8-K Announcements
6Feb 25, 2026·SEC
Dec 16, 2025·SEC
Nov 26, 2025·SEC
Manhattan Bridge Capital, Inc. (LOAN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Manhattan Bridge Capital, Inc. (LOAN) stock price & volume — 10-year historical chart
Manhattan Bridge Capital, Inc. (LOAN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Manhattan Bridge Capital, Inc. (LOAN) competitors in Small-balance bridge and hard-money lenders — business model, growth, and fundamentals comparison
Manhattan Bridge Capital, Inc. (LOAN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Manhattan Bridge Capital, Inc. (LOAN) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.86M | 4.69M | 5.53M | 5.71M | 5.66M | 5.77M | 6.76M | 7.3M | 9.69M | 7.56M |
| Revenue Growth % | 16.72% | 21.47% | 17.88% | 3.37% | -0.85% | 1.91% | 17.13% | 7.99% | 32.68% | -19.16% |
| Property Operating Expenses | 12.49K | 8.3K | 5.42K | 5.16K | 7.01K | 9.8K | 6.81K | 31.73K | 2.32M | 10.34K |
| Net Operating Income (NOI) | 3.85M▲ 0% | 4.68M▲ 21.7% | 5.52M▲ 18.0% | 5.71M▲ 3.4% | 5.66M▼ 0.9% | 5.76M▲ 1.9% | 6.75M▲ 17.2% | 7.27M▲ 7.6% | 7.37M▲ 1.3% | 7.55M▲ 0% |
| NOI Margin % | 99.68% | 99.82% | 99.9% | 99.91% | 99.88% | 99.83% | 99.9% | 99.57% | 76.05% | 99.86% |
| Operating Expenses | 1.01M | 1.23M | 1.32M | 1.21M | 1.45M | -1.35M | 273.57K | 1.83M | 1.78M | 3.16M |
| G&A Expenses | 1.01M | 1.23M | 1.32M | 1.2M | 1.43M | 1.35M | 1.55M | 1.83M | 1.78M | 1.86M |
| EBITDA | 4.65M | 5.92M | 8.93M | 7.34M | 5.67M | 5.78M | 8.59M | 5.45M | 7.92M | 4.41M |
| EBITDA Margin % | 120.44% | 126.24% | 161.52% | 128.43% | 100.1% | 100.13% | 127.02% | 74.6% | 81.7% | 58.33% |
| Depreciation & Amortization | 1.79M | 2.46M | 3.02M | 2.84M | 1.44M | 1.36M | 1.55M | 4.06K | 4.87K | 19.97K |
| D&A / Revenue % | 46.49% | 52.41% | 54.69% | 49.74% | 25.43% | 23.5% | 22.98% | 0.06% | 0.05% | 0.26% |
| Operating Income | 2.85M▲ 0% | 3.46M▲ 21.3% | 5.9M▲ 70.6% | 4.5M▼ 23.9% | 4.23M▼ 5.9% | 4.42M▲ 4.6% | 7.04M▲ 59.0% | 5.44M▼ 22.6% | 7.91M▲ 45.3% | 4.39M▲ 0% |
| Operating Margin % | 73.95% | 73.83% | 106.83% | 78.68% | 74.68% | 76.63% | 104.05% | 74.54% | 81.65% | 58.07% |
| Interest Expense | 780.12K | 1.23M | 1.7M | 1.64M | 1.36M | 1.05M | 1.82M | 2.53M | 2.34M | 1.38M |
| Interest Coverage | 3.66x | 2.82x | 3.47x | 2.75x | 3.12x | 4.23x | 3.86x | 2.15x | 3.38x | - |
| Non-Operating Income | -765.12K | -1.21M | 0 | 0 | -1.36M | -1.05M | -1.82M | -2.53M | 0 | 2.77M |
| Pretax Income | 2.84M▲ 0% | 3.44M▲ 21.2% | 4.21M▲ 22.2% | 4.5M▲ 6.9% | 4.23M▼ 5.9% | 4.42M▲ 4.6% | 5.21M▲ 17.8% | 5.48M▲ 5.1% | 5.59M▲ 2.1% | 5.3M▲ 0% |
| Pretax Margin % | 73.56% | 73.4% | 76.09% | 78.68% | 74.68% | 76.63% | 77.09% | 75% | 57.71% | 70.01% |
| Income Tax | 2.15K | 2.97K | 642 | 572 | 645 | 647 | 650 | 650 | 650 | 1.21K |
| Effective Tax Rate % | 0.08% | 0.09% | 0.02% | 0.01% | 0.02% | 0.01% | 0.01% | 0.01% | 0.01% | 0.02% |
| Net Income | 2.84M▲ 0% | 3.44M▲ 21.2% | 4.2M▲ 22.3% | 4.49M▲ 6.9% | 4.23M▼ 5.9% | 4.42M▲ 4.6% | 5.21M▲ 17.8% | 5.48M▲ 5.1% | 5.59M▲ 2.1% | 5.29M▲ 0% |
| Net Margin % | 73.5% | 73.34% | 76.07% | 78.67% | 74.67% | 76.62% | 77.08% | 75% | 57.71% | 69.99% |
| Net Income Growth % | 26.79% | 21.2% | 22.27% | 6.9% | -5.9% | 4.59% | 17.82% | 5.07% | 2.1% | -6.01% |
| Funds From Operations (FFO) | 4.63M▲ 0% | 5.9M▲ 27.3% | 7.23M▲ 22.6% | 7.34M▲ 1.5% | 5.67M▼ 22.7% | 5.78M▲ 1.9% | 6.77M▲ 17.1% | 5.48M▼ 19.0% | 5.6M▲ 2.1% | 5.36M▲ 0% |
| FFO Margin % | 119.99% | 125.75% | 130.76% | 128.42% | 100.09% | 100.12% | 100.06% | 75.05% | 57.76% | 70.88% |
| FFO Growth % | 106.46% | 27.3% | 22.57% | 1.51% | -22.72% | 1.94% | 17.06% | -19% | 2.11% | -19.45% |
| FFO per Share | 0.61 | 0.73 | 0.82 | 0.76 | 0.59 | 0.55 | 0.59 | 0.48 | 0.49 | 0.47 |
| FFO Payout Ratio % | 58.39% | 55.78% | 55.33% | 63.2% | 73.08% | 86.34% | 84.95% | 96.86% | 93.52% | 73.6% |
| EPS (Diluted) | 0.37▲ 0% | 0.42▲ 13.5% | 0.48▲ 14.3% | 0.47▼ 2.1% | 0.44▼ 6.4% | 0.42▼ 4.5% | 0.45▲ 7.1% | 0.48▲ 6.7% | 0.49▲ 2.1% | 0.46▲ 0% |
| EPS Growth % | 12.12% | 13.51% | 14.29% | -2.08% | -6.38% | -4.55% | 7.14% | 6.67% | 2.08% | -6.12% |
| EPS (Basic) | 0.37 | 0.42 | 0.48 | 0.47 | 0.44 | 0.42 | 0.45 | 0.48 | 0.49 | - |
| Diluted Shares Outstanding | 7.61M | 8.13M | 8.8M | 9.66M | 9.63M | 10.52M | 11.49M | 11.47M | 11.44M | 11.44M |
Manhattan Bridge Capital, Inc. (LOAN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 35.33M | 45.9M | 55.9M | 54.44M | 59.84M | 67.21M | 76.28M | 76.43M | 67.93M | 59.99M |
| Asset Growth % | 11.62% | 29.9% | 21.8% | -2.61% | 9.92% | 12.3% | 13.5% | 0.2% | -11.13% | -40.1% |
| Real Estate & Other Assets | 7.32M | -45.81M | -55.79M | 75.86K | -369.7K | 75.28K | 67.27K | 91.22K | 78.25K | -57.96M |
| PP&E (Net) | 7.98K | 0 | 0 | 87.75K | 369.7K | 317.08K | 262.22K | 207.36K | 154.04K | 114.43K |
| Investment Securities | 35K | 15K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1000K |
| Total Current Assets | 27.97M | 45.8M | 55.79M | 54.28M | 958.89K | 66.81M | 75.95M | 6.07M | 67.7M | 58.15M |
| Cash & Equivalents | 96.3K | 136.44K | 203.68K | 118.41K | 131.65K | 142.55K | 103.54K | 104.22K | 178.01K | 186.44K |
| Receivables | 1000K | 535.04K | 596.78K | 1000K | 827.24K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 29.4K | 45.12M | 54.99M | 676K | 0 | 955.44K | 1.36M | 2.98M | 1.54M | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 13.02M | 23.65M | 23.82M | 22.5M | 27.88M | 23.82M | 33.42M | 33.5M | 24.66M | 16.67M |
| Total Debt | 11.79M | 22.29M | 22.07M | 20.85M | 26.28M | 21.65M | 31.02M | 31.2M | 22.55M | 15.31M |
| Net Debt | 11.69M | 22.16M | 21.87M | 20.73M | 26.15M | 21.51M | 30.92M | 31.1M | 22.37M | 15.12M |
| Long-Term Debt | 5.3M | 22.29M | 22.07M | 20.76M | 25.91M | 21.32M | 30.75M | 30.98M | 22.38M | 15.19M |
| Short-Term Borrowings | 6.48M | 16.91M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 91.03K | 309.58K | 324.25K | 273.49K | 220.53K | 167.12K | 586.62K |
| Total Current Liabilities | 7.72M | 18.27M | 23.82M | 1.63M | 20.85M | 2.17M | 2.4M | 1.58M | 2.18M | 10.54M |
| Accounts Payable | 105.54K | 167.56K | 183.72K | 151.82K | 168.94K | 154.17K | 289.87K | 295.29K | 232.24K | 171.56K |
| Deferred Revenue | 315.41K | 298.47K | 404.68K | 0 | 367.64K | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | -22.29M | -22.07M | 15K | -26.22M | 0 | 0 | 0 | 0 | 1.36M |
| Total Equity | 34M▲ 0% | 44.4M▲ 30.6% | 53.8M▲ 21.2% | 31.94M▼ 40.6% | 31.96M▲ 0.1% | 43.39M▲ 35.7% | 42.86M▼ 1.2% | 42.93M▲ 0.2% | 43.27M▲ 0.8% | 43.32M▲ 0% |
| Equity Growth % | 91.64% | 30.58% | 21.17% | -40.63% | 0.07% | 35.73% | -1.2% | 0.16% | 0.77% | 2% |
| Shareholders Equity | 22.31M | 22.25M | 32.08M | 31.94M | 31.96M | 43.39M | 42.86M | 42.93M | 43.27M | 43.32M |
| Minority Interest | 11.69M | 22.16M | 21.72M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock | 8.31K | 8.32K | 9.87K | 9.88K | 9.88K | 11.76K | 11.76K | 11.76K | 11.76K | 11.76K |
| Additional Paid-in Capital | 23.13M | 23.17M | 33.11M | 33.14M | 33.16M | 45.52M | 45.54M | 45.55M | 45.56M | 45.57M |
| Retained Earnings | -459.1K | -387.67K | -448.8K | -590.81K | -403.85K | -1.35M | -1.89M | -1.57M | -1.24M | -1.2M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Return on Assets (ROA) | 8.47% | 8.47% | 8.26% | 8.15% | 7.4% | 6.96% | 7.26% | 7.17% | 7.75% | 8.11% |
| Return on Equity (ROE) | 10.96% | 8.77% | 8.56% | 10.48% | 13.24% | 11.74% | 12.09% | 12.77% | 12.97% | 12.22% |
| Debt / Assets | 33.35% | 48.57% | 39.49% | 38.3% | 43.92% | 32.21% | 40.67% | 40.82% | 33.19% | 25.52% |
| Debt / Equity | 0.35x | 0.50x | 0.41x | 0.65x | 0.82x | 0.50x | 0.72x | 0.73x | 0.52x | 0.52x |
| Net Debt / EBITDA | 2.51x | 3.74x | 2.45x | 2.83x | 4.61x | 3.72x | 3.60x | 5.71x | 2.83x | 2.83x |
| Book Value per Share | 4.47 | 5.46 | 6.11 | 3.31 | 3.32 | 4.12 | 3.73 | 3.74 | 3.78 | 3.79 |
Manhattan Bridge Capital, Inc. (LOAN) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 3.05M | 3.46M | 4.36M | 4.43M | 4.22M | 4.6M | 5.17M | 5.61M | 4.93M | 4.93M |
| Operating CF Growth % | 43.85% | 13.45% | 25.95% | 1.62% | -4.74% | 8.95% | 12.34% | 8.54% | -12.06% | -56.88% |
| Operating CF / Revenue % | 79.07% | 73.84% | 78.9% | 77.57% | 74.53% | 79.67% | 76.42% | 76.81% | 50.9% | 65.17% |
| Net Income | 2.84M | 3.44M | 4.2M | 4.49M | 4.23M | 4.42M | 5.21M | 5.48M | 5.59M | 5.29M |
| Depreciation & Amortization | 3.81K | 4.59K | 3.71K | 1.41K | 1.14K | 2.27K | 2.31K | 4.06K | 4.87K | 49.87K |
| Stock-Based Compensation | 13.59K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K |
| Other Non-Cash Items | 101.35K | 129.13K | 98.69K | 3.27K | 101.95K | 91.31K | 117.83K | 95.3K | 88.58K | 74.41K |
| Working Capital Changes | 81.15K | -143.12K | 40.88K | -190.17K | -124K | 69.4K | -177.95K | 19.87K | -765.59K | -667.45K |
| Cash from Investing | -3.85M | -10.37M | -9.71M | 1.37M | -4.61M | -7.62M | -8.77M | 1.43M | 7.55M | 10.68M |
| Acquisitions (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -3.85M | -10.37M | -9.71M | 1.37M | -4.6M | -7.62M | -8.77M | 1.44M | 7.55M | 10.68M |
| Cash from Financing | 791.9K | 6.95M | 5.57M | -6.03M | 726.24K | 2.7M | 3.56M | -5.45M | -13.97M | -15.38M |
| Dividends Paid | -2.7M | -3.29M | -4M | -4.64M | -4.14M | -4.99M | -5.75M | -5.31M | -5.23M | -5.26M |
| Common Dividends | -2.7M | -3.29M | -4M | -4.64M | -4.14M | -4.99M | -5.75M | -5.31M | -5.23M | -3.95M |
| Debt Issuance (Net) | -28.95K | 1000K | -292.45K | -1000K | 1000K | -1000K | 1000K | 158.1K | -1000K | -4M |
| Share Repurchases | 0 | -172.16K | -48.74K | -29.45K | -179.25K | 0 | 0 | -261.67K | -9.8K | 0 |
| Other Financing | 3.53M | -22.68K | 28.35K | 20.44K | -27.1K | 0 | -35.82K | -38.19K | 0 | 26.45M |
| Net Change in Cash | -10.54K▲ 0% | 40.14K▲ 481.0% | 218.62K▲ 444.6% | -236.65K▼ 208.2% | 340.73K▲ 244.0% | -316.59K▼ 192.9% | -39.01K▲ 87.7% | 1.59M▲ 4172.3% | -1.49M▼ 193.8% | 32.42K▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 106.84K | 96.3K | 136.44K | 355.06K | 118.41K | 459.14K | 142.55K | 103.54K | 1.69M | 209.64K |
| Cash at End | 96.3K | 136.44K | 355.06K | 118.41K | 459.14K | 142.55K | 103.54K | 1.69M | 201.76K | 200.28K |
| Free Cash Flow | 3.05M▲ 0% | 3.46M▲ 13.5% | 4.36M▲ 26.0% | 4.43M▲ 1.7% | 4.21M▼ 4.9% | 4.6M▲ 9.2% | 5.16M▲ 12.3% | 5.6M▲ 8.5% | 4.93M▼ 12.1% | 4.73M▲ 0% |
| FCF Growth % | 44.33% | 13.5% | 25.98% | 1.65% | -4.94% | 9.18% | 12.28% | 8.51% | -12.06% | 845.06% |
| FCF / Revenue % | 78.99% | 73.81% | 78.88% | 77.57% | 74.37% | 79.67% | 76.37% | 76.74% | 50.86% | 62.56% |
Manhattan Bridge Capital, Inc. (LOAN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| FFO per Share | 0.61 | 0.73 | 0.82 | 0.76 | 0.59 | 0.55 | 0.59 | 0.48 | 0.49 | 0.47 |
| FFO Payout Ratio | 58.39% | 55.78% | 55.33% | 63.2% | 73.08% | 86.34% | 84.95% | 96.86% | 93.52% | 73.6% |
| NOI Margin | 99.68% | 99.82% | 99.9% | 99.91% | 99.88% | 99.83% | 99.9% | 99.57% | 76.05% | 99.86% |
| Net Debt / EBITDA | 2.51x | 3.74x | 2.45x | 2.83x | 4.61x | 3.72x | 3.60x | 5.71x | 2.83x | 2.83x |
| Debt / Assets | 33.35% | 48.57% | 39.49% | 38.3% | 43.92% | 32.21% | 40.67% | 40.82% | 33.19% | 25.52% |
| Interest Coverage | 3.66x | 2.82x | 3.47x | 2.75x | 3.12x | 4.23x | 3.86x | 2.15x | 3.38x | - |
| Book Value / Share | 4.47 | 5.46 | 6.11 | 3.31 | 3.32 | 4.12 | 3.73 | 3.74 | 3.78 | 3.79 |
| Revenue Growth | 16.72% | 21.47% | 17.88% | 3.37% | -0.85% | 1.91% | 17.13% | 7.99% | 32.68% | -19.16% |
Manhattan Bridge Capital, Inc. (LOAN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Feb 25, 2026·SEC
Dec 16, 2025·SEC
Nov 26, 2025·SEC
Manhattan Bridge Capital, Inc. (LOAN) stock FAQ — growth, dividends, profitability & financials explained
Manhattan Bridge Capital, Inc. (LOAN) reported $7.6M in revenue for fiscal year 2024. This represents a 170% increase from $2.8M in 1998.
Manhattan Bridge Capital, Inc. (LOAN) grew revenue by 32.7% over the past year. This is strong growth.
Yes, Manhattan Bridge Capital, Inc. (LOAN) is profitable, generating $5.3M in net income for fiscal year 2024 (57.7% net margin).
Yes, Manhattan Bridge Capital, Inc. (LOAN) pays a dividend with a yield of 10.77%. This makes it attractive for income-focused investors.
Manhattan Bridge Capital, Inc. (LOAN) has a return on equity (ROE) of 13.0%. This is reasonable for most industries.
Manhattan Bridge Capital, Inc. (LOAN) generated Funds From Operations (FFO) of $5.4M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Manhattan Bridge Capital, Inc. (LOAN) offers a 10.77% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.
Manhattan Bridge Capital, Inc. (LOAN) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates