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CCC Intelligent Solutions Holdings Inc. (CCC) 10-Year Financial Performance & Capital Metrics

CCC • • Industrial / General
TechnologyInfrastructure SoftwareAI & Analytics PlatformsAI-Powered Surveillance & Analytics
AboutCCC Intelligent Solutions Holdings Inc. provides cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. It SaaS platform digitizes mission-critical AI-enabled workflows, facilitates commerce, and connects businesses across the insurance economy, including insurance carriers, collision repairers, parts suppliers, automotive manufactures, financial institution, and others. The company offers CCC Insurance solutions, including CCC workflow, CCC estimating, CCC total loss, CCC AI and analytics, and CCC casualty; CCC Repair solutions, such as CCC network management, CCC repair workflow, and CCC repair quality; CCC Other Ecosystem solutions, comprising CCC parts solutions, CCC automotive manufacturer solutions, CCC lender solutions, and CCC payments; and CCC International solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.Show more
  • Revenue $945M +9.1%
  • EBITDA $204M +82.9%
  • Net Income $26M +128.3%
  • EPS (Diluted) 0.04 +127.1%
  • Gross Margin 75.55% +2.9%
  • EBITDA Margin 21.57% +67.7%
  • Operating Margin 8.48% +407.0%
  • Net Margin 2.77% +125.9%
  • ROE 1.37% +128.6%
  • ROIC 2.45% +444.3%
  • Debt/Equity 0.42 -9.3%
  • Interest Coverage 1.24 +429.5%
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓Strong Piotroski F-Score: 8/9
  • ✓FCF machine: 24.4% free cash flow margin
  • ✓High quality earnings: Operating CF exceeds net income

✗Weaknesses

  • ✗Trading more than 30% below 52-week high
  • ✗Low asset turnover indicates capital-intensive operations

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y-
3Y11.14%
TTM10.64%

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM-106.15%

EPS CAGR

10Y-
5Y-
3Y-
TTM-107.24%

ROCE

10Y Avg0.28%
5Y Avg0.28%
3Y Avg1.19%
Latest2.7%

Peer Comparison

AI-Powered Surveillance & Analytics
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Valuation
Per Share
Growth
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Quality & Returns
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Sector-Specific
NameMarket CapCurrent PriceP/E RatioRevenue Growth 1YNet MarginROEFCF YieldDebt/Equity
PLTRPalantir Technologies Inc.408.8B178.96941.8928.79%28.11%16.38%0.28%0.05
CCCCCC Intelligent Solutions Holdings Inc.5.25B8.19201.239.05%-0.28%-0.13%4.4%0.42
ODDOddity Tech Ltd.1.55B33.8120.3727.2%14.11%28.94%8.36%0.08
MLGOMicroAlgo Inc.58.21M5.329.67-9.22%11.11%2.12%6.99%0.16
STEMStem, Inc.158.41M18.88-0.18-68.67%62.2%-59.21%
MSAIMultiSensor AI Holdings, Inc.25.16M0.31-0.2936.32%-223.26%-150.02%0.03
WRDWeRide Inc.2.86B8.81-0.96-10.13%-6.97%-125.4%0.02
AISPAirship AI Holdings, Inc.107.31M3.14-1.6587.4%-364.1%

Profit & Loss

Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Sales/Revenue+633.06M688.29M782.45M866.38M944.8M
Revenue Growth %-0.09%0.14%0.11%0.09%
Cost of Goods Sold+208.72M195.66M213.94M230.22M231M
COGS % of Revenue0.33%0.28%0.27%0.27%0.24%
Gross Profit+424.35M492.63M568.51M636.16M713.8M
Gross Margin %0.67%0.72%0.73%0.73%0.76%
Gross Profit Growth %-0.16%0.15%0.12%0.12%
Operating Expenses+347.37M637.31M516.59M660.08M633.7M
OpEx % of Revenue0.55%0.93%0.66%0.76%0.67%
Selling, General & Admin165.55M398.96M287.35M332.69M360.44M
SG&A % of Revenue0.26%0.58%0.37%0.38%0.38%
Research & Development109.51M165.99M156.96M173.11M201.49M
R&D % of Revenue0.17%0.24%0.2%0.2%0.21%
Other Operating Expenses72.31M72.36M72.28M154.28M71.77M
Operating Income+76.98M-144.68M51.92M-23.93M80.11M
Operating Margin %0.12%-0.21%0.07%-0.03%0.08%
Operating Income Growth %--2.88%1.36%-1.46%4.35%
EBITDA+193.34M-21.55M179.07M111.41M203.78M
EBITDA Margin %0.31%-0.03%0.23%0.13%0.22%
EBITDA Growth %--1.11%9.31%-0.38%0.83%
D&A (Non-Cash Add-back)116.36M123.13M127.15M135.34M123.68M
EBIT55.45M-215.93M88.85M-20.97M108.92M
Net Interest Income+-77M-58.99M-38.08M-47.33M-52.41M
Interest Income00908K16.25M12.2M
Interest Expense77M58.99M38.99M63.58M64.61M
Other Income/Expense-98.53M-130.24M-2.06M-60.62M-35.79M
Pretax Income+-21.55M-274.92M49.86M-84.55M44.31M
Pretax Margin %-0.03%-0.4%0.06%-0.1%0.05%
Income Tax+-4.68M-26M11.46M5.52M13.07M
Effective Tax Rate %0.78%0.91%0.77%1.09%0.59%
Net Income+-16.88M-248.92M38.41M-92.48M26.14M
Net Margin %-0.03%-0.36%0.05%-0.11%0.03%
Net Income Growth %--13.75%1.15%-3.41%1.28%
Net Income (Continuing)-16.88M-248.92M38.41M-90.07M31.24M
Discontinued Operations00000
Minority Interest14.18M14.18M14.18M16.58M21.68M
EPS (Diluted)+-0.03-0.460.06-0.150.04
EPS Growth %--15.2%1.13%-3.5%1.27%
EPS (Basic)-0.03-0.460.06-0.150.04
Diluted Shares Outstanding594.55M543.56M642.84M617.89M641.88M
Basic Shares Outstanding594.55M543.56M642.84M617.89M610.76M
Dividend Payout Ratio-----

Balance Sheet

Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Total Current Assets+281.76M322.9M479.07M350M564.65M
Cash & Short-Term Investments162.12M182.54M323.79M195.57M398.98M
Cash Only162.12M182.54M323.79M195.57M398.98M
Short-Term Investments00000
Accounts Receivable85.24M87.43M103.06M104.16M114.32M
Days Sales Outstanding49.1546.3748.0843.8844.17
Inventory015.07M16.56M00
Days Inventory Outstanding-28.1128.25--
Other Current Assets18.13M11.32M11.28M28.6M31.65M
Total Non-Current Assets+2.91B2.91B2.87B2.7B2.62B
Property, Plant & Equipment101.44M173.08M179.32M190.87M201.84M
Fixed Asset Turnover6.24x3.98x4.36x4.54x4.68x
Goodwill1.47B1.47B1.5B1.42B1.42B
Intangible Assets1.31B1.21B1.12B1.02B934.28M
Long-Term Investments010.23M10.23M10.23M10.23M
Other Non-Current Assets33.55M26.16M-173.34M67.17M54.5M
Total Assets+3.2B3.24B3.35B3.05B3.18B
Asset Turnover0.20x0.21x0.23x0.28x0.30x
Asset Growth %-0.01%0.04%-0.09%0.04%
Total Current Liabilities+125.72M136.65M151.56M152.91M154.85M
Accounts Payable13.16M12.92M27.6M16.32M18.39M
Days Payables Outstanding23.0224.147.0925.8829.06
Short-Term Debt25.38M8M8M8M8M
Deferred Revenue (Current)1000K1000K1000K1000K1000K
Other Current Liabilities42.22M54.66M59.16M60.23M53M
Current Ratio2.24x2.36x3.16x2.29x3.65x
Quick Ratio2.24x2.25x3.05x2.29x3.65x
Cash Conversion Cycle-50.3829.23--
Total Non-Current Liabilities+1.68B1.21B1.14B1.1B1.01B
Long-Term Debt1.29B780.61M774.13M767.5M761.05M
Capital Lease Obligations056.13M85M50.8M71.67M
Deferred Tax Liabilities325.5M275.75M241.7M195.37M164.84M
Other Non-Current Liabilities63.95M100.32M37.82M84.23M9.89M
Total Liabilities1.81B1.35B1.29B1.25B1.16B
Total Debt+1.32B852.79M872.61M833.09M848.38M
Net Debt1.16B670.25M548.83M637.52M449.4M
Debt / Equity0.95x0.45x0.42x0.46x0.42x
Debt / EBITDA6.82x-4.87x7.48x4.16x
Net Debt / EBITDA5.98x-3.06x5.72x2.21x
Interest Coverage1.00x-2.45x1.33x-0.38x1.24x
Total Equity+1.39B1.89B2.06B1.8B2.02B
Equity Growth %-0.36%0.09%-0.13%0.12%
Book Value per Share2.333.473.202.913.15
Total Shareholders' Equity1.37B1.87B2.05B1.78B2B
Common Stock50K61K62K60K63K
Retained Earnings-129.37M-746.35M-707.95M-1.13B-1.1B
Treasury Stock00000
Accumulated OCI-271K-315K-884K-1.07M-1.2M
Minority Interest14.18M14.18M14.18M16.58M21.68M

Cash Flow

Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Cash from Operations+103.94M127.33M199.91M250.03M283.89M
Operating CF Margin %0.16%0.19%0.26%0.29%0.3%
Operating CF Growth %-0.23%0.57%0.25%0.14%
Net Income-16.88M-248.92M38.41M-90.07M31.24M
Depreciation & Amortization116.36M123.13M127.15M135.34M123.68M
Stock-Based Compensation11.34M262M109.5M144.52M171.04M
Deferred Taxes-11.12M-46.88M-34.4M-46.33M-30.52M
Other Non-Cash Items23.55M81.87M-26.84M107.5M-6.59M
Working Capital Changes-19.3M-43.86M-13.91M-917K-4.96M
Change in Receivables-10.56M-4.72M-19.84M0-4.2M
Change in Inventory00000
Change in Payables-2.26M-1.05M15.52M-11.27M2.07M
Cash from Investing+-30.67M-48.6M-76.29M-55.03M-53.01M
Capital Expenditures-30.11M-38.32M-47.95M0-53.01M
CapEx % of Revenue0.05%0.06%0.06%0.06%0.06%
Acquisitions-----
Investments-----
Other Investing-560K-49K0-55.03M0
Cash from Financing+-4.42M-58.44M17.88M-323.03M-27.29M
Debt Issued (Net)-----
Equity Issued (Net)-----
Dividends Paid0-269.17M000
Share Repurchases-----
Other Financing13.91M755.95M25.88M13.43M-58.55M
Net Change in Cash-----
Free Cash Flow+73.28M88.97M151.96M195M230.87M
FCF Margin %0.12%0.13%0.19%0.23%0.24%
FCF Growth %-0.21%0.71%0.28%0.18%
FCF per Share0.120.160.240.320.36
FCF Conversion (FCF/Net Income)-6.16x-0.51x5.21x-2.70x10.86x
Interest Paid71.65M54.98M36.64M61.37M62.9M
Taxes Paid917K15.23M55.7M42.95M50.74M

Key Ratios

Metric20202021202220232024
Return on Equity (ROE)-1.22%-15.21%1.95%-4.79%1.37%
Return on Invested Capital (ROIC)2.27%-4.26%1.51%-0.71%2.45%
Gross Margin67.03%71.57%72.66%73.43%75.55%
Net Margin-2.67%-36.16%4.91%-10.67%2.77%
Debt / Equity0.95x0.45x0.42x0.46x0.42x
Interest Coverage1.00x-2.45x1.33x-0.38x1.24x
FCF Conversion-6.16x-0.51x5.21x-2.70x10.86x
Revenue Growth-8.72%13.68%10.73%9.05%

Revenue by Segment

20202021202220232024
Software Subscriptions-662.3M752.5M830.12M906.46M
Software Subscriptions Growth--13.62%10.31%9.20%
Other Services-25.99M29.94M36.26M38.34M
Other Services Growth--15.22%21.10%5.72%
Subscription Revenues867.73M----
Subscription Revenues Growth-----
Transaction Revenues294.89M----
Transaction Revenues Growth-----
Re-occurring Revenues114.53M----
Re-occurring Revenues Growth-----

Revenue by Geography

20202021202220232024
Americas-680.61M774.7M859.55M938.03M
Americas Growth--13.82%10.95%9.13%
CHINA-7.68M7.75M6.83M6.77M
CHINA Growth--0.94%-11.88%-0.89%
North America631.22M----
North America Growth-----
EMEA365.6M----
EMEA Growth-----
Asia Pacific280.33M----
Asia Pacific Growth-----

Frequently Asked Questions

Valuation & Price

CCC Intelligent Solutions Holdings Inc. (CCC) has a price-to-earnings (P/E) ratio of 201.2x. This suggests investors expect higher future growth.

Growth & Financials

CCC Intelligent Solutions Holdings Inc. (CCC) reported $1.03B in revenue for fiscal year 2024. This represents a 62% increase from $633.1M in 2020.

CCC Intelligent Solutions Holdings Inc. (CCC) grew revenue by 9.1% over the past year. This is steady growth.

CCC Intelligent Solutions Holdings Inc. (CCC) reported a net loss of $2.9M for fiscal year 2024.

Dividend & Returns

CCC Intelligent Solutions Holdings Inc. (CCC) has a return on equity (ROE) of 1.4%. This is below average, suggesting room for improvement.

CCC Intelligent Solutions Holdings Inc. (CCC) generated $176.7M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

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