Crescent Capital BDC, Inc. (FCRX) 10-Year Financial Performance & Capital Metrics

FCRX • • Banking & Credit

Financial ServicesInvestment BankingSpecialty Finance & Direct LendingBusiness Development Companies

AboutTHL Credit, Inc. is a business development company specializing in direct and fund of fund investments. The fund seeks to invest in debt and equity securities of middle market companies. It seeks to invest in PIPES, growth, acquisition, market or product expansion, recapitalization, mature, and change of control transactions in both sponsored and unsponsored issuers. The fund does not intend to invest in start-up companies, operationally distressed situations, or companies with speculative business plans. The fund invests primarily in debt securities, including unsecured subordinated or mezzanine debt and second lien secured debt, which may include an associated equity component such as warrants, preferred stock, options to buy minority interest, and other similar securities. Its investments may also include high-yield bonds, private equity investments, securities of public companies that are broadly traded, and securities of non-United States companies. It seeks to invest in outsourced business services, healthcare, financials, retailing, media, and consumer discretionary. The fund may make direct equity investments, including equity investments into or through funds, and also selectively invest in syndicated first lien secured loans, including unitranche investments. It seeks to invest between $10 million and $25 million of capital per transaction in companies with annual revenues ranging from $25 million to $500 million and annual EBITDA between $5 million and $25 million. The fund prefers to be a lead or sole investor in a transaction.Show more

Net Interest Income -$61M
Total Revenue $197M +7.2%
Net Income $74M -12.2%
Return on Equity 9.93% -19.7%
Net Interest Margin -3.7%
Efficiency Ratio 22.3% -1.2%
ROA 4.49% -21.6%
Equity / Assets 44.72% -2.0%
Book Value per Share 19.98 -3.3%
Tangible BV/Share 19.98 -3.3%
Debt/Equity 1.18 +3.9%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong 5Y profit CAGR of 20.3%
✓Efficient operations: 22.3% efficiency ratio
✓Well capitalized: 44.7% equity/assets
✓Diversified revenue: 100.0% from non-interest income
✓Trading near 52-week high
✓Trading at only 1.3x book value

✗Weaknesses

✗Weak NIM of -3.7%

Price & Volume

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Growth Metrics

Revenue CAGR

10Y7.94%

5Y29.84%

3Y28.06%

TTM-

Profit (Net Income) CAGR

10Y-

5Y20.26%

3Y-4.15%

TTM-61.9%

EPS CAGR

10Y-

5Y3.32%

3Y-12.2%

TTM-61.57%

ROCE

10Y Avg6.43%

5Y Avg8.04%

3Y Avg8.91%

Latest9.57%

Peer Comparison

Business Development Companies

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
OCSLOaktree Specialty Lending Corporation	1.15B	13.00	33.33	60.93%	11.32%	2.31%	19.94%	1.01
CGBDLCarlyle Secured Lending, Inc. 8.20% Notes due 2028	1.86B	25.48	16.13	-11.85%	45.8%	3.02%	4.09%	1.06
SAJSaratoga Investment Corp 8.00%	411.55M	25.49	12.62	35.4%	29.83%	9.33%	48%	1.99
FCRXCrescent Capital BDC, Inc.		25.05	12.59	7.18%	37.32%	5.04%		1.18
SAZSaratoga Investment Corp 8.50%	410.13M	25.40	12.58	35.4%	29.83%	9.33%	48.17%	1.99
SAYSaratoga Investment Corp 8.125%		25.39	12.57	35.4%	29.83%	9.33%		1.99
BBDCBarings BDC, Inc.	975.87M	9.28	8.92	-27.7%	52.74%	6.68%	12.08%	1.22
OBDCBlue Owl Capital Corporation	6.51B	12.73	8.32	-13.67%	54.06%	8.71%	2.46%	1.25

Profit & Loss

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Interest Income+	0	0	0	0	-13.11M	-14.74M	0	-30.67M	0	-61.29M
NII Growth %	-	-	-	-	-	-0.12%	1%	-	1%	-
Net Interest Margin %	-	-	-	-	-	-	-	-	-	-
Interest Income	82.49M	66.08M	53.84M	45.41M	13.11M	14.74M	0	30.67M	-	0
Interest Expense	0	0	0	0	13.36M	15.48M	0	0	-	61.29M
Loan Loss Provision	605.5K	2.23M	4.34M	3.94M	-13.36M	-15.48M	0	0	0	-61.29M
Non-Interest Income+	-79.25M	-52.31M	-31.89M	-12.58M	40.37M	62.37M	93.99M	86.05M	184.13M	197.36M
Non-Interest Income %	-	-	-	-	-	-	-	-	-	-
Total Revenue+	3.24M	13.77M	21.95M	32.83M	53.48M	77.11M	93.99M	116.72M	184.13M	197.36M
Revenue Growth %	-0.96%	3.25%	0.59%	0.5%	0.63%	0.44%	0.22%	0.24%	0.58%	0.07%
Non-Interest Expense	4.13M	407.1K	8.14M	16.8M	8.29M	11.21M	24.34M	24.95M	41.54M	44.01M
Efficiency Ratio	-	-	-	-	-	-	-	-	-	-
Operating Income+	-1.5M	9.12M	15.24M	26.3M	45.18M	65.91M	69.64M	91.76M	142.59M	153.35M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Operating Income Growth %	-1.02%	7.07%	0.67%	0.73%	0.72%	0.46%	0.06%	0.32%	0.55%	0.08%
Pretax Income+	-2.15M	14.44M	14.51M	16.85M	29.42M	55.21M	85.88M	15.7M	85.14M	75.2M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	800	14.44M	14.51M	16.85M	139K	541K	2.25M	155K	1.31M	1.55M
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	-2.16M	11.77M	9.3M	8.32M	29.28M	54.67M	83.63M	15.54M	83.84M	73.65M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-	6.46%	-0.21%	-0.1%	2.52%	0.87%	0.53%	-0.81%	4.39%	-0.12%
Net Income (Continuing)	-2.16M	11.77M	9.06M	8.11M	29.28M	54.67M	83.63M	15.54M	83.84M	73.65M
EPS (Diluted)+	-0.11	2.27	1.20	0.76	1.69	1.98	2.94	0.50	2.33	1.99
EPS Growth %	-	21.64%	-0.47%	-0.37%	1.22%	0.17%	0.48%	-0.83%	3.66%	-0.15%
EPS (Basic)	-0.11	2.27	1.20	0.76	1.69	1.98	2.94	0.50	2.33	1.99
Diluted Shares Outstanding	19.09M	5.19M	7.56M	10.72M	17.34M	27.68M	28.48M	30.89M	35.93M	37.06M

Balance Sheet

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash & Short Term Investments+	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Cash & Due from Banks	4.77M	5.12M	9.27M	4.23M	4.58M	1.9M	10.07M	6.4M	7.78M	10.13M
Short Term Investments	0	0	0	0	0	0	0	0	0	0
Total Investments+	138.07M	217.92M	319.13M	493.34M	726.53M	1.03B	1.27B	1.26B	1.58B	1.6B
Investments Growth %	-0.82%	0.58%	0.46%	0.55%	0.47%	0.42%	0.23%	-0.01%	0.25%	0.01%
Long-Term Investments	138.07M	217.92M	319.13M	493.34M	726.53M	1.03B	1.27B	1.26B	1.58B	1.6B
Accounts Receivables	429.61K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Goodwill & Intangibles+	-	-	-	-	-	-	-	-	-	-
Goodwill	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	0	0	0	0	0	0	0	0	0
PP&E (Net)	0	0	0	0	0	0	0	0	0	0
Other Assets	0	0	0	299.47K	3.47M	1.17M	168K	4.75M	1.46M	1.01M
Total Current Assets	5.25M	7.64M	10.69M	11.78M	17.18M	18.98M	47.27M	35.17M	43.85M	56.41M
Total Non-Current Assets	138.07M	217.92M	319.13M	493.64M	730M	1.04B	1.27B	1.27B	1.58B	1.6B
Total Assets+	143.32M	225.56M	329.82M	505.42M	747.17M	1.05B	1.32B	1.3B	1.63B	1.66B
Asset Growth %	-0.82%	0.57%	0.46%	0.53%	0.48%	0.41%	0.25%	-0.01%	0.25%	0.02%
Return on Assets (ROA)	-0%	0.06%	0.03%	0.02%	0.05%	0.06%	0.07%	0.01%	0.06%	0.04%
Accounts Payable	9.18M	0	0	0	0	0	0	514K	0	0
Total Debt+	54.49M	93.67M	150.85M	20.04K	322.01M	471.93M	631.04M	654.46M	844.78M	875.84M
Net Debt	49.73M	88.55M	141.58M	231.48M	317.43M	470.04M	620.97M	648.06M	837M	865.71M
Long-Term Debt	54.49M	93.67M	150.85M	235.71M	322.01M	471.93M	631.04M	654.46M	844.78M	875.84M
Short-Term Debt	0	0	0	0	0	0	0	0	0	0
Other Liabilities	0	0	217.15K	-233.74M	944K	2.22M	1.59M	1.06M	662K	746K
Total Current Liabilities	11.24M	3.84M	5.95M	604.4K	17.3M	20M	32.9M	34.83M	39.34M	39.05M
Total Non-Current Liabilities	54.49M	93.67M	151.07M	236.31M	322.95M	474.15M	632.63M	655.51M	845.45M	876.58M
Total Liabilities	65.73M	97.51M	157.02M	13.36K	340.26M	494.15M	665.52M	690.34M	884.78M	915.64M
Total Equity+	77.59M	128.06M	172.8M	730.76M	406.92M	560M	652.28M	612.54M	742.59M	740.64M
Equity Growth %	-0.83%	0.65%	0.35%	3.23%	-0.44%	0.38%	0.16%	-0.06%	0.21%	-0%
Equity / Assets (Capital Ratio)	-	-	-	-	-	-	-	-	-	-
Return on Equity (ROE)	-0.01%	0.11%	0.06%	0.02%	0.05%	0.11%	0.14%	0.02%	0.12%	0.1%
Book Value per Share	4.06	24.67	22.85	68.17	23.46	20.23	22.91	19.83	20.67	19.98
Tangible BV per Share	-	-	-	-	-	-	-	-	-	-
Common Stock	4.06K	6.38K	8.6K	13.36K	21K	28K	31K	31K	37K	37K
Additional Paid-in Capital	80.81M	125.75M	170.76M	266.02M	414.29M	594.66M	666.16M	675.01M	965.89M	959.1M
Retained Earnings	-3.23M	2.3M	2.04M	259.58M	-7.4M	-34.69M	-13.91M	-62.5M	-223.34M	-218.5M
Accumulated OCI	0	0	0	0	0	0	0	0	0	0
Treasury Stock	0	0	0	0	0	0	0	0	0	0
Preferred Stock	0	0	0	0	0	0	0	0	0	0

Cash Flow

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	-130.3M	-3.64M	11.7M	16.9M	29.53M	31.61M	28.45M	58.38M	61.81M	82.75M
Operating CF Growth %	-0.36%	0.97%	4.21%	0.44%	0.75%	0.07%	-0.1%	1.05%	0.06%	0.34%
Net Income	-2.16M	11.77M	9.06M	8.11M	9.18M	54.67M	83.63M	15.54M	83.84M	73.65M
Depreciation & Amortization	17.88M	-11.28M	31.62M	12.57M	12.49M	0	0	0	0	0
Deferred Taxes	-833K	-1.32M	-219K	605K	-121.02K	0	0	0	0	0
Other Non-Cash Items	-137.86M	-3.75M	-1.21M	7.69M	7.78M	-24.53M	-49.61M	33.76M	-23.02M	6.6M
Working Capital Changes	9.8M	-10.27M	2.48M	1.06M	193.32K	1.48M	-5.57M	9.08M	1M	2.5M
Cash from Investing+	19.11M	-74.78M	-100.09M	-181.46M	-232.51M	-93.41M	-186.11M	-30.43M	30.48M	-23.85M
Purchase of Investments	-184.14M	-135.6M	-154.21M	-291.16M	-378.34M	-352.39M	-647.38M	-308M	-200.69M	-394.96M
Sale/Maturity of Investments	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Net Investment Activity	-	-	-	-	-	-	-	-	-	-
Acquisitions	0	0	0	0	0	0	0	0	0	0
Other Investing	0	0	0	0	0	0	0	0	0	0
Cash from Financing+	135.07M	78.78M	92.5M	165.7M	206M	63.22M	166.32M	-34.41M	-84.99M	-43.47M
Dividends Paid	-149.86K	-5.37M	-8.25M	-13.48M	-24.54M	-42.63M	-47.73M	-55.29M	-64.55M	-75.23M
Share Repurchases	-500K	-4.04M	-2.49M	-2.56M	-15.44M	-2.21M	0	0	0	0
Stock Issued	81.34M	44.9M	44.9M	94.78M	145.81M	44.3M	52.11M	0	0	0
Net Stock Activity	-	-	-	-	-	-	-	-	-	-
Debt Issuance (Net)	0	1000K	1000K	1000K	1000K	1000K	1000K	1000K	-1000K	1000K
Other Financing	135.78M	43.53M	44.25M	93.18M	143.03M	0	5.39M	0	0	0
Net Change in Cash+	2.11M	1.27M	4.15M	1.1M	3.06M	1.42M	8.68M	-6.46M	7.4M	14.95M
Exchange Rate Effect	-1000K	-8.11K	34.54K	-48K	47K	-27	10K	-5K	92K	-485K
Cash at Beginning	2.66M	3.85M	5.12M	9.27M	10.37M	13.43M	14.85M	23.53M	17.07M	24.47M
Cash at End	4.77M	5.12M	9.27M	10.37M	13.43M	14.85M	23.53M	17.07M	24.47M	39.42M
Interest Paid	0	0	0	0	0	0	0	0	0	0
Income Taxes Paid	0	0	0	0	0	0	0	0	0	0
Free Cash Flow+	-130.3M	-3.64M	11.7M	16.9M	29.53M	31.61M	28.45M	58.38M	61.81M	82.75M
FCF Growth %	-0.36%	0.97%	4.21%	0.44%	0.75%	0.07%	-0.1%	1.05%	0.06%	0.34%

Banking Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	-0.83%	11.45%	6.18%	1.84%	5.15%	11.31%	13.8%	2.46%	12.37%	9.93%
Return on Assets (ROA)	-0.45%	6.38%	3.35%	1.99%	4.67%	6.07%	7.05%	1.19%	5.72%	4.49%
Net Interest Margin	0%	0%	0%	0%	-1.75%	-1.4%	0%	-2.35%	0%	-3.7%
Efficiency Ratio	127.68%	2.96%	37.07%	51.16%	15.51%	14.53%	25.9%	21.38%	22.56%	22.3%
Equity / Assets	54.13%	56.77%	52.39%	144.58%	54.46%	53.12%	49.5%	47.01%	45.63%	44.72%
Book Value / Share	4.06	24.67	22.85	68.17	23.46	20.23	22.91	19.83	20.67	19.98
NII Growth	-	-	-	-	-	-12.49%	100%	-	100%	-
Dividend Payout	-	45.64%	88.75%	161.99%	83.81%	-	-	-	-	-

Frequently Asked Questions

Valuation & Price

Crescent Capital BDC, Inc. (FCRX) has a price-to-earnings (P/E) ratio of 12.6x. This may indicate the stock is undervalued or faces growth challenges.

Growth & Financials

Crescent Capital BDC, Inc. (FCRX) grew revenue by 7.2% over the past year. This is steady growth.

Yes, Crescent Capital BDC, Inc. (FCRX) is profitable, generating $36.0M in net income for fiscal year 2024 (37.3% net margin).

Dividend & Returns

Yes, Crescent Capital BDC, Inc. (FCRX) pays a dividend with a yield of 8.10%. This makes it attractive for income-focused investors.

Crescent Capital BDC, Inc. (FCRX) has a return on equity (ROE) of 9.9%. This is below average, suggesting room for improvement.

Industry Metrics

Crescent Capital BDC, Inc. (FCRX) has a net interest margin (NIM) of -3.7%. NIM has been under pressure due to interest rate environment.

Crescent Capital BDC, Inc. (FCRX) has an efficiency ratio of 22.3%. This is excellent, indicating strong cost control.

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Crescent Capital BDC, Inc. (FCRX) 10-Year Financial Performance & Capital Metrics

FCRX • • Banking & Credit

Financial ServicesInvestment BankingSpecialty Finance & Direct LendingBusiness Development Companies

Net Interest Income -$61M
Total Revenue $197M +7.2%
Net Income $74M -12.2%
Return on Equity 9.93% -19.7%
Net Interest Margin -3.7%
Efficiency Ratio 22.3% -1.2%
ROA 4.49% -21.6%
Equity / Assets 44.72% -2.0%
Book Value per Share 19.98 -3.3%
Tangible BV/Share 19.98 -3.3%
Debt/Equity 1.18 +3.9%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong 5Y profit CAGR of 20.3%
✓Efficient operations: 22.3% efficiency ratio
✓Well capitalized: 44.7% equity/assets
✓Diversified revenue: 100.0% from non-interest income
✓Trading near 52-week high
✓Trading at only 1.3x book value

✗Weaknesses

✗Weak NIM of -3.7%

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y7.94%

5Y29.84%

3Y28.06%

TTM-

Profit (Net Income) CAGR

10Y-

5Y20.26%

3Y-4.15%

TTM-61.9%

EPS CAGR

10Y-

5Y3.32%

3Y-12.2%

TTM-61.57%

ROCE

10Y Avg6.43%

5Y Avg8.04%

3Y Avg8.91%

Latest9.57%

Peer Comparison

Business Development Companies

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
OCSLOaktree Specialty Lending Corporation	1.15B	13.00	33.33	60.93%	11.32%	2.31%	19.94%	1.01
CGBDLCarlyle Secured Lending, Inc. 8.20% Notes due 2028	1.86B	25.48	16.13	-11.85%	45.8%	3.02%	4.09%	1.06
SAJSaratoga Investment Corp 8.00%	411.55M	25.49	12.62	35.4%	29.83%	9.33%	48%	1.99
FCRXCrescent Capital BDC, Inc.		25.05	12.59	7.18%	37.32%	5.04%		1.18
SAZSaratoga Investment Corp 8.50%	410.13M	25.40	12.58	35.4%	29.83%	9.33%	48.17%	1.99
SAYSaratoga Investment Corp 8.125%		25.39	12.57	35.4%	29.83%	9.33%		1.99
BBDCBarings BDC, Inc.	975.87M	9.28	8.92	-27.7%	52.74%	6.68%	12.08%	1.22
OBDCBlue Owl Capital Corporation	6.51B	12.73	8.32	-13.67%	54.06%	8.71%	2.46%	1.25

Profit & Loss

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Interest Income+	0	0	0	0	-13.11M	-14.74M	0	-30.67M	0	-61.29M
NII Growth %	-	-	-	-	-	-0.12%	1%	-	1%	-
Net Interest Margin %	-	-	-	-	-	-	-	-	-	-
Interest Income	82.49M	66.08M	53.84M	45.41M	13.11M	14.74M	0	30.67M	-	0
Interest Expense	0	0	0	0	13.36M	15.48M	0	0	-	61.29M
Loan Loss Provision	605.5K	2.23M	4.34M	3.94M	-13.36M	-15.48M	0	0	0	-61.29M
Non-Interest Income+	-79.25M	-52.31M	-31.89M	-12.58M	40.37M	62.37M	93.99M	86.05M	184.13M	197.36M
Non-Interest Income %	-	-	-	-	-	-	-	-	-	-
Total Revenue+	3.24M	13.77M	21.95M	32.83M	53.48M	77.11M	93.99M	116.72M	184.13M	197.36M
Revenue Growth %	-0.96%	3.25%	0.59%	0.5%	0.63%	0.44%	0.22%	0.24%	0.58%	0.07%
Non-Interest Expense	4.13M	407.1K	8.14M	16.8M	8.29M	11.21M	24.34M	24.95M	41.54M	44.01M
Efficiency Ratio	-	-	-	-	-	-	-	-	-	-
Operating Income+	-1.5M	9.12M	15.24M	26.3M	45.18M	65.91M	69.64M	91.76M	142.59M	153.35M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Operating Income Growth %	-1.02%	7.07%	0.67%	0.73%	0.72%	0.46%	0.06%	0.32%	0.55%	0.08%
Pretax Income+	-2.15M	14.44M	14.51M	16.85M	29.42M	55.21M	85.88M	15.7M	85.14M	75.2M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	800	14.44M	14.51M	16.85M	139K	541K	2.25M	155K	1.31M	1.55M
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	-2.16M	11.77M	9.3M	8.32M	29.28M	54.67M	83.63M	15.54M	83.84M	73.65M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-	6.46%	-0.21%	-0.1%	2.52%	0.87%	0.53%	-0.81%	4.39%	-0.12%
Net Income (Continuing)	-2.16M	11.77M	9.06M	8.11M	29.28M	54.67M	83.63M	15.54M	83.84M	73.65M
EPS (Diluted)+	-0.11	2.27	1.20	0.76	1.69	1.98	2.94	0.50	2.33	1.99
EPS Growth %	-	21.64%	-0.47%	-0.37%	1.22%	0.17%	0.48%	-0.83%	3.66%	-0.15%
EPS (Basic)	-0.11	2.27	1.20	0.76	1.69	1.98	2.94	0.50	2.33	1.99
Diluted Shares Outstanding	19.09M	5.19M	7.56M	10.72M	17.34M	27.68M	28.48M	30.89M	35.93M	37.06M

Balance Sheet

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash & Short Term Investments+	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Cash & Due from Banks	4.77M	5.12M	9.27M	4.23M	4.58M	1.9M	10.07M	6.4M	7.78M	10.13M
Short Term Investments	0	0	0	0	0	0	0	0	0	0
Total Investments+	138.07M	217.92M	319.13M	493.34M	726.53M	1.03B	1.27B	1.26B	1.58B	1.6B
Investments Growth %	-0.82%	0.58%	0.46%	0.55%	0.47%	0.42%	0.23%	-0.01%	0.25%	0.01%
Long-Term Investments	138.07M	217.92M	319.13M	493.34M	726.53M	1.03B	1.27B	1.26B	1.58B	1.6B
Accounts Receivables	429.61K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Goodwill & Intangibles+	-	-	-	-	-	-	-	-	-	-
Goodwill	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	0	0	0	0	0	0	0	0	0
PP&E (Net)	0	0	0	0	0	0	0	0	0	0
Other Assets	0	0	0	299.47K	3.47M	1.17M	168K	4.75M	1.46M	1.01M
Total Current Assets	5.25M	7.64M	10.69M	11.78M	17.18M	18.98M	47.27M	35.17M	43.85M	56.41M
Total Non-Current Assets	138.07M	217.92M	319.13M	493.64M	730M	1.04B	1.27B	1.27B	1.58B	1.6B
Total Assets+	143.32M	225.56M	329.82M	505.42M	747.17M	1.05B	1.32B	1.3B	1.63B	1.66B
Asset Growth %	-0.82%	0.57%	0.46%	0.53%	0.48%	0.41%	0.25%	-0.01%	0.25%	0.02%
Return on Assets (ROA)	-0%	0.06%	0.03%	0.02%	0.05%	0.06%	0.07%	0.01%	0.06%	0.04%
Accounts Payable	9.18M	0	0	0	0	0	0	514K	0	0
Total Debt+	54.49M	93.67M	150.85M	20.04K	322.01M	471.93M	631.04M	654.46M	844.78M	875.84M
Net Debt	49.73M	88.55M	141.58M	231.48M	317.43M	470.04M	620.97M	648.06M	837M	865.71M
Long-Term Debt	54.49M	93.67M	150.85M	235.71M	322.01M	471.93M	631.04M	654.46M	844.78M	875.84M
Short-Term Debt	0	0	0	0	0	0	0	0	0	0
Other Liabilities	0	0	217.15K	-233.74M	944K	2.22M	1.59M	1.06M	662K	746K
Total Current Liabilities	11.24M	3.84M	5.95M	604.4K	17.3M	20M	32.9M	34.83M	39.34M	39.05M
Total Non-Current Liabilities	54.49M	93.67M	151.07M	236.31M	322.95M	474.15M	632.63M	655.51M	845.45M	876.58M
Total Liabilities	65.73M	97.51M	157.02M	13.36K	340.26M	494.15M	665.52M	690.34M	884.78M	915.64M
Total Equity+	77.59M	128.06M	172.8M	730.76M	406.92M	560M	652.28M	612.54M	742.59M	740.64M
Equity Growth %	-0.83%	0.65%	0.35%	3.23%	-0.44%	0.38%	0.16%	-0.06%	0.21%	-0%
Equity / Assets (Capital Ratio)	-	-	-	-	-	-	-	-	-	-
Return on Equity (ROE)	-0.01%	0.11%	0.06%	0.02%	0.05%	0.11%	0.14%	0.02%	0.12%	0.1%
Book Value per Share	4.06	24.67	22.85	68.17	23.46	20.23	22.91	19.83	20.67	19.98
Tangible BV per Share	-	-	-	-	-	-	-	-	-	-
Common Stock	4.06K	6.38K	8.6K	13.36K	21K	28K	31K	31K	37K	37K
Additional Paid-in Capital	80.81M	125.75M	170.76M	266.02M	414.29M	594.66M	666.16M	675.01M	965.89M	959.1M
Retained Earnings	-3.23M	2.3M	2.04M	259.58M	-7.4M	-34.69M	-13.91M	-62.5M	-223.34M	-218.5M
Accumulated OCI	0	0	0	0	0	0	0	0	0	0
Treasury Stock	0	0	0	0	0	0	0	0	0	0
Preferred Stock	0	0	0	0	0	0	0	0	0	0

Cash Flow

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	-130.3M	-3.64M	11.7M	16.9M	29.53M	31.61M	28.45M	58.38M	61.81M	82.75M
Operating CF Growth %	-0.36%	0.97%	4.21%	0.44%	0.75%	0.07%	-0.1%	1.05%	0.06%	0.34%
Net Income	-2.16M	11.77M	9.06M	8.11M	9.18M	54.67M	83.63M	15.54M	83.84M	73.65M
Depreciation & Amortization	17.88M	-11.28M	31.62M	12.57M	12.49M	0	0	0	0	0
Deferred Taxes	-833K	-1.32M	-219K	605K	-121.02K	0	0	0	0	0
Other Non-Cash Items	-137.86M	-3.75M	-1.21M	7.69M	7.78M	-24.53M	-49.61M	33.76M	-23.02M	6.6M
Working Capital Changes	9.8M	-10.27M	2.48M	1.06M	193.32K	1.48M	-5.57M	9.08M	1M	2.5M
Cash from Investing+	19.11M	-74.78M	-100.09M	-181.46M	-232.51M	-93.41M	-186.11M	-30.43M	30.48M	-23.85M
Purchase of Investments	-184.14M	-135.6M	-154.21M	-291.16M	-378.34M	-352.39M	-647.38M	-308M	-200.69M	-394.96M
Sale/Maturity of Investments	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Net Investment Activity	-	-	-	-	-	-	-	-	-	-
Acquisitions	0	0	0	0	0	0	0	0	0	0
Other Investing	0	0	0	0	0	0	0	0	0	0
Cash from Financing+	135.07M	78.78M	92.5M	165.7M	206M	63.22M	166.32M	-34.41M	-84.99M	-43.47M
Dividends Paid	-149.86K	-5.37M	-8.25M	-13.48M	-24.54M	-42.63M	-47.73M	-55.29M	-64.55M	-75.23M
Share Repurchases	-500K	-4.04M	-2.49M	-2.56M	-15.44M	-2.21M	0	0	0	0
Stock Issued	81.34M	44.9M	44.9M	94.78M	145.81M	44.3M	52.11M	0	0	0
Net Stock Activity	-	-	-	-	-	-	-	-	-	-
Debt Issuance (Net)	0	1000K	1000K	1000K	1000K	1000K	1000K	1000K	-1000K	1000K
Other Financing	135.78M	43.53M	44.25M	93.18M	143.03M	0	5.39M	0	0	0
Net Change in Cash+	2.11M	1.27M	4.15M	1.1M	3.06M	1.42M	8.68M	-6.46M	7.4M	14.95M
Exchange Rate Effect	-1000K	-8.11K	34.54K	-48K	47K	-27	10K	-5K	92K	-485K
Cash at Beginning	2.66M	3.85M	5.12M	9.27M	10.37M	13.43M	14.85M	23.53M	17.07M	24.47M
Cash at End	4.77M	5.12M	9.27M	10.37M	13.43M	14.85M	23.53M	17.07M	24.47M	39.42M
Interest Paid	0	0	0	0	0	0	0	0	0	0
Income Taxes Paid	0	0	0	0	0	0	0	0	0	0
Free Cash Flow+	-130.3M	-3.64M	11.7M	16.9M	29.53M	31.61M	28.45M	58.38M	61.81M	82.75M
FCF Growth %	-0.36%	0.97%	4.21%	0.44%	0.75%	0.07%	-0.1%	1.05%	0.06%	0.34%

Banking Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	-0.83%	11.45%	6.18%	1.84%	5.15%	11.31%	13.8%	2.46%	12.37%	9.93%
Return on Assets (ROA)	-0.45%	6.38%	3.35%	1.99%	4.67%	6.07%	7.05%	1.19%	5.72%	4.49%
Net Interest Margin	0%	0%	0%	0%	-1.75%	-1.4%	0%	-2.35%	0%	-3.7%
Efficiency Ratio	127.68%	2.96%	37.07%	51.16%	15.51%	14.53%	25.9%	21.38%	22.56%	22.3%
Equity / Assets	54.13%	56.77%	52.39%	144.58%	54.46%	53.12%	49.5%	47.01%	45.63%	44.72%
Book Value / Share	4.06	24.67	22.85	68.17	23.46	20.23	22.91	19.83	20.67	19.98
NII Growth	-	-	-	-	-	-12.49%	100%	-	100%	-
Dividend Payout	-	45.64%	88.75%	161.99%	83.81%	-	-	-	-	-

Frequently Asked Questions

Valuation & Price

Crescent Capital BDC, Inc. (FCRX) has a price-to-earnings (P/E) ratio of 12.6x. This may indicate the stock is undervalued or faces growth challenges.

Growth & Financials

Crescent Capital BDC, Inc. (FCRX) grew revenue by 7.2% over the past year. This is steady growth.

Yes, Crescent Capital BDC, Inc. (FCRX) is profitable, generating $36.0M in net income for fiscal year 2024 (37.3% net margin).

Dividend & Returns

Yes, Crescent Capital BDC, Inc. (FCRX) pays a dividend with a yield of 8.10%. This makes it attractive for income-focused investors.

Crescent Capital BDC, Inc. (FCRX) has a return on equity (ROE) of 9.9%. This is below average, suggesting room for improvement.

Industry Metrics

Crescent Capital BDC, Inc. (FCRX) has a net interest margin (NIM) of -3.7%. NIM has been under pressure due to interest rate environment.

Crescent Capital BDC, Inc. (FCRX) has an efficiency ratio of 22.3%. This is excellent, indicating strong cost control.