Fathom Holdings Inc.(FTHM)Earnings, Financials & Key Ratios
FTHM•NASDAQ•REIT / Real Estate
$0.87
$28M mkt cap·Price updated May 6, 2026
SectorReal EstateIndustryReal Estate ServicesSub-IndustryResidential real estate brokerages and franchises
AboutFathom Holdings Inc. provides cloud-based real estate brokerage services in the South, Atlantic, Southwest, and Western parts of the United States. It operates through three segments: Real Estate Brokerage, Mortgage, and Technology. The Real Estate Brokerage segment provides real estate brokerage services. The Mortgage segment offers residential loan origination and underwriting services. The Technology segment provides Software as a Service solutions and data mining for third party customers to develop its intelliAgent platform for use by the company's real estate agents. The company operates a real estate services platform that integrates residential brokerage, mortgage, title, and insurance services, as well as supporting software called intelliAgent. It offers access to various properties for sale or lease through its FathomRealty.com website to buyers, sellers, landlords, and tenants. Its intelliAgent real estate technology platform provides a suite of brokerage and agent level tools, technology, business processes, business intelligence and reporting, training, customer relationship management, social media marketing and other marketing, and marketing repository services, as well as marketplace for add-on services and third-party technology. The company's brands include Fathom Realty, Dagley Insurance, Encompass Lending, intelliAgent, LiveBy, Real Results, Verus Title, and Cornerstone. Fathom Holdings Inc. was founded in 2010 and is headquartered in Cary, North Carolina.Show more
- Revenue$335M-2.9%
- FFO-$16M+10.4%
- FFO/Share-0.80+28.0%
- FFO Payout0%
- FFO per Share-0.80+28.0%
- NOI Margin8.43%+2.9%
- FFO Margin-4.82%+7.7%
- ROE-43.19%-5.6%
- ROA-27.9%+7.2%
- Debt/Assets24.92%+12.5%
- Book Value/Share2.21-35.0%
FTHM Key Insights
Fathom Holdings Inc. (FTHM) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓FFO growing 22.8% TTM
- ✓Trading at only 0.4x book value
✗Weaknesses
- ✗Weak momentum: RS Rating 17 (bottom 17%)
- ✗Low NOI margin of 8.4%
- ✗Shares diluted 24.5% in last year
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
FTHM Price & Volume
Fathom Holdings Inc. (FTHM) stock price & volume — 10-year historical chart
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FTHM Growth Metrics
Fathom Holdings Inc. (FTHM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years25.05%
3 Years0.5%
TTM32.78%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM16.61%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM36.5%
Return on Capital
10 Years-353.16%
5 Years-29.44%
3 Years-36.8%
Last Year-39.46%
FTHM Peer Comparison
Fathom Holdings Inc. (FTHM) competitors in Residential real estate brokerages and franchises — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 EXPI | 1.01B | 6.28 | -44.86 | 4.48% | -0.48% | -9.36% | 10.78% | |
 HOUS | 1.98B | 17.64 | -15.34 | 0.99% | -2.18% | -8.42% | 1.31% | 1.95 |
 RKT | 1.99B | 14.09 | 67.10 | 34.84% | 0.54% | -1.15% | 1.55 | |
 DOUG | 175.55M | 1.99 | 11.71 | 3.76% | 1.47% | 10.25% | 0.56 | |
 COMP | 4.08B | 7.26 | -72.60 | 23.67% | 0.17% | 1.11% | 4.98% | 0.58 |
 OPAD | 20.23M | 0.65 | -0.44 | -38.2% | -8.51% | -111.72% | 100% | |
 OPEN | 4.99B | 5.23 | -3.08 | -15.18% | -29.74% | -129.35% | 20.79% | 0.19 |
 Z | 10.47B | 43.54 | 483.78 | 15.52% | -1.29% | -0.64% | 2.24% | 0.02 |
Compare FTHM vs Peers
Fathom Holdings Inc. (FTHM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FTHM Income Statement
Fathom Holdings Inc. (FTHM) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 55.38M | 77.31M | 109.62M | 176.78M | 330.23M | 412.96M | 345.23M | 335.18M | 421.61M |
| Revenue Growth % | - | 39.6% | 41.8% | 61.27% | 86.8% | 25.05% | -16.4% | -2.91% | 32.78% |
| Property Operating Expenses | 51.9M | 73.44M | 103.67M | 166.34M | 300.51M | 380.5M | 316.93M | 306.91M | 397.78M |
| Net Operating Income (NOI) | 3.48M▲ 0% | 3.87M▲ 11.3% | 5.95M▲ 53.8% | 10.44M▲ 75.5% | 29.72M▲ 184.7% | 32.47M▲ 9.2% | 28.29M▼ 12.9% | 28.27M▼ 0.1% | 23.83M▲ 0% |
| NOI Margin % | 6.28% | 5% | 5.43% | 5.91% | 9% | 7.86% | 8.2% | 8.43% | 5.65% |
| Operating Expenses | 3.82M | 5.39M | 9.94M | 11.71M | 45.83M | 59.25M | 51.55M | 51.73M | 43.7M |
| G&A Expenses | 3.82M | 5.39M | 9.94M | 11.29M | 34.63M | 48.44M | 42.1M | 39.37M | 38.71M |
| EBITDA | -320.23K | -1.49M | -3.93M | -1.11M | -13.36M | -23.63M | -17.31M | -18.04M | -14.13M |
| EBITDA Margin % | -0.58% | -1.93% | -3.59% | -0.63% | -4.04% | -5.72% | -5.01% | -5.38% | -3.35% |
| Depreciation & Amortization | 23.36K | 23.4K | 56.67K | 165K | 2.75M | 3.15M | 5.95M | 5.42M | 5.75M |
| D&A / Revenue % | 0.04% | 0.03% | 0.05% | 0.09% | 0.83% | 0.76% | 1.72% | 1.62% | 1.36% |
| Operating Income | -343.59K▲ 0% | -1.52M▼ 341.5% | -3.99M▼ 163.0% | -1.27M▲ 68.0% | -16.11M▼ 1163.1% | -26.78M▼ 66.3% | -23.25M▲ 13.2% | -23.46M▼ 0.9% | -19.87M▲ 0% |
| Operating Margin % | -0.62% | -1.96% | -3.64% | -0.72% | -4.88% | -6.48% | -6.74% | -7% | -4.71% |
| Interest Expense | 0 | 102.12K | 109.71K | 84K | 7K | 0 | 245K | 537K | 694K |
| Interest Coverage | - | -14.86x | -36.37x | -15.18x | -2300.71x | - | -94.91x | -43.69x | - |
| Non-Operating Income | 0 | 16.82K | 0 | -10K | 0 | 0 | 335K | -1.4M | 209K |
| Pretax Income | -420.56K▲ 0% | -1.64M▼ 289.0% | -4.1M▼ 150.6% | -1.35M▲ 67.1% | -15.74M▼ 1066.6% | 27.68M▲ 275.9% | -23.83M▼ 186.1% | -22.6M▲ 5.2% | -20.78M▲ 0% |
| Pretax Margin % | -0.76% | -2.12% | -3.74% | -0.76% | -4.77% | 6.7% | -6.9% | -6.74% | -4.93% |
| Income Tax | 5 | 27.16K | -8K | -8K | -3.25M | 54K | 148K | -1.02M | -947K |
| Effective Tax Rate % | -0% | -1.66% | 0.2% | 0.59% | 20.63% | 0.2% | -0.62% | 4.52% | 4.56% |
| Net Income | -420.56K▲ 0% | -1.66M▼ 295.5% | -4.09M▼ 146.0% | -1.34M▲ 67.2% | -12.49M▼ 831.5% | -27.63M▼ 121.2% | -23.98M▲ 13.2% | -21.58M▲ 10.0% | -19.83M▲ 0% |
| Net Margin % | -0.76% | -2.15% | -3.73% | -0.76% | -3.78% | -6.69% | -6.95% | -6.44% | -4.7% |
| Net Income Growth % | - | -295.47% | -146.05% | 67.23% | -831.47% | -121.17% | 13.19% | 10.02% | 16.61% |
| Funds From Operations (FFO) | -397.2K▲ 0% | -1.64M▼ 312.8% | -4.04M▼ 146.1% | -1.18M▲ 70.9% | -9.74M▼ 728.5% | -24.48M▼ 151.3% | -18.03M▲ 26.3% | -16.15M▲ 10.4% | -14.08M▲ 0% |
| FFO Margin % | -0.72% | -2.12% | -3.68% | -0.67% | -2.95% | -5.93% | -5.22% | -4.82% | -3.34% |
| FFO Growth % | - | -312.84% | -146.1% | 70.86% | -728.49% | -151.26% | 26.33% | 10.42% | -8562.29% |
| FFO per Share | -0.03 | -0.12 | -0.40 | -0.09 | -0.68 | -1.53 | -1.11 | -0.80 | -0.48 |
| FFO Payout Ratio % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| EPS (Diluted) | -0.03▲ 0% | -0.12▼ 289.6% | -0.40▼ 233.3% | -0.10▲ 75.8% | -0.88▼ 808.2% | -1.73▼ 96.6% | -1.47▲ 15.0% | -1.07▲ 27.2% | -0.67▲ 0% |
| EPS Growth % | - | -289.61% | -233.33% | 75.78% | -808.15% | -96.59% | 15.03% | 27.21% | 36.5% |
| EPS (Basic) | -0.03 | -0.12 | -0.40 | -0.10 | -0.88 | -1.73 | -1.47 | -1.07 | - |
| Diluted Shares Outstanding | 13.64M | 13.65M | 10.21M | 13.83M | 14.27M | 16M | 16.27M | 20.24M | 29.57M |
FTHM Balance Sheet
Fathom Holdings Inc. (FTHM) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 2.64M | 3.83M | 2.49M | 35.22M | 104.93M | 80.19M | 79.26M | 75.4M | 83.24M |
| Asset Growth % | - | 45.49% | -35.06% | 1314.64% | 197.89% | -23.58% | -1.16% | -4.87% | 1.8% |
| Real Estate & Other Assets | 0 | 0 | 0 | 55.3K | 93K | 52K | 58K | 74K | 99K |
| PP&E (Net) | 101.62K | 90.62K | 371.11K | 592.02K | 5.6M | 8.45M | 6.49M | 5.63M | 5.93M |
| Investment Securities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1000K | 0 |
| Total Current Assets | 2.53M | 3.58M | 1.65M | 32.86M | 54.45M | 18.82M | 23.19M | 24.96M | 37.5M |
| Cash & Equivalents | 154.44K | 1.01M | 579.42K | 28.58M | 37.83M | 8.32M | 7.4M | 7.13M | 9.76M |
| Receivables | 1000K | 1000K | 660.9K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 596.23K | 0 | 0 | 199.82K | 9.86M | 7.36M | 11.14M | 10.68M | 16.61M |
| Intangible Assets | 0 | 167.82K | 464.84K | 922.15K | 24.24M | 27.26M | 23.91M | 20.23M | 18.21M |
| Total Liabilities | 2.63M | 3.6M | 3.65M | 5.57M | 24.78M | 18.17M | 24.02M | 30.72M | 39.86M |
| Total Debt | 485.5K | 568.99K | 819.33K | 980.8K | 14.99M | 11.12M | 17.57M | 18.79M | 19.59M |
| Net Debt | 331.06K | -439.55K | 239.92K | -27.6M | -22.84M | 2.8M | 10.17M | 11.66M | 9.83M |
| Long-Term Debt | 468.99K | 552.19K | 535.09K | 283K | 146K | 129K | 3.47M | 5.09M | 5.08M |
| Short-Term Borrowings | 16.51K | 16.8K | 17.09K | 256K | 10.41M | 4.14M | 8.77M | 8.95M | 9.4M |
| Capital Lease Obligations | 0 | 0 | 267.14K | 441K | 4.43M | 6.85M | 5.33M | 4.76M | 20.34M |
| Total Current Liabilities | 2.16M | 3.05M | 2.94M | 4.99M | 21.07M | 12.5M | 16.35M | 19.38M | 26.64M |
| Accounts Payable | 253.49K | 817.81K | 946.03K | 2.6M | 5.3M | 3.34M | 3.4M | 4.3M | 10.59M |
| Deferred Revenue | 0 | 299.29K | 463.67K | 1.06M | 4.4M | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 379 | 0 | 297K | 381K | 2.73M | 4.62M |
| Total Equity | 1.72K▲ 0% | 232.04K▲ 13390.8% | -1.16M▼ 599.6% | 29.65M▲ 2657.9% | 80.15M▲ 170.3% | 62.02M▼ 22.6% | 55.23M▼ 10.9% | 44.68M▼ 19.1% | 43.38M▲ 0% |
| Equity Growth % | - | 13390.81% | -599.56% | 2657.9% | 170.31% | -22.62% | -10.94% | -19.11% | -66.83% |
| Shareholders Equity | 1.72K | 232.04K | -1.16M | 29.65M | 80.15M | 62.02M | 55.23M | 44.68M | 43.38M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional Paid-in Capital | 0 | 2.29M | 4.99M | 37.17M | 100.16M | 109.63M | 126.82M | 137.84M | 150.14M |
| Retained Earnings | 1.72K | -2.06M | -6.15M | -7.49M | -19.98M | -47.6M | -71.59M | -93.16M | -106.76M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Return on Assets (ROA) | -15.96% | -51.42% | -129.42% | -7.11% | -17.82% | -29.85% | -30.08% | -27.9% | -24.78% |
| Return on Equity (ROE) | -24451.28% | -1422.99% | - | -9.41% | -22.75% | -38.86% | -40.9% | -43.19% | -46.07% |
| Debt / Assets | 18.42% | 14.84% | 32.9% | 2.78% | 14.28% | 13.87% | 22.16% | 24.92% | 23.53% |
| Debt / Equity | 282.27x | 2.45x | - | 0.03x | 0.19x | 0.18x | 0.32x | 0.42x | 0.42x |
| Net Debt / EBITDA | - | - | - | - | - | - | - | - | -0.70x |
| Book Value per Share | 0.00 | 0.02 | -0.11 | 2.14 | 5.62 | 3.88 | 3.40 | 2.21 | 1.47 |
FTHM Cash Flow Statement
Fathom Holdings Inc. (FTHM) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -342.63K | -689.17K | -1.11M | -1.21M | -11.7M | -6.58M | -10.57M | -4.69M | -4.69M |
| Operating CF Growth % | - | -101.14% | -61.2% | -9.3% | -863.31% | 43.72% | -60.6% | 55.66% | 516.04% |
| Operating CF / Revenue % | -0.62% | -0.89% | -1.01% | -0.69% | -3.54% | -1.59% | -3.06% | -1.4% | -1.11% |
| Net Income | -420.56K | -1.66M | -4.09M | -1.34M | -12.49M | -27.63M | -23.98M | -21.58M | -19.83M |
| Depreciation & Amortization | 23.36K | 23.4K | 60.44K | 165.42K | 2.75M | 5.35M | 5.95M | 5.42M | 5.72M |
| Stock-Based Compensation | 0 | 253.35K | 1.63M | 728K | 4.01M | 9.13M | 12.99M | 8.84M | 4.17M |
| Other Non-Cash Items | 16.59K | 111.47K | 208.06K | 112.79K | 177.41M | -1.96M | -1.91M | -6.73M | -3.82M |
| Working Capital Changes | 28K | 585.81K | 1.08M | -833.89K | -180.04M | 8.23M | -3.71M | 10.47M | 5.91M |
| Cash from Investing | -7.41K | -180.22K | -372.82K | -909.75K | -14.56M | -7.1M | -1.87M | 3.3M | -80K |
| Acquisitions (Net) | 0 | 0 | 0 | -256.54K | -11.08M | -1.64M | -35K | 6.67M | -880K |
| Purchase of Investments | 0 | -70K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | -167.82K | -331.48K | 91.54K | -2.6M | -1.4M | -1.81M | -3.32M | 1.58M |
| Cash from Financing | 183.78K | 1.72M | 1.05M | 31.11M | 34.62M | -15.86M | 11.6M | 1.24M | 5.52M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Dividends | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | 183.78K | 83.49K | -16.8K | -63.51K | 1000K | -1000K | 1000K | 1000K | -1.38M |
| Share Repurchases | 0 | 0 | 0 | -30K | 0 | -6.04M | 0 | 0 | -198K |
| Other Financing | 0 | -70K | 0 | -3.1M | -2.47M | 0 | -1.39M | 20K | -33K |
| Net Change in Cash | -166.26K▲ 0% | 854.1K▲ 613.7% | -429.12K▼ 150.2% | 28.98M▲ 6853.8% | 8.36M▼ 71.2% | -29.54M▼ 453.4% | -840K▲ 97.2% | -150K▲ 82.1% | -3.51M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -999 |
| Cash at Beginning | 320.7K | 154.44K | 1.01M | 579.42K | 29.56M | 37.92M | 8.38M | 7.54M | 5.12M |
| Cash at End | 154.44K | 1.01M | 579.42K | 29.56M | 37.92M | 8.38M | 7.54M | 7.39M | 9.92M |
| Free Cash Flow | -350.04K▲ 0% | -869.39K▼ 148.4% | -1.48M▼ 70.7% | -1.96M▼ 32.0% | -15.18M▼ 674.7% | -10.64M▲ 29.9% | -12.4M▼ 16.6% | -7.93M▲ 36.1% | -10.06M▲ 0% |
| FCF Growth % | - | -148.37% | -70.67% | -32.03% | -674.68% | 29.89% | -16.59% | 36.07% | 11.85% |
| FCF / Revenue % | -0.63% | -1.12% | -1.35% | -1.11% | -4.6% | -2.58% | -3.59% | -2.37% | -2.39% |
FTHM Key Ratios
Fathom Holdings Inc. (FTHM) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|
| FFO per Share | -0.12 | -0.4 | -0.09 | -0.68 | -1.53 | -1.11 | -0.8 | -0.48 |
| FFO Payout Ratio | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| NOI Margin | 5% | 5.43% | 5.91% | 9% | 7.86% | 8.2% | 8.43% | 5.65% |
| Net Debt / EBITDA | - | - | - | - | - | - | - | -0.70x |
| Debt / Assets | 14.84% | 32.9% | 2.78% | 14.28% | 13.87% | 22.16% | 24.92% | 23.53% |
| Interest Coverage | -14.86x | -36.37x | -15.18x | -2300.71x | - | -94.91x | -43.69x | - |
| Book Value / Share | 0.02 | -0.11 | 2.14 | 5.62 | 3.88 | 3.4 | 2.21 | 1.47 |
| Revenue Growth | 39.6% | 41.8% | 61.27% | 86.8% | 25.05% | -16.4% | -2.91% | 32.78% |
FTHM Frequently Asked Questions
Fathom Holdings Inc. (FTHM) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Fathom Holdings Inc. (FTHM) reported $421.6M in revenue for fiscal year 2024. This represents a 661% increase from $55.4M in 2017.
Fathom Holdings Inc. (FTHM) saw revenue decline by 2.9% over the past year.
Fathom Holdings Inc. (FTHM) reported a net loss of $19.8M for fiscal year 2024.
Dividend & Returns
Fathom Holdings Inc. (FTHM) has a return on equity (ROE) of -43.2%. Negative ROE indicates the company is unprofitable.
Industry Metrics
Fathom Holdings Inc. (FTHM) generated Funds From Operations (FFO) of $-14.1M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Explore More FTHM
Fathom Holdings Inc. (FTHM) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
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Dividend History
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Earnings History
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Price History
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Revenue History
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Financial Ratios
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Valuation
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