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BWFGBankwell Financial Group, Inc.
$70.11$559M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
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BWFG logo

Bankwell Financial Group, Inc.

BWFG
NASDAQ · Regional Banks
$70.11
At close - Nov 6, 4:00 PM EST - USD
Market Cap$559M
P/E12.2x
52W High$74.46
Volume39.16K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

NII Surge Masks Securities Portfolio Transformation Risk

Bankwell Financial Group is experiencing a strong earnings recovery, with net interest income growing 23.3% year-over-year in 2026Q2 and ROE improving to 3.9%, driven by favorable rate dynamics and a strategic shift from securities into higher-yielding loans.

GrowthAccelerating
ProfitabilityStrong
ValuationReview
TechnicalsStrong
Explore valuation models
MARKET ACTION

BWFG price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

9/12 Beats

EPS beat 9 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 89 · Leader

High momentum (Outperforming 89% of market)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Jan 29

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
BWFG+56.94%
S&P 500 (^GSPC)+7.63%
1-Year Return
BWFG+63.70%
S&P 500 (^GSPC)+9.69%
3-Year Return
BWFG+183.71%
S&P 500 (^GSPC)+68.45%
5-Year Return
BWFG+137.94%
S&P 500 (^GSPC)+56.54%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
12.2x
Forward P/EExpansion
10.8x
EV/EBITDA60th %ile
5.8x
FCF YieldCash Flow
6.8%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
12.2x
9.8x
80th· High
EV/EBITDA
5.8x
2.4x
60th· Fair
Price/FCF
14.6x
7.7x
100th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$108M+24.5% YoY
Net income FY25
$35M+260.3% YoY
Free cash flow FY25
$27M-7.5% YoY
Operating margin FY25
44.8%+29.4 pts YoY
ROIC (FY25)8%
Avg ROIC 5Y7.5%
ROE (TTM)14.3%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate9/12 (75%)
Revenue Beat Rate10/12 (83%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 29, 2026
$1.58+9.7%
vs $1.44
$35M+6.0%
vs $33M
Q3 2026
Jul 23, 2026
$1.52+17.8%
vs $1.29
$33M+7.0%
vs $31M
Q2 2026
Apr 22, 2026
$1.41+14.6%
vs $1.23
$30M+2.6%
vs $29M
Q1 2026
Jan 29, 2026
$1.15-4.2%
vs $1.20
$30M+8.1%
vs $28M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Business Wire·Oct 20, 2026
Bankwell Financial Group Named to Piper Sandler's 2026 Sm-All Stars Class

NEW CANAAN, Conn.--(BUSINESS WIRE)--Bankwell Financial Group, Inc. (NASDAQ: BWFG), parent company of Bankwell Bank, today announced that it has been named to the Piper Sandler 2026 Sm-All Stars Class, a recognition awarded to 25 top-performing publicly traded banks and thrifts nationwide. Piper Sandler's annual Sm-All Stars list identifies high-performing small-cap banking institutions based on measures of growth, profitability, credit quality and capital strength. To earn Sm-All Stars status,.

Defense World·Sep 24, 2026
Bankwell Financial Group (NASDAQ:BWFG) & Oak Valley Bancorp (NASDAQ:OVLY) Head to Head Comparison

Bankwell Financial Group (NASDAQ: BWFG - Get Free Report) and Oak Valley Bancorp (NASDAQ: OVLY - Get Free Report) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, analyst recommendations, earnings, risk, valuation, profitability and institutional ownership. Analyst Recommendations This is a

Zacks Investment Research·Sep 11, 2026
Bankwell Financial Group (BWFG) Upgraded to Strong Buy: What Does It Mean for the Stock?

Bankwell Financial Group (BWFG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Fool - Investing News·Aug 11, 2026
Bankwell Financial's 2026 Outlook: Brooklyn Expansion Drives Strategic Growth in Urban Banking Markets

This under-the-radar regional banking stock boasts a Superscore of 72 from our Hidden Gems Primary database, part of The Motley Fool's Moneyball Database system. Here's why.

Filtered for Bankwell Financial Group, Inc.More Headlines
04

Compare before deciding

Benchmark BWFG against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Bankwell Financial Group, Inc. (BWFG)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
BWFG logoBWFGBankwell Financial Group, Inc.Current
$70.11$559M12.2424.51%35.32%14.33%1.14%
NBTB logoNBTBNBT Bancorp Inc.
$52.83$2.75B12.6814.54%28.98%11.31%2.7%
CTBI logoCTBICommunity Trust Bancorp, Inc.
$69.11$1.26B11.3813.69%35.81%12.58%2.88%
NECB logoNECBNortheast Community Bancorp, Inc.
$29.01$400.78M9.551.33%40.32%11.44%3.36%
DCOM logoDCOMDime Community Bancshares, Inc.
$42.21$1.86B12.7544.2%28.05%9.5%2.36%
WSFS logoWSFSWSFS Financial Corporation
$78.94$4.11B12.112.08%29.98%12.42%0.87%

Compare BWFG vs Peers

Bankwell Financial Group, Inc. (BWFG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs NBTB

Most directly comparable listed peer for BWFG.

Scale Benchmark

vs FISV

Larger-name benchmark to compare BWFG against a more recognizable public peer.

Peer Set

Compare Top 5

vs NBTB, CTBI, NECB, DCOM

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

BWFG SEC Filings & Documents

Bankwell Financial Group, Inc. (BWFG) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 29, 2026·SEC

Material company update

Jul 23, 2026·SEC

Material company update

May 20, 2026·SEC

10-K Annual Reports

2
FY 2026

Mar 4, 2026·SEC

FY 2025

Mar 5, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

Nov 4, 2026·SEC

FY 2026

Aug 5, 2026·SEC

FY 2026

May 6, 2026·SEC

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BWFG Frequently Asked Questions

Bankwell Financial Group, Inc. (BWFG) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Bankwell Financial Group, Inc. growing?

Bankwell Financial Group, Inc. (BWFG) grew revenue by 30.0% over the trailing twelve months, compared with the twelve months before.

Is BWFG profitable?

Yes. Bankwell Financial Group, Inc. (BWFG) earned $45.5M in net income over the trailing twelve months (a 35.3% net margin).

Dividend & Returns
Does BWFG pay dividends?

Yes. Bankwell Financial Group, Inc. (BWFG) pays a dividend that yields 1.14% at the current price, a moderate yield.

What is BWFG's return on equity?

Bankwell Financial Group, Inc. (BWFG) had a return on equity (ROE) of 14.3% over the trailing twelve months. That is in line with the market's typical 10-15%.

Industry Metrics
What is Bankwell Financial Group, Inc.'s net interest margin?

Bankwell Financial Group, Inc. (BWFG) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.

What is Bankwell Financial Group, Inc.'s efficiency ratio?

Bankwell Financial Group, Inc. (BWFG) has an efficiency ratio of 54.3%. This is excellent, indicating strong cost control.

What if you invested $1,000 in BWFG back in 2003?

Total return calculator · dividends reinvested · 23+ years of data

See returns →