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Fathom Holdings Inc. (FTHM) 10-Year Financial Performance & Capital Metrics

FTHM • • REIT / Real Estate
Real EstateReal Estate ServicesReal Estate Brokerage & Agency ServicesResidential Brokerage Networks
AboutFathom Holdings Inc. provides cloud-based real estate brokerage services in the South, Atlantic, Southwest, and Western parts of the United States. It operates through three segments: Real Estate Brokerage, Mortgage, and Technology. The Real Estate Brokerage segment provides real estate brokerage services. The Mortgage segment offers residential loan origination and underwriting services. The Technology segment provides Software as a Service solutions and data mining for third party customers to develop its intelliAgent platform for use by the company's real estate agents. The company operates a real estate services platform that integrates residential brokerage, mortgage, title, and insurance services, as well as supporting software called intelliAgent. It offers access to various properties for sale or lease through its FathomRealty.com website to buyers, sellers, landlords, and tenants. Its intelliAgent real estate technology platform provides a suite of brokerage and agent level tools, technology, business processes, business intelligence and reporting, training, customer relationship management, social media marketing and other marketing, and marketing repository services, as well as marketplace for add-on services and third-party technology. The company's brands include Fathom Realty, Dagley Insurance, Encompass Lending, intelliAgent, LiveBy, Real Results, Verus Title, and Cornerstone. Fathom Holdings Inc. was founded in 2010 and is headquartered in Cary, North Carolina.Show more
  • Revenue $335M -2.9%
  • FFO -$16M +10.4%
  • FFO/Share -0.80 +28.0%
  • FFO Payout 0%
  • FFO per Share -0.80 +28.0%
  • NOI Margin 8.43% +2.9%
  • FFO Margin -4.82% +7.7%
  • ROE -43.19% -5.6%
  • ROA -27.9% +7.2%
  • Debt/Assets 24.92% +12.5%
  • Net Debt/EBITDA -
  • Book Value/Share 2.21 -35.0%
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓FFO growing 22.8% TTM
  • ✓Trading at only 0.6x book value

✗Weaknesses

  • ✗Low NOI margin of 8.4%
  • ✗Shares diluted 24.5% in last year
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y25.05%
3Y0.5%
TTM32.78%

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM16.61%

EPS CAGR

10Y-
5Y-
3Y-
TTM36.5%

ROCE

10Y Avg-353.16%
5Y Avg-29.44%
3Y Avg-36.8%
Latest-39.46%

Peer Comparison

Residential Brokerage Networks
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Technical
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Sector-Specific
NameMarket CapCurrent PriceP/E RatioRevenue Growth 1YNet MarginROEFCF YieldDebt/Equity
RMAXRE/MAX Holdings, Inc.163.46M8.1522.03-5.52%4.27%32.44%
BEKEKE Holdings Inc.19.01B17.555.0920.16%3.36%5.12%44.23%0.32
FTHMFathom Holdings Inc.42.11M1.30-1.22-2.91%-4.7%-45.71%0.42
DOUGDouglas Elliman Inc.249.58M2.81-3.094.19%-5.76%-51.69%0.96
UOKAMDJM Ltd2.47M2.31-10.64-66.61%-22.51%-121.44%
HOUSAnywhere Real Estate Inc.1.98B17.64-15.340.99%-2.18%-8.42%1.31%1.95
REAXThe Real Brokerage Inc.817.55M3.86-27.5783.5%-0.78%-25.9%5.83%
LRHCLa Rosa Holding Corp. Common Stock942.69K0.58-56.31118.67%-35.48%-488.37%0.72

Profit & Loss

Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Revenue+55.38M77.31M109.62M176.78M330.23M412.96M345.23M335.18M
Revenue Growth %-0.4%0.42%0.61%0.87%0.25%-0.16%-0.03%
Property Operating Expenses51.9M73.44M103.67M166.34M300.51M380.5M316.93M306.91M
Net Operating Income (NOI)+--------
NOI Margin %--------
Operating Expenses+3.82M5.39M9.94M11.71M45.83M59.25M51.55M51.73M
G&A Expenses3.82M5.39M9.94M11.29M34.63M48.44M42.1M39.37M
EBITDA+-320.23K-1.49M-3.93M-1.11M-13.36M-23.63M-17.31M-18.04M
EBITDA Margin %--------
Depreciation & Amortization+23.36K23.4K56.67K165K2.75M3.15M5.95M5.42M
D&A / Revenue %--------
Operating Income+-343.59K-1.52M-3.99M-1.27M-16.11M-26.78M-23.25M-23.46M
Operating Margin %--------
Interest Expense+0102.12K109.71K84K7K0245K537K
Interest Coverage--14.86x-36.37x-15.18x-2300.71x--94.91x-43.69x
Non-Operating Income016.82K0-10K00335K-1.4M
Pretax Income+-420.56K-1.64M-4.1M-1.35M-15.74M27.68M-23.83M-22.6M
Pretax Margin %--------
Income Tax+527.16K-8K-8K-3.25M54K148K-1.02M
Effective Tax Rate %--------
Net Income+-420.56K-1.66M-4.09M-1.34M-12.49M-27.63M-23.98M-21.58M
Net Margin %--------
Net Income Growth %--2.95%-1.46%0.67%-8.31%-1.21%0.13%0.1%
Funds From Operations (FFO)+--------
FFO Margin %--------
FFO Growth %--3.13%-1.46%0.71%-7.28%-1.51%0.26%0.1%
FFO per Share+--------
FFO Payout Ratio %--------
EPS (Diluted)+-0.03-0.12-0.40-0.10-0.88-1.73-1.47-1.07
EPS Growth %--2.9%-2.33%0.76%-8.08%-0.97%0.15%0.27%
EPS (Basic)-0.03-0.12-0.40-0.10-0.88-1.73-1.47-1.07
Diluted Shares Outstanding13.64M13.65M10.21M13.83M14.27M16M16.27M20.24M

Balance Sheet

Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Total Assets+2.64M3.83M2.49M35.22M104.93M80.19M79.26M75.4M
Asset Growth %-0.45%-0.35%13.15%1.98%-0.24%-0.01%-0.05%
Real Estate & Other Assets+00055.3K93K52K58K74K
PP&E (Net)101.62K90.62K371.11K592.02K5.6M8.45M6.49M5.63M
Investment Securities00000001000K
Total Current Assets+2.53M3.58M1.65M32.86M54.45M18.82M23.19M24.96M
Cash & Equivalents154.44K1.01M579.42K28.58M37.83M8.32M7.4M7.13M
Receivables1000K1000K660.9K1000K1000K1000K1000K1000K
Other Current Assets596.23K00199.82K9.86M7.36M11.14M10.68M
Intangible Assets0167.82K464.84K922.15K24.24M27.26M23.91M20.23M
Total Liabilities2.63M3.6M3.65M5.57M24.78M18.17M24.02M30.72M
Total Debt+485.5K568.99K819.33K980.8K14.99M11.12M17.57M18.79M
Net Debt331.06K-439.55K239.92K-27.6M-22.84M2.8M10.17M11.66M
Long-Term Debt468.99K552.19K535.09K283K146K129K3.47M5.09M
Short-Term Borrowings16.51K16.8K17.09K256K1000K1000K1000K1000K
Capital Lease Obligations00267.14K441.53K4.43M6.85M5.33M4.76M
Total Current Liabilities+2.16M3.05M2.94M4.99M21.07M12.5M16.35M19.38M
Accounts Payable253.49K817.81K946.03K2.6M5.3M3.34M3.4M4.3M
Deferred Revenue0299.29K463.67K1.06M4.4M000
Other Liabilities0003790297K381K2.73M
Total Equity+1.72K232.04K-1.16M29.65M80.15M62.02M55.23M44.68M
Equity Growth %-133.91%-6%26.58%1.7%-0.23%-0.11%-0.19%
Shareholders Equity1.72K232.04K-1.16M29.65M80.15M62.02M55.23M44.68M
Minority Interest00000000
Common Stock00000000
Additional Paid-in Capital02.29M4.99M37.17M100.16M109.63M126.82M137.84M
Retained Earnings1.72K-2.06M-6.15M-7.49M-19.98M-47.6M-71.59M-93.16M
Preferred Stock00000000
Return on Assets (ROA)-0.16%-0.51%-1.29%-0.07%-0.18%-0.3%-0.3%-0.28%
Return on Equity (ROE)-244.51%-14.23%--0.09%-0.23%-0.39%-0.41%-0.43%
Debt / Assets0.18%0.15%0.33%0.03%0.14%0.14%0.22%0.25%
Debt / Equity282.27x2.45x-0.03x0.19x0.18x0.32x0.42x
Net Debt / EBITDA--------
Book Value per Share0.000.02-0.112.145.623.883.402.21

Cash Flow

Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Cash from Operations+-342.63K-689.17K-1.11M-1.21M-11.7M-6.58M-10.57M-4.69M
Operating CF Growth %--1.01%-0.61%-0.09%-8.63%0.44%-0.61%0.56%
Operating CF / Revenue %--------
Net Income-420.56K-1.66M-4.09M-1.34M-12.49M-27.63M-23.98M-21.58M
Depreciation & Amortization23.36K23.4K60.44K165.42K2.75M5.35M5.95M5.42M
Stock-Based Compensation0253.35K1.63M728K4.01M9.13M12.99M8.84M
Other Non-Cash Items16.59K111.47K208.06K112.79K177.41M-1.96M-1.91M-6.73M
Working Capital Changes28K585.81K1.08M-833.89K-180.04M8.23M-3.71M10.47M
Cash from Investing+-7.41K-180.22K-372.82K-909.75K-14.56M-7.1M-1.87M3.3M
Acquisitions (Net)000-256.54K-11.08M-1.64M-35K6.67M
Purchase of Investments0-70K000000
Sale of Investments00000000
Other Investing0-167.82K-331.48K91.54K-2.6M-1.4M-1.81M-3.32M
Cash from Financing+183.78K1.72M1.05M31.11M34.62M-15.86M11.6M1.24M
Dividends Paid00000000
Common Dividends00000000
Debt Issuance (Net)183.78K83.49K-16.8K-63.51K1000K-1000K1000K1000K
Share Repurchases000-30K0-6.04M00
Other Financing0-70K0-3.1M-2.47M0-1.39M20K
Net Change in Cash+-166.26K854.1K-429.12K28.98M8.36M-29.54M-840K-150K
Exchange Rate Effect00000000
Cash at Beginning320.7K154.44K1.01M579.42K29.56M37.92M8.38M7.54M
Cash at End154.44K1.01M579.42K29.56M37.92M8.38M7.54M7.39M
Free Cash Flow+-350.04K-869.39K-1.48M-1.96M-15.18M-10.64M-12.4M-7.93M
FCF Growth %--1.48%-0.71%-0.32%-6.75%0.3%-0.17%0.36%
FCF / Revenue %--------

Key Ratios

Metric20172018201920202021202220232024
FFO per Share-0.03-0.12-0.4-0.09-0.68-1.53-1.11-0.8
FFO Payout Ratio0%0%0%0%0%0%0%0%
NOI Margin6.28%5%5.43%5.91%9%7.86%8.2%8.43%
Debt / Assets18.42%14.84%32.9%2.78%14.28%13.87%22.16%24.92%
Interest Coverage--14.86x-36.37x-15.18x-2300.71x--94.91x-43.69x
Book Value / Share00.02-0.112.145.623.883.42.21
Revenue Growth-39.6%41.8%61.27%86.8%25.05%-16.4%-2.91%

Revenue by Segment

2021202220232024
Real Estate Brokerage---314.74M
Real Estate Brokerage Growth----
Mortgage---10.93M
Mortgage Growth----
Technology---4.48M
Technology Growth----
Management Service, Incentive--325.4M-
Management Service, Incentive Growth----
Product and Service, Other--19.82M-
Product and Service, Other Growth----
Gross commission income314.37M390.62M--
Gross commission income Growth-24.25%--
Other service revenue15.86M22.35M--
Other service revenue Growth-40.94%--

Frequently Asked Questions

Growth & Financials

Fathom Holdings Inc. (FTHM) reported $421.6M in revenue for fiscal year 2024. This represents a 661% increase from $55.4M in 2017.

Fathom Holdings Inc. (FTHM) saw revenue decline by 2.9% over the past year.

Fathom Holdings Inc. (FTHM) reported a net loss of $19.8M for fiscal year 2024.

Dividend & Returns

Fathom Holdings Inc. (FTHM) has a return on equity (ROE) of -43.2%. Negative ROE indicates the company is unprofitable.

Industry Metrics

Fathom Holdings Inc. (FTHM) generated Funds From Operations (FFO) of $-14.1M in the trailing twelve months. FFO is the primary profitability metric for REITs.

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