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BANCBanc of California, Inc.
$17.98$2.8B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
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BANC logo

Banc of California, Inc.

BANC
NYSE · Regional Banks
$17.98
At close - Nov 6, 4:00 PM EST - USD
Market Cap$2.76B
P/E-367.7x
52W High$21.93
Volume1.43M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Strategic Repositioning Pressures Near-Term Earnings Stability

Banc of California is undergoing a deliberate strategic repositioning, evidenced by a $161.8M provision and a net loss of $240.2M in Q2 2026, which has temporarily eroded profitability and capital.

GrowthMixed
ProfitabilityStrained
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

BANC price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

-2991% Peers

P/E is 2991% below peer median

03

Market leadership

RS 54 · Avg

Average momentum (RS Rating: 54)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Jan 27

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
BANC-5.71%
S&P 500 (^GSPC)+7.63%
1-Year Return
BANC+7.84%
S&P 500 (^GSPC)+9.69%
3-Year Return
BANC+56.04%
S&P 500 (^GSPC)+68.94%
5-Year Return
BANC-8.40%
S&P 500 (^GSPC)+56.94%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
-367.7x
Forward P/E
N/A
EV/EBITDA100th %ile
15.5x
FCF YieldCash Flow
13.1%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
-367.7x
20.7x
0th· Low
EV/EBITDA
15.5x
8.4x
100th· High
Price/FCF
7.6x
13.2x
40th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$7.68-57.3%
Base (Fair)$14.50-19.4%
Bull$22.62+25.8%
$7.68 Bear$14.50 Base$22.62 Bull
Current Market Price: $17.98
Trades at a 24.0% premium to Base DCF ($14.50)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$1.11B+12.7% YoY
Net income FY25
$229M+80.5% YoY
Free cash flow FY25
$235M+265.0% YoY
Operating margin FY25
29.3%+12.2 pts YoY
ROIC (FY25)3.9%
Avg ROIC 5Y5.2%
ROE (TTM)-0.2%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate4/12 (33%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 27, 2026
$0.46+2.2%
vs $0.45
$304M-0.8%
vs $306M
Q3 2026
Jul 29, 2026
-$1.61-505.4%
vs $0.40
$286M-3.3%
vs $295M
Q2 2026
Apr 22, 2026
$0.39+2.6%
vs $0.38
$287M-1.3%
vs $291M
Q1 2026
Jan 21, 2026
$0.42+13.5%
vs $0.37
$293M+0.6%
vs $291M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Business Wire·Oct 20, 2026
Banc of California Launches Private Banking

LOS ANGELES--(BUSINESS WIRE)--Banc of California launches Private Banking to deliver personalized service and tailored financial solutions for high-net-worth clients.

Zacks Investment Research·Oct 20, 2026
Banc of California (BANC) Reports Next Week: Wall Street Expects Earnings Growth

Banc of California (BANC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research·Oct 5, 2026
Why Banc of California (BANC) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Banc of California (BANC) have what it takes?

Business Wire·Oct 2, 2026
Banc of California Announces Schedule of Third Quarter 2026 Earnings Release and Conference Call

LOS ANGELES--(BUSINESS WIRE)--Banc of California, Inc. (the “Company”) (NYSE: BANC) today announced it will release financial results for the third quarter ended September 30, 2026 after market close on Tuesday, October 27, 2026. The Company will host a conference call to discuss these financial results the following day on Wednesday, October 28, 2026, at 8:30 a.m. Pacific Time (PT).Interested parties are welcome to attend the conference call by dialing (888) 317-6003 and referencing event code.

Filtered for Banc of California, Inc.More Headlines
04

Compare before deciding

Benchmark BANC against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Banc of California, Inc. (BANC)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
BANC logoBANCBanc of California, Inc.Current
$17.98$2.76B-367.6912.72%-0.69%-0.23%2.22%
WAL logoWALWestern Alliance Bancorporation
$75.55$8.25B8.0911.43%29.26%12.61%2.23%
EWBC logoEWBCEast West Bancorp, Inc.
$128.84$17.65B12.2212.86%46.77%16.14%1.86%
CVBF logoCVBFCVB Financial Corp.
$22.74$3.26B17.147.23%36.65%8.52%3.59%
BOKF logoBOKFBOK Financial Corporation
$129.48$7.87B11.629.59%29.56%11.21%1.87%
ZION logoZIONZions Bancorporation, National Association
$64.76$9.45B7.758.21%32.23%16.25%2.76%

Compare BANC vs Peers

Banc of California, Inc. (BANC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WAL

Most directly comparable listed peer for BANC.

Scale Benchmark

vs ICE

Larger-name benchmark to compare BANC against a more recognizable public peer.

Peer Set

Compare Top 5

vs WAL, EWBC, CVBF, BOKF

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

BANC SEC Filings & Documents

Banc of California, Inc. (BANC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 29, 2026·SEC

Material company update

May 8, 2026·SEC

Material company update

Apr 22, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Mar 3, 2025·SEC

FY 2024

Feb 29, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 7, 2026·SEC

FY 2026

May 8, 2026·SEC

FY 2025

Nov 10, 2025·SEC

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BANC Frequently Asked Questions

Banc of California, Inc. (BANC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Banc of California, Inc. growing?

Banc of California, Inc. (BANC) grew revenue by 5.2% over the trailing twelve months, compared with the twelve months before.

Is BANC profitable?

No. Banc of California, Inc. (BANC) reported a net loss of $7.8M over the trailing twelve months.

Dividend & Returns
Does BANC pay dividends?

Yes. Banc of California, Inc. (BANC) pays a dividend that yields 2.22% at the current price, a moderate yield.

What is BANC's return on equity?

Banc of California, Inc. (BANC) had a return on equity (ROE) of -0.2% over the trailing twelve months. A negative ROE means the company lost money over the period.

Industry Metrics
What is Banc of California, Inc.'s net interest margin?

Banc of California, Inc. (BANC) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.

What is Banc of California, Inc.'s efficiency ratio?

Banc of California, Inc. (BANC) has an efficiency ratio of 66.3%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in BANC back in 2001?

Total return calculator · dividends reinvested · 25+ years of data

See returns →