Mogo Inc.(MOGO)Earnings, Financials & Key Ratios
MOGO•NASDAQ
$1.03
$25M mkt cap·Price updated May 6, 2026
AboutMogo Inc. operates as a financial technology company in Canada and internationally. The company provides digital solutions to the consumers to get in control of their financial health. It offers Mogo app to access a digital spending account with Mogo Visa Platinum Prepaid Card; MogoCrypto that enables the buying and selling of bitcoin; MogoProtect, a free ID fraud protection and monthly credit score monitoring; MogoMortgage, a digital mortgage experience; and MogoMoney that provides access to personal loans. The company also offers Mogo Trade, a free stock trading platform with real-time stock quotes and funding; and Mogo Ventures to manage its existing investments in strategic partners and companies. In addition, it operates Carta, a digital payments software platform that enable financial technology companies, banks, and corporations to issue payment products to consumers via multiple channels, including physical, virtual, and tokenized cards, as well as payment switching and routing services. Mogo Inc. was founded in 2003 and is headquartered in Vancouver, Canada.Show more
- Revenue$71M+9.2%
- EBITDA$5M-9.2%
- Net Income-$14M+23.5%
- EPS (Diluted)-0.56+22.2%
- Gross Margin65.56%-8.4%
- EBITDA Margin6.62%-16.9%
- Operating Margin-5.21%+12.4%
- Net Margin-19.21%+29.9%
- ROE-15.64%+10.5%
- ROIC-1.71%+1.1%
- Debt/Equity1.05+11.1%
- Interest Coverage-0.90+44.1%
MOGO Key Insights
Mogo Inc. (MOGO) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Trading at only 0.4x book value
✗Weaknesses
- ✗Negative free cash flow
- ✗Weak momentum: RS Rating 18 (bottom 18%)
- ✗Low quality earnings: Net income not backed by cash flow
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
MOGO Price & Volume
Mogo Inc. (MOGO) stock price & volume — 10-year historical chart
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MOGO Growth Metrics
Mogo Inc. (MOGO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.77%
5 Years3.55%
3 Years7.37%
TTM-1.49%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM148.33%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM148.44%
Return on Capital
10 Years-8.4%
5 Years-7.21%
3 Years-6.51%
Last Year-2.93%
MOGO Peer Comparison
Mogo Inc. (MOGO) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 DAVE | 3.27B | 246.37 | 18.21 | 47.49% | 40.81% | 84.53% | 0.21 | |
 MFIN | 221.42M | 9.41 | 5.29 | 21.09% | 9.38% | 0.62 | ||
 ATLC | 1.16B | 77.82 | 13.06 | 53.29% | 21.1% | 10.84 | ||
 SOFI | 20.79B | 16.30 | 41.79 | 28.78% | 5.87% | 0.17 | ||
 AFRM | 21.85B | 65.58 | 437.20 | 38.8% | 7.6% | 8.83% | 2.56 | |
 UPST | 2.74B | 28.68 | 63.73 | 58.87% | 6.59% | 2.32 | ||
 LC | 1.96B | 17.06 | 14.83 | 14.97% | 9.47% | 0.01 | ||
 OPFI | 258.44M | 9.75 | 9.85 | 13.52% | 4.41% | 10.12% | 1.10 |
Compare MOGO vs Peers
Mogo Inc. (MOGO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MOGO Income Statement
Mogo Inc. (MOGO) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 49.87M | 48.68M | 61.28M | 59.8M | 44.24M | 57.52M | 68.95M | 65.22M | 71.21M | 69.27M |
| Revenue Growth % | 14.56% | -2.38% | 25.87% | -2.4% | -26.02% | 30% | 19.87% | -5.41% | 9.18% | -1.49% |
| Cost of Goods Sold | 19.16M | 15.87M | 22.43M | 18.79M | 8.75M | 11.48M | 22.71M | 18.56M | 24.53M | 22.3M |
| COGS % of Revenue | 38.42% | 32.6% | 36.6% | 31.41% | 19.77% | 19.96% | 32.94% | 28.46% | 34.44% | - |
| Gross Profit | 30.71M▲ 0% | 32.81M▲ 6.8% | 38.85M▲ 18.4% | 41.02M▲ 5.6% | 35.5M▼ 13.5% | 46.04M▲ 29.7% | 46.24M▲ 0.4% | 46.66M▲ 0.9% | 46.68M▲ 0.0% | 46.97M▲ 0% |
| Gross Margin % | 61.58% | 67.4% | 63.4% | 68.59% | 80.23% | 80.04% | 67.06% | 71.54% | 65.56% | 67.8% |
| Gross Profit Growth % | 13.21% | 6.84% | 18.42% | 5.58% | -13.46% | 29.7% | 0.44% | 0.91% | 0.04% | - |
| Operating Expenses | 34.4M | 35.78M | 43.08M | 44.67M | 34.36M | 81.57M | 79.81M | 50.53M | 50.39M | 49.65M |
| OpEx % of Revenue | 68.99% | 73.5% | 70.3% | 74.7% | 77.65% | 141.82% | 115.76% | 77.48% | 70.76% | - |
| Selling, General & Admin | 17.06M | 17.14M | 19.95M | 20.9M | 14.63M | 44.95M | 40.12M | 20.27M | 20.46M | 20.12M |
| SG&A % of Revenue | 34.21% | 35.22% | 32.56% | 34.94% | 33.07% | 78.16% | 58.18% | 31.09% | 28.73% | - |
| Research & Development | 10.11M | 11.37M | 14.75M | 14.99M | 5.13M | 10.67M | 12.97M | 10.59M | 10.63M | 10.96M |
| R&D % of Revenue | 20.28% | 23.36% | 24.07% | 25.06% | 11.6% | 18.55% | 18.82% | 16.24% | 14.94% | - |
| Other Operating Expenses | -13.4M | -16.76M | -37.84M | 8.79M | 14.59M | 25.95M | 26.73M | 19.67M | 19.3M | 4M |
| Operating Income | -3.69M▲ 0% | -2.97M▲ 19.5% | -4.23M▼ 42.3% | -3.65M▲ 13.6% | 1.14M▲ 131.2% | -35.53M▼ 3219.6% | -33.58M▲ 5.5% | -3.88M▲ 88.5% | -3.71M▲ 4.3% | -2.68M▲ 0% |
| Operating Margin % | -7.41% | -6.11% | -6.9% | -6.11% | 2.57% | -61.77% | -48.7% | -5.94% | -5.21% | -3.87% |
| Operating Income Growth % | 65.06% | 19.55% | -42.26% | 13.58% | 131.17% | -3219.58% | 5.51% | 88.46% | 4.33% | - |
| EBITDA | 49.78M | 65.5M | 72.21M | 4.39M | 9.55M | -22.8M | -20.94M | 5.19M | 4.71M | 5.26M |
| EBITDA Margin % | 99.82% | 134.56% | 117.84% | 7.35% | 21.59% | -39.63% | -30.37% | 7.96% | 6.62% | 7.6% |
| EBITDA Growth % | 660.59% | 31.59% | 10.23% | -93.91% | 117.36% | -338.63% | 8.15% | 124.79% | -9.25% | 5.14% |
| D&A (Non-Cash Add-back) | 53.47M | 68.48M | 76.43M | 8.05M | 8.41M | 12.74M | 12.64M | 9.07M | 8.42M | 7.95M |
| EBIT | -4.71M | -5.05M | -4.63M | 8.96M | -6.29M | -28.08M | -160.13M | -11.27M | -6.63M | 13.66M |
| Net Interest Income | -12.38M | -14.68M | -17.39M | -19.79M | 0 | -9.2M | -5.89M | -10.54M | -7.39M | -6.46M |
| Interest Income | 15.59M | 0 | 0 | 0 | 0 | 0 | 0 | -3.52M | 0 | 0 |
| Interest Expense | 12.38M | 14.68M | 17.39M | 19.79M | 0 | 9.2M | 5.89M | 7.02M | 7.39M | 6.46M |
| Other Income/Expense | -13.4M | -16.82M | -17.79M | -7.17M | -14.58M | 2.09M | -132.44M | -14.41M | -10.31M | 9.88M |
| Pretax Income | -17.09M▲ 0% | -19.73M▼ 15.4% | -22.02M▼ 11.6% | -10.82M▲ 50.8% | -13.45M▼ 24.2% | -33.44M▼ 148.7% | -166.01M▼ 396.4% | -18.29M▲ 89.0% | -14.02M▲ 23.3% | 7.2M▲ 0% |
| Pretax Margin % | -34.27% | -40.53% | -35.94% | -18.1% | -30.39% | -58.14% | -240.78% | -28.04% | -19.69% | 10.39% |
| Income Tax | 515 | -1K | 0 | 0 | 0 | -232K | -336K | -400K | -341K | -322K |
| Effective Tax Rate % | -0% | 0.01% | 0% | 0% | 0% | 0.69% | 0.2% | 2.19% | 2.43% | -4.47% |
| Net Income | -17.09M▲ 0% | -19.73M▼ 15.4% | -22.02M▼ 11.6% | -10.82M▲ 50.8% | -13.45M▼ 24.2% | -33.21M▼ 147.0% | -165.68M▼ 398.9% | -17.89M▲ 89.2% | -13.68M▲ 23.5% | 7.52M▲ 0% |
| Net Margin % | -34.27% | -40.53% | -35.94% | -18.1% | -30.39% | -57.74% | -240.29% | -27.43% | -19.21% | 10.86% |
| Net Income Growth % | 19.95% | -15.43% | -11.62% | 50.84% | -24.2% | -147% | -398.89% | 89.2% | 23.52% | 148.33% |
| Net Income (Continuing) | -17.09M | -19.73M | -22.02M | -10.82M | -13.45M | -33.21M | -165.68M | -17.89M | -13.68M | 7.52M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 67.41M | 69.09M | 109.02M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -2.81▲ 0% | -3.22▼ 14.6% | -2.91▲ 9.6% | -2.57▲ 11.7% | -2.80▼ 8.9% | -1.58▲ 43.6% | -6.51▼ 312.0% | -0.72▲ 88.9% | -0.56▲ 22.2% | 0.32▲ 0% |
| EPS Growth % | 42.42% | -14.59% | 9.63% | 11.68% | -8.95% | 43.57% | -312.03% | 88.94% | 22.22% | 148.44% |
| EPS (Basic) | -2.81 | -3.22 | -2.91 | -2.57 | -2.83 | -1.59 | -6.51 | -0.72 | -0.56 | - |
| Diluted Shares Outstanding | 6.08M | 6.13M | 7.57M | 8.52M | 9.62M | 21M | 25.44M | 24.85M | 24.4M | 23.87M |
| Basic Shares Outstanding | 6.08M | 6.13M | 7.57M | 8.52M | 9.54M | 20.89M | 25.44M | 24.84M | 24.4M | 23.87M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - |
MOGO Balance Sheet
Mogo Inc. (MOGO) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 82.04M | 116.19M | 110.29M | 102.32M | 62.34M | 135.34M | 100.08M | 118.99M | 106.78M | 105.52M |
| Cash & Short-Term Investments | 18.62M | 40.56M | 20.44M | 10.42M | 12.12M | 67.76M | 29.27M | 42.47M | 34.62M | 35.72M |
| Cash Only | 18.62M | 40.56M | 20.44M | 10.42M | 12.12M | 67.76M | 29.27M | 16.13M | 8.53M | 14.89M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 26.33M | 26.09M | 20.83M |
| Accounts Receivable | 0 | 0 | 0 | 88.66M | 47.23M | 64.28M | 66.73M | 73.48M | 68.11M | 66.56M |
| Days Sales Outstanding | - | - | - | 541.08 | 389.6 | 407.94 | 353.27 | 411.2 | 349.14 | 344.18 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 1.45M | 1.58M | 1.74M | 2.51M | 3.24M |
| Total Non-Current Assets | 16.99M | 18.51M | 21.95M | 48.78M | 42.13M | 258.52M | 121.42M | 88.78M | 82.86M | 73.42M |
| Property, Plant & Equipment | 3.92M | 3.21M | 3.02M | 6.59M | 4.77M | 4.62M | 3.72M | 1.2M | 448K | 961K |
| Fixed Asset Turnover | 12.72x | 15.18x | 20.32x | 9.07x | 9.27x | 12.46x | 18.52x | 54.53x | 158.94x | 73.18x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 70.11M | 38.35M | 38.35M | 38.35M | 38.35M |
| Intangible Assets | 12.25M | 14.9M | 18.66M | 21.26M | 18.91M | 52.3M | 41.83M | 36.56M | 31.08M | 26.96M |
| Long-Term Investments | 157.5K | 343K | -132.23M | 20.79M | 18.45M | 123.63M | 37.51M | 12.66M | 12.98M | 39.5M |
| Other Non-Current Assets | -98.36M | -134.64M | 273K | 137K | 0 | 7.87M | 0 | 0 | 0 | 0 |
| Total Assets | 99.03M▲ 0% | 134.7M▲ 36.0% | 132.23M▼ 1.8% | 151.1M▲ 14.3% | 104.47M▼ 30.9% | 393.87M▲ 277.0% | 221.49M▼ 43.8% | 207.76M▼ 6.2% | 189.65M▼ 8.7% | 178.94M▲ 0% |
| Asset Turnover | 0.50x | 0.36x | 0.46x | 0.40x | 0.42x | 0.15x | 0.31x | 0.31x | 0.38x | 0.38x |
| Asset Growth % | -7.75% | 36.03% | -1.83% | 14.27% | -30.86% | 277.02% | -43.76% | -6.2% | -8.72% | -33.09% |
| Total Current Liabilities | 51.54M | 64.58M | 85.58M | 87.73M | 45.49M | 65.77M | 67.16M | 73.52M | 70.97M | 67.55M |
| Accounts Payable | 0 | 0 | 4.57M | 7.13M | 3.29M | 4.96M | 5.69M | 6.45M | 4.51M | 0 |
| Days Payables Outstanding | - | - | 74.33 | 138.49 | 137.31 | 157.7 | 91.39 | 126.79 | 67.19 | 18.47 |
| Short-Term Debt | 0 | 0 | 0 | 76.47M | 37.64M | 44.98M | 46.18M | 49.41M | 48.79M | 50.88M |
| Deferred Revenue (Current) | 0 | 0 | -140.93M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 76.47M | 0 | 750K | 5.71M | 7.85M | 10.46M | 8.95M | 16.67M |
| Current Ratio | 1.59x | 1.80x | 1.29x | 1.17x | 1.37x | 2.06x | 1.49x | 1.62x | 1.50x | 1.50x |
| Quick Ratio | 1.59x | 1.80x | 1.29x | 1.17x | 1.37x | 2.06x | 1.49x | 1.62x | 1.50x | 1.50x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | 325.71 |
| Total Non-Current Liabilities | 41.79M | 56.33M | 55.34M | 61.62M | 53.74M | 58.32M | 43.45M | 40.52M | 37.46M | 33.94M |
| Long-Term Debt | 86.04M | 109.65M | 53.41M | 56.41M | 49.41M | 39.79M | 38.27M | 36.78M | 35.29M | 32.53M |
| Capital Lease Obligations | 0 | 0 | 0 | 5.21M | 4.34M | 3.95M | 3.28M | 2.71M | 1.54M | 5.22M |
| Deferred Tax Liabilities | -93.33M | -120.91M | -140.93M | 0 | 0 | 1.89M | 1.48M | 1.03M | 630K | 1.92M |
| Other Non-Current Liabilities | 7.29M | 11.25M | 87.52M | 0 | 0 | 12.69M | 419K | 0 | 0 | 0 |
| Total Liabilities | 93.33M | 120.91M | 140.93M | 149.35M | 99.23M | 124.09M | 110.61M | 114.04M | 108.43M | 101.48M |
| Total Debt | 86.04M | 109.65M | 129.34M | 138.09M | 91.39M | 88.72M | 87.73M | 88.9M | 85.62M | 84.48M |
| Net Debt | 67.41M | 69.09M | 108.9M | 127.67M | 79.27M | 20.96M | 58.46M | 72.76M | 77.09M | 69.59M |
| Debt / Equity | 1.18x | 1.32x | 1.29x | 78.82x | 17.45x | 0.33x | 0.79x | 0.95x | 1.05x | 1.05x |
| Debt / EBITDA | 1.73x | 1.67x | 1.79x | 31.42x | 9.57x | - | - | 17.13x | 18.17x | 16.06x |
| Net Debt / EBITDA | 1.35x | 1.05x | 1.51x | 29.05x | 8.30x | - | - | 14.02x | 16.36x | 16.36x |
| Interest Coverage | -0.38x | -0.34x | -0.27x | 0.45x | - | -3.05x | -27.19x | -1.60x | -0.90x | 2.11x |
| Total Equity | 73.11M▲ 0% | 82.89M▲ 13.4% | 100.32M▲ 21.0% | 1.75M▼ 98.3% | 5.24M▲ 198.9% | 269.78M▲ 5052.3% | 110.89M▼ 58.9% | 93.72M▼ 15.5% | 81.22M▼ 13.3% | 77.46M▲ 0% |
| Equity Growth % | 265.09% | 13.37% | 21.03% | -98.25% | 198.86% | 5052.35% | -58.9% | -15.48% | -13.34% | -23.75% |
| Book Value per Share | 12.02 | 13.53 | 13.25 | 0.21 | 0.54 | 12.85 | 4.36 | 3.77 | 3.33 | 3.25 |
| Total Shareholders' Equity | 5.7M | 13.79M | -8.69M | 1.75M | 5.24M | 269.78M | 110.89M | 93.72M | 81.22M | 77.46M |
| Common Stock | 45.65M | 71.39M | 75.05M | 94.5M | 106.73M | 392.63M | 391.24M | 389.81M | 389.72M | 388.78M |
| Retained Earnings | -43.9M | -63.63M | -90.78M | -101.61M | -115.05M | -148.26M | -313.94M | -331.83M | -345.51M | -348.38M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -2.32M | -3.14M | -6.04M | 0 | 0 | 926K | 559K | 243K | -416K | -1.84M |
| Minority Interest | 67.41M | 69.09M | 109.02M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
MOGO Cash Flow Statement
Mogo Inc. (MOGO) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -12.72M | -21.36M | -29.2M | -15.21M | 43.8M | -31.09M | -27.01M | -9.17M | -1.27M | -1.27M |
| Operating CF Margin % | -25.51% | -43.87% | -47.66% | -25.43% | 99.01% | -54.05% | -39.17% | -14.06% | -1.79% | - |
| Operating CF Growth % | 77.67% | -67.91% | -36.73% | 47.92% | 388% | -170.97% | 13.13% | 66.06% | 86.13% | 411.95% |
| Net Income | -17.09M | -19.73M | -22.02M | -10.82M | -13.45M | -33.21M | -165.68M | -17.89M | -13.68M | 7.52M |
| Depreciation & Amortization | 2.04M | 3.49M | 7.06M | 8.05M | 8.41M | 12.74M | 12.64M | 9.07M | 8.42M | 7.39M |
| Stock-Based Compensation | 1.07M | 1.34M | 1.32M | 1.73M | 2.04M | 11.68M | 8.71M | 2.48M | 1.94M | 1.2M |
| Deferred Taxes | 18.11M | 15.41M | 17.34M | 0 | 0 | -285K | 0 | -400K | -341K | -223K |
| Other Non-Cash Items | 892.76K | 1.33M | 2.2M | 8.13M | 47.53M | -3.73M | 135.85M | 18.54M | 18.77M | 456.65K |
| Working Capital Changes | -17.75M | -23.2M | -35.11M | -22.29M | -735K | -18.28M | -18.53M | -20.97M | -16.38M | -12.58M |
| Change in Receivables | -15.64M | -24.93M | 0 | -22.21M | 2.08M | -17.08M | 0 | 0 | -15.81M | -12.03M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | -429.7K | 2.49M | 2.92M | -323K | -3.33M | 2.78M | 0 | 1.9M | -2.2M | -8.39M |
| Cash from Investing | -7.34M | -5.42M | -11.05M | -9.09M | -4.97M | -39.59M | -9.15M | -3.09M | -2.79M | 428.03K |
| Capital Expenditures | -7.34M | -5.42M | -11.05M | -647K | -23K | -464K | -455K | -214K | -79K | -517.59K |
| CapEx % of Revenue | 14.71% | 11.14% | 18.04% | 1.08% | 0.05% | 0.81% | 0.66% | 0.33% | 0.11% | - |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | -31.56M | 0 | 0 | 0 | 0 |
| Investments | - | - | - | - | - | - | - | - | - | - |
| Other Investing | -6.4M | -5.02M | -7.64M | -8.44M | -4.8M | -8.75M | -8.69M | -3.21M | -3.17M | -6.54M |
| Cash from Financing | 6.96M | 48.72M | 20.14M | 14.27M | -37.13M | 125.86M | -3.08M | -861K | -3.52M | -2.23M |
| Debt Issued (Net) | 5.06M | 24.17M | 19.82M | 1.14M | -39.7M | 4.63M | -1.52M | 261K | -3.41M | -1.06M |
| Equity Issued (Net) | 1.9M | 24.4M | 0 | 0 | 0 | 113.33M | -1.63M | -1.12M | -104K | -1.06M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | -1.63M | -1.12M | -104K | -1.06M |
| Other Financing | 16.13K | 148K | 311K | 13.13M | 2.57M | 7.91M | 69K | 0 | 0 | -104.83K |
| Net Change in Cash | -13.1M▲ 0% | 21.94M▲ 267.5% | -20.12M▼ 191.7% | -10.02M▲ 50.2% | 1.7M▲ 117.0% | 55.64M▲ 3169.3% | -38.49M▼ 169.2% | -13.13M▲ 65.9% | -7.6M▲ 42.1% | 3.08M▲ 0% |
| Free Cash Flow | -20.06M▲ 0% | -26.78M▼ 33.5% | -40.26M▼ 50.3% | -24.3M▲ 39.6% | 38.99M▲ 260.5% | -39.06M▼ 200.2% | -27.46M▲ 29.7% | -12.59M▲ 54.2% | -4.53M▲ 64.1% | 3.17M▲ 0% |
| FCF Margin % | -40.22% | -55.01% | -65.7% | -40.62% | 88.11% | -67.9% | -39.83% | -19.3% | -6.35% | 4.58% |
| FCF Growth % | 69.47% | -33.52% | -50.33% | 39.65% | 260.47% | -200.18% | 29.68% | 54.17% | 64.05% | 147.54% |
| FCF per Share | -3.30 | -4.37 | -5.32 | -2.85 | 4.05 | -1.86 | -1.08 | -0.51 | -0.19 | -0.19 |
| FCF Conversion (FCF/Net Income) | 0.74x | 1.08x | 1.33x | 1.41x | -3.26x | 0.94x | 0.16x | 0.51x | 0.09x | 0.42x |
| Interest Paid | 0 | 0 | 0 | 17.51M | 0 | 0 | 7.91M | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
MOGO Key Ratios
Mogo Inc. (MOGO) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -36.7% | -25.29% | -24.04% | -21.21% | -384.8% | -24.15% | -87.05% | -17.48% | -15.64% | 9.73% |
| Return on Invested Capital (ROIC) | -2.64% | -1.52% | -1.76% | -1.62% | 0.8% | -14.2% | -10.95% | -1.73% | -1.71% | -1.71% |
| Gross Margin | 61.58% | 67.4% | 63.4% | 68.59% | 80.23% | 80.04% | 67.06% | 71.54% | 65.56% | 67.8% |
| Net Margin | -34.27% | -40.53% | -35.94% | -18.1% | -30.39% | -57.74% | -240.29% | -27.43% | -19.21% | 10.86% |
| Debt / Equity | 1.18x | 1.32x | 1.29x | 78.82x | 17.45x | 0.33x | 0.79x | 0.95x | 1.05x | 1.05x |
| Interest Coverage | -0.38x | -0.34x | -0.27x | 0.45x | - | -3.05x | -27.19x | -1.60x | -0.90x | 2.11x |
| FCF Conversion | 0.74x | 1.08x | 1.33x | 1.41x | -3.26x | 0.94x | 0.16x | 0.51x | 0.09x | 0.42x |
| Revenue Growth | 14.56% | -2.38% | 25.87% | -2.4% | -26.02% | 30% | 19.87% | -5.41% | 9.18% | -1.49% |
MOGO Frequently Asked Questions
Mogo Inc. (MOGO) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Mogo Inc. (MOGO) reported $69.3M in revenue for fiscal year 2024. This represents a 1021% increase from $6.2M in 2012.
Mogo Inc. (MOGO) grew revenue by 9.2% over the past year. This is steady growth.
Yes, Mogo Inc. (MOGO) is profitable, generating $7.5M in net income for fiscal year 2024 (-19.2% net margin).
Dividend & Returns
Mogo Inc. (MOGO) has a return on equity (ROE) of -15.6%. Negative ROE indicates the company is unprofitable.
Mogo Inc. (MOGO) generated $3.2M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
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Mogo Inc. (MOGO) financial analysis — history, returns, DCA and operating performance tools
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