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Safety Insurance Group, Inc.(SAFT)Earnings, Financials & Key Ratios
SAFT•NASDAQ•Insurance & Managed Care
10.5× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryPersonal auto and homeowners insurers
AboutSafety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella and business owner policies, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.Show more
- Revenue$1.25B+13.0%
- Combined Ratio89.9%-2.2%
- Net Income$99M+40.3%
- Return on Equity11.54%+33.1%
- Medical Cost Ratio63.57%-1.6%
- Operating Margin10.1%+24.7%
- Net Margin7.91%+24.2%
- ROA4.19%+29.2%
- Equity / Assets36.11%-1.1%
SAFT Key Insights
Safety Insurance Group, Inc. (SAFT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Profitable underwriting: 89.9% combined ratio
- ✓Strong Piotroski F-Score: 7/9
- ✓Healthy dividend yield of 5.2%
- ✓Trading at only 1.2x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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SAFT Price & Volume
Safety Insurance Group, Inc. (SAFT) stock price & volume — 10-year historical chart
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SAFT Growth Metrics
Safety Insurance Group, Inc. (SAFT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years4.55%
5 Years8.33%
3 Years16.9%
TTM11.09%
Profit CAGR
10 Years-
5 Years-6.41%
3 Years28.7%
TTM-13.12%
EPS CAGR
10 Years-
5 Years-6.1%
3 Years28.6%
TTM-13.5%
Return on Capital
10 Years6.55%
5 Years6.52%
3 Years7.09%
Last Year15.76%
SAFT Recent Earnings
Safety Insurance Group, Inc. (SAFT) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 3/12 qtrs (25%)●Beat Revenue 0/12 qtrs (0%)
Q2 2026Latest
May 6, 2026Metric
Actual
Est
EPS
$0.72-149.7%
$1.45
Rev
$300M-4.8%
$315M
Q1 2026
Feb 25, 2026Metric
Actual
Est
EPS
$1.51+18.0%
$1.28
Rev
$300M-5.0%
$315M
Q4 2025
Nov 3, 2025Metric
Actual
Est
EPS
$1.48-17.8%
$1.80
Rev
$323M
—
Q3 2025
Aug 6, 2025Metric
Actual
Est
EPS
$1.45-9.4%
$1.60
Rev
$316M
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $0.72vs $1.45-149.7% | $300Mvs $315M-4.8% |
| Q1 2026 | Feb 25, 2026 | $1.51vs $1.28+18.0% | $300Mvs $315M-5.0% |
| Q4 2025 | Nov 3, 2025 | $1.48vs $1.80-17.8% | $323M |
| Q3 2025 | Aug 6, 2025 | $1.45vs $1.60-9.4% | $316M |
Based on last 12 quarters of dataView full earnings history →
SAFT Peer Comparison
Safety Insurance Group, Inc. (SAFT) competitors in Personal auto and homeowners insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 ERIE | 10.21B | 221.14 | 20.82 | 7.17% | 13.2% | 25.03% | ||
 KMPR | 1.47B | 25.03 | 10.93 | 3.62% | 0.89% | 1.53% | 0.38 | |
 PLMR | 2.96B | 111.70 | 15.58 | 58.16% | 20.15% | 21.74% | 0.01 | |
 HRTG | 706.24M | 23.27 | 3.68 | 3.71% | 25.99% | 43.68% | 0.20 | |
 HCI | 2.13B | 163.63 | 6.58 | 20.21% | 32.64% | 30.81% | 0.06 | |
 PGR | 120.07B | 204.87 | 14.23 | 21.36% | 12.58% | 30.23% | 0.27 | |
 ALL | 56.93B | 221.17 | 5.79 | 4.64% | 18.09% | 42.74% | 0.24 | |
 TRV | 66.56B | 307.81 | 11.22 | 5.17% | 12.88% | 19.12% | 0.28 |
Compare SAFT vs Peers
Safety Insurance Group, Inc. (SAFT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SAFT Income Statement
Safety Insurance Group, Inc. (SAFT) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 843.66M | 834.91M | 875.82M | 840.4M | 864.72M | 785.06M | 925.95M | 1.11B | 1.25B | 1.27B |
Revenue Growth % | 1.97% | -1.04% | 4.9% | -4.04% | 2.89% | -9.21% | 17.95% | 19.85% | 13.01% | 11.09% |
Medical Costs & Claims | 503.89M | 485.51M | 509.85M | 404.56M | 461.73M | 491.98M | 642.3M | 716.64M | 797.18M | 854.38M |
Medical Cost Ratio % | 59.73% | 58.15% | 58.21% | 48.14% | 53.4% | 62.67% | 69.37% | 64.58% | 63.57% | 67.3% |
Gross Profit | 339.78M▲ 0% | 349.39M▲ 2.8% | 365.97M▲ 4.7% | 435.85M▲ 19.1% | 402.99M▼ 7.5% | 293.08M▼ 27.3% | 283.64M▼ 3.2% | 393.1M▲ 38.6% | 456.89M▲ 16.2% | 415.07M▲ 0% |
Gross Margin % | 40.27% | 41.85% | 41.79% | 51.86% | 46.6% | 37.33% | 30.63% | 35.42% | 36.43% | 32.7% |
Gross Profit Growth % | 1.76% | 2.83% | 4.74% | 19.09% | -7.54% | -27.27% | -3.22% | 38.59% | 16.23% | - |
Operating Expenses | 246.44M | 239.82M | 242.29M | 261.07M | 238.72M | 233.5M | 259.22M | 303.23M | 330.21M | 334.47M |
OpEx / Revenue % | 29.21% | 28.72% | 27.66% | 31.07% | 27.61% | 29.74% | 28% | 27.32% | 26.33% | 26.35% |
Depreciation & Amortization | 5.04M | 5.47M | 5.49M | 7.53M | 6.9M | 6.61M | 6.95M | 9.46M | 0 | 9.4M |
Combined Ratio % | 88.94% | 86.88% | 85.88% | 79.2% | 81% | 92.41% | 97.36% | 91.9% | 89.9% | 93.65% |
Operating Income | 93.33M▲ 0% | 109.58M▲ 17.4% | 123.68M▲ 12.9% | 174.77M▲ 41.3% | 164.27M▼ 6.0% | 59.58M▼ 63.7% | 24.42M▼ 59.0% | 89.87M▲ 268.0% | 126.68M▲ 41.0% | 80.59M▲ 0% |
Operating Margin % | 11.06% | 13.12% | 14.12% | 20.8% | 19% | 7.59% | 2.64% | 8.1% | 10.1% | 6.35% |
Operating Income Growth % | -10.25% | 17.4% | 12.87% | 41.31% | -6.01% | -63.73% | -59.01% | 268% | 40.97% | - |
EBITDA | 98.37M | 115.04M | 129.17M | 182.3M | 171.17M | 66.19M | 31.37M | 99.33M | 128.21M | 90.61M |
EBITDA Margin % | 11.66% | 13.78% | 14.75% | 21.69% | 19.79% | 8.43% | 3.39% | 8.95% | 10.22% | 7.14% |
Interest Expense | 90K | 90K | 90K | 440K | 522K | 524K | 818K | 509K | 1.53M | 2.04M |
Non-Operating Income | 6.54M | 5.24M | -90K | -440K | -522K | -524K | -818K | -509K | -1.53M | -2.04M |
Pretax Income | 86.7M▲ 0% | 104.25M▲ 20.2% | 123.68M▲ 18.6% | 174.77M▲ 41.3% | 164.27M▼ 6.0% | 59.58M▼ 63.7% | 24.42M▼ 59.0% | 89.87M▲ 268.0% | 126.68M▲ 41.0% | 80.59M▲ 0% |
Pretax Margin % | 10.28% | 12.49% | 14.12% | 20.8% | 19% | 7.59% | 2.64% | 8.1% | 10.1% | 6.35% |
Income Tax | 24.31M | 21.06M | 24.08M | 36.56M | 33.56M | 13.02M | 5.54M | 19.13M | 27.43M | 17.56M |
Effective Tax Rate % | 28.04% | 20.2% | 19.47% | 20.92% | 20.43% | 21.85% | 22.71% | 21.29% | 21.65% | 21.78% |
Net Income | 62.39M▲ 0% | 83.19M▲ 33.4% | 99.6M▲ 19.7% | 138.21M▲ 38.8% | 130.71M▼ 5.4% | 46.56M▼ 64.4% | 18.88M▼ 59.5% | 70.73M▲ 274.7% | 99.25M▲ 40.3% | 63.04M▲ 0% |
Net Margin % | 7.39% | 9.96% | 11.37% | 16.45% | 15.12% | 5.93% | 2.04% | 6.37% | 7.91% | 4.97% |
Net Income Growth % | -3.4% | 33.35% | 19.72% | 38.76% | -5.43% | -64.38% | -59.46% | 274.75% | 40.32% | -13.12% |
EPS (Diluted) | 4.10▲ 0% | 5.46▲ 33.2% | 6.46▲ 18.3% | 9.18▲ 42.1% | 8.80▼ 4.1% | 3.15▼ 64.2% | 1.28▼ 59.4% | 4.78▲ 273.4% | 6.70▲ 40.2% | 4.35▲ 0% |
EPS Growth % | -3.98% | 33.17% | 18.32% | 42.11% | -4.14% | -64.2% | -59.37% | 273.44% | 40.17% | -13.5% |
EPS (Basic) | 4.13 | 5.52 | 6.52 | 9.25 | 8.85 | 3.17 | 1.28 | 4.79 | 6.72 | - |
Diluted Shares Outstanding | 15.14M | 15.23M | 15.34M | 15.12M | 14.93M | 14.71M | 14.71M | 14.72M | 14.75M | 14.5M |
SAFT Balance Sheet
Safety Insurance Group, Inc. (SAFT) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Assets | 1.81B | 1.86B | 2.02B | 2.05B | 2.12B | 1.97B | 2.09B | 2.27B | 2.47B | 2.43B |
Asset Growth % | 2.79% | 2.71% | 8.97% | 1.56% | 3.07% | -6.84% | 6.16% | 8.41% | 8.86% | 32.36% |
Total Investment Assets | 1.31B | 1.33B | 1.47B | 1.54B | 2.7B | 2.34B | 1.59B | 1.52B | 1.69B | 4M |
Long-Term Investments | 1.28B | 1.31B | 1.44B | 1.49B | 1.48B | 1.29B | 1.56B | 1.36B | 991.69M | 5.15B |
Short-Term Investments | 1.17B | 1.16B | 1.23B | 1.26B | 1.22B | 1.05B | 31.05M | 553.39M | 700.02M | 0 |
Total Current Assets | 232.36M | 227.64M | 0 | 0 | 1.57B | 1.62B | 38.15M | 0 | 1.31B | 368.26M |
Cash & Equivalents | 41.71M | 37.58M | 44.41M | 53.77M | 63.6M | 25.3M | 38.15M | 58.97M | 73.9M | 54.83M |
Receivables | 190.65M | 190.06M | 329.85M | 300.48M | 290.62M | 299.8M | 383.19M | 464.21M | 495.5M | 1.83B |
Other Current Assets | 0 | 0 | -1.64B | -1.63B | 274.77M | 203.14M | -566.87M | -1.12B | 0 | 0 |
Goodwill & Intangibles | -2.92M | -8.75M | 0 | 0 | 1.5B | 24.95M | 24.64M | 24.82M | 135.67M | 323.5M |
Goodwill | -75.12M | -82.1M | 0 | 0 | 1.42B | 17.09M | 17.09M | 17.09M | 17.09M | 17.09M |
Intangible Assets | 72.2M | 73.36M | 0 | 0 | 73.02M | 7.86M | 7.55M | 7.73M | 118.57M | 6.55M |
PP&E (Net) | 9.87M | 15.58M | 54.01M | 53.11M | 27.11M | 23.34M | 31.48M | 20.27M | 18.94M | 11.1M |
Other Assets | -1.03B | -1.03B | -1.49B | -1.55B | -1.51B | -1.29B | 400.35M | -1.41B | 11.59M | -1.67B |
Total Liabilities | 1.11B | 1.14B | 1.21B | 1.17B | 1.19B | 1.16B | 1.29B | 1.44B | 1.58B | 1.58B |
Total Debt | 0 | 0 | 34M | 61M | 57.12M | 58.34M | 49.76M | 45.73M | 61.86M | 61.1M |
Net Debt | -41.71M | -37.58M | -10.41M | 7.23M | -6.49M | 33.04M | 11.6M | -13.24M | -12.04M | 6.27M |
Long-Term Debt | 0 | 0 | 0 | 0 | 30M | 35M | 30M | 0 | 0 | 50M |
Short-Term Debt | 0 | 0 | 0 | 30M | 4.74M | 4.52M | 4.6M | 30M | 50M | 11.1M |
Total Current Liabilities | 63.62M | 80.64M | 0 | 0 | 115.79M | 25.07M | 499.73M | 0 | 1.57B | 11.1M |
Accounts Payable | 74.5M | 84.12M | 87.93M | 87.72M | 85.79M | 85.32M | 80.18M | 96.35M | 95.64M | 0 |
Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 654.8M | 0 |
Other Current Liabilities | -78.69M | -95.36M | -94.3M | -124.87M | 25.26M | -67.86M | 414.96M | -134.31M | 761.74M | 0 |
Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 0 | 0 |
Other Liabilities | 1.1B | 0 | -39.72M | -48.61M | 0 | 1.13B | 586.75M | -15.73M | 0 | 1.52B |
Total Equity | 701.02M▲ 0% | 718.64M▲ 2.5% | 808.41M▲ 12.5% | 884.68M▲ 9.4% | 927.17M▲ 4.8% | 812M▼ 12.4% | 804.27M▼ 1.0% | 828.46M▲ 3.0% | 892.31M▲ 7.7% | 855.75M▲ 0% |
Equity Growth % | 4.52% | 2.51% | 12.49% | 9.44% | 4.8% | -12.42% | -0.95% | 3.01% | 7.71% | 21.74% |
Shareholders Equity | 701.02M | 718.64M | 808.41M | 884.68M | 927.17M | 812M | 804.27M | 828.46M | 892.31M | 855.75M |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Retained Earnings | 570.69M | 616.72M | 661.55M | 745.03M | 821.74M | 815.31M | 781.19M | 798.76M | 844.06M | 816.27M |
Common Stock | 175K | 176K | 177K | 178K | 178K | 179K | 179K | 180K | 181K | 181K |
Accumulated OCI | 24.27M | -10.71M | 28.19M | 53.53M | 24.58M | -80.54M | -53.19M | -51.05M | -17.13M | -27.34M |
Return on Equity (ROE) | 9.1% | 11.72% | 13.04% | 16.33% | 14.43% | 5.35% | 2.34% | 8.66% | 11.54% | 7.16% |
Return on Assets (ROA) | 3.5% | 4.54% | 5.14% | 6.78% | 6.27% | 2.28% | 0.93% | 3.24% | 4.19% | 2.59% |
Equity / Assets | 38.79% | 38.72% | 39.97% | 43.07% | 43.79% | 41.16% | 38.41% | 36.49% | 36.11% | 35.15% |
Debt / Equity | - | - | 0.04x | 0.07x | 0.06x | 0.07x | 0.06x | 0.06x | 0.07x | 0.07x |
Book Value per Share | 46.32 | 47.19 | 52.71 | 58.51 | 62.12 | 55.20 | 54.67 | 56.29 | 60.52 | 59.02 |
Tangible BV per Share | 46.51 | 47.76 | 52.71 | 58.51 | -38.05 | 53.50 | 53.00 | 54.61 | 51.31 | 57.39 |
SAFT Cash Flow Statement
Safety Insurance Group, Inc. (SAFT) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 82.04M | 127.69M | 112.46M | 109.46M | 141.39M | 44.33M | 52.11M | 128.69M | 194.5M | 174.29M |
Operating CF Growth % | -16.98% | 55.64% | -11.93% | -2.66% | 29.17% | -68.65% | 17.57% | 146.94% | 51.14% | -548.88% |
Operating CF / Revenue % | 9.72% | 15.29% | 12.84% | 13.02% | 16.35% | 5.65% | 5.63% | 11.6% | 15.51% | 13.73% |
Net Income | 62.39M | 83.19M | 99.6M | 138.21M | 130.71M | 46.56M | 18.88M | 70.73M | 99.25M | 63.04M |
Depreciation & Amortization | 5.04M | 5.47M | 5.49M | 7.53M | 6.9M | 6.61M | 6.95M | 9.46M | -1.57M | 8.85M |
Stock-Based Compensation | 5.17M | 6.58M | 6.03M | 7.46M | 6.29M | 5.98M | 4.33M | 4.48M | 4.83M | 4.87M |
Deferred Taxes | 2.08M | -5.6M | 4.76M | 5.16M | 5.32M | -8.37M | 1.66M | 380K | -1.93M | 15K |
Other Non-Cash Items | -900K | 17.95M | -19.52M | -5.74M | -41.04M | 28.49M | -13.24M | -18.55M | -9.99M | -22.68M |
Working Capital Changes | 8.27M | 20.1M | 16.11M | -43.15M | 33.21M | -34.94M | 33.55M | 62.17M | 103.9M | 120.21M |
Cash from Investing | -14.92M | -83M | -52.96M | -35.52M | -65.99M | -19.99M | 24.27M | -54.54M | -125.71M | -130.28M |
Capital Expenditures | -5.96M | -11.18M | -9.59M | -9.95M | -8.22M | -2.09M | -1.78M | -4.37M | -2.51M | -4.02M |
Acquisitions | -18.47M | 4.99M | 14.78M | -23.75M | -1.53M | -17.59M | -2.11M | -2.06M | 0 | 0 |
Purchase of Investments | -240.16M | -378.13M | -263.25M | -278.9M | -447.67M | -287.49M | -161.59M | -356.74M | -122.07M | -469.15M |
Sale/Maturity of Investments | 231.19M | 306.31M | 219.88M | 253.33M | 389.91M | 287.18M | 189.75M | 308.63M | 20M | 255.91M |
Other Investing | 18.47M | -4.99M | -14.78M | 23.75M | 1.53M | 0 | 0 | 0 | -21.12M | 86.99M |
Cash from Financing | -45.46M | -48.81M | -52.67M | -64.57M | -65.57M | -62.64M | -63.53M | -53.33M | -53.87M | -53.89M |
Dividends Paid | -45.46M | -48.81M | -52.67M | -54.58M | -54.01M | -53.04M | -53.29M | -53.33M | -53.87M | -53.89M |
Share Repurchases | 0 | 0 | 0 | -40M | -11.56M | -14.6M | -5.24M | 0 | -20M | -20M |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debt Issuance (Net) | 0 | 0 | 0 | 1000K | 0 | 1000K | -1000K | 0 | 1000K | 1000K |
Other Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Change in Cash | 21.66M▲ 0% | -4.13M▼ 119.1% | 6.83M▲ 265.4% | 9.36M▲ 37.2% | 9.83M▲ 5.0% | -38.3M▼ 489.5% | 12.85M▲ 133.6% | 20.82M▲ 62.0% | 14.93M▼ 28.3% | -9.88M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 20.05M | 41.71M | 37.58M | 44.41M | 53.77M | 63.6M | 25.3M | 38.15M | 58.97M | 73.9M |
Cash at End | 41.71M | 37.58M | 44.41M | 53.77M | 63.6M | 25.3M | 38.15M | 58.97M | 73.9M | 54.83M |
Free Cash Flow | 76.08M▲ 0% | 116.51M▲ 53.1% | 102.86M▼ 11.7% | 99.51M▼ 3.3% | 133.17M▲ 33.8% | 42.23M▼ 68.3% | 50.33M▲ 19.2% | 124.32M▲ 147.0% | 191.99M▲ 54.4% | 170.27M▲ 0% |
FCF Growth % | -18.99% | 53.13% | -11.71% | -3.25% | 33.82% | -68.29% | 19.17% | 147.01% | 54.43% | 12.49% |
FCF Margin % | 9.02% | 13.95% | 11.74% | 11.84% | 15.4% | 5.38% | 5.44% | 11.2% | 15.31% | 13.41% |
FCF per Share | 5.03 | 7.65 | 6.71 | 6.58 | 8.92 | 2.87 | 3.42 | 8.45 | 13.02 | 11.74 |
SAFT Key Ratios
Safety Insurance Group, Inc. (SAFT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Combined Ratio | 88.94% | 86.88% | 85.88% | 79.2% | 81% | 92.41% | 97.36% | 91.9% | 89.9% | 93.65% |
Medical Cost Ratio | 59.73% | 58.15% | 58.21% | 48.14% | 53.4% | 62.67% | 69.37% | 64.58% | 63.57% | 67.3% |
Return on Equity (ROE) | 9.1% | 11.72% | 13.04% | 16.33% | 14.43% | 5.35% | 2.34% | 8.66% | 11.54% | 7.16% |
Return on Assets (ROA) | 3.5% | 4.54% | 5.14% | 6.78% | 6.27% | 2.28% | 0.93% | 3.24% | 4.19% | 2.59% |
Equity / Assets | 38.79% | 38.72% | 39.97% | 43.07% | 43.79% | 41.16% | 38.41% | 36.49% | 36.11% | 35.15% |
Book Value / Share | 46.32 | 47.19 | 52.71 | 58.51 | 62.12 | 55.2 | 54.67 | 56.29 | 60.52 | 59.02 |
Debt / Equity | - | - | 0.04x | 0.07x | 0.06x | 0.07x | 0.06x | 0.06x | 0.07x | 0.07x |
Revenue Growth | 1.97% | -1.04% | 4.9% | -4.04% | 2.89% | -9.21% | 17.95% | 19.85% | 13.01% | 11.09% |
Related:SAFT Dividend History·SAFT Revenue History·SAFT Price History·SAFT P/E History·SAFT Financial Ratios·SAFT Institutional Holders
SAFT SEC Filings & Documents
Safety Insurance Group, Inc. (SAFT) SEC filings — annual & quarterly reports (10-K, 10-Q)
SAFT Frequently Asked Questions
Safety Insurance Group, Inc. (SAFT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Safety Insurance Group, Inc. (SAFT) grew revenue by 13.0% over the past year. This is steady growth.
Yes, Safety Insurance Group, Inc. (SAFT) is profitable, generating $63.0M in net income for fiscal year 2025 (7.9% net margin).
Dividend & Returns
Yes, Safety Insurance Group, Inc. (SAFT) pays a dividend with a yield of 5.18%. This makes it attractive for income-focused investors.
Safety Insurance Group, Inc. (SAFT) has a return on equity (ROE) of 11.5%. This is reasonable for most industries.
Industry Metrics
Safety Insurance Group, Inc. (SAFT) has a combined ratio of 89.9%. A ratio below 100% indicates underwriting profitability.