| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| LOANManhattan Bridge Capital, Inc. | 53.3M | 4.66 | 9.51 | 32.68% | 69.99% | 12.22% | 9.24% | 0.52 |
| REFIChicago Atlantic Real Estate Finance, Inc. | 267.45M | 12.69 | 6.75 | -4.44% | 64.78% | 11.54% | 8.66% | 0.34 |
| RCReady Capital Corporation | 358.3M | 2.21 | -0.84 | -92.98% | -15.93% | -16.58% | 3.12 | |
| SACHSachem Capital Corp. | 51.03M | 1.07 | -1.15 | 91.85% | -10.02% | -18.42% | 25.11% | 1.48 |
| RCDReady Capital Corporation 9.00% Senior Notes due 2029 | 3.5B | 21.64 | -8.23 | -92.98% | -15.93% | -16.58% | 3.12 | |
| RCBReady Capital Corporation | 4.01B | 24.65 | -9.48 | 112.63% | -63.23% | -8.07% | 0.23 | |
| SCCGSachem Capital Corp. 8.00% Note | 1.1B | 23.50 | -25.27 | -11.23% | -81.91% | -20.88% | 1.16% | 1.66 |
| Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|
| Revenue | 14.47M | 48.86M | 57.33M | 54.78M |
| Revenue Growth % | - | 2.38% | 0.17% | -0.04% |
| Property Operating Expenses | 223.46K | 0 | 0 | 0 |
| Net Operating Income (NOI) | - | - | - | - |
| NOI Margin % | - | - | - | - |
| Operating Expenses | 1.58M | 48.86M | 57.33M | 54.78M |
| G&A Expenses | 1.58M | 3.96M | 6.74M | 8.45M |
| EBITDA | 12.66M | 0 | 0 | 0 |
| EBITDA Margin % | - | - | - | - |
| Depreciation & Amortization | 0 | 0 | 0 | 0 |
| D&A / Revenue % | - | - | - | - |
| Operating Income | 12.66M | 0 | 0 | 0 |
| Operating Margin % | - | - | - | - |
| Interest Expense | 75.86K | 2.61M | 5.75M | 7.15M |
| Interest Coverage | 166.91x | - | - | - |
| Non-Operating Income | 12.66M | 0 | 0 | 0 |
| Pretax Income | 12.66M | 32.29M | 38.71M | 37.05M |
| Pretax Margin % | - | - | - | - |
| Income Tax | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | - | - | - | - |
| Net Income | 12.66M | 32.29M | 38.71M | 37.05M |
| Net Margin % | - | - | - | - |
| Net Income Growth % | - | 1.55% | 0.2% | -0.04% |
| Funds From Operations (FFO) | - | - | - | - |
| FFO Margin % | - | - | - | - |
| FFO Growth % | - | 45.68% | - | - |
| FFO per Share | - | - | - | - |
| FFO Payout Ratio % | - | - | - | - |
| EPS (Diluted) | 0.54 | 1.82 | 2.11 | 1.88 |
| EPS Growth % | - | 2.37% | 0.16% | -0.11% |
| EPS (Basic) | 0.54 | 1.83 | 2.14 | 1.92 |
| Diluted Shares Outstanding | 17.45M | 17.75M | 18.34M | 19.71M |
| Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|
| Total Assets | 278.17M | 343.27M | 359.23M | 435.15M |
| Asset Growth % | - | 0.23% | 0.05% | 0.21% |
| Real Estate & Other Assets | 868.02K | 805.6K | 366.59K | 305.07K |
| PP&E (Net) | 0 | 0 | 0 | 0 |
| Investment Securities | 0 | 0 | 842.27K | 0 |
| Total Current Assets | 277.3M | 342.47M | 358.02M | 434.84M |
| Cash & Equivalents | 80.25M | 5.72M | 7.9M | 26.4M |
| Receivables | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 203.88K | 1.42M | 1.45M | 4.98M |
| Intangible Assets | 0 | 0 | 0 | 0 |
| Total Liabilities | 14.09M | 79.24M | 87.37M | 126.19M |
| Total Debt | 0 | 58M | 66M | 104.1M |
| Net Debt | -80.25M | 52.28M | 58.1M | 77.7M |
| Long-Term Debt | 0 | 58M | 66M | 104.1M |
| Short-Term Borrowings | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 12.19M | 19.75M | 19.32M | 20.01M |
| Accounts Payable | 212.89K | 963.71K | 1.13M | 2.24M |
| Deferred Revenue | 0 | 0 | 0 | 0 |
| Other Liabilities | 1.9M | 1.49M | 2.05M | 2.09M |
| Total Equity | 264.08M | 264.03M | 271.85M | 308.96M |
| Equity Growth % | - | -0% | 0.03% | 0.14% |
| Shareholders Equity | 264.08M | 264.03M | 271.85M | 308.96M |
| Minority Interest | 0 | 0 | 0 | 0 |
| Common Stock | 173.55K | 176.86K | 181.97K | 208.29K |
| Additional Paid-in Capital | 264.08M | 269M | 277.48M | 318.89M |
| Retained Earnings | -177.56K | -5.14M | -5.81M | -10.14M |
| Preferred Stock | 0 | 0 | 0 | 0 |
| Return on Assets (ROA) | 0.05% | 0.1% | 0.11% | 0.09% |
| Return on Equity (ROE) | 0.05% | 0.12% | 0.14% | 0.13% |
| Debt / Assets | - | 0.17% | 0.18% | 0.24% |
| Debt / Equity | - | 0.22x | 0.24x | 0.34x |
| Net Debt / EBITDA | -6.34x | - | - | - |
| Book Value per Share | 15.13 | 14.88 | 14.82 | 15.67 |
| Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|
| Cash from Operations | 6.67M | 17.01M | 28.42M | 23.16M |
| Operating CF Growth % | - | 1.55% | 0.67% | -0.19% |
| Operating CF / Revenue % | - | - | - | - |
| Net Income | 9.5M | 32.29M | 38.71M | 37.05M |
| Depreciation & Amortization | 101.15K | 563.46M | 0 | 0 |
| Stock-Based Compensation | 39.48K | 435.62K | 1.48M | 3.06M |
| Other Non-Cash Items | -1.28M | -568.81M | -11.13M | -11M |
| Working Capital Changes | -1.69M | -10.38M | -642.77K | -5.94M |
| Cash from Investing | -145.22M | -125.24M | -1.93M | -39.3M |
| Acquisitions (Net) | 0 | 0 | 0 | 0 |
| Purchase of Investments | 0 | 0 | 0 | 0 |
| Sale of Investments | 0 | 1000K | 0 | 0 |
| Other Investing | -145.22M | -6.82B | -1.93M | -39.3M |
| Cash from Financing | 218.8M | 33.71M | -24.31M | 34.64M |
| Dividends Paid | -6.85M | -28.17M | -39.13M | -41.63M |
| Common Dividends | -6.85M | -28.17M | -39.13M | -41.63M |
| Debt Issuance (Net) | 0 | 1000K | 1000K | 1000K |
| Share Repurchases | 0 | 0 | 0 | 0 |
| Other Financing | 1.71M | -625.54K | -112.28K | -1.22M |
| Net Change in Cash | 80.25M | -74.53M | 2.18M | 18.5M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 |
| Cash at Beginning | 0 | 80.25M | 5.72M | 7.9M |
| Cash at End | 80.25M | 5.72M | 7.9M | 26.4M |
| Free Cash Flow | 6.67M | 17.01M | 28.42M | 23.16M |
| FCF Growth % | - | 1.55% | 0.67% | -0.19% |
| FCF / Revenue % | - | - | - | - |
| Metric | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| FFO per Share | 0.73 | 33.57 | 2.11 | 1.88 |
| FFO Payout Ratio | 53.66% | 4.73% | 101.1% | 112.38% |
| NOI Margin | 98.46% | 100% | 100% | 100% |
| Net Debt / EBITDA | -6.34x | - | - | - |
| Debt / Assets | - | 16.9% | 18.37% | 23.92% |
| Interest Coverage | 166.91x | - | - | - |
| Book Value / Share | 15.13 | 14.88 | 14.82 | 15.67 |
| Revenue Growth | - | 237.69% | 17.34% | -4.44% |
Chicago Atlantic Real Estate Finance, Inc. (REFI) has a price-to-earnings (P/E) ratio of 6.8x. This may indicate the stock is undervalued or faces growth challenges.
Chicago Atlantic Real Estate Finance, Inc. (REFI) reported $55.2M in revenue for fiscal year 2024. This represents a 282% increase from $14.5M in 2021.
Chicago Atlantic Real Estate Finance, Inc. (REFI) saw revenue decline by 4.4% over the past year.
Yes, Chicago Atlantic Real Estate Finance, Inc. (REFI) is profitable, generating $35.8M in net income for fiscal year 2024 (67.6% net margin).
Yes, Chicago Atlantic Real Estate Finance, Inc. (REFI) pays a dividend with a yield of 16.64%. This makes it attractive for income-focused investors.
Chicago Atlantic Real Estate Finance, Inc. (REFI) has a return on equity (ROE) of 12.8%. This is reasonable for most industries.
Chicago Atlantic Real Estate Finance, Inc. (REFI) generated Funds From Operations (FFO) of $31.7M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Chicago Atlantic Real Estate Finance, Inc. (REFI) offers a 16.64% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.