Zacks Investment Research·4h ago
UnitedHealth Group (UNH) Surpasses Market Returns: Some Facts Worth KnowingIn the closing of the recent trading day, UnitedHealth Group (UNH) stood at $371.9, denoting a +1.83% move from the preceding trading day.
UnitedHealth Group's core insurance operations are navigating a challenging medical cost environment, with the loss ratio spiking to 83.7% in 2025Q4 before improving to 67.3% in 2026Q2. The company's scale and diversified business model, evidenced by stable ex...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth has decelerated to 0.4% in 2026Q2 from double-digit rates in 2025, while the combined ratio deteriorated to 92.9% from 91.4% a year earlier, reflecting rising medical costs.
Q1 2026 MCR improved to 83.9%, down from 84.8% in Q1 2025, indicating better management of medical costs.
UnitedHealth raised its full-year 2026 EPS guidance to over $18.25, reflecting management's confidence.
Q1 2026 EPS was $7.23, exceeding expectations by 10%, with revenue at $111.7 billion.
Ongoing investigations by the DOJ into Medicare Advantage billing practices pose significant risks.
UNH anticipates losing over 3 million members in 2026, leading to the first revenue decline in a decade.
Adjusted medical care ratio rose to 88.9% in FY2025, indicating rising utilization trends and funding cuts.
Trailing total returns as of 10/3/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 16, 2026 | $6.38+29.1% vs $4.94 | $112.0B+1.1% vs $110.8B |
Q2 2026 Apr 21, 2026 | $7.23+11.9% vs $6.46 | $112.0B+2.4% vs $109.4B |
Q1 2026 Jan 27, 2026 | $2.11+0.5% vs $2.10 | $113.2B-0.5% vs $113.8B |
Q4 2025 Oct 28, 2025 | $2.92+4.3% vs $2.80 | $113.2B+0.1% vs $113.0B |
In the closing of the recent trading day, UnitedHealth Group (UNH) stood at $371.9, denoting a +1.83% move from the preceding trading day.
Treasuries pay more today, but these three healthcare dividend payers offer something Treasuries can't: growth in both the payout and the stock.
--(BUSINESS WIRE)--UnitedHealthcare today introduced its 2027 Medicare Advantage plans, designed to bring affordability, simplicity and a more connected care experience to a growing and increasingly diverse population of beneficiaries. As America's most chosen Medicare brand for 18 years in a row1, the company's Medicare portfolio continues to focus on delivering the benefits members value most while advancing new ways to make healthcare more accessible, personalized and easier to use. "Million.
In the closing of the recent trading day, UnitedHealth Group (UNH) stood at $367.08, denoting a -2.1% move from the preceding trading day.
Benchmark UNH against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for UnitedHealth Group Incorporated (UNH)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $365.20 | $331.65B | 27.60 | 11.81% | 2.69% | 11.8% | 2.38% | |
| $85.20 | $108.71B | 61.30 | 7.85% | 1.18% | 6.41% | — | |
| $381.67 | $82.77B | 15.19 | 12.62% | 2.47% | 11.2% | — | |
| $267.96 | $70.88B | 12.09 | 11.26% | 2.27% | 15.16% | — | |
| $379.52 | $45.57B | 38.57 | 10.06% | 0.88% | 6.89% | — | |
| $60.96 | $30.11B | -4.48 | 19.44% | -2.63% | -23.94% | — |
UnitedHealth Group Incorporated (UNH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
UnitedHealth Group Incorporated (UNH) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 16, 2026·SEC
Jun 5, 2026·SEC
May 11, 2026·SEC
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UnitedHealth Group Incorporated (UNH) stock FAQ — growth, dividends, profitability & financials explained
UnitedHealth Group Incorporated (UNH) grew revenue by 11.8% over the past year. This is steady growth.
Yes, UnitedHealth Group Incorporated (UNH) is profitable, generating $14.12B in net income for fiscal year 2025 (2.7% net margin).
Yes, UnitedHealth Group Incorporated (UNH) pays a dividend with a yield of 2.38%. This makes it attractive for income-focused investors.
UnitedHealth Group Incorporated (UNH) has a return on equity (ROE) of 11.8%. This is reasonable for most industries.
UnitedHealth Group Incorporated (UNH) has a combined ratio of 95.8%. A ratio below 100% indicates underwriting profitability.
