8-K Announcements
6Apr 14, 2026·SEC
Jan 15, 2026·SEC
Oct 15, 2025·SEC
Bank7 Corp. (BSVN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Bank7 Corp. (BSVN) stock price & volume — 10-year historical chart
Bank7 Corp. (BSVN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Bank7 Corp. (BSVN) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 14, 2026 | $1.25vs $1.01+23.8% | $26Mvs $24M+11.0% |
| Q2 2026 | Mar 16, 2026 | $1.12 | $35M |
| Q1 2026 | Jan 22, 2026 | $1.12vs $1.05+6.7% | $24Mvs $24M+0.4% |
| Q1 2026 | Jan 15, 2026 | $1.12vs $1.03+8.7% | $25Mvs $24M+5.0% |
Bank7 Corp. (BSVN) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
Bank7 Corp. (BSVN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Bank7 Corp. (BSVN) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 38.13M | 39.63M | 42.19M | 47.16M | 53.24M | 69.43M | 82.55M | 86.19M | 87.87M |
| NII Growth % | 27.74% | 3.93% | 6.46% | 11.77% | 12.88% | 30.41% | 18.9% | 4.42% | 1.95% |
| Net Interest Margin % | 5.42% | 5.14% | 4.87% | 4.64% | 3.94% | 4.38% | 4.66% | 4.95% | 4.48% |
| Interest Income | 42.87M | 46.8M | 51.71M | 53.31M | 56.29M | 78.75M | 121.54M | 131.54M | 128.76M |
| Interest Expense | 4.74M | 7.17M | 9.52M | 6.15M | 3.05M | 9.32M | 39M | 45.34M | 40.88M |
| Loan Loss Provision | 1.25M | 200K | 0 | 5.35M | 4.17M | 4.47M | 21.14M | 0 | 0 |
| Non-Interest Income | 1.44M | 1.33M | 1.31M | 1.67M | 2.25M | 2.94M | 9.24M | 11.25M | 8.5M |
| Non-Interest Income % | 3.24% | 2.77% | 2.47% | 3.03% | 3.84% | 3.6% | 7.07% | 7.88% | 6.19% |
| Total Revenue | 44.3M▲ 0% | 48.13M▲ 8.6% | 53.02M▲ 10.2% | 54.98M▲ 3.7% | 58.54M▲ 6.5% | 81.69M▲ 39.5% | 130.79M▲ 60.1% | 142.79M▲ 9.2% | 137.26M▼ 3.9% |
| Revenue Growth % | 27.33% | 8.64% | 10.15% | 3.7% | 6.48% | 39.54% | 60.1% | 9.18% | -3.87% |
| Non-Interest Expense | 14.53M | 14.96M | 28.43M | 17.59M | 20.4M | 28.64M | 33.42M | 37.09M | 39.61M |
| Efficiency Ratio | 32.8% | 31.09% | 53.63% | 32% | 34.84% | 35.06% | 25.55% | 25.98% | 28.86% |
| Operating Income | 23.79M▲ 0% | 25.8M▲ 8.4% | 15.04M▼ 41.7% | 25.88M▲ 72.0% | 30.91M▲ 19.4% | 39.26M▲ 27.0% | 37.22M▼ 5.2% | 60.35M▲ 62.1% | 56.77M▼ 5.9% |
| Operating Margin % | 53.69% | 53.6% | 28.38% | 47.08% | 52.81% | 48.06% | 28.46% | 42.27% | 41.36% |
| Operating Income Growth % | 41.46% | 8.44% | -41.68% | 72.04% | 19.43% | 26.99% | -5.18% | 62.14% | -5.95% |
| Pretax Income | 23.79M▲ 0% | 25.8M▲ 8.4% | 15.04M▼ 41.7% | 25.88M▲ 72.0% | 30.91M▲ 19.4% | 39.26M▲ 27.0% | 37.22M▼ 5.2% | 60.35M▲ 62.1% | 56.77M▼ 5.9% |
| Pretax Margin % | 53.69% | 53.6% | 28.38% | 47.08% | 52.81% | 48.06% | 28.46% | 42.27% | 41.36% |
| Income Tax | 0 | 797K | 6.84M | 6.62M | 7.75M | 9.62M | 8.95M | 14.66M | 13.7M |
| Effective Tax Rate % | 0% | 3.09% | 45.49% | 25.57% | 25.09% | 24.5% | 24.04% | 24.28% | 24.13% |
| Net Income | 23.79M▲ 0% | 25M▲ 5.1% | 8.2M▼ 67.2% | 19.27M▲ 134.9% | 23.16M▲ 20.2% | 29.64M▲ 28.0% | 28.27M▼ 4.6% | 45.7M▲ 61.6% | 43.07M▼ 5.8% |
| Net Margin % | 53.69% | 51.94% | 15.47% | 35.04% | 39.56% | 36.28% | 21.62% | 32% | 31.38% |
| Net Income Growth % | 41.46% | 5.09% | -67.2% | 134.92% | 20.21% | 27.98% | -4.6% | 61.62% | -5.75% |
| Net Income (Continuing) | 23.79M | 25M | 8.22M | 19.27M | 23.16M | 29.64M | 28.27M | 45.7M | 43.07M |
| EPS (Diluted) | 2.34▲ 0% | 3.03▲ 29.5% | 0.81▼ 73.3% | 2.05▲ 153.1% | 2.55▲ 24.4% | 3.22▲ 26.3% | 3.05▼ 5.3% | 4.84▲ 58.7% | 4.50▼ 7.0% |
| EPS Growth % | 41.82% | 29.49% | -73.27% | 153.09% | 24.39% | 26.27% | -5.28% | 58.69% | -7.02% |
| EPS (Basic) | 2.34 | 3.08 | 0.81 | 2.05 | 2.56 | 3.26 | 3.09 | 4.92 | 4.56 |
| Diluted Shares Outstanding | 10.19M | 8.24M | 10.15M | 9.38M | 9.09M | 9.21M | 9.26M | 9.45M | 9.57M |
Bank7 Corp. (BSVN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 130.22M | 159.85M | 147.28M | 170.31M | 283.4M | 287.75M | 338.41M | 273.14M | 255.09M |
| Cash & Due from Banks | 130.22M | 159.85M | 147.28M | 170.31M | 198.6M | 114.59M | 198.72M | 240.91M | 244.63M |
| Short Term Investments | 0 | 0 | 0 | 0 | 84.81M | 173.16M | 139.69M | 32.22M | 10.46M |
| Total Investments | 556.78M | 593.64M | 701.59M | 828.47M | 1.1B | 1.43B | 1.48B | 1.41B | 65.64M |
| Investments Growth % | 12.07% | 6.62% | 18.18% | 18.08% | 33.33% | 29.47% | 3.69% | -4.71% | -95.35% |
| Long-Term Investments | 556.78M | 593.64M | 701.59M | 828.47M | 1.02B | 1.26B | 1.34B | 1.38B | 55.18M |
| Accounts Receivables | 4.68M | 7.16M | 6.12M | 7.15M | 10.52M | 16.44M | 0 | 0 | 0 |
| Goodwill & Intangibles | 2.2M | 2M | 1.79M | 1.58M | 10.12M | 9.94M | 9.49M | 9.34M | 11.96M |
| Goodwill | 1.01M | 1.01M | 1.01M | 1.01M | 8.48M | 8.6M | 8.46M | 8.46M | 11.21M |
| Intangible Assets | 1.19M | 984K | 778K | 572K | 1.64M | 1.34M | 1.03M | 878K | 752K |
| PP&E (Net) | 9.6M | 7.75M | 9.62M | 9.15M | 17.26M | 13.11M | 14.94M | 18.14M | 21.88M |
| Other Assets | 100K | 110K | 0 | 0 | 9.49M | 0 | 65.68M | 58.45M | -55.18M |
| Total Current Assets | 134.91M | 167.01M | 153.39M | 177.47M | 293.93M | 304.19M | 338.41M | 273.14M | 298.65M |
| Total Non-Current Assets | 568.69M | 603.5M | 713M | 839.2M | 1.06B | 1.28B | 1.43B | 1.47B | 33.84M |
| Total Assets | 703.59M▲ 0% | 770.51M▲ 9.5% | 866.39M▲ 12.4% | 1.02B▲ 17.3% | 1.35B▲ 32.8% | 1.58B▲ 17.3% | 1.77B▲ 11.8% | 1.74B▼ 1.8% | 1.96B▲ 12.9% |
| Asset Growth % | 14.63% | 9.51% | 12.44% | 17.35% | 32.84% | 17.3% | 11.84% | -1.8% | 12.87% |
| Return on Assets (ROA) | 3.61% | 3.39% | 1% | 2.05% | 1.96% | 2.02% | 1.69% | 2.6% | 2.33% |
| Accounts Payable | 2.99M | 4.23M | 8.43M | 3.84M | 5.67M | 9.71M | 0 | 0 | 0 |
| Total Debt | 5.6M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Debt | -124.62M | -159.85M | -147.28M | -170.31M | -198.6M | -114.59M | -198.72M | -240.91M | -244.63M |
| Long-Term Debt | 5.6M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 4.23M | 8.43M | 0 | 0 | -1.05M | 9.65M | 11.12M | 1.71B |
| Total Current Liabilities | 628.82M | 677.82M | 757.84M | 909.35M | 1.22B | 1.44B | 1.59B | 1.52B | 594K |
| Total Non-Current Liabilities | 5.6M | 4.23M | 8.43M | 0 | 0 | -1.05M | 9.65M | 11.12M | 1.71B |
| Total Liabilities | 634.42M | 682.04M | 766.27M | 909.35M | 1.22B | 1.44B | 1.6B | 1.53B | 1.71B |
| Total Equity | 69.18M▲ 0% | 88.47M▲ 27.9% | 100.13M▲ 13.2% | 107.32M▲ 7.2% | 127.41M▲ 18.7% | 144.1M▲ 13.1% | 170.33M▲ 18.2% | 213.21M▲ 25.2% | 251M▲ 17.7% |
| Equity Growth % | 25.46% | 27.89% | 13.18% | 7.18% | 18.72% | 13.1% | 18.2% | 25.18% | 17.72% |
| Equity / Assets (Capital Ratio) | 9.83% | 11.48% | 11.56% | 10.56% | 9.43% | 9.1% | 9.61% | 12.25% | 12.78% |
| Return on Equity (ROE) | 38.27% | 31.72% | 8.7% | 18.57% | 19.73% | 21.83% | 17.99% | 23.83% | 18.56% |
| Book Value per Share | 6.79 | 10.74 | 9.87 | 11.44 | 14.01 | 15.65 | 18.39 | 22.57 | 26.22 |
| Tangible BV per Share | 6.57 | 10.50 | 9.69 | 11.27 | 12.90 | 14.57 | 17.36 | 21.58 | 24.97 |
| Common Stock | 73K | 102K | 101K | 90K | 91K | 91K | 92K | 94K | 95K |
| Additional Paid-in Capital | 6.99M | 80.28M | 92.39M | 93.16M | 94.02M | 95.26M | 97.42M | 101.81M | 103.74M |
| Retained Earnings | 62.12M | 8.09M | 7.61M | 14.07M | 33.15M | 58.05M | 78.96M | 116.28M | 149.71M |
| Accumulated OCI | 0 | 0 | 0 | 0 | 144K | -9.3M | -6.14M | -4.97M | -2.55M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank7 Corp. (BSVN) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 25.88M | 27M | 19.18M | 25.23M | 30.13M | 39.71M | 49.13M | 55.05M | 46.14M |
| Operating CF Growth % | 33.68% | 4.34% | -28.97% | 31.57% | 19.41% | 31.8% | 23.7% | 12.05% | -16.19% |
| Net Income | 23.79M | 25M | 8.22M | 19.27M | 23.16M | 29.64M | 28.27M | 45.7M | 43.07M |
| Depreciation & Amortization | 1.09M | 1.1M | 849K | 1.09M | 1.03M | 1.41M | 1.3M | 1.06M | 1.32M |
| Deferred Taxes | 0 | -1.07M | -20K | -875K | 235K | -1.42M | -1.26M | -144K | -344K |
| Other Non-Cash Items | 1.11M | 69K | -666K | 6.05M | 4.06M | 5.85M | 20.75M | -162K | -1.37M |
| Working Capital Changes | -107K | 1.75M | -1.32M | -1.07M | 604K | 2.86M | -2.1M | 6.13M | 400K |
| Cash from Investing | -65.79M | -37.57M | -108.07M | -119.61M | -43.49M | -342.77M | -130.86M | 80.16M | -210.59M |
| Purchase of Investments | -6K | -6K | -45K | -72K | -30K | -133.06M | -74K | -83.88M | -40K |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | -6K | -6K | -45K | -72K | 970K | -132.06M | 926K | -82.88M | 960K |
| Acquisitions | 0 | 0 | 0 | 0 | 20.43M | 0 | -16.48M | 0 | -2.75M |
| Other Investing | -61.82M | -37.19M | -104.92M | -119.1M | -64.76M | -240.97M | -118.89M | -27.46M | -216.88M |
| Cash from Financing | 65.73M | 38.61M | 77.93M | 131.15M | 64.31M | 207.32M | 153.66M | -82.05M | 174.89M |
| Dividends Paid | -9.75M | -56.16M | -1.01M | -7.8M | -3.98M | -4.37M | -6.32M | -8.06M | -9.34M |
| Share Repurchases | 0 | 0 | -2.65M | -9.08M | 0 | 0 | 0 | -666K | -1.28M |
| Stock Issued | 0 | 50.15M | 0 | 0 | 1K | 0 | 1K | 2.59M | 146K |
| Net Stock Activity | 0 | 50.15M | -2.65M | -9.08M | 1K | 0 | 1K | 1.93M | -1.13M |
| Debt Issuance (Net) | -800K | -1000K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 76.28M | 50.21M | 81.58M | 148.03M | 68.29M | 211.68M | 159.98M | -75.92M | 185.36M |
| Net Change in Cash | 25.81M▲ 0% | 28.04M▲ 8.6% | -10.96M▼ 139.1% | 36.77M▲ 435.5% | 50.95M▲ 38.6% | -95.74M▼ 287.9% | 71.93M▲ 175.1% | 53.15M▼ 26.1% | 10.44M▼ 80.4% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 74.24M | 100.05M | 128.09M | 117.13M | 153.9M | 204.85M | 109.11M | 181.04M | 234.2M |
| Cash at End | 100.05M | 128.09M | 117.13M | 153.9M | 204.85M | 109.11M | 181.04M | 234.2M | 244.63M |
| Interest Paid | 0 | 0 | 9.34M | 6.5M | 3.22M | 9.1M | 37.94M | 45.56M | 0 |
| Income Taxes Paid | 0 | 0 | 6.78M | 7.73M | 7.51M | 9.98M | 10.8M | 15.06M | 0 |
| Free Cash Flow | 21.91M▲ 0% | 26.62M▲ 21.5% | 16.08M▼ 39.6% | 24.8M▲ 54.2% | 29.53M▲ 19.1% | 39.42M▲ 33.5% | 46.29M▲ 17.4% | 50.85M▲ 9.8% | 46.14M▼ 9.3% |
| FCF Growth % | 28.58% | 21.52% | -39.6% | 54.21% | 19.1% | 33.47% | 17.43% | 9.85% | -9.27% |
Bank7 Corp. (BSVN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 30.5% | 38.27% | 31.72% | 8.7% | 18.57% | 19.73% | 21.83% | 17.99% | 23.83% | 18.56% |
| Return on Assets (ROA) | 2.74% | 3.61% | 3.39% | 1% | 2.05% | 1.96% | 2.02% | 1.69% | 2.6% | 2.33% |
| Net Interest Margin | 4.86% | 5.42% | 5.14% | 4.87% | 4.64% | 3.94% | 4.38% | 4.66% | 4.95% | 4.48% |
| Efficiency Ratio | 37.71% | 32.8% | 31.09% | 53.63% | 32% | 34.84% | 35.06% | 25.55% | 25.98% | 28.86% |
| Equity / Assets | 8.98% | 9.83% | 11.48% | 11.56% | 10.56% | 9.43% | 9.1% | 9.61% | 12.25% | 12.78% |
| Book Value / Share | 5.41 | 6.79 | 10.74 | 9.87 | 11.44 | 14.01 | 15.65 | 18.39 | 22.57 | 26.22 |
| NII Growth | - | 27.74% | 3.93% | 6.46% | 11.77% | 12.88% | 30.41% | 18.9% | 4.42% | 1.95% |
| Dividend Payout | 41.59% | 40.98% | 224.62% | 12.27% | 40.5% | 17.19% | 14.73% | 22.36% | 17.63% | 21.69% |
Bank7 Corp. (BSVN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 14, 2026·SEC
Jan 15, 2026·SEC
Oct 15, 2025·SEC
Bank7 Corp. (BSVN) stock FAQ — growth, dividends, profitability & financials explained
Bank7 Corp. (BSVN) saw revenue decline by 3.9% over the past year.
Yes, Bank7 Corp. (BSVN) is profitable, generating $43.1M in net income for fiscal year 2025 (31.4% net margin).
Yes, Bank7 Corp. (BSVN) pays a dividend with a yield of 2.24%. This makes it attractive for income-focused investors.
Bank7 Corp. (BSVN) has a return on equity (ROE) of 18.6%. This is reasonable for most industries.
Bank7 Corp. (BSVN) has a net interest margin (NIM) of 4.5%. This indicates healthy earnings from lending activities.
Bank7 Corp. (BSVN) has an efficiency ratio of 28.9%. This is excellent, indicating strong cost control.
Bank7 Corp. (BSVN) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates