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Kingstone Companies, Inc.(KINS)Earnings, Financials & Key Ratios
KINS•NASDAQ•Insurance & Managed Care
$16.45
$258M mkt cap·11.1× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryPersonal auto and homeowners insurers
AboutKingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company offers personal line of insurance products, including homeowners and dwelling fire multi-peril, cooperative/condominiums, renters, and personal umbrella policies. It also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies, as well as reinsurance products. It sells its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.Show more
- Revenue$155M+7.6%
- Combined Ratio84.99%-19.1%
- Net Income$18M+397.6%
- Return on Equity36.28%+307.8%
- Medical Cost Ratio62.24%-22.8%
- Operating Margin15.01%+393.9%
- Net Margin11.83%+376.6%
- ROA5.3%+374.2%
- Equity / Assets17.79%+63.8%
- Book Value per Share5.37+67.4%
- Tangible BV/Share5.33+68.6%
- Debt/Equity0.17-77.1%
KINS Key Insights
Kingstone Companies, Inc. (KINS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 85.0% combined ratio
- ✓Strong Piotroski F-Score: 7/9
✗Weaknesses
- ✗Shares diluted 15.5% in last year
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
KINS Price & Volume
Kingstone Companies, Inc. (KINS) stock price & volume — 10-year historical chart
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KINS Growth Metrics
Kingstone Companies, Inc. (KINS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.98%
5 Years1.34%
3 Years-1.28%
TTM34.02%
Profit CAGR
10 Years13.17%
5 Years-
3 Years-
TTM98.2%
EPS CAGR
10 Years7.47%
5 Years-
3 Years-
TTM67.18%
Return on Capital
10 Years1.53%
5 Years-1.54%
3 Years-1.44%
Last Year6.94%
KINS Recent Earnings
Kingstone Companies, Inc. (KINS) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (45%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Mar 5, 2026EPS
$1.08
Est $1.05
+2.9%
Revenue
$83M
Est $83M
-0.3%
Q4 2025
Nov 6, 2025EPS
$0.73
Est $0.71
+2.8%
Revenue
$56M
Est $75M
-26.1%
Q3 2025
Aug 7, 2025EPS
$0.75
Est $0.55
+36.4%
Revenue
$52M
Est $53M
-1.7%
Q2 2025
May 8, 2025EPS
$0.17
Revenue
$50M
Est $42M
+21.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 5, 2026 | $1.08vs $1.05+2.9% | $83Mvs $83M-0.3% |
| Q4 2025 | Nov 6, 2025 | $0.73vs $0.71+2.8% | $56Mvs $75M-26.1% |
| Q3 2025 | Aug 7, 2025 | $0.75vs $0.55+36.4% | $52Mvs $53M-1.7% |
| Q2 2025 | May 8, 2025 | $0.17 | $50Mvs $42M+21.1% |
Based on last 12 quarters of dataView full earnings history →
KINS Peer Comparison
Kingstone Companies, Inc. (KINS) competitors in Personal auto and homeowners insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HRTG | 887.78M | 28.72 | 14.29 | 11.08% | 17.72% | 41.44% | 0.49 | |
 HIHO | 3.57M | 0.81 | 33.61 | 17.26% | -8.71% | -8.95% | 0.13 | |
 ACIC | 504.7M | 10.44 | 4.86 | 13.07% | 31.88% | 35.67% | 0.48 | |
 HCI | 2B | 154.14 | 6.20 | 20.21% | 33.16% | 36.22% | 0.06 | |
 PLMR | 2.94B | 110.75 | 15.45 | 58.16% | 22.56% | 22.79% | 0.01 | |
 NODK | 266.12M | 12.90 | -100% | 0.87% | 1.05% | |||
 KPTI | 78.49M | 9.02 | -0.50 | 0.57% | -87.43% | |||
 SIGI | 4.99B | 83.00 | 11.10 | 9.78% | 8.39% | 12.93% | 0.25 |
Compare KINS vs Peers
Kingstone Companies, Inc. (KINS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
KINS Income Statement
Kingstone Companies, Inc. (KINS) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.44M | 92.77M | 113.77M | 145.12M | 131.37M | 161.23M | 130.16M | 144.19M | 155.14M | 200.55M |
| Revenue Growth % | 20.66% | 19.8% | 22.64% | 27.55% | -9.48% | 22.73% | -19.27% | 10.78% | 7.6% | 34.02% |
| Medical Costs & Claims | 46.12M | 55.37M | 83.64M | 120.28M | 98.26M | 135.09M | 122.97M | 116.21M | 96.56M | 122.94M |
| Medical Cost Ratio % | 59.55% | 59.68% | 73.51% | 82.88% | 74.8% | 83.78% | 94.48% | 80.6% | 62.24% | 61.3% |
| Gross Profit | 31.32M▲ 0% | 37.4M▲ 19.4% | 30.13M▼ 19.4% | 24.84M▼ 17.6% | 33.11M▲ 33.3% | 26.14M▼ 21.0% | 7.19M▼ 72.5% | 27.98M▲ 289.2% | 58.58M▲ 109.4% | 77.61M▲ 0% |
| Gross Margin % | 40.45% | 40.32% | 26.49% | 17.12% | 25.2% | 16.22% | 5.52% | 19.4% | 37.76% | 38.7% |
| Gross Profit Growth % | 21.97% | 19.42% | -19.43% | -17.55% | 33.27% | -21.04% | -72.51% | 289.24% | 109.38% | - |
| Operating Expenses | 17.9M | 23.03M | 27.13M | 32.63M | 34.4M | 35.55M | 35.13M | 35.34M | 35.29M | 38.34M |
| OpEx / Revenue % | 23.12% | 24.83% | 23.84% | 22.48% | 26.18% | 22.05% | 26.99% | 24.51% | 22.75% | 19.12% |
| Depreciation & Amortization | 1.12M | 1.4M | 1.79M | 2.55M | 2.86M | 3.29M | 3.3M | 2.97M | 2.45M | 2.5M |
| Combined Ratio % | 82.67% | 84.51% | 97.36% | 105.36% | 100.98% | 105.84% | 121.47% | 105.11% | 84.99% | 80.42% |
| Operating Income | 13.42M▲ 0% | 14.37M▲ 7.1% | 3.01M▼ 79.1% | -7.78M▼ 358.8% | -1.29M▲ 83.5% | -9.41M▼ 630.7% | -27.94M▼ 197.0% | -7.37M▲ 73.6% | 23.29M▲ 416.2% | 39.27M▲ 0% |
| Operating Margin % | 17.33% | 15.49% | 2.64% | -5.36% | -0.98% | -5.84% | -21.47% | -5.11% | 15.01% | 19.58% |
| Operating Income Growth % | 30.16% | 7.09% | -79.07% | -358.81% | 83.45% | -630.65% | -196.96% | 73.64% | 416.18% | - |
| EBITDA | 14.54M | 15.77M | 4.79M | -5.24M | 1.58M | -6.12M | -24.64M | -4.39M | 25.74M | 41.77M |
| EBITDA Margin % | 18.78% | 17% | 4.21% | -3.61% | 1.2% | -3.8% | -18.93% | -3.05% | 16.59% | 20.83% |
| Interest Expense | 0 | 60.34K | 1.82M | 1.83M | 1.83M | 1.83M | 2.02M | 4M | 3.51M | 1.01M |
| Non-Operating Income | 0 | 0 | -1.82M | -1.83M | -1.83M | -1.83M | -2.02M | -4M | -3.51M | -1.01M |
| Pretax Income | 13.42M▲ 0% | 14.31M▲ 6.6% | 3.01M▼ 79.0% | -7.78M▼ 358.8% | -1.29M▲ 83.5% | -9.41M▼ 630.7% | -27.94M▼ 197.0% | -7.37M▲ 73.6% | 23.29M▲ 416.2% | 39.27M▲ 0% |
| Pretax Margin % | 17.33% | 15.43% | 2.64% | -5.36% | -0.98% | -5.84% | -21.47% | -5.11% | 15.01% | 19.58% |
| Income Tax | 4.52M | 4.32M | -86.18K | -1.82M | -2.26M | -2.03M | -5.42M | -1.2M | 4.93M | 7.82M |
| Effective Tax Rate % | 33.68% | 30.21% | -2.87% | 23.34% | 175.51% | 21.59% | 19.39% | 16.25% | 21.17% | 19.92% |
| Net Income | 8.9M▲ 0% | 9.99M▲ 12.2% | 3.09M▼ 69.0% | -5.97M▼ 292.9% | 972.39K▲ 116.3% | -7.38M▼ 858.8% | -22.52M▼ 205.3% | -6.17M▲ 72.6% | 18.36M▲ 397.6% | 31.45M▲ 0% |
| Net Margin % | 11.49% | 10.76% | 2.72% | -4.11% | 0.74% | -4.58% | -17.31% | -4.28% | 11.83% | 15.68% |
| Net Income Growth % | 27.88% | 12.21% | -69.03% | -292.88% | 116.3% | -858.78% | -205.28% | 72.62% | 397.62% | 98.2% |
| EPS (Diluted) | 1.14▲ 0% | 0.94▼ 17.5% | 0.29▼ 69.1% | -0.55▼ 289.7% | 0.09▲ 116.5% | -0.70▼ 872.6% | -2.12▼ 202.9% | -0.57▲ 73.1% | 1.48▲ 359.6% | 2.15▲ 0% |
| EPS Growth % | 21.28% | -17.54% | -69.15% | -289.66% | 116.47% | -872.63% | -202.86% | 73.11% | 359.65% | 67.18% |
| EPS (Basic) | 1.15 | 0.96 | 0.29 | -0.55 | 0.09 | -0.70 | -2.12 | -0.57 | 1.60 | - |
| Diluted Shares Outstanding | 7.81M | 10.58M | 10.72M | 10.77M | 10.73M | 10.59M | 10.65M | 10.76M | 12.42M | 14.6M |
KINS Balance Sheet
Kingstone Companies, Inc. (KINS) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 169.45M | 254.55M | 266.75M | 321.2M | 317.58M | 331.31M | 320.33M | 317.63M | 374.92M | 428.59M |
| Asset Growth % | 13.62% | 50.22% | 4.79% | 20.41% | -1.13% | 4.32% | -3.31% | -0.84% | 18.03% | 85.67% |
| Total Investment Assets | 95.51M | 139.14M | 174.43M | 199.31M | 202.85M | 213.59M | 179.09M | 174.63M | 21.73M | 4M |
| Long-Term Investments | 5.09M | 4.87M | 6.08M | 31.07M | 45.3M | 55.51M | 24.37M | 170.74M | 21.73M | 751.89M |
| Short-Term Investments | 90.42M | 134.27M | 168.35M | 168.24M | 157.55M | 158.08M | 154.72M | 148.92M | 0 | 0 |
| Total Current Assets | 146.31M | 226.39M | 229.82M | 254.08M | 234.29M | 234.98M | 247.02M | 0 | 28.67M | 0 |
| Cash & Equivalents | 12.04M | 48.38M | 21.14M | 32.39M | 19.46M | 24.29M | 11.96M | 8.98M | 28.67M | 26.77M |
| Receivables | 43.85M | 43.74M | 40.33M | 53.46M | 57.28M | 52.61M | 80.35M | 89.2M | 91.09M | 259.89M |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -247.1M | -91.09M | -45.02M |
| Goodwill & Intangibles | 13.59M | 15.86M | 18.58M | 21.13M | 20.64M | 22.74M | 24.32M | 500K | 500K | 27.38M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 13.59M | 15.86M | 18.58M | 21.13M | 20.64M | 22.74M | 24.32M | 500K | 500K | 25.88M |
| PP&E (Net) | 3.01M | 4.77M | 6.06M | 7.62M | 8.08M | 9.29M | 10.54M | 9.4M | 9.28M | 7.86M |
| Other Assets | 1.44M | 2.66M | 6.22M | 7.29M | 9.26M | 8.79M | 14.08M | -180.63M | 314.74M | 120.87M |
| Total Liabilities | 112.77M | 159.97M | 178.09M | 232.98M | 224.78M | 255.64M | 284.16M | 283.13M | 308.21M | 320.94M |
| Total Debt | 0 | 29.13M | 29.3M | 29.47M | 29.65M | 29.82M | 25.16M | 25.24M | 11.17M | 4.75M |
| Net Debt | -12.04M | -19.25M | 8.16M | -2.92M | 10.18M | 5.53M | 13.2M | 16.27M | -17.5M | -22.02M |
| Long-Term Debt | 0 | 29.13M | 29.3M | 29.47M | 29.65M | 29.82M | 25.16M | 25.24M | 11.17M | 4.75M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 15.19M | 20.1M | 17.54M | 21.7M | 6.98M | 12.96M | 13.06M | 0 | 10.51M | 0 |
| Accounts Payable | 2.15M | 2.56M | 1.93M | 11.71M | 6.98M | 12.96M | 13.06M | 12.84M | 10.51M | 5.69M |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 11.54B | 147.75M |
| Other Current Liabilities | -85.11M | -98.39M | 15.59M | 9.39M | 0 | 0 | 0 | -12.84M | -11.54B | -155.28M |
| Deferred Taxes | 166.95K | 600.34K | 15.04K | 0 | 1000K | 0 | 0 | 0 | 0 | 6.26M |
| Other Liabilities | 90.56M | 105.87M | 128.57M | 174.07M | 183.9M | 203.11M | 235.32M | -34.7M | 274.99M | 246.31M |
| Total Equity | 56.68M▲ 0% | 94.58M▲ 66.9% | 88.67M▼ 6.3% | 88.22M▼ 0.5% | 92.8M▲ 5.2% | 75.67M▼ 18.5% | 36.17M▼ 52.2% | 34.5M▼ 4.6% | 66.71M▲ 93.3% | 107.65M▲ 0% |
| Equity Growth % | 25.19% | 66.86% | -6.25% | -0.5% | 5.19% | -18.46% | -52.2% | -4.6% | 93.33% | 436.24% |
| Shareholders Equity | 56.68M | 94.58M | 88.67M | 88.22M | 92.8M | 75.67M | 36.17M | 34.5M | 66.71M | 107.65M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 20.56M | 27.15M | 26.38M | 16.91M | 15.93M | 6.86M | -16.95M | -23.11M | -4.76M | 20.54M |
| Common Stock | 88.96K | 116.19K | 117.75K | 118.25K | 118.71K | 119.56K | 121.72K | 122.48K | 144.48K | 156.72K |
| Accumulated OCI | 72.93K | 1.1M | -2.88M | 4.77M | 9.88M | 1.8M | -15.96M | -12.27M | -12.18M | -6.74M |
| Return on Equity (ROE) | 17.46% | 13.2% | 3.38% | -6.75% | 1.07% | -8.76% | -40.28% | -17.46% | 36.28% | 35.79% |
| Return on Assets (ROA) | 5.59% | 4.71% | 1.19% | -2.03% | 0.3% | -2.27% | -6.91% | -1.93% | 5.3% | 7.95% |
| Equity / Assets | 33.45% | 37.16% | 33.24% | 27.47% | 29.22% | 22.84% | 11.29% | 10.86% | 17.79% | 25.12% |
| Debt / Equity | - | 0.31x | 0.33x | 0.33x | 0.32x | 0.39x | 0.70x | 0.73x | 0.17x | 0.17x |
| Book Value per Share | 7.26 | 8.94 | 8.27 | 8.19 | 8.65 | 7.15 | 3.40 | 3.21 | 5.37 | 7.37 |
| Tangible BV per Share | 5.52 | 7.44 | 6.54 | 6.23 | 6.72 | 5.00 | 1.11 | 3.16 | 5.33 | 5.60 |
KINS Cash Flow Statement
Kingstone Companies, Inc. (KINS) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 15.2M | 28.05M | 22.3M | 29.86M | -10.23M | 24.35M | -915.52K | -11.33M | 57.95M | 57.95M |
| Operating CF Growth % | -25.49% | 84.5% | -20.5% | 33.92% | -134.28% | 337.88% | -103.76% | -1137.2% | 611.6% | 661.61% |
| Operating CF / Revenue % | 19.63% | 30.23% | 19.6% | 20.58% | -7.79% | 15.1% | -0.7% | -7.86% | 37.35% | 28.89% |
| Net Income | 8.9M | 9.99M | 3.09M | -5.97M | 972.39K | -7.38M | -22.52M | -6.17M | 18.36M | 31.45M |
| Depreciation & Amortization | 1.12M | 1.4M | 1.79M | 2.55M | 2.86M | 3.29M | 3.3M | 2.97M | 2.45M | 2.5M |
| Stock-Based Compensation | 106.88K | 270.23K | 702.65K | 1.5M | 1.77M | 1.9M | 1.39M | 832.6K | 1.38M | 1.72M |
| Deferred Taxes | -293.36K | -1.81K | -5.4K | -1.99M | 3.11M | -2.2M | -5.42M | -1.2M | 4.93M | 1.25M |
| Other Non-Cash Items | -80.38K | 469.87K | 3.04M | -3.88M | -671.54K | -9.19M | 13.75M | -908.37K | 465.67K | -1.11M |
| Working Capital Changes | 5.44M | 15.92M | 13.68M | 37.65M | -18.28M | 37.92M | 8.58M | -6.86M | 30.36M | 40.24M |
| Cash from Investing | -19.52M | -47.63M | -43.4M | -14.97M | 581.29K | -15.95M | -5.91M | 9.46M | -35.26M | -82.41M |
| Capital Expenditures | -576.21K | -2.82M | -2.73M | -3.94M | -3.33M | -4.5M | -4.55M | -1.83M | -2.34M | -2.69M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 233.8K | 0 | 0 | 0 | 0 |
| Purchase of Investments | -44.02M | -58.04M | -71.92M | -33.46M | -43.53M | -115.58M | -49.92M | -51.5M | -165M | -127.44M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Other Investing | 250.45K | -2M | -40.67M | 0 | 0 | 0 | 0 | 0 | 0 | 3.6M |
| Cash from Financing | 2.81M | 55.92M | -6.14M | -3.63M | -3.27M | -3.57M | -5.51M | -1.12M | -2.99M | -632.07K |
| Dividends Paid | -1.94M | -3.21M | -4.28M | -3.5M | -1.96M | -1.69M | -1.28M | 0 | 0 | 0 |
| Share Repurchases | -113.27K | -176.84K | -540.25K | 0 | -1.18M | -1.67M | 0 | -13.41K | 0 | 0 |
| Stock Issued | 4.81M | 30.14M | 0 | 0 | 0 | 0 | 60.46K | 0 | 13.61M | 14.02M |
| Debt Issuance (Net) | 0 | 1000K | 0 | 0 | 0 | 0 | -1000K | -1000K | -1000K | -2.61M |
| Other Financing | 54.87K | 50.28K | -1.32M | -130.9K | -133.94K | -205.77K | -2.15M | -14.3K | -1.45M | -1.49M |
| Net Change in Cash | -1.51M▲ 0% | 36.34M▲ 2511.5% | -27.24M▼ 175.0% | 11.25M▲ 141.3% | -12.93M▼ 214.9% | 4.83M▲ 137.3% | -12.33M▼ 355.5% | -2.98M▲ 75.8% | 19.69M▲ 760.5% | -6.99M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 13.55M | 12.04M | 48.38M | 21.14M | 32.39M | 19.46M | 24.29M | 11.96M | 8.98M | 33.71M |
| Cash at End | 12.04M | 48.38M | 21.14M | 32.39M | 19.46M | 24.29M | 11.96M | 8.98M | 28.67M | 26.77M |
| Free Cash Flow | 14.62M▲ 0% | 25.22M▲ 72.5% | 19.56M▼ 22.4% | 25.92M▲ 32.5% | -13.56M▼ 152.3% | 19.85M▲ 246.3% | -5.47M▼ 127.5% | -13.15M▼ 140.6% | 55.61M▲ 522.8% | 73.36M▲ 0% |
| FCF Growth % | -23.6% | 72.46% | -22.43% | 32.49% | -152.32% | 246.35% | -127.54% | -140.64% | 522.76% | 97.19% |
| FCF Margin % | 18.89% | 27.19% | 17.2% | 17.86% | -10.32% | 12.31% | -4.2% | -9.12% | 35.84% | 36.58% |
| FCF per Share | 1.87 | 2.38 | 1.83 | 2.41 | -1.26 | 1.87 | -0.51 | -1.22 | 4.48 | 4.48 |
KINS Key Ratios
Kingstone Companies, Inc. (KINS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 82.67% | 84.51% | 97.36% | 105.36% | 100.98% | 105.84% | 121.47% | 105.11% | 84.99% | 80.42% |
| Medical Cost Ratio | 59.55% | 59.68% | 73.51% | 82.88% | 74.8% | 83.78% | 94.48% | 80.6% | 62.24% | 61.3% |
| Return on Equity (ROE) | 17.46% | 13.2% | 3.38% | -6.75% | 1.07% | -8.76% | -40.28% | -17.46% | 36.28% | 35.79% |
| Return on Assets (ROA) | 5.59% | 4.71% | 1.19% | -2.03% | 0.3% | -2.27% | -6.91% | -1.93% | 5.3% | 7.95% |
| Equity / Assets | 33.45% | 37.16% | 33.24% | 27.47% | 29.22% | 22.84% | 11.29% | 10.86% | 17.79% | 25.12% |
| Book Value / Share | 7.26 | 8.94 | 8.27 | 8.19 | 8.65 | 7.15 | 3.4 | 3.21 | 5.37 | 7.37 |
| Debt / Equity | - | 0.31x | 0.33x | 0.33x | 0.32x | 0.39x | 0.70x | 0.73x | 0.17x | 0.17x |
| Revenue Growth | 20.66% | 19.8% | 22.64% | 27.55% | -9.48% | 22.73% | -19.27% | 10.78% | 7.6% | 34.02% |
KINS SEC Filings & Documents
Kingstone Companies, Inc. (KINS) SEC filings — annual & quarterly reports (10-K, 10-Q)
KINS Frequently Asked Questions
Kingstone Companies, Inc. (KINS) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Kingstone Companies, Inc. (KINS) grew revenue by 7.6% over the past year. This is steady growth.
Yes, Kingstone Companies, Inc. (KINS) is profitable, generating $31.4M in net income for fiscal year 2024 (11.8% net margin).
Dividend & Returns
Kingstone Companies, Inc. (KINS) has a return on equity (ROE) of 36.3%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Kingstone Companies, Inc. (KINS) has a combined ratio of 85.0%. A ratio below 100% indicates underwriting profitability.
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