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AVBHAvidbank Holdings, Inc.
$34.40$377M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
AVBH logo

Avidbank Holdings, Inc.

AVBH
NASDAQ · Regional Banks
$34.40
At close - Nov 6, 4:00 PM EST - USD
Market Cap$377M
P/E11.0x
52W High$36.00
Volume62.11K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

11% Capital Ratio Offsets Negative NIM Volatility

Avidbank Holdings appears structurally under-earning its balance sheet, with equity-to-assets widening to 0.11 ($296.2M equity on $2.7B assets) while return on equity slipped to 2.6% in 2026Q2 and net interest margin printed -0.5%, its second negative spread quarter in ten alongside -0.6% in 2025Q3.

GrowthMixed
ProfitabilityModerate
ValuationAttractive
TechnicalsStrong
Explore valuation models
MARKET ACTION

AVBH price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

-9% Peers

P/E is 9% below peer median

03

Market leadership

RS 80 · Leader

High momentum (Outperforming 80% of market)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Jan 26

Market performance

Price History →

Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
AVBH+31.35%
S&P 500 (^GSPC)+7.63%
1-Year Return
AVBH+34.85%
S&P 500 (^GSPC)+9.69%
3-Year Return
AVBH+58.53%
S&P 500 (^GSPC)+70.21%
5-Year Return
AVBH+58.53%
S&P 500 (^GSPC)+58.18%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
11.0x
Forward P/EExpansion
10.0x
EV/EBITDA
6.3x
FCF YieldCash Flow
N/A

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
11.0x
8.5x
100th· High
EV/EBITDA
6.3x
N/A
N/A
Price/FCF
N/A
N/A
N/A
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$32M-58.7% YoY
Net income FY25
$24M+14.1% YoY
Free cash flow FY25
-
Operating margin FY25
-81%-124.5 pts YoY
ROIC (FY25)-5.5%
Avg ROIC 5Y5.6%
ROE (TTM)11.6%
Piotroski Score3 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate7/12 (58%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 26, 2026
$0.94+8.3%
vs $0.87
$30M+3.8%
vs $29M
Q3 2026
Jul 23, 2026
$0.76-8.2%
vs $0.83
$30M+3.9%
vs $29M
Q2 2026
Apr 27, 2026
$0.84+5.0%
vs $0.80
$28M-0.5%
vs $28M
Q1 2026
Jan 29, 2026
$0.65-14.5%
vs $0.76
$27M+3.1%
vs $26M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Zacks Investment Research·Oct 19, 2026
Avidbank Holdings Inc. (AVBH) Reports Next Week: Wall Street Expects Earnings Growth

Avidbank Holdings (AVBH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Accesswire·Oct 7, 2026
Avidbank Holdings, Inc. to Announce Third Quarter 2026 Earnings Results After-Market on Monday, October 26, 2026

SAN JOSE, CA / ACCESS Newswire / October 7, 2026 / Avidbank Holdings, Inc. (NASDAQ:AVBH) ("Avidbank Holdings") announced today that it will release third quarter 2026 earnings results on Monday, October 26, 2026, after the market closes. Upon release, investors may access a copy of the earnings results on the Avidbank website at www.avidbank.com under About Us, Investor Relations.

Defense World·Sep 3, 2026
BlackRock Inc. Purchases New Stake in Avidbank Holdings Inc. $AVBH

BlackRock Inc. purchased a new stake in shares of Avidbank Holdings Inc. (NASDAQ: AVBH) in the undefined quarter, according to the company in its most recent disclosure with the SEC. The firm purchased 591,284 shares of the company's stock, valued at approximately $19,530,000. BlackRock Inc. owned about 5.40% of Avidbank at the end

Accesswire·Aug 26, 2026
Avidbank Holdings, Inc. Announces Completion of $30 Million Subordinated Debt Offering

SAN JOSE, CA / ACCESS Newswire / August 26, 2026 / Avidbank Holdings, Inc. (NASDAQ:AVBH) (or the "Company"), the holding company for Avidbank (the "Bank"), today announced the closing of a $30 million private placement of fixed-to-floating rate subordinated notes. The Company plans to use the net proceeds to repurchase and/or redeem its outstanding $22 million of callable subordinated notes and for general corporate purposes.

Filtered for Avidbank Holdings, Inc.More Headlines
04

Compare before deciding

Benchmark AVBH against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Avidbank Holdings, Inc. (AVBH)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
AVBH logoAVBHAvidbank Holdings, Inc.Current
$34.40$376.86M11.00-58.69%40.61%11.6%—
BSVN logoBSVNBank7 Corp.
$58.39$555.83M13.62-1.1%44.18%15.74%1.67%
CVBF logoCVBFCVB Financial Corp.
$22.74$3.26B17.147.23%36.65%8.52%3.59%
WAFD logoWAFDWaFd, Inc.
$29.43$2.17B8.5312.22%31.45%8.5%—
BANR logoBANRBanner Corporation
$70.09$2.38B12.12-0.08%38.63%10.07%2.8%
PFBC logoPFBCPreferred Bank
$102.89$1.22B9.88-0.2%46.36%17.32%2.9%

Compare AVBH vs Peers

Avidbank Holdings, Inc. (AVBH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs BSVN

Most directly comparable listed peer for AVBH.

Scale Benchmark

vs ICE

Larger-name benchmark to compare AVBH against a more recognizable public peer.

Peer Set

Compare Top 5

vs BSVN, CVBF, WAFD, BANR

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

AVBH SEC Filings & Documents

Avidbank Holdings, Inc. (AVBH) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 3, 2026·SEC

Material company update

Jul 23, 2026·SEC

Material company update

May 21, 2026·SEC

10-K Annual Reports

1
FY 2026

Mar 18, 2026·SEC

10-Q Quarterly Reports

4
FY 2026

Aug 12, 2026·SEC

FY 2026

May 13, 2026·SEC

FY 2025

Nov 12, 2025·SEC

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AVBH Frequently Asked Questions

Avidbank Holdings, Inc. (AVBH) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Avidbank Holdings, Inc. growing?

Avidbank Holdings, Inc. (AVBH) grew revenue by 228.6% over the trailing twelve months, compared with the twelve months before.

Is AVBH profitable?

Yes. Avidbank Holdings, Inc. (AVBH) earned $33.8M in net income over the trailing twelve months (a 40.6% net margin).

Dividend & Returns
What is AVBH's return on equity?

Avidbank Holdings, Inc. (AVBH) had a return on equity (ROE) of 11.6% over the trailing twelve months. That is in line with the market's typical 10-15%.

Industry Metrics
What is Avidbank Holdings, Inc.'s net interest margin?

Avidbank Holdings, Inc. (AVBH) has a net interest margin (NIM) of 1.2%. NIM has been under pressure due to interest rate environment.

What is Avidbank Holdings, Inc.'s efficiency ratio?

Avidbank Holdings, Inc. (AVBH) has an efficiency ratio of 162.0%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in AVBH back in 2003?

Total return calculator · dividends reinvested · 23+ years of data

See returns →