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BANCBanc of California, Inc.
$17.72$2.7B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
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P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
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BANC logo

Banc of California, Inc.

BANC
NYSE · Regional Banks
$17.72
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$2.72B
P/E15.0x
52W High$21.93
Volume2M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Strategic Repositioning Pressures Near-Term Earnings Stability

Banc of California is undergoing a deliberate strategic repositioning, evidenced by a $161.8M provision and a net loss of $240.2M in Q2 2026, which has temporarily eroded profitability and capital. The bank's core net interest income remains stable at $250.5M,...

GrowthMixed
ProfitabilityStrained
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

BANC price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

6/12 Beats

EPS beat 6 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 41 · Lag

Laggard (Underperforming 59% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Oct 29

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
BANC-7.04%
S&P 500 (^GSPC)+12.39%
1-Year Return
BANC+10.12%
S&P 500 (^GSPC)+15.77%
3-Year Return
BANC+56.21%
S&P 500 (^GSPC)+70.91%
5-Year Return
BANC+5.16%
S&P 500 (^GSPC)+63.94%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
15.0x
Forward P/E
N/A
EV/EBITDA75th %ile
8.6x
FCF YieldCash Flow
8.6%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
15.0x
20.7x
0th· Low
EV/EBITDA
8.6x
8.4x
75th· Fair
Price/FCF
11.6x
13.2x
40th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$7.02-60.4%
Base (Fair)$13.10-28.5%
Bull$20.15+13.7%
$7.02 Bear$13.10 Base$20.15 Bull
Current Market Price: $17.72
Trades at a 35.3% premium to Base DCF ($13.10)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$1.11B+12.7% YoY
Net income
$229M+80.5% YoY
Free cash flow
$235M+265.0% YoY
Operating margin
18%+9.0 pts YoY
ROIC (TTM)3.9%
Avg ROIC 5Y-
ROE (TTM)6.5%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate6/12 (60%)
Revenue Beat Rate3/12 (30%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 29, 2026
-$1.61-505.4%
vs $0.40
$286M-3.3%
vs $295M
Q2 2026
Apr 22, 2026
$0.39+2.6%
vs $0.38
$287M-1.3%
vs $291M
Q1 2026
Feb 27, 2026
$0.48
vs —
$459M
vs —
Q1 2026
Jan 21, 2026
$0.42+13.5%
vs $0.37
$293M+0.6%
vs $291M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
MarketBeat·6d ago
Banc of California Bets on Short-Term Pain

After spending the past few years absorbing the larger and more troubled PacWest, Bank of California is still cleaning its books. This summer, the bank delivered another jolt to investors, this time one it chose rather than one that was forced on it.

Seeking Alpha·Sep 15, 2026
Banc of California, Inc. (BANC) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

Banc of California, Inc. (BANC) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

Defense World·Sep 11, 2026
Banc of California, Inc. $BANC Shares Bought by Hsbc Holdings PLC

Hsbc Holdings PLC increased its position in Banc of California, Inc. (NYSE: BANC) by 118.4% during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission. The firm owned 224,746 shares of the bank's stock after buying an additional 121,826 shares during the quarter. Hsbc Holdings PLC owned

Business Wire·Sep 2, 2026
Banc of California, Inc. to Participate in the Barclays 24th Annual Global Financial Services Conference

LOS ANGELES--(BUSINESS WIRE)--Banc of California, Inc. (NYSE: BANC) announced today that Jared Wolff, Chairman and Chief Executive Officer, will meet with investors at the Barclays 24th Annual Global Financial Services Conference in New York, New York on September 14–16, 2026.In addition to meeting with investors, Mr. Wolff will participate in a fireside chat on September 15th at 2:00 p.m. Eastern Time. The live audio webcast and replay of the fireside chat will be available on Banc of Californi.

Filtered for Banc of California, Inc.More Headlines
04

Compare before deciding

Benchmark BANC against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Banc of California, Inc. (BANC)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
BANC logoBANCBanc of California, Inc.Current
$17.72$2.72B15.0212.72%12.65%6.5%2.25%
WAL logoWALWestern Alliance Bancorporation
$75.60$8.25B8.6611.43%19.29%12.51%—
EWBC logoEWBCEast West Bancorp, Inc.
$124.49$17.05B13.0814.85%46.38%16.19%—
CVBF logoCVBFCVB Financial Corp.
$22.01$3.16B14.487.23%29.31%8.22%—
BOKF logoBOKFBOK Financial Corporation
$130.58$7.93B14.229.59%18.3%10.31%—
ZION logoZIONZions Bancorporation, National Association
$62.65$9.14B10.428.21%19.52%13.77%—

Compare BANC vs Peers

Banc of California, Inc. (BANC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WAL

Most directly comparable listed peer for BANC.

Scale Benchmark

vs ICE

Larger-name benchmark to compare BANC against a more recognizable public peer.

Peer Set

Compare Top 5

vs WAL, EWBC, CVBF, BOKF

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

BANC SEC Filings & Documents

Banc of California, Inc. (BANC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 29, 2026·SEC

Material company update

May 8, 2026·SEC

Material company update

Apr 22, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Mar 3, 2025·SEC

FY 2024

Feb 29, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 7, 2026·SEC

FY 2026

May 8, 2026·SEC

FY 2025

Nov 10, 2025·SEC

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BANC Frequently Asked Questions

Banc of California, Inc. (BANC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Banc of California, Inc. growing?

Banc of California, Inc. (BANC) grew revenue by 12.7% over the past year. This is steady growth.

Is BANC profitable?

Banc of California, Inc. (BANC) reported a net loss of $21.3M for fiscal year 2025.

Dividend & Returns
Does BANC pay dividends?

Yes, Banc of California, Inc. (BANC) pays a dividend with a yield of 2.25%. This makes it attractive for income-focused investors.

What is BANC's return on equity?

Banc of California, Inc. (BANC) has a return on equity (ROE) of 6.5%. This is below average, suggesting room for improvement.

Industry Metrics
What is Banc of California, Inc.'s net interest margin?

Banc of California, Inc. (BANC) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.

What is Banc of California, Inc.'s efficiency ratio?

Banc of California, Inc. (BANC) has an efficiency ratio of 40.7%. This is excellent, indicating strong cost control.

What if you invested $1,000 in BANC back in 2001?

Total return calculator · dividends reinvested · 25+ years of data

See returns →