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Unum Group(UNM)Earnings, Financials & Key Ratios
UNM•NYSE•Insurance & Managed Care
$80.83
$13.05B mkt cap·18.9× P/E·Price updated May 6, 2026
AboutUnum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.Show more
- Revenue$13.05B+2.1%
- Combined Ratio92.85%+12.7%
- Net Income$739M-58.5%
- Return on Equity6.69%-61.2%
- Medical Cost Ratio61.78%-1.8%
- Operating Margin7.15%-59.4%
- Net Margin5.66%-59.3%
- ROA1.17%-58.6%
- Equity / Assets17.35%-1.3%
- Book Value per Share64.30+10.3%
- Tangible BV/Share62.25+10.3%
- Debt/Equity0.35-0.4%
UNM Key Insights
Unum Group (UNM) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 92.8% combined ratio
- ✓20 consecutive years of dividend growth
- ✓Healthy dividend yield of 2.2%
- ✓Share count reduced 8.1% through buybacks
- ✓Trading near 52-week high
- ✓Trading at only 1.3x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
UNM Price & Volume
Unum Group (UNM) stock price & volume — 10-year historical chart
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UNM Growth Metrics
Unum Group (UNM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years1.98%
5 Years-0.14%
3 Years3.21%
TTM4.84%
Profit CAGR
10 Years-1.59%
5 Years-1.41%
3 Years-19.34%
TTM-50.32%
EPS CAGR
10 Years2.03%
5 Years1.93%
3 Years-14.96%
TTM-45.82%
Return on Capital
10 Years2.1%
5 Years2.43%
3 Years2.57%
Last Year1.48%
UNM Recent Earnings
Unum Group (UNM) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 28, 2026EPS
$2.14
Est $2.07
+3.4%
Revenue
$3.4B
Est $2.9B
+15.1%
Q1 2026
Feb 5, 2026EPS
$1.92
Est $2.11
-9.0%
Revenue
$3.2B
Est $3.3B
-1.3%
Q4 2025
Nov 3, 2025EPS
$2.09
Est $2.15
-2.8%
Revenue
$3.4B
Est $3.3B
+0.9%
Q3 2025
Jul 29, 2025EPS
$2.07
Est $2.23
-7.2%
Revenue
$3.4B
Est $3.3B
+0.9%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $2.14vs $2.07+3.4% | $3.4Bvs $2.9B+15.1% |
| Q1 2026 | Feb 5, 2026 | $1.92vs $2.11-9.0% | $3.2Bvs $3.3B-1.3% |
| Q4 2025 | Nov 3, 2025 | $2.09vs $2.15-2.8% | $3.4Bvs $3.3B+0.9% |
| Q3 2025 | Jul 29, 2025 | $2.07vs $2.23-7.2% | $3.4Bvs $3.3B+0.9% |
Based on last 12 quarters of dataView full earnings history →
UNM Peer Comparison
Unum Group (UNM) competitors in Group and voluntary benefits insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 MET | 52.79B | 79.90 | 13.45 | 3.29% | 5.43% | 13.16% | 28.63% | 0.68 |
 PRU | 34.89B | 100.27 | 9.81 | -14.01% | 5.87% | 10.54% | 17.97% | 0.94 |
 LNC | 6.4B | 37.54 | 2.04 | 53.61% | 11.43% | 20.18% | 0.77 | |
 GNW | 3.44B | 8.87 | 16.43 | -10.86% | 3.25% | 2.28% | 9.52% | 0.15 |
 PFG | 21.86B | 100.87 | 19.21 | -3.11% | 7.58% | 9.89% | 20.31% | 0.34 |
 AFL | 58.97B | 114.46 | 16.76 | -8.84% | 21% | 13.05% | 4.33% | 0.29 |
 CNO | 4.27B | 45.52 | 19.37 | 0.94% | 4.94% | 8.6% | 15.84% | 1.54 |
 GL | 12.09B | 154.14 | 10.96 | 3.82% | 19.36% | 20.64% | 10.37% | 0.44 |
Compare UNM vs Peers
Unum Group (UNM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
UNM Income Statement
Unum Group (UNM) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11.29B | 11.6B | 11.99B | 13.15B | 11.84B | 11.88B | 12.31B | 12.79B | 13.05B | 13.3B |
| Revenue Growth % | 2.18% | 2.76% | 3.4% | 9.63% | -9.96% | 0.32% | 3.65% | 3.91% | 2.07% | 4.84% |
| Medical Costs & Claims | 8.02B | 9.03B | 8.57B | 10.06B | 8.52B | 7.95B | 8.28B | 8.05B | 8.07B | 8.79B |
| Medical Cost Ratio % | 71.02% | 77.82% | 71.46% | 76.52% | 71.98% | 66.91% | 67.24% | 62.91% | 61.78% | 66.11% |
| Gross Profit | 3.27B▲ 0% | 2.57B▼ 21.4% | 3.42B▲ 33.0% | 3.09B▼ 9.8% | 3.32B▲ 7.5% | 3.93B▲ 18.5% | 4.03B▲ 2.6% | 4.74B▲ 17.7% | 4.99B▲ 5.2% | 4.51B▲ 0% |
| Gross Margin % | 28.98% | 22.18% | 28.54% | 23.48% | 28.02% | 33.09% | 32.76% | 37.09% | 38.22% | 33.89% |
| Gross Profit Growth % | 2.95% | -21.37% | 33.05% | -9.8% | 7.47% | 18.46% | 2.61% | 17.65% | 5.16% | - |
| Operating Expenses | 1.87B | 1.94B | 2.04B | 2.12B | 2.06B | 2.18B | 2.39B | 2.49B | 4.06B | 3.52B |
| OpEx / Revenue % | 16.54% | 16.76% | 17.01% | 16.15% | 17.37% | 18.36% | 19.44% | 19.49% | 31.07% | 26.43% |
| Depreciation & Amortization | 103.4M | 101.4M | 110.1M | 113.6M | 119.8M | 110.5M | 108.8M | 116.1M | 123M | 93M |
| Combined Ratio % | 87.56% | 94.59% | 88.48% | 92.67% | 89.35% | 85.26% | 86.68% | 82.4% | 92.85% | 92.54% |
| Operating Income | 1.4B▲ 0% | 627.8M▼ 55.3% | 1.38B▲ 120.1% | 964M▼ 30.3% | 1.26B▲ 30.8% | 1.75B▲ 38.8% | 1.64B▼ 6.3% | 2.25B▲ 37.3% | 933.5M▼ 58.5% | 992.6M▲ 0% |
| Operating Margin % | 12.44% | 5.41% | 11.52% | 7.33% | 10.65% | 14.74% | 13.32% | 17.6% | 7.15% | 7.46% |
| Operating Income Growth % | 4.18% | -55.28% | 120.15% | -30.25% | 30.77% | 38.82% | -6.28% | 37.27% | -58.54% | - |
| EBITDA | 1.51B | 729.2M | 1.49B | 1.08B | 1.38B | 1.86B | 1.75B | 2.37B | 1.06B | 1.09B |
| EBITDA Margin % | 13.36% | 6.29% | 12.44% | 8.2% | 11.66% | 15.67% | 14.21% | 18.51% | 8.09% | 8.16% |
| Interest Expense | 159.9M | 167.3M | 177.4M | 188.2M | 185M | 188.5M | 194.8M | 201.1M | 208.8M | 209.9M |
| Non-Operating Income | -159.9M | -167.3M | -177.4M | -188.2M | -185M | -188.5M | -194.8M | -201.1M | -208.8M | -156.8M |
| Pretax Income | 1.4B▲ 0% | 627.8M▼ 55.3% | 1.38B▲ 120.1% | 964M▼ 30.3% | 1.26B▲ 30.8% | 1.75B▲ 38.8% | 1.64B▼ 6.3% | 2.25B▲ 37.3% | 933.5M▼ 58.5% | 992.6M▲ 0% |
| Pretax Margin % | 12.44% | 5.41% | 11.52% | 7.33% | 10.65% | 14.74% | 13.32% | 17.6% | 7.15% | 7.46% |
| Income Tax | 409.8M | 104.4M | 281.8M | 171M | 279.6M | 342.8M | 356.3M | 472.2M | 195M | 211.2M |
| Effective Tax Rate % | 29.19% | 16.63% | 20.39% | 17.74% | 22.18% | 19.59% | 21.72% | 20.97% | 20.89% | 21.28% |
| Net Income | 994.2M▲ 0% | 523.4M▼ 47.4% | 1.1B▲ 110.2% | 793M▼ 27.9% | 981M▲ 23.7% | 1.41B▲ 43.4% | 1.28B▼ 8.8% | 1.78B▲ 38.6% | 738.5M▼ 58.5% | 781.4M▲ 0% |
| Net Margin % | 8.81% | 4.51% | 9.17% | 6.03% | 8.29% | 11.85% | 10.43% | 13.91% | 5.66% | 5.87% |
| Net Income Growth % | 6.74% | -47.35% | 110.22% | -27.93% | 23.71% | 43.45% | -8.77% | 38.58% | -58.49% | -50.32% |
| EPS (Diluted) | 4.37▲ 0% | 2.38▼ 45.5% | 5.24▲ 120.2% | 3.89▼ 25.8% | 4.02▲ 3.3% | 6.96▲ 73.1% | 6.50▼ 6.6% | 9.46▲ 45.5% | 4.28▼ 54.8% | 4.75▲ 0% |
| EPS Growth % | 10.63% | -45.54% | 120.17% | -25.76% | 3.34% | 73.13% | -6.61% | 45.54% | -54.76% | -45.82% |
| EPS (Basic) | 4.39 | 2.38 | 5.25 | 3.89 | 4.04 | 7.01 | 6.53 | 9.49 | 4.28 | - |
| Diluted Shares Outstanding | 227.3M | 220.1M | 209.85M | 203.76M | 204.85M | 202.11M | 197.6M | 188.07M | 172.92M | 164.4M |
UNM Balance Sheet
Unum Group (UNM) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 65.1B | 62.61B | 68.36B | 72.16B | 71.23B | 61.53B | 63.61B | 62.35B | 64.09B | 0 |
| Asset Growth % | 2.43% | -3.82% | 9.18% | 5.56% | -1.3% | -13.62% | 3.39% | -1.97% | 2.79% | -96.64% |
| Total Investment Assets | 53.04B | 50.71B | 55.76B | 52.68B | 52.15B | 43.71B | 45.96B | 45.71B | 43.52B | 3M |
| Long-Term Investments | 53.04B | 50.71B | 55.76B | 52.68B | 52.15B | 43.71B | 45.96B | 45.71B | 43.52B | 132.4B |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 1.74B | 1.71B | 1.69B | 1.72B | 1.59B | 1.6B | 1.69B | 1.62B | 1.59B | 0 |
| Cash & Equivalents | 77.4M | 94M | 84.1M | 197M | 75M | 119.2M | 146M | 162.8M | 158.2M | 0 |
| Receivables | 1.67B | 1.62B | 1.6B | 1.52B | 1.52B | 1.48B | 1.54B | 1.46B | 1.43B | 4.47B |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 338.6M | 350.3M | 351.7M | 353M | 352.2M | 347.6M | 349.9M | 349.1M | 353.9M | 1.06B |
| Goodwill | 338.6M | 350.3M | 351.7M | 353M | 352.2M | 347.6M | 349.9M | 349.1M | 353.9M | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 504.8M | 546.9M | 642.7M | 580.9M | 511.8M | 489.4M | 521.1M | 532.7M | 503.7M | 0 |
| Other Assets | 8.38B | 8.45B | 8.57B | 15.29B | 15.51B | 14.41B | 14.08B | 13.38B | 17.42B | 0 |
| Total Liabilities | 55.53B | 53.99B | 58.4B | 61.29B | 59.81B | 52.79B | 53.96B | 51.39B | 52.98B | 51.82B |
| Total Debt | 2.94B | 2.97B | 3.53B | 3.53B | 3.58B | 3.43B | 3.54B | 3.86B | 3.9B | 3.76B |
| Net Debt | 2.86B | 2.88B | 3.45B | 3.34B | 3.51B | 3.31B | 3.39B | 3.7B | 3.74B | 3.76B |
| Long-Term Debt | 2.74B | 2.97B | 3.02B | 3.43B | 3.5B | 3.43B | 3.47B | 3.52B | 3.82B | 3.76B |
| Short-Term Debt | 199.9M | 0 | 426.3M | 25.4M | 22.6M | 2M | 19.2M | 292M | 22.4M | 0 |
| Total Current Liabilities | 573M | 363.3M | 790.2M | 374.7M | 370.1M | 367.5M | 399.4M | 676M | 0 | 87.6M |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 373.1M | 363.3M | 363.9M | 349.3M | 347.5M | 365.5M | 380.2M | 384M | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -22.4M | 87.6M |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 729.6M |
| Other Liabilities | 50.91B | 49.91B | 53.05B | 55.45B | 54.3B | 48.59B | 49.65B | 46.72B | 48.34B | 47.93B |
| Total Equity | 9.57B▲ 0% | 8.62B▼ 10.0% | 9.96B▲ 15.6% | 10.87B▲ 9.1% | 11.42B▲ 5.0% | 8.73B▼ 23.5% | 9.65B▲ 10.5% | 10.96B▲ 13.6% | 11.12B▲ 1.4% | 10.89B▲ 0% |
| Equity Growth % | 6.77% | -9.95% | 15.58% | 9.09% | 5.02% | -23.49% | 10.49% | 13.57% | 1.44% | 6.36% |
| Shareholders Equity | 9.57B | 8.62B | 9.96B | 10.87B | 11.42B | 8.73B | 9.65B | 10.96B | 11.12B | 10.89B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 9.54B | 9.86B | 10.73B | 11.27B | 11.85B | 13.14B | 11.43B | 12.91B | 13.35B | 13.5B |
| Common Stock | 30.5M | 30.5M | 30.6M | 30.7M | 30.7M | 30.8M | 19.4M | 19.5M | 19.6M | 0 |
| Accumulated OCI | 127.5M | -814.2M | 37.3M | 374.2M | 354.1M | -3.45B | -3.31B | -2.52B | -1.81B | -1.8B |
| Return on Equity (ROE) | 10.72% | 5.75% | 11.84% | 7.61% | 8.8% | 13.97% | 13.96% | 17.26% | 6.69% | 7.07% |
| Return on Assets (ROA) | 1.55% | 0.82% | 1.68% | 1.13% | 1.37% | 2.12% | 2.05% | 2.82% | 1.17% | 1.64% |
| Equity / Assets | 14.71% | 13.77% | 14.58% | 15.06% | 16.03% | 14.2% | 15.17% | 17.58% | 17.35% | - |
| Debt / Equity | 0.31x | 0.34x | 0.35x | 0.32x | 0.31x | 0.39x | 0.37x | 0.35x | 0.35x | 0.35x |
| Book Value per Share | 42.12 | 39.17 | 47.49 | 53.35 | 55.73 | 43.22 | 48.84 | 58.28 | 64.30 | 66.26 |
| Tangible BV per Share | 40.63 | 37.58 | 45.81 | 51.62 | 54.01 | 41.50 | 47.07 | 56.43 | 62.25 | 66.26 |
UNM Cash Flow Statement
Unum Group (UNM) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.15B | 1.54B | 1.74B | 597.5M | 1.39B | 1.42B | 1.2B | 1.51B | 687.7M | 687.7M |
| Operating CF Growth % | 2.98% | 33.68% | 13.35% | -65.69% | 132.22% | 2.25% | -15.22% | 25.81% | -54.55% | -222.66% |
| Operating CF / Revenue % | 10.18% | 13.25% | 14.52% | 4.54% | 11.72% | 11.95% | 9.77% | 11.83% | 5.27% | 5.17% |
| Net Income | 994.2M | 523.4M | 1.1B | 793M | 824.2M | 1.31B | 1.28B | 1.78B | 738.5M | 781.4M |
| Depreciation & Amortization | 103.4M | 101.4M | 110.1M | 113.6M | 119.8M | 110.5M | 108.8M | 116.1M | 123M | 124.8M |
| Stock-Based Compensation | 29.5M | 26.3M | 26.6M | 30.4M | 35.4M | 52.7M | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | -26.6M | -30.4M | -35.4M | -52.7M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -187.3M | -164.1M | -133.2M | -2.32B | -693.3M | -151.4M | -160.2M | -159.8M | -850.2M | -317.9M |
| Working Capital Changes | 253.8M | 1.08B | 664.4M | 2.01B | 1.14B | 145.4M | -29.6M | -222.2M | 676.4M | 86.6M |
| Cash from Investing | -484.6M | -930.1M | -1.39B | -267.7M | -1.34B | -955.9M | -725.9M | -344.4M | 548.9M | 643.7M |
| Capital Expenditures | -105.3M | -144.1M | -150.9M | -119.1M | -110.3M | -102.2M | -134.8M | -125.7M | -132.3M | -136.1M |
| Acquisitions | -2.55B | -145.4M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | -3.65B | -4.75B | -4.59B | -3.74B | -4.71B | -3.34B | -3.49B | -3.16B | -3.11B | -4.06B |
| Sale/Maturity of Investments | 3.27B | 3.91B | 3.72B | 3.28B | 3.53B | 2.54B | 3B | 2.69B | 3.46B | 3.05B |
| Other Investing | 2.55B | 200.5M | -371.4M | 314.5M | -50.7M | -50.8M | -98.3M | 251.8M | 330.9M | 1.79B |
| Cash from Financing | -687.8M | -589.8M | -358M | -216.9M | -168.9M | -418.6M | -450.1M | -1.15B | -1.24B | -1.36B |
| Dividends Paid | -196M | -215.6M | -229.2M | -231.9M | -239.4M | -254.2M | -277.1M | -296.5M | -306.2M | -307.3M |
| Share Repurchases | -401.8M | -356.2M | -400.3M | 0 | -50M | -200.1M | -250.1M | -972.9M | -1.01B | -1.21B |
| Stock Issued | 10.8M | 4.6M | 6.1M | 4.4M | 3.4M | 4M | 5.2M | 6M | 5.1M | 6.7M |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K |
| Other Financing | -37.3M | -48.7M | -57.5M | -3.5M | 91.8M | 46.5M | 73.9M | 69.8M | 49.2M | -272.7M |
| Net Change in Cash | -23M▲ 0% | 16.6M▲ 172.2% | -9.9M▼ 159.6% | 112.9M▲ 1240.4% | -122M▼ 208.1% | 44.2M▲ 136.2% | 26.8M▼ 39.4% | 16.8M▼ 37.3% | -4.6M▼ 127.4% | -45.1M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 100.4M | 77.4M | 94M | 84.1M | 197M | 75M | 119.2M | 146M | 162.8M | 158.2M |
| Cash at End | 77.4M | 94M | 84.1M | 197M | 75M | 119.2M | 146M | 162.8M | 158.2M | 192.6M |
| Free Cash Flow | 1.04B▲ 0% | 1.39B▲ 33.4% | 1.59B▲ 14.2% | 478.4M▼ 69.9% | 1.28B▲ 167.0% | 1.32B▲ 3.1% | 1.07B▼ 18.9% | 1.39B▲ 29.9% | 555.4M▼ 60.0% | 538.8M▲ 0% |
| FCF Growth % | 1.26% | 33.36% | 14.24% | -69.93% | 166.97% | 3.08% | -18.88% | 29.92% | -59.97% | -62.46% |
| FCF Margin % | 9.25% | 12.01% | 13.26% | 3.64% | 10.79% | 11.09% | 8.68% | 10.85% | 4.25% | 4.05% |
| FCF per Share | 4.59 | 6.33 | 7.58 | 2.35 | 6.23 | 6.51 | 5.4 | 7.38 | 3.21 | 3.21 |
UNM Key Ratios
Unum Group (UNM) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 87.56% | 94.59% | 88.48% | 92.67% | 89.35% | 85.26% | 86.68% | 82.4% | 92.85% | 92.54% |
| Medical Cost Ratio | 71.02% | 77.82% | 71.46% | 76.52% | 71.98% | 66.91% | 67.24% | 62.91% | 61.78% | 66.11% |
| Return on Equity (ROE) | 10.72% | 5.75% | 11.84% | 7.61% | 8.8% | 13.97% | 13.96% | 17.26% | 6.69% | 7.07% |
| Return on Assets (ROA) | 1.55% | 0.82% | 1.68% | 1.13% | 1.37% | 2.12% | 2.05% | 2.82% | 1.17% | 1.64% |
| Equity / Assets | 14.71% | 13.77% | 14.58% | 15.06% | 16.03% | 14.2% | 15.17% | 17.58% | 17.35% | - |
| Book Value / Share | 42.12 | 39.17 | 47.49 | 53.35 | 55.73 | 43.22 | 48.84 | 58.28 | 64.3 | 66.26 |
| Debt / Equity | 0.31x | 0.34x | 0.35x | 0.32x | 0.31x | 0.39x | 0.37x | 0.35x | 0.35x | 0.35x |
| Revenue Growth | 2.18% | 2.76% | 3.4% | 9.63% | -9.96% | 0.32% | 3.65% | 3.91% | 2.07% | 4.84% |
UNM SEC Filings & Documents
Unum Group (UNM) SEC filings — annual & quarterly reports (10-K, 10-Q)
UNM Frequently Asked Questions
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Growth & Financials
Unum Group (UNM) grew revenue by 2.1% over the past year. Growth has been modest.
Yes, Unum Group (UNM) is profitable, generating $781.4M in net income for fiscal year 2025 (5.7% net margin).
Dividend & Returns
Yes, Unum Group (UNM) pays a dividend with a yield of 2.19%. This makes it attractive for income-focused investors.
Unum Group (UNM) has a return on equity (ROE) of 6.7%. This is below average, suggesting room for improvement.
Industry Metrics
Unum Group (UNM) has a combined ratio of 92.8%. A ratio below 100% indicates underwriting profitability.
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