8-K Announcements
6Material company update
Apr 28, 2026·SEC
Material company update
Feb 11, 2026·SEC
Material company update
Nov 5, 2025·SEC
Porch Group, Inc.(PRCH)Earnings, Financials & Key Ratios
PRCH•NASDAQ
$11.10
$1.21B mkt cap·Price updated May 6, 2026
AboutPorch Group, Inc. operates a software platform in the United States and Canada. The company operates through two segments, Vertical Software and Insurance. The Vertical Software segment provides software and services to home services companies and gives early access to homebuyers and homeowners. It offers services to home services companies, such as home inspectors, consumers, such as homebuyers and homeowners, service providers, such as moving, insurance, warranty, and security companies, and TV/Internet providers. This segment operates through Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12 brands. The Insurance segment offers property related insurance policies through our own risk-bearing carrier and independent agency as well as risk-bearing home warranty company. This segment operates though American Home Protect, Elite Insurance Group, and Homeowners of America brands. In addition, the company provides property and casualty, home, auto, flood, and umbrella insurance products; and contractor services. The company was incorporated in 2011 and is headquartered in Seattle, Washington.Show more
- Revenue$482M+10.2%
- EBITDA$57M+246.4%
- Net Income$15M+146.7%
- EPS (Diluted)-0.03+90.2%
- Gross Margin70.48%+45.4%
- EBITDA Margin11.85%+232.9%
- Operating Margin7.58%+151.4%
- Net Margin3.18%+142.3%
- ROE68.43%
- ROIC9.88%+134.1%
- Debt/Equity17.55
- Interest Coverage1.52+446.2%
PRCH Key Insights
Porch Group, Inc. (PRCH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓High quality earnings: Operating CF exceeds net income
- ✓Strong 5Y sales CAGR of 46.2%
✗Weaknesses
- ✗High debt to equity ratio of 17.5x
- ✗Trading more than 30% below 52-week high
- ✗Expensive at 51.4x book value
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PRCH Price & Volume
Porch Group, Inc. (PRCH) stock price & volume — 10-year historical chart
Loading chart...
PRCH Growth Metrics
Porch Group, Inc. (PRCH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years46.17%
3 Years20.47%
TTM13.03%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM21.66%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-9.57%
Return on Capital
10 Years-117.46%
5 Years-19.15%
3 Years-16.06%
Last Year6.48%
PRCH Recent Earnings
Porch Group, Inc. (PRCH) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
Apr 28, 2026EPS
$0.04
Est $0.10
+60.0%
Revenue
$109M
Est $95M
+15.5%
Q1 2026
Feb 11, 2026EPS
$0.03
Est $0.08
+62.5%
Revenue
$112M
Est $108M
+3.6%
Q4 2025
Nov 5, 2025EPS
$0.10
Est $0.08
-25.0%
Revenue
$118M
Est $109M
+8.6%
Q3 2025
Aug 5, 2025EPS
$0.02
Est $0.13
+115.1%
Revenue
$119M
Est $112M
+6.4%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $0.04vs $0.10+60.0% | $109Mvs $95M+15.5% |
| Q1 2026 | Feb 11, 2026 | $0.03vs $0.08+62.5% | $112Mvs $108M+3.6% |
| Q4 2025 | Nov 5, 2025 | $0.10vs $0.08-25.0% | $118Mvs $109M+8.6% |
| Q3 2025 | Aug 5, 2025 | $0.02vs $0.13+115.1% | $119Mvs $112M+6.4% |
Based on last 12 quarters of dataView full earnings history →
PRCH Peer Comparison
Porch Group, Inc. (PRCH) competitors in Financial services and insurance software — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HIFS | 632.2M | 289.70 | 22.54 | 14.09% | 9.79% | 3.47 | ||
 LMND | 4.07B | 53.00 | -23.04 | 40.15% | -16.92% | -26.52% | 0.34 | |
 ROOT | 771.58M | 55.05 | 24.58 | 28.95% | 3.59% | 15.42% | 0.51 | |
 KINS | 257.8M | 16.45 | 11.11 | 7.6% | 15.68% | 35.79% | 0.17 | |
 ANGI | 192.1M | 4.79 | 5.10 | -13.04% | 1.93% | 2.06% | 0.54 | |
 FTHM | 26.94M | 0.84 | -0.79 | -2.91% | -4.7% | -46.07% | 0.42 | |
 OPEN | 5.19B | 5.44 | -3.20 | -15.18% | -29.74% | -129.35% | 0.19 | |
 HOUS | 1.98B | 17.64 | -15.34 | 0.99% | -2.18% | -8.42% | 1.95 |
Compare PRCH vs Peers
Porch Group, Inc. (PRCH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PRCH Income Statement
Porch Group, Inc. (PRCH) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 54.14M | 77.59M | 72.3M | 192.43M | 275.95M | 430.3M | 437.85M | 482.41M | 482.8M |
| Revenue Growth % | - | 43.33% | -6.83% | 166.16% | 43.4% | 55.94% | 1.75% | 10.18% | 13.03% |
| Cost of Goods Sold | 15.34M | 21.5M | 17.56M | 58.73M | 107.58M | 220.24M | 225.63M | 142.42M | 133.4M |
| COGS % of Revenue | 28.33% | 27.71% | 24.29% | 30.52% | 38.98% | 51.18% | 51.53% | 29.52% | - |
| Gross Profit | 38.8M▲ 0% | 56.09M▲ 44.6% | 54.74M▼ 2.4% | 133.71M▲ 144.3% | 168.37M▲ 25.9% | 210.06M▲ 24.8% | 212.22M▲ 1.0% | 339.99M▲ 60.2% | 349.4M▲ 0% |
| Gross Margin % | 71.67% | 72.29% | 75.71% | 69.48% | 61.02% | 48.82% | 48.47% | 70.48% | 72.37% |
| Gross Profit Growth % | - | 44.57% | -2.42% | 144.27% | 25.92% | 24.76% | 1.03% | 60.21% | - |
| Operating Expenses | 85.57M | 144.22M | 96.97M | 217.07M | 345.42M | 400.41M | 276.79M | 303.42M | 299.75M |
| OpEx % of Revenue | 158.06% | 185.86% | 134.12% | 112.8% | 125.17% | 93.05% | 63.22% | 62.9% | - |
| Selling, General & Admin | 63.88M | 108.23M | 69.86M | 169.01M | 223.66M | 247.5M | 221.28M | 250.1M | 246.6M |
| SG&A % of Revenue | 118% | 139.48% | 96.63% | 87.83% | 81.05% | 57.52% | 50.54% | 51.84% | - |
| Research & Development | 24.17M | 30.99M | 28.55M | 47.01M | 59.56M | 58.5M | 55.27M | 53.32M | 53.15M |
| R&D % of Revenue | 44.65% | 39.94% | 39.48% | 24.43% | 21.59% | 13.6% | 12.62% | 11.05% | - |
| Other Operating Expenses | 0 | 4.99M | -1.44M | 1.05M | 62.19M | 94.41M | 239K | 0 | 0 |
| Operating Income | -49.26M▲ 0% | -88.12M▼ 78.9% | -42.23M▲ 52.1% | -83.36M▼ 97.4% | -177.05M▼ 112.4% | -190.35M▼ 7.5% | -64.57M▲ 66.1% | 36.57M▲ 156.6% | 49.65M▲ 0% |
| Operating Margin % | -90.99% | -113.57% | -58.41% | -43.32% | -64.16% | -44.24% | -14.75% | 7.58% | 10.28% |
| Operating Income Growth % | - | -78.9% | 52.08% | -97.4% | -112.38% | -7.52% | 66.08% | 156.64% | - |
| EBITDA | -43.8M | -80.75M | -35.59M | -66.98M | -149.12M | -165.94M | -39.05M | 57.19M | 72.25M |
| EBITDA Margin % | -80.9% | -104.06% | -49.22% | -34.81% | -54.04% | -38.56% | -8.92% | 11.85% | 14.96% |
| EBITDA Growth % | - | -84.37% | 55.93% | -88.21% | -122.63% | -11.28% | 76.47% | 246.45% | 1308.38% |
| D&A (Non-Cash Add-back) | 5.46M | 7.38M | 6.64M | 16.39M | 27.93M | 24.41M | 25.52M | 20.62M | 22.6M |
| EBIT | -49.26M | -96.09M | -40.99M | -111.12M | -146.99M | -101.48M | 11.82M | 78.31M | 74.24M |
| Net Interest Income | 0 | -7.13M | -14.73M | -5.72M | -8.01M | -27.93M | -40.79M | -51.57M | -51.17M |
| Interest Income | 3.71M | 0 | 0 | 33K | 717K | 3.9M | 1.75M | 0 | 3.77M |
| Interest Expense | 0 | 7.13M | 14.73M | 5.76M | 8.72M | 31.83M | 42.54M | 51.57M | 54.93M |
| Other Income/Expense | -1.22M | -15.1M | -13.49M | -33.51M | 21.33M | 57.04M | 33.86M | -9.84M | -23.81M |
| Pretax Income | -50.48M▲ 0% | -103.22M▼ 104.5% | -55.72M▲ 46.0% | -116.88M▼ 109.8% | -155.72M▼ 33.2% | -133.31M▲ 14.4% | -30.71M▲ 77.0% | 26.73M▲ 187.1% | 25.84M▲ 0% |
| Pretax Margin % | -93.24% | -133.03% | -77.07% | -60.74% | -56.43% | -30.98% | -7.01% | 5.54% | 5.35% |
| Income Tax | -558K | 96K | -1.69M | -10.27M | 842K | 622K | 2.12M | 11.42M | 12.32M |
| Effective Tax Rate % | 1.11% | -0.09% | 3.03% | 8.79% | -0.54% | -0.47% | -6.89% | 42.7% | 47.68% |
| Net Income | -49.92M▲ 0% | -103.32M▼ 107.0% | -54.03M▲ 47.7% | -106.61M▼ 97.3% | -156.56M▼ 46.9% | -133.93M▲ 14.5% | -32.83M▲ 75.5% | 15.32M▲ 146.7% | -8.67M▲ 0% |
| Net Margin % | -92.2% | -133.15% | -74.73% | -55.4% | -56.73% | -31.13% | -7.5% | 3.18% | -1.8% |
| Net Income Growth % | - | -106.98% | 47.7% | -97.3% | -46.86% | 14.45% | 75.49% | 146.66% | 21.66% |
| Net Income (Continuing) | -49.92M | -103.32M | -54.03M | -106.61M | -156.56M | -133.93M | -32.83M | 15.32M | 13.52M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 47.01M | 51.71M |
| EPS (Diluted) | -2.59▲ 0% | -4.79▼ 84.9% | -0.63▲ 86.8% | -1.16▼ 84.1% | -1.61▼ 38.8% | -1.39▲ 13.7% | -0.33▲ 76.3% | -0.03▲ 90.2% | -0.08▲ 0% |
| EPS Growth % | - | -84.94% | 86.85% | -84.13% | -38.79% | 13.66% | 76.26% | 90.18% | -9.57% |
| EPS (Basic) | -2.59 | -4.79 | -0.63 | -1.16 | -1.61 | -1.39 | -0.33 | -0.03 | - |
| Diluted Shares Outstanding | 19.28M | 21.56M | 81.48M | 93.88M | 97.35M | 96.06M | 99.58M | 103.69M | 106.07M |
| Basic Shares Outstanding | 19.27M | 21.56M | 81.48M | 93.88M | 97.35M | 96.06M | 99.58M | 103.69M | 106.07M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - |
PRCH Balance Sheet
Porch Group, Inc. (PRCH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 10.16M | 10.17M | 215.8M | 605.06M | 609.63M | 481.08M | 365.13M | 88.21M | 270.06M |
| Cash & Short-Term Investments | 4.24M | 4.18M | 196.05M | 324.99M | 251.58M | 294.01M | 191.74M | 65.8M | 184.99M |
| Cash Only | 4.24M | 4.18M | 196.05M | 315.74M | 215.06M | 258.42M | 167.64M | 53.18M | 171.3M |
| Short-Term Investments | 0 | 0 | 0 | 9.25M | 36.52M | 35.59M | 24.1M | 12.62M | 13.7M |
| Accounts Receivable | 2.45M | 4.71M | 4.27M | 257.18M | 324.5M | 107.87M | 111.41M | 11.31M | 60.91M |
| Days Sales Outstanding | 16.52 | 22.16 | 21.55 | 487.82 | 429.22 | 91.5 | 92.87 | 8.55 | 36.42 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 3.48M | 0 | 11.41M | 8.55M | 33.55M | 79.2M | 61.98M | 721K | 24.16M |
| Total Non-Current Assets | 46.43M | 38.29M | 52.59M | 433.68M | 438.42M | 418.31M | 448.84M | 709.22M | 558.88M |
| Property, Plant & Equipment | 6.74M | 6.66M | 4.59M | 11.17M | 12.24M | 20.07M | 22.54M | 27.61M | 29.6M |
| Fixed Asset Turnover | 8.04x | 11.65x | 15.74x | 17.23x | 22.54x | 21.44x | 19.42x | 17.47x | 22.86x |
| Goodwill | 21.3M | 18.27M | 28.29M | 225.76M | 244.7M | 191.91M | 191.91M | 191.91M | 191.91M |
| Intangible Assets | 14.7M | 9.83M | 15.96M | 129.72M | 108.25M | 87.22M | 68.75M | 30.49M | 73.53M |
| Long-Term Investments | 0 | 0 | 0 | 58.32M | 55.12M | 103.59M | 158.65M | 55.41M | 697.58M |
| Other Non-Current Assets | 3.7M | 3.53M | 3.74M | 8.71M | 18.11M | 15.53M | 6.99M | 403.8M | 480.06M |
| Total Assets | 56.6M▲ 0% | 48.47M▼ 14.4% | 268.39M▲ 453.7% | 1.04B▲ 287.0% | 1.05B▲ 1.0% | 899.39M▼ 14.3% | 813.97M▼ 9.5% | 797.42M▼ 2.0% | 806.58M▲ 0% |
| Asset Turnover | 0.96x | 1.60x | 0.27x | 0.19x | 0.26x | 0.48x | 0.54x | 0.60x | 0.61x |
| Asset Growth % | - | -14.36% | 453.74% | 287.03% | 0.99% | -14.27% | -9.5% | -2.03% | -22.69% |
| Total Current Liabilities | 75.66M | 57.46M | 31.73M | 363.12M | 515.64M | 462.15M | 414.16M | 67.78M | 328.7M |
| Accounts Payable | 2.34M | 4.81M | 9.2M | 6.96M | 6.27M | 8.76M | 4.54M | 4.05M | 11.2M |
| Days Payables Outstanding | 55.74 | 81.59 | 191.27 | 43.29 | 21.27 | 14.52 | 7.34 | 10.37 | 23.69 |
| Short-Term Debt | 48.8M | 20.46M | 4.75M | 150K | 16.45M | 244K | 150K | 7.77M | 7.78M |
| Deferred Revenue (Current) | 0 | 3.33M | 5.21M | 216.36M | 290.83M | 248.68M | 261.3M | 0 | 667.94M |
| Other Current Liabilities | 24.51M | 11.79M | 2.66M | 101.97M | 111.15M | 129.28M | 81.93M | -6.75M | 9.96M |
| Current Ratio | 0.13x | 0.18x | 6.80x | 1.67x | 1.18x | 1.04x | 0.88x | 1.30x | 1.30x |
| Quick Ratio | 0.13x | 0.18x | 6.80x | 1.67x | 1.18x | 1.04x | 0.88x | 1.30x | 1.30x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | 12.73 |
| Total Non-Current Liabilities | 11.78M | 50.98M | 129.34M | 458.58M | 454.06M | 472.92M | 443.04M | 707.25M | 451.57M |
| Long-Term Debt | 9.68M | 40.66M | 43.24M | 414.58M | 425.31M | 435.5M | 403.79M | 385.06M | 391.26M |
| Capital Lease Obligations | 0 | 0 | 0 | 2.69M | 2.54M | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 2.1M | 7.22M | 85.57M | 41.3M | 26.22M | 37.43M | 39.25M | 102.64M | 322.32M |
| Total Liabilities | 87.44M | 108.45M | 161.06M | 821.7M | 969.7M | 935.08M | 857.19M | 775.04M | 780.27M |
| Total Debt | 58.48M | 61.12M | 47.98M | 417.43M | 444.3M | 435.74M | 403.94M | 392.83M | 399.05M |
| Net Debt | 54.25M | 56.94M | -148.06M | 101.69M | 229.24M | 177.32M | 236.29M | 339.65M | 227.75M |
| Debt / Equity | - | - | 0.45x | 1.92x | 5.60x | - | - | 17.55x | 17.55x |
| Debt / EBITDA | - | - | - | - | - | - | - | 6.87x | 5.52x |
| Net Debt / EBITDA | - | - | - | - | - | - | - | 5.94x | 5.94x |
| Interest Coverage | - | -13.47x | -2.78x | -19.30x | -16.85x | -3.19x | 0.28x | 1.52x | 1.35x |
| Total Equity | -30.84M▲ 0% | -59.98M▼ 94.5% | 107.33M▲ 278.9% | 217.04M▲ 102.2% | 79.35M▼ 63.4% | -35.68M▼ 145.0% | -43.23M▼ 21.1% | 22.39M▲ 151.8% | 26.31M▲ 0% |
| Equity Growth % | - | -94.47% | 278.94% | 102.23% | -63.44% | -144.97% | -21.14% | 151.79% | 545.34% |
| Book Value per Share | -1.60 | -2.78 | 1.32 | 2.31 | 0.82 | -0.37 | -0.43 | 0.22 | 0.25 |
| Total Shareholders' Equity | -30.84M | -59.98M | 107.33M | 217.04M | 79.35M | -35.68M | -43.23M | -24.62M | -25.4M |
| Common Stock | 205K | 3K | 8K | 10K | 10K | 10K | 10K | 11K | 11K |
| Retained Earnings | -160.66M | -263.47M | -317.51M | -424.11M | -585.02M | -722.06M | -754.86M | -648.27M | -655.49M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | -259K | -6.17M | -3.86M | -5.45M | 642K | -316K |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 47.01M | 51.71M |
PRCH Cash Flow Statement
Porch Group, Inc. (PRCH) cash flow — operating, investing & free cash flow history
| Line item | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -30.52M | -29.34M | -48.67M | -34.78M | -17.74M | 33.93M | -31.68M | 66.42M | 66.42M |
| Operating CF Margin % | -56.38% | -37.81% | -67.32% | -18.07% | -6.43% | 7.88% | -7.24% | 13.77% | - |
| Operating CF Growth % | - | 3.88% | -65.91% | 28.54% | 49% | 291.3% | -193.38% | 309.64% | 786.56% |
| Net Income | -49.92M | -103.32M | -54.03M | -106.61M | -156.56M | -133.93M | -32.83M | -3.36M | -8.67M |
| Depreciation & Amortization | 5.46M | 7.38M | 6.64M | 16.7M | 27.93M | 24.41M | 25.52M | 20.62M | 19.71M |
| Stock-Based Compensation | 5.17M | 35.97M | 11.3M | 0 | 27.04M | 20.71M | 27.18M | 28.95M | 31.32M |
| Deferred Taxes | 0 | 29K | 0 | 1.86M | -287K | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 613K | 17.43M | 3.92M | 69.31M | 46.97M | 33.87M | -23.56M | 38.44M | 39.94M |
| Working Capital Changes | 8.15M | 13.17M | -16.5M | -16.04M | 37.16M | 88.87M | -28M | -18.23M | -6.08M |
| Change in Receivables | -226K | -1.84M | -3.16M | -18.25M | -75.53M | 180.47M | -155K | 48.07M | 54.62M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 2.36M | 4.09M | -11.78M | -697K | 2.49M | -4.22M | -162K | 754K |
| Cash from Investing | -7.55M | -5.21M | -10.67M | -263.43M | -79.68M | -56.25M | -45.06M | -71.92M | -52.94M |
| Capital Expenditures | -761K | -478K | -279K | -4.69M | -2.35M | -851K | -523K | -14.36M | -14.47M |
| CapEx % of Revenue | 1.41% | 0.62% | 0.39% | 2.44% | 0.85% | 0.2% | 0.12% | 2.98% | - |
| Acquisitions | -2.68M | -634K | -7.79M | -256.43M | -38.63M | -1.97M | 0 | 1.22M | 1.22M |
| Investments | - | - | - | - | - | - | - | - | - |
| Other Investing | -4.11M | -4.1M | -2.6M | 0 | -8.1M | -9.24M | -1.4M | -89.56M | -19.3M |
| Cash from Financing | 35.75M | 34.49M | 259.61M | 415.55M | 1.23M | 90.95M | -23.71M | -22.17M | -24.33M |
| Debt Issued (Net) | 0 | 31.1M | -15.45M | 366.57M | 9.85M | 106.52M | -23.37M | -17.16M | -17.01M |
| Equity Issued (Net) | 0 | 3.27M | 4.67M | 131.03M | -1.81M | -5.61M | 0 | 0 | 0 |
| Dividends Paid | 0 | 0 | -30M | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -250K | 0 | -42K | 0 | -1.81M | -5.61M | 0 | 0 | 0 |
| Other Financing | 35.75M | 114K | 300.39M | -82.05M | -6.81M | -9.96M | -339K | -5M | -7.31M |
| Net Change in Cash | -2.32M▲ 0% | -57K▲ 97.5% | 200.27M▲ 351457.9% | 116.84M▼ 41.7% | -96.19M▼ 182.3% | 68.63M▲ 171.3% | -100.45M▼ 246.4% | -143.6M▼ 43.0% | 8.65M▲ 0% |
| Free Cash Flow | -31.28M▲ 0% | -33.91M▼ 8.4% | -51.55M▼ 52.0% | -39.47M▲ 23.4% | -28.19M▲ 28.6% | 23.83M▲ 184.6% | -32.2M▼ 235.1% | 52.06M▲ 261.6% | 72.39M▲ 0% |
| FCF Margin % | -57.78% | -43.7% | -71.3% | -20.51% | -10.21% | 5.54% | -7.36% | 10.79% | 14.99% |
| FCF Growth % | - | -8.4% | -52.02% | 23.44% | 28.59% | 184.56% | -235.13% | 261.65% | 211.18% |
| FCF per Share | -1.62 | -1.57 | -0.63 | -0.42 | -0.29 | 0.25 | -0.32 | 0.50 | 0.50 |
| FCF Conversion (FCF/Net Income) | 0.61x | 0.28x | 0.90x | 0.33x | 0.11x | -0.25x | 0.97x | 4.34x | -8.35x |
| Interest Paid | 0 | 3.47M | 9.1M | 0 | 3.51M | 0 | 23.76M | 0 | 12.09M |
| Taxes Paid | 0 | 0 | 0 | 0 | 674K | 0 | 621K | 562K | 362K |
PRCH Key Ratios
Porch Group, Inc. (PRCH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | - | -228.24% | -65.73% | -105.64% | -613.39% | - | 68.43% | -60.88% |
| Return on Invested Capital (ROIC) | -648.97% | - | -44.98% | -42.33% | -63.42% | -28.94% | 9.88% | 9.88% |
| Gross Margin | 72.29% | 75.71% | 69.48% | 61.02% | 48.82% | 48.47% | 70.48% | 72.37% |
| Net Margin | -133.15% | -74.73% | -55.4% | -56.73% | -31.13% | -7.5% | 3.18% | -1.8% |
| Debt / Equity | - | 0.45x | 1.92x | 5.60x | - | - | 17.55x | 17.55x |
| Interest Coverage | -13.47x | -2.78x | -19.30x | -16.85x | -3.19x | 0.28x | 1.52x | 1.35x |
| FCF Conversion | 0.28x | 0.90x | 0.33x | 0.11x | -0.25x | 0.97x | 4.34x | -8.35x |
| Revenue Growth | 43.33% | -6.83% | 166.16% | 43.4% | 55.94% | 1.75% | 10.18% | 13.03% |
PRCH SEC Filings & Documents
Porch Group, Inc. (PRCH) SEC filings — annual & quarterly reports (10-K, 10-Q)
PRCH Frequently Asked Questions
Porch Group, Inc. (PRCH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Porch Group, Inc. (PRCH) reported $482.8M in revenue for fiscal year 2025. This represents a 792% increase from $54.1M in 2018.
Porch Group, Inc. (PRCH) grew revenue by 10.2% over the past year. This is steady growth.
Porch Group, Inc. (PRCH) reported a net loss of $8.7M for fiscal year 2025.
Dividend & Returns
Porch Group, Inc. (PRCH) has a return on equity (ROE) of 68.4%. This is excellent, indicating efficient use of shareholder capital.
Porch Group, Inc. (PRCH) generated $72.4M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
Explore More PRCH
Porch Group, Inc. (PRCH) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates