86M | -136.49M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | -16.5M | -15M | -15.68M | 0 | -718K |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | 0 | 0 | 0 | 0 | 0 | -16.5M | -15M | -15.68M | 0 | -718K |
| Acquisitions | -2.25M | -107.2M | -8.12M | 0 | -19.02M | -8.78M | -17.01M | -13.24M | -21.48M | -29.91M |
| Other Investing | 7.7M | 13.47M | 19.13M | 138.42M | -41.99M | -56.11M | -38.43M | -47.16M | -57.82M | -72.91M |
| Cash from Financing | 53.35M | 167.59M | -198.32M | -6.25M | -16.25M | -2.83M | 23.69M | -50.18M | 274.42M | 275M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3.52M |
| Share Repurchases | 0 | 0 | 0 | -5.16M | 0 | -2.04M | -16.99M | -12.01M | -7M | -10.35M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | 0 | 0 | -5.16M | 0 | -2.04M | -16.99M | -12.01M | -7M | -10.35M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 714K | -1000K | 0 | 1000K | -1000K | 1000K | -330K |
| Other Financing | -767K | -311K | -3.29M | -1.81M | -839K | -792K | -10.56M | -3.29M | -11.56M | 3.49M |
| Net Change in Cash | 91.34M▲ 0% | 121.71M▲ 33.3% | -123.14M▼ 201.2% | 150.11M▲ 221.9% | -48.93M▼ 132.6% | -49.26M▼ 0.7% | 14.6M▲ 129.6% | -49.16M▼ 436.7% | 304.91M▲ 720.2% | 296.85M▲ 0% |
| Exchange Rate Effect | 724K | -654K | -507K | -2.61M | 5.5M | 325K | -41K | -725K | -637K | -5.51M |
| Cash at Beginning | 72.53M | 163.87M | 285.58M | 162.44M | 312.55M | 263.62M | 214.37M | 228.97M | 179.81M | 484.71M |
| Cash at End | 163.87M | 285.58M | 162.44M | 312.55M | 263.62M | 214.37M | 228.97M | 179.81M | 484.71M | 486.12M |
| Interest Paid | 9.07M | 8.41M | 12.9M | 8.49M | 8.23M | 8.23M | 11.14M | 12.07M | 11.08M | 0 |
| Income Taxes Paid | 8.87M | 13.68M | 11.13M | 9.75M | 3.7M | 15.9M | 11.41M | 25.74M | 39.46M | 0 |
| Free Cash Flow | 25.66M▲ 0% | 48.51M▲ 89.0% | 64.68M▲ 33.3% | 20.55M▼ 68.2% | 22.84M▲ 11.1% | 34.64M▲ 51.7% | 61.39M▲ 77.2% | 77.84M▲ 26.8% | 110.42M▲ 41.9% | 123.44M▲ 0% |
| FCF Growth % | -53.21% | 89% | 33.34% | -68.22% | 11.12% | 51.68% | 77.22% | 26.79% | 41.87% | 44.02% |
EZPW Banking Ratios
EZCORP, Inc. (EZPW) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 5.01% | 5.33% | 0.34% | -9.82% | 1.3% | 7.35% | 5.35% | 10.72% | 11.98% | 12.48% |
| Return on Assets (ROA) | 3.13% | 3.29% | 0.22% | -6% | 0.7% | 3.84% | 2.73% | 5.61% | 6.36% | 6.42% |
| Net Interest Margin | -1.53% | -0.87% | -1.99% | -1.61% | -1.55% | -0.68% | -0.61% | -0.2% | -0.43% | -0.53% |
| Efficiency Ratio | 51.14% | 51.03% | 52.81% | 60.48% | 57.34% | 51.14% | 49.35% | 49.05% | 46.84% | 46.09% |
| Equity / Assets | 64.42% | 59.54% | 68.74% | 54.23% | 53.06% | 51.36% | 50.81% | 53.88% | 52.56% | 53.87% |
| Book Value / Share | 12.14 | 12.77 | 13.31 | 11.74 | 12.02 | 8.4 | 9.22 | 9.53 | 12.3 | 12.86 |
| NII Growth | 4.24% | 31.25% | -99.68% | 10.45% | -2.08% | 53.53% | 1.85% | 66.5% | -176.01% | -225.04% |
| Dividend Payout | - | - | - | - | - | - | - | - | - | 0% |
EZPW SEC Filings & Documents
EZCORP, Inc. (EZPW) SEC filings — annual & quarterly reports (10-K, 10-Q)
EZPW Frequently Asked Questions
EZCORP, Inc. (EZPW) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
EZCORP, Inc. (EZPW) grew revenue by 9.7% over the past year. This is steady growth.
Yes, EZCORP, Inc. (EZPW) is profitable, generating $122.9M in net income for fiscal year 2025 (8.6% net margin).
Dividend & Returns
EZCORP, Inc. (EZPW) has a return on equity (ROE) of 12.0%. This is reasonable for most industries.
Industry Metrics
EZCORP, Inc. (EZPW) has a net interest margin (NIM) of -0.4%. NIM has been under pressure due to interest rate environment.
EZCORP, Inc. (EZPW) has an efficiency ratio of 46.8%. This is excellent, indicating strong cost control.
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