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Apr 14, 2026·SEC
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Bank7 Corp.(BSVN)Earnings, Financials & Key Ratios
BSVN•NASDAQ•Banking & Credit
10.2× P/E·Price updated Jun 17, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutBank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit services, including commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising secured and unsecured term loans, and home improvement loans. As of March 8, 2022, it operated through a network of twelve full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp.Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.Show more
- Net Interest Income$88M+1.9%
- Total Revenue$137M-3.9%
- Net Income$43M-5.8%
- Return on Equity18.56%-22.1%
- Net Interest Margin4.48%-9.7%
- Efficiency Ratio28.86%+11.1%
- ROA2.33%-10.6%
- Equity / Assets12.78%+4.3%
- Book Value per Share26.22+16.2%
BSVN Key Insights
Bank7 Corp. (BSVN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 20.1%
- ✓Strong 5Y profit CAGR of 17.5%
- ✓Strong NIM of 4.5%
- ✓Efficient operations: 28.9% efficiency ratio
- ✓Well capitalized: 12.8% equity/assets
- ✓Healthy dividend yield of 2.1%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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BSVN Price & Volume
Bank7 Corp. (BSVN) stock price & volume — 10-year historical chart
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BSVN Growth Metrics
Bank7 Corp. (BSVN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years20.08%
3 Years18.89%
TTM-
Profit CAGR
10 Years-
5 Years17.46%
3 Years13.27%
TTM-5.75%
EPS CAGR
10 Years-
5 Years17.03%
3 Years11.8%
TTM-7.23%
Return on Capital
10 Years24.54%
5 Years22.69%
3 Years19.36%
Last Year5.19%
BSVN Recent Earnings
Bank7 Corp. (BSVN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (91%)●Beat Revenue 9/12 qtrs (90%)
Q2 2026Latest
Apr 14, 2026Metric
Actual
Est
EPS
$1.25+23.8%
$1.01
Rev
$26M+11.0%
$24M
Q2 2026
Mar 16, 2026Metric
Actual
Est
EPS
$1.12
—
Rev
$35M
—
Q1 2026
Jan 22, 2026Metric
Actual
Est
EPS
$1.12+6.7%
$1.05
Rev
$24M+0.4%
$24M
Q1 2026
Jan 15, 2026Metric
Actual
Est
EPS
$1.12+8.7%
$1.03
Rev
$25M+5.0%
$24M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 14, 2026 | $1.25vs $1.01+23.8% | $26Mvs $24M+11.0% |
| Q2 2026 | Mar 16, 2026 | $1.12 | $35M |
| Q1 2026 | Jan 22, 2026 | $1.12vs $1.05+6.7% | $24Mvs $24M+0.4% |
| Q1 2026 | Jan 15, 2026 | $1.12vs $1.03+8.7% | $25Mvs $24M+5.0% |
Based on last 12 quarters of dataView full earnings history →
BSVN Peer Comparison
Bank7 Corp. (BSVN) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FFIN | 4.67B | 32.57 | 18.40 | 11.71% | 30.71% | 14.16% | 0.01 | |
 BOKF | 7.95B | 130.84 | 14.25 | -1.07% | 17.38% | 9.79% | 0.78 | |
 SFNC | 3.15B | 21.71 | -7.36 | -56.66% | -64.33% | -11.48% | 0.19 | |
 IBCP | 705.48M | 34.27 | 10.48 | -0.3% | 22.12% | 14.2% | 0.23 | |
 CADE | 7.85B | 42.11 | 15.20 | 32.37% | 18.65% | 9.11% | 0.01 | |
 HOMB | 5.43B | 27.46 | 11.39 | -5.35% | 34.59% | 11.43% | 0.22 | |
 SBSI | 986M | 33.15 | 14.48 | -8.12% | 15.77% | 8.49% | 0.87 | |
 TCBI | 4.39B | 99.31 | 14.60 | 13.54% | 18.34% | 9.93% | 0.26 |
Compare BSVN vs Peers
Bank7 Corp. (BSVN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BSVN Income Statement
Bank7 Corp. (BSVN) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 38.13M | 39.63M | 42.19M | 47.16M | 53.24M | 69.43M | 82.55M | 86.19M | 87.87M |
NII Growth % | 27.74% | 3.93% | 6.46% | 11.77% | 12.88% | 30.41% | 18.9% | 4.42% | 1.95% |
Net Interest Margin % | 5.42% | 5.14% | 4.87% | 4.64% | 3.94% | 4.38% | 4.66% | 4.95% | 4.48% |
Interest Income | 42.87M | 46.8M | 51.71M | 53.31M | 56.29M | 78.75M | 121.54M | 131.54M | 128.76M |
Interest Expense | 4.74M | 7.17M | 9.52M | 6.15M | 3.05M | 9.32M | 39M | 45.34M | 40.88M |
Loan Loss Provision | 1.25M | 200K | 0 | 5.35M | 4.17M | 4.47M | 21.14M | 0 | 0 |
Non-Interest Income | 1.44M | 1.33M | 1.31M | 1.67M | 2.25M | 2.94M | 9.24M | 11.25M | 8.5M |
Non-Interest Income % | 3.24% | 2.77% | 2.47% | 3.03% | 3.84% | 3.6% | 7.07% | 7.88% | 6.19% |
Total Revenue | 44.3M▲ 0% | 48.13M▲ 8.6% | 53.02M▲ 10.2% | 54.98M▲ 3.7% | 58.54M▲ 6.5% | 81.69M▲ 39.5% | 130.79M▲ 60.1% | 142.79M▲ 9.2% | 137.26M▼ 3.9% |
Revenue Growth % | 27.33% | 8.64% | 10.15% | 3.7% | 6.48% | 39.54% | 60.1% | 9.18% | -3.87% |
Non-Interest Expense | 14.53M | 14.96M | 28.43M | 17.59M | 20.4M | 28.64M | 33.42M | 37.09M | 39.61M |
Efficiency Ratio | 32.8% | 31.09% | 53.63% | 32% | 34.84% | 35.06% | 25.55% | 25.98% | 28.86% |
Operating Income | 23.79M▲ 0% | 25.8M▲ 8.4% | 15.04M▼ 41.7% | 25.88M▲ 72.0% | 30.91M▲ 19.4% | 39.26M▲ 27.0% | 37.22M▼ 5.2% | 60.35M▲ 62.1% | 56.77M▼ 5.9% |
Operating Margin % | 53.69% | 53.6% | 28.38% | 47.08% | 52.81% | 48.06% | 28.46% | 42.27% | 41.36% |
Operating Income Growth % | 41.46% | 8.44% | -41.68% | 72.04% | 19.43% | 26.99% | -5.18% | 62.14% | -5.95% |
Pretax Income | 23.79M▲ 0% | 25.8M▲ 8.4% | 15.04M▼ 41.7% | 25.88M▲ 72.0% | 30.91M▲ 19.4% | 39.26M▲ 27.0% | 37.22M▼ 5.2% | 60.35M▲ 62.1% | 56.77M▼ 5.9% |
Pretax Margin % | 53.69% | 53.6% | 28.38% | 47.08% | 52.81% | 48.06% | 28.46% | 42.27% | 41.36% |
Income Tax | 0 | 797K | 6.84M | 6.62M | 7.75M | 9.62M | 8.95M | 14.66M | 13.7M |
Effective Tax Rate % | 0% | 3.09% | 45.49% | 25.57% | 25.09% | 24.5% | 24.04% | 24.28% | 24.13% |
Net Income | 23.79M▲ 0% | 25M▲ 5.1% | 8.2M▼ 67.2% | 19.27M▲ 134.9% | 23.16M▲ 20.2% | 29.64M▲ 28.0% | 28.27M▼ 4.6% | 45.7M▲ 61.6% | 43.07M▼ 5.8% |
Net Margin % | 53.69% | 51.94% | 15.47% | 35.04% | 39.56% | 36.28% | 21.62% | 32% | 31.38% |
Net Income Growth % | 41.46% | 5.09% | -67.2% | 134.92% | 20.21% | 27.98% | -4.6% | 61.62% | -5.75% |
Net Income (Continuing) | 23.79M | 25M | 8.22M | 19.27M | 23.16M | 29.64M | 28.27M | 45.7M | 43.07M |
EPS (Diluted) | 2.34▲ 0% | 3.03▲ 29.5% | 0.81▼ 73.3% | 2.05▲ 153.1% | 2.55▲ 24.4% | 3.22▲ 26.3% | 3.05▼ 5.3% | 4.84▲ 58.7% | 4.50▼ 7.0% |
EPS Growth % | 41.82% | 29.49% | -73.27% | 153.09% | 24.39% | 26.27% | -5.28% | 58.69% | -7.02% |
EPS (Basic) | 2.34 | 3.08 | 0.81 | 2.05 | 2.56 | 3.26 | 3.09 | 4.92 | 4.56 |
Diluted Shares Outstanding | 10.19M | 8.24M | 10.15M | 9.38M | 9.09M | 9.21M | 9.26M | 9.45M | 9.57M |
BSVN Balance Sheet
Bank7 Corp. (BSVN) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 130.22M | 159.85M | 147.28M | 170.31M | 283.4M | 287.75M | 338.41M | 273.14M | 255.09M |
Cash & Due from Banks | 130.22M | 159.85M | 147.28M | 170.31M | 198.6M | 114.59M | 198.72M | 240.91M | 244.63M |
Short Term Investments | 0 | 0 | 0 | 0 | 84.81M | 173.16M | 139.69M | 32.22M | 10.46M |
Total Investments | 556.78M | 593.64M | 701.59M | 828.47M | 1.1B | 1.43B | 1.48B | 1.41B | 65.64M |
Investments Growth % | 12.07% | 6.62% | 18.18% | 18.08% | 33.33% | 29.47% | 3.69% | -4.71% | -95.35% |
Long-Term Investments | 556.78M | 593.64M | 701.59M | 828.47M | 1.02B | 1.26B | 1.34B | 1.38B | 55.18M |
Accounts Receivables | 4.68M | 7.16M | 6.12M | 7.15M | 10.52M | 16.44M | 0 | 0 | 0 |
Goodwill & Intangibles | 2.2M | 2M | 1.79M | 1.58M | 10.12M | 9.94M | 9.49M | 9.34M | 11.96M |
Goodwill | 1.01M | 1.01M | 1.01M | 1.01M | 8.48M | 8.6M | 8.46M | 8.46M | 11.21M |
Intangible Assets | 1.19M | 984K | 778K | 572K | 1.64M | 1.34M | 1.03M | 878K | 752K |
PP&E (Net) | 9.6M | 7.75M | 9.62M | 9.15M | 17.26M | 13.11M | 14.94M | 18.14M | 21.88M |
Other Assets | 100K | 110K | 0 | 0 | 9.49M | 0 | 65.68M | 58.45M | -55.18M |
Total Current Assets | 134.91M | 167.01M | 153.39M | 177.47M | 293.93M | 304.19M | 338.41M | 273.14M | 298.65M |
Total Non-Current Assets | 568.69M | 603.5M | 713M | 839.2M | 1.06B | 1.28B | 1.43B | 1.47B | 33.84M |
Total Assets | 703.59M▲ 0% | 770.51M▲ 9.5% | 866.39M▲ 12.4% | 1.02B▲ 17.3% | 1.35B▲ 32.8% | 1.58B▲ 17.3% | 1.77B▲ 11.8% | 1.74B▼ 1.8% | 1.96B▲ 12.9% |
Asset Growth % | 14.63% | 9.51% | 12.44% | 17.35% | 32.84% | 17.3% | 11.84% | -1.8% | 12.87% |
Return on Assets (ROA) | 3.61% | 3.39% | 1% | 2.05% | 1.96% | 2.02% | 1.69% | 2.6% | 2.33% |
Accounts Payable | 2.99M | 4.23M | 8.43M | 3.84M | 5.67M | 9.71M | 0 | 0 | 0 |
Total Debt | 5.6M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Debt | -124.62M | -159.85M | -147.28M | -170.31M | -198.6M | -114.59M | -198.72M | -240.91M | -244.63M |
Long-Term Debt | 5.6M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 0 | 4.23M | 8.43M | 0 | 0 | -1.05M | 9.65M | 11.12M | 1.71B |
Total Current Liabilities | 628.82M | 677.82M | 757.84M | 909.35M | 1.22B | 1.44B | 1.59B | 1.52B | 594K |
Total Non-Current Liabilities | 5.6M | 4.23M | 8.43M | 0 | 0 | -1.05M | 9.65M | 11.12M | 1.71B |
Total Liabilities | 634.42M | 682.04M | 766.27M | 909.35M | 1.22B | 1.44B | 1.6B | 1.53B | 1.71B |
Total Equity | 69.18M▲ 0% | 88.47M▲ 27.9% | 100.13M▲ 13.2% | 107.32M▲ 7.2% | 127.41M▲ 18.7% | 144.1M▲ 13.1% | 170.33M▲ 18.2% | 213.21M▲ 25.2% | 251M▲ 17.7% |
Equity Growth % | 25.46% | 27.89% | 13.18% | 7.18% | 18.72% | 13.1% | 18.2% | 25.18% | 17.72% |
Equity / Assets (Capital Ratio) | 9.83% | 11.48% | 11.56% | 10.56% | 9.43% | 9.1% | 9.61% | 12.25% | 12.78% |
Return on Equity (ROE) | 38.27% | 31.72% | 8.7% | 18.57% | 19.73% | 21.83% | 17.99% | 23.83% | 18.56% |
Book Value per Share | 6.79 | 10.74 | 9.87 | 11.44 | 14.01 | 15.65 | 18.39 | 22.57 | 26.22 |
Tangible BV per Share | 6.57 | 10.50 | 9.69 | 11.27 | 12.90 | 14.57 | 17.36 | 21.58 | 24.97 |
Common Stock | 73K | 102K | 101K | 90K | 91K | 91K | 92K | 94K | 95K |
Additional Paid-in Capital | 6.99M | 80.28M | 92.39M | 93.16M | 94.02M | 95.26M | 97.42M | 101.81M | 103.74M |
Retained Earnings | 62.12M | 8.09M | 7.61M | 14.07M | 33.15M | 58.05M | 78.96M | 116.28M | 149.71M |
Accumulated OCI | 0 | 0 | 0 | 0 | 144K | -9.3M | -6.14M | -4.97M | -2.55M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
BSVN Cash Flow Statement
Bank7 Corp. (BSVN) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 25.88M | 27M | 19.18M | 25.23M | 30.13M | 39.71M | 49.13M | 55.05M | 46.14M |
Operating CF Growth % | 33.68% | 4.34% | -28.97% | 31.57% | 19.41% | 31.8% | 23.7% | 12.05% | -16.19% |
Net Income | 23.79M | 25M | 8.22M | 19.27M | 23.16M | 29.64M | 28.27M | 45.7M | 43.07M |
Depreciation & Amortization | 1.09M | 1.1M | 849K | 1.09M | 1.03M | 1.41M | 1.3M | 1.06M | 1.32M |
Deferred Taxes | 0 | -1.07M | -20K | -875K | 235K | -1.42M | -1.26M | -144K | -344K |
Other Non-Cash Items | 1.11M | 69K | -666K | 6.05M | 4.06M | 5.85M | 20.75M | -162K | -1.37M |
Working Capital Changes | -107K | 1.75M | -1.32M | -1.07M | 604K | 2.86M | -2.1M | 6.13M | 400K |
Cash from Investing | -65.79M | -37.57M | -108.07M | -119.61M | -43.49M | -342.77M | -130.86M | 80.16M | -210.59M |
Purchase of Investments | -6K | -6K | -45K | -72K | -30K | -133.06M | -74K | -83.88M | -40K |
Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 1.46M | 31.56M | 7.42M | 195.69M | 9.08M |
Net Investment Activity | -6K | -6K | -45K | -72K | 1.43M | -101.5M | 7.35M | 111.81M | 9.04M |
Acquisitions | 0 | 0 | 0 | 0 | 20.43M | 0 | -16.48M | 0 | -2.75M |
Other Investing | -61.82M | -37.19M | -104.92M | -119.1M | -64.76M | -240.97M | -118.89M | -27.46M | -216.88M |
Cash from Financing | 65.73M | 38.61M | 77.93M | 131.15M | 64.31M | 207.32M | 153.66M | -82.05M | 174.89M |
Dividends Paid | -9.75M | -56.16M | -1.01M | -7.8M | -3.98M | -4.37M | -6.32M | -8.06M | -9.34M |
Share Repurchases | 0 | 0 | -2.65M | -9.08M | 0 | 0 | 0 | -666K | -1.28M |
Stock Issued | 0 | 50.15M | 0 | 0 | 1K | 0 | 1K | 2.59M | 146K |
Net Stock Activity | 0 | 50.15M | -2.65M | -9.08M | 1K | 0 | 1K | 1.93M | -1.13M |
Debt Issuance (Net) | -800K | -1000K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Financing | 76.28M | 50.21M | 81.58M | 148.03M | 68.29M | 211.68M | 159.98M | -75.92M | 185.36M |
Net Change in Cash | 25.81M▲ 0% | 28.04M▲ 8.6% | -10.96M▼ 139.1% | 36.77M▲ 435.5% | 50.95M▲ 38.6% | -95.74M▼ 287.9% | 71.93M▲ 175.1% | 53.15M▼ 26.1% | 10.44M▼ 80.4% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 74.24M | 100.05M | 128.09M | 117.13M | 153.9M | 204.85M | 109.11M | 181.04M | 234.2M |
Cash at End | 100.05M | 128.09M | 117.13M | 153.9M | 204.85M | 109.11M | 181.04M | 234.2M | 244.63M |
Interest Paid | 0 | 0 | 9.34M | 6.5M | 3.22M | 9.1M | 37.94M | 45.56M | 40.95M |
Income Taxes Paid | 0 | 0 | 6.78M | 7.73M | 7.51M | 9.98M | 10.8M | 15.06M | 13.71M |
Free Cash Flow | 21.91M▲ 0% | 26.62M▲ 21.5% | 16.08M▼ 39.6% | 24.8M▲ 54.2% | 29.53M▲ 19.1% | 39.42M▲ 33.5% | 46.29M▲ 17.4% | 50.85M▲ 9.8% | 41.4M▼ 18.6% |
FCF Growth % | 28.58% | 21.52% | -39.6% | 54.21% | 19.1% | 33.47% | 17.43% | 9.85% | -18.59% |
BSVN Banking Ratios
Bank7 Corp. (BSVN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 30.5% | 38.27% | 31.72% | 8.7% | 18.57% | 19.73% | 21.83% | 17.99% | 23.83% | 18.56% |
Return on Assets (ROA) | 2.74% | 3.61% | 3.39% | 1% | 2.05% | 1.96% | 2.02% | 1.69% | 2.6% | 2.33% |
Net Interest Margin | 4.86% | 5.42% | 5.14% | 4.87% | 4.64% | 3.94% | 4.38% | 4.66% | 4.95% | 4.48% |
Efficiency Ratio | 37.71% | 32.8% | 31.09% | 53.63% | 32% | 34.84% | 35.06% | 25.55% | 25.98% | 28.86% |
Equity / Assets | 8.98% | 9.83% | 11.48% | 11.56% | 10.56% | 9.43% | 9.1% | 9.61% | 12.25% | 12.78% |
Book Value / Share | 5.41 | 6.79 | 10.74 | 9.87 | 11.44 | 14.01 | 15.65 | 18.39 | 22.57 | 26.22 |
NII Growth | - | 27.74% | 3.93% | 6.46% | 11.77% | 12.88% | 30.41% | 18.9% | 4.42% | 1.95% |
Dividend Payout | 41.59% | 40.98% | 224.62% | 12.27% | 40.5% | 17.19% | 14.73% | 22.36% | 17.63% | 21.69% |
Related:BSVN Dividend History·BSVN Revenue History·BSVN Price History·BSVN P/E History·BSVN Financial Ratios·BSVN Institutional Holders
BSVN SEC Filings & Documents
Bank7 Corp. (BSVN) SEC filings — annual & quarterly reports (10-K, 10-Q)
BSVN Frequently Asked Questions
Bank7 Corp. (BSVN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Bank7 Corp. (BSVN) saw revenue decline by 3.9% over the past year.
Yes, Bank7 Corp. (BSVN) is profitable, generating $43.1M in net income for fiscal year 2025 (31.4% net margin).
Dividend & Returns
Yes, Bank7 Corp. (BSVN) pays a dividend with a yield of 2.14%. This makes it attractive for income-focused investors.
Bank7 Corp. (BSVN) has a return on equity (ROE) of 18.6%. This is reasonable for most industries.
Industry Metrics
Bank7 Corp. (BSVN) has a net interest margin (NIM) of 4.5%. This indicates healthy earnings from lending activities.
Bank7 Corp. (BSVN) has an efficiency ratio of 28.9%. This is excellent, indicating strong cost control.