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Primerica, Inc.(PRI)Earnings, Financials & Key Ratios
PRI•NYSE•Insurance & Managed Care
$273.07
$8.65B mkt cap·11.9× P/E·Price updated May 7, 2026
SectorFinancial ServicesIndustryLife InsuranceSub-IndustryIndividual life and final expense insurers
AboutPrimerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental health, accidental death, and disability for small businesses. It distributes and sells its products through a network of 129,515 licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.Show more
- Revenue$3.23B+4.4%
- Combined Ratio69.79%+0.3%
- Net Income$751M+59.7%
- Return on Equity31.93%+46.8%
- Medical Cost Ratio19.48%-66.2%
- Operating Margin30.21%-0.6%
- Net Margin23.29%+52.9%
- ROA5.08%+59.7%
- Equity / Assets16.29%+5.2%
- Book Value per Share74.84+13.3%
- Tangible BV/Share-46.37-171.6%
- Debt/Equity0.74-14.0%
PRI Key Insights
Primerica, Inc. (PRI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 69.8% combined ratio
- ✓Excellent 3Y average ROE of 27.3%
- ✓Strong Piotroski F-Score: 8/9
- ✓15 consecutive years of dividend growth
- ✓Low loss ratio of 19.5%
- ✓Share count reduced 4.4% through buybacks
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PRI Price & Volume
Primerica, Inc. (PRI) stock price & volume — 10-year historical chart
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PRI Growth Metrics
Primerica, Inc. (PRI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.67%
5 Years7.79%
3 Years6.68%
TTM5.39%
Profit CAGR
10 Years14.74%
5 Years14.24%
3 Years16.75%
TTM53.94%
EPS CAGR
10 Years20%
5 Years19.08%
3 Years22.94%
TTM60.38%
Return on Capital
10 Years4.35%
5 Years5.47%
3 Years6.18%
Last Year6.87%
PRI Recent Earnings
Primerica, Inc. (PRI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
May 6, 2026EPS
$5.96
Est $5.45
+9.4%
Revenue
$873M
Est $855M
+2.0%
Q1 2026
Feb 11, 2026EPS
$6.13
Est $5.69
+7.7%
Revenue
$854M
Est $845M
+1.0%
Q4 2025
Nov 5, 2025EPS
$6.33
Est $5.52
+14.7%
Revenue
$840M
Est $840M
+0.0%
Q3 2025
Aug 6, 2025EPS
$5.46
Est $5.18
+5.4%
Revenue
$793M
Est $804M
-1.3%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $5.96vs $5.45+9.4% | $873Mvs $855M+2.0% |
| Q1 2026 | Feb 11, 2026 | $6.13vs $5.69+7.7% | $854Mvs $845M+1.0% |
| Q4 2025 | Nov 5, 2025 | $6.33vs $5.52+14.7% | $840Mvs $840M+0.0% |
| Q3 2025 | Aug 6, 2025 | $5.46vs $5.18+5.4% | $793Mvs $804M-1.3% |
Based on last 12 quarters of dataView full earnings history →
PRI Peer Comparison
Primerica, Inc. (PRI) competitors in Individual life and final expense insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 GL | 11.96B | 152.45 | 10.84 | 3.82% | 19.36% | 20.64% | 0.44 | |
 CNO | 4.3B | 45.90 | 19.53 | 0.94% | 4.94% | 8.6% | 1.54 | |
 FG | 3.67B | 27.09 | 14.41 | 5.72% | 9.05% | 11.06% | 0.45 | |
 CRBG | 12.54B | 27.45 | -40.37 | 7.88% | 1.85% | 0.78 | ||
 LNC | 6.87B | 35.94 | 6.15 | 1.24% | 9.14% | 16.79% | 0.59 | |
 RGA | 13.95B | 212.80 | 12.03 | 3.39% | 5.05% | 9.41% | 0.42 | |
 MET | 51.39B | 78.81 | 16.42 | 10.22% | 4.7% | 12.72% | 0.70 | |
 PRU | 34.58B | 99.43 | 9.73 | -14.01% | 5.62% | 10.26% | 0.65 |
Compare PRI vs Peers
Primerica, Inc. (PRI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PRI Income Statement
Primerica, Inc. (PRI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.69B | 1.9B | 2.05B | 2.22B | 2.71B | 2.66B | 2.75B | 3.09B | 3.23B | 3.33B |
| Revenue Growth % | 11.19% | 12.48% | 8.04% | 8.04% | 22.2% | -1.93% | 3.43% | 12.39% | 4.43% | 5.39% |
| Medical Costs & Claims | 189.3M | 229.61M | 1.31B | 1.44B | 1.65B | 1.62B | 1.65B | 1.78B | 628.54M | 1.26B |
| Medical Cost Ratio % | 11.21% | 12.09% | 63.8% | 64.79% | 61.03% | 61.11% | 59.87% | 57.66% | 19.48% | 37.95% |
| Gross Profit | 1.5B▲ 0% | 1.67B▲ 11.4% | 743.07M▼ 55.5% | 780.76M▲ 5.1% | 1.06B▲ 35.2% | 1.03B▼ 2.1% | 1.1B▲ 6.7% | 1.31B▲ 18.6% | 2.6B▲ 98.6% | 2.07B▲ 0% |
| Gross Margin % | 88.79% | 87.91% | 36.2% | 35.21% | 38.97% | 38.89% | 40.13% | 42.34% | 80.52% | 62.05% |
| Gross Profit Growth % | 12.14% | 11.36% | -55.51% | 5.07% | 35.24% | -2.14% | 6.74% | 18.58% | 98.61% | - |
| Operating Expenses | -1.09B | -1.45B | 265.95M | 274.03M | 412.4M | 314.71M | 331.23M | 368.64M | 1.62B | 1.06B |
| OpEx / Revenue % | -64.64% | -76.58% | 12.96% | 12.36% | 15.22% | 11.84% | 12.05% | 11.93% | 50.31% | 31.92% |
| Depreciation & Amortization | 13.55M | 12.42M | 18.3M | 17.7M | 29.84M | 34.17M | 31.96M | 23.4M | 19.25M | 14.48M |
| Combined Ratio % | -53.43% | -64.5% | 76.75% | 77.15% | 76.25% | 72.96% | 71.92% | 69.6% | 69.79% | 69.87% |
| Operating Income | 408.01M▲ 0% | 444.89M▲ 9.0% | 477.11M▲ 7.2% | 506.73M▲ 6.2% | 643.53M▲ 27.0% | 718.66M▲ 11.7% | 771.74M▲ 7.4% | 939.25M▲ 21.7% | 974.56M▲ 3.8% | 1B▲ 0% |
| Operating Margin % | 24.16% | 23.42% | 23.25% | 22.85% | 23.75% | 27.04% | 28.08% | 30.4% | 30.21% | 30.13% |
| Operating Income Growth % | 85.95% | 9.04% | 7.24% | 6.21% | 27% | 11.67% | 7.39% | 21.71% | 3.76% | - |
| EBITDA | 421.56M | 457.31M | 495.41M | 524.43M | 673.37M | 752.83M | 803.7M | 962.65M | 993.82M | 1.02B |
| EBITDA Margin % | 24.96% | 24.07% | 24.14% | 23.65% | 24.85% | 28.33% | 29.24% | 31.16% | 30.81% | 30.74% |
| Interest Expense | 28.49M | 28.81M | 28.81M | 28.84M | 30.62M | 27.24M | 26.59M | 25.03M | 23.96M | 52.91M |
| Non-Operating Income | -408.01M | -444.89M | -28.81M | -28.84M | -30.62M | -27.24M | -26.59M | -25.03M | -23.96M | -23.81M |
| Pretax Income | 379.52M▲ 0% | 416.08M▲ 9.6% | 477.11M▲ 14.7% | 506.73M▲ 6.2% | 643.53M▲ 27.0% | 718.66M▲ 11.7% | 771.74M▲ 7.4% | 939.25M▲ 21.7% | 974.56M▲ 3.8% | 1B▲ 0% |
| Pretax Margin % | 22.47% | 21.9% | 23.25% | 22.85% | 23.75% | 27.04% | 28.08% | 30.4% | 30.21% | 30.13% |
| Income Tax | 29.27M | 91.99M | 110.72M | 120.57M | 167.54M | 163.94M | 180.56M | 219.12M | 223.33M | 230.39M |
| Effective Tax Rate % | 7.71% | 22.11% | 23.21% | 23.79% | 26.04% | 22.81% | 23.4% | 23.33% | 22.92% | 22.98% |
| Net Income | 350.25M▲ 0% | 324.09M▼ 7.5% | 366.39M▲ 13.1% | 386.16M▲ 5.4% | 477.36M▲ 23.6% | 472.07M▼ 1.1% | 576.6M▲ 22.1% | 470.52M▼ 18.4% | 751.23M▲ 59.7% | 772.28M▲ 0% |
| Net Margin % | 20.74% | 17.06% | 17.85% | 17.41% | 17.62% | 17.76% | 20.98% | 15.23% | 23.29% | 23.2% |
| Net Income Growth % | 59.63% | -7.47% | 13.05% | 5.4% | 23.62% | -1.11% | 22.14% | -18.4% | 59.66% | 53.94% |
| EPS (Diluted) | 7.61▲ 0% | 7.37▼ 3.2% | 8.62▲ 17.0% | 9.57▲ 11.0% | 9.42▼ 1.6% | 12.33▲ 30.9% | 15.94▲ 29.3% | 13.71▼ 14.0% | 22.91▲ 67.1% | 24.34▲ 0% |
| EPS Growth % | 65.8% | -3.15% | 16.96% | 11.02% | -1.57% | 30.89% | 29.28% | -13.99% | 67.1% | 60.38% |
| EPS (Basic) | 7.63 | 7.39 | 8.65 | 9.60 | 9.44 | 12.37 | 15.97 | 13.73 | 22.95 | - |
| Diluted Shares Outstanding | 45.69M | 43.98M | 42.31M | 40.19M | 39.65M | 38.11M | 36.03M | 34.2M | 32.68M | 31.73M |
PRI Balance Sheet
Primerica, Inc. (PRI) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 12.46B | 12.6B | 13.69B | 14.91B | 16.12B | 14.64B | 15.03B | 14.58B | 15.01B | 14.68B |
| Asset Growth % | 8.93% | 1.08% | 8.68% | 8.89% | 8.17% | -9.19% | 2.64% | -2.97% | 2.95% | 5.59% |
| Total Investment Assets | 3.03B | 3.39B | 3.66B | 3.9B | 4.26B | 4.1B | 5.16B | 5.28B | 4.54B | 4M |
| Long-Term Investments | 737.15M | 970.39M | 3.63B | 3.87B | 4.23B | 4.05B | 4.15B | 4.28B | 3.31B | 16.85B |
| Short-Term Investments | 1.97B | 2.08B | 2.36B | 2.46B | 2.79B | 2.56B | 1B | 995.38M | 1.23B | 3.44B |
| Total Current Assets | 2.21B | 6.75B | 0 | 0 | 0 | 0 | 1.62B | 4.71B | 4.9B | 4.09B |
| Cash & Equivalents | 279.96M | 262.14M | 256.88M | 547.57M | 392.5M | 489.24M | 613.15M | 687.82M | 756.23M | 645.81M |
| Receivables | 0 | 0 | 4.4B | 4.59B | 4.76B | 3.66B | 3.29B | 3.03B | 2.92B | 9.41B |
| Other Current Assets | 0 | 775.43M | -7.01B | -7.6B | -7.94B | -6.72B | 1.81B | 0 | 0 | -280.22M |
| Goodwill & Intangibles | 51.51M | 48.11M | 45.27M | 45.27M | 374.98M | 313.23M | 302.73M | 45.27M | 3.96B | 11.78B |
| Goodwill | 0 | 0 | 0 | 0 | 179.15M | 127.71M | 127.71M | 0 | 0 | 0 |
| Intangible Assets | 51.51M | 48.11M | 45.27M | 45.27M | 195.82M | 185.53M | 175.03M | 45.27M | 3.96B | 45.27M |
| PP&E (Net) | 28.1M | 36M | 93.38M | 104.29M | 114.96M | 93.16M | 91.96M | 87.72M | 81.67M | 40.94M |
| Other Assets | -765.25M | 2.07B | -3.76B | -4.01B | -4.72B | -4.46B | 6.44B | 5.34B | 2.63B | -6.81B |
| Total Liabilities | 11.04B | 11.13B | 12.04B | 13.07B | 14.03B | 12.61B | 12.96B | 12.32B | 12.57B | 12.16B |
| Total Debt | 1.11B | 1.34B | 1.61B | 1.77B | 2.04B | 2.08B | 2.04B | 1.95B | 1.82B | 1.77B |
| Net Debt | 829.71M | 1.08B | 1.35B | 1.23B | 1.65B | 1.59B | 1.43B | 1.27B | 1.06B | 1.13B |
| Long-Term Debt | 1.11B | 1.34B | 1.56B | 1.72B | 1.97B | 2.04B | 1.98B | 1.9B | 1.77B | 1.73B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 15M | 0 | 5.67M | 7.23M | 0 | 0 |
| Total Current Liabilities | 24.9M | 313.86M | 0 | 0 | 0 | 0 | 22.67M | 488.35M | 743.71M | 130.77M |
| Accounts Payable | 0 | 313.86M | 339.95M | 519.71M | 585.38M | 538.25M | 513.8M | 488.35M | 495.36M | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15.52M | 17.02M |
| Other Current Liabilities | -24.9M | -389.12M | -360.18M | -540.76M | -615.69M | -575.13M | -5.67M | -7.23M | 28.31M | 113.76M |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 28.31M |
| Other Liabilities | 9.75B | 9.63B | -1.8B | -1.98B | -2.25B | -2.25B | 10.81B | 9.82B | 9.97B | 9.89B |
| Total Equity | 1.42B▲ 0% | 1.46B▲ 3.0% | 1.65B▲ 13.1% | 1.84B▲ 11.1% | 2.09B▲ 13.8% | 2.03B▼ 2.8% | 2.07B▲ 1.7% | 2.26B▲ 9.3% | 2.45B▲ 8.3% | 2.52B▲ 0% |
| Equity Growth % | 16.19% | 2.99% | 13.07% | 11.1% | 13.83% | -2.8% | 1.71% | 9.35% | 8.27% | 46.63% |
| Shareholders Equity | 1.42B | 1.46B | 1.65B | 1.84B | 2.08B | 2.03B | 2.07B | 2.26B | 2.45B | 2.52B |
| Minority Interest | 0 | 0 | 0 | 0 | 7.27M | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 1.38B | 1.49B | 1.59B | 1.71B | 2B | 2.15B | 2.28B | 2.23B | 2.42B | 2.44B |
| Common Stock | 443K | 427K | 412K | 393K | 394K | 368K | 350K | 334K | 318K | 313K |
| Accumulated OCI | 43.57M | -28.43M | 58.8M | 129.71M | 72.39M | -122.73M | -211.33M | 27.22M | 29.43M | 79.35M |
| Return on Equity (ROE) | 26.53% | 22.5% | 23.53% | 22.14% | 24.32% | 22.91% | 28.15% | 21.76% | 31.93% | 32.28% |
| Return on Assets (ROA) | 2.93% | 2.59% | 2.79% | 2.7% | 3.08% | 3.07% | 3.89% | 3.18% | 5.08% | 5.2% |
| Equity / Assets | 11.39% | 11.6% | 12.07% | 12.32% | 12.96% | 13.87% | 13.75% | 15.49% | 16.29% | 17.17% |
| Debt / Equity | 0.78x | 0.92x | 0.98x | 0.97x | 0.98x | 1.03x | 0.99x | 0.86x | 0.74x | 0.74x |
| Book Value per Share | 31.06 | 33.23 | 39.05 | 45.69 | 52.70 | 53.31 | 57.34 | 66.06 | 74.84 | 79.42 |
| Tangible BV per Share | 29.93 | 32.13 | 37.98 | 44.56 | 43.25 | 45.09 | 48.94 | 64.73 | -46.37 | 77.99 |
PRI Cash Flow Statement
Primerica, Inc. (PRI) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 388.52M | 478.07M | 485.51M | 643.42M | 656.96M | 757.66M | 692.52M | 862.09M | 906.81M | 906.81M |
| Operating CF Growth % | 32.98% | 23.05% | 1.56% | 32.52% | 2.1% | 15.33% | -8.6% | 24.49% | 5.19% | -5.34% |
| Operating CF / Revenue % | 23% | 25.16% | 23.65% | 29.01% | 24.24% | 28.51% | 25.2% | 27.91% | 28.11% | 27.25% |
| Net Income | 350.25M | 324.09M | 366.39M | 386.16M | 475.99M | 467.03M | 576.6M | 470.52M | 748.79M | 772.28M |
| Depreciation & Amortization | 13.55M | 12.42M | 18.3M | 17.7M | 29.84M | 34.17M | 31.96M | 23.4M | 19.25M | 324.49M |
| Stock-Based Compensation | 15.27M | 17.25M | 17.53M | 19.03M | 16.84M | 22.36M | 18.91M | 25.07M | 0 | 19.14M |
| Deferred Taxes | -53.79M | 2.59M | -841K | 266K | 2.76M | -52.8M | -43.38M | -110.6M | 0 | 0 |
| Other Non-Cash Items | -215.15M | -201.24M | -204.84M | -255.87M | -238.57M | -157.42M | -249.84M | 59.62M | -221.09M | -393.29M |
| Working Capital Changes | 281.41M | 322.96M | 288.97M | 476.13M | 370.1M | 444.32M | 358.26M | 394.07M | 359.85M | 134.51M |
| Cash from Investing | -128.28M | -232.8M | -201.88M | -53.53M | -923.38M | -200.05M | -90.05M | -232.25M | -235.57M | -224.26M |
| Capital Expenditures | -6.75M | -13.52M | -25.44M | -27.62M | -24.69M | -25.8M | -33.9M | -29.23M | -26.05M | -12.26M |
| Acquisitions | 0 | 0 | 0 | 0 | -494.46M | 3.87M | 0 | 0 | 0 | 0 |
| Purchase of Investments | -427.09M | -635.52M | -634M | -525.39M | -1.08B | -678.09M | -432.46M | -664.39M | -690.41M | -30.99M |
| Sale/Maturity of Investments | 305.56M | 416.23M | 457.56M | 499.49M | 676.87M | 499.98M | 376.31M | 432.75M | 482.05M | 10.88M |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 28.62M | -1.16M | -191.89M |
| Cash from Financing | -193.46M | -261M | -290.13M | -301.79M | 107.97M | -457.85M | -479.62M | -551.14M | -595.73M | -613.45M |
| Dividends Paid | -35.82M | -44.14M | -57.63M | -64.35M | -74.64M | -83.78M | -93.72M | -112.81M | -136.05M | -139.43M |
| Share Repurchases | -150.04M | -210.15M | -225.04M | -231.43M | -18.75M | -356.31M | -375.06M | -428.43M | -450.03M | -467.05M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | 0 | 0 | -281K | -274K | 1000K | -1000K | -265K | -256K | -262K | -194K |
| Other Financing | -7.6M | -6.71M | -7.19M | -5.74M | -11.98M | -5.13M | -10.58M | -9.65M | -9.38M | -141.78M |
| Net Change in Cash | 67.99M▲ 0% | -17.82M▼ 126.2% | -5.26M▲ 70.5% | 290.69M▲ 5624.4% | -155.07M▼ 153.3% | 96.74M▲ 162.4% | 123.91M▲ 28.1% | 74.67M▼ 39.7% | 68.41M▼ 8.4% | 20.74M▲ 0% |
| Exchange Rate Effect | 1.2M | -2.09M | 1.24M | 2.6M | 3.38M | -3.03M | 1.06M | -4.02M | -7.11M | 1.86M |
| Cash at Beginning | 211.98M | 279.96M | 262.14M | 256.88M | 547.57M | 392.5M | 489.24M | 613.15M | 687.82M | 756.23M |
| Cash at End | 279.96M | 262.14M | 256.88M | 547.57M | 392.5M | 489.24M | 613.15M | 687.82M | 756.23M | 645.81M |
| Free Cash Flow | 381.77M▲ 0% | 464.55M▲ 21.7% | 460.08M▼ 1.0% | 615.79M▲ 33.8% | 632.27M▲ 2.7% | 731.86M▲ 15.8% | 658.62M▼ 10.0% | 832.86M▲ 26.5% | 880.76M▲ 5.8% | 856.64M▲ 0% |
| FCF Growth % | 37.08% | 21.68% | -0.96% | 33.85% | 2.68% | 15.75% | -10.01% | 26.46% | 5.75% | 4.58% |
| FCF Margin % | 22.6% | 24.45% | 22.42% | 27.77% | 23.33% | 27.54% | 23.96% | 26.96% | 27.3% | 25.74% |
| FCF per Share | 8.36 | 10.56 | 10.87 | 15.32 | 15.95 | 19.21 | 18.28 | 24.35 | 26.95 | 26.95 |
PRI Key Ratios
Primerica, Inc. (PRI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | -53.43% | -64.5% | 76.75% | 77.15% | 76.25% | 72.96% | 71.92% | 69.6% | 69.79% | 69.87% |
| Medical Cost Ratio | 11.21% | 12.09% | 63.8% | 64.79% | 61.03% | 61.11% | 59.87% | 57.66% | 19.48% | 37.95% |
| Return on Equity (ROE) | 26.53% | 22.5% | 23.53% | 22.14% | 24.32% | 22.91% | 28.15% | 21.76% | 31.93% | 32.28% |
| Return on Assets (ROA) | 2.93% | 2.59% | 2.79% | 2.7% | 3.08% | 3.07% | 3.89% | 3.18% | 5.08% | 5.2% |
| Equity / Assets | 11.39% | 11.6% | 12.07% | 12.32% | 12.96% | 13.87% | 13.75% | 15.49% | 16.29% | 17.17% |
| Book Value / Share | 31.06 | 33.23 | 39.05 | 45.69 | 52.7 | 53.31 | 57.34 | 66.06 | 74.84 | 79.42 |
| Debt / Equity | 0.78x | 0.92x | 0.98x | 0.97x | 0.98x | 1.03x | 0.99x | 0.86x | 0.74x | 0.74x |
| Revenue Growth | 11.19% | 12.48% | 8.04% | 8.04% | 22.2% | -1.93% | 3.43% | 12.39% | 4.43% | 5.39% |
PRI SEC Filings & Documents
Primerica, Inc. (PRI) SEC filings — annual & quarterly reports (10-K, 10-Q)
PRI Frequently Asked Questions
Primerica, Inc. (PRI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Primerica, Inc. (PRI) grew revenue by 4.4% over the past year. Growth has been modest.
Yes, Primerica, Inc. (PRI) is profitable, generating $772.3M in net income for fiscal year 2025 (23.3% net margin).
Dividend & Returns
Yes, Primerica, Inc. (PRI) pays a dividend with a yield of 1.52%. This makes it attractive for income-focused investors.
Primerica, Inc. (PRI) has a return on equity (ROE) of 31.9%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Primerica, Inc. (PRI) has a combined ratio of 69.8%. A ratio below 100% indicates underwriting profitability.
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